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.elementor-divider{text-align:left;padding-block-start:15px;padding-block-end:15px;}.elementor-5498 .elementor-element.elementor-element-4ff0763 > .elementor-widget-container{padding:0px 0px 0px 10px;border-style:solid;border-width:0px 0px 0px 2px;border-color:#7AA63C;}.elementor-5498 .elementor-element.elementor-element-4ff0763{color:#7AA63C;}.elementor-5498 .elementor-element.elementor-element-1988b25:not(.elementor-motion-effects-element-type-background) > .elementor-widget-wrap, .elementor-5498 .elementor-element.elementor-element-1988b25 > .elementor-widget-wrap > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:#FFFFFF;}.elementor-5498 .elementor-element.elementor-element-1988b25 > .elementor-element-populated{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;margin:8px 8px 8px 8px;--e-column-margin-right:8px;--e-column-margin-left:8px;padding:18px 18px 18px 18px;}.elementor-5498 .elementor-element.elementor-element-1988b25 > .elementor-element-populated > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-5498 .elementor-element.elementor-element-ac735ff > .elementor-widget-container{margin:0px 0px 0px 0px;padding:15px 15px 15px 15px;border-radius:0px 0px 0px 0px;}.elementor-5498 .elementor-element.elementor-element-ac735ff .elementor-icon-box-wrapper{text-align:start;gap:15px;}.elementor-5498 .elementor-element.elementor-element-ac735ff.elementor-view-stacked .elementor-icon{background-color:#7AA63C;}.elementor-5498 .elementor-element.elementor-element-ac735ff.elementor-view-framed .elementor-icon, .elementor-5498 .elementor-element.elementor-element-ac735ff.elementor-view-default .elementor-icon{fill:#7AA63C;color:#7AA63C;border-color:#7AA63C;}.elementor-5498 .elementor-element.elementor-element-ac735ff .elementor-icon-box-title{color:#7AA63C;}.elementor-5498 .elementor-element.elementor-element-ac735ff:has(:hover) .elementor-icon-box-title, 96 .elementor-5498 .elementor-element.elementor-element-ac735ff:has(:focus) .elementor-icon-box-title{color:#7AA63C;}.elementor-5498 .elementor-element.elementor-element-ac735ff .elementor-icon-box-description{color:#7AA63C;}.elementor-5498 .elementor-element.elementor-element-263a532{--divider-border-style:solid;--divider-color:#7AA63C;--divider-border-width:1px;}.elementor-5498 .elementor-element.elementor-element-263a532 .elementor-divider-separator{width:100%;margin:0 auto;margin-center:0;}.elementor-5498 .elementor-element.elementor-element-263a532 .elementor-divider{text-align:center;padding-block-start:15px;padding-block-end:15px;}.elementor-5498 .elementor-element.elementor-element-eb01a8c > .elementor-widget-container{padding:0px 0px 0px 10px;border-style:solid;border-width:0px 0px 0px 2px;border-color:#7AA63C;}.elementor-5498 .elementor-element.elementor-element-eb01a8c{color:#7AA63C;}.elementor-5498 .elementor-element.elementor-element-7d62c98{margin-top:100px;margin-bottom:0px;}.elementor-5498 .elementor-element.elementor-element-51cf712 > .elementor-element-populated{border-style:solid;border-width:2px 2px 2px 2px;border-color:#DB9E33;margin:5px 5px 5px 5px;--e-column-margin-right:5px;--e-column-margin-left:5px;padding:20px 20px 20px 20px;}.elementor-5498 .elementor-element.elementor-element-3e099a2 > .elementor-widget-container{margin:0px 0px 0px 0px;padding:15px 15px 0px 15px;border-radius:0px 0px 0px 0px;}.elementor-5498 .elementor-element.elementor-element-3e099a2 .elementor-icon-box-wrapper{text-align:start;gap:15px;}.elementor-5498 .elementor-element.elementor-element-3e099a2.elementor-view-stacked .elementor-icon{background-color:#DB9E33;}.elementor-5498 .elementor-element.elementor-element-3e099a2.elementor-view-framed .elementor-icon, .elementor-5498 .elementor-element.elementor-element-3e099a2.elementor-view-default .elementor-icon{fill:#DB9E33;color:#DB9E33;border-color:#DB9E33;}.elementor-5498 .elementor-element.elementor-element-3e099a2 .elementor-icon-box-title{color:#DB9E33;}.elementor-5498 .elementor-element.elementor-element-3e099a2:has(:hover) .elementor-icon-box-title, 97 .elementor-5498 .elementor-element.elementor-element-3e099a2:has(:focus) .elementor-icon-box-title{color:#DB9E33;}.elementor-5498 .elementor-element.elementor-element-3e099a2 .elementor-icon-box-description{color:#DB9E33;}.elementor-5498 .elementor-element.elementor-element-c06cad5 > .elementor-widget-container{padding:0px 015px 0px 015px;}.elementor-5498 .elementor-element.elementor-element-c06cad5{font-family:"Montserrat", Sans-serif;font-size:18px;font-weight:500;color:#DB9E33;}.elementor-5498 .elementor-element.elementor-element-b8d8068 > .elementor-element-populated{border-style:solid;border-width:2px 2px 2px 2px;border-color:#DB9E33;margin:5px 5px 5px 5px;--e-column-margin-right:5px;--e-column-margin-left:5px;padding:20px 20px 20px 20px;}.elementor-5498 .elementor-element.elementor-element-a8cd01a > .elementor-widget-container{margin:0px 0px 0px 0px;padding:15px 15px 0px 15px;border-radius:0px 0px 0px 0px;}.elementor-5498 .elementor-element.elementor-element-a8cd01a .elementor-icon-box-wrapper{text-align:start;gap:15px;}.elementor-5498 .elementor-element.elementor-element-a8cd01a.elementor-view-stacked .elementor-icon{background-color:#DB9E33;}.elementor-5498 .elementor-element.elementor-element-a8cd01a.elementor-view-framed .elementor-icon, .elementor-5498 .elementor-element.elementor-element-a8cd01a.elementor-view-default .elementor-icon{fill:#DB9E33;color:#DB9E33;border-color:#DB9E33;}.elementor-5498 .elementor-element.elementor-element-a8cd01a .elementor-icon-box-title{color:#DB9E33;}.elementor-5498 .elementor-element.elementor-element-a8cd01a:has(:hover) .elementor-icon-box-title, 98 .elementor-5498 .elementor-element.elementor-element-a8cd01a:has(:focus) .elementor-icon-box-title{color:#DB9E33;}.elementor-5498 .elementor-element.elementor-element-a8cd01a .elementor-icon-box-description{color:#DB9E33;}.elementor-5498 .elementor-element.elementor-element-5296b48 > .elementor-widget-container{padding:0px 015px 0px 015px;}.elementor-5498 .elementor-element.elementor-element-5296b48{font-family:"Montserrat", Sans-serif;font-size:18px;font-weight:500;color:#DB9E33;}.elementor-5498 .elementor-element.elementor-element-5025f9a{margin-top:100px;margin-bottom:100px;}.elementor-5498 .elementor-element.elementor-element-e162be6:not
98(.elementor-motion-effects-element-type-background) > .elementor-widget-wrap, .elementor-5498 .elementor-element.elementor-element-e162be6 > .elementor-widget-wrap > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:#7AA63C;}.elementor-5498 .elementor-element.elementor-element-e162be6 > .elementor-element-populated{border-style:solid;border-width:2px 2px 2px 2px;border-color:#7AA63C;transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;margin:5px 5px 5px 5px;--e-column-margin-right:5px;--e-column-margin-left:5px;padding:20px 20px 20px 20px;}.elementor-5498 .elementor-element.elementor-element-e162be6 > .elementor-element-populated > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-5498 .elementor-element.elementor-element-3b58151 > .elementor-widget-container{margin:0px 0px 0px 0px;padding:15px 15px 0px 15px;border-radius:0px 0px 0px 0px;}.elementor-5498 .elementor-element.elementor-element-3b58151 .elementor-icon-box-wrapper{text-align:start;gap:15px;}.elementor-5498 .elementor-element.elementor-element-3b58151.elementor-view-stacked .elementor-icon{background-color:#FFFFFF;}.elementor-5498 .elementor-element.elementor-element-3b58151.elementor-view-framed .elementor-icon, .elementor-5498 .elementor-element.elementor-element-3b58151.elementor-view-default .elementor-icon{fill:#FFFFFF;color:#FFFFFF;border-color:#FFFFFF;}.elementor-5498 .elementor-element.elementor-element-3b58151 .elementor-icon-box-title{color:#FFFFFF;}.elementor-5498 .elementor-element.elementor-element-3b58151:has(:hover) .elementor-icon-box-title, 99 .elementor-5498 .elementor-element.elementor-element-3b58151:has(:focus) .elementor-icon-box-title{color:#FFFFFF;}.elementor-5498 .elementor-element.elementor-element-3b58151 .elementor-icon-box-description{color:#FFFFFF;}.elementor-5498 .elementor-element.elementor-element-bcc5cec > .elementor-widget-container{padding:0px 015px 0px 015px;}.elementor-5498 .elementor-element.elementor-element-bcc5cec{font-family:"Montserrat", Sans-serif;font-size:18px;font-weight:500;color:#FFFFFF;}.elementor-5498 .elementor-element.elementor-element-5e33cb5:not(.elementor-motion-effects-element-type-background), .elementor-5498 .elementor-element.elementor-element-5e33cb5 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:#7AA63C;background-image:url("https://www.specialneedstrustsonline.com/wp-content/uploads/2026/02/admin-ajax-3-1.webp");background-position:center center;background-size:cover;}.elementor-5498 .elementor-element.elementor-element-5e33cb5 > .elementor-background-overlay{background-color:transparent;background-image:linear-gradient(180deg, #7AA63C 0%, #DB9E33 100%);opacity:0.5;transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-5498 .elementor-element.elementor-element-5e33cb5{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;padding:100px 0px 100px 0px;}.elementor-5498 .elementor-element.elementor-element-a360f09{text-align:center;}.elementor-5498 .elementor-element.elementor-element-a360f09 .elementor-heading-title{font-family:"Cormorant Garamond", Sans-serif;font-size:44px;font-weight:600;text-transform:uppercase;color:#FFFFFF;}.elementor-5498 .elementor-element.elementor-element-f2e001c{text-align:center;font-family:"Montserrat", Sans-serif;font-size:18px;font-weight:500;color:#FFFFFF;}.elementor-5498 .elementor-element.elementor-element-2e8584f{margin-top:30px;margin-bottom:0px;}.elementor-5498 .elementor-element.elementor-element-d0a2941:not(.elementor-motion-effects-element-type-background) > .elementor-widget-wrap, .elementor-5498 .elementor-element.elementor-element-d0a2941 > .elementor-widget-wrap > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:#FFFFFF;}.elementor-bc-flex-widget .elementor-5498 .elementor-element.elementor-element-d0a2941.elementor-column .elementor-widget-wrap{align-items:center;}.elementor-5498 .elementor-element.elementor-element-d0a2941.elementor-column.elementor-element[data-element_type="column"] > .elementor-widget-wrap.elementor-element-populated{align-content:center;align-items:center;}.elementor-5498 .elementor-element.elementor-element-d0a2941 > .elementor-element-populated{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;margin:6px 6px 6px 6px;--e-column-margin-right:6px;--e-column-margin-left:6px;}.elementor-5498 .elementor-element.elementor-element-d0a2941 > .elementor-element-populated > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-widget-icon-list .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-icon-list .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-icon svg{fill:var
99( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );}.elementor-widget-icon-list .elementor-icon-list-text{color:var( --e-global-color-secondary );}.elementor-5498 .elementor-element.elementor-element-7fe42f0 > .elementor-widget-container{padding:15px 15px 15px 15px;border-radius:0px 0px 0px 0px;}.elementor-5498 .elementor-element.elementor-element-7fe42f0 .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:last-child){padding-block-end:calc(0px/2);}.elementor-5498 .elementor-element.elementor-element-7fe42f0 .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:first-child){margin-block-start:calc(0px/2);}.elementor-5498 .elementor-element.elementor-element-7fe42f0 .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item{margin-inline:calc(0px/2);}.elementor-5498 .elementor-element.elementor-element-7fe42f0 .elementor-icon-list-items.elementor-inline-items{margin-inline:calc(-0px/2);}.elementor-5498 .elementor-element.elementor-element-7fe42f0 .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{inset-inline-end:calc(-0px/2);}.elementor-5498 .elementor-element.elementor-element-7fe42f0 .elementor-icon-list-icon i{color:#7AA63C;transition:color 0.3s;}.elementor-5498 .elementor-element.elementor-element-7fe42f0 .elementor-icon-list-icon svg{fill:#7AA63C;transition:fill 0.3s;}.elementor-5498 .elementor-element.elementor-element-7fe42f0{--e-icon-list-icon-size:20px;--icon-vertical-align:center;--icon-vertical-offset:0px;}.elementor-5498 .elementor-element.elementor-element-7fe42f0 .elementor-icon-list-item > .elementor-icon-list-text, .elementor-5498 .elementor-element.elementor-element-7fe42f0 .elementor-icon-list-item > a{font-family:"Montserrat", Sans-serif;font-size:18px;font-weight:500;}.elementor-5498 .elementor-element.elementor-element-7fe42f0 .elementor-icon-list-text{color:#7AA63C;transition:color 0.3s;}.elementor-5498 .elementor-element.elementor-element-339dbf3:not(.elementor-motion-effects-element-type-background) > .elementor-widget-wrap, .elementor-5498 .elementor-element.elementor-element-339dbf3 > .elementor-widget-wrap > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:#FFFFFF;}.elementor-5498 .elementor-element.elementor-element-339dbf3 > .elementor-element-populated{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;margin:8px 8px 8px 8px;--e-column-margin-right:8px;--e-column-margin-left:8px;}.elementor-5498 .elementor-element.elementor-element-339dbf3 > .elementor-element-populated > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-5498 .elementor-element.elementor-element-553b503 > .elementor-widget-container{padding:15px 15px 15px 15px;border-radius:0px 0px 0px 0px;}.elementor-5498 .elementor-element.elementor-element-553b503 .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:last-child){padding-block-end:calc(0px/2);}.elementor-5498 .elementor-element.elementor-element-553b503 .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:first-child){margin-block-start:calc(0px/2);}.elementor-5498 .elementor-element.elementor-element-553b503 .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item{margin-inline:calc(0px/2);}.elementor-5498 .elementor-element.elementor-element-553b503 .elementor-icon-list-items.elementor-inline-items{margin-inline:calc(-0px/2);}.elementor-5498 .elementor-element.elementor-element-553b503 .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{inset-inline-end:calc(-0px/2);}.elementor-5498 .elementor-element.elementor-element-553b503 .elementor-icon-list-icon i{color:#7AA63C;transition:color 0.3s;}.elementor-5498 .elementor-element.elementor-element-553b503 .elementor-icon-list-icon svg{fill:#7AA63C;transition:fill 0.3s;}.elementor-5498 .elementor-element.elementor-element-553b503{--e-icon-list-icon-size:20px;--icon-vertical-offset:0px;}.elementor-5498 .elementor-element.elementor-element-553b503 .elementor-icon-list-item > .elementor-icon-list-text, .elementor-5498 .elementor-element.elementor-element-553b503 .elementor-icon-list-item > a{font-family:"Montserrat", Sans-serif;font-size:18px;font-weight:500;}.elementor-5498 .elementor-element.elementor-element-553b503 .elementor-icon-list-text{color:#7AA63C;transition:color 0.3s;}.elementor-5498 .elementor-element.elementor-element-c33023b:not(.elementor-motion-effects-element-type-background) > .elementor-widget-wrap, .elementor-5498 .elementor-element.elementor-element-c33023b > .elementor-widget-wrap > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:#FFFFFF;}.elementor-5498 .elementor-element.elementor-element-c33023b > .elementor-element-populated{transition:background 0.3s, border 0.3s, border-radius 0.3s, box-shadow 0.3s;margin:8px 8px 8px 8px;--e-column-margin-right:8px;--e-column-margin-left:8px;}.elementor-5498 .elementor-element.elementor-element-c33023b > .elementor-element-populated > .elementor-background-overlay{transition:background 0.3s, border-radius 0.3s, opacity 0.3s;}.elementor-5498 .elementor-element.elementor-element-edf3d4f > .elementor-widget-container{padding:15px 15px 15px 15px;border-radius:0px 0px 0px 0px;}.elementor-5498 .elementor-element.elementor-element-edf3d4f .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:last-child){padding-block-end:calc(0px/2);}.elementor-5498 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.elementor-element.elementor-element-3e19853 > .elementor-widget-container{padding:0px 0px 0px 0px;}}@media(min-width:1025px){.elementor-5498 .elementor-element.elementor-element-5e33cb5:not(.elementor-motion-effects-element-type-background), .elementor-5498 .elementor-element.elementor-element-5e33cb5 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-attachment:fixed;}.elementor-5498 .elementor-element.elementor-element-188471a:not(.elementor-motion-effects-element-type-background), .elementor-5498 .elementor-element.elementor-element-188471a > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-attachment:fixed;}.elementor-5498 .elementor-element.elementor-element-92ce48a:not(.elementor-motion-effects-element-type-background), .elementor-5498 .elementor-element.elementor-element-92ce48a > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-attachment:fixed;}.elementor-5498 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101 102.elementor-1966 .elementor-element.elementor-element-6871115 > .elementor-container > .elementor-column > .elementor-widget-wrap{align-content:center;align-items:center;}.elementor-1966 .elementor-element.elementor-element-6871115 > .elementor-container{min-height:80px;}.elementor-widget-image .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );}.elementor-1966 .elementor-element.elementor-element-38a44c7 > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-1966 .elementor-element.elementor-element-38a44c7{text-align:start;}.elementor-1966 .elementor-element.elementor-element-38a44c7 img{width:100%;max-width:100%;height:73px;object-fit:contain;object-position:center center;}.elementor-widget-nav-menu .elementor-nav-menu .elementor-item{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( 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div.elementor-menu-toggle svg{fill:#000000;}.elementor-1966 .elementor-element.elementor-element-2c407be div.elementor-menu-toggle:hover, .elementor-1966 .elementor-element.elementor-element-2c407be div.elementor-menu-toggle:focus{color:#00ce1b;}.elementor-1966 .elementor-element.elementor-element-2c407be div.elementor-menu-toggle:hover svg, .elementor-1966 .elementor-element.elementor-element-2c407be div.elementor-menu-toggle:focus svg{fill:#00ce1b;}.elementor-1966 .elementor-element.elementor-element-2c407be{--nav-menu-icon-size:25px;}.elementor-1966 .elementor-element.elementor-element-93b2889:not(.elementor-motion-effects-element-type-background), .elementor-1966 .elementor-element.elementor-element-93b2889 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:transparent;background-image:linear-gradient(221deg, var( --e-global-color-accent ) 0%, #7AA63C 100%);}.elementor-1966 .elementor-element.elementor-element-93b2889{transition:background 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123font-weight:var( --e-global-typography-text-font-weight );color:var( --e-global-color-text );}.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:var( --e-global-color-primary );}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap, .elementor-widget-text-editor.elementor-drop-cap-view-default .elementor-drop-cap{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-1966 .elementor-element.elementor-element-2285c5f > .elementor-widget-container{margin:0px 0px -18px 0px;padding:9px 0px 9px 0px;}.elementor-1966 .elementor-element.elementor-element-2285c5f{text-align:center;font-family:"Montserrat", Sans-serif;font-size:16px;font-weight:500;color:#FFFFFF;}.elementor-1966 .elementor-element.elementor-element-2285c5f a{color:#FFFFFF;}.elementor-theme-builder-content-area{height:400px;}.elementor-location-header:before, .elementor-location-footer:before{content:"";display:table;clear:both;}@media(min-width:768px){.elementor-1966 .elementor-element.elementor-element-6ef10ad{width:14%;}.elementor-1966 .elementor-element.elementor-element-e570916{width:86%;}}@media(max-width:1024px){.elementor-1966 .elementor-element.elementor-element-6871115{padding:30px 20px 30px 20px;}.elementor-1966 .elementor-element.elementor-element-2c407be .elementor-nav-menu--main > .elementor-nav-menu > li > .elementor-nav-menu--dropdown, .elementor-1966 .elementor-element.elementor-element-2c407be .elementor-nav-menu__container.elementor-nav-menu--dropdown{margin-top:45px !important;}}@media(max-width:767px){.elementor-1966 .elementor-element.elementor-element-6871115{padding:20px 0px 20px 20px;}.elementor-1966 .elementor-element.elementor-element-6ef10ad{width:50%;}.elementor-1966 .elementor-element.elementor-element-38a44c7 > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-1966 .elementor-element.elementor-element-38a44c7{text-align:start;}.elementor-1966 .elementor-element.elementor-element-38a44c7 img{width:100%;height:78px;}.elementor-1966 .elementor-element.elementor-element-e570916{width:35%;}.elementor-1966 .elementor-element.elementor-element-2c407be .elementor-nav-menu--main > .elementor-nav-menu > li > .elementor-nav-menu--dropdown, .elementor-1966 .elementor-element.elementor-element-2c407be .elementor-nav-menu__container.elementor-nav-menu--dropdown{margin-top:35px !important;}} 124.elementor-1961 .elementor-element.elementor-element-fe304bb{border-style:solid;border-width:3px 0px 0px 0px;border-color:#DB9E33;padding:50px 0px 50px 0px;}.elementor-1961 .elementor-element.elementor-element-a8efa4b > .elementor-element-populated{margin:0% 10% 0% 0%;--e-column-margin-right:10%;--e-column-margin-left:0%;}.elementor-widget-image .widget-image-caption{color:var( --e-global-color-text );font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );}.elementor-1961 .elementor-element.elementor-element-2b1700f{width:var( --container-widget-width, 102.642% );max-width:102.642%;--container-widget-width:102.642%;--container-widget-flex-grow:0;text-align:start;}.elementor-1961 .elementor-element.elementor-element-2b1700f img{width:239px;max-width:100%;height:100px;}.elementor-widget-text-editor{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );color:var( --e-global-color-text );}.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:var( --e-global-color-primary );}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap, .elementor-widget-text-editor.elementor-drop-cap-view-default .elementor-drop-cap{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-1961 .elementor-element.elementor-element-3253416{width:initial;max-width:initial;font-size:14px;font-weight:normal;line-height:1.8em;color:#7AA63C;}.elementor-1961 .elementor-element.elementor-element-6b6d08e{--grid-template-columns:repeat(0, auto);width:100%;max-width:100%;--icon-size:14px;
124--grid-column-gap:5px;--grid-row-gap:0px;}.elementor-1961 .elementor-element.elementor-element-6b6d08e > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-1961 .elementor-element.elementor-element-6b6d08e .elementor-social-icon{background-color:#DB9E33;--icon-padding:0.9em;}.elementor-1961 .elementor-element.elementor-element-6b6d08e .elementor-social-icon i{color:#FFFFFF;}.elementor-1961 .elementor-element.elementor-element-6b6d08e .elementor-social-icon svg{fill:#FFFFFF;}.elementor-widget-heading .elementor-heading-title{font-family:var( --e-global-typography-primary-font-family ), Sans-serif;font-weight:var( --e-global-typography-primary-font-weight );color:var( --e-global-color-primary );}.elementor-1961 .elementor-element.elementor-element-7fdef73 .elementor-heading-title{font-size:18px;font-weight:500;color:#DB9E33;}.elementor-1961 .elementor-element.elementor-element-bf2d609{color:#3AAF7D;margin-top:30px;margin-bottom:0px;}.elementor-1961 .elementor-element.elementor-element-bf2d609 a{color:#3AAF7D;}.elementor-1961 .elementor-element.elementor-element-bf2d609 a:hover{color:#3AAF7D;}.elementor-widget-icon-list .elementor-icon-list-item:not(:last-child):after{border-color:var( --e-global-color-text );}.elementor-widget-icon-list .elementor-icon-list-icon i{color:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-icon svg{fill:var( --e-global-color-primary );}.elementor-widget-icon-list .elementor-icon-list-item > .elementor-icon-list-text, .elementor-widget-icon-list .elementor-icon-list-item > a{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-weight:var( --e-global-typography-text-font-weight );}.elementor-widget-icon-list .elementor-icon-list-text{color:var( --e-global-color-secondary );}.elementor-1961 .elementor-element.elementor-element-23f604e .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:last-child){padding-block-end:calc(14px/2);}.elementor-1961 .elementor-element.elementor-element-23f604e .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:first-child){margin-block-start:calc(14px/2);}.elementor-1961 .elementor-element.elementor-element-23f604e .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item{margin-inline:calc(14px/2);}.elementor-1961 .elementor-element.elementor-element-23f604e .elementor-icon-list-items.elementor-inline-items{margin-inline:calc(-14px/2);}.elementor-1961 .elementor-element.elementor-element-23f604e .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{inset-inline-end:calc(-14px/2);}.elementor-1961 .elementor-element.elementor-element-23f604e .elementor-icon-list-icon i{color:#DB9E33;transition:color 0.3s;}.elementor-1961 .elementor-element.elementor-element-23f604e .elementor-icon-list-icon svg{fill:#DB9E33;transition:fill 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.elementor-element.elementor-element-e03697c a{color:#3AAF7D;}.elementor-1961 .elementor-element.elementor-element-e03697c a:hover{color:#3AAF7D;}.elementor-1961 .elementor-element.elementor-element-d557c7b .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:last-child){padding-block-end:calc(14px/2);}.elementor-1961 .elementor-element.elementor-element-d557c7b .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:first-child){margin-block-start:calc(14px/2);}.elementor-1961 .elementor-element.elementor-element-d557c7b .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item{margin-inline:calc(14px/2);}.elementor-1961 .elementor-element.elementor-element-d557c7b .elementor-icon-list-items.elementor-inline-items{margin-inline:calc(-14px/2);}.elementor-1961 .elementor-element.elementor-element-d557c7b .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{inset-inline-end:calc(-14px/2);}.elementor-1961 .elementor-element.elementor-element-d557c7b .elementor-icon-list-icon i{color:#DB9E33;transition:color 0.3s;}.elementor-1961 .elementor-element.elementor-element-d557c7b .elementor-icon-list-icon svg{fill:#DB9E33;transition:fill 0.3s;}.elementor-1961 .elementor-element.elementor-element-d557c7b{--e-icon-list-icon-size:13px;--icon-vertical-offset:0px;}.elementor-1961 .elementor-element.elementor-element-d557c7b .elementor-icon-list-icon{padding-inline-end:9px;}.elementor-1961 .elementor-element.elementor-element-d557c7b .elementor-icon-list-item > .elementor-icon-list-text, .elementor-1961 .elementor-element.elementor-element-d557c7b .elementor-icon-list-item > a{font-size:13px;font-weight:normal;}.elementor-1961 .elementor-element.elementor-element-d557c7b .elementor-icon-list-text{color:#7AA63C;transition:color 0.3s;}.elementor-1961 .elementor-element.elementor-element-d557c7b .elementor-icon-list-item:hover .elementor-icon-list-text{color:#DB9E33;}.elementor-1961 .elementor-element.elementor-element-dd8f218 .elementor-heading-title{font-size:18px;font-weight:500;color:#DB9E33;}.elementor-widget-form .elementor-field-group > label, .elementor-widget-form .elementor-field-subgroup label{color:var( --e-global-color-text );}.elementor-widget-form .elementor-field-group > label{font-family:var( --e-global-typography-text-font-family ), Sans-serif;
