1<!doctype html><html lang="en"><head> 2 3 4 5 6 <!-- Google Tag Manager --> 7
7<script>
vendor: 426 bytes, lines 7-14
7(function (w, d, s, l, i) { 8 w[l] = w[l] || []; w[l].push({ 9 'gtm.start': 10 new Date().getTime(), event: 'gtm.js' 11 }); var f = d.getElementsByTagName(s)[0], 12 j = d.createElement(s), dl = l != 'dataLayer' ? '&l=' + l : ''; j.async = true; j.src = 13 'https://www.googletagmanager.com/gtm.js?id=' + i + dl; f.parentNode.insertBefore(j, f); 14 })(window, document, 'script', 'dataLayer', '
14GTM-P4CV8QPW
vendor: 3 bytes, line 14
14');
14</script>
14 15 <!-- End Google Tag Manager --> 16 17 18 <meta charset="utf-8"> 19 <meta name="referrer" content="no-referrer-when-downgrade"> 20 <title>Guides and Tips: All About Loans</title> 21 22 <link rel="shortcut icon" href="https://credit.com/hubfs/favicon.ico"> 23 <meta name="description" content=""> 24 <link rel="preload" href="https://credit.com/hubfs/raw_assets/public/ccom-theme/assets/fonts/static/DMSans-Regular.ttf" as="font" type="font/ttf" crossorigin> 25 26 <link rel="preload" href="" as="font" type="font/ttf" crossorigin> 27 28 29 30 31 32 <meta name="viewport" content="width=device-width, initial-scale=1"> 33 34 35 <meta property="og:description" content=""> 36 <meta property="og:title" content=" Guides and Tips: All About Loans"> 37 <meta name="twitter:description" content=""> 38 <meta name="twitter:title" content=" Guides and Tips: All About Loans"> 39 40 41 42 43 <style> 44a.cta_button{-moz-box-sizing:content-box !important;-webkit-box-sizing:content-box !important;box-sizing:content-box !important;vertical-align:middle}.hs-breadcrumb-menu{list-style-type:none;margin:0px 0px 0px 0px;padding:0px 0px 0px 0px}.hs-breadcrumb-menu-item{float:left;padding:10px 0px 10px 10px}.hs-breadcrumb-menu-divider:before{content:'âº';padding-left:10px}.hs-featured-image-link{border:0}.hs-featured-image{float:right;margin:0 0 20px 20px;max-width:50%}@media (max-width: 568px){.hs-featured-image{float:none;margin:0;width:100%;max-width:100%}}.hs-screen-reader-text{clip:rect(1px, 1px, 1px, 1px);height:1px;overflow:hidden;position:absolute !important;width:1px} 45</style> 46 47<link rel="stylesheet" href="https://credit.com/hubfs/hub_generated/template_assets/1/190634077226/1789149216165/template_main.min.css"> 48<link class="hs-async-css" rel="preload" href="https://credit.com/hubfs/hub_generated/template_assets/1/190633436776/1789149227356/template_theme-overrides.min.css" as="style" onload="this.onload=null;this.rel='stylesheet'"> 49<noscript><link rel="stylesheet" href="https://credit.com/hubfs/hub_generated/template_assets/1/190633436776/1789149227356/template_theme-overrides.min.css"></noscript> 50<link rel="stylesheet" href="https://credit.com/hubfs/hub_generated/template_assets/1/192494531876/1789149210639/template_navbar.min.css"> 51 52<link rel="stylesheet" href="https://credit.com/hubfs/hub_generated/template_assets/1/192494531846/1789149220211/template_standard-button.min.css"> 53 54<link class="hs-async-css" rel="preload" href="https://credit.com/hubfs/hub_generated/module_assets/1/192493305859/1773094345312/module_button_standard_ui.min.css" as="style" onload="this.onload=null;this.rel='stylesheet'"> 55<noscript><link rel="stylesheet" href="https://credit.com/hubfs/hub_generated/module_assets/1/192493305859/1773094345312/module_button_standard_ui.min.css"></noscript> 56<link rel="stylesheet" href="https://credit.com/hubfs/hub_generated/template_assets/1/192495112771/1789149232776/template_credit-card-guide.css"> 57<link rel="stylesheet" href="https://credit.com/hubfs/hub_generated/module_assets/1/192493305686/1771561178623/module_credit-guide-header.min.css"> 58<link class="hs-async-css" rel="preload" href="https://credit.com/hubfs/hub_generated/module_assets/1/192494531591/1771561170788/module_credit-guide-section.min.css" as="style" onload="this.onload=null;this.rel='stylesheet'"> 59<noscript><link rel="stylesheet" href="https://credit.com/hubfs/hub_generated/module_assets/1/192494531591/1771561170788/module_credit-guide-section.min.css"></noscript> 60<link rel="stylesheet" href="https://credit.com/hubfs/hub_generated/module_assets/1/192493305865/1771561193346/module_legal_tooltip.min.css"> 61<link rel="stylesheet" href="https://credit.com/hubfs/hub_generated/module_assets/1/192493322640/1771561191349/module_advvertise_tooltip.min.css"> 62<link rel="stylesheet" href="https://credit.com/hubfs/hub_generated/module_assets/1/192493322535/1771561178218/module_guide-toc.min.css"> 63<link class="hs-async-css" rel="preload" href="https://credit.com/hubfs/hub_generated/module_assets/1/192493305646/1773094335086/module_credit-topics.min.css" as="style" onload="this.onload=null;this.rel='stylesheet'"> 64<noscript><link rel="stylesheet" href="https://credit.com/hubfs/hub_generated/module_assets/1/192493305646/1773094335086/module_credit-topics.min.css"></noscript> 65<link class="hs-async-css" rel="preload" href="https://credit.com/hubfs/hub_generated/module_assets/1/192892719512/1773094338829/module_guide
65-credit-tools.min.css" as="style" onload="this.onload=null;this.rel='stylesheet'"> 66<noscript><link rel="stylesheet" href="https://credit.com/hubfs/hub_generated/module_assets/1/192892719512/1773094338829/module_guide-credit-tools.min.css"></noscript> 67<link class="hs-async-css" rel="preload" href="https://credit.com/hubfs/hub_generated/template_assets/1/192494531761/1789149218556/template_footer.min.css" as="style" onload="this.onload=null;this.rel='stylesheet'"> 68<noscript><link rel="stylesheet" href="https://credit.com/hubfs/hub_generated/template_assets/1/192494531761/1789149218556/template_footer.min.css"></noscript> 69 70 71 72 <link rel="canonical" href="https://credit.com/all-about-loans"> 73 74 75 76<meta property="og:url" content="https://credit.com/all-about-loans"> 77<meta name="twitter:card" content="summary"> 78<meta http-equiv="content-language" content="en"> 79 80 81 82 83 84<meta charset="utf-8"> 85<meta name="y_key" content="976da7b6acd579d5"> 86<meta name="msvalidate.01" content="8D92A6D0FEC4DD5C1A76CCA1825AFA56"> 87<meta name="facebook-domain-verification" content="5cfpg3rptwkummt8u48c8hypryd727"> 88 89<meta name="generator" content="HubSpot"></head> 90 91<body> 92 93 94 95 <!-- Google Tag Manager (noscript) -->
vendor: 70 bytes, lines 95-96
95 96 <noscript><iframe src="https://www.googletagmanager.com/ns.html?id=
96GTM-P4CV8QPW
vendor: 85 bytes, lines 96-97
96" height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript> 97
97<!-- End Google Tag Manager (noscript) --> 98 99 100 101 <div data-global-resource-path="ccom-theme/templates/partials/header.html"> 102 103 104 105<nav class="navbar-container" aria-label="Main site navigation"> 106 <div class="navbar container"> 107 <div class="navbar-left"> 108 <button class="hamburger icon icon-5" id="hamburger" aria-label="Open menu"> 109 110 </button> 111 112 <a href="/" class="logo"> 113 <img src="https://credit.com/hubfs/raw_assets/public/ccom-theme/assets/images/Logo/logo_lg_svg.svg" alt="Logo" class="logo-icon" aria-hidden="true" width="170" height="36"> 114 </a> 115 <div class="SignUp_btn"> 116 <div class="btn btn-text-only btn-primary" id="SignUp_btn"> 117 <div class="container"> 118 <div class="button-content"> 119 120 121 122 123 124<a style="margin-bottom: 0px; margin-top:0px;" href="/signup" class="btn btn-text-only Regular expand " aria-label="Sign up"> 125 <div class="container"> 126 <div class="button-content"> 127 128 <div style="padding:0px 0px 0px 0px;" class="text-wrapper">Sign up</div> 129 </div> 130 <div class="state-layer"> 131 <div class="pressed-indicator"></div> 132 </div> 133 </div> 134</a>
135<script> 136 document.addEventListener('DOMContentLoaded', function () { 137 // Get all primary buttons that are not in pressed state 138 const primaryButtons = document.querySelectorAll('.btn:not(.btn-pressed)'); 139 140 // Loop through all matching buttons 141 primaryButtons.forEach(button => { 142 // Prevent default focus outline when clicking 143 button.addEventListener('mousedown', function (e) { 144 e.preventDefault(); 145 this.classList.add('btn-pressed'); 146 }); 147 148 // Remove pressed state when mouse is released 149 button.addEventListener('mouseup', function () { 150 this.classList.remove('btn-pressed'); 151 }); 152 153 // Remove pressed state if mouse leaves while button is pressed 154 button.addEventListener('mouseleave', function () { 155 this.classList.remove('btn-pressed'); 156 }); 157 158 // Prevent focus outline on click 159 button.addEventListener('click', function (e) { 160 this.blur(); // Remove focus after click 161 }); 162 }); 163 }); 164</script>
164 165 166 </div> 167 </div> 168 </div> 169 </div> 170 </div> 171 <div class="navbar-center"> 172 <ul class="navbar-links" id="navbarLinks"> 173 174 175 176 177 178 <li class="dropdown"> 179 <a href="https://credit.com/credit-cards/search" class="dropdown-toggle"> 180 181 Credit Cards 182 183 </a> 184 185 186 <div class="dropdown-menu desktop-dropdown"> 187 188 <div class="dropdown-section has-accordion"> 189 190 191 <button class="accordion-toggle"> 192 By Category 193 <span class="chevron-icon icon icon-1"></span> 194 </button> 195 <ul class="accordion-content"> 196 197 198 <li> 199 <a href="https://credit.com/credit-cards/balance-transfer"> 200 Balance Transfer Cards 201</a> 202 </li> 203 204 205 <li> 206 <a href="https://credit.com/credit-cards/secured"> 207 Secured Cards 208</a> 209 </li> 210 211 212 <li> 213 <a href="/credit-cards/bad-credit"> 214 Cards for Bad Credit 215</a> 216 </li> 217 218 219 <li> 220 <a href="https://credit.com/credit-cards/browse"> 221 Browse cards 222</a> 223 </li> 224 225 </ul> 226 227 <div class="dropdown-divider"></div> 228 229 230 </div> 231 232 233 234 <div class="dropdown-section has-accordion"> 235 236 237 <button class="accordion-toggle"> 238 By Credit Score 239 <span class="chevron-icon icon icon-1"></span> 240 </button> 241 <ul class="accordion-content"> 242 243 244 <li> 245 <a href="https://credit.com/credit-cards/bad-credit"> 246 Cards for Bad Credit 247</a> 248 </li> 249 250 251 <li> 252 <a href="https://credit.com/credit-cards/poor-credit"> 253 Cards for Poor Credit 254</a> 255 </li> 256 257 258 <li> 259 <a href="https://credit.com/credit-cards/fair-credit"> 260 Cards for Fair Credit 261</a> 262 </li> 263 264 265 <li> 266 <a href="https://credit.com/credit-cards/good-credit"> 267 Cards for Good Credit 268</a> 269 </li> 270 271 272 <li> 273 <a href="https://credit.com/credit-cards/excellent-credit"> 274 Cards for Excellent Credit 275</a> 276 </li> 277 278 279 <li> 280 <a href="https://credit.com/credit-cards/no-credit"> 281 Cards for No Credit 282</a> 283 </li> 284 285 286 <li> 287 <a href="https://credit.com/credit-cards/student"> 288 Cards for Students 289</a> 290 </li> 291 292 </ul> 293 294 <div class="dropdown-divider"></div> 295 296 297 </div> 298 299 300 301 <div class="dropdown-section has-accordion"> 302 303 304 <button class="accordion-toggle"> 305 Reviews & Tools 306 <span class="chevron-icon icon icon-1"></span> 307 </button> 308 <ul class="accordion-content"> 309 310 311 <li> 312 <a href="https://credit.com/credit-card-guide"> 313 Credit Card Guide 314</a> 315 </li> 316 317 318 <li> 319 <a href="https://credit.com/what-kind-credit-card"> 320 What Kind of Credit Card Do I Qualify For? 321</a> 322 </li> 323 324 325 <li> 326 <a href="/blog/how-to-pick-your-first-credit-card"> 327 How to Get Your First Credit Card 328</a> 329 </li> 330 331 332 <li> 333 <a href="/blog/credit-cards-with-no-spending-limit"> 334 No Spending Limit Credit Cards 335</a> 336 </li> 337 338 339 <li> 340 <a href="https://credit.com/credit-cards-for-bad-credit"> 341 How to Get a Credit Card with Bad Credit 342</a> 343 </li> 344 345 346 <li> 347 <a href="https://credit.com/tools/credit-card-payoff-calculator"> 348 Credit Card Payoff Calculator 349</a> 350 </li> 351 352 </ul> 353 354 355 </div> 356 357 358 359 </div> 360 361 </li> 362 363 364 <li class="dropdown"> 365 <a href="/" class="dropdown-toggle"> 366 367 Credit Score 368 369 </a> 370 371 372 <div class="dropdown-menu desktop-dropdown"> 373 374 <div class="dropdown-section has-accordion"> 375 376 377 <button class="accordion-toggle"> 378 Products
379 <span class="chevron-icon icon icon-1"></span> 380 </button> 381 <ul class="accordion-content"> 382 383 384 <li> 385 <a href="https://credit.com/free-credit-report-card"> 386 Free Credit Report Card 387</a> 388 </li> 389 390 391 <li> 392 <a href="https://credit.com/free-credit-score"> 393 Free Credit Score 394</a> 395 </li> 396 397 </ul> 398 399 <div class="dropdown-divider"></div> 400 401 402 </div> 403 404 405 406 <div class="dropdown-section has-accordion"> 407 408 409 <button class="accordion-toggle"> 410 Guides 411 <span class="chevron-icon icon icon-1"></span> 412 </button> 413 <ul class="accordion-content"> 414 415 416 <li> 417 <a href="https://credit.com/credit-scores-2"> 418 Credit Score Guide 419</a> 420 </li> 421 422 423 <li> 424 <a href="/blog/what-to-do-if-you-have-bad-credit-and-negative-items"> 425 What to Do If You Have Bad Credit and Negative Items 426</a> 427 </li> 428 429 430 <li> 431 <a href="/blog/experian-credit-score-vs-fico"> 432 Experian Credit Score Vs. FICO Score 433</a> 434 </li> 435 436 437 <li> 438 <a href="/blog/what-is-a-good-credit-score"> 439 What is a Good Credit Score? 440</a> 441 </li> 442 443 444 <li> 445 <a href="/blog/what-does-your-credit-score-start-at"> 446 What Does Your Credit Score Start at? 447</a> 448 </li> 449 450 451 <li> 452 <a href="/blog/how-to-start-building-credit"> 453 How to Start Building Credit 454</a> 455 </li> 456 457 458 <li> 459 <a href="/blog/how-to-improve-your-credit-score"> 460 Improve Your Credit Score 461</a> 462 </li> 463 464 465 <li> 466 <a href="/blog/credit-reporting-agencies"> 467 Credit Bureaus 468</a> 469 </li> 470 471 </ul> 472 473 <div class="dropdown-divider"></div> 474 475 476 </div> 477 478 479 480 <div class="dropdown-section has-accordion"> 481 482 483 <button class="accordion-toggle"> 484 By Need 485 <span class="chevron-icon icon icon-1"></span> 486 </button> 487 <ul class="accordion-content"> 488 489 490 <li> 491 <a href="https://credit.com/new-to-credit"> 492 New to Credit 493</a> 494 </li> 495 496 497 <li> 498 <a href="/blog/build-credit-tips"> 499 Building Your Credit 500</a> 501 </li> 502 503 504 <li> 505 <a href="/blog/how-to-improve-your-credit-score"> 506 Repairing Your Credit 507</a> 508 </li> 509 510 511 <li> 512 <a href="https://credit.com/looking-for-credit"> 513 Looking for a New Line of Credit 514</a> 515 </li> 516 517 </ul> 518 519 520 </div> 521 522 523 524 </div> 525 526 </li> 527 528 529 <li class="dropdown"> 530 <a href="" class="dropdown-toggle"> 531 532 Credit Repair 533 534 </a> 535 536 537 <div class="dropdown-menu desktop-dropdown"> 538 539 <div class="dropdown-section has-accordion"> 540 541 542 <button class="accordion-toggle"> 543 Credit Repair Essentials
544 <span class="chevron-icon icon icon-1"></span> 545 </button> 546 <ul class="accordion-content"> 547 548 549 <li> 550 <a href="https://credit.com/credit-repair"> 551 Credit Repair Guide 552</a> 553 </li> 554 555 556 <li> 557 <a href="/blog/how-to-improve-your-credit-score"> 558 How to Improve Credit 559</a> 560 </li> 561 562 563 <li> 564 <a href="/blog/lexington-law-review"> 565 Lexington Law Review 566</a> 567 </li> 568 569 570 <li> 571 <a href="/blog/creditrepair-com-review"> 572 CreditRepair.com Review 573</a> 574 </li> 575 576 </ul> 577 578 <div class="dropdown-divider"></div> 579 580 581 </div> 582 583 584 585 <div class="dropdown-section has-accordion"> 586 587 588 <button class="accordion-toggle"> 589 Credit Repair Tips 590 <span class="chevron-icon icon icon-1"></span> 591 </button> 592 <ul class="accordion-content"> 593 594 595 <li> 596 <a href="/blog/how-to-fix-your-credit"> 597 How to Fix Credit 598</a> 599 </li> 600 601 602 <li> 603 <a href="/blog/how-to-remove-hard-inquiries"> 604 How to Remove Hard Inquiries 605</a> 606 </li> 607 608 609 <li> 610 <a href="/blog/removing-collection-accounts-from-your-credit-reports"> 611 Removing Collection Accounts 612</a> 613 </li> 614 615 616 <li> 617 <a href="/blog/dispute-credit-report-error"> 618 Dispute Credit Report 619</a> 620 </li> 621 622 623 <li> 624 <a href="/blog/how-does-credit-repair-work"> 625 How Does Credit Repair Work 626</a> 627 </li> 628 629 630 <li> 631 <a href="/blog/the-truth-about-credit-repair"> 632 The Truth About Credit Repair 633</a> 634 </li> 635 636 637 <li> 638 <a href="/blog/hardship-letter"> 639 How to Write a Hardship Letter 640</a> 641 </li> 642 643 </ul> 644 645 646 </div> 647 648 649 650 </div> 651 652 </li> 653 654 655 <li class="dropdown"> 656 <a href="/" class="dropdown-toggle"> 657 658 Debt 659 660 </a> 661 662 663 <div class="dropdown-menu desktop-dropdown"> 664 665 <div class="dropdown-section has-accordion"> 666 667 668 <button class="accordion-toggle"> 669 Debt Resources 670 <span class="chevron-icon icon icon-1"></span> 671 </button> 672 <ul class="accordion-content"> 673 674 675 <li> 676 <a href="https://credit.com/loans/debt-consolidation-loans"> 677 Debt Consolidation Loans 678</a> 679 </li> 680 681 682 <li> 683 <a href="https://credit.com/debt/debt-settlement"> 684 Debt Settlement Solutions 685</a> 686 </li> 687 688 689 <li> 690 <a href="/blog/how-to-rebuild-your-credit-after-bankruptcy"> 691 How to Build Credit After Bankruptcy 692</a> 693 </li> 694 695 </ul> 696 697 <div class="dropdown-divider"></div> 698 699 700 </div> 701 702 703 704 <div class="dropdown-section has-accordion"> 705 706 707 <button class="accordion-toggle"> 708 Debt Tips
