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224 <div class="item desktop"><div class="title"><a href="#" target="_self">News and Media</a></div><div class="submenu"> 225 <div class="group"><div class="column"><a href="/eng/news-and-media/press-releases/" target="">Press Releases</a><a href="/eng/news-and-media/scam-alert/" target="">Scam Alert</a><a href="/eng/news-and-media/photo-gallery/" target="">Photo Gallery</a></div><div class="column"><a href="/eng/news-and-media/speeches/" target="">Speeches</a><a href="/eng/news-and-media/r-and-m-column/" target="">R & M Column</a><a href="/eng/news-and-media/video/" target="">Videos</a></div><div class="column"><a href="/eng/news-and-media/insight/" target="">inSight</a><a href="/eng/news-and-media/forthcoming-events/" target="">Forthcoming Events</a></div></div> 226 </div> 227 <div class="overlay"></div></div><div class="item desktop"><div class="title"><a href="#" target="_self">Smart Consumers</a></div><div class="submenu"> 228 <div class="group"><div class="column"><div class="mobile-menu-expand"> 229 <div class="sub-title mobile-menu-expand-object" tabindex="0"><a href="/eng/smart-consumers/" target="">Overview</a></div> 230 <div class="mobile-menu-expand-target"></div> 231 </div><div class="mobile-menu-expand"> 232 <div class="sub-title mobile-menu-expand-object" tabindex="0">e-Banking</div> 233 <div class="mobile-menu-expand-target"><a href="/eng/smart-consumers/personal-digital-keys/" target="">Personal Digital Keys</a><a href="/eng/smart-consumers/internet-banking/" target="">Internet Banking</a><a href="/eng/smart-consumers/atms/" target="">ATMs</a></div> 234 </div><div class="mobile-menu-expand"> 235 <div class="sub-title mobile-menu-expand-object" tabindex="0">Payment and Transfer</div> 236 <div class="mobile-menu-expand-target"><a href="/eng/smart-consumers/faster-payment-system/" target="">Faster Payment System (FPS)</a><a href="/eng/smart-consumers/e-cny/" target="">e-CNY</a><a href="/eng/smart-consumers/e-payment-and-transfer/" target="">e-Payment and Transfer</a><a href="/eng/smart-consumers/e-wallets-and-prepaid-cards/" target="">e-Wallets and Prepaid Cards</a><a href="/eng/smart-consumers/credit-cards/" target="">Credit Cards</a><a href="/eng/smart-consumers/personal-cross-boundary-remittance-between-hong-kong-and-mainland-china/" target="">Personal cross-boundary remittance <br />between Hong Kong and the Chinese Mainland</a><a href="/eng/smart-consumers/payment-connect/" target="">Payment Connect</a></div> 237 </div><div class="mobile-menu-expand"> 238 <div class="sub-title mobile-menu-expand-object" tabindex="0"></div> 239 <div class="mobile-menu-expand-target"></div> 240 </div><div class="mobile-menu-expand"> 241 <div class="sub-title mobile-menu-expand-object" tabindex="0"></div> 242 <div class="mobile-menu-expand-target"></div> 243 </div><div class="mobile-menu-expand"> 244 <div class="sub-title mobile-menu-expand-object" tabindex="0"></div> 245 <div class="mobile-menu-expand-target"></div> 246 </div></div><div class="column"><div class="mobile-menu-expand"> 247 <div class="sub-title mobile-menu-expand-object" tabindex="0">Loans</div> 248 <div class="mobile-menu-expand-target"><a href="/eng/smart-consumers/personal-credit/" target="">Personal Credit</a><a href="/eng/smart-consumers/mortgages/" target="">Mortgages</a><a href="/eng/smart-consumers/premium-financing/" target="">Premium Financing</a></div> 249 </div><div class="mobile-menu-expand"> 250 <div class="sub-title mobile-menu-expand-object" tabindex="0">General Banking Services</div> 251 <div class="mobile-menu-expand-target"><a href="/eng/smart-consumers/account-opening/" target="">Account Opening and Maintenance</a><a href="/eng/smart-consumers/autopay-services/" target="">Autopay Services</a><a href="/eng/smart-consumers/investment-services/" target="">Investment Services</a><a href="/eng/smart-consumers/deposits/" target="">Deposits</a></div> 252 </div><div class="mobile-menu-expand"> 253 <div class="sub-title mobile-menu-expand-object" tabindex="0"><a href="/eng/smart-consumers/beware-of-fraudsters/" target="">Beware of Fraudsters!</a></div> 254 <div class="mobile-menu-expand-target"></div> 255 </div><div class="mobile-menu-expand"> 256 <div class="sub-title mobile-menu-expand-object" tabindex="0"><a href="/eng/smart-consumers/money-safe/" target="">Money Safe</a></div> 257 <div class="mobile-menu-expand-target"></div> 258 </div><div class="mobile-menu-expand"> 259 <div class="sub-title mobile-menu-expand-object" tabindex="0"><a href="/eng/smart-consumers/dont-lend-sell-your-account/" target="">Donât Lend/Sell Your Account</a></div> 260 <div class="mobile-menu-expand-target"></div> 261 </div><div class="mobile-menu-expand"> 262 <div class="sub-title mobile-menu-expand-object" tabindex="0">Notes and Coins</div> 263 <div class="mobile-menu-expand-target"><a href="/eng/key-functions/money/hong-kong-currency/notes/design-and-security-features-of-currency-notes/" target="">2018 Series Hong Kong Banknotes</a><a href="/eng/key-functions/money/hong-kong-currency/coin-collection-
263programme/" target="">Coin Cart Schedule</a></div> 264 </div></div><div class="column"><div class="mobile-menu-expand"> 265 <div class="sub-title mobile-menu-expand-object" tabindex="0"><a href="/eng/smart-consumers/retirement-planning/" target="">Retirement Planning</a></div> 266 <div class="mobile-menu-expand-target"></div> 267 </div><div class="mobile-menu-expand"> 268 <div class="sub-title mobile-menu-expand-object" tabindex="0">Practical Information</div> 269 <div class="mobile-menu-expand-target"><a href="/eng/smart-consumers/banks-with-barrier-free-branches-and-atms/" target="">Barrier-free Bank Branches and ATMs</a><a href="/eng/smart-consumers/hotlines-of-banks-e-wallet-licensees/" target="">Hotlines of Banks, Stored Value Facility Licensees & Licensed Stablecoin Issuers</a><a href="/eng/smart-consumers/complaints/" target="">Complaints about Banks, Stored Value Facility Licensees & Licensed Stablecoin Issuers</a><a href="/eng/regulatory-resources/registers/" target="">Registers and Lists</a>
