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229	<meta name="generator" content="Elementor 4.3.2; features: additional_custom_breakpoints; settings: css_print_method-external, google_font-enabled, font_display-auto">
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237			<style>
238				.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload),
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240					background-image: none !important;
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242				@media screen and (max-height: 1024px) {
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244					.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload) * {
245						background-image: none !important;
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247				}
248				@media screen and (max-height: 640px) {
249					.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload),
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251						background-image: none !important;
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254			</style>
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256<link rel="icon" href="https://creditunions.com/wp-content/uploads/2022/02/cropped-CreditUnions_favicon-192x192.png" sizes="192x192" />
257<link rel="apple-touch-icon" href="https://creditunions.com/wp-content/uploads/2022/02/cropped-CreditUnions_favicon-180x180.png" />
258<meta name="msapplication-TileImage" content="https://creditunions.com/wp-content/uploads/2022/02/cropped-CreditUnions_favicon-270x270.png" />
259<style id="wp-custom-css">
260/* Remove dotted outline from focused/clicked links */
261a:focus {
262	outline: none;
263}
264
265p a {
266	font-weight: 700;
267	text-decoration: underline !important;
268}
269.text-uppercase {
270	text-transform: uppercase;
271}
272
273/* Make paragraph text in a Heading element inherit the default paragraph line-height */
274p.elementor-heading-title {
275	line-height: inherit;
276}
277
278
279/* Change the global text selection color */
280::selection {
281	color: #fff;
282	background-color: rgba(88,89,91,0.9);
283}
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286	background-color: rgba(88,89,91,0.9);
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288
289/* Make extra-large buttons stretch to full width of container */
290a.elementor-size-xl {
291	width: 100% !important;
292}
293
294/* Preset button colors with custom classes */
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296	background-color: #fff;
297	color: #0F253F !important;
298}
299.white a.elementor-button:hover {
300	background-color: #f5f5f5;
301}
302.green a.elementor-button {
303	background-color: #B4C122;
304	color: #0F253F !important;
305}
306.green a.elementor-button:hover {
307	background-color: #0F253F;
308	color: #fff !important;
309}
310.red a.elementor-button {
311	background-color: #AE0001;
312	color: #fff !important;
313}
314.red a.elementor-button:hover {
315	background-color: #70090A;
316	color: #fff !important;
317}
318
319
320/* Prevent a left-aligned icon box from stacking on mobile */
321@media (max-width:767px) {
322	.elementor-widget-icon-box.elementor-position-left .elementor-icon-box-wrapper {
323		display: flex;
324	}
325	.elementor-widget-icon-box.elementor-position-left .elementor-icon-box-icon {
326		margin-right: 1em !important;
327	}}
328
329
330.only-first-post-has-image .uael-post-wrapper:not(:first-child) .uael-post__thumbnail{
331	display: none;
332}
333
334.uael-faq-wrapper p {
335	margin-bottom: 1em !important;
336}
337
338.gform_body input:focus, .gform_body textarea:focus  {
339	background-color: #fff !important;
340}
341.link_disable .elementor-post__title a
342{
343	pointer-events:none!important
344}
345
346
347
348
349
350/* -- HTML Callout Styling-- */
351
352/* Graphs */
353.single-post div.thumbnail {
354	border: none;
355}
356.single-post .thumbnail h4 {
357	font-size: 15px;
358}
359.single-post .thumbnail h4 strong {
360	font-size: 18px !important;
361}
362
363/* Sidebars */
364@media screen and (min-width: 600px) {
365	.pull-right {
366		width: 33%;
367		float: right;
368		clear: left;
369		margin-left: 2em;
370	}
371	.pull-left {
372		width: 33%;
373		float: left;
374		clear: right;
375		margin-right: 2em;
376	}}
377
378/* Call to Action Box */
379@media screen and (min-width: 600px){
380	.bs-calltoaction > .row {
381		display: table;
382	}
383	.bs-calltoaction > .row > [class^="col-"], .bs-calltoaction > .row > [class*=" col-"] {
384		float: none;
385		display: table-cell;
386		vertical-align: middle;
387	}}
388@media screen and (max-width: 600px){
389	.bs-calltoaction img {
390		max-width: 180px;
391	}
392}
393div.bs-calltoaction {
394	background-color: var(--e-global-color-b169021);
395	padding: 2em;
396	margin: 2em 0;
397}
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399	max-width: 100%;
400	margin: auto;
401}
402.bs-calltoaction h1 {
403	font-size: 2em;
404}
405a.btn {
406	display: inline-block;
407	background: #0F253F;
408	color: #fff; 
409	text-decoration: none !important;
410	padding: 10px 12px;
411	font-weight: 500;
412	font-size: 14px; 
413	letter-spacing: 1px;
414	text-transform: uppercase !important;
415	font-family: Jost;
416	transition: background 200ms;
417}
418a.btn:hover {
419	background: var(--ast-global-color-3);
420	color: #fff;
421}
422
423.bs-calltoaction-danger {
424	background: var(--e-global-color-358d91f) !important;
425}
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427	background: var(--e-global-color-astglobalcolor3) !important;
428}
429.bs-calltoaction-danger .cta-contents *, .bs-calltoaction-blue .cta-contents * {
430	color: #fff;
431}
432.bs-calltoaction-danger a.btn:hover, .bs-calltoaction-blue a.btn:hover {
433	background: #fff;
434	color: var(--ast-global-color-1);
435}
436
437
438.cta-button {
439	text-align: center;
440}
441
442/* blockquotes */
443blockquote {
444	background-color: #fff;
445	margin: 2em 0 2em;
446	border-left: 10px solid var( --e-global-color-accent ) !important;
447	border: 1px solid var( --e-global-color-43e6a0f );
448	padding: 1.5em 1.5em 1em;
449	font-style: inherit;
450}
451blockquote p {
452	font-size: 1.2em;
453	text-indent: 1.5em;
454}
455blockquote p:before {
456	content: "“";
457	position: absolute;
458	color: var( --e-global-color-43e6a0f );
459	font-size: 5em;
460	top: 40px;
461	left: -10px;
462}
463blockquote footer {
464	font-size: 0.75em;
465	color: #777777;
466}
467blockquote footer:before {
468	content: "— ";
469}
470/* highlighted sections */
471mark {
472	display: block;
473	padding: 1em;
474	background-color: #fff3d9;
475}
476
477/* Quick Facts panel */
478.panel {
479	border: 1px solid var( --e-global-color-accent );
480}
481.panel .panel-heading {
482	background: var( --e-global-color-accent );
483	padding: 0.5em 1em ;
484}
485.panel p {
486	margin-bottom: 0;
487	font-size: 0.8em;
488}
489.panel .panel-title {
490	color: #fff;
491	margin-bottom: 0;
492	text-align: center;
493}
494.panel .panel-body {
495	padding: 1em;
496}
497
498/* Striped Tables */
499table {
500	border: 1px solid var( --e-global-color-43e6a0f );
501	;
502	display: table;
503}
504th {
505	text-align: left;
506}
507tr {
508	border-color:  var( --e-global-color-43e6a0f );
509}
510table.table-striped thead tr, table.table-striped th, table.table-striped td {
511	border-width: 0px;
512	padding: 5px 10px;
513}
514div.table-responsive .caption {
515	font-size: 0.8em;
516	color: var( --e-global-color-c58a615 );
517	font-weight: 400;
518}
519
520/* Jumbotrons */
521.jumbotron {
522	background: var(--e-global-color-b169021);
523	padding: 1em;
524}
525.jumbotron h4 {
526	text-transform: none;
527	margin-bottom: 0;
528}
529
530/* Embedded video */
531.embed-responsive-16by9 iframe {