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);--e-form-steps-indicator-progress-meter-color:var( --e-global-color-text );}.elementor-widget-form .e-form__indicators__indicator__progress__meter{font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );}.elementor-1961 .elementor-element.elementor-element-59155d4 .elementor-field-group{padding-right:calc( 10px/2 );padding-left:calc( 10px/2 );margin-bottom:10px;}.elementor-1961 .elementor-element.elementor-element-59155d4 .elementor-form-fields-wrapper{margin-left:calc( -10px/2 );margin-right:calc( -10px/2 );margin-bottom:-10px;}.elementor-1961 .elementor-element.elementor-element-59155d4 .elementor-field-group.recaptcha_v3-bottomleft, .elementor-1961 .elementor-element.elementor-element-59155d4 .elementor-field-group.recaptcha_v3-bottomright{margin-bottom:0;}body.rtl .elementor-1961 .elementor-element.elementor-element-59155d4 .elementor-labels-inline .elementor-field-group > label{padding-left:0px;}body:not(.rtl) .elementor-1961 .elementor-element.elementor-element-59155d4 .elementor-labels-inline .elementor-field-group > label{padding-right:0px;}body .elementor-1961 .elementor-element.elementor-element-59155d4 .elementor-labels-above .elementor-field-group > label{padding-bottom:0px;}.elementor-1961 .elementor-element.elementor-element-59155d4 .elementor-field-group > label, .elementor-1961 .elementor-element.elementor-element-59155d4 .elementor-field-subgroup label{color:#7A7A7A;}.elementor-1961 .elementor-element.elementor-element-59155d4 .elementor-field-type-html{padding-bottom:0px;}.elementor-1961 .elementor-element.elementor-element-59155d4 .elementor-field-group .elementor-field, .elementor-1961 .elementor-element.elementor-element-59155d4 .elementor-field-subgroup label{font-size:13px;}.elementor-1961 .elementor-element.elementor-element-59155d4 .elementor-field-group .elementor-field:not(.elementor-select-wrapper){background-color:#ffffff;border-color:#c9c9c9;border-radius:0px 0px 0px 0px;}.elementor-1961 .elementor-element.elementor-element-59155d4 .elementor-field-group .elementor-select-wrapper select{background-color:#ffffff;border-color:#c9c9c9;border-radius:0px 0px 0px 0px;}.elementor-1961 .elementor-element.elementor-element-59155d4 .elementor-field-group .elementor-select-wrapper::before{color:#c9c9c9;}.elementor-1961 .elementor-element.elementor-element-59155d4 .elementor-button{font-size:13px;text-transform:uppercase;letter-spacing:4.9px;border-radius:0px 0px 0px 0px;}.elementor-1961 .elementor-element.elementor-element-59155d4 .e-form__buttons__wrapper__button-next{background-color:#DB9E33;color:#ffffff;}.elementor-1961 .elementor-element.elementor-element-59155d4 .elementor-button[type="submit"]{background-color:#DB9E33;color:#ffffff;}.elementor-1961 .elementor-element.elementor-element-59155d4 .elementor-button[type="submit"] svg *{fill:#ffffff;}.elementor-1961 .elementor-element.elementor-element-59155d4 .e-form__buttons__wrapper__button-previous{color:#ffffff;}.elementor-1961 .elementor-element.elementor-element-59155d4 .e-form__buttons__wrapper__button-next:hover{background-color:#7AA63C;color:#ffffff;}.elementor-1961 .elementor-element.elementor-element-59155d4 .elementor-button[type="submit"]:hover{background-color:#7AA63C;color:#ffffff;}.elementor-1961 .elementor-element.elementor-element-59155d4 .elementor-button[type="submit"]:hover svg *{fill:#ffffff;}.elementor-1961 .elementor-element.elementor-element-59155d4 .e-form__buttons__wrapper__button-previous:hover{color:#ffffff;}.elementor-1961 .elementor-element.elementor-element-59155d4{--e-form-steps-indicators-spacing:20px;--e-form-steps-indicator-padding:30px;--e-form-steps-indicator-inactive-secondary-color:#ffffff;--e-form-steps-indicator-active-secondary-color:#ffffff;--e-form-steps-indicator-completed-secondary-color:#ffffff;--e-form-steps-divider-width:1px;--e-form-steps-divider-gap:10px;}.elementor-1961 .elementor-element.elementor-element-b862990 > .elementor-container > .elementor-column > .elementor-widget-wrap{align-content:center;align-items:center;}.elementor-1961 .elementor-element.elementor-element-b862990:not(.elementor-motion-effects-element-type-background), .elementor-1961 .elementor-element.elementor-element-b862990 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:#f4f4f4;}.elementor-1961 .elementor-element.elementor-element-b862990 > .elementor-container{min-height:50px;}.elementor-1961 .elementor-element.elementor-element-b862990{transition:background 0.3s, 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756font-weight:var( --e-global-typography-text-font-weight );color:var( --e-global-color-text );}.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:var( --e-global-color-primary );}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap, .elementor-widget-text-editor.elementor-drop-cap-view-default .elementor-drop-cap{color:var( --e-global-color-primary );border-color:var( --e-global-color-primary );}.elementor-6485 .elementor-element.elementor-element-3351c01c > .elementor-widget-container{margin:0px 0px -10px 0px;padding:0px 20px 0px 020px;}.elementor-6485 .elementor-element.elementor-element-3351c01c{text-align:center;font-family:"Montserrat", Sans-serif;font-weight:400;font-style:normal;}.elementor-widget-button .elementor-button{background-color:var( --e-global-color-accent );font-family:var( --e-global-typography-accent-font-family ), Sans-serif;font-weight:var( --e-global-typography-accent-font-weight );}.elementor-6485 .elementor-element.elementor-element-4d38c274 > .elementor-widget-container{margin:0px 0px 040px 0px;}.elementor-6485 .elementor-element.elementor-element-4d38c274 .elementor-button{font-family:"Montserrat", Sans-serif;font-weight:500;font-style:normal;border-radius:20px 20px 20px 20px;}</style> <section class="elementor-section elementor-top-section elementor-element elementor-element-a09ef10 elementor-section-height-min-height elementor-section-content-bottom elementor-section-stretched elementor-section-items-top elementor-section-boxed elementor-section-height-default" data-id="a09ef10" data-element_type="section" data-e-type="section" data-settings="{"background_background":"classic","stretch_section":"section-stretched"}"> 757 <div class="elementor-background-overlay"></div> 758 <div class="elementor-container elementor-column-gap-no"> 759 <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2b851b6" data-id="2b851b6" data-element_type="column" data-e-type="column"> 760 <div class="elementor-widget-wrap elementor-element-populated"> 761 <div class="elementor-element elementor-element-e3e578d elementor-widget__width-inherit elementor-widget elementor-widget-text-editor" data-id="e3e578d" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 762 <div class="elementor-widget-container"> 763 <p>Able Account</p> </div> 764 </div> 765 </div> 766 </div> 767 </div> 768 </section> 769 <section class="elementor-section elementor-top-section elementor-element elementor-element-4e0311e elementor-section-content-middle elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="4e0311e" data-element_type="section" data-e-type="section" data-settings="{"stretch_section":"section-stretched"}"> 770 <div class="elementor-container elementor-column-gap-no"> 771 <div class="elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-d839899" data-id="d839899" data-element_type="column" data-e-type="column"> 772 <div class="elementor-widget-wrap elementor-element-populated"> 773 <div class="elementor-element elementor-element-a325fa6 elementor-widget elementor-widget-heading" data-id="a325fa6" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 774 <div class="elementor-widget-container"> 775 <h3 class="elementor-heading-title elementor-size-default">Understanding ABLE Accounts</h3> </div> 776 </div> 777 <div class="elementor-element elementor-element-a9a0aba elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="a9a0aba" data-element_type="widget" data-e-type="widget" data-widget_type="divider.default"> 778 <div class="elementor-widget-container"> 779 <div class="elementor-divider"> 780 <span class="elementor-divider-separator"> 781 </span> 782 </div> 783 </div> 784 </div> 785 </div> 786 </div> 787 <div class="elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-76ede4f" data-id="76ede4f" data-element_type="column" data-e-type="column"> 788 <div class="elementor-widget-wrap elementor-element-populated"> 789 <div class="elementor-element elementor-element-e3ed307 elementor-widget elementor-widget-image" data-id="e3ed307" data-element_type="widget" data-e-type="widget" data-widget_type="image.default"> 790 <div class="elementor-widget-container"> 791 <img decoding="async" width="740" height="404" src="https://www.specialneedstrustsonline.com/wp-content/uploads/2025/12/vecteez
791y_smiling-boy-in-wheelchair-at-accessible-playground_73861190-1024x559.webp" class="elementor-animation-grow attachment-large size-large wp-image-7687" alt="Special Needs Trusts Online - trust for vulnerable person - Supportive family moment with a disability caregiver, representing special disability trust planning for stability" srcset="https://www.specialneedstrustsonline.com/wp-content/uploads/2025/12/vecteezy_smiling-boy-in-wheelchair-at-accessible-playground_73861190-1024x559.webp 1024w, https://www.specialneedstrustsonline.com/wp-content/uploads/2025/12/vecteezy_smiling-boy-in-wheelchair-at-accessible-playground_73861190-300x164.webp 300w, https://www.specialneedstrustsonline.com/wp-content/uploads/2025/12/vecteezy_smiling-boy-in-wheelchair-at-accessible-playground_73861190-768x419.webp 768w, https://www.specialneedstrustsonline.com/wp-content/uploads/2025/12/vecteezy_smiling-boy-in-wheelchair-at-accessible-playground_73861190-1536x838.webp 1536w, https://www.specialneedstrustsonline.com/wp-content/uploads/2025/12/vecteezy_smiling-boy-in-wheelchair-at-accessible-playground_73861190-2048x1117.webp 2048w" sizes="100vw" /> </div> 792 </div> 793 <div class="elementor-element elementor-element-caef96b elementor-widget elementor-widget-text-editor" data-id="caef96b" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 794 <div class="elementor-widget-container"> 795 <p>An ABLE Account is a simple and powerful savings tool designed specifically for individuals with disabilities. It allows someone to save money for everyday needs or future expenses, without losing eligibility for important government benefits</p> </div> 796 </div> 797 </div> 798 </div> 799 <div class="elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-cfda6c1" data-id="cfda6c1" data-element_type="column" data-e-type="column"> 800 <div class="elementor-widget-wrap elementor-element-populated"> 801 <div class="elementor-element elementor-element-785a38f elementor-widget elementor-widget-text-editor" data-id="785a38f" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 802 <div class="elementor-widget-container"> 803 <p>Earnings in an ABLE account grow tax-free, and funds can be used for a wide range of disability-related expenses.</p> </div> 804 </div> 805 <div class="elementor-element elementor-element-18090b5 elementor-widget elementor-widget-image" data-id="18090b5" data-element_type="widget" data-e-type="widget" data-widget_type="image.default"> 806 <div class="elementor-widget-container"> 807 <img decoding="async" width="2560" height="1707" src="https://www.specialneedstrustsonline.com/wp-content/uploads/2025/12/vecteezy_ai-generated-young-disabled-boy-sitting-on-wheelchair-at_37442401-scaled.webp" class="elementor-animation-grow attachment-full size-full wp-image-7686" alt="Special Needs Trusts Online - trust for vulnerable person - Supportive family moment with a disability caregiver, representing special disability trust planning for stability" srcset="https://www.specialneedstrustsonline.com/wp-content/uploads/2025/12/vecteezy_ai-generated-young-disabled-boy-sitting-on-wheelchair-at_37442401-scaled.webp 2560w, https://www.specialneedstrustsonline.com/wp-content/uploads/2025/12/vecteezy_ai-generated-young-disabled-boy-sitting-on-wheelchair-at_37442401-300x200.webp 300w, https://www.specialneedstrustsonline.com/wp-content/uploads/2025/12/vecteezy_ai-generated-young-disabled-boy-sitting-on-wheelchair-at_37442401-1024x683.webp 1024w, https://www.specialneedstrustsonline.com/wp-content/uploads/2025/12/vecteezy_ai-generated-young-disabled-boy-sitting-on-wheelchair-at_37442401-768x512.webp 768w, https://www.specialneedstrustsonline.com/wp-content/uploads/2025/12/vecteezy_ai-generated-young-disabled-boy-sitting-on-wheelchair-at_37442401-1536x1024.webp 1536w, https://www.specialneedstrustsonline.com/wp-content/uploads/2025/12/vecteezy_ai-generated-young-disabled-boy-sitting-on-wheelchair-at_37442401-2048x1365.webp 2048w" sizes="100vw" /> </div>
808 </div> 809 </div> 810 </div> 811 </div> 812 </section> 813 <section class="elementor-section elementor-top-section elementor-element elementor-element-11e152f elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default" data-id="11e152f" data-element_type="section" data-e-type="section" data-settings="{"stretch_section":"section-stretched"}"> 814 <div class="elementor-container elementor-column-gap-default"> 815 <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-39d9fcb" data-id="39d9fcb" data-element_type="column" data-e-type="column"> 816 <div class="elementor-widget-wrap elementor-element-populated"> 817 <div class="elementor-element elementor-element-1328b61 elementor-widget elementor-widget-html" data-id="1328b61" data-element_type="widget" data-e-type="widget" data-widget_type="html.default"> 818 <div class="elementor-widget-container"> 819 <style> 820 /* ========================================================================= 821 ELIGIBILITY BLOCK â scoped entirely under .snt-elig (won't touch theme) 822 Palette: #DB9E33 gold · #7AA63C green (minimal) · #505050 ink · #fff paper 823 ========================================================================= */ 824 .snt-elig{ 825 --gold:#DB9E33; --gold-deep:#b9831f; --green:#7AA63C; --green-deep:#5f852c; 826 --ink:#505050; --ink-soft:#7a7a7a; --paper:#ffffff; 827 --line:#ece4d6; --wash:#faf6ee; 828 box-sizing:border-box; width:100%; margin:0 auto; 829 background:var(--paper); 830 border:1px solid var(--line); border-radius:18px; 831 box-shadow:0 18px 50px -30px rgba(80,80,80,.55); 832 color:var(--ink); 833 font-family:Arial,Helvetica,sans-serif; 834 overflow:hidden; position:relative; 835 -webkit-font-smoothing:antialiased; 836 } 837 .snt-elig *{box-sizing:border-box;} 838 839 /* ---- Header band ---- */ 840 .snt-elig .se-head{ 841 padding:clamp(22px,3.5vw,34px) clamp(20px,4vw,46px); 842 border-bottom:1px solid var(--line); 843 background:linear-gradient(180deg,var(--wash) 0%, #fff 100%); 844 position:relative; 845 } 846 .snt-elig .se-head::before{ 847 content:""; position:absolute; left:0; top:0; bottom:0; width:6px; 848 background:var(--gold); 849 } 850 .snt-elig .se-kicker{ 851 display:inline-block; font-size:12px; font-weight:800; letter-spacing:.18em; 852 text-transform:uppercase; color:var(--gold-deep); margin:0 0 8px; 853 } 854 .snt-elig .se-title{ 855 margin:0; font-family:Georgia,'Times New Roman',serif; font-weight:700; 856 font-size:clamp(21px,3vw,30px); line-height:1.2; color:var(--ink); 857 } 858 .snt-elig .se-purpose{ 859 margin:0; max-width:none; font-size:clamp(15px,1.7vw,17px); 860 line-height:1.65; color:var(--ink); 861 } 862 863 /* ---- Two-panel body ---- */ 864 .snt-elig .se-grid{ display:grid; grid-template-columns:1fr 1fr; } 865 .snt-elig .se-panel{ padding:clamp(22px,3.2vw,36px) clamp(20px,3.4vw,40px); } 866 .snt-elig .se-panel--who{ background:#fff; } 867 .snt-elig .se-panel--when{ background:var(--wash); border-left:1px solid var(--line); } 868 869 .snt-elig .se-label{ 870 display:flex; align-items:center; gap:10px; margin:0 0 18px; 871 } 872 .snt-elig .se-label .se-ic{ 873 width:34px; height:34px; border-radius:9px; flex:none; 874 display:grid; place-items:center; color:#fff; 875 } 876 .snt-elig .se-panel--who .se-ic{ background:var(--gold); } 877 .snt-elig .se-panel--when .se-ic{ background:var(--green); } 878 .snt-elig .se-ic svg{ width:19px; height:19px; } 879 .snt-elig .se-label h3{ 880 margin:0; font-family:Georgia,'Times New Roman',serif; 881 font-size:clamp(16px,2vw,20px); font-weight:700; color:var(--ink); line-height:1.2; 882 } 883 .snt-elig .se-sub{ 884 margin:-10px 0 18px 44px; font-size:15px; color:var(--ink-soft); font-style:italic; 885 } 886 887 /* ---- WHO list : check-circle qualifiers ---- */ 888 .snt-elig .se-checks{ list-style:none; margin:0; padding:0; } 889 .snt-elig .se-checks li{ 890 position:relative; padding:0 0 14px 34px; font-size:16.5px; line-height:1.55; 891 color:var(--ink); 892 } 893 .snt-elig .se-checks li:last-child{ padding-bottom:0; } 894 .snt-elig .se-checks li::before{ 895 content:""; position:absolute; left:0; top:1px; width:21px; height:21px; 896 border-radius:50%; background:rgba(219,158,51,.14); 897 border:1.5px solid var(--gold); 898 } 899 .snt-elig .se-checks li::after{ 900 content:""; position:absolute;
900 left:6.5px; top:6px; width:8px; height:4.5px; 901 border-left:2px solid var(--gold-deep); border-bottom:2px solid var(--gold-deep); 902 transform:rotate(-45deg); 903 } 904 905 /* ---- WHEN list : connected timeline of moments ---- */ 906 .snt-elig .se-timeline{ list-style:none; margin:0; padding:0; position:relative; } 907 .snt-elig .se-timeline::before{ 908 content:""; position:absolute; left:9px; top:6px; bottom:6px; width:2px; 909 background:linear-gradient(180deg,var(--green) 0%, rgba(122,166,60,.25) 100%); 910 } 911 .snt-elig .se-timeline li{ 912 position:relative; padding:0 0 16px 34px; font-size:16.5px; line-height:1.55; 913 color:var(--ink); 914 } 915 .snt-elig .se-timeline li:last-child{ padding-bottom:0; } 916 .snt-elig .se-timeline li::before{ 917 content:""; position:absolute; left:3px; top:3px; width:14px; height:14px; 918 border-radius:50%; background:#fff; border:3px solid var(--green); 919 } 920 921 /* ---- responsive ---- */ 922 @media (max-width:760px){ 923 .snt-elig .se-grid{ grid-template-columns:1fr; } 924 .snt-elig .se-panel--when{ border-left:0; border-top:1px solid var(--line); } 925 } 926 @media (prefers-reduced-motion:no-preference){ 927 .snt-elig .se-checks li, .snt-elig .se-timeline li{ transition:transform .15s ease; } 928 } 929</style> 930 931<section class="snt-elig" aria-label="ABLE Account eligibility"> 932 <div class="se-head"> 933 <p class="se-purpose">Helps individuals with disabilities and families understand how ABLE accounts can support savings, qualified disability expenses, and benefit protection.</p> 934 </div> 935 936 <div class="se-grid"> 937 <div class="se-panel se-panel--who"> 938 <div class="se-label"> 939 <span class="se-ic"><svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"><path d="M16 21v-2a4 4 0 0 0-4-4H6a4 4 0 0 0-4 4v2"/><circle cx="9" cy="7" r="4"/><path d="M22 11l-3 3-2-2"/></svg></span> 940 <h3>Who This Is For</h3> 941 </div> 942 <p class="se-sub">This service is right for you ifâ¦</p> 943 <ul class="se-checks"> 944 <li>You are a person with a disability who wants to save money without risking key benefits.</li> 945 <li>You are a parent, guardian, or family member helping manage disability-related expenses.</li> 946 <li>You want a flexible way to pay for everyday needs, housing, education, transportation, health, or support services.</li> 947 <li>You want to compare how an ABLE account can work alongside a Special Needs Trust.</li> 948 </ul> 949 </div> 950 951 <div class="se-panel se-panel--when"> 952 <div class="se-label"> 953 <span class="se-ic"><svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"><circle cx="12" cy="12" r="9"/><path d="M12 7v5l3 2"/></svg></span> 954 <h3>When You Need This</h3> 955 </div> 956 <p class="se-sub">Consider this document whenâ¦</p> 957 <ul class="se-timeline"> 958 <li>You want to save more than the usual resource limit while protecting benefits.</li> 959 <li>You receive gifts, birthday money, work income, or extra funds that need a safe place.</li> 960 <li>You need a simple account for qualified disability-related expenses.</li> 961 <li>You are building a larger plan that may include a Special Needs Trust, Power of Attorney, or Letter of Intent.</li> 962 </ul> 963 </div> 964 </div> 965</section> </div> 966 </div> 967 </div> 968 </div> 969 </div> 970 </section> 971 <section class="elementor-section elementor-top-section elementor-element elementor-element-8883f6a elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default" data-id="8883f6a" data-element_type="section" data-e-type="section" data-settings="{"stretch_section":"section-stretched"}"> 972 <div class="elementor-container elementor-column-gap-default"> 973 <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1f81d6c" data-id="1f81d6c" data-element_type="column" data-e-type="column"> 974 <div class="elementor-widget-wrap elementor-element-populated"> 975 <div class="elementor-element elementor-element-0435b72 elementor-widget elementor-widget-html" data-id="0435b72" data-element_type="widget" data-e-type="widget" data-widget_type="html.default"> 976 <div class="elementor-widget-container"> 977 <style> 978 /* ========================================================================= 979 "WHAT HAPPENS IF YOU DO NOTHING?" educational block 980 Scoped under .snt-nothing so it never affects the rest of the page. 981 Calm, factual framing â no alarm colors, no scare visuals. 982 Palette: #DB9E33 gold · #7AA63C green (minimal) · #505050 ink · #fff paper 983 ========================================================================= */ 984 .snt-nothing{ 985 --gold:#DB9E33; --gold-deep:#b9831f; --green:#7AA63C; --green-deep:#5f852c; 986 --ink:#505050; --ink-soft:#6f6f6f; --paper:#ffffff; 987 --line:#e7ddcb; --wash:#faf6ee; --calm:#f4f1ea; 988 box-sizing:border-box; width:100%; margin:0 auto; 989 background:var(--paper); 990 border:1px solid var(--line); border-radius:18px; 991 box-shadow:0 16px 46px -30px rgba(80,80,80,.5); 992 color:var(--ink); font-family:Arial,Helvetica,sans-serif; 993 overflow:hidden; position:relative; -webkit-font-smoothing:antialiased; 994 } 995 .snt-nothing *{ box-sizing:border-box; } 996 997 .snt-nothing .sn-inner{ padding:clamp(26px,4vw,48px) clamp(22px,4vw,52px); } 998 999 /* heading row */ 1000 .snt-nothing .sn-top{ display:flex; align-items:center; gap:14px; margin:0 0 6px; } 1001 .snt-nothing .sn-badge{ 1002 width:46px; height:46px; flex:none; border-radius:12px; 1003 display:grid; place-items:center; color:#fff; background:var(--gold); 1004 box-shadow:0 8px 18px -8px rgba(219,158,51,.8); 1005 } 1006 .snt-nothing .sn-badge svg{ width:25px; height:25px; } 1007 .snt-nothing h2{ 1008 margin:0; font-family:Georgia,'Times New Roman',serif; font-weight:700; 1009 font-size:clamp(22px,3vw,31px); line-height:1.2; color:var(--ink); 1010 } 1011 .snt-nothing .sn-kicker{ 1012 display:block; font-family:Arial,Helvetica,sans-serif; 1013 font-size:12px; font-weight:800; letter-spacing:.16em; text-transform:uppercase; 1014 color:var(--gold-deep); margin:0 0 4px; 1015 } 1016 .snt-nothing .sn-intro{ 1017 margin:16px 0 24px; max-width:none; 1018 font-size:clamp(15px,1.7vw,17px); line-height:1.7; color:var(--ink); 1019 } 1020 1021 /* consequences */ 1022 .snt-nothing .sn-list{ display:grid; gap:14px; margin:0 0 26px; } 1023 .snt-nothing .sn-item{ 1024 display:flex; gap:14px; align-items:flex-start; 1025 background:var(--calm); border:1px solid var(--line); 1026 border-radius:12px; padding:16px 18px; 1027 } 1028 .snt-nothing .sn-dot{ 1029 width:30px; height:30px; flex:none; border-radius:50%; 1030 display:grid; place-items:center; margin-top:1px; 1031 background:rgba(219,158,51,.16); color:var(--gold-deep); 1032 } 1033 .snt-nothing .sn-dot svg{ width:17px; height:17px; } 1034 .snt-nothing .sn-item p{ 1035 margin:0; font-size:clamp(15px,1.6vw,16.5px); line-height:1.6; color:var(--ink); 1036 } 1037 1038 /* reassurance â the calm, hopeful note (the rare, minimal green) */ 1039 .snt-nothing .sn-reassure{ 1040 display:flex; gap:14px; align-items:flex-start; 1041 background:rgba(122,166,60,.10); 1042 border:1px solid rgba(122,166,60,.34); 1043 border-left:5px solid var(--green); 1044 border-radius:12px; padding:18px 20px; 1045 } 1046 .snt-nothing .sn-reassure .sn-rdot{ 1047 width:30px; height:30px; flex:none; border-radius:50%; 1048 display:grid; place-items:center; margin-top:1px; 1049 background:var(--green); color:#fff; 1050 } 1051 .snt-nothing .sn-reassure .sn-rdot svg{ width:17px; height:17px; } 1052 .snt-nothing .sn-reassure p{ 1053 margin:0; font-size:clamp(15px,1.7vw,17px); line-height:1.65; color:#3f5a1c; font-weight:600; 1054 } 1055 1056 @media (max-width:600px){ 1057 .snt-nothing{ border-radius:14px; } 1058 .snt-nothing .sn-badge{ width:42px; height:42px; } 1059 } 1060</style> 1061 1062<section class="snt-nothing" aria-label="What happens if you do nothing â ABLE Account"> 1063 <div class="sn-inner"> 1064 <div class="sn-top">