269<a href="/eng/smart-consumers/public-education-videos/" target="">Public Education Videos</a><a href="/eng/smart-consumers/public-education-events/" target="">Public Education Events</a><a href="/eng/smart-consumers/frequently-asked-questions/" target="">FAQs</a></div> 270 </div><div class="mobile-menu-expand"> 271 <div class="sub-title mobile-menu-expand-object" tabindex="0"><a href="/eng/smart-consumers/information-in-other-languages/" target="">Information in Other Languages</a></div> 272 <div class="mobile-menu-expand-target"></div> 273 </div><div class="mobile-menu-expand"> 274 <div class="sub-title mobile-menu-expand-object" tabindex="0"></div> 275 <div class="mobile-menu-expand-target"></div> 276 </div><div class="mobile-menu-expand"> 277 <div class="sub-title mobile-menu-expand-object" tabindex="0"></div> 278 <div class="mobile-menu-expand-target"></div> 279 </div></div></div> 280 </div> 281 <div class="overlay"></div></div><div class="item desktop"><div class="title"><a href="#" target="_self">Data, Publications and Research</a></div><div class="submenu"> 282 <div class="group"><div class="column"><div class="mobile-menu-expand"> 283 <div class="sub-title mobile-menu-expand-object" tabindex="0"><a href="/eng/data-publications-and-research/data-and-statistics/" target="">Data & Statistics</a></div> 284 <div class="mobile-menu-expand-target"><a href="/eng/data-publications-and-research/data-and-statistics/daily-monetary-statistics/" target="">Daily Monetary Statistics</a><a href="/eng/data-publications-and-research/data-and-statistics/monthly-statistical-bulletin/" target="">Monthly Statistical Bulletin</a><a href="/eng/data-publications-and-research/data-and-statistics/economic-financial-data-for-hong-kong/" target="">Economic & Financial Data for Hong Kong</a><a href="https://www.cmu.org.hk/en/bond-price-bulletin" target="_blank">CMU Bond Price Bulletin</a></div> 285 </div><div class="mobile-menu-expand"> 286 <div class="sub-title mobile-menu-expand-object" tabindex="0"><a href="/eng/data-publications-and-research/legislative-council-issues/" target="">Legislative Council Issues</a></div> 287 <div class="mobile-menu-expand-target"></div> 288 </div></div><div class="column"><div class="mobile-menu-expand"> 289 <div class="sub-title mobile-menu-expand-object" tabindex="0"><a href="/eng/data-publications-and-research/publications/" target="">Publications</a></div> 290 <div class="mobile-menu-expand-target"><a href="/eng/data-publications-and-research/publications/annual-report/" target="">Annual Report</a><a href="/eng/data-publications-and-research/publications/sustainability-report/" target="">Sustainability Report</a><a href="/eng/data-publications-and-research/publications/half-yearly-monetary-financial-stability-report/" target="">Half-Yearly Monetary & Financial Stability Report</a><a href="/eng/data-publications-and-research/publications/quarterly-bulletin/" target="">Bulletin</a></div> 291 </div><div class="mobile-menu-expand"> 292 <div class="sub-title mobile-menu-expand-object" tabindex="0"><a href="/eng/data-publications-and-research/guide-to-monetary-banking-and-financial-terms/" target="">Guide to Hong Kong Monetary, Banking and Financial Terms</a></div> 293 <div class="mobile-menu-expand-target"></div> 294 </div></div><div class="column"><div class="mobile-menu-expand"> 295 <div class="sub-title mobile-menu-expand-object" tabindex="0"><a href="/eng/data-publications-and-research/research/" target="">Research</a></div> 296 <div class="mobile-menu-expand-target"><a href="/eng/data-publications-and-research/research/research-memorandums/" target="">Research Memorandums</a><a href="/eng/data-publications-and-research/research/external-publications/" target="">External Publications</a><a href="/eng/data-publications-and-research/research/hong-kong-institute-for-monetary-and-financial-research/" target="">Hong Kong Institute for Monetary and Financial Research</a>
296<a href="/eng/data-publications-and-research/research/other-research-papers/" target="">Other Research Papers</a></div> 297 </div><div class="mobile-menu-expand"> 298 <div class="sub-title mobile-menu-expand-object" tabindex="0"><a href="https://apidocs.hkma.gov.hk/" target="_blank">HKMA's Open Application Programming Interface (API)</a></div> 299 <div class="mobile-menu-expand-target"></div> 300 </div></div></div> 301 </div> 302 <div class="overlay"></div></div><div class="item desktop"><div class="title"><a href="#" target="_self">Regulatory Resources</a></div><div class="submenu"> 303 <div class="group"><div class="column"><div class="mobile-menu-expand"> 304 <div class="sub-title mobile-menu-expand-object" tabindex="0"><a href="/eng/regulatory-resources/registers/" target="">Registers and Lists</a></div> 305 <div class="mobile-menu-expand-target"><a href="https://vpr.hkma.gov.hk/eng/regulatory-resources/registers/register-of-ais-and-lros/" target="_blank">Register of AIs & LROs</a><a href="https://apps.hkma.gov.hk/eng/index.php" target="_blank">Register of Securities Staff of AIs</a><a href="/eng/regulatory-resources/registers/register-of-svf-licensees/" target="">Register of SVF Licensees</a><a href="/eng/regulatory-resources/list-of-ai-related-trustees-acknowledgement/" target="">List of AI-related Trustees</a><a href="/eng/regulatory-resources/registers/register-of-licensed-stablecoin-issuers/" target="">Register of Licensees under the Stablecoins Ordinance (Cap. 656)</a></div> 306 </div><div class="mobile-menu-expand"> 307 <div class="sub-title mobile-menu-expand-object" tabindex="0"><a href="/eng/regulatory-resources/authorization-licensing-and-approval/" target="">Authorization, Licensing, Designation and Approval</a></div> 308 <div class="mobile-menu-expand-target"></div> 309 </div></div><div class="column"><div class="mobile-menu-expand"> 310 <div class="sub-title mobile-menu-expand-object" tabindex="0">Regulatory Documents</div> 311 <div class="mobile-menu-expand-target"><a href="https://brdr.hkma.gov.hk/eng/main" target="">Banking Regulatory Document Repository</a><a href="/eng/key-functions/international-financial-centre/stablecoin-issuers/" target="">Stablecoin Issuers</a><a href="/eng/regulatory-resources/regulatory-guides/svf-and-rps/stored-value-facilities-and-retail-payment-systems/" target="">Stored Value Facilities and Retail Payment Systems</a></div> 312 </div></div><div class="column"><div class="mobile-menu-expand"> 313 <div class="sub-title mobile-menu-expand-object" tabindex="0"></div> 314 <div class="mobile-menu-expand-target"></div> 315 </div></div></div> 316 </div> 317 <div class="overlay"></div></div><div class="item desktop"><div class="title"><a href="#" target="_self">Key Functions</a></div><div class="submenu"> 318 <div class="group"><div class="column"><div class="mobile-menu-expand"> 319 <div class="sub-title mobile-menu-expand-object" tabindex="0"><a href="/eng/key-functions/money/" target="">Money</a></div> 320 <div class="mobile-menu-expand-target"><a href="/eng/key-functions/money/linked-exchange-rate-system/" target="">Linked Exchange Rate System</a><a href="/eng/key-functions/money/liquidity-facility-framework/" target="">Liquidity Facilities</a><a href="/eng/key-functions/money/hong-kong-currency/" target="">Hong Kong Currency</a></div> 321 </div><div