532	width: 825px;
533	height: 464px !important;
534}
535
536/* Wells */
537.well {
538	background: #fff;
539	border: 1px solid var( --e-global-color-43e6a0f );
540	padding: 1em;
541	display: inline-block;
542	width: 100%;
543	margin: 2em 0
544}
545.well-sm {
546	font-size: 0.8em;
547}
548.well-lg {
549	font-size: 1.25em;
550}
551
552/* Takeaways */
553.takeaways {
554	background-color: #fff;
555	margin: 0 0 2em;
556	border-left: 10px solid var( --e-global-color-accent ) !important;
557	border: 1px solid var( --e-global-color-43e6a0f );
558	padding: 1.5em 1.5em 1em;
559}
560.takeaways li * {
561	margin-bottom: 0;
562}
563.takeaways li {
564	font-size: 17px;
565}
566
567/* Accordions */
568div#accordion .panel {
569	border: 1px solid var( --e-global-color-43e6a0f );
570}
571div#accordion .panel-heading {
572	background: var(--e-global-color-b169021);
573	padding: 0.5em 1em;}
574div#accordion .panel-title {
575	text-align: left !important;
576}
577
578/* Post bullets */
579.elementor-widget-theme-post-content p, .elementor-widget-theme-post-content ul, .elementor-widget-theme-post-content ol {
580	font-size: 17px;
581	line-height: 1.7em;
582}
583
584.elementor-widget-theme-post-content ul li, .elementor-widget-theme-post-content ol li {
585	margin-bottom: 10px;
586}
587
588
589/* Columns */
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591{
592.col-md-1, .col-md-2, .col-md-3, .col-md-4, .col-md-5, .col-md-6, .col-md-7, .col-md-8, .col-md-9, .col-md-10, .col-md-11, .col-md-12 {
593float: left;
594}
595.col-md-3 {
596width: 25%;
597}
598.col-xs-1, .col-sm-1, .col-md-1, .col-lg-1, .col-xs-2, .col-sm-2, .col-md-2, .col-lg-2, .col-xs-3, .col-sm-3, .col-md-3, .col-lg-3, .col-xs-4, .col-sm-4, .col-md-4, .col-lg-4, .col-xs-5, .col-sm-5, .col-md-5, .col-lg-5, .col-xs-6, .col-sm-6, .col-md-6, .col-lg-6, .col-xs-7, .col-sm-7, .col-md-7, .col-lg-7, .col-xs-8, .col-sm-8, .col-md-8, .col-lg-8, .col-xs-9, .col-sm-9, .col-md-9, .col-lg-9, .col-xs-10, .col-sm-10, .col-md-10, .col-lg-10, .col-xs-11, .col-sm-11, .col-md-11, .col-lg-11, .col-xs-12, .col-sm-12, .col-md-12, .col-lg-12 {
599position: relative;
600min-height: 1px;
601padding-right: 10px;
602padding-left: 10px;
603}
604} */
605.new_form {
606	width: 100%;
607	max-width: 400px!important;
608	display: block;
609	margin: 0 auto;
610}
611.new_form label {
612	display: none!important;
613}
614.new_form .gform_footer {
615	justify-content: center;
616}
617.page-id-70725 .com-post-author {
618	float: left;
619	width: 100%;
620	color:  #0092B4;
621	font-size: 16px;
622	padding: 10px 0px;
623}
624body:not(.single-post) .hide_on_all_postpage {
625	display: none;
626}
627
628h2.custom-blog-acc-title {
629	font-size: 2rem;
630	font-weight: 400;
631	font-family: 'Jost',sans-serif;
632	color: #fff;
633	margin: 0;
634}
635
636div#keyword_cat_name_wrap a{
637	color: #0092b5;
638	font-family: "Jost", Sans-serif;
639	font-size: 14px;
640	font-weight: 500;
641	text-transform: uppercase;
642	letter-spacing: 1px;
643}
644
645div#keyword_cat_name_wrap a:hover{
646	color: #0f253f;
647}
648.single-post .com-post-author {
649	display:none;
650}
651body .custm_accou_post .elementor-post__text {
652	width: 100%;
653}
654body .custm_accou_post .has-post-thumbnail .elementor-post__text {
655	width: 59%;
656}
657body .custm_accou_post .elementor-posts .elementor-post {
658	flex-wrap:wrap;
659}
660.sidebar_newsletter .gform_footer .gform_button {
661	line-height:20px!important
662}
663
664.uael-share-btn-twitter .fab.fa-twitter {
665	background: url(https://creditunions.com/wp-content/uploads/2024/05/xlogo.svg) no-repeat;
666	color: transparent!important;
667	background-size: 22px auto;
668	background-position: 2px 3px;
669}
670
671.hdr-search form.elementor-search-form button {
672	color: #fff;
673}
674.hdr-search form.elementor-search-form button .fa-search:before {
675	content: "\f002";
676	font-size: 14px;
677}
678
679
680/* interscroller ad positioning */
681
682#div-interscroller iframe {
683	z-index: -1;
684}
685
686/*Blog Carousel CSS*/
687
688.single-post .swiper-container {
689	margin: 20px auto;
690}
691
692.single-post .swiper-slide {
693	display: flex;
694	flex-direction: column;
695	place-items: center;
696	place-self: center;
697}
698
699
700
701.single-post .swiper-slide img {
702	height: 500px;
703	max-height: 65vh;
704	object-fit: cover;
705	object-position: center;
706	margin: 10px 0;
707	padding: 0 50px;
708}
709
710.single-post .image-carousel-caption {
711	height: fit-content;
712	padding: 0 50px;
713	text-align: center;
714	font-family: roboto;
715	font-size: 17px;
716}
717
718.single-post .swiper-button-next:after, .swiper-button-prev:after {
719	font-size: 25px;
720}
721
722.swiper-pagination {
723	margin-top: 10px;
724	position: relative;
725}
726
727/* Quiz CSS */
728
729.elementor-widget-theme-post-content .gform_wrapper {
730	max-width: 60%;
731	margin: 40px auto;
732	box-shadow: 5px 5px 5px 5px #0002;
733	border-radius: 10px;
734	padding: 10px 20px;
735	min-height: 300px;
736	display: flex;
737	flex-direction: column;
738	place-content: stretch;
739	place-items: stretch;
740	min-height: 100%;
741}
742
743.elementor-widget-theme-post-content legend {
744	margin-bottom: 20px !important;
745}
746
747.elementor-widget-theme-post-content .gchoice {
748	padding-bottom: 10px;
749}
750
751.gquiz-indicator {
752	margin-top: -3px;
753}
754.gform_next_button, .gform_previous_button, .elementor-widget-theme-post-content .gform_button, a.gpoll_button {
755	font-size: 1em !important;
756	transition: .1s;
757	color: #ffffff;
758	padding: 10px 12px;
759	display: inline-block;
760	height: fit-content;
761}
762
763a.gpoll_button:hover {
764	background: #0f253f;
765	color: #fff;
766}
767
768.gquiz-answer-explanation {
769	padding: 20px;
770}
771
772.incorrect {
773	background: #ffebeb;
774}
775
776.correct {
777	background: #def7da;
778}
779
780.gquiz-answer-explanation.gfield_description.correct::before {
781	content: "Correct!";
782	display: block;
783	margin-bottom: 10px;
784	font-weight: 700;
785}
786
787.gquiz-answer-explanation.gfield_description.incorrect::before {
788	content: "Incorrect.";
789	display: block;
790	margin-bottom: 10px;
791	font-weight: 700;
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793
794.elementor-widget-theme-post-content .gform_page_footer {
795	padding: 10px 0 0 0 !important;
796}
797
798.elementor-widget-theme-post-content .gform_confirmation_wrapper {
799	max-width: 60%;
800	margin: 40px auto;
801	box-shadow: 5px 5px 5px 5px #0002;
802	border-radius: 10px;
803	padding: 10px 20px;
804	min-height: 100px;
805	display: flex;
806	flex-direction: column;
807	place-content: center;
808	place-items: stretch;
809	text-align: center;
810	font-weight: 700;
811}
812
813.gpoll_enabled .disabled input {
814	pointer-events: all !important;
815}
816
817/*remove author field showing on wrong pages*/
818
819.page-id-1361 .com-post-author {
820	display: none;
821}
822
823
824
825@media (max-width: 767px) {
826	.uael-post__inner-wrap {
827		
828		display: flex;
829		flex-direction: column;
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831	.elementor-element[data-widget_type="uael-posts.news"] .uael-post-wrapper.uael-post-wrapper-featured .uael-post__content-wrap {
832		position: relative;
833		width: 100% !important;
834		margin: 30px auto !important;
835		padding: 15px !important;
836		bottom: unset !important;
837	}
838	.elementor-element[data-widget_type="uael-posts.news"] .uael-post__body .image-ratio-set .uael-post__thumbnail {
839		height: 1fr;
840		position: absolute;
841	}
842.image-ratio-set > div:nth-child(1) > div:nth-child(1) > div:nth-child(2) > div:nth-child(4) > p:nth-child(1) {
843		margin: 0 !important;