709 <span class="chevron-icon icon icon-1"></span> 710 </button> 711 <ul class="accordion-content"> 712 713 714 <li> 715 <a href="/blog/how-long-before-debt-collectors-sue"> 716 How Long Before Debt Collectors Sue? 717</a> 718 </li> 719 720 721 <li> 722 <a href="https://credit.com/personal-finance/managing-debt-guide"> 723 How to Manage Your Debt 724</a> 725 </li> 726 727 728 <li> 729 <a href="/blog/how-to-pay-off-debt-fast-with-low-income"> 730 How to Pay Off Debt Fast 731</a> 732 </li> 733 734 735 <li> 736 <a href="/blog/statutes-of-limitations"> 737 Statute of Limitations on Debt Collection by State 738</a> 739 </li> 740 741 742 <li> 743 <a href="/blog/does-your-old-debt-have-an-expiration-date"> 744 How Long Can Debt Be Collected? 745</a> 746 </li> 747 748 749 <li> 750 <a href="/blog/understanding-your-debt-collection-rights"> 751 Wrongfully Sent to Collections 752</a> 753 </li> 754 755 756 <li> 757 <a href="/blog/how-to-get-out-of-debt"> 758 How to Get Out of Debt 759</a> 760 </li> 761 762 </ul> 763 764 765 </div> 766 767 768 769 </div> 770 771 </li> 772 773 774 <li class="dropdown"> 775 <a href="/" class="dropdown-toggle"> 776 777 Insurance 778 779 </a> 780 781 782 <div class="dropdown-menu desktop-dropdown"> 783 784 <div class="dropdown-section has-accordion"> 785 786 787 <div class="accordion-toggle"> 788 <a href="https://credit.com/auto-insurance" class="inner-link"> 789 790 Auto Insurance</a> 791 </div> 792 793 </div> 794 795 796 797 <div class="dropdown-section has-accordion"> 798 799 800 <div class="accordion-toggle"> 801 <a href="/blog/average-cost-of-car-insurance" class="inner-link"> 802 803 Average Cost of Car Insurance</a> 804 </div> 805 806 </div> 807 808 809 810 <div class="dropdown-section has-accordion"> 811 812 813 <div class="accordion-toggle"> 814 <a href="/blog/average-home-insurance-costs" class="inner-link"> 815 816 Average Cost of Home Insurance</a> 817 </div> 818 819 </div> 820 821 822 823 <div class="dropdown-section has-accordion"> 824 825 826 <div class="accordion-toggle"> 827 <a href="/blog/term-vs-whole-life-insurance" class="inner-link"> 828 829 Term Vs. Whole Life Insurance</a> 830 </div> 831 832 </div> 833 834 835 836 <div class="dropdown-section has-accordion"> 837 838 839 <div class="accordion-toggle"> 840 <a href="/blog/how-to-budget-for-insurance" class="inner-link"> 841 842 How to Budget for Insurance</a> 843 </div> 844 845 </div> 846 847 848 849 </div> 850 851 </li> 852 853 854 <li class="dropdown"> 855 <a href="/loans" class="dropdown-toggle"> 856 857 Loans 858 859 </a> 860 861 862 <div class="dropdown-menu desktop-dropdown"> 863 864 <div class="dropdown-section has-accordion"> 865 866 867 <button class="accordion-toggle"> 868 Loan
869 <span class="chevron-icon icon icon-1"></span> 870 </button> 871 <ul class="accordion-content"> 872 873 874 <li> 875 <a href="https://credit.com/loans/personal-loans"> 876 Personal Loans 877</a> 878 </li> 879 880 881 <li> 882 <a href="https://credit.com/loans/auto-loans"> 883 Auto Loans 884</a> 885 </li> 886 887 888 <li> 889 <a href="https://credit.com/loans/student-loans"> 890 Student Loans 891</a> 892 </li> 893 894 895 <li> 896 <a href="https://credit.com/loans/small-business-loans"> 897 Small Business Loans 898</a> 899 </li> 900 901 902 <li> 903 <a href="https://credit.com/loans/home-improvement-loans"> 904 Home Improvement Loans 905</a> 906 </li> 907 908 </ul> 909 910 <div class="dropdown-divider"></div> 911 912 913 </div> 914 915 916 917 <div class="dropdown-section has-accordion"> 918 919 920 <button class="accordion-toggle"> 921 Resources 922 <span class="chevron-icon icon icon-1"></span> 923 </button> 924 <ul class="accordion-content"> 925 926 927 <li> 928 <a href="https://credit.com/all-about-loans"> 929 Guide to Loans 930</a> 931 </li> 932 933 934 <li> 935 <a href="https://credit.com/how-to-get-personal-loan"> 936 How to Get a Personal Loan 937</a> 938 </li> 939 940 941 <li> 942 <a href="https://credit.com/how-to-get-auto-loan"> 943 How to Get an Auto Loan 944</a> 945 </li> 946 947 948 <li> 949 <a href="https://credit.com/how-to-get-student-loan"> 950 How to Get a Student Loan 951</a> 952 </li> 953 954 955 <li> 956 <a href="https://credit.com/how-to-get-small-business-loan"> 957 How to Get a Small Business Loan 958</a> 959 </li> 960 961 </ul> 962 963 <div class="dropdown-divider"></div> 964 965 966 </div> 967 968 969 970 <div class="dropdown-section has-accordion"> 971 972 973 <button class="accordion-toggle"> 974 Calculators & Tools 975 <span class="chevron-icon icon icon-1"></span> 976 </button> 977 <ul class="accordion-content"> 978 979 980 <li> 981 <a href="https://credit.com/calculators/loan-calculator"> 982 Simple Loan Calculator 983</a> 984 </li> 985 986 987 <li> 988 <a href="https://credit.com/calculators/mortgage-calculator"> 989 Mortgage Calculator 990</a> 991 </li> 992 993 994 <li> 995 <a href="https://credit.com/calculators/dti"> 996 Debt-to-Income Ratio Calculator 997</a> 998 </li> 999 1000 1001 <li> 1002 <a href="https://credit.com/tools/credit-card-payoff-calculator"> 1003 Credit Card Payoff Calculator 1004</a> 1005 </li> 1006 1007 1008 <li> 1009 <a href="https://credit.com/calculators"> 1010 All Loan & Debt Calculators 1011</a> 1012 </li> 1013 1014 1015 <li> 1016 <a href="https://marketing-api.credit.com/marketing-services/external/v2/refId/destn/6bd1425a-d2fb-44be-aaed-95d2fe1f5285?end_user_type=MARKET_PLACE&af=32806" target="_blank" rel="noopener"> 1017 Get Matched to a Loan 1018</a> 1019 </li> 1020 1021 </ul> 1022 1023 1024 </div> 1025 1026 1027 1028 </div> 1029 1030 </li> 1031 1032 </ul> 1033</div> 1034 <div class="navbar-actions"> 1035 <div id="hs_cos_wrapper_Signin" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"> 1036 1037 1038 1039 1040 1041 1042<a style="margin-bottom: 0px; margin-top:0px;" href="https://app.credit.com/auth/sign-in" class="btn btn-text-only style-outline-state " aria-label="Log in"> 1043 <div class="container"> 1044 <div class="button-content"> 1045 1046 <div style="padding:0px 0px 0px 0px;" class="text-wrapper">Log in</div> 1047 </div> 1048 <div class="state-layer"> 1049 <div class="pressed-indicator"></div> 1050 </div> 1051 </div> 1052</a>
1053<script> 1054 document.addEventListener('DOMContentLoaded', function () { 1055 // Get all primary buttons that are not in pressed state 1056 const primaryButtons = document.querySelectorAll('.btn:not(.btn-pressed)'); 1057 1058 // Loop through all matching buttons 1059 primaryButtons.forEach(button => { 1060 // Prevent default focus outline when clicking 1061 button.addEventListener('mousedown', function (e) { 1062 e.preventDefault(); 1063 this.classList.add('btn-pressed'); 1064 }); 1065 1066 // Remove pressed state when mouse is released 1067 button.addEventListener('mouseup', function () { 1068 this.classList.remove('btn-pressed'); 1069 }); 1070 1071 // Remove pressed state if mouse leaves while button is pressed 1072 button.addEventListener('mouseleave', function () { 1073 this.classList.remove('btn-pressed'); 1074 }); 1075 1076 // Prevent focus outline on click 1077 button.addEventListener('click', function (e) { 1078 this.blur(); // Remove focus after click 1079 }); 1080 }); 1081 }); 1082</script>
1082 1083 1084</div> 1085 <div id="hs_cos_wrapper_Signup" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"> 1086 1087 1088 1089 1090 1091 1092<a style="margin-bottom: 0px; margin-top:0px;" href="https://app.credit.com/sign-up" class="btn btn-text-only btn-primary " aria-label="Sign up"> 1093 <div class="container"> 1094 <div class="button-content"> 1095 1096 <div style="padding:0px 0px 0px 0px;" class="text-wrapper">Sign up</div> 1097 </div> 1098 <div class="state-layer"> 1099 <div class="pressed-indicator"></div> 1100 </div> 1101 </div> 1102</a>
1103<script> 1104 document.addEventListener('DOMContentLoaded', function () { 1105 // Get all primary buttons that are not in pressed state 1106 const primaryButtons = document.querySelectorAll('.btn:not(.btn-pressed)'); 1107 1108 // Loop through all matching buttons 1109 primaryButtons.forEach(button => { 1110 // Prevent default focus outline when clicking 1111 button.addEventListener('mousedown', function (e) { 1112 e.preventDefault(); 1113 this.classList.add('btn-pressed'); 1114 }); 1115 1116 // Remove pressed state when mouse is released 1117 button.addEventListener('mouseup', function () { 1118 this.classList.remove('btn-pressed'); 1119 }); 1120 1121 // Remove pressed state if mouse leaves while button is pressed 1122 button.addEventListener('mouseleave', function () { 1123 this.classList.remove('btn-pressed'); 1124 }); 1125 1126 // Prevent focus outline on click 1127 button.addEventListener('click', function (e) { 1128 this.blur(); // Remove focus after click 1129 }); 1130 }); 1131 }); 1132</script>
1132 1133 1134</div> 1135 </div> 1136</div></nav> 1137<nav aria-label="Main site navigation"> 1138 <div class="mobile-menu" id="mobileMenu"> 1139 <!-- Signup/Signin only here --> 1140 <div class="mobile-actions"> 1141 <div id="hs_cos_wrapper_Signup_mobile" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"> 1142 1143 1144 1145 1146 1147 1148<a style="margin-bottom: 0px; margin-top:0px;" href="https://app.credit.com/sign-up" class="btn btn-text-only btn-primary custom-width-193-64 " aria-label="Sign up"> 1149 <div class="container"> 1150 <div class="button-content"> 1151 1152 <div style="padding:0px 0px 0px 0px;" class="text-wrapper">Sign up</div> 1153 </div> 1154 <div class="state-layer"> 1155 <div class="pressed-indicator"></div> 1156 </div> 1157 </div> 1158</a>
1159<script> 1160 document.addEventListener('DOMContentLoaded', function () { 1161 // Get all primary buttons that are not in pressed state 1162 const primaryButtons = document.querySelectorAll('.btn:not(.btn-pressed)'); 1163 1164 // Loop through all matching buttons 1165 primaryButtons.forEach(button => { 1166 // Prevent default focus outline when clicking 1167 button.addEventListener('mousedown', function (e) { 1168 e.preventDefault(); 1169 this.classList.add('btn-pressed'); 1170 }); 1171 1172 // Remove pressed state when mouse is released 1173 button.addEventListener('mouseup', function () { 1174 this.classList.remove('btn-pressed'); 1175 }); 1176 1177 // Remove pressed state if mouse leaves while button is pressed 1178 button.addEventListener('mouseleave', function () { 1179 this.classList.remove('btn-pressed'); 1180 }); 1181 1182 // Prevent focus outline on click 1183 button.addEventListener('click', function (e) { 1184 this.blur(); // Remove focus after click 1185 }); 1186 }); 1187 }); 1188</script>
1188 1189 1190</div> 1191 <div id="hs_cos_wrapper_Signin_mobile" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"> 1192 1193 1194 1195 1196 1197 1198<a style="margin-bottom: 0px; margin-top:0px;" href="https://app.credit.com/auth/sign-in" class="btn btn-text-only style-outline-state custom-width-193-64 " aria-label="Log in"> 1199 <div class="container"> 1200 <div class="button-content"> 1201 1202 <div style="padding:0px 0px 0px 0px;" class="text-wrapper">Log in</div> 1203 </div> 1204 <div class="state-layer"> 1205 <div class="pressed-indicator"></div> 1206 </div> 1207 </div> 1208</a>
1209<script> 1210 document.addEventListener('DOMContentLoaded', function () { 1211 // Get all primary buttons that are not in pressed state 1212 const primaryButtons = document.querySelectorAll('.btn:not(.btn-pressed)'); 1213 1214 // Loop through all matching buttons 1215 primaryButtons.forEach(button => { 1216 // Prevent default focus outline when clicking 1217 button.addEventListener('mousedown', function (e) { 1218 e.preventDefault(); 1219 this.classList.add('btn-pressed'); 1220 }); 1221 1222 // Remove pressed state when mouse is released 1223 button.addEventListener('mouseup', function () { 1224 this.classList.remove('btn-pressed'); 1225 }); 1226 1227 // Remove pressed state if mouse leaves while button is pressed 1228 button.addEventListener('mouseleave', function () { 1229 this.classList.remove('btn-pressed'); 1230 }); 1231 1232 // Prevent focus outline on click 1233 button.addEventListener('click', function (e) { 1234 this.blur(); // Remove focus after click 1235 }); 1236 }); 1237 }); 1238</script>
1238 1239 1240</div> 1241 1242 </div> 1243 <!-- Fetch the menu --> 1244 1245 1246 <!-- Main Menu --> 1247 <div class="menu-panel" data-menu="main"> 1248 <div class="mobile-menu-header"> 1249 <span><img class="cc_mobilelogo_image" src="https://credit.com/hubfs/raw_assets/public/ccom-theme/assets/images/Logo/logo_lg_svg.svg" alt="Credit.com Logo" aria-hidden="true" width="117" height="24"></span> 1250 <button class="close" id="closeMenu" aria-label="Close menu"> 1251 <span class="close_icon icon icon-3"></span> 1252 </button> 1253 </div> 1254 <ul> 1255 1256 1257 <li> 1258 <button class="menu-link" aria-label="menu-link" data-next="credit-cards"> 1259 <span>Credit Cards</span> 1260 <div class="icon icon-2"></div> 1261 </button> 1262 </li> 1263 1264 1265 1266 <li> 1267 <button class="menu-link" aria-label="menu-link" data-next="credit-score"> 1268 <span>Credit Score</span> 1269 <div class="icon icon-2"></div> 1270 </button> 1271 </li> 1272 1273 1274 1275 <li> 1276 <button class="menu-link" aria-label="menu-link" data-next="credit-repair"> 1277 <span>Credit Repair</span> 1278 <div class="icon icon-2"></div> 1279 </button> 1280 </li> 1281 1282 1283 1284 <li> 1285 <button class="menu-link" aria-label="menu-link" data-next="debt"> 1286 <span>Debt</span> 1287 <div class="icon icon-2"></div> 1288 </button> 1289 </li> 1290 1291 1292 1293 <li> 1294 <button class="menu-link" aria-label="menu-link" data-next="insurance"> 1295 <span>Insurance</span> 1296 <div class="icon icon-2"></div> 1297 </button> 1298 </li> 1299 1300 1301 1302 <li> 1303 <button class="menu-link" aria-label="menu-link" data-next="loans"> 1304 <span>Loans</span> 1305 <div class="icon icon-2"></div> 1306 </button> 1307 </li> 1308 1309 1310 </ul> 1311 1312 1313 </div> 1314 1315 <!-- Submenus --> 1316 1317 1318 <div class="menu-panel" data-menu="credit-cards"> 1319 <div class="mobile-menu-header"> 1320 <button class="back" aria-label="back" data-back="main"> 1321 <span class="back-icon-header icon icon-4"></span> 1322 </button> 1323 <span class="menu-title">Credit Cards</span> 1324 <button class="close " aria-label="Close menu"> 1325 <span class="close_icon icon icon-3"></span> 1326 </button> 1327 </div> 1328 <ul> 1329 1330 1331 <li> 1332 <button class="menu-link" aria-label="menu-link" data-next="by-category-"> 1333 <span>By Category </span> 1334 <div class="icon icon-2"></div> 1335 </button> 1336 </li> 1337 1338 1339 1340 <li> 1341 <button class="menu-link" aria-label="menu-link" data-next="by-credit-score"> 1342 <span>By Credit Score</span> 1343 <div class="icon icon-2"></div> 1344 </button> 1345 </li> 1346 1347 1348 1349 <li> 1350 <button class="menu-link" aria-label="menu-link" data-next="reviews-&-tools-"> 1351 <span>Reviews & Tools </span> 1352 <div class="icon icon-2"></div> 1353 </button> 1354 </li> 1355 1356 1357 </ul> 1358 1359 </div> 1360 1361 <!-- Third-level Submenus --> 1362 1363 1364 <div class="menu-panel" data-menu="by-category-"> 1365 <div class="mobile-menu-header"> 1366 <button class="back" aria-label="back" data-back="credit-cards"> 1367 <span class="back-icon-header icon icon-4"></span> 1368 </button> 1369 <span class="menu-title">By Category </span> 1370 <button class="close" aria-label="Close menu">