class="mobile-menu-expand"> 322 <div class="sub-title mobile-menu-expand-object" tabindex="0"><a href="/eng/key-functions/reserves-management/" target="">Exchange Fund â Reserves Management</a></div> 323 <div class="mobile-menu-expand-target"><a href="/eng/key-functions/reserves-management/history/" target="">History</a><a href="/eng/key-functions/reserves-management/exchange-funds-statutory-purposes-and-investment-objectives/" target="">Exchange Fundâs Statutory Purposes and Investment Objectives</a><a href="/eng/key-functions/reserves-management/investment-management/" target="">Investment Management</a><a href="/eng/key-functions/reserves-management/investment-performance/" target="">Investment Performance</a><a href="/eng/key-functions/reserves-management/risk-management/" target="">Risk Management</a><a href="/eng/key-functions/reserves-management/responsible-investment/" target="">Responsible Investment</a><a href="/eng/key-functions/reserves-management/exchange-fund-statistics-and-publications/" target="">Exchange Fund Statistics and Publications</a></div> 324 </div></div><div class="column"><div class="mobile-menu-expand"> 325 <div class="sub-title mobile-menu-expand-object" tabindex="0"><a href="/eng/key-functions/banking/" target="">Banking</a></div> 326 <div class="mobile-menu-expand-target"><a href="/eng/key-functions/banking/banking-regulatory-and-supervisory-regime/" target="">Banking Regulatory and Supervisory Regime</a><a href="/eng/key-functions/banking/banking-legislation-policies-and-standards-implementation/" target="">
326Banking Legislation, Policies and Standards Implementation</a><a href="/eng/key-functions/banking/banking-conduct-supervision/" target="">Banking Conduct and Enforcement</a><a href="/eng/key-functions/banking/anti-money-laundering-and-counter-financing-of-terrorism/" target="">Anti-Money Laundering and Counter-Financing of Terrorism</a><a href="/eng/key-functions/banking/bank-resolution-regime/" target="">Resolution Regime</a><a href="/eng/key-functions/banking/smart-banking/" target="">Smart Banking</a><a href="/eng/key-functions/banking/fintech-knowledge-hub/" target="">Fintech Knowledge Hub</a><a href="/eng/key-functions/banking/green-and-sustainable-banking-events/" target="">Green and Sustainable Banking Events</a></div> 327 </div><div class="mobile-menu-expand"> 328 <div class="sub-title mobile-menu-expand-object" tabindex="0"></div> 329 <div class="mobile-menu-expand-target"></div> 330 </div></div><div class="column"><div class="mobile-menu-expand"> 331 <div class="sub-title mobile-menu-expand-object" tabindex="0"><a href="/eng/key-functions/international-financial-centre/" target="">International Financial Centre</a></div> 332 <div class="mobile-menu-expand-target"><a href="/eng/key-functions/international-financial-centre/hong-kong-as-an-international-financial-centre/" target="">Hong Kong as an International Financial Centre</a><a href="/eng/key-functions/international-financial-centre/fintech/" target="">Fintech</a><a href="/eng/key-functions/international-financial-centre/bond-market-development/" target="">Bond Market Development</a><a href="/eng/key-functions/international-financial-centre/financial-market-infrastructure/" target="">Financial Market Infrastructure</a><a href="/eng/key-functions/international-financial-centre/stored-value-facilities-and-retail-payment-systems/" target="">Stored Value Facilities and Retail Payment Systems</a><a href="/eng/key-functions/international-financial-centre/stablecoin-issuers/" target="">Regulatory Regime for Stablecoin Issuers</a><a href="/eng/key-functions/international-financial-centre/soft-infrastructure/" target="">Soft Infrastructure</a><a href="/eng/key-functions/international-financial-centre/international-regional-financial-co-operation/" target="">International & Regional Financial Co-operation</a><a href="/eng/key-functions/international-financial-centre/green-and-sustainable-finance/centre-for-green-and-sustainable-finance/" target="">Green and Sustainable Finance</a><a href="/eng/key-functions/international-financial-centre/hkma-infrastructure-financing-facilitation-office/" target="">HKMA Infrastructure Financing Facilitation Office</a><a href="/eng/key-functions/international-financial-centre/wealth-management-connect/" target="">Cross-boundary Wealth Management Connect Scheme in the Guangdong-Hong Kong-Macao Greater Bay Area</a><a href="/eng/key-functions/international-financial-centre/global-financial-leaders-investment-summit/" target="">Global Financial Leadersâ Investment Summit</a><a href="/sources/eng/hkma-bis-conference/" target="">HKMA â BIS High-Level Conference</a></div> 333 </div></div></div> 334 </div> 335 <div class="overlay"></div></div><div class="item desktop"><div class="title"><a href="#" target="_self">About Us</a></div><div class="submenu"> 336 <div class="group"><div class="column"><div class="mobile-menu-expand"> 337 <div class="sub-title mobile-menu-expand-object" tabindex="0"><a href="/eng/about-us/the-hkma/" target="">The HKMA</a></div> 338 <div class="mobile-menu-expand-target"><a href="/eng/about-us/the-hkma/governance-structure/" target="">Governance Structure</a><a href="/eng/about-us/the-hkma/advisory-committees/the-exchange-fund-advisory-committee/" target="">Advisory Committees</a><a href="/eng/about-us/the-hkma/the-chief-executives-committee/" target="">The Chief Executiveâs Committee</a><a href="/eng/about-us/the-hkma/organisation-chart/" target="">Organisation Chart</a><a href="/eng/about-us/the-hkma/internal-audit/" target="">Internal Audit</a><a href="/eng/about-us/the-hkma/sustainable-hkma/" target="">
338Sustainable HKMA</a></div> 339 </div><div class="mobile-menu-expand"> 340 <div class="sub-title mobile-menu-expand-object" tabindex="0"><a href="/eng/about-us/tender-invitations/" target="">Tender Invitations</a></div> 341 <div class="mobile-menu-expand-target"></div> 342 </div></div><div class="column"><div class="mobile-menu-expand"> 343 <div class="sub-title mobile-menu-expand-object" tabindex="0"><a href="/eng/about-us/the-hkma-information-centre/" target="">The HKMA Information Centre</a></div> 344 <div class="mobile-menu-expand-target"><a href="/eng/about-us/the-hkma-information-centre/exhibition-area/" target="">Exhibition Area</a><a href="/eng/about-us/the-hkma-information-centre/library/" target="">Library</a><a href="/eng/about-us/the-hkma-information-centre/souvenirs/" target="">Souvenirs</a></div> 345 </div><div class="mobile-menu-expand"> 346 <div class="sub-title mobile-menu-expand-object" tabindex="0"><a href="/eng/about-us/related-organisations-and-links/" target="">Related Organisations and Links</a></div> 347 <div class="mobile-menu-expand-target"><a href="/eng/about-us/related-organisations-and-links/hkma-related-organisations-and-links/" target="">HKMA-related Organisations and Links</a><a href="/eng/about-us/related-organisations-and-links/hksar-government-related-organisations/" target="">HKSAR Government & Related Organisations</a><a href="/eng/about-us/related-organisations-and-links/central-banks/" target="">Central Banks</a><a href="/eng/about-us/related-organisations-and-links/multilateral-organisations/" target="">Multilateral Organisations</a><a href="/eng/about-us/related-organisations-and-links/others/" target="">Others</a></div> 348 </div></div><div class="column"><div class="mobile-menu-expand"> 349 <div class="sub-title mobile-menu-expand-object" tabindex="0"><a href="/eng/about-us/join-us/" target="">Join Us</a></div> 350 <div class="mobile-menu-expand-target"><a href="/eng/about-us/join-us/why-the-hkma/" target="">Why the HKMA?