844		padding: 0 !important;
845	}
846}
847.supplier_search_single button.e-search-submit {
848    margin: 0px !important;
849}
850
851
852</style>
853
854
855</head>
856
857<body itemtype='https://schema.org/WebPage' itemscope='itemscope' class="wp-singular page-template-default page page-id-1361 wp-custom-logo wp-embed-responsive wp-theme-astra wp-child-theme-creditunions current_blog_id_1 ast-desktop ast-page-builder-template ast-no-sidebar astra-4.13.10 group-blog ast-single-post ast-inherit-site-logo-transparent ast-hfb-header ast-full-width-layout ast-sticky-header-shrink ast-inherit-site-logo-sticky elementor-default elementor-kit-20 elementor-page elementor-page-1361 astra-addon-4.13.10">
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884<!-- End Google Tag Manager (noscript) -->
885
886<a
887	class="skip-link screen-reader-text"
888	href="#content"
889	role="link"
890	title="Skip to content">
891		Skip to content</a>
892
893<div
894class="hfeed site" id="page">
895			<header data-elementor-type="header" data-elementor-id="145" class="elementor elementor-145 elementor-location-header" data-elementor-post-type="elementor_library">
896					<section class="elementor-section elementor-top-section elementor-element elementor-element-b54b263 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="b54b263" data-element_type="section" data-e-type="section" data-settings="{&quot;background_background&quot;:&quot;classic&quot;,&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;],&quot;sticky_effects_offset&quot;:90,&quot;sticky_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}">
897						<div class="elementor-container elementor-column-gap-default">
898					<div class="elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-5cc476f" data-id="5cc476f" data-element_type="column" data-e-type="column">
899			<div class="elementor-widget-wrap elementor-element-populated">
900						<div class="elementor-element elementor-element-7721bc1 elementor-widget elementor-widget-theme-site-logo elementor-widget-image" data-id="7721bc1" data-element_type="widget" data-e-type="widget" data-widget_type="theme-site-logo.default">
901				<div class="elementor-widget-container">
902											<a href="https://creditunions.com">
903			<img width="751" height="87" src="https://creditunions.com/wp-content/uploads/2022/01/CreditUnions_logo.svg" class="attachment-full size-full wp-image-43" alt="" />				</a>
904											</div>
905				</div>
906					</div>
907		</div>
908				<div class="elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-928ab9b" data-id="928ab9b" data-element_type="column" data-e-type="column">
909			<div class="elementor-widget-wrap elementor-element-populated">
910						<div class="elementor-element elementor-element-d0c968f uael-nav-menu__align-center uael-submenu-icon-classic uael-submenu-open-hover uael-submenu-animation-none uael-link-redirect-child uael-nav-menu__breakpoint-tablet uael-nav-menu-toggle-label-no elementor-widget elementor-widget-uael-nav-menu" data-id="d0c968f" data-element_type="widget" data-e-type="widget" data-settings="{&quot;distance_from_menu&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;distance_from_menu_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;distance_from_menu_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}" data-widget_type="uael-nav-menu.default">
911				<div class="elementor-widget-container">
912							<div class="uael-nav-menu uael-layout-horizontal uael-nav-menu-layout uael-pointer__none" data-layout="horizontal">
913				<div role="button" class="uael-nav-menu__toggle elementor-clickable">
914					<span class="screen-reader-text">Main Menu</span>
915					<div class="uael-nav-menu-icon">
916						<i aria-hidden="true" class="fas fa-bars"></i>					</div>
917									</div>
918							<nav class="uael-nav-menu__layout-horizontal uael-nav-menu__submenu-classic" data-toggle-icon="&lt;i aria-hidden=&quot;true&quot; class=&quot;fas fa-bars&quot;&gt;&lt;/i&gt;" data-close-icon="&lt;i aria-hidden=&quot;true&quot; class=&quot;fas fa-times-circle&quot;&gt;&lt;/i&gt;" data-full-width="yes"><ul id="menu-1-d0c968f" class="uael-nav-menu"><li id="menu-item-67558" class="intro_step_one menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children parent uael-has-submenu uael-creative-menu"><div class="uael-has-submenu-container"><a aria-expanded="false" href="https://creditunions.com/all/" class = "uael-menu-item">Topics<span class='uael-menu-toggle sub-arrow uael-menu-child-0'><i class='fa'></i></span></a></div>
919<ul class="sub-menu">
920	<li id="menu-item-67559" class="menu-item menu-item-type-post_type menu-item-object-page uael-creative-menu"><a href="https://creditunions.com/all/" class = "uael-sub-menu-item">All Topics</a></li>
921	<li id="menu-item-67173" class="menu-item menu-item-type-taxonomy menu-item-object-keyword uael-creative-menu"><a href="https://creditunions.com/keyword/finance/" class = "uael-sub-menu-item">Finance</a></li>
922	<li id="menu-item-67182" class="menu-item menu-item-type-taxonomy menu-item-object-keyword uael-creative-menu"><a href="https://creditunions.com/keyword/hr-training/" class = "uael-sub-menu-item">HR / Training</a></li>
923	<li id="menu-item-67174" class="menu-item menu-item-type-taxonomy menu-item-object-keyword uael-creative-menu"><a href="https://creditunions.com/keyword/impact-purpose/" class = "uael-sub-menu-item">Impact / Purpose</a></li>
924	<li id="menu-item-67175" class="menu-item menu-item-type-taxonomy menu-item-object-keyword uael-creative-menu"><a href="https://creditunions.com/keyword/lending/" class = "uael-sub-menu-item">Lending</a></li>
925	<li id="menu-item-67176" class="menu-item menu-item-type-taxonomy menu-item-object-keyword uael-creative-menu"><a href="https://creditunions.com/keyword/marketing/" class = "uael-sub-menu-item">Marketing</a></li>
926	<li id="menu-item-67178" class="menu-item menu-item-type-taxonomy menu-item-object-keyword uael-creative-menu"><a href="https://creditunions.com/keyword/ops-payments/" class = "uael-sub-menu-item">Ops / Payments</a></li>
927	<li id="menu-item-67183" class="menu-item menu-item-type-taxonomy menu-item-object-keyword uael-creative-menu"><a href="https://creditunions.com/keyword/retail-mx/" class = "uael-sub-menu-item">Retail / MX</a></li>
928	<li id="menu-item-67180" class="menu-item menu-item-type-taxonomy menu-item-object-keyword uael-creative-menu"><a href="https://creditunions.com/keyword/risk-compliance/" class = "uael-sub-menu-item">Risk / Compliance</a></li>
929	<li id="menu-item-67177" class="menu-item menu-item-type-taxonomy menu-item-object-keyword uael-creative-menu"><a href="https://creditunions.com/keyword/strategy/" class = "uael-sub-menu-item">Strategy</a></li>
930	<li id="menu-item-67179" class="menu-item menu-item-type-taxonomy menu-item-object-keyword uael-creative-menu"><a href="https://creditunions.com/keyword/technology/" class = "uael-sub-menu-item">Technology</a></li>
931</ul>
932</li>
933<li id="menu-item-92566" class="intro_step_two menu-item menu-item-type-post_type menu-item-object-page parent uael-creative-menu"><a href="https://creditunions.com/analyze/" class = "uael-menu-item">CU Search</a></li>
934<li id="menu-item-87149" class="intro_step_three menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children parent uael-has-submenu uael-creative-menu"><div class="uael-has-submenu-container"><a aria-expanded="false" href="https://creditunions.com/events/" class = "uael-menu-item">Events<span class='uael-menu-toggle sub-arrow uael-menu-child-0'><i class='fa'></i></span></a></div>
935<ul class="sub-menu">