1371 <span class="close_icon icon icon-3"></span> 1372 </button> 1373 </div> 1374 <ul> 1375 1376 <li> 1377 <a href="https://credit.com/credit-cards/balance-transfer"> 1378 Balance Transfer Cards 1379</a> 1380 </li> 1381 1382 <li> 1383 <a href="https://credit.com/credit-cards/secured"> 1384 Secured Cards 1385</a> 1386 </li> 1387 1388 <li> 1389 <a href="/credit-cards/bad-credit"> 1390 Cards for Bad Credit 1391</a> 1392 </li> 1393 1394 <li> 1395 <a href="https://credit.com/credit-cards/browse"> 1396 Browse cards 1397</a> 1398 </li> 1399 1400 </ul> 1401 </div> 1402 1403 1404 1405 <div class="menu-panel" data-menu="by-credit-score"> 1406 <div class="mobile-menu-header"> 1407 <button class="back" aria-label="back" data-back="credit-cards"> 1408 <span class="back-icon-header icon icon-4"></span> 1409 </button> 1410 <span class="menu-title">By Credit Score</span> 1411 <button class="close" aria-label="Close menu"> 1412 <span class="close_icon icon icon-3"></span> 1413 </button> 1414 </div> 1415 <ul> 1416 1417 <li> 1418 <a href="https://credit.com/credit-cards/bad-credit"> 1419 Cards for Bad Credit 1420</a> 1421 </li> 1422 1423 <li> 1424 <a href="https://credit.com/credit-cards/poor-credit"> 1425 Cards for Poor Credit 1426</a> 1427 </li> 1428 1429 <li> 1430 <a href="https://credit.com/credit-cards/fair-credit"> 1431 Cards for Fair Credit 1432</a> 1433 </li> 1434 1435 <li> 1436 <a href="https://credit.com/credit-cards/good-credit"> 1437 Cards for Good Credit 1438</a> 1439 </li> 1440 1441 <li> 1442 <a href="https://credit.com/credit-cards/excellent-credit"> 1443 Cards for Excellent Credit 1444</a> 1445 </li> 1446 1447 <li> 1448 <a href="https://credit.com/credit-cards/no-credit"> 1449 Cards for No Credit 1450</a> 1451 </li> 1452 1453 <li> 1454 <a href="https://credit.com/credit-cards/student"> 1455 Cards for Students 1456</a> 1457 </li> 1458 1459 </ul> 1460 </div> 1461 1462 1463 1464 <div class="menu-panel" data-menu="reviews-&-tools-"> 1465 <div class="mobile-menu-header"> 1466 <button class="back" aria-label="back" data-back="credit-cards"> 1467 <span class="back-icon-header icon icon-4"></span> 1468 </button> 1469 <span class="menu-title">Reviews & Tools </span> 1470 <button class="close" aria-label="Close menu"> 1471 <span class="close_icon icon icon-3"></span> 1472 </button> 1473 </div> 1474 <ul> 1475 1476 <li> 1477 <a href="https://credit.com/credit-card-guide"> 1478 Credit Card Guide 1479</a> 1480 </li> 1481 1482 <li> 1483 <a href="https://credit.com/what-kind-credit-card"> 1484 What Kind of Credit Card Do I Qualify For? 1485</a> 1486 </li> 1487 1488 <li> 1489 <a href="/blog/how-to-pick-your-first-credit-card"> 1490 How to Get Your First Credit Card 1491</a> 1492 </li> 1493 1494 <li> 1495 <a href="/blog/credit-cards-with-no-spending-limit"> 1496 No Spending Limit Credit Cards 1497</a> 1498 </li> 1499 1500 <li> 1501 <a href="https://credit.com/credit-cards-for-bad-credit"> 1502 How to Get a Credit Card with Bad Credit 1503</a> 1504 </li> 1505 1506 <li> 1507 <a href="https://credit.com/tools/credit-card-payoff-calculator"> 1508 Credit Card Payoff Calculator 1509</a> 1510 </li> 1511 1512 </ul> 1513 </div> 1514 1515 1516 1517 1518 1519 <div class="menu-panel" data-menu="credit-score"> 1520 <div class="mobile-menu-header"> 1521 <button class="back" aria-label="back" data-back="main">
1522 <span class="back-icon-header icon icon-4"></span> 1523 </button> 1524 <span class="menu-title">Credit Score</span> 1525 <button class="close " aria-label="Close menu"> 1526 <span class="close_icon icon icon-3"></span> 1527 </button> 1528 </div> 1529 <ul> 1530 1531 1532 <li> 1533 <button class="menu-link" aria-label="menu-link" data-next="products"> 1534 <span>Products</span> 1535 <div class="icon icon-2"></div> 1536 </button> 1537 </li> 1538 1539 1540 1541 <li> 1542 <button class="menu-link" aria-label="menu-link" data-next="guides"> 1543 <span>Guides</span> 1544 <div class="icon icon-2"></div> 1545 </button> 1546 </li> 1547 1548 1549 1550 <li> 1551 <button class="menu-link" aria-label="menu-link" data-next="by-need"> 1552 <span>By Need</span> 1553 <div class="icon icon-2"></div> 1554 </button> 1555 </li> 1556 1557 1558 </ul> 1559 1560 </div> 1561 1562 <!-- Third-level Submenus --> 1563 1564 1565 <div class="menu-panel" data-menu="products"> 1566 <div class="mobile-menu-header"> 1567 <button class="back" aria-label="back" data-back="credit-score"> 1568 <span class="back-icon-header icon icon-4"></span> 1569 </button> 1570 <span class="menu-title">Products</span> 1571 <button class="close" aria-label="Close menu"> 1572 <span class="close_icon icon icon-3"></span> 1573 </button> 1574 </div> 1575 <ul> 1576 1577 <li> 1578 <a href="https://credit.com/free-credit-report-card"> 1579 Free Credit Report Card 1580</a> 1581 </li> 1582 1583 <li> 1584 <a href="https://credit.com/free-credit-score"> 1585 Free Credit Score 1586</a> 1587 </li> 1588 1589 </ul> 1590 </div> 1591 1592 1593 1594 <div class="menu-panel" data-menu="guides"> 1595 <div class="mobile-menu-header"> 1596 <button class="back" aria-label="back" data-back="credit-score"> 1597 <span class="back-icon-header icon icon-4"></span> 1598 </button> 1599 <span class="menu-title">Guides</span> 1600 <button class="close" aria-label="Close menu"> 1601 <span class="close_icon icon icon-3"></span> 1602 </button> 1603 </div> 1604 <ul> 1605 1606 <li> 1607 <a href="https://credit.com/credit-scores-2"> 1608 Credit Score Guide 1609</a> 1610 </li> 1611 1612 <li> 1613 <a href="/blog/what-to-do-if-you-have-bad-credit-and-negative-items"> 1614 What to Do If You Have Bad Credit and Negative Items 1615</a> 1616 </li> 1617 1618 <li> 1619 <a href="/blog/experian-credit-score-vs-fico"> 1620 Experian Credit Score Vs. FICO Score 1621</a> 1622 </li> 1623 1624 <li> 1625 <a href="/blog/what-is-a-good-credit-score"> 1626 What is a Good Credit Score? 1627</a> 1628 </li> 1629 1630 <li> 1631 <a href="/blog/what-does-your-credit-score-start-at"> 1632 What Does Your Credit Score Start at? 1633</a> 1634 </li> 1635 1636 <li> 1637 <a href="/blog/how-to-start-building-credit"> 1638 How to Start Building Credit 1639</a> 1640 </li> 1641 1642 <li> 1643 <a href="/blog/how-to-improve-your-credit-score"> 1644 Improve Your Credit Score 1645</a> 1646 </li> 1647 1648 <li> 1649 <a href="/blog/credit-reporting-agencies"> 1650 Credit Bureaus 1651</a> 1652 </li> 1653 1654 </ul> 1655 </div> 1656 1657 1658 1659 <div class="menu-panel" data-menu="by-need"> 1660 <div class="mobile-menu-header"> 1661 <button class="back" aria-label="back" data-back="credit-score">
1662 <span class="back-icon-header icon icon-4"></span> 1663 </button> 1664 <span class="menu-title">By Need</span> 1665 <button class="close" aria-label="Close menu"> 1666 <span class="close_icon icon icon-3"></span> 1667 </button> 1668 </div> 1669 <ul> 1670 1671 <li> 1672 <a href="https://credit.com/new-to-credit"> 1673 New to Credit 1674</a> 1675 </li> 1676 1677 <li> 1678 <a href="/blog/build-credit-tips"> 1679 Building Your Credit 1680</a> 1681 </li> 1682 1683 <li> 1684 <a href="/blog/how-to-improve-your-credit-score"> 1685 Repairing Your Credit 1686</a> 1687 </li> 1688 1689 <li> 1690 <a href="https://credit.com/looking-for-credit"> 1691 Looking for a New Line of Credit 1692</a> 1693 </li> 1694 1695 </ul> 1696 </div> 1697 1698 1699 1700 1701 1702 <div class="menu-panel" data-menu="credit-repair"> 1703 <div class="mobile-menu-header"> 1704 <button class="back" aria-label="back" data-back="main"> 1705 <span class="back-icon-header icon icon-4"></span> 1706 </button> 1707 <span class="menu-title">Credit Repair</span> 1708 <button class="close " aria-label="Close menu"> 1709 <span class="close_icon icon icon-3"></span> 1710 </button> 1711 </div> 1712 <ul> 1713 1714 1715 <li> 1716 <button class="menu-link" aria-label="menu-link" data-next="credit-repair-essentials"> 1717 <span>Credit Repair Essentials</span> 1718 <div class="icon icon-2"></div> 1719 </button> 1720 </li> 1721 1722 1723 1724 <li> 1725 <button class="menu-link" aria-label="menu-link" data-next="credit-repair-tips"> 1726 <span>Credit Repair Tips</span> 1727 <div class="icon icon-2"></div> 1728 </button> 1729 </li> 1730 1731 1732 </ul> 1733 1734 </div> 1735 1736 <!-- Third-level Submenus --> 1737 1738 1739 <div class="menu-panel" data-menu="credit-repair-essentials"> 1740 <div class="mobile-menu-header"> 1741 <button class="back" aria-label="back" data-back="credit-repair"> 1742 <span class="back-icon-header icon icon-4"></span> 1743 </button> 1744 <span class="menu-title">Credit Repair Essentials</span> 1745 <button class="close" aria-label="Close menu"> 1746 <span class="close_icon icon icon-3"></span> 1747 </button> 1748 </div> 1749 <ul> 1750 1751 <li> 1752 <a href="https://credit.com/credit-repair"> 1753 Credit Repair Guide 1754</a> 1755 </li> 1756 1757 <li> 1758 <a href="/blog/how-to-improve-your-credit-score"> 1759 How to Improve Credit 1760</a> 1761 </li> 1762 1763 <li> 1764 <a href="/blog/lexington-law-review"> 1765 Lexington Law Review 1766</a> 1767 </li> 1768 1769 <li> 1770 <a href="/blog/creditrepair-com-review"> 1771 CreditRepair.com Review 1772</a> 1773 </li> 1774 1775 </ul> 1776 </div> 1777 1778 1779 1780 <div class="menu-panel" data-menu="credit-repair-tips"> 1781 <div class="mobile-menu-header"> 1782 <button class="back" aria-label="back" data-back="credit-repair"> 1783 <span class="back-icon-header icon icon-4"></span> 1784 </button> 1785 <span class="menu-title">Credit Repair Tips</span> 1786 <button class="close" aria-label="Close menu"> 1787 <span class="close_icon icon icon-3"></span> 1788 </button> 1789 </div> 1790 <ul> 1791 1792 <li> 1793 <a href="/blog/how-to-fix-your-credit"> 1794 How to Fix Credit 1795</a> 1796 </li> 1797 1798 <li> 1799 <a href="/blog/how-to-remove-hard-inquiries"> 1800 How to Remove Hard Inquiries 1801</a> 1802 </li> 1803 1804 <li> 1805 <a href="/blog/removing-collection-accounts-from-your-credit-reports"> 1806 Removing Collection Accounts 1807</a> 1808 </li> 1809 1810 <li> 1811 <a href="/blog/dispute-credit-report-error"> 1812 Dispute Credit Report 1813</a> 1814 </li> 1815 1816 <li> 1817 <a href="/blog/how-does-credit-repair-work"> 1818 How Does Credit Repair Work 1819</a> 1820 </li> 1821 1822 <li> 1823 <a href="/blog/the-truth-about-credit-repair"> 1824 The Truth About Credit Repair 1825</a> 1826 </li> 1827 1828 <li> 1829 <a href="/blog/hardship-letter"> 1830 How to Write a Hardship Letter 1831</a> 1832 </li> 1833 1834 </ul> 1835 </div> 1836 1837 1838 1839 1840 1841 <div class="menu-panel" data-menu="debt"> 1842 <div class="mobile-menu-header"> 1843 <button class="back" aria-label="back" data-back="main">
1844 <span class="back-icon-header icon icon-4"></span> 1845 </button> 1846 <span class="menu-title">Debt</span> 1847 <button class="close " aria-label="Close menu"> 1848 <span class="close_icon icon icon-3"></span> 1849 </button> 1850 </div> 1851 <ul> 1852 1853 1854 <li> 1855 <button class="menu-link" aria-label="menu-link" data-next="debt-resources"> 1856 <span>Debt Resources</span> 1857 <div class="icon icon-2"></div> 1858 </button> 1859 </li> 1860 1861 1862 1863 <li> 1864 <button class="menu-link" aria-label="menu-link" data-next="debt-tips"> 1865 <span>Debt Tips</span> 1866 <div class="icon icon-2"></div> 1867 </button> 1868 </li> 1869 1870 1871 </ul> 1872 1873 </div> 1874 1875 <!-- Third-level Submenus --> 1876 1877 1878 <div class="menu-panel" data-menu="debt-resources"> 1879 <div class="mobile-menu-header"> 1880 <button class="back" aria-label="back" data-back="debt"> 1881 <span class="back-icon-header icon icon-4"></span> 1882 </button> 1883 <span class="menu-title">Debt Resources</span> 1884 <button class="close" aria-label="Close menu"> 1885 <span class="close_icon icon icon-3"></span> 1886 </button> 1887 </div> 1888 <ul> 1889 1890 <li> 1891 <a href="https://credit.com/loans/debt-consolidation-loans"> 1892 Debt Consolidation Loans 1893</a> 1894 </li> 1895 1896 <li> 1897 <a href="https://credit.com/debt/debt-settlement"> 1898 Debt Settlement Solutions 1899</a> 1900 </li> 1901 1902 <li> 1903 <a href="/blog/how-to-rebuild-your-credit-after-bankruptcy"> 1904 How to Build Credit After Bankruptcy 1905</a> 1906 </li> 1907 1908 </ul> 1909 </div> 1910 1911 1912 1913 <div class="menu-panel" data-menu="debt-tips"> 1914 <div class="mobile-menu-header"> 1915 <button class="back" aria-label="back" data-back="debt"> 1916 <span class="back-icon-header icon icon-4"></span> 1917 </button> 1918 <span class="menu-title">Debt Tips</span> 1919 <button class="close" aria-label="Close menu"> 1920 <span class="close_icon icon icon-3"></span> 1921 </button> 1922 </div> 1923 <ul> 1924 1925 <li> 1926 <a href="/blog/how-long-before-debt-collectors-sue"> 1927 How Long Before Debt Collectors Sue? 1928</a> 1929 </li> 1930 1931 <li> 1932 <a href="https://credit.com/personal-finance/managing-debt-guide"> 1933 How to Manage Your Debt 1934</a> 1935 </li> 1936 1937 <li> 1938 <a href="/blog/how-to-pay-off-debt-fast-with-low-income"> 1939 How to Pay Off Debt Fast 1940</a> 1941 </li> 1942 1943 <li> 1944 <a href="/blog/statutes-of-limitations"> 1945 Statute of Limitations on Debt Collection by State 1946</a> 1947 </li> 1948 1949 <li> 1950 <a href="/blog/does-your-old-debt-have-an-expiration-date"> 1951 How Long Can Debt Be Collected? 1952</a> 1953 </li> 1954 1955 <li> 1956 <a href="/blog/understanding-your-debt-collection-rights"> 1957 Wrongfully Sent to Collections 1958</a> 1959 </li> 1960 1961 <li> 1962 <a href="/blog/how-to-get-out-of-debt"> 1963 How to Get Out of Debt 1964</a> 1965 </li> 1966 1967 </ul> 1968 </div> 1969 1970 1971 1972 1973 1974 <div class="menu-panel" data-menu="insurance"> 1975 <div class="mobile-menu-header"> 1976 <button class="back" aria-label="back" data-back="main">
1977 <span class="back-icon-header icon icon-4"></span> 1978 </button> 1979 <span class="menu-title">Insurance</span> 1980 <button class="close " aria-label="Close menu"> 1981 <span class="close_icon icon icon-3"></span> 1982 </button> 1983 </div> 1984 <ul> 1985 1986 1987 <li> 1988 <a href="https://credit.com/auto-insurance"> 1989 <span>Auto Insurance</span> 1990 </a> 1991 1992 </li> 1993 1994 1995 1996 <li> 1997 <a href="/blog/average-cost-of-car-insurance"> 1998 <span>Average Cost of Car Insurance</span> 1999 </a> 2000 2001 </li> 2002 2003 2004 2005 <li> 2006 <a href="/blog/average-home-insurance-costs"> 2007 <span>Average Cost of Home Insurance</span> 2008 </a> 2009 2010 </li> 2011 2012 2013 2014 <li> 2015 <a href="/blog/term-vs-whole-life-insurance"> 2016 <span>Term Vs. Whole Life Insurance</span> 2017 </a> 2018 2019 </li> 2020 2021 2022 2023 <li> 2024 <a href="/blog/how-to-budget-for-insurance"> 2025 <span>How to Budget for Insurance</span> 2026 </a> 2027 2028 </li> 2029 2030 2031 </ul> 2032 2033 </div> 2034 2035 <!-- Third-level Submenus --> 2036 2037 2038 2039 2040 2041 2042 2043 2044 2045 2046 2047 2048 2049 2050 <div class="menu-panel" data-menu="loans"> 2051 <div class="mobile-menu-header"> 2052 <button class="back" aria-label="back" data-back="main"> 2053 <span class="back-icon-header icon icon-4"></span> 2054 </button> 2055 <span class="menu-title">Loans</span> 2056 <button class="close " aria-label="Close menu"> 2057 <span class="close_icon icon icon-3"></span> 2058 </button> 2059 </div> 2060 <ul> 2061 2062 2063 <li> 2064 <button class="menu-link" aria-label="menu-link" data-next="loan-"> 2065 <span>Loan </span> 2066 <div class="icon icon-2"></div> 2067 </button> 2068 </li> 2069 2070 2071 2072 <li> 2073 <button class="menu-link" aria-label="menu-link" data-next="resources-"> 2074 <span>Resources </span> 2075 <div class="icon icon-2"></div> 2076 </button> 2077 </li> 2078 2079 2080 2081 <li> 2082 <button class="menu-link" aria-label="menu-link" data-next="calculators-&-tools-"> 2083 <span>Calculators & Tools </span> 2084 <div class="icon icon-2"></div> 2085 </button> 2086 </li> 2087 2088 2089 </ul> 2090 2091 </div> 2092 2093 <!-- Third-level Submenus --> 2094 2095 2096 <div class="menu-panel" data-menu="loan-"> 2097 <div class="mobile-menu-header"> 2098 <button class="back" aria-label="back" data-back="loans"> 2099 <span class="back-icon-header icon icon-4"></span> 2100 </button> 2101 <span class="menu-title">Loan </span> 2102 <button class="close" aria-label="Close menu"> 2103 <span class="close_icon icon icon-3"></span> 2104 </button> 2105 </div> 2106 <ul> 2107 2108 <li> 2109 <a href="https://credit.com/loans/personal-loans"> 2110 Personal Loans 2111</a> 2112 </li> 2113 2114 <li> 2115 <a href="https://credit.com/loans/auto-loans"> 2116 Auto Loans 2117</a> 2118 </li> 2119 2120 <li> 2121 <a href="https://credit.com/loans/student-loans"> 2122 Student Loans 2123</a> 2124 </li> 2125 2126 <li> 2127 <a href="https://credit.com/loans/small-business-loans"> 2128 Small Business Loans 2129</a> 2130 </li> 2131 2132 <li> 2133 <a href="https://credit.com/loans/home-improvement-loans">