</a><a href="/eng/about-us/join-us/what-we-do/" target="">What We Do?</a><a href="/eng/about-us/join-us/current-vacancies/" target="">Current Vacancies</a><a href="/eng/about-us/join-us/opportunities-for-students-and-graduates-to-join-the-hkma/" target="">Opportunities for Students and Graduates to Join the HKMA</a></div> 351 </div><div class="mobile-menu-expand"> 352 <div class="sub-title mobile-menu-expand-object" tabindex="0"></div> 353 <div class="mobile-menu-expand-target"></div> 354 </div></div></div> 355 </div> 356 <div class="overlay"></div></div><div class="item tablet-mobile"> 357 <div class="title "><a href="#" target="_self">News and Media</a></div><div class="submenu"> 358 <div class="group"> 359 <div class="column"><div class="mobile-menu-expand" aria-hidden="true"> 360 <div class=" mobile-menu-expand-object"><a href="/eng/news-and-media/press-releases/" target="">Press Releases</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 361 <div class=" mobile-menu-expand-object"><a href="/eng/news-and-media/speeches/" target="">Speeches</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 362 <div class=" mobile-menu-expand-object"><a href="/eng/news-and-media/insight/" target="">inSight</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 363 <div class=" mobile-menu-expand-object"><a href="/eng/news-and-media/scam-alert/" target="">Scam Alert</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 364 <div class=" mobile-menu-expand-object"><a href="/eng/news-and-media/r-and-m-column/" target="">R & M Column</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 365 <div class=" mobile-menu-expand-object"><a href="/eng/news-and-media/forthcoming-events/" target="">Forthcoming Events</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 366 <div class=" mobile-menu-expand-object"><a href="/eng/news-and-media/photo-gallery/" target="">Photo Gallery</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 367 <div class=" mobile-menu-expand-object"><a href="/eng/news-and-media/video/" target="">Videos</a></div></div></div> 368 </div> 369 </div><div class="overlay"></div> 370 </div><div class="item tablet-mobile"> 371 <div class="title "><a href="#" target="_self">Smart Consumers</a></div><div class="submenu"> 372 <div class="group"> 373 <div class="column"><div class="mobile-menu-expand" aria-hidden="true"> 374 <div class=" mobile-menu-expand-object"><a href="/eng/smart-consumers/" target="">Overview</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 375 <div class="sub-title mobile-menu-expand-object"><a href="#" target="_self">e-Banking</a></div><div class="mobile-menu-expand-target"><a href="/eng/smart-consumers/personal-digital-keys/" target="">Personal Digital Keys</a><a href="/eng/smart-consumers/internet-banking/" target="">Internet Banking</a><a href="/eng/smart-consumers/atms/" target="">ATMs</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 376 <div class="sub-title mobile-menu-expand-object"><a href="#" target="_self">Payment and Transfer</a></div><div class="mobile-menu-expand-target"><a href="/eng/smart-consumers/faster-payment-system/" target="">Faster Payment System (FPS)</a><a href="/eng/smart-consumers/e-cny/" target="">e-CNY</a><a href="/eng/smart-consumers/e-payment-and-transfer/" target="">e-Payment and Transfer</a><a href="/eng/smart-consumers/e-wallets-and-prepaid-cards/" target="">e-Wallets and Prepaid Cards</a><a href="/eng/smart-consumers/credit-cards/" target="">Credit Cards</a><a href="/eng/smart-consumers/personal-cross-boundary-remittance-between-hong-kong-and-mainland-china/" target="">Personal cross-boundary remittance <br />between Hong Kong and the Chinese Mainland</a><a href="/eng/smart-consumers/payment-connect/" target="">Payment Connect</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 377 <div class="sub-title mobile-menu-expand-object"><a href="#" target="_self">Loans</a></div><div class="mobile-menu-expand-target"><a href="/eng/smart-consumers/personal-credit/" target="">Personal Credit</a><a href="/eng/smart-consumers/mortgages/" target="">Mortgages</a><a href="/eng/smart-consumers/premium-financing/" target="">Premium Financing</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 378 <div class="sub-title mobile-menu-expand-object"><a href="#" target="_self">General Banking Services</a></div><div class="mobile-menu-expand-target"><a href="/eng/smart-consumers/account-opening/" target="">Account Opening and Maintenance</a><a href="/eng/smart-consumers/autopay-services/" target="">Autopay Services</a><a href="/eng/smart-consumers/investment-services/" target="">Investment Services</a><a href="/eng/smart-consumers/deposits/" target="">Deposits</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 379 <div class=" mobile-menu-expand-object"><a href="/eng/smart-consumers/beware-of-fraudsters/" target="">Beware of Fraudsters!</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 380 <div class=" mobile-menu-expand-object"><a href="/eng/smart-consumers/money-safe/" target="">Money Safe</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 381 <div class=" mobile-menu-expand-object"><a href="/eng/smart-consumers/dont-lend-sell-your-account/" target="">Donât Lend/Sell Your Account</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 382 <div class="sub-title mobile-menu-expand-object"><a href="#" target="_self">Notes and Coins</a></div><div class="mobile-menu-expand-target"><a href="/eng/key-functions/money/hong-kong-currency/notes/design-and-security-features-of-currency-notes/" target="">2018 Series Hong Kong Banknotes</a><a href="/eng/key-functions/money/hong-kong-currency/coin-collection-