936	<li id="menu-item-87151" class="menu-item menu-item-type-post_type menu-item-object-page uael-creative-menu"><a href="https://creditunions.com/events/" class = "uael-sub-menu-item">Upcoming</a></li>
937	<li id="menu-item-87152" class="menu-item menu-item-type-post_type menu-item-object-page uael-creative-menu"><a href="https://creditunions.com/on-demand-webinars/" class = "uael-sub-menu-item">On-Demand</a></li>
938</ul>
939</li>
940<li id="menu-item-142" class="intro_step_four menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children parent uael-has-submenu uael-creative-menu"><div class="uael-has-submenu-container"><a aria-expanded="false" href="#" class = "uael-menu-item">Marketplace<span class='uael-menu-toggle sub-arrow uael-menu-child-0'><i class='fa'></i></span></a></div>
941<ul class="sub-menu">
942	<li id="menu-item-66570" class="menu-item menu-item-type-post_type menu-item-object-page uael-creative-menu"><a href="https://creditunions.com/press/" class = "uael-sub-menu-item">Industry Press</a></li>
943	<li id="menu-item-98289" class="menu-item menu-item-type-post_type menu-item-object-page uael-creative-menu"><a href="https://creditunions.com/supplier-demos/" class = "uael-sub-menu-item">Supplier Demos</a></li>
944	<li id="menu-item-87150" class="menu-item menu-item-type-post_type menu-item-object-page uael-creative-menu"><a href="https://creditunions.com/directory/" class = "uael-sub-menu-item">Supplier Directory</a></li>
945</ul>
946</li>
947<li id="menu-item-109403" class="menu-item menu-item-type-post_type menu-item-object-page parent uael-creative-menu"><a href="https://creditunions.com/the-member-story-project/" class = "uael-menu-item">Member Stories</a></li>
948</ul></nav>
949					</div>
950							</div>
951				</div>
952					</div>
953		</div>
954				<div class="elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-3cf5987" data-id="3cf5987" data-element_type="column" data-e-type="column">
955			<div class="elementor-widget-wrap elementor-element-populated">
956						<div class="elementor-element elementor-element-a5bbbb8 hdr-search elementor-widget__width-inherit elementor-search-form--skin-classic elementor-search-form--button-type-icon elementor-search-form--icon-search elementor-widget elementor-widget-search-form" data-id="a5bbbb8" data-element_type="widget" data-e-type="widget" data-settings="{&quot;skin&quot;:&quot;classic&quot;}" data-widget_type="search-form.default">
957				<div class="elementor-widget-container">
958							<search role="search">
959			<form class="elementor-search-form" action="https://creditunions.com" method="get">
960												<div class="elementor-search-form__container">
961					<label class="elementor-screen-only" for="elementor-search-form-a5bbbb8">Search</label>
962
963					
964					<input id="elementor-search-form-a5bbbb8" placeholder="SEARCH" class="elementor-search-form__input" type="search" name="s" value="">
965					
966											<button class="elementor-search-form__submit" type="submit" aria-label="Search">
967															<i aria-hidden="true" class="fas fa-search"></i>													</button>
968					
969									</div>
970			</form>
971		</search>
972						</div>
973				</div>
974					</div>
975		</div>
976					</div>
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978				<section class="elementor-section elementor-top-section elementor-element elementor-element-76e4937 hide_on_all_postpage sponsored-post__banner elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="76e4937" data-element_type="section" data-e-type="section" data-settings="{&quot;background_background&quot;:&quot;classic&quot;}">
979						<div class="elementor-container elementor-column-gap-narrow">
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981			<div class="elementor-widget-wrap elementor-element-populated">
982						<div class="elementor-element elementor-element-0f50cac elementor-widget elementor-widget-heading" data-id="0f50cac" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
983				<div class="elementor-widget-container">
984					<span class="elementor-heading-title elementor-size-default">Sponsored Content</span>				</div>
985				</div>
986					</div>
987		</div>
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989		</section>
990				<section class="elementor-section elementor-top-section elementor-element elementor-element-c33e4aa elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="c33e4aa" data-element_type="section" data-e-type="section">
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993			<div class="elementor-widget-wrap elementor-element-populated">
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995				<div class="elementor-widget-container">
996					<!-- /139974188/Site_Banner -->
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1003		</div>
1004					</div>
1005		</section>
1006				</header>
1007			<div id="content" class="site-content">
1008		<div class="ast-container">
1009		
1010
1011	<div id="primary" class="content-area primary">
1012
1013		
1014					<main id="main" class="site-main">
1015				<article
1016class="post-1361 page type-page status-publish ast-article-single" id="post-1361" itemtype="https://schema.org/CreativeWork" itemscope="itemscope">
1017	
1018				<header class="entry-header ast-no-title ast-header-without-markup">
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1021<div class="entry-content clear"
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1023
1024	
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1027						<div class="elementor-container elementor-column-gap-no">
1028					<div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c1e7085" data-id="c1e7085" data-element_type="column" data-e-type="column">
1029			<div class="elementor-widget-wrap elementor-element-populated">
1030						<section class="elementor-section elementor-inner-section elementor-element elementor-element-9121255 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="9121255" data-element_type="section" data-e-type="section">
1031						<div class="elementor-container elementor-column-gap-default">
1032					<div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-b5eeadc" data-id="b5eeadc" data-element_type="column" data-e-type="column" data-settings="{&quot;background_background&quot;:&quot;classic&quot;}">
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1035				<div class="elementor-widget-container">
1036							<div class="elementor-shortcode"><h2 class="custom-blog-acc-title 12121">Coviance</h2></div>
1037						</div>
1038				</div>
1039					</div>
1040		</div>
1041					</div>
1042		</section>
1043					</div>
1044		</div>
1045					</div>
1046		</section>
1047				<section class="elementor-section elementor-top-section elementor-element elementor-element-d1e5e64 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="d1e5e64" data-element_type="section" data-e-type="section">
1048						<div class="elementor-container elementor-column-gap-default">
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1050			<div class="elementor-widget-wrap elementor-element-populated">
1051						<div class="elementor-element elementor-element-82dea6b elementor-grid-1 elementor-grid-tablet-1 elementor-grid-mobile-1 elementor-posts--thumbnail-top elementor-widget elementor-widget-posts" data-id="82dea6b" data-element_type="widget" data-e-type="widget" data-settings="{&quot;classic_columns&quot;:&quot;1&quot;,&quot;pagination_type&quot;:&quot;numbers_and_prev_next&quot;,&quot;classic_columns_tablet&quot;:&quot;1&quot;,&quot;classic_columns_mobile&quot;:&quot;1&quot;,&quot;classic_row_gap&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:35,&quot;sizes&quot;:[]},&quot;classic_row_gap_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;classic_row_gap_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}" data-widget_type="posts.classic">