1065 <span class="sn-badge"><svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"><circle cx="12" cy="12" r="10"/><path d="M12 16v-4M12 8h.01"/></svg></span> 1066 <div> 1067 <span class="sn-kicker">A Quick, Honest Note</span> 1068 <h2>What Happens If You Do Nothing?</h2> 1069 </div> 1070 </div> 1071 1072 <p class="sn-intro">Many families donât realize thereâs a benefit-safe way to save â so savings either donât happen or quietly create a problem.</p> 1073 1074 <div class="sn-list"> 1075 <div class="sn-item"> 1076 <span class="sn-dot"><svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.4" stroke-linecap="round" stroke-linejoin="round"><path d="M9 6l6 6-6 6"/></svg></span> 1077 <p>Saving more than the usual resource limit in a regular account can reduce or interrupt benefits like SSI and Medicaid.</p> 1078 </div> 1079 <div class="sn-item"> 1080 <span class="sn-dot"><svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.4" stroke-linecap="round" stroke-linejoin="round"><path d="M9 6l6 6-6 6"/></svg></span> 1081 <p>Gifts, birthday money, or work income may have no safe place to go, leaving families unsure how to set funds aside.</p> 1082 </div> 1083 <div class="sn-item"> 1084 <span class="sn-dot"><svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.4" stroke-linecap="round" stroke-linejoin="round"><path d="M9 6l6 6-6 6"/></svg></span> 1085 <p>Everyday disability-related expenses can be harder to manage without a dedicated, protected account.</p> 1086 </div> 1087 </div> 1088 1089 <div class="sn-reassure"> 1090 <span class="sn-rdot"><svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"><path d="M20.8 4.6a5.5 5.5 0 0 0-7.8 0L12 5.6l-1-1a5.5 5.5 0 0 0-7.8 7.8l1 1L12 21l7.8-7.6 1-1a5.5 5.5 0 0 0 0-7.8z"/></svg></span> 1091 <p>An ABLE account lets a person with a disability save and pay for qualified expenses while protecting benefits â and it works well alongside a Special Needs Trust.</p> 1092 </div> 1093 </div> 1094</section> </div> 1095 </div> 1096 </div> 1097 </div> 1098 </div> 1099 </section> 1100 <section class="elementor-section elementor-top-section elementor-element elementor-element-fdafe64 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="fdafe64" data-element_type="section" data-e-type="section" data-settings="{"stretch_section":"section-stretched","background_background":"classic"}"> 1101 <div class="elementor-container elementor-column-gap-default"> 1102 <div class="elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-acb1c68" data-id="acb1c68" data-element_type="column" data-e-type="column" data-settings="{"background_background":"classic"}"> 1103 <div class="elementor-widget-wrap elementor-element-populated"> 1104 <div class="elementor-element elementor-element-e5478b6 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box" data-id="e5478b6" data-element_type="widget" data-e-type="widget" data-widget_type="icon-box.default"> 1105 <div class="elementor-widget-container"> 1106 <div class="elementor-icon-box-wrapper"> 1107 1108 <div class="elementor-icon-box-icon"> 1109 <span class="elementor-icon"> 1110 <i aria-hidden="true" class="fas fa-book"></i> </span> 1111 </div> 1112 1113 <div class="elementor-icon-box-content"> 1114 1115 <h3 class="elementor-icon-box-title"> 1116 <span > 1117 What an ABLE Account Does </span> 1118 </h3> 1119 1120 <p class="elementor-icon-box-description"> 1121 An ABLE account works like an online savings account where a person with a disability can hold up to $100,000 without affecting their eligibility for SSI. Most states also provide tax advantages, making the account an easy way to save, invest, and protect financial resources. </p> 1122 1123 </div> 1124 1125 </div> 1126 </div>
1127 </div> 1128 <div class="elementor-element elementor-element-d2194b3 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="d2194b3" data-element_type="widget" data-e-type="widget" data-widget_type="divider.default"> 1129 <div class="elementor-widget-container"> 1130 <div class="elementor-divider"> 1131 <span class="elementor-divider-separator"> 1132 </span> 1133 </div> 1134 </div> 1135 </div> 1136 <div class="elementor-element elementor-element-7beca29 elementor-widget elementor-widget-text-editor" data-id="7beca29" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1137 <div class="elementor-widget-container"> 1138 <p><span style="font-weight: 400;">Families often use an ABLE account to deposit birthday gifts, unexpected money, or excess funds from a checking account to stay under SSIâs $2,000 asset limit.</span></p> </div> 1139 </div> 1140 </div> 1141 </div> 1142 <div class="elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-d46120f" data-id="d46120f" data-element_type="column" data-e-type="column" data-settings="{"background_background":"classic"}"> 1143 <div class="elementor-widget-wrap elementor-element-populated"> 1144 <div class="elementor-element elementor-element-2923f10 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box" data-id="2923f10" data-element_type="widget" data-e-type="widget" data-widget_type="icon-box.default"> 1145 <div class="elementor-widget-container"> 1146 <div class="elementor-icon-box-wrapper"> 1147 1148 <div class="elementor-icon-box-icon"> 1149 <span class="elementor-icon"> 1150 <i aria-hidden="true" class="fas fa-book"></i> </span> 1151 </div> 1152 1153 <div class="elementor-icon-box-content"> 1154 1155 <h3 class="elementor-icon-box-title"> 1156 <span > 1157 Why ABLE Accounts Matter </span> 1158 </h3> 1159 1160 <p class="elementor-icon-box-description"> 1161 For many individuals with disabilities, asset limits can get in the way of financial independence. An ABLE account offers a safe, protected place to save money for things that improve daily life, from food and housing to assistive technology, education, transportation, or personal support. </p> 1162 1163 </div> 1164 1165 </div> 1166 </div> 1167 </div> 1168 <div class="elementor-element elementor-element-78ccff0 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="78ccff0" data-element_type="widget" data-e-type="widget" data-widget_type="divider.default"> 1169 <div class="elementor-widget-container"> 1170 <div class="elementor-divider"> 1171 <span class="elementor-divider-separator"> 1172 </span> 1173 </div> 1174 </div> 1175 </div> 1176 <div class="elementor-element elementor-element-4ff0763 elementor-widget elementor-widget-text-editor" data-id="4ff0763" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1177 <div class="elementor-widget-container"> 1178 <p><span style="font-weight: 400;">Establishing an ABLE account does not impact eligibility for SSI, Medicaid, or other means-tested benefits. The beneficiary remains the owner and retains control over how funds are used.</span></p> </div> 1179 </div> 1180 </div> 1181 </div> 1182 <div class="elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-1988b25" data-id="1988b25" data-element_type="column" data-e-type="column" data-settings="{"background_background":"classic"}"> 1183 <div class="elementor-widget-wrap elementor-element-populated"> 1184 <div class="elementor-element elementor-element-ac735ff elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box" data-id="ac735ff" data-element_type="widget" data-e-type="widget" data-widget_type="icon-box.default"> 1185 <div class="elementor-widget-container"> 1186 <div class="elementor-icon-box-wrapper"> 1187 1188 <div class="elementor-icon-box-icon"> 1189 <span class="elementor-icon"> 1190 <i aria-hidden="true" class="fas fa-book"></i> </span> 1191 </div> 1192 1193 <div class="elementor-icon-box-content"> 1194 1195 <h3 class="elementor-icon-box-title"> 1196 <span > 1197 The Letter of Intent (LOI) </span> 1198 </h3> 1199 1200 <p class="elementor-icon-box-description">
1201 Families often pair an ABLE account with a Letter of Intent, a personal guide that explains the individual's daily routines, needs, preferences, supports, and important contacts. </p> 1202 1203 </div> 1204 1205 </div> 1206 </div> 1207 </div> 1208 <div class="elementor-element elementor-element-263a532 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="263a532" data-element_type="widget" data-e-type="widget" data-widget_type="divider.default"> 1209 <div class="elementor-widget-container"> 1210 <div class="elementor-divider"> 1211 <span class="elementor-divider-separator"> 1212 </span> 1213 </div> 1214 </div> 1215 </div> 1216 <div class="elementor-element elementor-element-eb01a8c elementor-widget elementor-widget-text-editor" data-id="eb01a8c" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1217 <div class="elementor-widget-container"> 1218 <p>While not a legal document, the LOI becomes an invaluable resource for anyone who may step in to support your loved one in the future, ensuring continuity, stability, and respect for their wishes.</p> </div> 1219 </div> 1220 </div> 1221 </div> 1222 </div> 1223 </section> 1224 <section class="elementor-section elementor-top-section elementor-element elementor-element-7d62c98 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="7d62c98" data-element_type="section" data-e-type="section" data-settings="{"stretch_section":"section-stretched"}"> 1225 <div class="elementor-container elementor-column-gap-default"> 1226 <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-51cf712" data-id="51cf712" data-element_type="column" data-e-type="column"> 1227 <div class="elementor-widget-wrap elementor-element-populated"> 1228 <div class="elementor-element elementor-element-3e099a2 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box" data-id="3e099a2" data-element_type="widget" data-e-type="widget" data-widget_type="icon-box.default"> 1229 <div class="elementor-widget-container"> 1230 <div class="elementor-icon-box-wrapper"> 1231 1232 <div class="elementor-icon-box-icon"> 1233 <span class="elementor-icon"> 1234 <i aria-hidden="true" class="fas fa-hands"></i> </span> 1235 </div> 1236 1237 <div class="elementor-icon-box-content"> 1238 1239 <h3 class="elementor-icon-box-title"> 1240 <span > 1241 Who Is Eligible? </span> 1242 </h3> 1243 1244 1245 </div> 1246 1247 </div> 1248 </div> 1249 </div> 1250 <div class="elementor-element elementor-element-c06cad5 elementor-widget elementor-widget-text-editor" data-id="c06cad5" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1251 <div class="elementor-widget-container"> 1252 <p>You qualify for an ABLE account if your disability began before age 46 (raised from 26 on January 1, 2026) and you either:</p><ul><li>Receive SSI or SSDI, or</li><li>Have a written disability diagnosis from a licensed physician.</li></ul><p>The account can be opened by the person with the disability, a parent, a legal guardian, or someone with power of attorney.</p> </div> 1253 </div> 1254 </div> 1255 </div> 1256 <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b8d8068" data-id="b8d8068" data-element_type="column" data-e-type="column"> 1257 <div class="elementor-widget-wrap elementor-element-populated"> 1258 <div class="elementor-element elementor-element-a8cd01a elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box" data-id="a8cd01a" data-element_type="widget" data-e-type="widget" data-widget_type="icon-box.default"> 1259 <div class="elementor-widget-container"> 1260 <div class="elementor-icon-box-wrapper"> 1261 1262 <div class="elementor-icon-box-icon"> 1263 <span class="elementor-icon"> 1264 <i aria-hidden="true" class="fas fa-coins"></i> </span> 1265 </div> 1266 1267 <div class="elementor-icon-box-content"> 1268 1269 <h3 class="elementor-icon-box-title"> 1270 <span > 1271 Contribution Limits </span> 1272 </h3> 1273 1274 1275 </div> 1276 1277 </div> 1278 </div>
1279 </div> 1280 <div class="elementor-element elementor-element-5296b48 elementor-widget elementor-widget-text-editor" data-id="5296b48" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1281 <div class="elementor-widget-container"> 1282 <p>For 2026, contributions from everyone combined can total up to $20,000 per year. If the account owner works and does not participate in an employer retirement plan, they can add up to $15,650 more from their earnings (called ABLE to Work).</p><p>Balances up to $100,000 are ignored by SSI, and Medicaid eligibility is never affected by the balance. Money in a 529 college savings plan can also be rolled over into an ABLE account.</p><p>When the account owner passes away, remaining funds may first be used to repay Medicaid (the Medicaid payback).</p> </div> 1283 </div> 1284 </div> 1285 </div> 1286 </div> 1287 </section> 1288 <section class="elementor-section elementor-top-section elementor-element elementor-element-5025f9a elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="5025f9a" data-element_type="section" data-e-type="section" id="find-your-state-program" data-settings="{"stretch_section":"section-stretched"}"> 1289 <div class="elementor-container elementor-column-gap-default"> 1290 <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e162be6" data-id="e162be6" data-element_type="column" data-e-type="column" data-settings="{"background_background":"classic"}"> 1291 <div class="elementor-widget-wrap elementor-element-populated"> 1292 <div class="elementor-element elementor-element-3b58151 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box" data-id="3b58151" data-element_type="widget" data-e-type="widget" data-widget_type="icon-box.default"> 1293 <div class="elementor-widget-container"> 1294 <div class="elementor-icon-box-wrapper"> 1295 1296 <div class="elementor-icon-box-icon"> 1297 <span class="elementor-icon"> 1298 <i aria-hidden="true" class="fas fa-hands"></i> </span> 1299 </div> 1300 1301 <div class="elementor-icon-box-content"> 1302 1303 <h3 class="elementor-icon-box-title"> 1304 <span > 1305 Choosing an ABLE Program </span> 1306 </h3> 1307 1308 1309 </div> 1310 1311 </div> 1312 </div> 1313 </div> 1314 <div class="elementor-element elementor-element-bcc5cec elementor-widget elementor-widget-text-editor" data-id="bcc5cec" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1315 <div class="elementor-widget-container"> 1316 <p>You can open an ABLE account in any state program that accepts out-of-state residents. You are not limited to your home state. Programs differ in fees, investment choices and state tax benefits.</p><p><strong>Enter your name and email below and we will take you straight to our state-by-state guide to every ABLE program.</strong></p> 1317 <div class='gf_browser_chrome gform_wrapper gravity-theme gform-theme--no-framework' data-form-theme='gravity-theme' data-form-index='0' id='gform_wrapper_57' ><form method='post' enctype='multipart/form-data' id='gform_57' action='/able-account/' data-formid='57' novalidate> 1318 <div class='gform-body gform_body'><div id='gform_fields_57' class='gform_fields top_label form_sublabel_below description_below validation_below'><div id="field_57_1" class="gfield gfield--type-text gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible" ><label class='gfield_label gform-field-label' for='input_57_1'><span class='gform-field-label__text'>Name</span><span class="gfield_required"><span class="gfield_required gfield_required_text">(Required)</span></span></label><div class='ginput_container ginput_container_text'><input name='input_1' id='input_57_1' type='text' value='' class='' aria-required="true" aria-invalid="false" /></div></div><div id="field_57_2" class="gfield gfield--type-email gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible" ><label class='gfield_label gform-field-label' for='input_57_2'><span class='gform-field-label__text'>Email</span><span class="gfield_required"><span class="gfield_required gfield_required_text">(Required)</span></span></label><div class='ginput_container ginput_container_email'> 1319 <input name='input_2' id='input_57_2' type='email' value='' class='' aria-required="true" aria-invalid="false" /> 1320 </div></div></div></div> 1321 <div class='gform-footer gform_footer top_label'> <button type='submit' id='gform_submit_button_57' class='gform_button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' >Show Me the State Programs</button> 1322 <input type='hidden' class='gform_hidden' name='gform_submission_method' data-js='gform_submission_method_57' value='postback' /> 1323 <input type='hidden' class='gform_hidden' name='gform_theme' data-js='gform_theme_57' id='gform_theme_57' value='gravity-theme' /> 1324 <input type='hidden' class='gform_hidden' name='gform_style_settings' data-js='gform_style_settings_57' id='gform_style_settings_57' value='[]' /> 1325 <input type='hidden' class='gform_hidden' name='is_submit_57' value='1' /> 1326 <input type='hidden' class='gform_hidden' name='gform_submit' value='57' /> 1327 1328 <input type='hidden' class='gform_hidden' name='gform_currency' data-currency='USD' value='R3IgWJeOy/gIYjrUT0TPe3e+Wdq7Uqz+Av1uzn2e/7oFen5tqhxxqd2pz4pzeqajmeWyESiNsExQnzHQBNG58ZRu1Shy9ONesIKhYYbeNVR1JZw=' /> 1329 <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' /> 1330 <input type='hidden' class='gform_hidden' name='state_57' value='WyJ7XCJnZm9ybV9zdWJtaXNzaW9uX21ldGhvZFwiOltcImNjMDhjZjk0NTEwYTA5MjU4Yzk1NTYxYzJlYTE5MGZhXCIsXCJhMDk5MDFjNDBlMGI0MzkwMTViZDJmZGYzMTZjZjJiZVwiXSxcImdmb3JtX3RoZW1lXCI6XCJjNGJiYWE0NjE3ZjA5MD
1330RhMzhhNGFmYzVjYmI1MWUzZFwiLFwiZ2Zvcm1fc3R5bGVfc2V0dGluZ3NcIjpcIjE0MGMxODY3MmUzM2FlM2M2MzA0YjM2YjVlYzY5M2FkXCIsXCJmb3JtX2lkXCI6XCI2ODhhM2Q4ODk3YjA2ZTljNzg2Nzg5ZTE3MTMxOTViYlwiLFwidXJsXCI6XCIzNjYxMjUxNTllMDA5NmZkNGZhZmM3ZTAxODU2MDYxOFwiLFwic3RhdGVfdGltZXN0YW1wXCI6XCJlZWM3YmY4ZTk3OWQyZGVlYTRmODgxNmIwZmUyYjliZVwifSIsImY4Y2M1YTY0YjNjZDQ2YmRiM2RhNTY0ZDFjMjBlYjdmIiwxNzkxMDk0OTU5XQ==' /> 1331 <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_target_page_number_57' id='gform_target_page_number_57' value='0' /> 1332 <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_source_page_number_57' id='gform_source_page_number_57' value='1' /> 1333 <input type='hidden' name='gform_field_values' value='' /> 1334 1335 </div> 1336 </form> 1337 </div> </div> 1338 </div> 1339 </div> 1340 </div> 1341 </div> 1342 </section> 1343 <section class="elementor-section elementor-top-section elementor-element elementor-element-5e33cb5 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="5e33cb5" data-element_type="section" data-e-type="section" data-settings="{"background_background":"classic","stretch_section":"section-stretched"}"> 1344 <div class="elementor-background-overlay"></div> 1345 <div class="elementor-container elementor-column-gap-default"> 1346 <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b0622b0" data-id="b0622b0" data-element_type="column" data-e-type="column"> 1347 <div class="elementor-widget-wrap elementor-element-populated"> 1348 <div class="elementor-element elementor-element-a360f09 elementor-widget elementor-widget-heading" data-id="a360f09" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1349 <div class="elementor-widget-container"> 1350 <h2 class="elementor-heading-title elementor-size-default">What ABLE Funds Can Cover</h2> </div> 1351 </div> 1352 <div class="elementor-element elementor-element-f2e001c elementor-widget elementor-widget-text-editor" data-id="f2e001c" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1353 <div class="elementor-widget-container"> 1354 <p><span style="font-weight: 400;">Expenses must relate to the individualâs disability and improve quality of life. Common uses include:</span></p> </div> 1355 </div> 1356 <section class="elementor-section elementor-inner-section elementor-element elementor-element-2e8584f elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="2e8584f" data-element_type="section" data-e-type="section"> 1357 <div class="elementor-container elementor-column-gap-default"> 1358 <div class="elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-d0a2941" data-id="d0a2941" data-element_type="column" data-e-type="column" data-settings="{"background_background":"classic"}"> 1359 <div class="elementor-widget-wrap elementor-element-populated"> 1360 <div class="elementor-element elementor-element-7fe42f0 elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list" data-id="7fe42f0" data-element_type="widget" data-e-type="widget" data-widget_type="icon-list.default"> 1361 <div class="elementor-widget-container"> 1362 <ul class="elementor-icon-list-items"> 1363 <li class="elementor-icon-list-item"> 1364 <span class="elementor-icon-list-icon"> 1365 <i aria-hidden="true" class="fas fa-check-circle"></i> </span> 1366 <span class="elementor-icon-list-text"> Education and training</span> 1367 </li> 1368 </ul> 1369 </div> 1370 </div> 1371 </div> 1372 </div> 1373 <div class="elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-339dbf3" data-id="339dbf3" data-element_type="column" data-e-type="column" data-settings="{"background_background":"classic"}"> 1374 <div class="elementor-widget-wrap elementor-element-populated"> 1375 <div class="elementor-element elementor-element-553b503 elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list" data-id="553b503" data-element_type="widget" data-e-type="widget" data-widget_type="icon-list.default"> 1376 <div class="elementor-widget-container"> 1377 <ul class="elementor-icon-list-items"> 1378 <li class="elementor-icon-list-item"> 1379 <span class="elementor-icon-list-icon"> 1380 <i aria-hidden="true" class="fas fa-check-circle"></i> </span> 1381 <span class="elementor-icon-list-text">Food and housing</span> 1382 </li> 1383 </ul> 1384 </div>
1385 </div> 1386 </div> 1387 </div> 1388 <div class="elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-c33023b" data-id="c33023b" data-element_type="column" data-e-type="column" data-settings="{"background_background":"classic"}"> 1389 <div class="elementor-widget-wrap elementor-element-populated"> 1390 <div class="elementor-element elementor-element-edf3d4f elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list" data-id="edf3d4f" data-element_type="widget" data-e-type="widget" data-widget_type="icon-list.default"> 1391 <div class="elementor-widget-container"> 1392 <ul class="elementor-icon-list-items"> 1393 <li class="elementor-icon-list-item"> 1394 <span class="elementor-icon-list-icon"> 1395 <i aria-hidden="true" class="fas fa-check-circle"></i> </span> 1396 <span class="elementor-icon-list-text">Healthcare costs</span> 1397 </li> 1398 </ul> 1399 </div> 1400 </div> 1401 </div> 1402 </div> 1403 </div> 1404 </section> 1405 <section class="elementor-section elementor-inner-section elementor-element elementor-element-7d42b6a elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="7d42b6a" data-element_type="section" data-e-type="section"> 1406 <div class="elementor-container elementor-column-gap-default"> 1407 <div class="elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-75b84dc" data-id="75b84dc" data-element_type="column" data-e-type="column" data-settings="{"background_background":"classic"}"> 1408 <div class="elementor-widget-wrap elementor-element-populated"> 1409 <div class="elementor-element elementor-element-4075049 elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list" data-id="4075049" data-element_type="widget" data-e-type="widget" data-widget_type="icon-list.default"> 1410 <div class="elementor-widget-container"> 1411 <ul class="elementor-icon-list-items"> 1412 <li class="elementor-icon-list-item"> 1413 <span class="elementor-icon-list-icon"> 1414 <i aria-hidden="true" class="fas fa-check-circle"></i> </span> 1415 <span class="elementor-icon-list-text">Transportation</span> 1416 </li> 1417 </ul> 1418 </div> 1419 </div> 1420 </div> 1421 </div> 1422 <div class="elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-3e9bc41" data-id="3e9bc41" data-element_type="column" data-e-type="column" data-settings="{"background_background":"classic"}"> 1423 <div class="elementor-widget-wrap elementor-element-populated"> 1424 <div class="elementor-element elementor-element-3ece548 elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list" data-id="3ece548" data-element_type="widget" data-e-type="widget" data-widget_type="icon-list.default"> 1425 <div class="elementor-widget-container"> 1426 <ul class="elementor-icon-list-items"> 1427 <li class="elementor-icon-list-item"> 1428 <span class="elementor-icon-list-icon"> 1429 <i aria-hidden="true" class="fas fa-check-circle"></i> </span> 1430 <span class="elementor-icon-list-text"> Assistive technology</span> 1431 </li> 1432 </ul> 1433 </div> 1434 </div> 1435 </div> 1436 </div> 1437 <div class="elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-0173ca0" data-id="0173ca0" data-element_type="column" data-e-type="column" data-settings="{"background_background":"classic"}"> 1438 <div class="elementor-widget-wrap elementor-element-populated"> 1439 <div class="elementor-element elementor-element-449e9ef elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list" data-id="449e9ef" data-element_type="widget" data-e-type="widget" data-widget_type="icon-list.default"> 1440 <div class="elementor-widget-container"> 1441 <ul class="elementor-icon-list-items"> 1442 <li class="elementor-icon-list-item"> 1443 <span class="elementor-icon-list-icon"> 1444 <i aria-hidden="true" class="fas fa-check-circle"></i> </span> 1445 <span class="elementor-icon-list-text">Personal support services</span> 1446 </li> 1447 </ul> 1448 </div>
1449 </div> 1450 </div> 1451 </div> 1452 </div> 1453 </section> 1454 <section class="elementor-section elementor-inner-section elementor-element elementor-element-5c00e43 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="5c00e43" data-element_type="section" data-e-type="section"> 1455 <div class="elementor-container elementor-column-gap-default"> 1456 <div class="elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-64f000f" data-id="64f000f" data-element_type="column" data-e-type="column" data-settings="{"background_background":"classic"}"> 1457 <div class="elementor-widget-wrap elementor-element-populated"> 1458 <div class="elementor-element elementor-element-0836b66 elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list" data-id="0836b66" data-element_type="widget" data-e-type="widget" data-widget_type="icon-list.default"> 1459 <div class="elementor-widget-container"> 1460 <ul class="elementor-icon-list-items"> 1461 <li class="elementor-icon-list-item"> 1462 <span class="elementor-icon-list-icon"> 1463 <i aria-hidden="true" class="fas fa-check-circle"></i> </span> 1464 <span class="elementor-icon-list-text">Employment support</span> 1465 </li> 1466 </ul> 1467 </div> 1468 </div> 1469 </div> 1470 </div> 1471 <div class="elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-223c509" data-id="223c509" data-element_type="column" data-e-type="column" data-settings="{"background_background":"classic"}"> 1472 <div class="elementor-widget-wrap elementor-element-populated"> 1473 <div class="elementor-element elementor-element-bdf9db2 elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list" data-id="bdf9db2" data-element_type="widget" data-e-type="widget" data-widget_type="icon-list.default"> 1474 <div class="elementor-widget-container"> 1475 <ul class="elementor-icon-list-items"> 1476 <li class="elementor-icon-list-item"> 1477 <span class="elementor-icon-list-icon"> 1478 <i aria-hidden="true" class="fas fa-check-circle"></i> </span> 1479 <span class="elementor-icon-list-text">Financial management tools</span> 1480 </li> 1481 </ul> 1482 </div> 1483 </div> 1484 </div> 1485 </div> 1486 <div class="elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-becb984" data-id="becb984" data-element_type="column" data-e-type="column"> 1487 <div class="elementor-widget-wrap"> 1488 </div> 1489 </div> 1490 </div> 1491 </section> 1492 </div> 1493 </div> 1494 </div> 1495 </section> 1496 <section class="elementor-section elementor-top-section elementor-element elementor-element-8523d99 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="8523d99" data-element_type="section" data-e-type="section" data-settings="{"stretch_section":"section-stretched"}"> 1497 <div class="elementor-container elementor-column-gap-default"> 1498 <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c2345b3" data-id="c2345b3" data-element_type="column" data-e-type="column" data-settings="{"background_background":"classic"}"> 1499 <div class="elementor-widget-wrap elementor-element-populated"> 1500 <div class="elementor-element elementor-element-e679134 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box" data-id="e679134" data-element_type="widget" data-e-type="widget" data-widget_type="icon-box.default"> 1501 <div class="elementor-widget-container"> 1502 <div class="elementor-icon-box-wrapper"> 1503 1504 <div class="elementor-icon-box-icon"> 1505 <span class="elementor-icon"> 1506 <i aria-hidden="true" class="fas fa-shield-alt"></i> </span> 1507 </div> 1508 1509 <div class="elementor-icon-box-content"> 1510 1511 <h3 class="elementor-icon-box-title"> 1512 <span > 1513 How ABLE Accounts Affect Government Benefits </span> 1514 </h3> 1515 1516 <p class="elementor-icon-box-description"> 1517 ABLE accounts allow individuals to hold more than $2,000 in assets â up to $100,000 â while still maintaining SSI and other benefits </p> 1518 1519 </div> 1520 1521 </div> 1522 </div>