382programme/" target="">Coin Cart Schedule</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 383 <div class=" mobile-menu-expand-object"><a href="/eng/smart-consumers/retirement-planning/" target="">Retirement Planning</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 384 <div class="sub-title mobile-menu-expand-object"><a href="#" target="_self">Practical Information</a></div><div class="mobile-menu-expand-target"><a href="/eng/smart-consumers/banks-with-barrier-free-branches-and-atms/" target="">Barrier-free Bank Branches and ATMs</a><a href="/eng/smart-consumers/hotlines-of-banks-e-wallet-licensees/" target="">Hotlines of Banks, Stored Value Facility Licensees & Licensed Stablecoin Issuers</a><a href="/eng/smart-consumers/complaints/" target="">Complaints about Banks, Stored Value Facility Licensees & Licensed Stablecoin Issuers</a><a href="/eng/regulatory-resources/registers/" target="">Registers and Lists</a><a href="/eng/smart-consumers/public-education-vi
384deos/" target="">Public Education Videos</a><a href="/eng/smart-consumers/public-education-events/" target="">Public Education Events</a><a href="/eng/smart-consumers/frequently-asked-questions/" target="">FAQs</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 385 <div class=" mobile-menu-expand-object"><a href="/eng/smart-consumers/information-in-other-languages/" target="">Information in Other Languages</a></div></div></div> 386 </div> 387 </div><div class="overlay"></div> 388 </div><div class="item tablet-mobile"> 389 <div class="title "><a href="#" target="_self">Data, Publications and Research</a></div><div class="submenu"> 390 <div class="group"> 391 <div class="column"><div class="mobile-menu-expand" aria-hidden="true"> 392 <div class="sub-title mobile-menu-expand-object"><a href="/eng/data-publications-and-research/data-and-statistics/" target="">Data & Statistics</a></div><div class="mobile-menu-expand-target"><a href="/eng/data-publications-and-research/data-and-statistics/daily-monetary-statistics/" target="">Daily Monetary Statistics</a><a href="/eng/data-publications-and-research/data-and-statistics/monthly-statistical-bulletin/" target="">Monthly Statistical Bulletin</a><a href="/eng/data-publications-and-research/data-and-statistics/economic-financial-data-for-hong-kong/" target="">Economic & Financial Data for Hong Kong</a><a href="https://www.cmu.org.hk/en/bond-price-bulletin" target="_blank">CMU Bond Price Bulletin</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 393 <div class="sub-title mobile-menu-expand-object"><a href="/eng/data-publications-and-research/publications/" target="">Publications</a></div><div class="mobile-menu-expand-target"><a href="/eng/data-publications-and-research/publications/annual-report/" target="">Annual Report</a><a href="/eng/data-publications-and-research/publications/sustainability-report/" target="">Sustainability Report</a><a href="/eng/data-publications-and-research/publications/half-yearly-monetary-financial-stability-report/" target="">Half-Yearly Monetary & Financial Stability Report</a><a href="/eng/data-publications-and-research/publications/quarterly-bulletin/" target="">Bulletin</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 394 <div class="sub-title mobile-menu-expand-object"><a href="/eng/data-publications-and-research/research/" target="">Research</a></div><div class="mobile-menu-expand-target"><a href="/eng/data-publications-and-research/research/research-memorandums/" target="">Research Memorandums</a><a href="/eng/data-publications-and-research/research/external-publications/" target="">External Publications</a><a href="/eng/data-publications-and-research/research/hong-kong-institute-for-monetary-and-financial-research/" target="">Hong Kong Institute for Monetary and Financial Research</a><a href="/eng/data-publications-and-research/research/other-research-papers/" target="">Other Research Papers</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 395 <div class=" mobile-menu-expand-object"><a href="/eng/data-publications-and-research/legislative-council-issues/" target="">Legislative Council Issues</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 396 <div class=" mobile-menu-expand-object"><a href="/eng/data-publications-and-research/guide-to-monetary-banking-and-financial-terms/" target="">Guide to Hong Kong Monetary, Banking and Financial Terms</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 397 <div class=" mobile-menu-expand-object"><a href="https://apidocs.hkma.gov.hk/" target="_blank">HKMA's Open Application Programming Interface (API)</a></div></div></div> 398 </div> 399 </div><div class="overlay"></div> 400 </div><div class="item tablet-mobile"> 401 <div class="title "><a href="#" target="_self">Regulatory Resources</a></div><div class="submenu"> 402 <div class="group"> 403 <div class="column"><div class="mobile-menu-expand" aria-hidden="true"> 404 <div class="sub-title mobile-menu-expand-object"><a href="/eng/regulatory-resources/registers/" target="">Registers and Lists</a></div><div class="mobile-menu-expand-target"><a href="https://vpr.hkma.gov.hk/eng/regulatory-resources/registers/register-of-ais-and-lros/" target="_blank">Register of AIs & LROs</a><a href="https://apps.hkma.gov.hk/eng/index.php" target="_blank">Register of Securities Staff of AIs</a><a href="/eng/regulatory-resources/registers/register-of-svf-licensees/" target="">Register of SVF Licensees</a><a href="/eng/regulatory-resources/list-of-ai-related-trustees-acknowledgement/" target="">List of AI-related Trustees</a><a href="/eng/regulatory-resources/registers/register-of-licensed-stablecoin-issuers/" target="">Register of Licensees under the Stablecoins Ordinance (Cap. 656)</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 405 <div class=" mobile-menu-expand-object"><a href="/eng/regulatory-resources/authorization-licensing-and-approval/" target="">Authorization, Licensing, Designation and Approval</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 406 <div class="sub-title mobile-menu-expand-object"><a href="#" target="_self">Regulatory Documents</a></div><div class="mobile-menu-expand-target"><a href="https://brdr.hkma.gov.hk/eng/main" target="">Banking Regulatory Document Repository</a><a href="/eng/key-functions/international-financial-centre/stablecoin-issuers/" target="">Stablecoin Issuers</a><a href="/eng/regulatory-resources/regulatory-guides/svf-and-rps/stored-value-facilities-and-retail-payment-systems/" target="">Stored Value Facilities and Retail Payment Systems</a></div></div></div> 407 </div> 408 </div><div class="overlay"></div> 409 </div><div class="item tablet-mobile"> 410 <div class="title "><a href="#" target="_self">Key Functions</a></div><div class="submenu"> 411 <div class="group"> 412 <div class="column"><div class="mobile-menu-expand" aria-hidden="true"> 413 <div class="sub-title mobile-menu-expand-object"><a href="/eng/key-functions/money/" target="">Money</a></div><div class="mobile-menu-expand-target"><a href="/eng/key-functions/money/linked-exchange-rate-system/" target="">Linked Exchange Rate System</a><a href="/eng/key-functions/money/liquidity-facility-framework/" target="">Liquidity Facilities</a><a href="/eng/key-functions/money/hong-kong-currency/" target="">Hong Kong Currency</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 414 <div class="sub-title mobile-menu-expand-object"><a href="/eng/key-functions/banking/" target="">Banking</a></div><div class="mobile-menu-expand-target"><a href="/eng/key-functions/banking/banking-regulatory-and-supervisory-regime/" target="">Banking Regulatory and Supervisory Regime</a><a href="/eng/key-functions/banking/banking-legislation-policies-and-standards-implementation/" target="">