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1053							<div class="elementor-posts-container elementor-posts elementor-posts--skin-classic elementor-grid" role="list">
1054				<article class="elementor-post elementor-grid-item post-107740 post type-post status-publish format-standard has-post-thumbnail hentry category-blogs category-industry-insights keyword-finance keyword-financial-performance keyword-fostering-financially-strong-credit-unions keyword-infographics">
1055				<a class="elementor-post__thumbnail__link" href="https://creditunions.com/blogs/industry-insights/quarterly-market-snapshot-and-two-year-financial-statement/" tabindex="-1" >
1056			<div class="elementor-post__thumbnail"><img fetchpriority="high" decoding="async" width="768" height="512" src="https://creditunions.com/wp-content/uploads/2022/08/finance_economy_01-768x512.jpg" class="attachment-medium_large size-medium_large wp-image-69746" alt="" srcset="https://creditunions.com/wp-content/uploads/2022/08/finance_economy_01-768x512.jpg 768w, https://creditunions.com/wp-content/uploads/2022/08/finance_economy_01-600x400.jpg 600w, https://creditunions.com/wp-content/uploads/2022/08/finance_economy_01-200x133.jpg 200w, https://creditunions.com/wp-content/uploads/2022/08/finance_economy_01.jpg 1200w" sizes="(max-width: 768px) 100vw, 768px" /></div>
1057		</a>
1058				<div class="elementor-post__text">
1059				<h3 class="elementor-post__title">
1060			<a href="https://creditunions.com/blogs/industry-insights/quarterly-market-snapshot-and-two-year-financial-statement/" >
1061				Industry Intelligence For Credit Union Leaders			</a>
1062		</h3>
1063				<div class="elementor-post__meta-data">
1064					<span class="elementor-post-date">
1065			September 28, 2026		</span>
1066				</div>
1067				<div class="elementor-post__excerpt">
1068			<p>Looking for quarterly data coverage, expert analysis, lessons from leading credit unions, and more? Callahan has it covered. Comparing top-level performance and digging into the details has never been easier.</p>
1069		</div>
1070				</div>
1071				</article>
1072				<article class="elementor-post elementor-grid-item post-115893 post type-post status-publish format-standard has-post-thumbnail hentry category-features category-highlights keyword-branding keyword-building-vibrant-communities keyword-growth keyword-marketing keyword-massachusetts keyword-member-experience keyword-seg">
1073				<a class="elementor-post__thumbnail__link" href="https://creditunions.com/features/why-members-backed-this-first-responders-rebrand/" tabindex="-1" >
1074			<div class="elementor-post__thumbnail"><img decoding="async" width="526" height="327" src="https://creditunions.com/wp-content/uploads/2022/08/GettyImages-1006829296.jpg" class="attachment-medium_large size-medium_large wp-image-70623" alt="" srcset="https://creditunions.com/wp-content/uploads/2022/08/GettyImages-1006829296.jpg 526w, https://creditunions.com/wp-content/uploads/2022/08/GettyImages-1006829296-200x124.jpg 200w" sizes="(max-width: 526px) 100vw, 526px" /></div>
1075		</a>
1076				<div class="elementor-post__text">
1077				<h3 class="elementor-post__title">
1078			<a href="https://creditunions.com/features/why-members-backed-this-first-responders-rebrand/" >
1079				Why Members Backed This First Responders Rebrand			</a>
1080		</h3>
1081				<div class="elementor-post__meta-data">
1082					<span class="elementor-post-date">
1083			September 28, 2026		</span>
1084				</div>
1085				<div class="elementor-post__excerpt">
1086			<p>After expanding its field of membership and moving away from a name tied to its original SEG, First Responders Credit Union relied on face-to-face conversations to build support for a new identity. </p>
1087		</div>
1088				</div>
1089				</article>
1090				<article class="elementor-post elementor-grid-item post-115903 post type-post status-publish format-standard has-post-thumbnail hentry category-features category-highlights keyword-business-continuity keyword-community-development keyword-impact keyword-mission">
1091				<a class="elementor-post__thumbnail__link" href="https://creditunions.com/features/the-long-term-value-of-service-and-showing-up/" tabindex="-1" >
1092			<div class="elementor-post__thumbnail"><img decoding="async" width="598" height="288" src="https://creditunions.com/wp-content/uploads/2022/09/GettyImages-1289963489.jpg" class="attachment-medium_large size-medium_large wp-image-92082" alt="" srcset="https://creditunions.com/wp-content/uploads/2022/09/GettyImages-1289963489.jpg 598w, https://creditunions.com/wp-content/uploads/2022/09/GettyImages-1289963489-200x96.jpg 200w" sizes="(max-width: 598px) 100vw, 598px" /></div>
1093		</a>
1094				<div class="elementor-post__text">
1095				<h3 class="elementor-post__title">
1096			<a href="https://creditunions.com/features/the-long-term-value-of-service-and-showing-up/" >
1097				The Long-Term Value Of Service And Showing Up			</a>
1098		</h3>
1099				<div class="elementor-post__meta-data">
1100					<span class="elementor-post-date">
1101			September 28, 2026		</span>
1102				</div>
1103				<div class="elementor-post__excerpt">
1104			<p>From disaster response to community investment, Calhoun Liberty&#8217;s approach shows how service and growth can go hand in hand.</p>
1105		</div>
1106				</div>
1107				</article>
1108				<article class="elementor-post elementor-grid-item post-115906 post type-post status-publish format-standard has-post-thumbnail hentry category-blogs category-graph-of-the-week category-industry-insights category-highlights keyword-home-equity keyword-lending">
1109				<a class="elementor-post__thumbnail__link" href="https://creditunions.com/blogs/home-equity-lending-gains-ground-at-u-s-credit-unions/" tabindex="-1" >
1110			<div class="elementor-post__thumbnail"><img loading="lazy" decoding="async" width="768" height="432" src="https://creditunions.com/wp-content/uploads/2026/09/blog_GOW_09282026_HELOC_slides_GOTW_RW2-768x432.png" class="attachment-medium_large size-medium_large wp-image-115907" alt="Line chart showing other real estate loans as a percentage of total credit union loans declining from 16.59% in the second quarter of 2006 to a low point four years ago and rebounding to 10.79% as of the second quarter of 2026." srcset="https://creditunions.com/wp-content/uploads/2026/09/blog_GOW_09282026_HELOC_slides_GOTW_RW2-768x432.png 768w, https://creditunions.com/wp-content/uploads/2026/09/blog_GOW_09282026_HELOC_slides_GOTW_RW2-600x338.png 600w, https://creditunions.com/wp-content/uploads/2026/09/blog_GOW_09282026_HELOC_slides_GOTW_RW2-1200x675.png 1200w, https://creditunions.com/wp-content/uploads/2026/09/blog_GOW_09282026_HELOC_slides_GOTW_RW2-200x113.png 200w, https://creditunions.com/wp-content/uploads/2026/09/blog_GOW_09282026_HELOC_slides_GOTW_RW2.png 1280w" sizes="(max-width: 768px) 100vw, 768px" /></div>
1111		</a>
1112				<div class="elementor-post__text">
1113				<h3 class="elementor-post__title">
1114			<a href="https://creditunions.com/blogs/home-equity-lending-gains-ground-at-u-s-credit-unions/" >
1115				Home Equity Lending Gains Ground At U.S. Credit Unions			</a>
1116		</h3>
1117				<div class="elementor-post__meta-data">
1118					<span class="elementor-post-date">
1119			September 28, 2026		</span>
1120				</div>
1121				<div class="elementor-post__excerpt">
1122			<p>HELOC growth in the second quarter of 2026 has reversed a years-long decline in home equity lending&#8217;s share of the credit union loan portfolio.</p>
1123		</div>
1124				</div>
1125				</article>