1523 </div> 1524 <div class="elementor-element elementor-element-a6f1710 elementor-widget elementor-widget-text-editor" data-id="a6f1710" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1525 <div class="elementor-widget-container"> 1526 <p><span style="font-weight: 400;">Families often use an ABLE account to deposit birthday gifts, unexpected money, or excess funds from a checking account to stay under SSIâs $2,000 asset limit.</span></p> </div> 1527 </div> 1528 </div> 1529 </div> 1530 </div> 1531 </section> 1532 <section class="elementor-section elementor-top-section elementor-element elementor-element-dcfc5fc elementor-section-content-middle elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="dcfc5fc" data-element_type="section" data-e-type="section" data-settings="{"stretch_section":"section-stretched"}"> 1533 <div class="elementor-container elementor-column-gap-default"> 1534 <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-59968b1" data-id="59968b1" data-element_type="column" data-e-type="column"> 1535 <div class="elementor-widget-wrap elementor-element-populated"> 1536 <div class="elementor-element elementor-element-fe8d7cf elementor-widget elementor-widget-heading" data-id="fe8d7cf" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1537 <div class="elementor-widget-container"> 1538 <h2 class="elementor-heading-title elementor-size-default">ABLE Account or Special Needs Trust?</h2> </div> 1539 </div> 1540 <div class="elementor-element elementor-element-2a4e991 elementor-widget elementor-widget-text-editor" data-id="2a4e991" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1541 <div class="elementor-widget-container"> 1542 <p><span style="font-weight: 400;">Families benefit from having both</span></p> </div> 1543 </div> 1544 </div> 1545 </div> 1546 <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a4376ae" data-id="a4376ae" data-element_type="column" data-e-type="column"> 1547 <div class="elementor-widget-wrap elementor-element-populated"> 1548 <div class="elementor-element elementor-element-940dba3 elementor-widget elementor-widget-text-editor" data-id="940dba3" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1549 <div class="elementor-widget-container"> 1550 <p><b>ABLE Account or Special Needs Trust?</b></p><p><span style="font-weight: 400;">Together, they provide flexibility, financial protection, and long-term security.</span></p> </div> 1551 </div> 1552 <div class="elementor-element elementor-element-97ccef4 elementor-widget elementor-widget-text-editor" data-id="97ccef4" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1553 <div class="elementor-widget-container"> 1554 <ul><li><span style="font-weight: 400;"> The ABLE Account is ideal for short-term savings, day-to-day expenses, and staying under asset limits.</span></li><li><span style="font-weight: 400;">⢠The Special Needs Trust is designed for long-term protection, inheritances, and larger assets â without any limit on contributions and without Medicaid payback.</span></li></ul><p><span style="font-weight: 400;">Together, they provide flexibility, financial protection, and long-term security.</span></p> </div> 1555 </div> 1556 </div> 1557 </div> 1558 </div> 1559 </section> 1560 <section class="elementor-section elementor-top-section elementor-element elementor-element-188471a elementor-section-height-min-height elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-items-middle" data-id="188471a" data-element_type="section" data-e-type="section" data-settings="{"background_background":"classic","shape_divider_bottom":"waves"}"> 1561 <div class="elementor-background-overlay"></div> 1562 <div class="elementor-shape elementor-shape-bottom" aria-hidden="true" data-negative="false"> 1563 <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1000 100" preserveAspectRatio="none"> 1564 <path class="elementor-shape-fill" d="M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7 1565 c23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4 1566 c21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z"/> 1567</svg> </div> 1568 <div class="elementor-container elementor-column-gap-default"> 1569 <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ade897e" data-id="ade897e" data-element_type="column" data-e-type="column"> 1570 <div class="elementor-widget-wrap elementor-element-populated"> 1571 <div class="elementor-element elementor-element-81fdeb1 elementor-widget elementor-widget-heading" data-id="81fdeb1" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1572 <div class="elementor-widget-container"> 1573 <h1 class="elementor-heading-title elementor-size-default">ABLE Account</h1> </div>
1574 </div> 1575 <div class="elementor-element elementor-element-b1d3f2f elementor-widget elementor-widget-heading" data-id="b1d3f2f" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1576 <div class="elementor-widget-container"> 1577 <div class="elementor-heading-title elementor-size-default">Achieving a Better Life Experience 1578</div> </div> 1579 </div> 1580 </div> 1581 </div> 1582 </div> 1583 </section> 1584 <section class="elementor-section elementor-top-section elementor-element elementor-element-19529b7 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="19529b7" data-element_type="section" data-e-type="section"> 1585 <div class="elementor-container elementor-column-gap-default"> 1586 <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a8c70d3" data-id="a8c70d3" data-element_type="column" data-e-type="column"> 1587 <div class="elementor-widget-wrap elementor-element-populated"> 1588 <div class="elementor-element elementor-element-2d46430 elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents" data-id="2d46430" data-element_type="widget" data-e-type="widget" data-settings="{"headings_by_tags":["h2"],"exclude_headings_by_selector":[],"no_headings_message":"No headings were found on this page.","marker_view":"numbers","minimize_box":"yes","minimized_on":"tablet","hierarchical_view":"yes","min_height":{"unit":"px","size":"","sizes":[]},"min_height_tablet":{"unit":"px","size":"","sizes":[]},"min_height_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="table-of-contents.default"> 1589 <div class="elementor-widget-container"> 1590 <div class="elementor-toc__header"> 1591 <h4 class="elementor-toc__header-title"> 1592 ABLE Accounts - Table of Contents </h4> 1593 <div class="elementor-toc__toggle-button elementor-toc__toggle-button--expand" role="button" tabindex="0" aria-controls="elementor-toc__2d46430" aria-expanded="true" aria-label="Open table of contents"><i aria-hidden="true" class="fas fa-chevron-down"></i></div> 1594 <div class="elementor-toc__toggle-button elementor-toc__toggle-button--collapse" role="button" tabindex="0" aria-controls="elementor-toc__2d46430" aria-expanded="true" aria-label="Close table of contents"><i aria-hidden="true" class="fas fa-chevron-up"></i></div> 1595 </div> 1596 <div id="elementor-toc__2d46430" class="elementor-toc__body"> 1597 <div class="elementor-toc__spinner-container"> 1598 <i class="elementor-toc__spinner eicon-animation-spin eicon-loading" aria-hidden="true"></i> </div> 1599 </div> 1600 </div> 1601 </div> 1602 <div class="elementor-element elementor-element-07061bc elementor-widget elementor-widget-heading" data-id="07061bc" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1603 <div class="elementor-widget-container"> 1604 <h2 class="elementor-heading-title elementor-size-default">Everything You Need To Know About ABLE Accounts 1605</h2> </div> 1606 </div> 1607 <div class="elementor-element elementor-element-f96b08f elementor-widget elementor-widget-text-editor" data-id="f96b08f" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1608 <div class="elementor-widget-container"> 1609 ABLE Accounts help individuals with disabilities save money to pay for qualified expenses, without being taxed on the earnings – and in most cases, without losing eligibility for specific means-tested benefit programs. 1610 </div> 1611 </div> 1612 <section class="elementor-section elementor-inner-section elementor-element elementor-element-73d0e34 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="73d0e34" data-element_type="section" data-e-type="section"> 1613 <div class="elementor-container elementor-column-gap-default"> 1614 <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-054969e" data-id="054969e" data-element_type="column" data-e-type="column"> 1615 <div class="elementor-widget-wrap elementor-element-populated"> 1616 <div class="elementor-element elementor-element-263e4ca elementor-widget elementor-widget-heading" data-id="263e4ca" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1617 <div class="elementor-widget-container"> 1618 <h2 class="elementor-heading-title elementor-size-default">The Overview Of ABLE Accounts</h2> </div>
1619 </div> 1620 <div class="elementor-element elementor-element-e811522 elementor-widget elementor-widget-text-editor" data-id="e811522" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1621 <div class="elementor-widget-container"> 1622 <p><a href="https://www.irs.gov/government-entities/federal-state-local-governments/able-accounts-tax-benefit-for-people-with-disabilities">ABLE accounts</a> are specialized bank accounts That are easily set up online and allows a person with a disability to accumulate up to $100,000 and not jeopardize their government benefits. in Most states these accounts are not taxed federally or by the state. They also can be a convenient mechanism toDeposit money from accounts that do count against SSI to ensure that the person with a disabilityâs accounts do not exceed the $2,000 limitation under many governmental benefits.</p> </div> 1623 </div> 1624 </div> 1625 </div> 1626 <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ac45a3e" data-id="ac45a3e" data-element_type="column" data-e-type="column"> 1627 <div class="elementor-widget-wrap elementor-element-populated"> 1628 <div class="elementor-element elementor-element-f3b8d09 elementor-widget elementor-widget-image" data-id="f3b8d09" data-element_type="widget" data-e-type="widget" data-widget_type="image.default"> 1629 <div class="elementor-widget-container"> 1630 <img loading="lazy" decoding="async" width="740" height="491" src="https://www.specialneedstrustsonline.com/wp-content/uploads/2024/02/ABLE-Account-The-Overview-Of-ABLE-Accountsâ-1024x680.png" class="attachment-large size-large wp-image-5655" alt="A heartw
1630arming moment captures a woman carrying a young girl with Down syndrome on her back in a sunny outdoor setting, symbolizing the joy and support an ABLE account can provide." srcset="https://www.specialneedstrustsonline.com/wp-content/uploads/2024/02/ABLE-Account-The-Overview-Of-ABLE-Accountsâ-1024x680.png 1024w, https://www.specialneedstrustsonline.com/wp-content/uploads/2024/02/ABLE-Account-The-Overview-Of-ABLE-Accountsâ-300x199.png 300w, https://www.specialneedstrustsonline.com/wp-content/uploads/2024/02/ABLE-Account-The-Overview-Of-ABLE-Accountsâ-768x510.png 768w, https://www.specialneedstrustsonline.com/wp-content/uploads/2024/02/ABLE-Account-The-Overview-Of-ABLE-Accountsâ.png 1403w" sizes="100vw" /> </div> 1631 </div> 1632 </div> 1633 </div> 1634 </div> 1635 </section> 1636 <div class="elementor-element elementor-element-c12c003 elementor-widget elementor-widget-heading" data-id="c12c003" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1637 <div class="elementor-widget-container"> 1638 <h3 class="elementor-heading-title elementor-size-default">Things To Know About ABLE Accounts</h3> </div> 1639 </div> 1640 <section class="elementor-section elementor-inner-section elementor-element elementor-element-d918f89 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="d918f89" data-element_type="section" data-e-type="section"> 1641 <div class="elementor-container elementor-column-gap-default"> 1642 <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2251afe" data-id="2251afe" data-element_type="column" data-e-type="column"> 1643 <div class="elementor-widget-wrap elementor-element-populated"> 1644 <div class="elementor-element elementor-element-8eee096 elementor-widget elementor-widget-text-editor" data-id="8eee096" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1645 <div class="elementor-widget-container"> 1646 <ul><li>These accounts are a must for any person with a disability.</li><li><span style="color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight ); font-size: 1rem;">This accounts should be used in addition to a <a href="https://www.specialneedstrustsonline.com/">Special Needs Trust</a>.</span></li><li>ABLE accounts can be a place to put monetary gifts from Grandma or Grandpa or other relatives, to ensure those dollars are not counted against governmental benefits.</li></ul> </div> 1647 </div> 1648 </div> 1649 </div> 1650 <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-f2b1d02" data-id="f2b1d02" data-element_type="column" data-e-type="column"> 1651 <div class="elementor-widget-wrap elementor-element-populated"> 1652 <div class="elementor-element elementor-element-98d6c55 elementor-widget elementor-widget-text-editor" data-id="98d6c55" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1653 <div class="elementor-widget-container"> 1654 <ul><li>These Accounts are savings accounts that come with tax benefits for individuals with disabilities</li><li>Establishing an ABLE Account will not affect the individualâs eligibility for SSI, Medicaid, and other means-tested public benefits.</li><li>The account owner is the beneficiary.</li></ul> </div> 1655 </div> 1656 </div> 1657 </div> 1658 </div> 1659 </section> 1660 <div class="elementor-element elementor-element-4960021 elementor-widget elementor-widget-heading" data-id="4960021" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1661 <div class="elementor-widget-container"> 1662 <h3 class="elementor-heading-title elementor-size-default">The Purpose of The LOI for Those With Special Needs</h3> </div> 1663 </div> 1664 <div class="elementor-element elementor-element-60ee76d elementor-widget elementor-widget-text-editor" data-id="60ee76d" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1665 <div class="elementor-widget-container"> 1666 The purpose of the letter of intent is to make sure whoever is now supporting your child with a disability, understands your vision for the child, as well as your childâs vision for their future. This ensures, your vision, for the child will continue after you are gone. The letter of intent will contain important contact information for your child, i.e. family members, friends, doctors, neighbors, care providers, and every other person important to your childâs life, including names, addresses, and phone numbers. It should also contain things like your child’
1666s government benefits (social security & special education) and hobbies and other interests that are important to your child’s future. You should also include religious and holiday traditions that are important to your child. </div> 1667 </div> 1668 <div class="elementor-element elementor-element-a923799 elementor-widget elementor-widget-heading" data-id="a923799" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1669 <div class="elementor-widget-container"> 1670 <h3 class="elementor-heading-title elementor-size-default">A Letter Of Intent Aids In Preparing For The Future</h3> </div> 1671 </div> 1672 <div class="elementor-element elementor-element-0ef576d elementor-widget elementor-widget-text-editor" data-id="0ef576d" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1673 <div class="elementor-widget-container"> 1674 The letter of intent is a critically important document regarding special needs estate planning for allowing someone (such as a family member or guardian to step in and provide supports for your child with a disability immediately. This task can be overwhelming for someone who is not involved with your childâs day to day life. Whoever is required to step in to support your child with a disability after you are gone will feel confident about being able to support them with this instruction manual. </div> 1675 </div> 1676 </div> 1677 </div> 1678 </div> 1679 </section> 1680 <section class="elementor-section elementor-top-section elementor-element elementor-element-92ce48a elementor-section-stretched elementor-section-height-min-height elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-items-middle" data-id="92ce48a" data-element_type="section" data-e-type="section" data-settings="{"stretch_section":"section-stretched","background_background":"classic","shape_divider_top":"waves","shape_divider_bottom":"waves"}"> 1681 <div class="elementor-background-overlay"></div> 1682 <div class="elementor-shape elementor-shape-top" aria-hidden="true" data-negative="false"> 1683 <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1000 100" preserveAspectRatio="none"> 1684 <path class="elementor-shape-fill" d="M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7 1685 c23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4 1686 c21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z"/> 1687</svg> </div> 1688 <div class="elementor-shape elementor-shape-bottom" aria-hidden="true" data-negative="false"> 1689 <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1000 100" preserveAspectRatio="none"> 1690 <path class="elementor-shape-fill" d="M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7 1691 c23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4 1692 c21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z"/> 1693</svg> </div> 1694 <div class="elementor-container elementor-column-gap-default"> 1695 <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-15888969" data-id="15888969" data-element_type="column" data-e-type="column" data-settings="{"background_background":"classic"}"> 1696 <div class="elementor-widget-wrap elementor-element-populated"> 1697 <div class="elementor-background-overlay"></div> 1698 <div class="elementor-element elementor-element-697da988 elementor-widget elementor-widget-heading" data-id="697da988" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1699 <div class="elementor-widget-container"> 1700 <h2 class="elementor-heading-title elementor-size-default">When An ABLE Account Comes In Handy</h2> </div> 1701 </div> 1702 <div class="elementor-element elementor-element-c47f69c elementor-widget elementor-widget-heading" data-id="c47f69c" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1703 <div class="elementor-widget-container"> 1704 <h3 class="elementor-heading-title elementor-size-default">Real Examples Of ABLE Uses</h3>
1704 </div> 1705 </div> 1706 <div class="elementor-element elementor-element-664559d4 elementor-widget elementor-widget-text-editor" data-id="664559d4" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1707 <div class="elementor-widget-container"> 1708 Susie has a disability and has been collecting SSI for a number of years. because she has not spent a lot of money recently, her checking account now has nearly $2,000 in it. to make sure she doesn’t run a foul with the $2,000 limitation of assets and still collecting ssi, Susie can take money from her checking account and deposit into her ABLE account to lower the amount of her checking account and still qualify for SSI. 1709 </div> 1710 </div> 1711 </div> 1712 </div> 1713 </div> 1714 </section> 1715 <section class="elementor-section elementor-top-section elementor-element elementor-element-32abbf7 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="32abbf7" data-element_type="section" data-e-type="section"> 1716 <div class="elementor-container elementor-column-gap-default"> 1717 <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7c359d7" data-id="7c359d7" data-element_type="column" data-e-type="column"> 1718 <div class="elementor-widget-wrap elementor-element-populated"> 1719 <section class="elementor-section elementor-inner-section elementor-element elementor-element-b036e77 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="b036e77" data-element_type="section" data-e-type="section"> 1720 <div class="elementor-container elementor-column-gap-default"> 1721 <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-f352873" data-id="f352873" data-element_type="column" data-e-type="column"> 1722 <div class="elementor-widget-wrap elementor-element-populated"> 1723 <div class="elementor-element elementor-element-9334a4c elementor-widget elementor-widget-image" data-id="9334a4c" data-element_type="widget" data-e-type="widget" data-widget_type="image.default"> 1724 <div class="elementor-widget-container"> 1725 <img loading="lazy" decoding="async" width="740" height="492" src="https://www.specialneedstrustsonline.com/wp-content/uploads/2024/02/ABLE-Account-The-Achieving-A-Better-Life-Experience-Eligibility-1024x681.png" class="attachment-large size-large wp-image-5685" alt="A close-up selfie of a woman and a young boy with Down syndrome, both smiling joyfully, which reflects the hope and support provided by an ABLE account for individuals with special needs." srcset="https://www.specialneedstrustsonline.com/wp-content/uploads/2024/02/ABLE-Account-The-Achieving-A-Better-Life-Experience-Eligibility-1024x681.png 1024w, https://www.specialneedstrustsonline.com/wp-content/uploads/2024/02/ABLE-Account-The-Achieving-A-Better-Life-Experience-Eligibility-300x199.png 300w, https://www.specialneedstrustsonline.com/wp-content/uploads/2024/02/ABLE-Account-The-Achieving-A-Better-Life-Experience-Eligibility-768x511.png 768w, https://www.specialneedstrustsonline.com/wp-content/uploads/2024/02/ABLE-Account-The-Achieving-A-Better-Life-Experience-Eligibility.png 1399w" sizes="100vw" /> </div> 1726 </div> 1727 </div> 1728 </div> 1729 <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-bc0158a" data-id="bc0158a" data-element_type="column" data-e-type="column"> 1730 <div class="elementor-widget-wrap elementor-element-populated"> 1731 <div class="elementor-element elementor-element-fe81f1e elementor-widget elementor-widget-heading" data-id="fe81f1e" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1732 <div class="elementor-widget-container"> 1733 <h2 class="elementor-heading-title elementor-size-default">The Achieving A Better Life Experience Eligibility 1734</h2> </div> 1735 </div> 1736 <div class="elementor-element elementor-element-9183ffa elementor-widget elementor-widget-heading" data-id="9183ffa" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1737 <div class="elementor-widget-container"> 1738 <h3 class="elementor-heading-title elementor-size-default">Things To Check For 1739</h3>
1739 </div> 1740 </div> 1741 <div class="elementor-element elementor-element-71caeb2 elementor-widget elementor-widget-text-editor" data-id="71caeb2" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1742 <div class="elementor-widget-container"> 1743 <ul><li>Individuals are eligible for an ABLE account if they are already receiving benefits under Supplemental Security Income (SSI) and/or Social Security Disability Insurance (SSDI).</li><li>If not, they may still be eligible if they certify that they are blind or disABLEd and have a written diagnosis of their condition by a licensed physician.</li><li>The onset of the disability must have begun prior to age 46.</li><li>These accounts are to be established by or for a person with a disability.</li><li>If the person with a disability meets the age criteria and receives SSDI and/or SSI, they are automatically eligible to establish an ABLE account.</li><li>ABLE accounts can be set up either by the he person with the disability, or that personâs parent, legal guardian or another person with power of attorney.</li></ul> </div> 1744 </div> 1745 </div> 1746 </div> 1747 </div> 1748 </section> 1749 <div class="elementor-element elementor-element-3da8334 elementor-widget elementor-widget-heading" data-id="3da8334" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1750 <div class="elementor-widget-container"> 1751 <h3 class="elementor-heading-title elementor-size-default">Contributions and Limits To ABLE Accounts 1752</h3> </div> 1753 </div> 1754 <div class="elementor-element elementor-element-29b8f92 elementor-widget elementor-widget-text-editor" data-id="29b8f92" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1755 <div class="elementor-widget-container"> 1756 <p>In 2026, the maximum that everyone combined (family, friends and the account owner) can contribute to one ABLE account in a single year is $20,000.</p><p>Each state also sets a lifetime account maximum, the same cap it uses for its 529 college savings plans. In many states that is more than $300,000 per account.</p><p>On top of the $20,000 annual limit, an account owner who works and is not enrolled in an employer-sponsored retirement plan may contribute extra earnings, up to $15,650 for residents of the continental U.S. (more in Alaska and Hawaii). This is called ABLE to Work, and it is now a permanent part of the law.</p><p>Working account owners who contribute may also qualify for the federal Savers Credit of up to $1,000.</p> </div> 1757 </div> 1758 </div> 1759 </div> 1760 </div> 1761 </section> 1762 <section class="elementor-section elementor-top-section elementor-element elementor-element-f4754d4 elementor-section-stretched elementor-section-height-min-height elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-items-middle" data-id="f4754d4" data-element_type="section" data-e-type="section" data-settings="{"stretch_section":"section-stretched","background_background":"classic","shape_divider_top":"waves","shape_divider_bottom":"waves"}"> 1763 <div class="elementor-background-overlay"></div> 1764 <div class="elementor-shape elementor-shape-top" aria-hidden="true" data-negative="false"> 1765 <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1000 100" preserveAspectRatio="none"> 1766 <path class="elementor-shape-fill" d="M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7 1767 c23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4 1768 c21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z"/> 1769</svg> </div> 1770 <div class="elementor-shape elementor-shape-bottom" aria-hidden="true" data-negative="false"> 1771 <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1000 100" preserveAspectRatio="none"> 1772 <path class="elementor-shape-fill" d="M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7 1773 c23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4 1774 c21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z"/> 1775</svg> </div> 1776 <div class="elementor-container elementor-column-gap-default"> 1777 <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-85554ff" data-id="85554ff" data-element_type="column" data-e-type="column" data-settings="{"background_background":"classic"}"> 1778 <div class="elementor-widget-wrap elementor-element-populated"> 1779 <div class="elementor-background-overlay"></div> 1780 <div class="elementor-element elementor-element-b6d7db8 elementor-widget elementor-widget-heading" data-id="b6d7db8" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1781 <div class="elementor-widget-container"> 1782 <h2 class="elementor-heading-title elementor-size-default">Practical Example Of When An ABLE Account Is Important</h2> </div>