414Banking Legislation, Policies and Standards Implementation</a><a href="/eng/key-functions/banking/banking-conduct-supervision/" target="">Banking Conduct and Enforcement</a><a href="/eng/key-functions/banking/anti-money-laundering-and-counter-financing-of-terrorism/" target="">Anti-Money Laundering and Counter-Financing of Terrorism</a><a href="/eng/key-functions/banking/bank-resolution-regime/" target="">Resolution Regime</a><a href="/eng/key-functions/banking/smart-banking/" target="">Smart Banking</a><a href="/eng/key-functions/banking/fintech-knowledge-hub/" target="">Fintech Knowledge Hub</a><a href="/eng/key-functions/banking/green-and-sustainable-banking-events/" target="">Green and Sustainable Banking Events</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 415 <div class="sub-title mobile-menu-expand-object"><a href="/eng/key-functions/international-financial-centre/" target="">International Financial Centre</a></div><div class="mobile-menu-expand-target"><a href="/eng/key-functions/international-financial-centre/hong-kong-as-an-international-financial-centre/" target="">Hong Kong as an International Financial Centre</a><a href="/eng/key-functions/international-financial-centre/fintech/" target="">Fintech</a><a href="/eng/key-functions/international-financial-centre/bond-market-development/" target="">Bond Market Development</a><a href="/eng/key-functions/international-financial-centre/financial-market-infrastructure/" target="">Financial Market Infrastructure</a><a href="/eng/key-functions/international-financial-centre/stored-value-facilities-and-retail-payment-systems/" target="">Stored Value Facilities and Retail Payment Systems</a><a href="/eng/key-functions/international-financial-centre/stablecoin-issuers/" target="">Regulatory Regime for Stablecoin Issuers</a><a href="/eng/key-functions/international-financial-centre/soft-infrastructure/" target="">Soft Infrastructure</a><a href="/eng/key-functions/international-financial-centre/international-regional-financial-co-operation/" target="">International & Regional Financial Co-operation</a><a href="/eng/key-functions/international-financial-centre/green-and-sustainable-finance/centre-for-green-and-sustainable-finance/" target="">Green and Sustainable Finance</a><a href="/eng/key-functions/international-financial-centre/hkma-infrastructure-financing-facilitation-office/" target="">HKMA Infrastructure Financing Facilitation Office</a><a href="/eng/key-functions/international-financial-centre/wealth-management-connect/" target="">Cross-boundary Wealth Management Connect Scheme in the Guangdong-Hong Kong-Macao Greater Bay Area</a><a href="/eng/key-functions/international-financial-centre/global-financial-leaders-investment-summit/" target="">Global Financial Leadersâ Investment Summit</a><a href="/sources/eng/hkma-bis-conference/" target="">HKMA â BIS High-Level Conference</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 416 <div class="sub-title mobile-menu-expand-object"><a href="/eng/key-functions/reserves-management/" target="">Exchange Fund â Reserves Management</a></div><div class="mobile-menu-expand-target"><a href="/eng/key-functions/reserves-management/history/" target="">History</a><a href="/eng/key-functions/reserves-management/exchange-funds-statutory-purposes-and-investment-objectives/" target="">Exchange Fundâs Statutory Purposes and Investment Objectives</a><a href="/eng/key-functions/reserves-management/investment-management/" target="">Investment Management</a><a href="/eng/key-functions/reserves-management/investment-performance/" target="">Investment Performance</a><a href="/eng/key-functions/reserves-management/risk-management/" target="">Risk Management</a><a href="/eng/key-functions/reserves-management/responsible-investment/" target="">Responsible Investment</a><a href="/eng/key-functions/reserves-management/exchange-fund-statistics-and-publications/" target="">Exchange Fund Statistics and Publications</a></div></div></div> 417 </div> 418 </div><div class="overlay"></div> 419 </div><div class="item tablet-mobile"> 420 <div class="title "><a href="#" target="_self">About Us</a></div><div class="submenu"> 421 <div class="group"> 422 <div class="column"><div class="mobile-menu-expand" aria-hidden="true"> 423 <div class="sub-title mobile-menu-expand-object"><a href="/eng/about-us/the-hkma/" target="">The HKMA</a></div><div class="mobile-menu-expand-target"><a href="/eng/about-us/the-hkma/governance-structure/" target="">Governance Structure</a><a href="/eng/about-us/the-hkma/advisory-committees/the-exchange-fund-advisory-committee/" target="">Advisory Committees</a><a href="/eng/about-us/the-hkma/the-chief-executives-committee/" target="">The Chief Executiveâs Committee</a><a href="/eng/about-us/the-hkma/organisation-chart/" target="">Organisation 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423Sustainable HKMA</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 424 <div class="sub-title mobile-menu-expand-object"><a href="/eng/about-us/the-hkma-information-centre/" target="">The HKMA Information Centre</a></div><div class="mobile-menu-expand-target"><a href="/eng/about-us/the-hkma-information-centre/exhibition-area/" target="">Exhibition Area</a><a href="/eng/about-us/the-hkma-information-centre/library/" target="">Library</a><a href="/eng/about-us/the-hkma-information-centre/souvenirs/" target="">Souvenirs</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 425 <div class="sub-title mobile-menu-expand-object"><a href="/eng/about-us/join-us/" target="">Join Us</a></div><div class="mobile-menu-expand-target"><a href="/eng/about-us/join-us/why-the-hkma/" target="">Why the HKMA?</a><a href="/eng/about-us/join-us/what-we-do/" target="">What We Do?