1126				<article class="elementor-post elementor-grid-item post-115915 post type-post status-publish format-standard has-post-thumbnail hentry category-features category-highlights keyword-fostering-financially-strong-credit-unions keyword-home-equity keyword-lending keyword-mortgages keyword-north-carolina keyword-underwriting">
1127				<a class="elementor-post__thumbnail__link" href="https://creditunions.com/features/a-new-chapter-without-a-new-address/" tabindex="-1" >
1128			<div class="elementor-post__thumbnail"><img loading="lazy" decoding="async" width="768" height="432" src="https://creditunions.com/wp-content/uploads/2026/09/Coastal-HELOCs_09.23.26-768x432.jpg" class="attachment-medium_large size-medium_large wp-image-115900" alt="Line chart comparing HELOC and second mortgage balances as a percentage of total loans at Coastal Credit Union, peer credit unions, and the U.S. credit union industry from 2021 to 2026." srcset="https://creditunions.com/wp-content/uploads/2026/09/Coastal-HELOCs_09.23.26-768x432.jpg 768w, https://creditunions.com/wp-content/uploads/2026/09/Coastal-HELOCs_09.23.26-600x338.jpg 600w, https://creditunions.com/wp-content/uploads/2026/09/Coastal-HELOCs_09.23.26-200x113.jpg 200w, https://creditunions.com/wp-content/uploads/2026/09/Coastal-HELOCs_09.23.26.jpg 1000w" sizes="(max-width: 768px) 100vw, 768px" /></div>
1129		</a>
1130				<div class="elementor-post__text">
1131				<h3 class="elementor-post__title">
1132			<a href="https://creditunions.com/features/a-new-chapter-without-a-new-address/" >
1133				A New Chapter Without A New Address			</a>
1134		</h3>
1135				<div class="elementor-post__meta-data">
1136					<span class="elementor-post-date">
1137			September 28, 2026		</span>
1138				</div>
1139				<div class="elementor-post__excerpt">
1140			<p>Coastal Credit Union is helping members tap home equity to finance renovations, repairs, and major projects, transforming the homes they have into the homes they want.</p>
1141		</div>
1142				</div>
1143				</article>
1144				<article class="elementor-post elementor-grid-item post-115798 post type-post status-publish format-standard has-post-thumbnail hentry category-blogs category-industry-insights keyword-finance keyword-financial-performance keyword-gen-z keyword-member-growth keyword-members keyword-personal-finance-management-pfm">
1145				<a class="elementor-post__thumbnail__link" href="https://creditunions.com/blogs/what-happens-when-credit-unions-ask-younger-members-about-their-financial-habits/" tabindex="-1" >
1146			<div class="elementor-post__thumbnail"><img loading="lazy" decoding="async" width="328" height="228" src="https://creditunions.com/wp-content/uploads/2022/08/marketing_members_04.jpg" class="attachment-medium_large size-medium_large wp-image-69650" alt="" srcset="https://creditunions.com/wp-content/uploads/2022/08/marketing_members_04.jpg 328w, https://creditunions.com/wp-content/uploads/2022/08/marketing_members_04-200x139.jpg 200w" sizes="(max-width: 328px) 100vw, 328px" /></div>
1147		</a>
1148				<div class="elementor-post__text">
1149				<h3 class="elementor-post__title">
1150			<a href="https://creditunions.com/blogs/what-happens-when-credit-unions-ask-younger-members-about-their-financial-habits/" >
1151				What Happens When Credit Unions Ask Younger Members About Their Financial Habits?			</a>
1152		</h3>
1153				<div class="elementor-post__meta-data">
1154					<span class="elementor-post-date">
1155			September 25, 2026		</span>
1156				</div>
1157				<div class="elementor-post__excerpt">
1158			<p>Maha Brauch of Affinity Plus FCU shares three insights that challenge expectations and offer a clearer view of how Gen Z approaches money. </p>
1159		</div>
1160				</div>
1161				</article>
1162				</div>
1163		
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1180				<div class="elementor-widget-container">
1181					<h6 class="elementor-heading-title elementor-size-default">Browse Topics</h6>				</div>
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1186				<div role="button" class="uael-nav-menu__toggle elementor-clickable">
1187					<span class="screen-reader-text">Main Menu</span>
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1190									</div>
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1192			 <ul class="uael-nav-menu uael-nav-menu-custom uael-custom-wrapper"><li class="menu-item menu-item-has-children parent parent-has-no-child elementor-repeater-item-bb429c2" data-dropdown-width="default" data-dropdown-pos="left"><a href="https://creditunions.com/all/" class='uael-menu-item'>All Topics<span class='uael-menu-toggle sub-arrow parent-item'><i class='fa'></i></span></a><li class="menu-item menu-item-has-children parent parent-has-no-child elementor-repeater-item-a8aecdb" data-dropdown-width="default" data-dropdown-pos="left"><a href="https://creditunions.com/keyword/finance/" class='uael-menu-item'>Finance<span class='uael-menu-toggle sub-arrow parent-item'><i class='fa'></i></span></a><li class="menu-item menu-item-has-children parent parent-has-no-child elementor-repeater-item-871b78f" data-dropdown-width="default" data-dropdown-pos="left"><a href="https://creditunions.com/keyword/hr-training/" class='uael-menu-item'>HR / Training<span class='uael-menu-toggle sub-arrow parent-item'><i class='fa'></i></span></a><li class="menu-item menu-item-has-children parent parent-has-no-child elementor-repeater-item-6d41484" data-dropdown-width="default" data-dropdown-pos="left"><a href="https://creditunions.com/keyword/impact/" class='uael-menu-item'>Impact / Purpose<span class='uael-menu-toggle sub-arrow parent-item'><i class='fa'></i></span></a><li class="menu-item menu-item-has-children parent parent-has-no-child elementor-repeater-item-ba8622a" data-dropdown-width="default" data-dropdown-pos="left"><a href="https://creditunions.com/keyword/lending/" class='uael-menu-item'>Lending<span class='uael-menu-toggle sub-arrow parent-item'><i class='fa'></i></span></a><li class="menu-item menu-item-has-children parent parent-has-no-child elementor-repeater-item-bbbcdcd" data-dropdown-width="default" data-dropdown-pos="left"><a href="https://creditunions.com/keyword/marketing/" class='uael-menu-item'>Marketing<span class='uael-menu-toggle sub-arrow parent-item'><i class='fa'></i></span></a><li class="menu-item menu-item-has-children parent parent-has-no-child elementor-repeater-item-9f0ced3" data-dropdown-width="default" data-dropdown-pos="left"><a href="https://creditunions.com/keyword/ops-payments/" class='uael-menu-item'>Ops / Payments<span class='uael-menu-toggle sub-arrow parent-item'><i class='fa'></i></span></a><li class="menu-item menu-item-has-children parent parent-has-no-child elementor-repeater-item-550156e" data-dropdown-width="default" data-dropdown-pos="left"><a href="https://creditunions.com/keyword/retail-mx/" class='uael-menu-item'>Retail / MX<span class='uael-menu-toggle sub-arrow parent-item'><i class='fa'></i></span></a><li class="menu-item menu-item-has-children parent parent-has-no-child elementor-repeater-item-1118a1b" data-dropdown-width="default" data-dropdown-pos="left"><a href="https://creditunions.com/keyword/risk-compliance/" class='uael-menu-item'>Risk / Compliance<span class='uael-menu-toggle sub-arrow parent-item'><i class='fa'></i></span></a><li class="menu-item menu-item-has-children parent parent-has-no-child elementor-repeater-item-4c4b1c1" data-dropdown-width="default" data-dropdown-pos="left"><a href="https://creditunions.com/keyword/strategy/" class='uael-menu-item'>Strategy<span class='uael-menu-toggle sub-arrow parent-item'><i class='fa'></i></span></a><li class="menu-item menu-item-has-children parent parent-has-no-child elementor-repeater-item-83
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1193							</div>