2134 Home Improvement Loans 2135</a> 2136 </li> 2137 2138 </ul> 2139 </div> 2140 2141 2142 2143 <div class="menu-panel" data-menu="resources-"> 2144 <div class="mobile-menu-header"> 2145 <button class="back" aria-label="back" data-back="loans"> 2146 <span class="back-icon-header icon icon-4"></span> 2147 </button> 2148 <span class="menu-title">Resources </span> 2149 <button class="close" aria-label="Close menu"> 2150 <span class="close_icon icon icon-3"></span> 2151 </button> 2152 </div> 2153 <ul> 2154 2155 <li> 2156 <a href="https://credit.com/all-about-loans"> 2157 Guide to Loans 2158</a> 2159 </li> 2160 2161 <li> 2162 <a href="https://credit.com/how-to-get-personal-loan"> 2163 How to Get a Personal Loan 2164</a> 2165 </li> 2166 2167 <li> 2168 <a href="https://credit.com/how-to-get-auto-loan"> 2169 How to Get an Auto Loan 2170</a> 2171 </li> 2172 2173 <li> 2174 <a href="https://credit.com/how-to-get-student-loan"> 2175 How to Get a Student Loan 2176</a> 2177 </li> 2178 2179 <li> 2180 <a href="https://credit.com/how-to-get-small-business-loan"> 2181 How to Get a Small Business Loan 2182</a> 2183 </li> 2184 2185 </ul> 2186 </div> 2187 2188 2189 2190 <div class="menu-panel" data-menu="calculators-&-tools-"> 2191 <div class="mobile-menu-header"> 2192 <button class="back" aria-label="back" data-back="loans"> 2193 <span class="back-icon-header icon icon-4"></span> 2194 </button> 2195 <span class="menu-title">Calculators & Tools </span> 2196 <button class="close" aria-label="Close menu"> 2197 <span class="close_icon icon icon-3"></span> 2198 </button> 2199 </div> 2200 <ul> 2201 2202 <li> 2203 <a href="https://credit.com/calculators/loan-calculator"> 2204 Simple Loan Calculator 2205</a> 2206 </li> 2207 2208 <li> 2209 <a href="https://credit.com/calculators/mortgage-calculator"> 2210 Mortgage Calculator 2211</a> 2212 </li> 2213 2214 <li> 2215 <a href="https://credit.com/calculators/dti"> 2216 Debt-to-Income Ratio Calculator 2217</a> 2218 </li> 2219 2220 <li> 2221 <a href="https://credit.com/tools/credit-card-payoff-calculator"> 2222 Credit Card Payoff Calculator 2223</a> 2224 </li> 2225 2226 <li> 2227 <a href="https://credit.com/calculators"> 2228 All Loan & Debt Calculators 2229</a> 2230 </li> 2231 2232 <li> 2233 <a href="https://marketing-api.credit.com/marketing-services/external/v2/refId/destn/6bd1425a-d2fb-44be-aaed-95d2fe1f5285?end_user_type=MARKET_PLACE&af=32806" target="_blank" rel="noopener"> 2234 Get Matched to a Loan 2235</a> 2236 </li> 2237 2238 </ul> 2239 </div> 2240 2241 2242 2243 2244 </div> 2245</nav> 2246 2247<div class="overlay" id="overlay"></div> 2248 2249</div> 2250 2251 2252 2253 2254 2255 2256 2257 2258 2259 2260 2261 2262 2263 2264 2265 2266 2267 2268 2269 2270 2271 2272 2273 2274 2275 2276 2277 2278 2279 2280 2281 2282 2283 2284 2285 2286 2287 2288 2289 2290 2291 2292 2293 2294 2295 2296 2297 2298 2299 2300 2301 2302 2303 2304 2305 2306 2307 2308 2309 2310 2311 2312 2313 2314 2315 2316 2317 2318 2319 2320 2321 2322 2323 2324 2325 2326 2327 2328 2329 2330 2331 2332 2333 2334 2335 2336 2337 2338 2339 2340 2341 2342 2343 2344 2345 2346 2347 2348 2349 2350 2351 2352 2353 2354 2355 2356 2357 2358 2359 2360 2361 2362 2363 2364 2365 2366 2367 2368 2369 2370 2371 2372 2373 2374 2375 2376 2377 2378 2379 2380 2381 2382 2383 2384 2385 2386 2387 2388 2389 2390 2391 2392 2393 2394 2395 2396 2397 2398 2399 2400 2401 2402 2403 2404 2405 2406 2407 2408 2409 2410 2411 2412 2413 2414 2415 2416 2417 2418 2419 2420 2421 2422 2423 2424 2425 2426 2427 2428 2429 2430 2431 2432 2433 2434 2435 2436 2437 2438 2439 2440 2441 2442 2443 2444 2445 2446 2447 2448 2449 2450 2451 2452 2453 2454 2455 2456 2457 2458 2459 2460 2461 2462 2463 2464 2465 2466 2467 2468 2469 2470 2471 2472 2473 2474 2475 2476 2477 2478 2479 2480 2481 2482 2483 2484 2485 2486 2487 2488 2489 2490 2491 2492 2493 2494 2495 2496 2497 2498 2499 2500 2501 2502 2503 2504 2505 2506 2507 2508 2509 2510 2511 2512 2513 2514 2515 2516 2517 2518 2519 2520 2521 2522 2523 2524 2525 2526 2527 2528 2529 2530 2531 2532 2533 2534 2535 2536 2537 2538 2539 2540 2541 2542 2543 2544 2545 2546 2547 2548 2549 2550 2551 2552 2553 2554 2555 2556 2557 2558 2559 2560 2561 2562 2563 2564 2565 2566 2567 2568 2569 2570 2571 2572 2573 2574 2575 2576 2577 2578 2579 2580 2581 2582 2583 2584 2585 2586 2587 2588 2589 2590 2591 2592 2593 2594 2595 2596 2597 2598 2599 2600 2601 2602 2603 2604 2605 2606 2607 2608 2609 2610 2611 2612 2613 2614 2615 2616 2617 2618 2619 2620 2621 2622 2623 2624 2625 2626 2627 2628 2629 2630 2631 2632 2633 2634 2635 2636 2637 2638 2639 2640 2641 2642 2643 2644 2645 2646 2647 2648 2649 2650 2651 2652 2653 2654 2655 2656 2657 2658 2659 2660 2661 2662 2663 2664 2665 2666
2667 2668 2669 2670 2671 <div class="container"> 2672 <div class="breadcrumb" style="margin-top:80px"> 2673 <a href="/" class="breadcrumb-link active">Home</a> 2674 2675 <span class="breadcrumb-separator"> 2676 <img src="https://credit.com/hubfs/raw_assets/public/ccom-theme/assets/images/about_us/arrow-right.svg" alt="arrow-right"> 2677 </span> 2678 2679 <a href="/loans" class="breadcrumb-link active">Loans</a> 2680 2681 2682 <span class="breadcrumb-separator"> 2683 <img src="https://credit.com/hubfs/raw_assets/public/ccom-theme/assets/images/about_us/arrow-right.svg" alt="arrow-right"> 2684 </span> 2685 2686 <span class="breadcrumb-link last-link" id="bredTitle">Guide to Loans</span> 2687 2688 2689 </div> 2690 </div> 2691 2692 2693 2694 2695 2696 2697 2698 2699<main class="container"> 2700 <div class="cc_credit-card-guide"> 2701 2702 <!-- <div class="cc_section-header mobiles"> --> 2703 2704 <!-- </div> --> 2705 2706 2707 <div class="cc_content"> 2708 <div class="container-fluid"> 2709<div class="row-fluid-wrapper"> 2710<div class="row-fluid"> 2711<div class="span12 widget-span widget-type-cell " style="" data-widget-type="cell" data-x="0" data-w="12"> 2712 2713</div><!--end widget-span --> 2714</div> 2715</div> 2716</div> 2717 <div class="cc_section-header margin_bottom_24"> 2718 <div id="hs_cos_wrapper_module_17496376237083" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"> 2719<h1 class="cc_section-title large-title">What kind of loan can I get?</h1> 2720 2721<!-- <h4 class="cc_section-subtitle"><p>Looking for a new loan? Use this comprehensive guide to find the right loan for your financial needs.</p></h4> --> 2722<p>Looking for a new loan? Use this comprehensive guide to find the right loan for your financial needs.</p> 2723 2724</div> 2725 </div> 2726 <div class="cc_section-header margin_bottom_48"> 2727 <div id="hs_cos_wrapper_module_175334494265820" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"> 2728 2729 2730 2731 2732 2733 2734<a style="margin-bottom: 0px; margin-top:0px;" href="/loans/" class="btn btn-text-only btn-primary btn-large " aria-label="Find the right loan"> 2735 <div class="container"> 2736 <div class="button-content"> 2737 2738 <div style="padding:0px 0px 0px 0px;" class="text-wrapper">Find the right loan</div> 2739 </div> 2740 <div class="state-layer"> 2741 <div class="pressed-indicator"></div> 2742 </div> 2743 </div> 2744</a>
2745<script> 2746 document.addEventListener('DOMContentLoaded', function () { 2747 // Get all primary buttons that are not in pressed state 2748 const primaryButtons = document.querySelectorAll('.btn:not(.btn-pressed)'); 2749 2750 // Loop through all matching buttons 2751 primaryButtons.forEach(button => { 2752 // Prevent default focus outline when clicking 2753 button.addEventListener('mousedown', function (e) { 2754 e.preventDefault(); 2755 this.classList.add('btn-pressed'); 2756 }); 2757 2758 // Remove pressed state when mouse is released 2759 button.addEventListener('mouseup', function () { 2760 this.classList.remove('btn-pressed'); 2761 }); 2762 2763 // Remove pressed state if mouse leaves while button is pressed 2764 button.addEventListener('mouseleave', function () { 2765 this.classList.remove('btn-pressed'); 2766 }); 2767 2768 // Prevent focus outline on click 2769 button.addEventListener('click', function (e) { 2770 this.blur(); // Remove focus after click 2771 }); 2772 }); 2773 }); 2774</script>
2774 2775 2776</div> 2777 </div> 2778 <div class="container-fluid"> 2779<div class="row-fluid-wrapper"> 2780<div class="row-fluid"> 2781<div class="span12 widget-span widget-type-cell " style="" data-widget-type="cell" data-x="0" data-w="12"> 2782 2783<div class="row-fluid-wrapper row-depth-1 row-number-1 dnd-section"> 2784<div class="row-fluid "> 2785<div class="span12 widget-span widget-type-cell dnd-column" style="" data-widget-type="cell" data-x="0" data-w="12"> 2786 2787<div class="row-fluid-wrapper row-depth-1 row-number-2 dnd-row"> 2788<div class="row-fluid "> 2789<div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12"> 2790<div id="hs_cos_wrapper_widget_1753354053404" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"><section class="cc_section margin_bottom_48" data-toc-title=""> 2791 2792 2793 2794 2795 2796 <p>Loans are an important personal financial tool. Most people donât have the cash on hand to buy a house or new car, for example, so mortgages and auto loans are critical funding mechanisms to help make these things more accessible.</p> 2797<p>Many loan types exist, and what kind of loan you can get depends on a variety of factors, ranging from your credit score to your income. Discover what kinds of loans there are and the best type of loan for various situations below.</p> 2798 2799</section></div> 2800 2801</div><!--end widget-span --> 2802</div><!--end row--> 2803</div><!--end row-wrapper --> 2804 2805</div><!--end widget-span --> 2806</div><!--end row--> 2807</div><!--end row-wrapper --> 2808 2809<div class="row-fluid-wrapper row-depth-1 row-number-3 dnd-section"> 2810<div class="row-fluid "> 2811<div class="span12 widget-span widget-type-cell dnd-column" style="" data-widget-type="cell" data-x="0" data-w="12"> 2812 2813<div class="row-fluid-wrapper row-depth-1 row-number-4 dnd-row"> 2814<div class="row-fluid "> 2815<div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12"> 2816<div id="hs_cos_wrapper_widget_1749828941627" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"><section id="Personalloans" class="cc_section margin_bottom_48" data-toc-title="Personal loans"> 2817 2818 2819 <h2>Personal loans</h2> 2820 2821 2822 2823 2824 <p>Personal loans are a type of installment loan. You borrow money from a bank or other lender and agree to pay the amount back in installments.</p> 2825<p>Most personal loans are unsecured. Secured loans involve collateralâproperty a lender can take and sell to help cover its losses if you donât pay as agreed. Collateral helps protect the interest of the lender, which means unsecured loans come with a bit more risk for lenders. Because of that, lenders often charge higher interest on personal loans than they do on loans for homes or vehicles.</p> 2826<p>The exact interest you might get on a personal loan and how much you can borrow depend on factors that include:</p> 2827<ul> 2828<li>Your credit history and score</li> 2829<li>Your income and employment status</li> 2830<li>The products the lender offers</li> 2831<li>How long you want to borrow the money for</li> 2832</ul> 2833 2834</section></div> 2835 2836</div><!--end widget-span --> 2837</div><!--end row--> 2838</div><!--end row-wrapper --> 2839 2840</div><!--end widget-span --> 2841</div><!--end row--> 2842</div><!--end row-wrapper --> 2843 2844<div class="row-fluid-wrapper row-depth-1 row-number-5 dnd-section"> 2845<div class="row-fluid "> 2846<div class="span12 widget-span widget-type-cell dnd-column" style="" data-widget-type="cell" data-x="0" data-w="12"> 2847 2848<div class="row-fluid-wrapper row-depth-1 row-number-6 dnd-row"> 2849<div class="row-fluid "> 2850<div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12"> 2851<div id="hs_cos_wrapper_widget_1753352974772" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"> 2852 2853 2854 2855 2856 2857 2858<a style="margin-bottom: 40px; margin-top:-20px;" href="/free-credit-report-card/" class="btn btn-text-only btn-primary btn-large " aria-label="Sign up today!"> 2859 <div class="container"> 2860 <div class="button-content"> 2861 2862 <div style="padding:0px 0px 0px 0px;" class="text-wrapper">Sign up today!</div> 2863 </div> 2864 <div class="state-layer"> 2865 <div class="pressed-indicator"></div> 2866 </div> 2867 </div> 2868</a>
2869<script> 2870 document.addEventListener('DOMContentLoaded', function () { 2871 // Get all primary buttons that are not in pressed state 2872 const primaryButtons = document.querySelectorAll('.btn:not(.btn-pressed)'); 2873 2874 // Loop through all matching buttons 2875 primaryButtons.forEach(button => { 2876 // Prevent default focus outline when clicking 2877 button.addEventListener('mousedown', function (e) { 2878 e.preventDefault(); 2879 this.classList.add('btn-pressed'); 2880 }); 2881 2882 // Remove pressed state when mouse is released 2883 button.addEventListener('mouseup', function () { 2884 this.classList.remove('btn-pressed'); 2885 }); 2886 2887 // Remove pressed state if mouse leaves while button is pressed 2888 button.addEventListener('mouseleave', function () { 2889 this.classList.remove('btn-pressed'); 2890 }); 2891 2892 // Prevent focus outline on click 2893 button.addEventListener('click', function (e) { 2894 this.blur(); // Remove focus after click 2895 }); 2896 }); 2897 }); 2898</script>
2898 2899 2900</div> 2901 2902</div><!--end widget-span --> 2903</div><!--end row--> 2904</div><!--end row-wrapper --> 2905 2906<div class="row-fluid-wrapper row-depth-1 row-number-7 dnd-row"> 2907<div class="row-fluid "> 2908<div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12"> 2909<div id="hs_cos_wrapper_widget_1749829291351" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"><section class="cc_section margin_bottom_48" data-toc-title=""> 2910 2911 2912 2913 2914 2915 <h3 aria-level="3" role="heading">What are personal loans for?</h3> 2916<p aria-level="3" role="heading"><span>You can typically use personal loan funds for whatever purpose you want. Some reasons people take out personal loans include:</span></p> 2917<ul> 2918<li>To pay for a large expense, such as a wedding or vacation</li> 2919<li>To make a large purchase, such as furniture or a new home appliance</li> 2920<li>To consolidate debt</li> 2921<li>To cover emergency expenses, such as a car repair or medical bill</li> 2922</ul> 2923<h3 aria-level="3" role="heading">How do you find the best personal loan?</h3> 2924<p>The best personal loan for you is one that:</p> 2925<ul> 2926<li>Provides the funds you need</li> 2927<li>You can reasonably pay off as agreed</li> 2928<li>You can qualify for</li> 2929</ul> 2930<p>To find personal loan options, you can search online. Start with the Credit.com <a href="/loans/personal-loans/" rel="noopener">personal loan marketplace</a> to see numerous options. You can also ask your bank or credit union about personal loan options.</p> 2931 2932</section></div> 2933 2934</div><!--end widget-span --> 2935</div><!--end row--> 2936</div><!--end row-wrapper --> 2937 2938</div><!--end widget-span --> 2939</div><!--end row--> 2940</div><!--end row-wrapper --> 2941 2942<div class="row-fluid-wrapper row-depth-1 row-number-8 dnd-section"> 2943<div class="row-fluid "> 2944<div class="span12 widget-span widget-type-cell dnd-column" style="" data-widget-type="cell" data-x="0" data-w="12"> 2945 2946<div class="row-fluid-wrapper row-depth-1 row-number-9 dnd-row"> 2947<div class="row-fluid "> 2948<div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12"> 2949<div id="hs_cos_wrapper_widget_1749830606146" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"><section id="Mortgageloans" class="cc_section margin_bottom_48" data-toc-title="Mortgage loans"> 2950 2951 2952 <h2>Mortgage loans</h2> 2953 2954 2955 2956 2957 <p>Mortgage loans are loans used to purchase real estate, such as a home, land or a commercial property. Mortgages are secured loans, which means the property is used as collateral. If you donât pay the loan as agreed, the lender can foreclose on the property, selling it to recoup its losses.