1783 </div> 1784 <div class="elementor-element elementor-element-6962acb elementor-widget elementor-widget-heading" data-id="6962acb" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1785 <div class="elementor-widget-container"> 1786 <h3 class="elementor-heading-title elementor-size-default">ABLE Uses</h3> </div> 1787 </div> 1788 <div class="elementor-element elementor-element-6464737 elementor-widget elementor-widget-text-editor" data-id="6464737" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1789 <div class="elementor-widget-container"> 1790 <p>Johnny has a disability and has been collecting SSI for a number of years. Johnny’s grandmother wants to give him a gift of $5,000. since Johnny has an ABLE account, Johnny instructs grandma to deposit the $5,000 into his ABLE account. Johnny now has $5,000 that he can spend on what he wants or needs, and still qualify for SSI benefits.</p> </div> 1791 </div> 1792 </div> 1793 </div> 1794 </div> 1795 </section> 1796 <section class="elementor-section elementor-top-section elementor-element elementor-element-7e4f7f10 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="7e4f7f10" data-element_type="section" data-e-type="section"> 1797 <div class="elementor-container elementor-column-gap-default"> 1798 <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2104307c" data-id="2104307c" data-element_type="column" data-e-type="column"> 1799 <div class="elementor-widget-wrap elementor-element-populated"> 1800 <div class="elementor-element elementor-element-e4603da elementor-widget elementor-widget-heading" data-id="e4603da" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1801 <div class="elementor-widget-container"> 1802 <h2 class="elementor-heading-title elementor-size-default">Opening & Investing an ABLE Account 1803</h2> </div> 1804 </div> 1805 <div class="elementor-element elementor-element-f862e3f elementor-widget elementor-widget-text-editor" data-id="f862e3f" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1806 <div class="elementor-widget-container"> 1807 <p>As long as a state’s ABLE program allows enrollment by out-of-state residents, you have the freedom to enroll in any state’s ABLE program regardless of where you reside and whether or not your state has established an ABLE program.</p><p>State ABLE programs that are open for enrollment nationwide are Ohio, Nebraska, and Tennessee. On the other hand, the Florida ABLE United program is an example of a state ABLE program that only allows enrollment for residents within the state.</p><p>Similar to 529 college savings plans, states are expected to provide various options for eligible individuals and families to establish ABLE accounts with different investment strategies. It is crucial to choose an investment option that aligns with your planned use of the ABLE funds and your risk tolerance. You have the flexibility to modify your investment selections within your account twice per year.</p> </div> 1808 </div> 1809 <div class="elementor-element elementor-element-b0f1e61 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="b0f1e61" data-element_type="widget" data-e-type="widget" data-widget_type="divider.default"> 1810 <div class="elementor-widget-container"> 1811 <div class="elementor-divider"> 1812 <span class="elementor-divider-separator"> 1813 </span> 1814 </div> 1815 </div> 1816 </div> 1817 <section class="elementor-section elementor-inner-section elementor-element elementor-element-60e0d18 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="60e0d18" data-element_type="section" data-e-type="section"> 1818 <div class="elementor-container elementor-column-gap-default"> 1819 <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-8125df
18190" data-id="8125df0" data-element_type="column" data-e-type="column"> 1820 <div class="elementor-widget-wrap elementor-element-populated"> 1821 <div class="elementor-element elementor-element-ceff4fd elementor-widget elementor-widget-heading" data-id="ceff4fd" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1822 <div class="elementor-widget-container"> 1823 <h2 class="elementor-heading-title elementor-size-default">Determine Which ABLE Programs Are Accepting Out Of State Programs 1824</h2> </div> 1825 </div> 1826 <div class="elementor-element elementor-element-126e424 elementor-widget elementor-widget-text-editor" data-id="126e424" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1827 <div class="elementor-widget-container"> 1828 <p><a href="#find-your-state-program">Use our quick form to jump to our state-by-state guide to every ABLE program</a>. It shows which programs accept out-of-state residents.</p> </div> 1829 </div> 1830 </div> 1831 </div> 1832 <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1b2925c" data-id="1b2925c" data-element_type="column" data-e-type="column"> 1833 <div class="elementor-widget-wrap elementor-element-populated"> 1834 <div class="elementor-element elementor-element-29dee1b elementor-widget elementor-widget-image" data-id="29dee1b" data-element_type="widget" data-e-type="widget" data-widget_type="image.default"> 1835 <div class="elementor-widget-container"> 1836 <a href="https://www.ablenrc.org/select-a-state-program/"> 1837 <img loading="lazy" decoding="async" width="740" height="482" src="https://www.specialneedstrustsonline.com/wp-content/uploads/2024/02/Able-account-Out-of-state-program-ABLE-National-Resource-Center.png" class="attachment-large size-large wp-image-5686" alt="A color-coded map of the United States indicating the availability of ABLE accounts, with most states shaded in green, symbolizing widespread access to ABLE programs across the nation." srcset="https://www.specialneedstrustsonline.com/wp-content/uploads/2024/02/Able-account-Out-of-state-program-ABLE-National-Resource-Center.png 773w, https://www.specialneedstrustsonline.com/wp-content/uploads/2024/02/Able-account-Out-of-state-program-ABLE-National-Resource-Center-300x195.png 300w, https://www.specialneedstrustsonline.com/wp-content/uploads/2024/02/Able-account-Out-of-state-program-ABLE-National-Resource-Center-768x500.png 768w" sizes="100vw" /> </a> 1838 </div> 1839 </div> 1840 </div> 1841 </div> 1842 </div> 1843 </section> 1844 <div class="elementor-element elementor-element-5626458 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="5626458" data-element_type="widget" data-e-type="widget" data-widget_type="divider.default"> 1845 <div class="elementor-widget-container"> 1846 <div class="elementor-divider"> 1847 <span class="elementor-divider-separator"> 1848 </span> 1849 </div> 1850 </div> 1851 </div> 1852 <div class="elementor-element elementor-element-819e033 elementor-widget elementor-widget-heading" data-id="819e033" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1853 <div class="elementor-widget-container"> 1854 <h2 class="elementor-heading-title elementor-size-default">Benefits Of ABLE Accounts 1855</h2> </div> 1856 </div> 1857 <section class="elementor-section elementor-inner-section elementor-element elementor-element-d8eacc7 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="d8eacc7" data-element_type="section" data-e-type="section"> 1858 <div class="elementor-container elementor-column-gap-default"> 1859 <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d936dd9" data-id="d936dd9" data-element_type="column" data-e-type="column"> 1860 <div class="elementor-widget-wrap elementor-element-populated"> 1861 <div class="elementor-element elementor-element-5028eb9 elementor-widget elementor-widget-image" data-id="5028eb9" data-element_type="widget" data-e-type="widget" data-widget_type="image.default"> 1862 <div class="elementor-widget-container"> 1863 <img loading="lazy" decoding="async" width="704" height="467" src="https://www.specialneedstrustsonline.com/wp-content/uploads/2024/02/Able-Account-The-benefits-of-an-ABLE-account.png" class="attachment-large size-large wp-image-5833" alt="A confident professional woman in a white shirt and tie sits in a wheelchair, with a poised and cheerful demeanor, representing the empowerment that able accounts can offer." srcset="https://www.specialneedstrustsonline.com/wp-content/uploads/2024/02/Able-Account-The-benefits-of-an-ABLE-account.png 704w, https://www.specialneedstrustsonline.com/wp-content/uploads/2024/02/Able-Account-The-benefits-of-an-ABLE-account-300x199.png 300w" sizes="100vw" /> </div>
1864 </div> 1865 </div> 1866 </div> 1867 <div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-49afa89" data-id="49afa89" data-element_type="column" data-e-type="column"> 1868 <div class="elementor-widget-wrap elementor-element-populated"> 1869 <div class="elementor-element elementor-element-04e8827 elementor-widget elementor-widget-heading" data-id="04e8827" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1870 <div class="elementor-widget-container"> 1871 <h3 class="elementor-heading-title elementor-size-default">Cover the cost of housing and related expenses 1872</h3> </div> 1873 </div> 1874 <div class="elementor-element elementor-element-0a238b9 elementor-widget elementor-widget-text-editor" data-id="0a238b9" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1875 <div class="elementor-widget-container"> 1876 <p>ABLE accounts can be used to cover the expenses of the person with a disability. These may include expenses related to:<br />Education</p><ul><li>Food</li><li>Housing</li><li>Transportation</li><li>Employment training and support</li><li>Assistive technology</li><li>Personal support services</li><li>Health care expenses</li><li>Financial management and administrative services</li></ul> </div> 1877 </div> 1878 </div> 1879 </div> 1880 </div> 1881 </section> 1882 <div class="elementor-element elementor-element-3915a09 elementor-widget elementor-widget-heading" data-id="3915a09" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1883 <div class="elementor-widget-container"> 1884 <h3 class="elementor-heading-title elementor-size-default">Allow Your Money To Grow Tax-Free 1885</h3> </div> 1886 </div> 1887 <div class="elementor-element elementor-element-76f50e3 elementor-widget elementor-widget-text-editor" data-id="76f50e3" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1888 <div class="elementor-widget-container"> 1889 <p>Most states do not tax the interest earned on ABLE accounts at the federal or state level.</p> </div> 1890 </div> 1891 <div class="elementor-element elementor-element-20a668b elementor-widget elementor-widget-heading" data-id="20a668b" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1892 <div class="elementor-widget-container"> 1893 <h3 class="elementor-heading-title elementor-size-default">Protect Your Government Benefits With An ABLE Account 1894</h3> </div> 1895 </div> 1896 <div class="elementor-element elementor-element-646444c elementor-widget elementor-widget-text-editor" data-id="646444c" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1897 <div class="elementor-widget-container"> 1898 <p>You can have up to $100,000 in your ABLE account and still qualify for governmental benefits. the Assets in this account do not count when determining governmental benefits.</p> </div> 1899 </div> 1900 </div> 1901 </div> 1902 </div> 1903 </section> 1904 <section class="elementor-section elementor-top-section elementor-element elementor-element-6c42dbb8 elementor-section-stretched elementor-section-height-min-height elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-items-middle" data-id="6c42dbb8" data-element_type="section" data-e-type="section" data-settings="{"stretch_section":"section-stretched","background_background":"classic","shape_divider_top":"waves","shape_divider_bottom":"waves"}"> 1905 <div class="elementor-background-overlay"></div> 1906 <div class="elementor-shape elementor-shape-top" aria-hidden="true" data-negative="false"> 1907 <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1000 100" preserveAspectRatio="none"> 1908 <path class="elementor-shape-fill" d="M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7 1909 c23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4 1910 c21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z"/> 1911</svg> </div> 1912 <div class="elementor-shape elementor-shape-bottom" aria-hidden="true" data-negative="false"> 1913 <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1000 100" preserveAspectRatio="none"> 1914 <path class="elementor-shape-fill" d="M421.9,6.5c22.6-2.5,51.5,0.4,75.5,5.3c23.6,4.9,70.9,23.5,100.5,35.7c75.8,32.2,133.7,44.5,192.6,49.7 1915 c23.6,2.1,48.7,3.5,103.4-2.5c54.7-6,106.2-25.6,106.2-25.6V0H0v30.3c0,0,72,32.6,158.4,30.5c39.2-0.7,92.8-6.7,134-22.4 1916 c21.2-8.1,52.2-18.2,79.7-24.2C399.3,7.9,411.6,7.5,421.9,6.5z"/> 1917</svg> </div> 1918 <div class="elementor-container elementor-column-gap-default"> 1919 <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ee06a61" data-id="ee06a61" data-element_type="column" data-e-type="column" data-settings="{"background_background":"classic"}"> 1920 <div class="elementor-widget-wrap elementor-element-populated"> 1921 <div class="elementor-background-overlay"></div> 1922 <div class="elementor-element elementor-element-ff9cb34 elementor-widget elementor-widget-heading" data-id="ff9cb34" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1923 <div class="elementor-widget-container"> 1924 <h2 class="elementor-heading-title elementor-size-default">The Impacts ABLE Accounts Have On Government Benefits 1925</h2> </div>
1926 </div> 1927 <div class="elementor-element elementor-element-7965ec23 elementor-widget elementor-widget-text-editor" data-id="7965ec23" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1928 <div class="elementor-widget-container"> 1929 An ABLE account will allow you to have more than $2,000, actually up to $100,000, and allow you to still collect SSI and other governmental benefits. The biggest challenge when getting government benefits is to make sure that you do not accumulate more assets that will disqualify you from collecting SSI, or other governmental programs. 1930 </div> 1931 </div> 1932 </div> 1933 </div> 1934 </div> 1935 </section> 1936 <section class="elementor-section elementor-top-section elementor-element elementor-element-32d8633 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="32d8633" data-element_type="section" data-e-type="section"> 1937 <div class="elementor-container elementor-column-gap-default"> 1938 <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-910ccb1" data-id="910ccb1" data-element_type="column" data-e-type="column"> 1939 <div class="elementor-widget-wrap elementor-element-populated"> 1940 <div class="elementor-element elementor-element-286b7f2 elementor-widget elementor-widget-heading" data-id="286b7f2" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1941 <div class="elementor-widget-container"> 1942 <h2 class="elementor-heading-title elementor-size-default"> So, Do I Need An ABLE Account Or A Special Needs Trust? 1943</h2> </div> 1944 </div> 1945 <div class="elementor-element elementor-element-3e19853 elementor-widget elementor-widget-text-editor" data-id="3e19853" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1946 <div class="elementor-widget-container"> 1947 <p>You should have both an able account and a special needs they are both important tools in allowing people with disabilities to live full lives.</p><p>The able account is best used as a tool to protect assets on a short-term basis. for instance if you are getting close to the $2,000 asset limitation on your checking account and are collecting ssi, the able account is a good place to take money out of your regular checking account and deposit it in the able account, so that you will continue to be able to collect your government benefits. able accounts are very easy and free to set up. this is one of the reasons why they are a good tool to have. the downside of an able account is when the person with a disability dies the state, medicaid, has the ability to come in in charge back They spent supporting the person with a disability.</p><p>The Special Needs Trust is best used as a long-term planning tool. the Special Needs Trust is the ideal location to put money inherited from parents and grandparents. there is no asset limitation on the amount of money that can be deposited into a special needs trust. so while this account has a upper limit of 100,000, the Special Needs Trust has no such limitation, in fact you could have millions of dollars in the Special Needs Trust and still qualify for government benefits. another important difference between the able account and a Special Needs Trust is that when the person With a disability dies, the terms of the trust control where the leftover money goes. whether it goes to that person’s children, or wherever they have designated, Or whatever is designated in the trust itself. another important difference is when the person with a disability dies, the state, Medicaid, has no right to any of the assets in the trust.</p> </div> 1948 </div> 1949 </div> 1950 </div> 1951 </div> 1952 </section> 1953 <section class="elementor-section elementor-top-section elementor-element elementor-element-c62df99 elementor-section-stretched elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle" data-id="c62df99" data-element_type="section" data-e-type="section" data-settings="{"stretch_section":"section-stretched","background_background":"classic"}"> 1954 <div class="elementor-background-overlay"></div> 1955 <div class="elementor-container elementor-column-gap-default"> 1956 <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ca30c6c" data-id="ca30c6c" data-element_type="column" data-e-type="column" data-settings="{"background_background":"classic"}"> 1957 <div class="elementor-widget-wrap elementor-element-populated"> 1958 <div class="elementor-background-overlay"></div> 1959 <div class="elementor-element elementor-element-49b2388 elementor-widget elementor-widget-heading" data-id="49b2388" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 1960 <div class="elementor-widget-container"> 1961 <div class="elementor-heading-title elementor-size-default"><span class="elementor-heading-title elementor-size-default elementor-inline-editing pen" data-elementor-setting-key="title" data-pen-placeholder="Type Here..." style="clear: both;text-align: center">Attorneys typically charge in excess of $3,000 for these same documents.</span></div>
1961 </div> 1962 </div> 1963 <div class="elementor-element elementor-element-7eb121f elementor-widget elementor-widget-text-editor" data-id="7eb121f" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 1964 <div class="elementor-widget-container"> 1965 <p><span style="font-size: 18px; text-align: center;">Book a free consultation to learn more about how my services can help you provide financial protection for a child with special needs.</span></p> </div> 1966 </div> 1967 <div class="elementor-element elementor-element-9609b4a elementor-align-center elementor-widget elementor-widget-button" data-id="9609b4a" data-element_type="widget" data-e-type="widget" data-widget_type="button.default"> 1968 <div class="elementor-widget-container"> 1969 <div class="elementor-button-wrapper"> 1970 <a class="elementor-button elementor-button-link elementor-size-sm" href="https://specialneedstrustsonline.com/booking-page/"> 1971 <span class="elementor-button-content-wrapper"> 1972 <span class="elementor-button-text">Book An Appointment</span> 1973 </span> 1974 </a> 1975 </div> 1976 </div> 1977 </div> 1978 </div> 1979 </div> 1980 </div> 1981 </section> 1982 <section class="elementor-section elementor-top-section elementor-element elementor-element-59eccdd elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default" data-id="59eccdd" data-element_type="section" data-e-type="section" data-settings="{"stretch_section":"section-stretched"}"> 1983 <div class="elementor-container elementor-column-gap-default"> 1984 <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9a33776" data-id="9a33776" data-element_type="column" data-e-type="column"> 1985 <div class="elementor-widget-wrap elementor-element-populated"> 1986 <div class="elementor-element elementor-element-a42c14b elementor-widget__width-inherit elementor-widget elementor-widget-html" data-id="a42c14b" data-element_type="widget" data-e-type="widget" data-widget_type="html.default"> 1987 <div class="elementor-widget-container"> 1988 <style> 1989 /* ========================================================================= 1990 "RELATED SERVICES YOU MAY NEED" â Elementor-hardened 1991 Wrapped in #snt-related-root; !important guards against theme/Elementor CSS. 1992 Palette: #DB9E33 gold · #7AA63C green (minimal) · #505050 ink · #fff paper 1993 ========================================================================= */ 1994 #snt-related-root, #snt-related-root *{ 1995 box-sizing:border-box !important; 1996 } 1997 #snt-related-root{ 1998 --gold:#DB9E33; --gold-deep:#b9831f; --green:#7AA63C; 1999 --ink:#505050; --ink-soft:#6f6f6f; --paper:#ffffff; 2000 --line:#e7ddcb; --wash:#faf6ee; 2001 display:block !important; width:100% !important; max-width:100% !important; 2002 margin:0 auto !important; padding:0 !important; 2003 color:var(--ink) !important; 2004 font-family:Arial,Helvetica,sans-serif !important; 2005 -webkit-font-smoothing:antialiased; 2006 } 2007 2008 #snt-related-root .sr-head{ text-align:center !important; margin:0 0 6px !important; } 2009 #snt-related-root h2.sr-title{ 2010 margin:0 !important; padding:0 !important; 2011 font-family:Georgia,'Times New Roman',serif !important; font-weight:700 !important; 2012 font-size:clamp(23px,3vw,32px) !important; line-height:1.2 !important; color:var(--ink) !important; 2013 text-align:center !important; text-transform:none !important; letter-spacing:normal !important; 2014 } 2015 #snt-related-root .sr-rule{ 2016 width:64px !important; height:4px !important; border-radius:3px !important; 2017 background:var(--gold) !important; margin:12px auto 16px !important; 2018 } 2019 #snt-related-root p.sr-intro{ 2020 margin:0 auto 24px !important; padding:0 !important; max-width:760px !important; 2021 text-align:center !important; font-size:clamp(15px,1.7vw,17px) !important; 2022 line-height:1.65 !important; color:var(--ink) !important; 2023 } 2024 2025 /* carousel shell */ 2026 #snt-related-root .sr-carousel{ 2027 position:relative !important; display:flex !important; align-items:center !important; 2028 gap:10px !important; width:100% !important; 2029 } 2030 2031 /* arrow buttons */ 2032 #snt-related-root .sr-arrow{ 2033 flex:0 0 auto !important; width:48px !important; height:48px !important; 2034 min-width:48px !important; border-radius:50% !important; 2035 border:1px solid var(--line) !important; background:var(--paper) !important; 2036 color:var(--gold-deep) !important; display:grid !important; place-items:center !important; 2037 cursor:pointer !important; padding:0 !important; margin:0 !important; 2038 box-shadow:0 10px 24px -14px rgba(80,80,80,.65) !important; 2039 transition:background .15s ease, color .15s ease, transform .15s ease, opacity .15s ease !important; 2040 z-index:2 !important;
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2071 border-color:var(--gold) !important; 2072 } 2073 2074 /* thumbnail â fixed height so Elementor img rules can't shrink it */ 2075 #snt-related-root .sr-thumb{ 2076 position:relative !important; width:100% !important; height:260px !important; 2077 min-height:260px !important; background:var(--wash) !important; overflow:hidden !important; 2078 margin:0 !important; padding:0 !important; flex:0 0 auto !important; 2079 } 2080 #snt-related-root .sr-thumb img{ 2081 width:100% !important; height:100% !important; max-width:none !important; 2082 object-fit:cover !important; object-position:center center !important; 2083 display:block !important; margin:0 !important; padding:0 !important; border-radius:0 !important; 2084 } 2085 2086 /* body */ 2087 #snt-related-root .sr-body{ 2088 padding:22px 20px 24px !important; margin:0 !important; 2089 display:flex !important; flex-direction:column !important; flex:1 1 auto !important; 2090 align-items:center !important; text-align:center !important; 2091 } 2092 #snt-related-root h3.sr-name{ 2093 font-family:Georgia,'Times New Roman',serif !important; font-weight:700 !important; 2094 font-size:19px !important; line-height:1.25 !important; color:var(--ink) !important; 2095 margin:0 0 12px !important; padding:0 !important; text-align:center !important; 2096 text-transform:none !important; letter-spacing:normal !important; 2097 } 2098 #snt-related-root p.sr-desc{ 2099 margin:0 0 22px !important; padding:0 !important; font-size:15.5px !important; 2100 line-height:1.6 !important; color:var(--ink-soft) !important; text-align:center !important; 2101 display:-webkit-box !important; -webkit-line-clamp:2 !important; line-clamp:2 !important; 2102 -webkit-box-orient:vertical !important; overflow:hidden !important; 2103 min-height:calc(15.5px * 1.6 * 2) !important; 2104 } 2105 #snt-related-root .sr-link{ 2106 display:inline-flex !important; align-items:center !important; gap:7px !important; 2107 align-self:center !important; margin:0 !important; padding:0 !important; 2108 font-size:14px !important; font-weight:800 !important; letter-spacing:.04em !important; 2109 text-transform:uppercase !important; color:var(--gold-deep) !important; 2110 text-decoration:none !important; line-height:1.2 !important; 2111 } 2112 #snt-related-root .sr-link svg{ width:16px !important; height:16px !important; display:block !important; transition:transform .18s ease !important; } 2113 #snt-related-root a.sr-card:hover .sr-link svg{ transform:translateX(4px) !important; } 2114 2115 /* tablet / mobile */ 2116 @media (max-width:760px){ 2117 #snt-related-root .sr-arrow{ display:none !important; } 2118 #snt-related-root a.sr-card{ flex-basis:80vw !important; max-width:80vw !important; } 2119 } 2120</style> 2121 2122<div id="snt-related-root"> 2123 <section class="sr-section" aria-label="Our services"> 2124 <p class="sr-intro">Everything your family needs to build a complete plan â explore our services and find the right fit.</p> 2125 2126 <div class="sr-carousel"> 2127 <button class="sr-arrow sr-prev" type="button" aria-label="Previous services"><svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.4" stroke-linecap="round" stroke-linejoin="round"><path d="M15 6l-6 6 6 6"/></svg></button> 2128 <div class="sr-scroll"> 2129 <a class="sr-card" href="https://www.specialneedstrustsonline.com/letter-of-intent/"> 2130 <div class="sr-thumb"> 2131 <img decoding="async" src="https://www.specialneedstrustsonline.com/wp-content/uploads/2026/02/SNT-cover-22-Feb.webp" alt="FREE Letter of Intent" loading="lazy"> 2132 </div> 2133 <div class="sr-body"> 2134 <h3 class="sr-name">FREE Letter of Intent</h3> 2135 <p class="sr-desc">Document care details and preferences for future caregivers â free.</p>