</a><a href="/eng/about-us/join-us/current-vacancies/" target="">Current Vacancies</a><a href="/eng/about-us/join-us/opportunities-for-students-and-graduates-to-join-the-hkma/" target="">Opportunities for Students and Graduates to Join the HKMA</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 426 <div class=" mobile-menu-expand-object"><a href="/eng/about-us/tender-invitations/" target="">Tender Invitations</a></div></div><div class="mobile-menu-expand" aria-hidden="true"> 427 <div class="sub-title mobile-menu-expand-object"><a href="/eng/about-us/related-organisations-and-links/" target="">Related Organisations and Links</a></div><div class="mobile-menu-expand-target"><a href="/eng/about-us/related-organisations-and-links/hkma-related-organisations-and-links/" target="">HKMA-related Organisations and Links</a><a href="/eng/about-us/related-organisations-and-links/hksar-government-related-organisations/" target="">HKSAR Government & Related Organisations</a><a href="/eng/about-us/related-organisations-and-links/central-banks/" target="">Central 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600FINANCIAL CENTRE<div class='graphic-small-word'>We help to maintain Hong Kongâs status as an international financial centre</div>" data-url="/eng/key-functions/international-financial-centre/" role="link" aria-label="INTERNATIONAL<br>FINANCIAL CENTRE"><span class="hide">INTERNATIONAL<br>FINANCIAL CENTRE</span></li><li tabindex="0" data-image="/media/eng/home/investment.jpg" data-text="RESERVES MANAGEMENT<div class='graphic-small-word'>We manage the Exchange Fund</div>" data-url="/eng/key-functions/reserves-management/" role="link" aria-label="RESERVES MANAGEMENT"><span class="hide">RESERVES MANAGEMENT</span></li> </ul> 601 </div> 602 </div> 603 </div> 604 605 <div class="section-container"> 606 <div class="section-wrapper"> 607 <div class="left"> 608 <div class="heading h3">Focus</div> 609 <div class="graphic-effect-holder"> 610 <div class="graphic-holder"></div> 611 <div class="graphic-text-holder"></div> 612 <div class="btn-next" tabindex="-1" role="link"><div class="icon"></div><span class="hide">Next Slide</span></div> 613 <div class="btn-prev" tabindex="-1" role="link"><div class="icon"></div><span class="hide">Previous Slide</span></div> 614 <div class="graphic-control"> 615 <div class="btn-pause" tabindex="-1" role="link"><span class="hide">Pause</span></div> 616 <ul class="graphic-data"> 617 <li tabindex="-1" data-image="/media/eng/banners-image/FIC_and_RMB_Focus_Banner_EN.png" title="Supporting the Development of Hong Kongâs FIC Market and Offshore RMB Business" data-text="Supporting the Development of Hong Kongâs FIC Market and Offshore RMB Business" data-link="/eng/news-and-media/press-releases/2026/07/20260707-3/" role="link"><span class="hide">Supporting the Development of Hong Kongâs FIC Market and Offshore RMB Business</span></li><li tabindex="-1" data-image="/media/eng/banners-image/stablecoin_banner.png" title="Regulatory Regime for Stablecoin Issuers" data-text="Regulatory Regime for Stablecoin Issuers" data-link="/eng/key-functions/international-financial-centre/stablecoin-issuers/" role="link"><span class="hide">Regulatory Regime for Stablecoin Issuers</span></li><li tabindex="-1" data-image="/media/eng/banners-image/GW_Focus_eng_2026.png" title="2026 Hong Kong Green Week" data-text="2026 Hong Kong Green Week" data-link="https://www.hkgreenweek.hk/en/index.html" role="link"><span class="hide">2026 Hong Kong Green Week</span></li><li tabindex="-1" data-image="/media/eng/banners-image/Focus_Banner_anti_scam_web_game.png" title="Anti-scam Web Game" data-text="Anti-scam Web Game" data-link="https://www.hkma.gov.hk/trap-hunter-game/index.html" role="link"><span class="hide">Anti-scam Web Game</span></li><li tabindex="-1" data-image="/media/eng/banners-image/supporting_smes_main.png" title="Supporting SMEs" data-text="Supporting SMEs" data-link="/eng/key-functions/banking/banking-regulatory-and-supervisory-regime/supporting-smes/" role="link"><span class="hide">Supporting SMEs</span></li><li tabindex="-1" data-image="/media/eng/banners-image/HKAMwebsite-focus-banner.jpg" title="Fintech 2030" data-text="Fintech 2030" data-link="/eng/key-functions/international-financial-centre/fintech/#Fintech-Initiative" role="link"><span class="hide">Fintech 2030</span></li><li tabindex="-1" data-image="/media/eng/banners-image/summit_2025_banner.jpg" title="Global Financial Leaders' Investment Summit" data-text="Global Financial Leaders' Investment Summit" data-link="/eng/key-functions/international-financial-centre/global-financial-leaders-investment-summit/" role="link"><span class="hide">Global Financial Leaders' Investment Summit</span></li><li tabindex="-1" data-image="/media/eng/banners-image/still_ENG.jpg" title="Payment Connect" data-text="Payment Connect" data-link="/eng/smart-consumers/payment-connect/" role="link"><span class="hide">Payment Connect</span></li><li tabindex="-1" data-image="/media/eng/banners-image/Cross_boundary_remittance_focus_banner.png" title="FAQ on Personal Cross-boundary Remittance between Hong Kong and the Chinese Mainland" data-text="FAQ on Personal Cross-boundary Remittance between Hong Kong and the Chinese Mainland" data-link="/eng/smart-consumers/personal-cross-boundary-remittance-between-hong-kong-and-mainland-china/" role="link"><span class="hide">FAQ on Personal Cross-boundary Remittance between Hong Kong and the Chinese Mainland</span></li><li tabindex="-1" data-image="/media/eng/home/BRDR_Focus_Banner.jpg" title="Banking Regulatory Document Repository" data-text="Banking Regulatory Document Repository" data-link="https://brdr.hkma.gov.hk/eng/main" role="link"><span class="hide">Banking Regulatory Document Repository</span></li><li tabindex="-1" data-image="/media/eng/home/focus-LERS.jpg" title="How does the LERS work?" data-text="How does the LERS work?" data-link="/eng/key-functions/money/linked-exchange-rate-system/how-does-the-lers-work/" role="link"><span class="hide">