</p> 2958<h3>How do mortgage loans work?</h3> 2959<p>Mortgage loans are some of the largest loans available to consumers. You usually agree to pay back the amount you borrow over the course of 15 to 30 years. This is a lot of risk for the lender, so the mortgage approval process is more detailed than approval processes for other types of loans.</p> 2960<p>Your credit score does play a role in whether you can get approved for a mortgage and how much interest you might pay if you do. But other factors are also important, including your income, debt-to-income ratio, credit utilization, cash on hand and types of items on your credit report.</p> 2961<p>The lender will also want to ensure that the homeâs value equals or exceeds the amount youâre borrowing. They may require that you get an appraisal to ensure this fact.</p> 2962<p>Mortgage loans come in a variety of structures, including fixed-rate mortgages, adjustable-rate mortgages, jumbo loans and government-backed loans like FHA and VA loans. The terms and conditions of the loan, such as the interest rate, length of the loan and the down payment requirements, vary depending on the type of mortgage and the lenderâs policies.</p> 2963<h3>How do you get a mortgage loan?</h3> 2964<p>You can get a mortgage loan by going through a broker, applying through your bank or applying online. Whatever path you decide on, take time to research loan options and <a href="/loans/mortgage-rates/" rel="noopener">mortgage rates</a> to get the best possible deal you can.</p> 2965 2966</section></div> 2967 2968</div><!--end widget-span --> 2969</div><!--end row--> 2970</div><!--end row-wrapper --> 2971 2972</div><!--end widget-span --> 2973</div><!--end row--> 2974</div><!--end row-wrapper --> 2975 2976<div class="row-fluid-wrapper row-depth-1 row-number-10 dnd-section"> 2977<div class="row-fluid "> 2978<div class="span12 widget-span widget-type-cell dnd-column" style="" data-widget-type="cell" data-x="0" data-w="12"> 2979 2980<div class="row-fluid-wrapper row-depth-1 row-number-11 dnd-row"> 2981<div class="row-fluid "> 2982<div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12"> 2983<div id="hs_cos_wrapper_widget_1753353239956" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"> 2984 2985 2986 2987 2988 2989 2990<a style="margin-bottom: 40px; margin-top:-20px;" href="/loans/mortgage-rates/" class="btn btn-text-only btn-primary btn-large " aria-label="Calculate your mortgage rates"> 2991 <div class="container"> 2992 <div class="button-content"> 2993 2994 <div style="padding:0px 0px 0px 0px;" class="text-wrapper">Calculate your mortgage rates</div> 2995 </div> 2996 <div class="state-layer"> 2997 <div class="pressed-indicator"></div> 2998 </div> 2999 </div> 3000</a>
3001<script> 3002 document.addEventListener('DOMContentLoaded', function () { 3003 // Get all primary buttons that are not in pressed state 3004 const primaryButtons = document.querySelectorAll('.btn:not(.btn-pressed)'); 3005 3006 // Loop through all matching buttons 3007 primaryButtons.forEach(button => { 3008 // Prevent default focus outline when clicking 3009 button.addEventListener('mousedown', function (e) { 3010 e.preventDefault(); 3011 this.classList.add('btn-pressed'); 3012 }); 3013 3014 // Remove pressed state when mouse is released 3015 button.addEventListener('mouseup', function () { 3016 this.classList.remove('btn-pressed'); 3017 }); 3018 3019 // Remove pressed state if mouse leaves while button is pressed 3020 button.addEventListener('mouseleave', function () { 3021 this.classList.remove('btn-pressed'); 3022 }); 3023 3024 // Prevent focus outline on click 3025 button.addEventListener('click', function (e) { 3026 this.blur(); // Remove focus after click 3027 }); 3028 }); 3029 }); 3030</script>
3030 3031 3032</div> 3033 3034</div><!--end widget-span --> 3035</div><!--end row--> 3036</div><!--end row-wrapper --> 3037 3038<div class="row-fluid-wrapper row-depth-1 row-number-12 dnd-row"> 3039<div class="row-fluid "> 3040<div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12"> 3041<div id="hs_cos_wrapper_widget_1753354557165" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"><section class="cc_section margin_bottom_48" data-toc-title=""> 3042 3043 3044 3045 3046 3047 <p>But before you apply, make sure your personal finances are in order. Your credit score plays a big factor in your approval odds. Different loan options have credit score thresholds you need to meet to qualify. You could qualify for an FHA loan with a credit score of 500, but traditional loans require a score higher than 620. Mortgage lenders look at credit scores from all the bureaus, but they also look at your credit history as a whole. In so doing, theyâre looking at any collections, delinquencies, or bankruptcies to determine how confident they are in giving you the loan. If you need a good idea of where your credit stands, you can use Credit.comâs free credit report card, updated every 14 days. Take note of any outstanding debts and make a plan to pay them off, and dispute any inaccurate information. Address these problems and keep monitoring your credit during the mortgage loan process to ensure everything goes accordingly.</p> 3048 3049</section></div> 3050 3051</div><!--end widget-span --> 3052</div><!--end row--> 3053</div><!--end row-wrapper --> 3054 3055</div><!--end widget-span --> 3056</div><!--end row--> 3057</div><!--end row-wrapper --> 3058 3059<div class="row-fluid-wrapper row-depth-1 row-number-13 dnd-section"> 3060<div class="row-fluid "> 3061<div class="span12 widget-span widget-type-cell dnd-column" style="" data-widget-type="cell" data-x="0" data-w="12"> 3062 3063<div class="row-fluid-wrapper row-depth-1 row-number-14 dnd-row"> 3064<div class="row-fluid "> 3065<div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12"> 3066<div id="hs_cos_wrapper_widget_1753463497605" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"> 3067 3068 3069 3070 3071 3072 3073<a style="margin-bottom: 40px; margin-top:-20px;" href="/free-credit-report-card/" class="btn btn-text-only btn-primary btn-large " aria-label="Get your free credit report card"> 3074 <div class="container"> 3075 <div class="button-content"> 3076 3077 <div style="padding:0px 0px 0px 0px;" class="text-wrapper">Get your free credit report card</div> 3078 </div> 3079 <div class="state-layer"> 3080 <div class="pressed-indicator"></div> 3081 </div> 3082 </div> 3083</a>
3084<script> 3085 document.addEventListener('DOMContentLoaded', function () { 3086 // Get all primary buttons that are not in pressed state 3087 const primaryButtons = document.querySelectorAll('.btn:not(.btn-pressed)'); 3088 3089 // Loop through all matching buttons 3090 primaryButtons.forEach(button => { 3091 // Prevent default focus outline when clicking 3092 button.addEventListener('mousedown', function (e) { 3093 e.preventDefault(); 3094 this.classList.add('btn-pressed'); 3095 }); 3096 3097 // Remove pressed state when mouse is released 3098 button.addEventListener('mouseup', function () { 3099 this.classList.remove('btn-pressed'); 3100 }); 3101 3102 // Remove pressed state if mouse leaves while button is pressed 3103 button.addEventListener('mouseleave', function () { 3104 this.classList.remove('btn-pressed'); 3105 }); 3106 3107 // Prevent focus outline on click 3108 button.addEventListener('click', function (e) { 3109 this.blur(); // Remove focus after click 3110 }); 3111 }); 3112 }); 3113</script>
3113 3114 3115</div> 3116 3117</div><!--end widget-span --> 3118</div><!--end row--> 3119</div><!--end row-wrapper --> 3120 3121</div><!--end widget-span --> 3122</div><!--end row--> 3123</div><!--end row-wrapper --> 3124 3125<div class="row-fluid-wrapper row-depth-1 row-number-15 dnd-section"> 3126<div class="row-fluid "> 3127<div class="span12 widget-span widget-type-cell dnd-column" style="" data-widget-type="cell" data-x="0" data-w="12"> 3128 3129<div class="row-fluid-wrapper row-depth-1 row-number-16 dnd-row"> 3130<div class="row-fluid "> 3131<div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12"> 3132<div id="hs_cos_wrapper_widget_1753354663762" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"><section class="cc_section margin_bottom_48" data-toc-title=""> 3133 3134 3135 3136 3137 3138 <p>Apart from your credit scores, your lender will look at your take-home pay. Your gross income and debts will determine your debt-to-income ratio, which also affects your approval odds. Ideally, lenders prefer a <a href="/personal-finance/whats-a-good-debt-to-income-ratio/" rel="noopener">debt-to-income ratio of 36% or less</a>, with 28% of it going toward your mortgage payment. Some lenders may go <a href="https://www.investopedia.com/ask/answers/081214/whats-considered-be-good-debttoincome-dti-ratio.asp" target="_blank" rel="noreferrer noopener" aria-describedby="audioeye_new_window_message">as high as 43%</a>, and anything above that might hinder your chances of getting approved. </p> 3139<p>To buy a home, you need a down payment. Naturally, the higher the down payment, the lower your monthly costs will be. If you have limited funds for a down payment, ask your preferred lender about any other loan options that are either low or no payment loans. These can include FHA or VA loans, which can help you buy a home with less out of pocket costs. Keep in mind that with these loans, monthly costs can be more expensive. Most of these loans require mortgage insurance, which increases your monthly payments, and protects the lender in the event of a mortgage default. And if you want to refinance, inquire about affordable options.</p> 3140<p>Lastly, there are closing costs you need to consider. These can include any lender fees, appraisal fees, insurance costs, and so on. Keep room for these within your budget, as well. Buying a home takes a lot of effort and cash flow to secure it. But with proper preparation and the right loan options, you can buy your forever home faster.</p> 3141 3142</section></div> 3143 3144</div><!--end widget-span --> 3145</div><!--end row--> 3146</div><!--end row-wrapper --> 3147 3148</div><!--end widget-span --> 3149</div><!--end row--> 3150</div><!--end row-wrapper --> 3151 3152<div class="row-fluid-wrapper row-depth-1 row-number-17 dnd-section"> 3153<div class="row-fluid "> 3154<div class="span12 widget-span widget-type-cell dnd-column" style="" data-widget-type="cell" data-x="0" data-w="12"> 3155 3156<div class="row-fluid-wrapper row-depth-1 row-number-18 dnd-row"> 3157<div class="row-fluid "> 3158<div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12"> 3159<div id="hs_cos_wrapper_widget_1749836632791" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"><section id="autoloans" class="cc_section margin_bottom_48" data-toc-title="Auto Loans"> 3160 3161 3162 <h2>Auto Loans</h2> 3163 3164 3165 3166 3167 <p>An auto loan is used to purchase a new or used vehicle. These are secured loans, and if you donât pay the loan, the lender can repossess the vehicle and sell it to cover its losses.</p> 3168<p>Your credit, income and other debt all play a role in whether you can get an auto loan. These factors also help determine the interest rate you might be offered for a car loan. The higher your interest rate, the more expensive your loan is.</p> 3169 3170</section></div> 3171 3172</div><!--end widget-span --> 3173</div><!--end row--> 3174</div><!--end row-wrapper --> 3175 3176</div><!--end widget-span --> 3177</div><!--end row--> 3178</div><!--end row-wrapper --> 3179 3180<div class="row-fluid-wrapper row-depth-1 row-number-19 dnd-section"> 3181<div class="row-fluid "> 3182<div class="span12 widget-span widget-type-cell dnd-column" style="" data-widget-type="cell" data-x="0" data-w="12"> 3183 3184<div class="row-fluid-wrapper row-depth-1 row-number-20 dnd-row"> 3185<div class="row-fluid "> 3186<div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12"> 3187<div id="hs_cos_wrapper_widget_1753353450702" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"> 3188 3189 3190 3191 3192 3193 3194<a style="margin-bottom: 40px; margin-top:-20px;" href="/loans/auto-loans/" class="btn btn-text-only btn-primary btn-large " aria-label="Get started here"> 3195 <div class="container"> 3196 <div class="button-content"> 3197 3198 <div style="padding:0px 0px 0px 0px;" class="text-wrapper">Get started here</div> 3199 </div> 3200 <div class="state-layer"> 3201 <div class="pressed-indicator"></div> 3202 </div> 3203 </div> 3204</a>
3205<script> 3206 document.addEventListener('DOMContentLoaded', function () { 3207 // Get all primary buttons that are not in pressed state 3208 const primaryButtons = document.querySelectorAll('.btn:not(.btn-pressed)'); 3209 3210 // Loop through all matching buttons 3211 primaryButtons.forEach(button => { 3212 // Prevent default focus outline when clicking 3213 button.addEventListener('mousedown', function (e) { 3214 e.preventDefault(); 3215 this.classList.add('btn-pressed'); 3216 }); 3217 3218 // Remove pressed state when mouse is released 3219 button.addEventListener('mouseup', function () { 3220 this.classList.remove('btn-pressed'); 3221 }); 3222 3223 // Remove pressed state if mouse leaves while button is pressed 3224 button.addEventListener('mouseleave', function () { 3225 this.classList.remove('btn-pressed'); 3226 }); 3227 3228 // Prevent focus outline on click 3229 button.addEventListener('click', function (e) { 3230 this.blur(); // Remove focus after click 3231 }); 3232 }); 3233 }); 3234</script>
3234 3235 3236</div> 3237 3238</div><!--end widget-span --> 3239</div><!--end row--> 3240</div><!--end row-wrapper --> 3241 3242</div><!--end widget-span --> 3243</div><!--end row--> 3244</div><!--end row-wrapper --> 3245 3246<div class="row-fluid-wrapper row-depth-1 row-number-21 dnd-section"> 3247<div class="row-fluid "> 3248<div class="span12 widget-span widget-type-cell dnd-column" style="" data-widget-type="cell" data-x="0" data-w="12"> 3249 3250<div class="row-fluid-wrapper row-depth-1 row-number-22 dnd-row"> 3251<div class="row-fluid "> 3252<div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12"> 3253<div id="hs_cos_wrapper_widget_1753354776054" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"><section class="cc_section margin_bottom_48" data-toc-title=""> 3254 3255 3256 3257 3258 3259 <h3>Why is financing a car a good idea?</h3> 3260<p>Considering the costs of buying a car, many buyers opt to finance their new vehicle. So, when you decide to finance a car, you first need to think about any and all costs. Of course, these costs can vary. Therefore, itâs important to shop around and look for practical ways to save money on your car purchase, not just upfront costs, but also over time. While financing a car is a more viable option for many, the best way to save money is to purchase a car in cash outright. But, since this isnât applicable for many, financing is the next best step. What does this mean for you? Buying a car is a big financial decision, so you need to take some essential steps to make sure you purchase a car well, and that its costs fit within your finances.</p> 3261<p>One of the first things when deciding to finance a car is the total purchase price. This includes the carâs price plus any additional features that need financing. Other fees and/or add-ons vary by state, and could include warranty coverage, taxes, and extra vehicle options.</p> 3262<p>Apart from purchase, interest rate or APR, also affects how much you pay. Naturally, the higher the rate, the more you pay. So, itâs important to shop around for good deals on APR, considering youâll end up paying more than the car is worth. The same applies to loan terms. Most people look to own a car for at least five years. The upside is your monthly payments will be lower. The downside is that you end up owing more than the vehicleâs worth</p> 3263<p>With all that in mind, if youâre still considering financing a car, hereâs how to find the best loan for you.</p> 3264<h3>How do you get an auto loan?</h3> 3265<p>Many people apply for vehicle financing at the dealership when theyâre ready to purchase a car. The benefit of this method is that the dealerâs finance office helps you with the paperwork and checks with numerous lenders to try to get you the best deal in the moment.</p> 3266<p>However, you may be able to get a better deal if you do your own research and apply online or with your bank for an auto loan. If you go into the dealership pre-approved for a loan, you may be more confident when negotiating the vehicle purchase.</p> 3267<p>Start your research into different lenders, comparing rates and terms to find whatâs best for you. Avoid applying too many times in quick succession, as these <a href="/credit-reports/what-is-a-hard-inquiry/" rel="noopener">hard inquiries</a> can bring down your credit score. Another factor that can help bring down costs is a down payment. An average down payment can be anywhere between 10-20% of the carâs value.</p> 3268<p>When looking for auto loans, especially online, make sure youâre borrowing from a trusted lender and keep your sensitive information safe.</p> 3269<p>Whether youâre looking for a new car or want to refinance for lower monthly payments, make sure you understand your qualifications and try to create a stronger application. This way, you can save more on your vehicle. Look at the options you have, and do your due diligence to ensure youâre getting the best auto loan for your needs.</p> 3270 3271</section></div> 3272 3273</div><!--end widget-span --> 3274</div><!--end row--> 3275</div><!--end row-wrapper --> 3276 3277</div><!--end widget-span --> 3278</div><!--end row--> 3279</div><!--end row-wrapper --> 3280 3281<div class="row-fluid-wrapper row-depth-1 row-number-23 dnd-section"> 3282<div class="row-fluid "> 3283<div class="span12 widget-span widget-type-cell dnd-column" style="" data-widget-type="cell" data-x="0" data-w="12"> 3284 3285<div class="row-fluid-wrapper row-depth-1 row-number-24 dnd-row"> 3286<div class="row-fluid "> 3287<div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12"> 3288<div id="hs_cos_wrapper_widget_1749837718737" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"><section id="Studentoans" class="cc_section margin_bottom_48" data-toc-title="Student loans"> 3289 3290 3291 <h2>Student loans</h2> 3292 3293 3294 3295 3296 <p>Student loans help cover the cost of college. You can get private or government-backed student loans.<