2136 <span class="sr-link">Learn more <svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.4" stroke-linecap="round" stroke-linejoin="round"><path d="M5 12h14M13 6l6 6-6 6"/></svg></span> 2137 </div> 2138 </a> 2139 <a class="sr-card" href="https://www.specialneedstrustsonline.com/third-party-special-needs-trust/"> 2140 <div class="sr-thumb"> 2141 <img decoding="async" src="https://www.specialneedstrustsonline.com/wp-content/uploads/2025/12/nathan-anderson-FHiJWoBodrs-unsplash-scaled.webp" alt="Third-Party Trust for Parents" loading="lazy"> 2142 </div> 2143 <div class="sr-body"> 2144 <h3 class="sr-name">Third-Party Trust for Parents</h3> 2145 <p class="sr-desc">Leave gifts or inheritance to a loved one without affecting SSI or Medicaid.</p> 2146 <span class="sr-link">Learn more <svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.4" stroke-linecap="round" stroke-linejoin="round"><path d="M5 12h14M13 6l6 6-6 6"/></svg></span> 2147 </div> 2148 </a> 2149 <a class="sr-card" href="https://www.specialneedstrustsonline.com/first-party-trust/"> 2150 <div class="sr-thumb"> 2151 <img decoding="async" src="https://www.specialneedstrustsonline.com/wp-content/uploads/2025/12/granddaughter-talking-with-her-grandmother-sitting-wheelchair-cheerful-concept-happy-family-scaled.webp" alt="First-Party Trust for Adults" loading="lazy"> 2152 </div> 2153 <div class="sr-body"> 2154 <h3 class="sr-name">First-Party Trust for Adults</h3> 2155 <p class="sr-desc">Protect a settlement, inheritance, or lump sum while keeping benefits.</p> 2156 <span class="sr-link">Learn more <svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.4" stroke-linecap="round" stroke-linejoin="round"><path d="M5 12h14M13 6l6 6-6 6"/></svg></span> 2157 </div> 2158 </a> 2159 <a class="sr-card" href="https://www.specialneedstrustsonline.com/special-needs-trust/"> 2160 <div class="sr-thumb"> 2161 <img decoding="async" src="https://www.specialneedstrustsonline.com/wp-content/uploads/2026/05/SNT-Cover-3rd-May.webp" alt="Wills and Trust for Parents" loading="lazy"> 2162 </div> 2163 <div class="sr-body"> 2164 <h3 class="sr-name">Wills and Trust for Parents</h3> 2165 <p class="sr-desc">A coordinated Will and trust that work together to protect benefits.</p> 2166 <span class="sr-link">Learn more <svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.4" stroke-linecap="round" stroke-linejoin="round"><path d="M5 12h14M13 6l6 6-6 6"/></svg></span> 2167 </div> 2168 </a> 2169 <a class="sr-card" href="https://www.specialneedstrustsonline.com/healthcare-directives/"> 2170 <div class="sr-thumb"> 2171 <img decoding="async" src="https://www.specialneedstrustsonline.com/wp-content/uploads/2024/02/Special-needs-trusts-when-to-get-one.png" alt="Healthcare Directives" loading="lazy"> 2172 </div> 2173 <div class="sr-body"> 2174 <h3 class="sr-name">Healthcare Directives</h3> 2175 <p class="sr-desc">Name a trusted person to make medical decisions for you.</p> 2176 <span class="sr-link">Learn more <svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.4" stroke-linecap="round" stroke-linejoin="round"><path d="M5 12h14M13 6l6 6-6 6"/></svg></span> 2177 </div> 2178 </a> 2179 <a class="sr-card" href="https://www.specialneedstrustsonline.com/power-of-attorney/"> 2180 <div class="sr-thumb"> 2181 <img decoding="async" src="https://www.specialneedstrustsonline.com/wp-content/uploads/2025/12/granddaughter-talking-with-her-grandmother-sitting-wheelchair-cheerful-concept-happy-family-scaled.webp" alt="Power of Attorney" loading="lazy"> 2182 </div> 2183 <div class="sr-body"> 2184 <h3 class="sr-name">Power of Attorney</h3> 2185 <p class="sr-desc">Appoint trusted help with finances, benefits, and daily matters.</p> 2186 <span class="sr-link">Learn more <svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.4" stroke-linecap="round" stroke-linejoin="round"><path d="M5 12h14M13 6l6 6-6 6"/></svg></span> 2187 </div> 2188 </a> 2189 <a class="sr-card" href="https://www.specialneedstrustsonline.com/power-of-attorney-for-education/"> 2190 <div class="sr-thumb"> 2191 <img decoding="async" src="https://www.specialneedstrustsonline.com/wp-content/uploads/2026/01/SNT-cover-25-jan.webp" alt="Power of Attorney for Education" loading="lazy"> 2192 </div> 2193 <div class="sr-body"> 2194 <h3 class="sr-name">Power of Attorney for Education</h3> 2195 <p class="sr-desc">Keep family support for IEP, 504, and college after 18.</p>
2196 <span class="sr-link">Learn more <svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.4" stroke-linecap="round" stroke-linejoin="round"><path d="M5 12h14M13 6l6 6-6 6"/></svg></span> 2197 </div> 2198 </a> 2199 <a class="sr-card" href="https://www.specialneedstrustsonline.com/supported-decision-making/"> 2200 <div class="sr-thumb"> 2201 <img decoding="async" src="https://www.specialneedstrustsonline.com/wp-content/uploads/2026/02/SNT-cover-8-Feb.webp" alt="Supported Decision-Making" loading="lazy"> 2202 </div> 2203 <div class="sr-body"> 2204 <h3 class="sr-name">Supported Decision-Making</h3> 2205 <p class="sr-desc">A less restrictive alternative to guardianship.</p> 2206 <span class="sr-link">Learn more <svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.4" stroke-linecap="round" stroke-linejoin="round"><path d="M5 12h14M13 6l6 6-6 6"/></svg></span> 2207 </div> 2208 </a> 2209 <a class="sr-card" href="https://www.specialneedstrustsonline.com/able-account/"> 2210 <div class="sr-thumb"> 2211 <img decoding="async" src="https://www.specialneedstrustsonline.com/wp-content/uploads/2025/12/vecteezy_smiling-boy-in-wheelchair-at-accessible-playground_73861190-scaled.webp" alt="ABLE Account" loading="lazy"> 2212 </div> 2213 <div class="sr-body"> 2214 <h3 class="sr-name">ABLE Account</h3> 2215 <p class="sr-desc">Save and pay for qualified disability expenses while protecting key benefits.</p> 2216 <span class="sr-link">Learn more <svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.4" stroke-linecap="round" stroke-linejoin="round"><path d="M5 12h14M13 6l6 6-6 6"/></svg></span> 2217 </div> 2218 </a> 2219 </div> 2220 <button class="sr-arrow sr-next" type="button" aria-label="Next services"><svg viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.4" stroke-linecap="round" stroke-linejoin="round"><path d="M9 6l6 6-6 6"/></svg></button> 2221 </div> 2222 </section> 2223</div>
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2257 </div> 2258 </div> 2259 </div> 2260 </div> 2261 </div> 2262 </section> 2263 <section class="elementor-section elementor-top-section elementor-element elementor-element-9c134d2 elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default" data-id="9c134d2" data-element_type="section" data-e-type="section" data-settings="{"stretch_section":"section-stretched","background_background":"gradient"}"> 2264 <div class="elementor-container elementor-column-gap-default"> 2265 <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bdc2d38" data-id="bdc2d38" data-element_type="column" data-e-type="column"> 2266 <div class="elementor-widget-wrap elementor-element-populated"> 2267 <div class="elementor-element elementor-element-e9cc519 elementor-widget elementor-widget-text-editor" data-id="e9cc519" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 2268 <div class="elementor-widget-container"> 2269 <p>Special NeedsTrusts Online is the only online special needs trust platform created by a national disability-law expert and parent, operated by a nonprofit, and designed to guide families in plain English from start to finish without high fees, confusing legal jargon, or risky template forms.</p> </div> 2270 </div> 2271 </div> 2272 </div> 2273 </div> 2274 </section> 2275 <section class="elementor-section elementor-top-section elementor-element elementor-element-1c0596d elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="1c0596d" data-element_type="section" data-e-type="section"> 2276 <div class="elementor-container elementor-column-gap-default"> 2277 <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9db5a68" data-id="9db5a68" data-element_type="column" data-e-type="column"> 2278 <div class="elementor-widget-wrap elementor-element-populated"> 2279 <div class="elementor-element elementor-element-6533e96 elementor-widget elementor-widget-heading" data-id="6533e96" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 2280 <div class="elementor-widget-container"> 2281 <h2 class="elementor-heading-title elementor-size-default">Understand What Payback Provisions Are</h2> </div> 2282 </div> 2283 <div class="elementor-element elementor-element-c88dc1a elementor-widget elementor-widget-text-editor" data-id="c88dc1a" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 2284 <div class="elementor-widget-container"> 2285 If there is any money left in the able account when the person with a disability dies that money will be used to pay any Medicaid liens. this is the major difference between using an able account and a Special Needs Trust. 2286 </div> 2287 </div> 2288 <div class="elementor-element elementor-element-d623487 elementor-widget-divider--view-line elementor-widget elementor-widget-divider" data-id="d623487" data-element_type="widget" data-e-type="widget" data-widget_type="divider.default"> 2289 <div class="elementor-widget-container"> 2290 <div class="elementor-divider"> 2291 <span class="elementor-divider-separator"> 2292 </span> 2293 </div> 2294 </div> 2295 </div> 2296 <div class="elementor-element elementor-element-f0b6dcc elementor-widget elementor-widget-heading" data-id="f0b6dcc" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 2297 <div class="elementor-widget-container"> 2298 <h2 class="elementor-heading-title elementor-size-default">Other Documents To Protect Your Loved Ones</h2> </div> 2299 </div> 2300 </div> 2301 </div> 2302 </div> 2303 </section> 2304 <section class="elementor-section elementor-top-section elementor-element elementor-element-30ea1cd2 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="30ea1cd2" data-element_type="section" data-e-type="section"> 2305 <div class="elementor-container elementor-column-gap-default"> 2306 <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2cf9ae4d" data-id="2cf9ae4d" data-element_type="column" data-e-type="column"> 2307 <div class="elementor-widget-wrap elementor-element-populated"> 2308 <div class="elementor-element elementor-element-554406b1 elementor-testimonial--skin-default elementor-testimonial--layout-image_inline elementor-testimonial--align-center elementor-arrows-yes elementor-pagination-type-bullets elementor-widget elementor-widget-testimonial-carousel" data-id="554406b1" data-element_type="widget" data-e-type="widget" data-settings="{"slides_per_view":"3","show_arrows":"yes","pagination":"bullets","speed":500,"autoplay":"yes","autoplay_speed":5000,"loop":"yes","pause_on_hover":"yes","pause_on_interaction":"yes","space_between":{"unit":"px","size":10,"sizes":[]},"space_between_tablet":{"unit":"px","size":10,"sizes":[]},"space_between_mobile":{"unit":"px","size":10,"sizes":[]}}" data-widget_type="testimonial-carousel.default"> 2309 <div class="elementor-widget-container"> 2310 <div class="elementor-swiper"> 2311 <div class="elementor-main-swiper swiper" role="region" aria-roledescription="carousel" aria-label="Slides"> 2312 <div class="swiper-wrapper"> 2313 <div class="swiper-slide" role="group" aria-roledescription="slide"> 2314 <div class="elementor-testimonial"> 2315 <div class="elementor-testimonial__content"> 2316 <div class="elementor-testimonial__text"> 2317 <div data-elementor-type="section" data-elementor-id="6509" class="elementor elementor-6509" data-elementor-post-type="elementor_library"> 2318 <section class="elementor-section elementor-top-section elementor-element elementor-element-6b7d321f elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="6b7d321f" data-element_type="section" data-e-type="section"> 2319 <div class="elementor-container elementor-column-gap-default"> 2320 <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3e58f481" data-id="3e58f481" data-element_type="column" data-e-type="column" data-settings="{"background_background":"classic"}"> 2321 <div class="elementor-widget-wrap elementor-element-populated"> 2322 <section class="elementor-section elementor-inner-section elementor-element elementor-element-602fc0d4 elementor-section-full_width elementor-section-height-min-height elementor-section-height-default" data-id="602fc0d4" data-element_type="section" data-e-type="section" data-settings="{"background_background":"classic","shape_divider_bottom":"book"}"> 2323 <div class="elementor-shape elementor-shape-bottom" aria-hidden="true" data-negative="false"> 2324 <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1000 100" preserveAspectRatio="none"> 2325 <path class="elementor-shape-fill" d="M194,99c186.7,0.7,305-78.3,306-97.2c1,18.9,119.3,97.9,306,97.2c114.3-0.3,194,0.3,194,0.3s0-91.7,0-100c0,0,0,0,0-0 L0,0v99.3C0,99.3,79.7,98.7,194,99z"/> 2326</svg> </div> 2327 <div class="elementor-container elementor-column-gap-no"> 2328 <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-bc00ad8" data-id="bc00ad8" data-element_type="column" data-e-type="column" data-settings="{"background_background":"classic"}"> 2329 <div class="elementor-widget-wrap"> 2330 </div> 2331 </div> 2332 </div> 2333 </section> 2334 <div class="elementor-element elementor-element-38703f11 elementor-widget elementor-widget-heading" data-id="38703f11" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 2335 <div class="elementor-widget-container"> 2336 <div class="elementor-heading-title elementor-size-default">Letter Of Intent</div>
2336 </div> 2337 </div> 2338 <div class="elementor-element elementor-element-a0182f elementor-widget elementor-widget-text-editor" data-id="a0182f" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 2339 <div class="elementor-widget-container"> 2340 <p>Craft your Letter of Intent to guide your loved ones through your wishes and values</p> </div> 2341 </div> 2342 <div class="elementor-element elementor-element-694dc613 elementor-align-center elementor-widget elementor-widget-button" data-id="694dc613" data-element_type="widget" data-e-type="widget" data-widget_type="button.default"> 2343 <div class="elementor-widget-container"> 2344 <div class="elementor-button-wrapper"> 2345 <a class="elementor-button elementor-button-link elementor-size-sm" href="https://www.specialneedstrustsonline.com/power-of-attorney-for-education/"> 2346 <span class="elementor-button-content-wrapper"> 2347 <span class="elementor-button-text">Click here</span> 2348 </span> 2349 </a> 2350 </div> 2351 </div> 2352 </div> 2353 </div> 2354 </div> 2355 </div> 2356 </section> 2357 </div> 2358 </div> 2359 </div> 2360 <div class="elementor-testimonial__footer"> 2361 </div> 2362 </div> 2363 </div> 2364 <div class="swiper-slide" role="group" aria-roledescription="slide"> 2365 <div class="elementor-testimonial"> 2366 <div class="elementor-testimonial__content"> 2367 <div class="elementor-testimonial__text"> 2368 <div data-elementor-type="section" data-elementor-id="6506" class="elementor elementor-6506" data-elementor-post-type="elementor_library"> 2369 <section class="elementor-section elementor-top-section elementor-element elementor-element-37d40df2 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="37d40df2" data-element_type="section" data-e-type="section"> 2370 <div class="elementor-container elementor-column-gap-default"> 2371 <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-51e391cd" data-id="51e391cd" data-element_type="column" data-e-type="column" data-settings="{"background_background":"classic"}"> 2372 <div class="elementor-widget-wrap elementor-element-populated"> 2373 <section class="elementor-section elementor-inner-section elementor-element elementor-element-d146035 elementor-section-full_width elementor-section-height-min-height elementor-section-height-default" data-id="d146035" data-element_type="section" data-e-type="section" data-settings="{"background_background":"classic","shape_divider_bottom":"book"}"> 2374 <div class="elementor-shape elementor-shape-bottom" aria-hidden="true" data-negative="false"> 2375 <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1000 100" preserveAspectRatio="none"> 2376 <path class="elementor-shape-fill" d="M194,99c186.7,0.7,305-78.3,306-97.2c1,18.9,119.3,97.9,306,97.2c114.3-0.3,194,0.3,194,0.3s0-91.7,0-100c0,0,0,0,0-0 L0,0v99.3C0,99.3,79.7,98.7,194,99z"/> 2377</svg> </div> 2378 <div class="elementor-container elementor-column-gap-no"> 2379 <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-39284ce7" data-id="39284ce7" data-element_type="column" data-e-type="column" data-settings="{"background_background":"classic"}"> 2380 <div class="elementor-widget-wrap"> 2381 </div> 2382 </div> 2383 </div> 2384 </section> 2385 <div class="elementor-element elementor-element-39dea908 elementor-widget elementor-widget-heading" data-id="39dea908" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 2386 <div class="elementor-widget-container"> 2387 <div class="elementor-heading-title elementor-size-default">POA For Education</div> </div> 2388 </div> 2389 <div class="elementor-element elementor-element-5947523c elementor-widget elementor-widget-text-editor" data-id="5947523c" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 2390 <div class="elementor-widget-container"> 2391 Establish your Power of Attorney for Education and ensure seamless decision-making </div>
2392 </div> 2393 <div class="elementor-element elementor-element-22e70ba9 elementor-align-center elementor-widget elementor-widget-button" data-id="22e70ba9" data-element_type="widget" data-e-type="widget" data-widget_type="button.default"> 2394 <div class="elementor-widget-container"> 2395 <div class="elementor-button-wrapper"> 2396 <a class="elementor-button elementor-button-link elementor-size-sm" href="https://www.specialneedstrustsonline.com/power-of-attorney-for-education/"> 2397 <span class="elementor-button-content-wrapper"> 2398 <span class="elementor-button-text">Click here</span> 2399 </span> 2400 </a> 2401 </div> 2402 </div> 2403 </div> 2404 </div> 2405 </div> 2406 </div> 2407 </section> 2408 </div> 2409 </div> 2410 </div> 2411 <div class="elementor-testimonial__footer"> 2412 </div> 2413 </div> 2414 </div> 2415 <div class="swiper-slide" role="group" aria-roledescription="slide"> 2416 <div class="elementor-testimonial"> 2417 <div class="elementor-testimonial__content"> 2418 <div class="elementor-testimonial__text"> 2419 <div data-elementor-type="section" data-elementor-id="6500" class="elementor elementor-6500" data-elementor-post-type="elementor_library"> 2420 <section class="elementor-section elementor-top-section elementor-element elementor-element-54bc8c54 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="54bc8c54" data-element_type="section" data-e-type="section"> 2421 <div class="elementor-container elementor-column-gap-default"> 2422 <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-52bd98e7" data-id="52bd98e7" data-element_type="column" data-e-type="column" data-settings="{"background_background":"classic"}"> 2423 <div class="elementor-widget-wrap elementor-element-populated"> 2424 <section class="elementor-section elementor-inner-section elementor-element elementor-element-2a49dbdb elementor-section-full_width elementor-section-height-min-height elementor-section-height-default" data-id="2a49dbdb" data-element_type="section" data-e-type="section" data-settings="{"background_background":"classic","shape_divider_bottom":"book"}"> 2425 <div class="elementor-shape elementor-shape-bottom" aria-hidden="true" data-negative="false"> 2426 <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1000 100" preserveAspectRatio="none"> 2427 <path class="elementor-shape-fill" d="M194,99c186.7,0.7,305-78.3,306-97.2c1,18.9,119.3,97.9,306,97.2c114.3-0.3,194,0.3,194,0.3s0-91.7,0-100c0,0,0,0,0-0 L0,0v99.3C0,99.3,79.7,98.7,194,99z"/> 2428</svg> </div> 2429 <div class="elementor-container elementor-column-gap-no"> 2430 <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-46d63053" data-id="46d63053" data-element_type="column" data-e-type="column" data-settings="{"background_background":"classic"}"> 2431 <div class="elementor-widget-wrap"> 2432 </div> 2433 </div> 2434 </div> 2435 </section> 2436 <div class="elementor-element elementor-element-6527ba55 elementor-widget elementor-widget-heading" data-id="6527ba55" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 2437 <div class="elementor-widget-container"> 2438 <div class="elementor-heading-title elementor-size-default">Power Of Attorney</div> </div> 2439 </div> 2440 <div class="elementor-element elementor-element-29354511 elementor-widget elementor-widget-text-editor" data-id="29354511" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 2441 <div class="elementor-widget-container"> 2442 Establish your Power of Attorney and secure your financial future </div> 2443 </div> 2444 <div class="elementor-element elementor-element-785d62bb elementor-align-center elementor-widget elementor-widget-button" data-id="785d62bb" data-element_type="widget" data-e-type="widget" data-widget_type="button.default"> 2445 <div class="elementor-widget-container"> 2446 <div class="elementor-button-wrapper"> 2447 <a class="elementor-button elementor-button-link elementor-size-sm" href="https://www.specialneedstrustsonline.com/power-of-attorney/"> 2448 <span class="elementor-button-content-wrapper"> 2449 <span class="elementor-button-text">
2449Click here</span> 2450 </span> 2451 </a> 2452 </div> 2453 </div> 2454 </div> 2455 </div> 2456 </div> 2457 </div> 2458 </section> 2459 </div> 2460 </div> 2461 </div> 2462 <div class="elementor-testimonial__footer"> 2463 </div> 2464 </div> 2465 </div> 2466 <div class="swiper-slide" role="group" aria-roledescription="slide"> 2467 <div class="elementor-testimonial"> 2468 <div class="elementor-testimonial__content"> 2469 <div class="elementor-testimonial__text"> 2470 <div data-elementor-type="section" data-elementor-id="6491" class="elementor elementor-6491" data-elementor-post-type="elementor_library"> 2471 <section class="elementor-section elementor-top-section elementor-element elementor-element-72c5b441 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="72c5b441" data-element_type="section" data-e-type="section"> 2472 <div class="elementor-container elementor-column-gap-default"> 2473 <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-31c103c" data-id="31c103c" data-element_type="column" data-e-type="column" data-settings="{"background_background":"classic"}"> 2474 <div class="elementor-widget-wrap elementor-element-populated"> 2475 <section class="elementor-section elementor-inner-section elementor-element elementor-element-7537a9dc elementor-section-full_width elementor-section-height-min-height elementor-section-height-default" data-id="7537a9dc" data-element_type="section" data-e-type="section" data-settings="{"background_background":"classic","shape_divider_bottom":"book"}"> 2476 <div class="elementor-shape elementor-shape-bottom" aria-hidden="true" data-negative="false"> 2477 <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1000 100" preserveAspectRatio="none"> 2478 <path class="elementor-shape-fill" d="M194,99c186.7,0.7,305-78.3,306-97.2c1,18.9,119.3,97.9,306,97.2c114.3-0.3,194,0.3,194,0.3s0-91.7,0-100c0,0,0,0,0-0 L0,0v99.3C0,99.3,79.7,98.7,194,99z"/> 2479</svg> </div> 2480 <div class="elementor-container elementor-column-gap-no"> 2481 <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-784b44da" data-id="784b44da" data-element_type="column" data-e-type="column" data-settings="{"background_background":"classic"}"> 2482 <div class="elementor-widget-wrap"> 2483 </div> 2484 </div> 2485 </div> 2486 </section> 2487 <div class="elementor-element elementor-element-35ed330f elementor-widget elementor-widget-heading" data-id="35ed330f" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 2488 <div class="elementor-widget-container"> 2489 <div class="elementor-heading-title elementor-size-default">Health Care Proxy</div> </div> 2490 </div> 2491 <div class="elementor-element elementor-element-19a5fdf0 elementor-widget elementor-widget-text-editor" data-id="19a5fdf0" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 2492 <div class="elementor-widget-container"> 2493 Create your Health Care Proxy and ensure your wishes are honored. </div> 2494 </div> 2495 <div class="elementor-element elementor-element-9f2c14b elementor-align-center elementor-widget elementor-widget-button" data-id="9f2c14b" data-element_type="widget" data-e-type="widget" data-widget_type="button.default"> 2496 <div class="elementor-widget-container"> 2497 <div class="elementor-button-wrapper"> 2498 <a class="elementor-button elementor-button-link elementor-size-sm" href="https://www.specialneedstrustsonline.com/first-party-trust/"> 2499 <span class="elementor-button-content-wrapper"> 2500 <span class="elementor-button-text">Click here</span> 2501 </span> 2502 </a> 2503 </div> 2504 </div> 2505 </div> 2506 </div> 2507 </div> 2508 </div> 2509 </section> 2510 </div> 2511 </div> 2512 </div> 2513 <div class="elementor-testimonial__footer"> 2514 </div> 2515 </div> 2516 </div> 2517 <div class="swiper-slide" role="group" aria-roledescription="slide"> 2518 <div class="elementor-testimonial"> 2519 <div class="elementor-testimonial__content"> 2520 <div class="elementor-testimonial__text"> 2521 <div data-elementor-type="section" data-elementor-id="6488" class="elementor elementor-6488" data-elementor-post-type="elementor_library"> 2522 <section class="elementor-section elementor-top-section elementor-element elementor-element-2e81b9a5 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="2e81b9a5" data-element_type="section" data-e-type="section"> 2523 <div class="elementor-container elementor-column-gap-default"> 2524 <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ce5c9bf" data-id="ce5c9bf" data-element_type="column" data-e-type="column" data-settings="{"background_background":"classic"}"> 2525 <div class="elementor-widget-wrap elementor-element-populated"> 2526 <section class="elementor-section elementor-inner-section elementor-element elementor-element-91eec1 elementor-section-full_width elementor-section-height-min-height elementor-section-height-default" data-id="91eec1" data-element_type="section" data-e-type="section" data-settings="{"background_background":"classic","shape_divider_bottom":"book"}"> 2527 <div class="elementor-shape elementor-shape-bottom" aria-hidden="true" data-negative="false"> 2528 <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1000 100" preserveAspectRatio="none"> 2529 <path class="elementor-shape-fill" d="M194,99c186.7,0.7,305-78.3,306-97.2c1,18.9,119.3,97.9,306,97.2c114.3-0.3,194,0.3,194,0.3s0-91.7,0-100c0,0,0,0,0-0 L0,0v99.3C0,99.3,79.7,98.7,194,99z"/> 2530</svg> </div> 2531 <div class="elementor-container elementor-column-gap-no"> 2532 <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-503e3754" data-id="503e3754" data-element_type="column" data-e-type="column" data-settings="{"background_background":"classic"}"> 2533 <div class="elementor-widget-wrap"> 2534 </div> 2535 </div> 2536 </div> 2537 </section> 2538 <div class="elementor-element elementor-element-7b98be1e elementor-widget elementor-widget-heading" data-id="7b98be1e" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 2539 <div class="elementor-widget-container"> 2540 <div class="elementor-heading-title elementor-size-default">First Person Trust</div>