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1195				</div>
1196					</div>
1197		</div>
1198					</div>
1199		</section>
1200				</div>
1201		
1202	
1203	
1204</div><!-- .entry-content .clear -->
1205
1206	
1207	
1208</article><!-- #post-## -->
1209
1210			</main><!-- #main -->
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1212		
1213	</div><!-- #primary -->
1214
1215
1216	</div> <!-- ast-container -->
1217	</div><!-- #content -->
1218		<footer data-elementor-type="footer" data-elementor-id="303" class="elementor elementor-303 elementor-location-footer" data-elementor-post-type="elementor_library">
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1225															<img width="535" height="141" src="https://creditunions.com/wp-content/uploads/2022/01/Callahan_logo_white.png" class="attachment-full size-full wp-image-357" alt="" srcset="https://creditunions.com/wp-content/uploads/2022/01/Callahan_logo_white.png 535w, https://creditunions.com/wp-content/uploads/2022/01/Callahan_logo_white-300x79.png 300w" sizes="(max-width: 535px) 100vw, 535px" />															</div>
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1244									<p>1001 Connecticut Ave. NW Suite 1001<br />Washington, DC 20036</p>								</div>
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1248					<h6 class="elementor-heading-title elementor-size-default">Phone</h6>				</div>
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1251				<div class="elementor-widget-container">
1252					<span class="elementor-heading-title elementor-size-default"><a href="tel:8004467453">(800) 446-7453</a></span>				</div>
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1259				<div class="elementor-widget-container">
1260					<span class="elementor-heading-title elementor-size-default">(800) 878-4712</span>				</div>
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1264				<div class="elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-859f86a" data-id="859f86a" data-element_type="column" data-e-type="column">
1265			<div class="elementor-widget-wrap elementor-element-populated">
1266						<div class="elementor-element elementor-element-f6db664 uael-nav-menu__breakpoint-none footer-menu uael-nav-menu__align-left uael-submenu-icon-arrow uael-link-redirect-child elementor-widget elementor-widget-uael-nav-menu" data-id="f6db664" data-element_type="widget" data-e-type="widget" data-widget_type="uael-nav-menu.default">
1267				<div class="elementor-widget-container">
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1269				<div role="button" class="uael-nav-menu__toggle elementor-clickable">
1270					<span class="screen-reader-text">Main Menu</span>
1271					<div class="uael-nav-menu-icon">
1272											</div>
1273									</div>
1274							<nav class="uael-nav-menu__layout-vertical uael-nav-menu__submenu-arrow" data-toggle-icon="" data-close-icon="" data-full-width=""><ul id="menu-1-f6db664" class="uael-nav-menu"><li id="menu-item-730" class="menu-item menu-item-type-post_type menu-item-object-page parent uael-creative-menu"><a href="https://creditunions.com/advertise/" class = "uael-menu-item">Advertising</a></li>
1275<li id="menu-item-732" class="menu-item menu-item-type-post_type menu-item-object-page parent uael-creative-menu"><a href="https://creditunions.com/about/" class = "uael-menu-item">About Us</a></li>
1276<li id="menu-item-731" class="menu-item menu-item-type-post_type menu-item-object-page parent uael-creative-menu"><a href="https://creditunions.com/contact/" class = "uael-menu-item">Contact Us</a></li>
1277<li id="menu-item-734" class="menu-item menu-item-type-post_type menu-item-object-page parent uael-creative-menu"><a href="https://creditunions.com/whitelist/" class = "uael-menu-item">Whitelist Us</a></li>
1278</ul></nav>
1279					</div>
1280							</div>
1281				</div>
1282				<div class="elementor-element elementor-element-272fe8c elementor-widget elementor-widget-uael-modal-popup" data-id="272fe8c" data-element_type="widget" data-e-type="widget" data-widget_type="uael-modal-popup.default">
1283				<div class="elementor-widget-container">
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1285	<div id="modal-272fe8c" class="uael-modal uael-center-modal uael-modal-custom uael-modal-saved_rows uael-effect-1   uael-aspect-ratio-16_9">
1286		<div class="uael-content">
1287						<div class="uael-modal-text uael-modal-content-data clearfix">
1288					<div data-elementor-type="section" data-elementor-id="431" class="elementor elementor-431 elementor-location-footer" data-elementor-post-type="elementor_library">
1289					<section class="elementor-section elementor-top-section elementor-element elementor-element-31a0cf4e elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="31a0cf4e" data-element_type="section" data-e-type="section">
1290						<div class="elementor-container elementor-column-gap-default">
1291					<div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8970707" data-id="897070
12917" data-element_type="column" data-e-type="column" data-settings="{&quot;background_background&quot;:&quot;classic&quot;}">
1292			<div class="elementor-widget-wrap elementor-element-populated">
1293						<div class="elementor-element elementor-element-58bd72c2 elementor-widget elementor-widget-heading" data-id="58bd72c2" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
1294				<div class="elementor-widget-container">
1295					<h2 class="elementor-heading-title elementor-size-default">REGISTER FOR THE FREE CREDITUNIONS.COM NEWSLETTER
1296</h2>				</div>
1297				</div>
1298				<div class="elementor-element elementor-element-69473caa elementor-widget elementor-widget-text-editor" data-id="69473caa" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
1299				<div class="elementor-widget-container">
1300									<p>Want credit union insights and strategies delivered straight to your inbox? <a href="https://go.callahan.com/Newsletter-Signup-2023.html?rs=CreditUnions.com&amp;cid=footer">Sign up now.</a></p>								</div>
1301				</div>
1302				<div class="elementor-element elementor-element-2291f47f intro_step_five uael-gf-ajax-yes uael-gf-style-box uael-gf-input-size-sm uael-gf-enable-classes-no uael-gf-button-left uael-gf-btn-size-sm elementor-widget elementor-widget-uael-gf-styler" data-id="2291f47f" data-element_type="widget" data-e-type="widget" data-widget_type="uael-gf-styler.default">
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1304					<div class="uael-gf-style uael-gf-check-style elementor-clickable">
1305	
1306                <div class='gf_browser_chrome gform_wrapper gform_legacy_markup_wrapper gform-theme--no-framework gf_simple_horizontal_wrapper' data-form-theme='legacy' data-form-index='0' id='gform_wrapper_2' ><form method='post' enctype='multipart/form-data' target='gform_ajax_frame_2' id='gform_2' class='gf_simple_horizontal' action='/blog-posts/?acc=0013200001D3BidAAF' data-formid='2' novalidate>
1307                        <div class='gform-body gform_body'><ul id='gform_fields_2' class='gform_fields top_label form_sublabel_below description_below validation_below'><li id="field_2_3" class="gfield gfield--type-honeypot gform_validation_container field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible"  ><label class='gfield_label gform-field-label' for='input_2_3'><span class='gform-field-label__text'>Comments</span></label><div class='ginput_container'><input name='input_3' id='input_2_3' type='text' value='' autocomplete='new-password'/></div><div class='gfield_description' id='gfield_description_2_3'>This field is for validation purposes and should be left unchanged.</div></li><li id="field_2_2" class="gfield gfield--type-email gfield--width-full gf_inline gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible"  ><label class='gfield_label gform-field-label' for='input_2_2'><span class='gform-field-label__text'>Email</span><span class="gfield_required"><span class="gfield_required gfield_required_text">(Required)</span></span></label><div class='ginput_container ginput_container_email'>