3296/p> 3297<p>All types of student loans are installment loans. You usually end up paying them back in monthly installments. However, many student loan repayments donât start until youâre out of school because the lenders understand that students may not have the funds until they start their careers.</p> 3298<p>Often, student loan lenders have numerous programs to help keep payments affordable. You may be able to set up new payment plans or defer your loans if they cause you financial duress.</p> 3299 3300</section></div> 3301 3302</div><!--end widget-span --> 3303</div><!--end row--> 3304</div><!--end row-wrapper --> 3305 3306</div><!--end widget-span --> 3307</div><!--end row--> 3308</div><!--end row-wrapper --> 3309 3310<div class="row-fluid-wrapper row-depth-1 row-number-25 dnd-section"> 3311<div class="row-fluid "> 3312<div class="span12 widget-span widget-type-cell dnd-column" style="" data-widget-type="cell" data-x="0" data-w="12"> 3313 3314<div class="row-fluid-wrapper row-depth-1 row-number-26 dnd-row"> 3315<div class="row-fluid "> 3316<div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12"> 3317<div id="hs_cos_wrapper_widget_1749837869591" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"><section class="cc_section margin_bottom_48" data-toc-title=""> 3318 3319 3320 3321 3322 3323 <h3>Do you need student loans?</h3> 3324<p>The average cost of tuition for public 4-year colleges in 2022 was <a href="https://www.businessinsider.com/personal-finance/average-college-tuition">$10,740 to $27,560</a>. That doesnât include room and board, which can be around $12,000, and other expenses. To many, thatâs a large expense, and you may
3324not have the cash on hand to pay for your education. In fact, the total <a href="https://www.businessinsider.com/personal-finance/average-college-tuition">student loan debt</a>;in the United States has reached <a href="https://www.forbes.com/sites/zackfriedman/2022/05/16/student-loan-debt-statistics-in-2022-a-record-17-trillion/?sh=49a57eed4d5a">$1.7 trillion in 2022</a>, taking up a large portion of debt owed, in addition to mortgages, credit cards, car loans, etc.</p> 3325<p>Even so, student loans can help foot the large bill youâre likely to have when getting a higher education. To get started, itâs important to know what student loan options you have to help cover everything. If you canât easily cover these costs with savings or other income, you may need a student loan.</p> 3326<p>One important distinction to make is between federal and private student loans. Most people opt for federal student loans provided by the government as they provide lower interest rates. However, federal aid can sometimes not cover all expenses. So, private student loans are another option to help finance your education. Federal student loans, as stated before, are loans provided by the government, which have certain protections, such as deferment, to help students in times of economic hardship. These loans can come either subsidized or unsubsidized. The major difference between the two is that with subsidized loans, you have to show financial need, contrary to unsubsidized, which do not have these requirements. While most opt for federal loans, they may not help cover all expenses. This is where private student loans can help. Of course, look at your options to see what works best for you.</p> 3327<p>Most student loans donât require repayment until after graduation, so you have some time to be prepared and tackle your student loans with a viable action plan.</p> 3328<h3>Where do I find student loans?</h3> 3329<p>To find out about government-backed student loans you might qualify for, complete the <a href="https://studentaid.gov/h/apply-for-aid/fafsa">Free Application for Federal Student Aid</a> (FAFSA). Youâll have to fill out the FAFSA with all your information, including: household income (includes your parentsâ), tax returns (your parents if youâre dependent), and the school you wish to attend. Once your application is processed, the school in question will send you a financial aid package, in which you can choose from different options, as well as any other applicable grants, loans, or other types of aid.</p> 3330<p>If you donât qualify for government-backed loans or would prefer private loans, you can find <a href="/loans/student-loans/" rel="noopener">private student loans</a> online. The process is relatively easy. You can compare different lenders online, usually, without affecting your credit. If you need help finding a student loan right for you, Credit.com can help. Use our student loan calculator tool to get matched with a lender that meets your qualifications.</p> 3331 3332</section></div> 3333 3334</div><!--end widget-span --> 3335</div><!--end row--> 3336</div><!--end row-wrapper --> 3337 3338</div><!--end widget-span --> 3339</div><!--end row--> 3340</div><!--end row-wrapper --> 3341 3342<div class="row-fluid-wrapper row-depth-1 row-number-27 dnd-section"> 3343<div class="row-fluid "> 3344<div class="span12 widget-span widget-type-cell dnd-column" style="" data-widget-type="cell" data-x="0" data-w="12"> 3345 3346<div class="row-fluid-wrapper row-depth-1 row-number-28 dnd-row"> 3347<div class="row-fluid "> 3348<div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12"> 3349<div id="hs_cos_wrapper_widget_1753353708002" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"> 3350 3351 3352 3353 3354 3355 3356<a style="margin-bottom: 40px; margin-top:-20px;" href="/loans/student-loans/" class="btn btn-text-only btn-primary btn-large " aria-label="Find a student loan"> 3357 <div class="container"> 3358 <div class="button-content"> 3359 3360 <div style="padding:0px 0px 0px 0px;" class="text-wrapper">Find a student loan</div> 3361 </div> 3362 <div class="state-layer"> 3363 <div class="pressed-indicator"></div> 3364 </div> 3365 </div> 3366</a>
3367<script> 3368 document.addEventListener('DOMContentLoaded', function () { 3369 // Get all primary buttons that are not in pressed state 3370 const primaryButtons = document.querySelectorAll('.btn:not(.btn-pressed)'); 3371 3372 // Loop through all matching buttons 3373 primaryButtons.forEach(button => { 3374 // Prevent default focus outline when clicking 3375 button.addEventListener('mousedown', function (e) { 3376 e.preventDefault(); 3377 this.classList.add('btn-pressed'); 3378 }); 3379 3380 // Remove pressed state when mouse is released 3381 button.addEventListener('mouseup', function () { 3382 this.classList.remove('btn-pressed'); 3383 }); 3384 3385 // Remove pressed state if mouse leaves while button is pressed 3386 button.addEventListener('mouseleave', function () { 3387 this.classList.remove('btn-pressed'); 3388 }); 3389 3390 // Prevent focus outline on click 3391 button.addEventListener('click', function (e) { 3392 this.blur(); // Remove focus after click 3393 }); 3394 }); 3395 }); 3396</script>
3396 3397 3398</div> 3399 3400</div><!--end widget-span --> 3401</div><!--end row--> 3402</div><!--end row-wrapper --> 3403 3404</div><!--end widget-span --> 3405</div><!--end row--> 3406</div><!--end row-wrapper --> 3407 3408<div class="row-fluid-wrapper row-depth-1 row-number-29 dnd-section"> 3409<div class="row-fluid "> 3410<div class="span12 widget-span widget-type-cell dnd-column" style="" data-widget-type="cell" data-x="0" data-w="12"> 3411 3412<div class="row-fluid-wrapper row-depth-1 row-number-30 dnd-row"> 3413<div class="row-fluid "> 3414<div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12"> 3415<div id="hs_cos_wrapper_widget_1753354879101" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"><section class="cc_section margin_bottom_48" data-toc-title=""> 3416 3417 3418 3419 3420 3421 <p>Of course, look at your options to see what works best for you. When it comes to student loans, itâs best to be prepared and understand the terms and conditions of what youâre agreeing to. And when the time comes to repay, make sure you have a sturdy budgeting plan in place to ensure you can make payments on time and bring down your debt.</p> 3422 3423</section></div> 3424 3425</div><!--end widget-span --> 3426</div><!--end row--> 3427</div><!--end row-wrapper --> 3428 3429</div><!--end widget-span --> 3430</div><!--end row--> 3431</div><!--end row-wrapper --> 3432 3433<div class="row-fluid-wrapper row-depth-1 row-number-31 dnd-section"> 3434<div class="row-fluid "> 3435<div class="span12 widget-span widget-type-cell dnd-column" style="" data-widget-type="cell" data-x="0" data-w="12"> 3436 3437<div class="row-fluid-wrapper row-depth-1 row-number-32 dnd-row"> 3438<div class="row-fluid "> 3439<div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12"> 3440<div id="hs_cos_wrapper_widget_1749839281808" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"><section id="Smallbusinessloans" class="cc_section margin_bottom_48" data-toc-title="Small business loans"> 3441 3442 3443 <h2>Small business loans</h2> 3444 3445 3446 3447 3448 <p>Small business loans provide small businesses with the funding they need to cover daily expenses, buy necessary equipment or invest in growth. Lenders may consider the personal credit of the small business owner as well as the businessâs creditworthiness and financial health when approv
3448ing loans and setting terms. In many cases, small business loans are set up as installment loans, with the business paying the amount back in monthly installments.</p> 3449 3450</section></div> 3451 3452</div><!--end widget-span --> 3453</div><!--end row--> 3454</div><!--end row-wrapper --> 3455 3456<div class="row-fluid-wrapper row-depth-1 row-number-33 dnd-row"> 3457<div class="row-fluid "> 3458<div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12"> 3459<div id="hs_cos_wrapper_widget_1753353789842" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"> 3460 3461 3462 3463 3464 3465 3466<a style="margin-bottom: 40px; margin-top:-20px;" href="/loans/small-business-loans/" class="btn btn-text-only btn-primary btn-large " aria-label="Compare small business loans"> 3467 <div class="container"> 3468 <div class="button-content"> 3469 3470 <div style="padding:0px 0px 0px 0px;" class="text-wrapper">Compare small business loans</div> 3471 </div> 3472 <div class="state-layer"> 3473 <div class="pressed-indicator"></div> 3474 </div> 3475 </div> 3476</a>
3477<script> 3478 document.addEventListener('DOMContentLoaded', function () { 3479 // Get all primary buttons that are not in pressed state 3480 const primaryButtons = document.querySelectorAll('.btn:not(.btn-pressed)'); 3481 3482 // Loop through all matching buttons 3483 primaryButtons.forEach(button => { 3484 // Prevent default focus outline when clicking 3485 button.addEventListener('mousedown', function (e) { 3486 e.preventDefault(); 3487 this.classList.add('btn-pressed'); 3488 }); 3489 3490 // Remove pressed state when mouse is released 3491 button.addEventListener('mouseup', function () { 3492 this.classList.remove('btn-pressed'); 3493 }); 3494 3495 // Remove pressed state if mouse leaves while button is pressed 3496 button.addEventListener('mouseleave', function () { 3497 this.classList.remove('btn-pressed'); 3498 }); 3499 3500 // Prevent focus outline on click 3501 button.addEventListener('click', function (e) { 3502 this.blur(); // Remove focus after click 3503 }); 3504 }); 3505 }); 3506</script>
3506 3507 3508</div> 3509 3510</div><!--end widget-span --> 3511</div><!--end row--> 3512</div><!--end row-wrapper --> 3513 3514<div class="row-fluid-wrapper row-depth-1 row-number-34 dnd-row"> 3515<div class="row-fluid "> 3516<div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12"> 3517<div id="hs_cos_wrapper_module_17498396867813" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"><section class="cc_section margin_bottom_48" data-toc-title=""> 3518 3519 3520 3521 3522 3523 <h3>What are the advantages of a small business loan?</h3> 3524<p>Sometimes, small businesses struggle to stay afloat. Financing a business can be tricky, and if you donât have the capital to operate over a long period of time, you may be forced to shut down. This happens to many businesses within the first two years, <a href="https://www.investopedia.com/financial-edge/1010/top-6-reasons-new-businesses-fail.aspx">at least 20% of them</a>. So, what can be done to remedy the situation? Small business loans offer a lifeline to small business owners that need extra money to thrive.</p> 3525<p>Conversely, you might be looking to expand, renovate, or sustain your current business. You can use a small business loan for this, as well. You can direct the funds toward business-related expenses, like machinery, real estate purchases, staffing, renovations, and more.</p> 3526<h3>What kind of small business loan can I get?</h3> 3527<p>How do these loans work, though? Small business loans come in many different forms and from different sources, so itâs worth looking at all your options before proceeding. Banks and credit unions are a popular source of these loans, as well as business credit cards and CDFIs, which are given to small business owners in underserved communities. SBA loans are also available, and these are backed by the government and provided by private lenders. These loans, because theyâre backed by the SBA, have different terms. If you default on this loan, the government pays the lender the guaranteed loan amount. However, these loans have more stringent requirements, like a good credit, strong finances, and a few years in business.</p> 3528<h3>Where can I get a small business loan?</h3> 3529<p>Contrary to other personal loans, getting a small business loan can be a much more rigid process. Before you apply, you need to have a good understanding of both your business finances and personal history.</p> 3530<p>Lenders will have different requirements for loans. But, you still need to come in