2540 </div> 2541 </div> 2542 <div class="elementor-element elementor-element-28520a68 elementor-widget elementor-widget-text-editor" data-id="28520a68" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 2543 <div class="elementor-widget-container"> 2544 Secure my future today with a personalized First Person Trust </div> 2545 </div> 2546 <div class="elementor-element elementor-element-38530ad2 elementor-align-center elementor-widget elementor-widget-button" data-id="38530ad2" data-element_type="widget" data-e-type="widget" data-widget_type="button.default"> 2547 <div class="elementor-widget-container"> 2548 <div class="elementor-button-wrapper"> 2549 <a class="elementor-button elementor-button-link elementor-size-sm" href="https://www.specialneedstrustsonline.com/first-party-trust/"> 2550 <span class="elementor-button-content-wrapper"> 2551 <span class="elementor-button-text">Click here</span> 2552 </span> 2553 </a> 2554 </div> 2555 </div> 2556 </div> 2557 </div> 2558 </div> 2559 </div> 2560 </section> 2561 </div> 2562 </div> 2563 </div> 2564 <div class="elementor-testimonial__footer"> 2565 </div> 2566 </div> 2567 </div> 2568 <div class="swiper-slide" role="group" aria-roledescription="slide"> 2569 <div class="elementor-testimonial"> 2570 <div class="elementor-testimonial__content"> 2571 <div class="elementor-testimonial__text"> 2572 <div data-elementor-type="section" data-elementor-id="6485" class="elementor elementor-6485" data-elementor-post-type="elementor_library"> 2573 <section class="elementor-section elementor-top-section elementor-element elementor-element-11edd793 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="11edd793" data-element_type="section" data-e-type="section"> 2574 <div class="elementor-container elementor-column-gap-default"> 2575 <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-617a268a" data-id="617a268a" data-element_type="column" data-e-type="column" data-settings="{"background_background":"classic"}"> 2576 <div class="elementor-widget-wrap elementor-element-populated"> 2577 <section class="elementor-section elementor-inner-section elementor-element elementor-element-2c1a9233 elementor-section-full_width elementor-section-height-min-height elementor-section-height-default" data-id="2c1a9233" data-element_type="section" data-e-type="section" data-settings="{"background_background":"classic","shape_divider_bottom":"book"}"> 2578 <div class="elementor-shape elementor-shape-bottom" aria-hidden="true" data-negative="false"> 2579 <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1000 100" preserveAspectRatio="none"> 2580 <path class="elementor-shape-fill" d="M194,99c186.7,0.7,305-78.3,306-97.2c1,18.9,119.3,97.9,306,97.2c114.3-0.3,194,0.3,194,0.3s0-91.7,0-100c0,0,0,0,0-0 L0,0v99.3C0,99.3,79.7,98.7,194,99z"/> 2581</svg> </div> 2582 <div class="elementor-container elementor-column-gap-no"> 2583 <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-742c595e" data-id="742c595e" data-element_type="column" data-e-type="column" data-settings="{"background_background":"classic"}"> 2584 <div class="elementor-widget-wrap"> 2585 </div> 2586 </div> 2587 </div> 2588 </section> 2589 <div class="elementor-element elementor-element-52f64afa elementor-widget elementor-widget-heading" data-id="52f64afa" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 2590 <div class="elementor-widget-container"> 2591 <div class="elementor-heading-title elementor-size-default">Special Needs Trust</div> </div> 2592 </div> 2593 <div class="elementor-element elementor-element-3351c01c elementor-widget elementor-widget-text-editor" data-id="3351c01c" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 2594 <div class="elementor-widget-container"> 2595 Draft your Special Needs Trust today for peace of mind tomorrow! </div>
2596 </div> 2597 <div class="elementor-element elementor-element-4d38c274 elementor-align-center elementor-widget elementor-widget-button" data-id="4d38c274" data-element_type="widget" data-e-type="widget" data-widget_type="button.default"> 2598 <div class="elementor-widget-container"> 2599 <div class="elementor-button-wrapper"> 2600 <a class="elementor-button elementor-button-link elementor-size-sm" href="https://www.specialneedstrustsonline.com/special-needs-trust/"> 2601 <span class="elementor-button-content-wrapper"> 2602 <span class="elementor-button-text">Click here</span> 2603 </span> 2604 </a> 2605 </div> 2606 </div> 2607 </div> 2608 </div> 2609 </div> 2610 </div> 2611 </section> 2612 </div> 2613 </div> 2614 </div> 2615 <div class="elementor-testimonial__footer"> 2616 </div> 2617 </div> 2618 </div> 2619 </div> 2620 <div class="elementor-swiper-button elementor-swiper-button-prev" role="button" tabindex="0" aria-label="Previous"> 2621 <i aria-hidden="true" class="eicon-chevron-left"></i> </div> 2622 <div class="elementor-swiper-button elementor-swiper-button-next" role="button" tabindex="0" aria-label="Next"> 2623 <i aria-hidden="true" class="eicon-chevron-right"></i> </div> 2624 <div class="swiper-pagination"></div> 2625 </div> 2626 </div> 2627 </div> 2628 </div> 2629 </div> 2630 </div> 2631 </div> 2632 </section> 2633 <section class="elementor-section elementor-top-section elementor-element elementor-element-3a46f3bd elementor-section-stretched elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="3a46f3bd" data-element_type="section" data-e-type="section" data-settings="{"stretch_section":"section-stretched"}"> 2634 <div class="elementor-container elementor-column-gap-default"> 2635 <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5b92af92" data-id="5b92af92" data-element_type="column" data-e-type="column"> 2636 <div class="elementor-widget-wrap elementor-element-populated"> 2637 <div class="elementor-element elementor-element-735282f5 elementor-widget elementor-widget-image" data-id="735282f5" data-element_type="widget" data-e-type="widget" data-widget_type="image.default"> 2638 <div class="elementor-widget-container"> 2639 <img loading="lazy" decoding="async" width="1328" height="1139" src="https://www.specialneedstrustsonline.com/wp-content/uploads/2023/09/IMG_9605.png" class="attachment-2048x2048 size-2048x2048 wp-image-5171" alt="" srcset="https://www.specialneedstrustsonline.com/wp-content/uploads/2023/09/IMG_9605.png 1328w, https://www.specialneedstrustsonline.com/wp-content/uploads/2023/09/IMG_9605-300x257.png 300w, https://www.specialneedstrustsonline.com/wp-content/uploads/2023/09/IMG_9605-1024x878.png 1024w, https://www.specialneedstrustsonline.com/wp-content/uploads/2023/09/IMG_9605-768x659.png 768w" sizes="100vw" /> </div> 2640 </div> 2641 </div> 2642 </div> 2643 <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-32beb4b0" data-id="32beb4b0" data-element_type="column" data-e-type="column" data-settings="{"background_background":"classic"}"> 2644 <div class="elementor-widget-wrap elementor-element-populated"> 2645 <div class="elementor-element elementor-element-2b381d0e elementor-widget elementor-widget-heading" data-id="2b381d0e" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 2646 <div class="elementor-widget-container"> 2647 <h4 class="elementor-heading-title elementor-size-default">Meet Tom Sannicandro</h4> </div> 2648 </div> 2649 <div class="elementor-element elementor-element-3d9a4f17 elementor-widget elementor-widget-text-editor" data-id="3d9a4f17" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default"> 2650 <div class="elementor-widget-container"> 2651 <p>I am a special needs planning attorney and an expert in Special Needs Trusts and have been practicing disability law for more than 40 years. I am the father of an adult son with Down syndrome, so I know the challenges that families face when trying to provide a future for all their children. So if you are looking for an attorney for special needs planning, look no further. After years of the practice of law, I thought the best way to give back would be to provide special needs estate planning resources and documents for families with a child with special needs in an easy and affordable way. That is
2651why I created this <u>501(c)(3) nonprofit</u> corporation to provide families with an affordable way to protect their loved ones. Visit our planning resource center<a href="https://www.specialneedstrustsonline.com/estate-plan/" target="_blank" rel="noopener">Â now by clicking</a><a href="https://www.specialneedstrustsonline.com/special-needs-estate-planning/">Â here</a>Â or <a href="https://www.specialneedstrustsonline.com/booking-page/">set up a free appointment with me by clicking here!</a></p> </div> 2652 </div> 2653 </div> 2654 </div> 2655 </div> 2656 </section> 2657 <section class="elementor-section elementor-top-section elementor-element elementor-element-2c9a9d9 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="2c9a9d9" data-element_type="section" data-e-type="section"> 2658 <div class="elementor-container elementor-column-gap-default"> 2659 <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2584ca7" data-id="2584ca7" data-element_type="column" data-e-type="column"> 2660 <div class="elementor-widget-wrap elementor-element-populated"> 2661 <div class="elementor-element elementor-element-0b74ab0 elementor-widget elementor-widget-heading" data-id="0b74ab0" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 2662 <div class="elementor-widget-container"> 2663 <h2 class="elementor-heading-title elementor-size-default">Frequently Asked ABLE Account Questions</h2> </div> 2664 </div> 2665 <div class="elementor-element elementor-element-cb31552 elementor-widget elementor-widget-accordion" data-id="cb31552" data-element_type="widget" data-e-type="widget" data-widget_type="accordion.default"> 2666 <div class="elementor-widget-container"> 2667 <div class="elementor-accordion"> 2668 <div class="elementor-accordion-item"> 2669 <h3 id="elementor-tab-title-2131" class="elementor-tab-title" data-tab="1" role="button" aria-controls="elementor-tab-content-2131" aria-expanded="false"> 2670 <span class="elementor-accordion-icon elementor-accordion-icon-left" aria-hidden="true"> 2671 <span class="elementor-accordion-icon-closed"><i class="fas fa-plus"></i></span> 2672 <span class="elementor-accordion-icon-opened"><i class="fas fa-minus"></i></span> 2673 </span> 2674 <a class="elementor-accordion-title" tabindex="0">Who can open an ABLE account?</a> 2675 </h3> 2676 <div id="elementor-tab-content-2131" class="elementor-tab-content elementor-clearfix" data-tab="1" role="region" aria-labelledby="elementor-tab-title-2131"><p>The Eligible Individual may open and manage an ABLE account independently if they are over the age of 18.</p><p>If the Eligible Individual is a minor under the age of 18, is unABLE to open the account, or chooses to open an account but not exercise signature authority, an individual authorized to act on their behalf may open and manage the account as the Authorized Representative.</p></div> 2677 </div> 2678 <div class="elementor-accordion-item"> 2679 <h3 id="elementor-tab-title-2132" class="elementor-tab-title" data-tab="2" role="button" aria-controls="elementor-tab-content-2132" aria-expanded="false"> 2680 <span class="elementor-accordion-icon elementor-accordion-icon-left" aria-hidden="true"> 2681 <span class="elementor-accordion-icon-closed"><i class="fas fa-plus"></i></span> 2682 <span class="elementor-accordion-icon-opened"><i class="fas fa-minus"></i></span> 2683 </span> 2684 <a class="elementor-accordion-title" tabindex="0">Who can serve as the Authorized Representative of an Eligible Individual?</a> 2685 </h3> 2686 <div id="elementor-tab-content-2132" class="elementor-tab-content elementor-clearfix" data-tab="2" role="region" aria-labelledby="elementor-tab-title-2132"><p>An ABLE account may be established by the Authorized Representative of an Eligible Individual in the following order of priority:</p><ul><li>The agent under a Power of Attorney, or if none</li><li>Conservator or Legal Guardian (of the person and/or property),</li><li>Spouse,</li><li>Parent,</li><li>Sibling, or</li><li>Grandparent.</li></ul><p>By opening an Eligible Individualâs ABLE account, the Authorized Representative is self-certifying that there is no other individual with a higher priority who is willing and ABLE to open and manage the ABLE account as the Authorized Representative.<br />Eligible Individuals who require the assistance of a trusted service provider also have the option to designate a Care Representative as their agent with authority to open and manage their account using a DurABLE Limited Power of Attorney for the specific management of the ABLE account.</p></div>
2687 </div> 2688 <div class="elementor-accordion-item"> 2689 <h3 id="elementor-tab-title-2133" class="elementor-tab-title" data-tab="3" role="button" aria-controls="elementor-tab-content-2133" aria-expanded="false"> 2690 <span class="elementor-accordion-icon elementor-accordion-icon-left" aria-hidden="true"> 2691 <span class="elementor-accordion-icon-closed"><i class="fas fa-plus"></i></span> 2692 <span class="elementor-accordion-icon-opened"><i class="fas fa-minus"></i></span> 2693 </span> 2694 <a class="elementor-accordion-title" tabindex="0">May I open more than one ABLE account?</a> 2695 </h3> 2696 <div id="elementor-tab-content-2133" class="elementor-tab-content elementor-clearfix" data-tab="3" role="region" aria-labelledby="elementor-tab-title-2133">No. Eligible Individuals may only have one ABLE account at any time. 2697</div> 2698 </div> 2699 <div class="elementor-accordion-item"> 2700 <h3 id="elementor-tab-title-2134" class="elementor-tab-title" data-tab="4" role="button" aria-controls="elementor-tab-content-2134" aria-expanded="false"> 2701 <span class="elementor-accordion-icon elementor-accordion-icon-left" aria-hidden="true"> 2702 <span class="elementor-accordion-icon-closed"><i class="fas fa-plus"></i></span> 2703 <span class="elementor-accordion-icon-opened"><i class="fas fa-minus"></i></span> 2704 </span> 2705 <a class="elementor-accordion-title" tabindex="0">Can you put SSI into an ABLE account?</a> 2706 </h3> 2707 <div id="elementor-tab-content-2134" class="elementor-tab-content elementor-clearfix" data-tab="4" role="region" aria-labelledby="elementor-tab-title-2134">Yes. People with a disability who have an ABLE account who receive Social Security or SSI benefits can deposit their benefits into their ABLE accounts. 2708</div> 2709 </div> 2710 <div class="elementor-accordion-item"> 2711 <h3 id="elementor-tab-title-2135" class="elementor-tab-title" data-tab="5" role="button" aria-controls="elementor-tab-content-2135" aria-expanded="false"> 2712 <span class="elementor-accordion-icon elementor-accordion-icon-left" aria-hidden="true"> 2713 <span class="elementor-accordion-icon-closed"><i class="fas fa-plus"></i></span> 2714 <span class="elementor-accordion-icon-opened"><i class="fas fa-minus"></i></span> 2715 </span> 2716 <a class="elementor-accordion-title" tabindex="0">What is the difference between ABLE and Special Needs Trust?</a> 2717 </h3> 2718 <div id="elementor-tab-content-2135" class="elementor-tab-content elementor-clearfix" data-tab="5" role="region" aria-labelledby="elementor-tab-title-2135">The major difference between an able account and a Special Needs Trust is that after the person with a disability passes awayUnder a Special Needs Trust the state / Medicaid Has no right to the Assets in the trust, while in an able account when the person with a disability passes away, the state / Medicaid has a right to charge back for all money spent on the individual with a disability. 2719Another major difference between an able account and a Special Needs Trust is the ease in which they can be set up and used. enable account can be set up online for free and used immediately, well a Special Needs Trust requires special drafting, and making sure that the person’s wheels are tied to the special needs trust. this can all be done using SpecialNeedsTrustsonline.com 2720</div> 2721 </div> 2722 <div class="elementor-accordion-item"> 2723 <h3 id="elementor-tab-title-2136" class="elementor-tab-title" data-tab="6" role="button" aria-controls="elementor-tab-content-2136" aria-expanded="false"> 2724 <span class="elementor-accordion-icon elementor-accordion-icon-left" aria-hidden="true"> 2725 <span class="elementor-accordion-icon-closed"><i class="fas fa-plus"></i></span> 2726 <span class="elementor-accordion-icon-opened"><i class="fas fa-minus"></i></span> 2727 </span> 2728 <a class="elementor-accordion-title" tabindex="0">Does an an ABLE account affect SSI?</a> 2729 </h3> 2730 <div id="elementor-tab-content-2136" class="elementor-tab-content elementor-clearfix" data-tab="6" role="region" aria-labelledby="elementor-tab-title-2136">Able accounts only affect SSI benefits if there is more than $100,000 in the able account. 2731</div>
2732 </div> 2733 <div class="elementor-accordion-item"> 2734 <h3 id="elementor-tab-title-2137" class="elementor-tab-title" data-tab="7" role="button" aria-controls="elementor-tab-content-2137" aria-expanded="false"> 2735 <span class="elementor-accordion-icon elementor-accordion-icon-left" aria-hidden="true"> 2736 <span class="elementor-accordion-icon-closed"><i class="fas fa-plus"></i></span> 2737 <span class="elementor-accordion-icon-opened"><i class="fas fa-minus"></i></span> 2738 </span> 2739 <a class="elementor-accordion-title" tabindex="0">What are the benefits of the ABLE Account?</a> 2740 </h3> 2741 <div id="elementor-tab-content-2137" class="elementor-tab-content elementor-clearfix" data-tab="7" role="region" aria-labelledby="elementor-tab-title-2137"> the primary benefit of an Able account is allowing the person with a disability to have a savings account that can have more than $2,000 and still qualify for SSI and other government benefits. </div> 2742 </div> 2743 </div> 2744 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</span> 2774 <span class="elementor-grid-item" role="listitem"> 2775 <a class="elementor-icon elementor-social-icon elementor-social-icon-x-twitter elementor-repeater-item-12db40b" href="https://x.com/SpecialNeedsTO" target="_blank"> 2776 <span class="elementor-screen-only">X-twitter</span> 2777 <i aria-hidden="true" class="fab fa-x-twitter"></i> </a> 2778 </span> 2779 <span class="elementor-grid-item" role="listitem"> 2780 <a class="elementor-icon elementor-social-icon elementor-social-icon-instagram elementor-repeater-item-b9433ea" href="https://www.instagram.com/specialneedstrustsonline/?__pwa=1" target="_blank"> 2781 <span class="elementor-screen-only">Instagram</span> 2782 <i aria-hidden="true" class="fab fa-instagram"></i> </a> 2783 </span> 2784 <span class="elementor-grid-item" role="listitem"> 2785 <a class="elementor-icon elementor-social-icon elementor-social-icon-linkedin elementor-repeater-item-127088a" href="https://www.linkedin.com/company/special-needs-trusts-online" target="_blank"> 2786 <span class="elementor-screen-only">Linkedin</span> 2787 <i aria-hidden="true" class="fab fa-linkedin"></i> </a> 2788 </span> 2789 <span class="elementor-grid-item" role="listitem"> 2790 <a class="elementor-icon elementor-social-icon elementor-social-icon-youtube elementor-repeater-item-ab43d42" href="https://www.youtube.com/@SpecialNeedsTrustsOnline" target="_blank"> 2791 <span class="elementor-screen-only">Youtube</span> 2792 <i aria-hidden="true" class="fab fa-youtube"></i> </a> 2793 </span> 2794 </div> 2795 </div>
2796 </div> 2797 </div> 2798 </div> 2799 <div class="elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-8b35e5a" data-id="8b35e5a" data-element_type="column" data-e-type="column"> 2800 <div class="elementor-widget-wrap elementor-element-populated"> 2801 <div class="elementor-element elementor-element-7fdef73 elementor-widget elementor-widget-heading" data-id="7fdef73" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 2802 <div class="elementor-widget-container"> 2803 <h4 class="elementor-heading-title elementor-size-default">Navigation</h4> </div> 2804 </div> 2805 <section class="elementor-section elementor-inner-section elementor-element elementor-element-bf2d609 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="bf2d609" data-element_type="section" data-e-type="section"> 2806 <div class="elementor-container elementor-column-gap-no"> 2807 <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-eb50065" data-id="eb50065" data-element_type="column" data-e-type="column"> 2808 <div class="elementor-widget-wrap elementor-element-populated"> 2809 <div class="elementor-element elementor-element-23f604e elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list" data-id="23f604e" data-element_type="widget" data-e-type="widget" data-widget_type="icon-list.default"> 2810 <div class="elementor-widget-container"> 2811 <ul class="elementor-icon-list-items"> 2812 <li class="elementor-icon-list-item"> 2813 <a href="https://www.specialneedstrustsonline.com/about/"> 2814 2815 <span class="elementor-icon-list-icon"> 2816 <i aria-hidden="true" class="fas fa-caret-right"></i> </span> 2817 <span class="elementor-icon-list-text">About</span> 2818 </a> 2819 </li> 2820 <li class="elementor-icon-list-item"> 2821 <a href="https://www.specialneedstrustsonline.com/booking-page/"> 2822 2823 <span class="elementor-icon-list-icon"> 2824 <i aria-hidden="true" class="fas fa-caret-right"></i> </span> 2825 <span class="elementor-icon-list-text">Appointments</span> 2826 </a> 2827 </li> 2828 <li class="elementor-icon-list-item"> 2829 <a href="https://www.specialneedstrustsonline.com/price-list/"> 2830 2831 <span class="elementor-icon-list-icon"> 2832 <i aria-hidden="true" class="fas fa-caret-right"></i> </span> 2833 <span class="elementor-icon-list-text">Pricing</span> 2834 </a> 2835 </li> 2836 <li class="elementor-icon-list-item"> 2837 <a href="https://www.specialneedstrustsonline.com/contact/"> 2838 2839 <span class="elementor-icon-list-icon"> 2840 <i aria-hidden="true" class="fas fa-caret-right"></i> </span> 2841 <span class="elementor-icon-list-text">Contact</span> 2842 </a> 2843 </li> 2844 <li class="elementor-icon-list-item"> 2845 <a href="https://www.specialneedstrustsonline.com/frequently-asked-questions/"> 2846 2847 <span class="elementor-icon-list-icon"> 2848 <i aria-hidden="true" class="fas fa-caret-right"></i> </span> 2849 <span class="elementor-icon-list-text">FAQ</span> 2850 </a> 2851 </li> 2852 <li class="elementor-icon-list-item"> 2853 <a href="https://www.specialneedstrustsonline.com/refer-a-friend/"> 2854 2855 <span class="elementor-icon-list-icon"> 2856 <i aria-hidden="true" class="fas fa-caret-right"></i> </span> 2857 <span class="elementor-icon-list-text">Refer a Friend</span> 2858 </a> 2859 </li> 2860 <li class="elementor-icon-list-item"> 2861 <a href="https://www.specialneedstrustsonline.com/newsletter/"> 2862 2863 <span class="elementor-icon-list-icon"> 2864 <i aria-hidden="true" class="fas fa-caret-right"></i> </span> 2865 <span class="elementor-icon-list-text">Updates â Join Our Newsletter</span> 2866 </a> 2867 </li> 2868 <li class="elementor-icon-list-item"> 2869 <a href="https://www.specialneedstrustsonline.com/privacy-policy/"> 2870 2871 <span class="elementor-icon-list-icon"> 2872 <i aria-hidden="true" class="fas fa-caret-right"></i> </span> 2873 <span class="elementor-icon-list-text">Privacy Policy</span> 2874 </a> 2875 </li> 2876 <li class="elementor-icon-list-item"> 2877 <a href="https://www.specialneedstrustsonline.com/terms-and-conditions/"> 2878 2879 <span class="elementor-icon-list-icon"> 2880 <i aria-hidden="true" class="fas fa-caret-right"></i> </span> 2881 <span class="elementor-icon-list-text">Terms and Conditions</span> 2882 </a> 2883 </li> 2884 </ul> 2885 </div>