617How does the LERS work?</span></li><li tabindex="-1" data-image="/media/eng/home/Focus_banner_Sustainability_eng.jpg" title="Sustainability" data-text="Sustainability" data-link="/eng/about-us/the-hkma/sustainability/" role="link"><span class="hide">Sustainability</span></li> </ul> 618 </div> 619 </div> 620 </div> 621 622 <div class="whats-new"> 623 <div class="heading h3">What's New</div> 624 <div class="tab-container"> 625 <div class="tab-selector" tabindex="0"></div> 626 <ul class="tab-holder"> 627 <li id="tab-press-release" tabindex="0" class="selected" aria-selected="true" role="tab" aria-controls="press-release"> 628 Press Releases </li> 629 <li id="tab-tablet-insight" tabindex="0" aria-selected="false" role="tab" aria-controls="insight" class="tab-tablet"> 630 inSight </li> 631 <li id="tab-tablet-article-list" tabindex="0" aria-selected="false" role="tab" aria-controls="article-list" class="tab-tablet"> 632 Speeches </li> 633 </ul> 634 <div class="tab-content" style="display: block;"> 635 <div class="tab-page" id="press-release" role="tabpanel" tabindex="0" aria-labelledby="tab-press-release"> 636 <div class="content"> 637 <div class="press-release-item"> 638 <div class="date">30 Sep 2026</div> 639 <div class="title"><a href="/eng/news-and-media/press-releases/2026/09/20260930-9/" target="_self">Monetary Statistics for August 2026</a></div> 640 </div><div class="press-release-item"> 641 <div class="date">30 Sep 2026</div> 642 <div class="title"><a href="/eng/news-and-media/press-releases/2026/09/20260930-8/" target="_self">Residential Mortgage Survey Results for August 2026</a></div> 643 </div><div class="press-release-item"> 644 <div class="date">30 Sep 2026</div> 645 <div class="title"><a href="/eng/news-and-media/press-releases/2026/09/20260930-7/" target="_self">International Reserves and Foreign Currency Liquidity</a></div> 646 </div><div class="press-release-item"> 647 <div class="date">30 Sep 2026</div> 648 <div class="title"><a href="/eng/news-and-media/press-releases/2026/09/20260930-6/" target="_self">Exchange Fund Abridged Balance Sheet and Currency Board Account</a></div> 649 </div> </div> 650 <div class="bottom"> 651 <a href="/eng/news-and-media/scam-alert/" title="View All Scam Alert" aria-label="View All Scam Alert" style="padding-left: 0px;">Scam Alert<span class="icon-arrow"></span></a> 652 <a href="/eng/news-and-media/forthcoming-events/" title="View All Forthcoming Events" aria-label="View All Forthcoming Events">Forthcoming Events<span class="icon-arrow"></span></a> 653 <a href="/eng/news-and-media/press-releases" title="View All Press Releases" aria-label="View All Press Releases">View All <span class="icon-arrow"></span></a> 654 </div> 655 </div> 656 657 </div> 658 <ul class="tab-holder middle"> 659 <li id="tab-insight" tabindex="0" aria-selected="false" role="tab" aria-controls="insight"> 660 inSight </li> 661 </ul> 662 <div class="tab-content"> 663 <div class="tab-page" id="insight" role="tabpanel" tabindex="0" aria-labelledby="tab-insight"> 664 <div class="content"> 665 <div class="press-release-item"> 666 <div class="date">07 Sep 2026</div> 667 <div class="title"><a href="/eng/news-and-media/insight/2026/09/20260907/" target="_self">Arthur Yuen on Hong Kong Taxonomy for Sustainable Finance: Deepening Decarbonisation Impact and Strengthening Climate Resilience</a></div> 668 </div><div class="press-release-item"> 669 <div class="date">02 Jul 2026</div> 670 <div class="title"><a href="/eng/news-and-media/insight/2026/07/20260702/" target="_self">Eddie Yue on Enhancing cross-border renminbi usage to support the real economy</a></div> 671 </div><div class="press-release-item"> 672 <div class="date">10 Apr 2026</div> 673 <div class="title"><a href="/eng/news-and-media/insight/2026/04/20260410/" target="_self">Eddie Yue on Robust development of the regulated stablecoin ecosystem in Hong Kong</a></div> 674 </div><div class="press-release-item"> 675 <div class="date">23 Dec 2025</div> 676 <div class="title"><a href="/eng/news-and-media/insight/2025/12/20251223/" target="_self">Colin Pou on The SME Financing Guarantee Scheme</a></div> 677 </div> </div> 678 <div class="bottom"> 679 <a href="/eng/news-and-media/insight" title="View All inSight" aria-label="View All inSight">View All <span class="icon-arrow"></span></a> 680 </div> 681 </div> 682 683 </div> 684 <ul class="tab-holder last"> 685 <li id="tab-article-list" tabindex="0" aria-selected="false" role="tab" aria-controls="article-list"> 686 Speeches </li> 687 </ul> 688 <div class="tab-content"> 689 <div class="tab-page" id="article-list" role="tabpanel" tabindex="0" aria-labelledby="tab-article-list"> 690 <div class="content"> 691 <div class="press-release-item"> 692 <div class="date">25 Sep 2026</div> 693 <div class="title"><a href="/media/eng/doc/key-information/speeches/s20260925e1.pdf" target="_blank">Regulatory keynote speech at HKIB Annual Banking Conference 2026<div>by Arthur Yuen</div></a></div> 694 </div><div class="press-release-item"> 695 <div class="date">23 Sep 2026</div> 696 <div class="title"><a href="/eng/news-and-media/speeches/2026/09/20260923-1/" target="_self">Welcoming Remarks and Keynote Address at the Treasury Markets Summit 2026<div>by Eddie Yue</div></a></div> 697 </div><div class="press-release-item"> 698 <div class="date">22 Sep 2026</div> 699 <div class="title"><a href="/eng/news-and-media/speeches/2026/09/20260922-1/" target="_self">
699Welcome Remarks at 2026 Fintech Innovation Lab APAC Welcome Reception<div>by Carmen Chu</div></a></div> 700 </div><div class="press-release-item"> 701 <div class="date">17 Sep 2026</div> 702 <div class="title"><a href="/eng/news-and-media/speeches/2026/09/20260917-1/" target="_self">Remarks after the US Fed FOMC Meeting<div>by Eddie Yue</div></a></div> 703 </div> </div> 704 <div class="bottom"> 705 <a href="/eng/news-and-media/speeches" title="View All Speeches" aria-label="View All Speeches">View All <span class="icon-arrow"></span></a> 706 </div> 707 </div> 708 </div> 709 </div> 710 </div> 711 </div> 712 </div> 713 714 <div class="secton-container section-hot-topics"> 715 <div class="section-wrapper"> 716 717 718 <div class="section-column"> 719 720 721 <div class="smart-consumer"> 722 <div class="heading h3">Smart Consumers</div> 723 <ul class="item"> 724 <li><a href="/eng/smart-consumers/beware-of-fraudsters/"><div class="image"><img 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Websites, Phishing Emails and Similar Scams</div></a></li><li><a href="/eng/smart-consumers/beware-of-fraudsters/#smart-tips-against-bogus-phone-calls-and-sms-messages"><div class="image"><img src="/media/eng/home/info-Call-and-SMS.png" /></div><div class="text">Bogus Phone Calls and SMS Messages</div></a></li><li><a href="/eng/about-us/the-hkma-information-centre/"><div class="image"><img src="/media/eng/home/info-Information-Centre.jpg" /></div><div class="text">HKMA Information Centre</div></a></li> </ul> 735 </div> 736 737 738 739 </div> 740 </div> 741 </div> 742 </div> 743 744 <!--NO INDEX START--> 745 <div class="content-empty-wrapper layout-home revision-printer"> 746 <div class="revision-date">Last revision date : 30 September 2026</div> 747 </div> 748 <!--NO INDEX END--> 749<!--NO INDEX START--> 750<footer class="footer-container"> 751 <div class="back-to-top"> 752 <a href="#" title="Back to Top"><span class="hidden-label">Back to Top</span></a> 753 </div> 754 <div 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