3530with as much information about your business as possible. To increase your chances of getting approved for a small business loan, you need to craft a strong application with a detailed history of the following:</p> 3531<ul> 3532<li><a href="/credit-scores/" rel="noopener">Credit Score</a></li> 3533<li>Revenue</li> 3534<li>Cash Flow</li> 3535<li>Collateral</li> 3536<li><a href="/credit-scores/" rel="noopener">DTI Ratio</a></li> 3537<li>Industry</li> 3538<li>Age of Business</li> 3539<li>Plans for the Loan</li> 3540</ul> 3541<p>If youâre a new business, less than a year old, you might have a harder time securing funding, as lenders often look for established cash flow during the application process. So, if youâre trying to get startup funding, your credit profile plays a bigger role. While you need to provide all the pertinent business information as stated above, one item needs more attention as a new business owner, and thatâs your credit score. For newer businesses, lenders are more than likely to check personal credit scores. So, use our credit report card to get a comprehensive view of your credit report, and get graded on areas of improvement.</p> 3542 3543</section></div> 3544 3545</div><!--end widget-span --> 3546</div><!--end row--> 3547</div><!--end row-wrapper --> 3548 3549</div><!--end widget-span --> 3550</div><!--end row--> 3551</div><!--end row-wrapper --> 3552 3553<div class="row-fluid-wrapper row-depth-1 row-number-35 dnd-section"> 3554<div class="row-fluid "> 3555<div class="span12 widget-span widget-type-cell dnd-column" style="" data-widget-type="cell" data-x="0" data-w="12"> 3556 3557<div class="row-fluid-wrapper row-depth-1 row-number-36 dnd-row"> 3558<div class="row-fluid "> 3559<div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12"> 3560<div id="hs_cos_wrapper_widget_1753353882079" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"> 3561 3562 3563 3564 3565 3566 3567<a style="margin-bottom: 40px; margin-top:-20px;" href="/free-credit-report-card/" class="btn btn-text-only btn-primary btn-large " aria-label="Get your free credit report card"> 3568 <div class="container"> 3569 <div class="button-content"> 3570 3571 <div style="padding:0px 0px 0px 0px;" class="text-wrapper">Get your free credit report card</div> 3572 </div> 3573 <div class="state-layer"> 3574 <div class="pressed-indicator"></div> 3575 </div> 3576 </div> 3577</a>
3578<script> 3579 document.addEventListener('DOMContentLoaded', function () { 3580 // Get all primary buttons that are not in pressed state 3581 const primaryButtons = document.querySelectorAll('.btn:not(.btn-pressed)'); 3582 3583 // Loop through all matching buttons 3584 primaryButtons.forEach(button => { 3585 // Prevent default focus outline when clicking 3586 button.addEventListener('mousedown', function (e) { 3587 e.preventDefault(); 3588 this.classList.add('btn-pressed'); 3589 }); 3590 3591 // Remove pressed state when mouse is released 3592 button.addEventListener('mouseup', function () { 3593 this.classList.remove('btn-pressed'); 3594 }); 3595 3596 // Remove pressed state if mouse leaves while button is pressed 3597 button.addEventListener('mouseleave', function () { 3598 this.classList.remove('btn-pressed'); 3599 }); 3600 3601 // Prevent focus outline on click 3602 button.addEventListener('click', function (e) { 3603 this.blur(); // Remove focus after click 3604 }); 3605 }); 3606 }); 3607</script>
3607 3608 3609</div> 3610 3611</div><!--end widget-span --> 3612</div><!--end row--> 3613</div><!--end row-wrapper --> 3614 3615</div><!--end widget-span --> 3616</div><!--end row--> 3617</div><!--end row-wrapper --> 3618 3619<div class="row-fluid-wrapper row-depth-1 row-number-37 dnd-section"> 3620<div class="row-fluid "> 3621<div class="span6 widget-span widget-type-cell dnd-column" style="" data-widget-type="cell" data-x="0" data-w="6"> 3622 3623<div class="row-fluid-wrapper row-depth-1 row-number-38 dnd-row"> 3624<div class="row-fluid "> 3625<div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12"> 3626<div id="hs_cos_wrapper_widget_1749840410971" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"><section class="cc_section margin_bottom_48" data-toc-title=""> 3627 3628 3629 3630 3631 3632 <p>Lastly, you can get a credit card to help pay for business expenses. With these cards, you can help finance your business using revolving credit and flexible payment options. And with no collateral, you can keep your business assets secure. As long as you make on-time payments and spend responsibly, you can both keep your business operation and your credit score healthy.</p> 3633 3634</section></div> 3635 3636</div><!--end widget-span --> 3637</div><!--end row--> 3638</div><!--end row-wrapper --> 3639 3640<div class="row-fluid-wrapper row-depth-1 row-number-39 dnd-row"> 3641<div class="row-fluid "> 3642<div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12"> 3643<div id="hs_cos_wrapper_widget_1753353949718" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"> 3644 3645 3646 3647 3648 3649 3650<a style="margin-bottom: 40px; margin-top:-20px;" href="/credit-cards/" class="btn btn-text-only btn-primary btn-large " aria-label="Browse all credit cards"> 3651 <div class="container"> 3652 <div class="button-content"> 3653 3654 <div style="padding:0px 0px 0px 0px;" class="text-wrapper">Browse all credit cards</div> 3655 </div> 3656 <div class="state-layer"> 3657 <div class="pressed-indicator"></div> 3658 </div> 3659 </div> 3660</a>
3661<script> 3662 document.addEventListener('DOMContentLoaded', function () { 3663 // Get all primary buttons that are not in pressed state 3664 const primaryButtons = document.querySelectorAll('.btn:not(.btn-pressed)'); 3665 3666 // Loop through all matching buttons 3667 primaryButtons.forEach(button => { 3668 // Prevent default focus outline when clicking 3669 button.addEventListener('mousedown', function (e) { 3670 e.preventDefault(); 3671 this.classList.add('btn-pressed'); 3672 }); 3673 3674 // Remove pressed state when mouse is released 3675 button.addEventListener('mouseup', function () { 3676 this.classList.remove('btn-pressed'); 3677 }); 3678 3679 // Remove pressed state if mouse leaves while button is pressed 3680 button.addEventListener('mouseleave', function () { 3681 this.classList.remove('btn-pressed'); 3682 }); 3683 3684 // Prevent focus outline on click 3685 button.addEventListener('click', function (e) { 3686 this.blur(); // Remove focus after click 3687 }); 3688 }); 3689 }); 3690</script>
3690 3691 3692</div> 3693 3694</div><!--end widget-span --> 3695</div><!--end row--> 3696</div><!--end row-wrapper --> 3697 3698</div><!--end widget-span --> 3699<div class="span6 widget-span widget-type-cell dnd-column" style="" data-widget-type="cell" data-x="6" data-w="6"> 3700 3701<div class="row-fluid-wrapper row-depth-1 row-number-40 dnd-row"> 3702<div class="row-fluid "> 3703<div class="span12 widget-span widget-type-custom_widget dnd-module" style="" data-widget-type="custom_widget" data-x="0" data-w="12"> 3704<div id="hs_cos_wrapper_module_17498404676563" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"><section class="cc_section margin_bottom_48" data-toc-title=""> 3705 3706 3707 3708 3709 3710 <p>If you want a small business loan, understand what lenders require, know where your personal finances stand, and you can have a better chance at getting the funds you need.</p> 3711 3712</section></div> 3713 3714</div><!--end widget-span --> 3715</div><!--end row--> 3716</div><!--end row-wrapper --> 3717 3718</div><!--end widget-span --> 3719</div><!--end row--> 3720</div><!--end row-wrapper --> 3721 3722</div><!--end widget-span --> 3723</div> 3724</div> 3725</div> 3726 </div> 3727 <nav class="cc_table-of-contents d-lg-block"> 3728 3729 <div class="cc_credit-links"> 3730 <div id="hs_cos_wrapper_module_17506906249832" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"><a href="#" id="legal_tooltip_id" class="tooltip-trigger-legal" data-tooltip="<div class='tooltip-content'><p>The information provided on this website does not, and is not intended to, act as legal, financial or credit advice; instead, it is for general informational purposes only. Information on this website may not be current. This website may contain links to other third-party websites. Such links are only for the convenience of the reader, user or browser; we do not recommend or endorse the contents of any third-party sites. Readers of this website should contact their attorney, accountant or credit counselor to obtain advice with respect to their particular situation. No reader, user, or browser of this site should act or not act on the basis of information on this site. Always seek personal legal, financial or credit advice for your relevant jurisdiction. Only your individual attorney or advisor can provide assurances that the information contained herein â and your interpretation of it â is applicable or appropriate to your particular situation. Use of, and access to, this website or any of the links or resources contained within the site do not create an attorney-client or fiduciary relationship between the reader, user, or browser and website owner, authors, contributors, contributing firms, or their respective employers.</p></div>" data-position="bottom" data-html="true" style="margin-left: 0px; font-weight: 300; line-height: 24px; font-size: 16px; color: #5F5746; text-decoration: underline; cursor: pointer;"> 3731 Legal Disclosure 3732</a></div> 3733 <div id="hs_cos_wrapper_module_17506906243455" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"><!-- <a href="#" id="ad_tooltip_id" class="tooltip-trigger-ad" data-tooltip="<div class='tooltip-content' tabindex='0'><p>The offers that appear on Credit.comâs website are from companies from which Credit.com receives compensation. This compensation may influence the selection, appearance, and order of appearance of the offers listed on the website. Compensation is not a factor in the substantive evaluation of any product. However, this compensation also facilitates the provision by Credit.com of certain services to you at no charge. The website does not include all financial services companies or all of their available product and service offerings.</p></div>" data-position="bottom" 3734 data-html="true" 3735 style="margin-left: 0px; font-weight: 300; line-height: 24px; font-size: 16px; color: #5F5746; text-decoration: underline; cursor: pointer;"> 3736 3737</a> --> 3738<p id="ad_tooltip_id" class="tooltip-trigger-ad" data-tooltip="<div class='tooltip-content' tabindex='0'><p>The offers that appear on Credit.comâs website are from companies from which Credit.com receives compensation. This compensation may influence the selection, appearance, and order of appearance of the offers listed on the website. Compensation is not a factor in the substantive evaluation of any product. However, this compensation also facilitates the provision by Credit.com of certain services to you at no charge. The website does not include all financial services companies or all of their available product and service offerings.</p></div>" data-position="bottom" data-html="true" style="margin-left: 0px; font-weight: 300; line-height: 24px; font-size: 16px; color: #5F5746; text-decoration: underline; cursor: pointer;"> 3739 Advertiser Disclosure 3740</p></div> 3741 </div> 3742 3743 <div id="hs_cos_wrapper_module_17496355020921" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"><div class="cc_table-of-contents-container" data-module-id="module_17496355020921"> 3744 <h2>Table of Contents</h2> 3745 <ul class="cc_table-of-contents-list"> 3746 3747 </ul> 3748</div> 3749 3750
3751<script type="application/json" id="custom-toc-data"> 3752 [] 3753</script>
3753 3754 3755<!-- Global JS config for TOC behavior -->
3756<script> 3757 window.tocSettings = window.tocSettings || {}; 3758 window.tocSettings["module_17496355020921"] = { 3759 enableNumbering: true 3760 }; 3761</script>
3761</div> 3762 <div class="container-fluid toc-modules"> 3763<div class="row-fluid-wrapper"> 3764<div class="row-fluid"> 3765<div class="span12 widget-span widget-type-cell " style="" data-widget-type="cell" data-x="0" data-w="12"> 3766 3767</div><!--end widget-span --> 3768</div> 3769</div> 3770</div> 3771 </nav> 3772 </div> 3773 3774 3775</main> 3776 3777<div id="hs_cos_wrapper_module_credit_topics" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"> 3778<section class="cc_other_credit_topics"> 3779 <div class="container"> 3780 <h3 class="cc_other_credit_topics_title">Other Credit Topics</h3> 3781 <div class="row"> 3782 3783 <div class="col-lg-3 col-sm-6 col-xs-6"> 3784 3785 <a href="/credit-cards/browse"> 3786 <div class="cc_other_credit_topics_card"> 3787 <div class="cc_other_credit_topics_img"> 3788 <img src="https://credit.com/hubfs/raw_assets/public/ccom-theme/assets/images/icons/credit_card.svg" alt="Credit cards" aria-hidden="true"> 3789 </div> 3790 <div class="cc_other_credit_topics_title"> 3791 <h4>Credit cards</h4> 3792 </div> 3793 </div> 3794 </a> 3795 3796 </div> 3797 3798 <div class="col-lg-3 col-sm-6 col-xs-6"> 3799 3800 <a href="/credit-repair"> 3801 <div class="cc_other_credit_topics_card"> 3802 <div class="cc_other_credit_topics_img"> 3803 <img src="https://credit.com/hubfs/raw_assets/public/ccom-theme/assets/images/icons/credit_repair.svg" alt="Credit repair" aria-hidden="true"> 3804 </div> 3805 <div class="cc_other_credit_topics_title"> 3806 <h4>Credit repair</h4> 3807 </div> 3808 </div> 3809 </a> 3810 3811 </div> 3812 3813 <div class="col-lg-3 col-sm-6 col-xs-6"> 3814 3815 <a href="/blog/tag/loans"> 3816 <div class="cc_other_credit_topics_card"> 3817 <div class="cc_other_credit_topics_img"> 3818 <img src="https://credit.com/hubfs/raw_assets/public/ccom-theme/assets/images/icons/loan.svg" alt="Loans" aria-hidden="true"> 3819 </div> 3820 <div class="cc_other_credit_topics_title"> 3821 <h4>Loans</h4> 3822 </div> 3823 </div> 3824 </a> 3825 3826 </div> 3827 3828 <div class="col-lg-3 col-sm-6 col-xs-6"> 3829 3830 <a href="/blog/tag/taxes"> 3831 <div class="cc_other_credit_topics_card"> 3832 <div class="cc_other_credit_topics_img"> 3833 <img src="https://credit.com/hubfs/raw_assets/public/ccom-theme/assets/images/icons/taxes.svg" alt="Taxes" aria-hidden="true"> 3834 </div> 3835 <div class="cc_other_credit_topics_title"> 3836 <h4>Taxes</h4> 3837 </div> 3838 </div> 3839 </a> 3840 3841 </div> 3842 3843 <div class="col-lg-3 col-sm-6 col-xs-6"> 3844 3845 <a href="personal-finance/savings-accounts"> 3846 <div class="cc_other_credit_topics_card"> 3847 <div class="cc_other_credit_topics_img"> 3848 <img src="https://credit.com/hubfs/raw_assets/public/ccom-theme/assets/images/icons/savings.svg" alt="Savings" aria-hidden="true"> 3849 </div> 3850 <div class="cc_other_credit_topics_title"> 3851 <h4>Savings</h4> 3852 </div> 3853 </div> 3854 </a> 3855 3856 </div> 3857 3858 <div class="col-lg-3 col-sm-6 col-xs-6"> 3859 3860 <a href="/blog/tag/debt">
3861 <div class="cc_other_credit_topics_card"> 3862 <div class="cc_other_credit_topics_img"> 3863 <img src="https://credit.com/hubfs/raw_assets/public/ccom-theme/assets/images/icons/managing_debt.svg" alt="Managing debt" aria-hidden="true"> 3864 </div> 3865 <div class="cc_other_credit_topics_title"> 3866 <h4>Managing debt</h4> 3867 </div> 3868 </div> 3869 </a> 3870 3871 </div> 3872 3873 <div class="col-lg-3 col-sm-6 col-xs-6"> 3874 3875 <a href="/blog/tag/credit-reports"> 3876 <div class="cc_other_credit_topics_card"> 3877 <div class="cc_other_credit_topics_img"> 3878 <img src="https://credit.com/hubfs/raw_assets/public/ccom-theme/assets/images/icons/credit_report.svg" alt="Credit report" aria-hidden="true"> 3879 </div> 3880 <div class="cc_other_credit_topics_title"> 3881 <h4>Credit report</h4> 3882 </div> 3883 </div> 3884 </a> 3885 3886 </div> 3887 3888 <div class="col-lg-3 col-sm-6 col-xs-6"> 3889 3890 <a href="/credit-scores"> 3891 <div class="cc_other_credit_topics_card"> 3892 <div class="cc_other_credit_topics_img"> 3893 <img src="https://credit.com/hubfs/raw_assets/public/ccom-theme/assets/images/icons/credit_score.svg" alt="Credit scores" aria-hidden="true"> 3894 </div> 3895 <div class="cc_other_credit_topics_title"> 3896 <h4>Credit scores</h4> 3897 </div> 3898 </div> 3899 </a> 3900 3901 </div> 3902 3903 <div class="col-lg-3 col-sm-6 col-xs-6"> 3904 3905 <a href="/personal-finance"> 3906 <div class="cc_other_credit_topics_card"> 3907 <div class="cc_other_credit_topics_img"> 3908 <img src="https://credit.com/hubfs/raw_assets/public/ccom-theme/assets/images/icons/personal_finance.svg" alt="Personal finance" aria-hidden="true"> 3909 </div> 3910 <div class="cc_other_credit_topics_title"> 3911 <h4>Personal finance</h4> 3912 </div> 3913 </div> 3914 </a> 3915 3916 </div> 3917 3918 <div class="col-lg-3 col-sm-6 col-xs-6"> 3919 3920 <a href="/loans/student-loans"> 3921 <div class="cc_other_credit_topics_card"> 3922 <div class="cc_other_credit_topics_img"> 3923 <img src="https://credit.com/hubfs/raw_assets/public/ccom-theme/assets/images/icons/student_loan.svg" alt="Student loans" aria-hidden="true"> 3924 </div> 3925 <div class="cc_other_credit_topics_title"> 3926 <h4>Student loans</h4> 3927 </div> 3928 </div> 3929 </a> 3930 3931 </div> 3932 3933 </div> 3934 </div> 3935</section> 3936</div> 3937 3938 3939 3940 3941<div id="hs_cos_wrapper_guide_credit_tool" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"> 3942 3943 3944<section class="Credit_tools"> 3945 <div class="container"> 3946 <h3 class="Credit_tools_title">Credit Tools</h3> 3947 <div class="row"> 3948 3949 <div class="col-lg-4 col-sm-6 col-xs-12"> 3950 <div class="Credit_tools_card"> 3951 <div class="Credit_tools_card_img"> 3952 <img src="https://credit.com/hubfs/raw_assets/public/ccom-theme/assets/images/icons/credit_report.svg" alt="Credit report card" aria-hidden="true" loading="lazy" width="80" height="80"> 3953 </div> 3954 <div class="Credit_tools_card_content"> 3955 <h4>Credit report card</h4> 3956 <p>Free credit score and credit report snapshot</p> 3957 3958 3959 3960 3961 3962<a style="margin-bottom: 0px; margin-top:0px;" href="/signup/?inpg_placement=intent&inpg_message=cec&inpg_section=hubpagecredittoolscreditreportcard" class="btn btn-text-only btn btn-text-only style-outline-state btn-large " aria-label="Get your free score"> 3963 <div class="container"> 3964 <div class="button-content"> 3965 3966 <div style="padding:0px 0px 0px 0px;" class="text-wrapper">Get your free score</div> 3967 </div> 3968 <div class="state-layer"> 3969 <div class="pressed-indicator"></div> 3970 </div> 3971 </div> 3972</a>