2886 </div> 2887 </div> 2888 </div> 2889 </div> 2890 </section> 2891 </div> 2892 </div> 2893 <div class="elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-c49eb35" data-id="c49eb35" data-element_type="column" data-e-type="column"> 2894 <div class="elementor-widget-wrap elementor-element-populated"> 2895 <div class="elementor-element elementor-element-c11e4ea elementor-widget elementor-widget-heading" data-id="c11e4ea" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 2896 <div class="elementor-widget-container"> 2897 <h4 class="elementor-heading-title elementor-size-default">Important Links</h4> </div> 2898 </div> 2899 <section class="elementor-section elementor-inner-section elementor-element elementor-element-e03697c elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="e03697c" data-element_type="section" data-e-type="section"> 2900 <div class="elementor-container elementor-column-gap-no"> 2901 <div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0ef08e5" data-id="0ef08e5" data-element_type="column" data-e-type="column"> 2902 <div class="elementor-widget-wrap elementor-element-populated"> 2903 <div class="elementor-element elementor-element-d557c7b elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list" data-id="d557c7b" data-element_type="widget" data-e-type="widget" data-widget_type="icon-list.default"> 2904 <div class="elementor-widget-container"> 2905 <ul class="elementor-icon-list-items"> 2906 <li class="elementor-icon-list-item"> 2907 <a href="https://www.specialneedstrustsonline.com/special-needs-trust/"> 2908 2909 <span class="elementor-icon-list-icon"> 2910 <i aria-hidden="true" class="fas fa-caret-right"></i> </span> 2911 <span class="elementor-icon-list-text"> Special Needs Trusts And Wills</span> 2912 </a> 2913 </li> 2914 <li class="elementor-icon-list-item"> 2915 <a href="https://www.specialneedstrustsonline.com/third-party-special-needs-trust/"> 2916 2917 <span class="elementor-icon-list-icon"> 2918 <i aria-hidden="true" class="fas fa-caret-right"></i> </span> 2919 <span class="elementor-icon-list-text">Special Needs Trusts for Parents</span> 2920 </a> 2921 </li> 2922 <li class="elementor-icon-list-item"> 2923 <a href="https://www.specialneedstrustsonline.com/first-party-trust/"> 2924 2925 <span class="elementor-icon-list-icon"> 2926 <i aria-hidden="true" class="fas fa-caret-right"></i> </span> 2927 <span class="elementor-icon-list-text">Special Needs Trusts for Adults with Disabilities</span> 2928 </a> 2929 </li> 2930 <li class="elementor-icon-list-item"> 2931 <a href="https://www.specialneedstrustsonline.com/letter-of-intent/"> 2932 2933 <span class="elementor-icon-list-icon"> 2934 <i aria-hidden="true" class="fas fa-caret-right"></i> </span> 2935 <span class="elementor-icon-list-text">Letter Of Intent</span> 2936 </a> 2937 </li> 2938 <li class="elementor-icon-list-item"> 2939 <a href="https://www.specialneedstrustsonline.com/healthcare-directives/"> 2940 2941 <span class="elementor-icon-list-icon"> 2942 <i aria-hidden="true" class="fas fa-caret-right"></i> </span> 2943 <span class="elementor-icon-list-text">State Specific Healthcare Directives</span> 2944 </a> 2945 </li> 2946 <li class="elementor-icon-list-item"> 2947 <a href="https://www.specialneedstrustsonline.com/health-care-proxy/"> 2948 2949 <span class="elementor-icon-list-icon"> 2950 <i aria-hidden="true" class="fas fa-caret-right"></i> </span> 2951 <span class="elementor-icon-list-text">Health Care Proxy</span> 2952 </a> 2953 </li> 2954 <li class="elementor-icon-list-item"> 2955 <a href="https://www.specialneedstrustsonline.com/power-of-attorney/"> 2956 2957 <span class="elementor-icon-list-icon"> 2958 <i aria-hidden="true" class="fas fa-caret-right"></i> </span> 2959 <span class="elementor-icon-list-text">Power Of Attorney</span> 2960 </a> 2961 </li> 2962 <li class="elementor-icon-list-item"> 2963 <a href="https://www.specialneedstrustsonline.com/power-of-attorney-for-education/"> 2964 2965 <span class="elementor-icon-list-icon"> 2966 <i aria-hidden="true" class="fas fa-caret-right"></i> </span> 2967 <span class="elementor-icon-list-text">Power Of Attorney for Education</span> 2968 </a> 2969 </li> 2970 <li class="elementor-icon-list-item"> 2971 <a href="https://www.specialneedstrustsonline.com/able-account/"> 2972 2973 <span class="elementor-icon-list-icon"> 2974 <i aria-hidden="true" class="fas fa-caret-right"></i> </span> 2975 <span class="elementor-icon-list-text">Able Account</span> 2976 </a> 2977 </li> 2978 </ul> 2979 </div>
2980 </div> 2981 </div> 2982 </div> 2983 </div> 2984 </section> 2985 </div> 2986 </div> 2987 <div class="elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-273684b" data-id="273684b" data-element_type="column" data-e-type="column"> 2988 <div class="elementor-widget-wrap elementor-element-populated"> 2989 <div class="elementor-element elementor-element-dd8f218 elementor-widget elementor-widget-heading" data-id="dd8f218" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 2990 <div class="elementor-widget-container"> 2991 <h4 class="elementor-heading-title elementor-size-default">Newsletter</h4> </div> 2992 </div> 2993 <div class="elementor-element elementor-element-59155d4 elementor-button-align-stretch elementor-widget elementor-widget-form" data-id="59155d4" data-element_type="widget" data-e-type="widget" data-settings="{"step_next_label":"Next","step_previous_label":"Previous","button_width":"100","step_type":"number_text","step_icon_shape":"circle"}" data-widget_type="form.default"> 2994 <div class="elementor-widget-container"> 2995 <form class="elementor-form" method="post" name="New Form" aria-label="New Form"> 2996 <input type="hidden" name="post_id" value="1961"/> 2997 <input type="hidden" name="form_id" value="59155d4"/> 2998 <input type="hidden" name="referer_title" value="Page not found - Special Needs Trusts Online" /> 2999 3000 3001 <div class="elementor-form-fields-wrapper elementor-labels-"> 3002 <div class="elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-100"> 3003 <label for="form-field-name" class="elementor-field-label elementor-screen-only"> 3004 Name </label> 3005 <input size="1" type="text" name="form_fields[name]" id="form-field-name" class="elementor-field elementor-size-sm elementor-field-textual" placeholder="Your Name"> 3006 </div> 3007 <div class="elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-100 elementor-field-required"> 3008 <label for="form-field-email" class="elementor-field-label elementor-screen-only"> 3009 Email </label> 3010 <input size="1" type="email" name="form_fields[email]" id="form-field-email" class="elementor-field elementor-size-sm elementor-field-textual" placeholder="Your Email" required="required"> 3011 </div> 3012 <div class="elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons"> 3013 <button class="elementor-button elementor-size-sm" type="submit"> 3014 <span class="elementor-button-content-wrapper"> 3015 <span class="elementor-button-text">Subscribe</span> 3016 </span> 3017 </button> 3018 </div> 3019 </div> 3020 </form> 3021 </div> 3022 </div> 3023 </div> 3024 </div> 3025 </div> 3026 </footer> 3027 <section class="elementor-section elementor-top-section elementor-element elementor-element-b862990 elementor-section-height-min-height elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-items-middle" data-id="b862990" data-element_type="section" data-e-type="section" data-settings="{"background_background":"classic"}"> 3028 <div class="elementor-container elementor-column-gap-default"> 3029 <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-90aeb01" data-id="90aeb01" data-element_type="column" data-e-type="column"> 3030 <div class="elementor-widget-wrap elementor-element-populated"> 3031 <div class="elementor-element elementor-element-c752fdd elementor-widget elementor-widget-heading" data-id="c752fdd" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 3032 <div class="elementor-widget-container"> 3033 <p class="elementor-heading-title elementor-size-default">Copyright 2025 Disability Resources for Families, Inc. All Rights Reserved</p> </div>
3034 </div> 3035 </div> 3036 </div> 3037 <div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3d72a2d" data-id="3d72a2d" data-element_type="column" data-e-type="column"> 3038 <div class="elementor-widget-wrap elementor-element-populated"> 3039 <div class="elementor-element elementor-element-5cf0f74 elementor-widget elementor-widget-heading" data-id="5cf0f74" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default"> 3040 <div class="elementor-widget-container"> 3041 <p class="elementor-heading-title elementor-size-default">Website and Marketing by IUS Digital Solutions</p> </div> 3042 </div> 3043 </div> 3044 </div> 3045 </div> 3046 </section> 3047 </footer> 3048
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} 3242 } 3243 3244 @keyframes searchwpModalSlideOut { 3245 from { transform: translateY(0); } 3246 to { transform: translateY(-10%); } 3247 } 3248 3249 .searchwp-modal-form[aria-hidden="false"] .searchwp-modal-form-default .searchwp-modal-form__overlay { 3250 animation: searchwpModalFadeIn .3s cubic-bezier(0.0, 0.0, 0.2, 1); 3251 } 3252 3253 .searchwp-modal-form[aria-hidden="false"] .searchwp-modal-form-default .searchwp-modal-form__container { 3254 animation: searchwpModalSlideIn .3s cubic-bezier(0, 0, .2, 1); 3255 } 3256 3257 .searchwp-modal-form[aria-hidden="true"] .searchwp-modal-form-default .searchwp-modal-form__overlay { 3258 animation: searchwpModalFadeOut .3s cubic-bezier(0.0, 0.0, 0.2, 1); 3259 } 3260 3261 .searchwp-modal-form[aria-hidden="true"] .searchwp-modal-form-default .searchwp-modal-form__container { 3262 animation: searchwpModalSlideOut .3s cubic-bezier(0, 0, .2, 1); 3263 } 3264 3265 .searchwp-modal-form-default .searchwp-modal-form__container, 3266 .searchwp-modal-form-default .searchwp-modal-form__overlay { 3267 will-change: transform; 3268 } 3269 </style> 3270 </div> 3271 <div data-elementor-type="popup" data-elementor-id="9570" class="elementor elementor-9570 elementor-location-popup" data-elementor-settings="{"entrance_animation":"fadeIn","entrance_animation_duration":{"unit":"px","size"
3271:0.90000000000000002220446049250313080847263336181640625,"sizes":[]},"a11y_navigation":"yes","triggers":{"page_load_delay":1,"page_load":"yes"},"timing":{"times_times":1,"times":"yes","devices":"yes","browsers":"yes","devices_devices":["desktop","mobile","tablet"],"browsers_browsers":"all"}}" data-elementor-post-type="elementor_library"> 3272 <section class="elementor-section elementor-top-section elementor-element elementor-element-1485bdb elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="1485bdb" data-element_type="section" data-e-type="section"> 3273 <div class="elementor-container elementor-column-gap-default"> 3274 <div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c292348" data-id="c292348" data-element_type="column" data-e-type="column"> 3275 <div class="elementor-widget-wrap elementor-element-populated"> 3276 <div class="elementor-element elementor-element-7b1fca7 elementor-widget elementor-widget-html" data-id="7b1fca7" data-element_type="widget" data-e-type="widget" data-widget_type="html.default"> 3277 <div class="elementor-widget-container"> 3278 <!-- ============================================================ 3279 ELEMENTOR PRO POPUP â 3-Widget Setup 3280 3281 Widget 1: HTML Widget â Paste BLOCK 1 (styles + top content) 3282 Widget 2: Shortcode Widget â Paste BLOCK 2 (Gravity Form shortcode) 3283 Widget 3: HTML Widget â Paste BLOCK 3 (privacy note + JS fix) 3284 3285 ELEMENTOR POPUP SETTINGS: 3286 - Layout > Width: 560px (or your preference) 3287 - Layout > Padding: 0 (we handle padding in CSS) 3288 - Style > Background: #ffffff 3289 - Style > Border Type: none (we handle borders in CSS) 3290 - Style > Border Radius: 4px 3291 - Style > Box Shadow: none (optional) 3292 ============================================================ --> 3293 3294 3295<!-- ââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââ 3296 BLOCK 1 â HTML Widget (styles + top content) 3297 ââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââââ --> 3298 3299<style> 3300/* ---- Google Fonts ---- */ 3301@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:ital,wght@0,400;0,500;0,600;0,700;1,400;1,600&family=Montserrat:wght@300;400;500;600&display=swap'); 3302 3303/* ---- CSS Variables ---- */ 3304:root { 3305 --gold: #DB9E33; 3306 --green: #7AA63C; 3307 --charcoal:#505050; 3308 --white: #ffffff; 3309} 3310 3311/* ---- Scroll: disable horizontal, gold vertical scrollbar ---- */ 3312.elementor-popup-modal .dialog-message, 3313.elementor-popup-modal .dialog-widget-content, 3314.elementor-popup-modal .elementor-section-wrap, 3315.elementor-popup-modal .elementor { 3316 overflow-x: hidden !important; 3317 overflow-y: auto !important; 3318} 3319 3320/* Gold scrollbar â WebKit (Chrome, Safari, Edge) */ 3321.elementor-popup-modal .dialog-message::-webkit-scrollbar {
3322 width: 6px; 3323} 3324.elementor-popup-modal .dialog-message::-webkit-scrollbar-track { 3325 background: rgba(219, 158, 51, 0.1); 3326 border-radius: 3px; 3327} 3328.elementor-popup-modal .dialog-message::-webkit-scrollbar-thumb { 3329 background: var(--gold, #DB9E33); 3330 border-radius: 3px; 3331} 3332.elementor-popup-modal .dialog-message::-webkit-scrollbar-thumb:hover { 3333 background: #c48c28; 3334} 3335 3336/* Gold scrollbar â Firefox */ 3337.elementor-popup-modal .dialog-message { 3338 scrollbar-width: thin; 3339 scrollbar-color: #DB9E33 rgba(219, 158, 51, 0.1); 3340} 3341 3342/* ---- Style the Elementor popup container itself ---- */ 3343.elementor-popup-modal .dialog-widget-content { 3344 border-top: 5px solid var(--gold) !important; 3345 border-bottom: 5px solid var(--gold) !important; 3346 border-left: 3px solid rgba(219, 158, 51, 0.35) !important; 3347 border-right: 3px solid rgba(219, 158, 51, 0.35) !important; 3348 border-radius: 4px !important; 3349 font-family: 'Montserrat', sans-serif; 3350} 3351 3352/* ---- Consistent padding for all widgets inside popup ---- */ 3353.elementor-popup-modal .elementor-widget-wrap { 3354 padding: 0 40px !important; 3355} 3356 3357/* First widget: top padding */ 3358.elementor-popup-modal .elementor-section:first-child .elementor-widget-wrap, 3359.elementor-popup-modal .elementor-element:first-child .elementor-widget-wrap { 3360 padding-top: 36px !important; 3361} 3362 3363/* Last widget: bottom padding */ 3364.elementor-popup-modal .elementor-section:last-child .elementor-widget-wrap, 3365.elementor-popup-modal .elementor-element:last-child .elementor-widget-wrap { 3366 padding-bottom: 40px !important; 3367} 3368 3369/* ---- Badge ---- */ 3370.nds-badge { 3371 display: inline-flex; 3372 align-items: center; 3373 gap: 7px; 3374 background: var(--gold); 3375 color: var(--white); 3376 font-family: 'Montserrat', sans-serif; 3377 font-size: 10.5px; 3378 font-weight: 600; 3379 letter-spacing: 0.12em; 3380 text-transform: uppercase; 3381 padding: 5px 13px; 3382 border-radius: 2px; 3383 margin-bottom: 18px; 3384} 3385.nds-badge-star { 3386 font-size: 12px; 3387 line-height: 1; 3388} 3389 3390/* ---- Discount Headline ---- */ 3391.nds-discount-line { 3392 display: flex; 3393 align-items: baseline; 3394 gap: 10px; 3395 margin-bottom: 8px; 3396} 3397.nds-discount-number { 3398 font-family: 'Cormorant Garamond', serif; 3399 font-size: 64px; 3400 font-weight: 700; 3401 color: var(--gold); 3402 line-height: 1; 3403 letter-spacing: -0.02em; 3404} 3405.nds-discount-off { 3406 font-family: 'Cormorant Garamond', serif; 3407 font-size: 26px; 3408 font-weight: 600; 3409 color: var(--charcoal); 3410 line-height: 1; 3411 letter-spacing: 0.02em; 3412} 3413 3414/* ---- Main Heading ---- */ 3415.nds-popup-heading { 3416 font-family: 'Cormorant Garamond', serif; 3417 font-size: 26px; 3418 font-weight: 600; 3419 color: var(--charcoal); 3420 line-height: 1.3; 3421 margin: 0 0 10px 0; 3422} 3423 3424/* ---- Divider ---- */ 3425.nds-divider { 3426 width: 48px; 3427 height: 2px; 3428 background: var(--gold); 3429 margin: 0 0 14px 0; 3430 border: none; 3431} 3432 3433/* ---- Description ---- */ 3434.nds-popup-desc { 3435 font-family: 'Montserrat', sans-serif; 3436 font-size: 13px; 3437 font-weight: 400; 3438 color: var(--charcoal); 3439 line-height: 1.7; 3440 margin: 0 0 10px 0; 3441 opacity: 0.85; 3442} 3443 3444/* ---- Green highlight tag ---- */ 3445.nds-highlight { 3446 background: var(--green); 3447 color: var(--white); 3448 padding: 1px 6px; 3449 border-radius: 2px; 3450 font-weight: 600; 3451 font-size: 12px; 3452} 3453 3454/* ============================================================ 3455 GRAVITY FORMS OVERRIDE STYLES 3456 Scoped to .elementor-popup-modal so they apply to the 3457 Shortcode widget (Widget 2) which sits outside any card div 3458 ============================================================ */ 3459 3460/* Labels */ 3461.elementor-popup-modal .gfield_label, 3462.elementor-popup-modal .gform_fields .gfield label { 3463 font-family: 'Montserrat', sans-serif !important; 3464 font-size: 11px !important; 3465 font-weight: 600 !important; 3466 letter-spacing: 0.09em !important; 3467 text-transform: uppercase !important; 3468 color: var(--charcoal) !important; 3469 margin-bottom: 6px !important; 3470} 3471 3472/* Inputs & Select */ 3473.elementor-popup-modal .ginput_container input[type="email"], 3474.elementor-popup-modal .ginput_container input[type="text"], 3475.elementor-popup-modal .ginput_container select, 3476.elementor-popup-modal input[type="email"], 3477.elementor-popup-modal select { 3478 width: 100% !important; 3479 font-family: 'Montserrat', sans-serif !important; 3480 font-size: 13px !important; 3481 color: var(--charcoal) !important; 3482 background: #fafafa !important; 3483 border: 1.5px solid #e0d9cc !important; 3484 border-radius: 3px !important; 3485 padding: 11px 14px !important; 3486 outline: none !important; 3487 transition: border-color 0.2s !important; 3488 appearance: none !important; 3489 -webkit-appearance: none !important; 3490 box-sizing: border-box !important; 3491} 3492 3493.elementor-popup-modal .ginput_container input[type="email"]:focus, 3494.elementor-popup-modal .ginput_container select:focus { 3495 border-color: var(--gold) !important; 3496 background: #fffdf7 !important; 3497} 3498 3499/* Select arrow */ 3500.elementor-popup-modal .nds-select-wrap { 3501 position: relative; 3502} 3503.elementor-popup-modal .nds-select-wrap::after {
3504 content: 'â¾'; 3505 position: absolute; 3506 right: 14px; 3507 top: 50%; 3508 transform: translateY(-50%); 3509 color: var(--gold); 3510 font-size: 14px; 3511 pointer-events: none; 3512} 3513 3514/* GF field spacing */ 3515.elementor-popup-modal .gform_fields { 3516 display: flex !important; 3517 flex-direction: column !important; 3518 gap: 16px !important; 3519 margin: 0 !important; 3520 padding: 0 !important; 3521 list-style: none !important; 3522} 3523.elementor-popup-modal .gfield { 3524 margin: 0 !important; 3525 padding: 0 !important; 3526} 3527 3528/* Submit Button */ 3529.elementor-popup-modal .gform_footer, 3530.elementor-popup-modal .gform_page_footer { 3531 padding: 0 !important; 3532 margin-top: 20px !important; 3533} 3534 3535.elementor-popup-modal input[type="submit"], 3536.elementor-popup-modal .gform_button { 3537 width: 100% !important; 3538 background: var(--gold) !important; 3539 color: var(--white) !important; 3540 font-family: 'Montserrat', sans-serif !important; 3541 font-size: 12px !important; 3542 font-weight: 600 !important; 3543 letter-spacing: 0.12em !important; 3544 text-transform: uppercase !important; 3545 border: none !important; 3546 border-radius: 3px !important; 3547 padding: 14px 24px !important; 3548 cursor: pointer !important; 3549 transition: background 0.2s, transform 0.15s !important; 3550 box-shadow: 0 4px 14px rgba(219,158,51,0.30) !important; 3551} 3552 3553.elementor-popup-modal input[type="submit"]:hover, 3554.elementor-popup-modal .gform_button:hover { 3555 background: #c48c28 !important; 3556 transform: translateY(-1px) !important; 3557} 3558 3559/* Validation error */ 3560.elementor-popup-modal .gfield_error input, 3561.elementor-popup-modal .gfield_error select { 3562 border-color: #c0392b !important; 3563} 3564.elementor-popup-modal .validation_message, 3565.elementor-popup-modal .gfield_description.validation_message { 3566 font-family: 'Montserrat', sans-serif !important; 3567 font-size: 11px !important; 3568 color: #c0392b !important; 3569} 3570 3571/* ---- Privacy note ---- */ 3572.nds-privacy { 3573 font-family: 'Montserrat', sans-serif; 3574 font-size: 10.5px; 3575 color: #aaa; 3576 text-align: center; 3577 margin-top: 14px; 3578 line-height: 1.5; 3579} 3580.nds-privacy a { 3581 color: var(--gold); 3582 text-decoration: none; 3583} 3584 3585/* ---- Responsive ---- */ 3586@media (max-width: 600px) { 3587 .elementor-popup-modal .elementor-widget-wrap { 3588 padding: 0 24px !important; 3589 } 3590 .elementor-popup-modal .elementor-section:first-child .elementor-widget-wrap, 3591 .elementor-popup-modal .elementor-element:first-child .elementor-widget-wrap { 3592 padding-top: 28px !important; 3593 } 3594 .elementor-popup-modal .elementor-section:last-child .elementor-widget-wrap, 3595 .elementor-popup-modal .elementor-element:last-child .elementor-widget-wrap { 3596 padding-bottom: 32px !important; 3597 } 3598 .nds-discount-number { 3599 font-size: 52px; 3600 } 3601 .nds-popup-heading { 3602 font-size: 22px; 3603 } 3604} 3605@media (max-width: 380px) { 3606 .elementor-popup-modal .elementor-widget-wrap { 3607 padding: 0 18px !important; 3608 } 3609 .nds-discount-number { font-size: 44px; } 3610} 3611</style> 3612 3613<!-- Top content (no wrapper div needed â Elementor popup IS the container) --> 3614<div class="nds-badge"> 3615 <span class="nds-badge-star">★</span> 3616 Exclusive Offer 3617</div> 3618 3619<div class="nds-discount-line"> 3620 <span class="nds-discount-number">10%</span> 3621 <span class="nds-discount-off">OFF<br>All Services</span> 3622</div> 3623 3624<h2 class="nds-popup-heading"> 3625 Subscribe & Save on<br>Your Next Service 3626</h2> 3627 3628<hr class="nds-divider"> 3629 3630<p class="nds-popup-desc"> 3631 Subscribe to our newsletter and receive a 3632 <span class="nds-highlight">10% discount</span> 3633 on all our services. Select your preferred service below and we'll send your personalised offer straight to your inbox. If you don't see it in your inbox, check your spam or contact us at <a href="mailto:[email protected]">[email protected]</a> 3634</p> </div> 3635 </div> 3636 <div class="elementor-element elementor-element-a1787ba elementor-widget elementor-widget-shortcode" data-id="a1787ba" data-element_type="widget" data-e-type="widget" data-widget_type="shortcode.default"> 3637 <div class="elementor-widget-container"> 3638 <div class="elementor-shortcode"> 3639 <div class='gf_browser_chrome gform_wrapper gravity-theme gform-theme--no-framework' data-form-theme='gravity-theme' data-form-index='0' id='gform_wrapper_50' ><div id='gf_50' class='gform_anchor' tabindex='-1'></div><form method='post' enctype='multipart/form-data' target='gform_ajax_frame_50' id='gform_50' action='/able-account/#gf_50' data-formid='50' novalidate> 3640 <div class='gform-body gform_body'><div id='gform_fields_50' class='gform_fields top_label form_sublabel_above description_below validation_below'><div id="field_50_5" class="gfield gfield--type-honeypot gform_validation_container field_sublabel_above gfield--has-description field_description_below field_validation_below gfield_visibility_visible" ><label class='gfield_label gform-field-label' for='input_50_5'><span class='gform-field-label__text'>Instagram</span></label><div class='ginput_container'><input name='input_5' id='input_50_5' type='text' value='' autocomplete='new-password'/></div><div class='gfield_description' id='gfield_description_50_5'>This field is for validation purposes and should be left unchanged.</div></div><div id="field_50_1" class="gfield gfield--type-email gfield--in
3640put-type-email gfield_contains_required field_sublabel_above gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible" ><label class='gfield_label gform-field-label' for='input_50_1'><span class='gform-field-label__text'>Email</span><span class="gfield_required"><span class="gfield_required gfield_required_text">(Required)</span></span></label><div class='ginput_container ginput_container_email'> 3641 <input name='input_1' id='input_50_1' type='email' value='' class='medium' placeholder='Enter your email' aria-required="true" aria-invalid="false" /> 3642 </div></div><div id="field_50_4" class="gfield gfield--type-select gfield--input-type-select gfield--width-full gfield_contains_required field_sublabel_above gfield--no-description field_description_below field_validation_below gfield_visibility_visible" ><label class='gfield_label gform-field-label' for='input_50_4'><span class='gform-field-label__text'>Preferred Service</span><span class="gfield_required"><span class="gfield_required gfield_required_text">(Required)</span></span></label><div class='ginput_container ginput_container_select'><select name='input_4' id='input_50_4' class='large gfield_select' aria-required="true" aria-invalid="false" ><option value='Special Needs Trust & Will for Parents' >Special Needs Trust & Will for Parents</option><option value='Special Needs Trust for Parents' >Special Needs Trust for Parents</option><option value='Special Needs Trusts for Adults with Disabilities' >Special Needs Trusts for Adults with Disabilities</option><option value='FREE Letter Of Intent' >FREE Letter Of Intent</option><option value='State Specific Healthcare Directives' >State Specific Healthcare Directives</option><option value='Power Of Attorney' >Power Of Attorney</option><option value='Power Of Attorney For Education' >Power Of Attorney For Education</option><option value='Supported Decision Making' >Supported Decision Making</option><option value='Annual Review Subscription' >Annual Review Subscription</option><option value='Able Account' >Able Account</option></select></div></div></div></div> 3643 <div class='gform-footer gform_footer top_label'> <button type='submit' id='gform_submit_button_50' class='gform_button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' >Claim My 10% Discount</button> <input type='hidden' name='gform_ajax' value='form_id=50&title=&description=&tabindex=0&theme=gravity-theme&styles=[]&hash=c32a23f658ecba616feab96cbc0e002a' /> 3644 <input type='hidden' class='gform_hidden' name='gform_submission_method' data-js='gform_submission_method_50' value='iframe' /> 3645 <input type='hidden' class='gform_hidden' name='gform_theme' data-js='gform_theme_50' id='gform_theme_50' value='gravity-theme' /> 3646 <input type='hidden' class='gform_hidden' name='gform_style_settings' data-js='gform_style_settings_50' id='gform_style_settings_50' value='[]' /> 3647 <input type='hidden' class='gform_hidden' name='is_submit_50' value='1' /> 3648 <input type='hidden' class='gform_hidden' name='gform_submit' value='50' /> 3649 3650 <input type='hidden' class='gform_hidden' name='gform_currency' data-currency='USD' value='nCL48yorFoopmSl0u9/aSPnNoai2fIwyVRyoyIr5K+o+Idrjtpag5tjEuTYJebuKkdPSF97etWgyZBWEQ3Hfdh4PuTy81NxhkbMXxXzbbB3Pz58=' /> 3651 <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' /> 3652 <input type='hidden' class='gform_hidden' name='state_50' 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Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.