3973<script> 3974 document.addEventListener('DOMContentLoaded', function () { 3975 // Get all primary buttons that are not in pressed state 3976 const primaryButtons = document.querySelectorAll('.btn:not(.btn-pressed)'); 3977 3978 // Loop through all matching buttons 3979 primaryButtons.forEach(button => { 3980 // Prevent default focus outline when clicking 3981 button.addEventListener('mousedown', function (e) { 3982 e.preventDefault(); 3983 this.classList.add('btn-pressed'); 3984 }); 3985 3986 // Remove pressed state when mouse is released 3987 button.addEventListener('mouseup', function () { 3988 this.classList.remove('btn-pressed'); 3989 }); 3990 3991 // Remove pressed state if mouse leaves while button is pressed 3992 button.addEventListener('mouseleave', function () { 3993 this.classList.remove('btn-pressed'); 3994 }); 3995 3996 // Prevent focus outline on click 3997 button.addEventListener('click', function (e) { 3998 this.blur(); // Remove focus after click 3999 }); 4000 }); 4001 }); 4002</script>
4002 4003 4004 </div> 4005 4006 </div> 4007 </div> 4008 4009 <div class="col-lg-4 col-sm-6 col-xs-12"> 4010 <div class="Credit_tools_card"> 4011 <div class="Credit_tools_card_img"> 4012 <img src="https://credit.com/hubfs/raw_assets/public/ccom-theme/assets/images/icons/calculator.svg" alt="Calculators" aria-hidden="true" loading="lazy" width="80" height="80"> 4013 </div> 4014 <div class="Credit_tools_card_content"> 4015 <h4>Calculators</h4> 4016 <p>Tools to help you take control of your financial goals</p> 4017 4018 4019 4020 4021 4022<a style="margin-bottom: 0px; margin-top:0px;" href="/calculators?inpg_placement=intent&inpg_message=calculator&inpg_section=hubpagecredittoolcalculators" class="btn btn-text-only btn btn-text-only style-outline-state btn-large " aria-label="Calculate your savings"> 4023 <div class="container"> 4024 <div class="button-content"> 4025 4026 <div style="padding:0px 0px 0px 0px;" class="text-wrapper">Calculate your savings</div> 4027 </div> 4028 <div class="state-layer"> 4029 <div class="pressed-indicator"></div> 4030 </div> 4031 </div> 4032</a>
4033<script> 4034 document.addEventListener('DOMContentLoaded', function () { 4035 // Get all primary buttons that are not in pressed state 4036 const primaryButtons = document.querySelectorAll('.btn:not(.btn-pressed)'); 4037 4038 // Loop through all matching buttons 4039 primaryButtons.forEach(button => { 4040 // Prevent default focus outline when clicking 4041 button.addEventListener('mousedown', function (e) { 4042 e.preventDefault(); 4043 this.classList.add('btn-pressed'); 4044 }); 4045 4046 // Remove pressed state when mouse is released 4047 button.addEventListener('mouseup', function () { 4048 this.classList.remove('btn-pressed'); 4049 }); 4050 4051 // Remove pressed state if mouse leaves while button is pressed 4052 button.addEventListener('mouseleave', function () { 4053 this.classList.remove('btn-pressed'); 4054 }); 4055 4056 // Prevent focus outline on click 4057 button.addEventListener('click', function (e) { 4058 this.blur(); // Remove focus after click 4059 }); 4060 }); 4061 }); 4062</script>
4062 4063 4064 </div> 4065 4066 </div> 4067 </div> 4068 4069 <div class="col-lg-4 col-sm-6 col-xs-12"> 4070 <div class="Credit_tools_card"> 4071 <div class="Credit_tools_card_img"> 4072 <img src="https://credit.com/hubfs/raw_assets/public/ccom-theme/assets/images/icons/credit_repair.svg" alt="Free credit repair assessment" aria-hidden="true" loading="lazy" width="80" height="80"> 4073 </div> 4074 <div class="Credit_tools_card_content"> 4075 <h4>Free credit repair assessment</h4> 4076 <p>Ensure you have an accurate credit report</p> 4077 4078 4079 4080 4081 4082<a style="margin-bottom: 0px; margin-top:0px;" href="/credit-repair?inpg_placement=intent&inpg_message=crtool&ing_section=hubpagecredittoolcreditrepair" class="btn btn-text-only btn btn-text-only style-outline-state btn-large " aria-label="Learn more"> 4083 <div class="container"> 4084 <div class="button-content"> 4085 4086 <div style="padding:0px 0px 0px 0px;" class="text-wrapper">Learn more</div> 4087 </div> 4088 <div class="state-layer"> 4089 <div class="pressed-indicator"></div> 4090 </div> 4091 </div> 4092</a>
4093<script> 4094 document.addEventListener('DOMContentLoaded', function () { 4095 // Get all primary buttons that are not in pressed state 4096 const primaryButtons = document.querySelectorAll('.btn:not(.btn-pressed)'); 4097 4098 // Loop through all matching buttons 4099 primaryButtons.forEach(button => { 4100 // Prevent default focus outline when clicking 4101 button.addEventListener('mousedown', function (e) { 4102 e.preventDefault(); 4103 this.classList.add('btn-pressed'); 4104 }); 4105 4106 // Remove pressed state when mouse is released 4107 button.addEventListener('mouseup', function () { 4108 this.classList.remove('btn-pressed'); 4109 }); 4110 4111 // Remove pressed state if mouse leaves while button is pressed 4112 button.addEventListener('mouseleave', function () { 4113 this.classList.remove('btn-pressed'); 4114 }); 4115 4116 // Prevent focus outline on click 4117 button.addEventListener('click', function (e) { 4118 this.blur(); // Remove focus after click 4119 }); 4120 }); 4121 }); 4122</script>
4122 4123 4124 </div> 4125 4126 </div> 4127 </div> 4128 4129 </div> 4130 </div> 4131</section> 4132</div> 4133 4134 4135 4136 <div data-global-resource-path="ccom-theme/templates/partials/footer.html"> 4137 4138 4139<footer class="footer" data-device-mode="desktop"> 4140 <div class="container"> 4141 <div id="hs_cos_wrapper_module_17534409401913" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"><div class="frame"> 4142 <div class="div"> 4143 <div class="progrexion"> 4144 4145 <img src="https://credit.com/hs-fs/hubfs/logo_footer_white.png?width=235&height=48&name=logo_footer_white.png" alt="Logo" aria-hidden="true" height="48" width="235" loading="lazy" srcset="https://credit.com/hs-fs/hubfs/logo_footer_white.png?width=118&height=24&name=logo_footer_white.png 118w, https://credit.com/hs-fs/hubfs/logo_footer_white.png?width=235&height=48&name=logo_footer_white.png 235w, https://credit.com/hs-fs/hubfs/logo_footer_white.png?width=353&height=72&name=logo_footer_white.png 353w, https://credit.com/hs-fs/hubfs/logo_footer_white.png?width=470&height=96&name=logo_footer_white.png 470w, https://credit.com/hs-fs/hubfs/logo_footer_white.png?width=588&height=120&name=logo_footer_white.png 588w, https://credit.com/hs-fs/hubfs/logo_footer_white.png?width=705&height=144&name=logo_footer_white.png 705w" sizes="(max-width: 235px) 100vw, 235px"> 4146 4147 </div> 4148 <div class="social-links"> 4149 4150 <a href="https://www.facebook.com/CreditExperts" target="_blank"> 4151 <img class="social-icons" src="https://credit.com/hubfs/facebook.svg" alt="facebook" aria-hidden="true" loading="lazy"> 4152 </a> 4153 4154 <a href="https://twitter.com/CreditExperts" target="_blank"> 4155 <img class="social-icons" src="https://credit.com/hubfs/twitter.svg" alt="twitter" aria-hidden="true" loading="lazy"> 4156 </a> 4157 4158 <a href="https://www.linkedin.com/company/credit-com" target="_blank"> 4159 <img class="social-icons" src="https://credit.com/hubfs/linkedin.svg" alt="linkedin" aria-hidden="true" loading="lazy"> 4160 </a> 4161 4162 4163 4164 <a href="https://itunes.apple.com/us/app/credit.com-mobile-free-credit/id871022793?ls=1&mt=8" target="_blank"> 4165 <img class="badges" src="https://credit.com/hubfs/app-store-badge.svg" alt="App Store" aria-hidden="true" loading="lazy"> 4166 </a> 4167 4168 <a href="https://play.google.com/store/apps/details?id=com.creditcom&pcampaignid=pcampaignidMKT-Other-global-all-co-prtnr-py-PartBadge-Mar2515-1" target="_blank"> 4169 <img class="badges" src="https://credit.com/hubfs/google-play.svg" alt="google-play" aria-hidden="true" loading="lazy"> 4170 </a> 4171 4172 </div> 4173 </div> 4174 4175 <div class="frame-2"> 4176 <div class="about"> 4177 <div class="text-wrapper">About</div> 4178 4179 <div class="text-wrapper-2"><a href="/about-us">About us</a></div> 4180 4181 <div class="text-wrapper-2"><a href="/contact-us">Contact Us</a></div> 4182 4183 <div class="text-wrapper-2"><a href="/how-it-works/free-mobile-credit-app/">Credit.com App</a></div> 4184 4185 <div class="text-wrapper-2"><a href=""></a></div> 4186 4187 </div> 4188 <div class="about-2"> 4189 <div class="text-wrapper">Credit Resources</div> 4190 4191 <div class="text-wrapper-2"><a href="/free-credit-score/">Free Credit Score</a></div> 4192 4193 <div class="text-wrapper-2"><a href="/credit-cards/">Credit Cards</a></div> 4194 4195 <div class="text-wrapper-2"><a href="/blog">Blog</a></div> 4196 4197 </div> 4198 </div> 4199</div></div> 4200 4201 <div id="hs_cos_wrapper_legal_disclaimer" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module widget-type-rich_text" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"><span id="hs_cos_wrapper_legal_disclaimer_" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_rich_text" style="" data-hs-cos-general-type="widget" data-hs-cos-type="rich_text"><p class="p">© 1996-2026 Credit.com â¢, LLC. All rights reserved</p> 4202<p class="p"><a href="/privacy/">Privacy Policy</a> | <a href="/privacy-notice/">Privacy Notice</a> | <a href="/terms/">Terms of Service</a> | <a href="https://privacyportal-cdn.onetrust.com/dsarwebform/e5972974-adf3-405e-b919-62b20ae438a0/eb0adcee-1fed-4068-9801-85b289d900b6.html">Do not sell or share my personal information</a> | <a>Change Cookie Preferences</a></p> 4203<p class="p">The offers that appear on Credit.com's website are from companies from which Credit.com receives compensation. This compensation may influence the selection, appearance, and order of appearance of the offers listed on the website. Compensation is not a factor in the substantive evaluation of any product. However, this compensation also facilitates the provision by Credit.com of certain services to you at no charge. The website does not include all financial services companies or all of their available product and service offerings. Google Play and the Google Play logo are trademarks of Google LLC.</p></span></div> 4204 4205 </div> 4206</footer></div> 4207 4208 4209 4210 4211<!-- HubSpot performance collection script -->
4212<script defer src="/hs/hsstatic/content-cwv-embed/static-1.1293/embed.js"></script>
vendor: 1 bytes, line 4212
4212
4213<script src="https://credit.com/hubfs/hub_generated/template_assets/1/190634077242/1789149221961/template_main.min.js"></script>
vendor: 1 bytes, line 4213
4213
4214<script src="https://credit.com/hubfs/hub_generated/template_assets/1/192494293933/1789149215615/template_navbar.min.js"></script>
vendor: 1 bytes, line 4214
4214
4215<script> 4216var hsVars = hsVars || {}; hsVars['language'] = 'en'; 4217</script>
4217 4218
4219<script src="/hs/hsstatic/cos-i18n/static-1.53/bundles/project.js"></script>
vendor: 1 bytes, line 4219
4219
4220<script src="https://credit.com/hubfs/hub_generated/template_assets/1/193535181478/1789149219386/template_credit-card-guide-toc.min.js"></script>
vendor: 1 bytes, line 4220
4220
4221<script src="https://credit.com/hubfs/hub_generated/module_assets/1/192493305686/1771561178623/module_credit-guide-header.min.js"></script>
vendor: 1 bytes, line 4221
4221
4222<script async defer src="https://credit.com/hubfs/hub_generated/module_assets/1/192494531591/1771561170788/module_credit-guide-section.min.js"></script>
vendor: 1 bytes, line 4222
4222
4223<script src="https://credit.com/hubfs/hub_generated/module_assets/1/192493305865/1771561193346/module_legal_tooltip.min.js"></script>
vendor: 1 bytes, line 4223
4223
4224<script src="https://credit.com/hubfs/hub_generated/module_assets/1/192493322640/1771561191349/module_advvertise_tooltip.min.js"></script>
vendor: 1 bytes, line 4224
4224
4225<script src="https://credit.com/hubfs/hub_generated/module_assets/1/192493322535/1771561178218/module_guide-toc.min.js"></script>
4225 4226 4227<!-- Start of HubSpot Analytics Code -->
4228<script type="text/javascript"> 4229var _hsq = _hsq || []; 4230_hsq.push(["setContentType", "standard-page"]); 4231_hsq.push(["setCanonicalUrl", "https:\/\/credit.com\/all-about-loans"]); 4232_hsq.push(["setPageId", "192639757454"]); 4233_hsq.push(["setContentMetadata", { 4234 "contentPageId": 192639757454, 4235 "legacyPageId": "192639757454", 4236 "contentFolderId": null, 4237 "contentGroupId": null, 4238 "abTestId": null, 4239 "languageVariantId": 192639757454, 4240 "languageCode": "en", 4241 4242 4243}]); 4244</script>
4244 4245
4246<script type="text/javascript" id="hs-script-loader" async defer src="/hs/scriptloader/45535472.js?businessUnitId=0"></script>
4246 4247<!-- End of HubSpot Analytics Code --> 4248 4249
4250<script type="text/javascript"> 4251var hsVars = { 4252 render_id: "f7ba84ce-5d71-4ae0-a360-ddb1aef86448", 4253 ticks: 1786907657995, 4254 page_id: 192639757454, 4255 4256 content_group_id: 0, 4257 portal_id: 45535472, 4258 app_hs_base_url: "https://app.hubspot.com", 4259 cp_hs_base_url: "https://cp.hubspot.com", 4260 language: "en", 4261 analytics_page_type: "standard-page", 4262 scp_content_type: "", 4263 4264 analytics_page_id: "192639757454", 4265 category_id: 1, 4266 folder_id: 0, 4267 is_hubspot_user: false 4268} 4269</script>
4269 4270 4271
4272<script defer src="/hs/hsstatic/HubspotToolsMenu/static-1.640/js/index.js"></script>
4272 4273
4274<script> 4275 4276window.ivasMessengerSettings = { 4277 4278 token: "eyJhbGciOiJSUzUxMiIsInR5cCI6IkpXVCJ9.eyJ3b3Jrc3BhY2VJZCI6IjY2ZWFhYzk3YWYzZWJiYmY5MjIzMDUzYyIsImlhdCI6MTcyNjY1NTYzOX0.bhhEUeOzP5cKuPsrKiPsM5S6KS3FwQLia2Rp5FMYUh1zw7UoWTUC054TqCEjBEjZNXy3Cuht3-rzUq8FTSwfPLXmGvyCPmeia77yj4i66mkytTI35B4TTQ-DQp6Wnz1WwL6DfnZZoIG70kYCgLURmWukeD5HUyAzhrAtMxgKBxW9s7cm6eHPUVtO7wl4AXWTZ6IVLt0yT0bKayto4VnKoAEI6kk7u9sorKdTtehHL-yuXQEy_iNoNt1PCb2HuY84MzXZSDghg1bq3ZkgPHy85Zb2_eV4_wNgcvHQ30h7JGU3GIGlX44_Cf0o_BKpKlhzmDF0r7OugvBV99fHosHUwW7pxeiiMxaod7CCWUFOJSAFkdvxfHXYuPKTHIXHTRh6K0tHak_IdW1qtNJcLazFRNOf_0XQ0vOK2NaT2UmuPCcCHKxYpHmXf3SXWU4OY-jir0YneCkzX4mqYHrUpgSn0WmwFMGjZp1qeyntiMISIK1XNoXKv0u3RuvV83nncDu1", 4279 4280 domain: "https://messenger.usw.ivastudio.ai", 4281 4282 port: "443", 4283 4284 onError: function(error) { 4285 4286 console.error("Something went wrong with the websockets for IVA Messenger", error); 4287 4288 } 4289 4290}; 4291 4292!(function () { 4293 4294 function t() { 4295 4296 var s = document.createElement("script"); 4297 4298 s.type = "text/javascript"; 4299 4300 s.defer = true; // Add defer here 4301 4302 s.src = "https://messenger.usw.ivastudio.ai:443/loader"; 4303 4304 var e = document.getElementsByTagName("script")[0]; 4305 4306 e.parentNode.insertBefore(s, e); 4307 4308 } 4309 4310 if (window.attachEvent) { 4311 4312 window.attachEvent("onload", t); 4313 4314 } else { 4315 4316 window.addEventListener("load", t, false); 4317 4318 } 4319 4320})(); 4321</script>
4321 4322 4323 4324 4325 4326 <div id="audioeye_new_window_message" class="sr-only" aria-hidden="true"> 4327 This link opens in a new tab 4328 </div> 4329 4330 4331</body></html>
Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.