1308                            <input name='input_2' id='input_2_2' type='email' value='' class='large' tabindex='1'  placeholder='[email protected]' aria-required="true" aria-invalid="false"  />
1309                        </div></li></ul></div>
1310        <div class='gform-footer gform_footer top_label'> <button type='submit' id='gform_submit_button_2' class='gform_button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' tabindex='2'>Sign Up</button> <input type='hidden' name='gform_ajax' value='form_id=2&amp;title=&amp;description=&amp;tabindex=1&amp;theme=legacy&amp;styles=[]&amp;hash=f32f39f6b276aaf169371a569a7852a5' />
1311            <input type='hidden' class='gform_hidden' name='gform_submission_method' data-js='gform_submission_method_2' value='iframe' />
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1318            <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' />
1319            <input type='hidden' class='gform_hidden' name='state_2' value='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' />
1320            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_target_page_number_2' id='gform_target_page_number_2' value='0' />
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1322            <input type='hidden' name='gform_field_values' value='' />
1323            
1324        </div>
1325                        </form>
1326                        </div>
1327		                <iframe style='display:none;width:0px;height:0px;' src='about:blank' name='gform_ajax_frame_2' id='gform_ajax_frame_2' title='This iframe contains the logic required to handle Ajax powered Gravity Forms.'></iframe>
1328		                
1328<script>
1329gform.initializeOnLoaded( function() {jQuery('#gform_ajax_frame_2').on('load',function(){var contents = jQuery(this).contents().find('*').html();var is_postback = contents.indexOf('GF_AJAX_POSTBACK') >= 0;if(!is_postback){return;}var form_content = jQuery(this).contents().find('#gform_wrapper_2');var is_confirmation = jQuery(this).contents().find('#gform_confirmation_wrapper_2').length > 0;var is_redirect = contents.indexOf('gformRedirect(){') >= 0;var is_form = form_content.length > 0 && ! is_redirect && ! is_confirmation;var mt = parseInt(jQuery('html').css('margin-top'), 10) + parseInt(jQuery('body').css('margin-top'), 10) + 100;if(is_form){jQuery('#gform_wrapper_2').html(form_content.html());if(form_content.hasClass('gform_validation_error')){jQuery('#gform_wrapper_2').addClass('gform_validation_error');} else {jQuery('#gform_wrapper_2').removeClass('gform_validation_error');}setTimeout( function() { /* delay the scroll by 50 milliseconds to fix a bug in chrome */  }, 50 );var current_page = jQuery('#gform_source_page_number_2').val();jQuery(document).trigger('gform_page_loaded', [2, current_page]);window['gf_submitting_2'] = false;}else if(!is_redirect){var confirmation_content = jQuery(this).contents().find('.GF_AJAX_POSTBACK').html();if(!confirmation_content){confirmation_content = contents;}jQuery('#gform_wrapper_2').replaceWith(confirmation_content);jQuery(document).trigger('gform_confirmation_loaded', [2]);window['gf_submitting_2'] = false;wp.a11y.speak(jQuery('#gform_confirmation_message_2').text());}else{jQuery('#gform_2').append(contents);if(window['gformRedirect']) {gformRedirect();}}jQuery(document).trigger("gform_pre_post_render", [{ formId: "2", currentPage: "current_page", abort: function() { this.preventDefault(); } }]);        if (event && event.defaultPrevented) {                return;        }        const gformWrapperDiv = document.getElementById( "gform_wrapper_2" );        if ( gformWrapperDiv ) {            const visibilitySpan = document.createElement( "span" );            visibilitySpan.id = "gform_visibility_test_2";            gformWrapperDiv.insertAdjacentElement( "afterend", visibilitySpan );        }        const visibilityTestDiv = document.getElementById( "gform_visibility_test_2" );        let postRenderFired = false;        function triggerPostRender() {            if ( postRenderFired ) {                return;            }            postRenderFired = true;            gform.core.triggerPostRenderEvents( 2, current_page );            if ( visibilityTestDiv ) {                visibilityTestDiv.parentNode.removeChild( visibilityTestDiv );            }        }        function debounce( func, wait, immediate ) {            var timeout;            return function() {                var context = this, args = arguments;                var later = function() {                    timeout = null;                    if ( !immediate ) func.apply( context, args );                };                var callNow = immediate && !timeout;                clearTimeout( timeout );                timeout = setTimeout( later, wait );                if ( callNow ) func.apply( context, args );            };        }        const debouncedTriggerPostRender = debounce( function() {            triggerPostRender();        }, 200 );        if ( visibilityTestDiv && visibilityTestDiv.offsetParent === null ) {            const observer = new MutationObserver( ( mutations ) => {                mutations.forEach( ( mutation ) => {                    if ( mutation.type === 'attributes' && visibilityTestDiv.offsetParent !== null ) {                        debouncedTriggerPostRender();                        observer.disconnect();                    }                });            });            observer.observe( document.body, {                attributes: true,                childList: false,                subtree: true,                attributeFilter: [ 'style', 'class' ],            });        } else {            triggerPostRender();        }    } );} );
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1330
1331
1332</div>
1333				</div>
1334				</div>
1335					</div>
1336		</div>
1337					</div>
1338		</section>
1339				</div>
1340					</div>
1341		</div>
1342	</div>
1343
1344	
1345		<span class="uael-modal-close uael-close-icon elementor-clickable uael-close-custom-top-right" >
1346		<i aria-hidden="true" class="fas fa-times"></i>		</span>
1347			<div class="uael-overlay"></div>
1348</div>
1349
1350<div class="uael-modal-action-wrap elementor-widget-button">
1351				<div class="uael-modal-action elementor-clickable uael-trigger elementor-inline-editing" data-modal="272fe8c" data-elementor-setting-key="modal_text" data-elementor-inline-editing-toolbar="basic">
1352				Newsletter Signup			</div>
1353
1354			</div>
1355				</div>
1356				</div>
1357					</div>
1358		</div>
1359					</div>
1360		</footer>
1361				<footer class="elementor-section elementor-top-section elementor-element elementor-element-82d5b4f elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="82d5b4f" data-element_type="section" data-e-type="section" data-settings="{&quot;background_background&quot;:&quot;classic&quot;}">
1362						<div class="elementor-container elementor-column-gap-default">
1363					<div class="elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-7861cc3" data-id="7861cc3" data-element_type="column" data-e-type="column">
1364			<div class="elementor-widget-wrap elementor-element-populated">
1365						<div class="elementor-element elementor-element-a909042 elementor-widget elementor-widget-heading" data-id="a909042" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
1366				<div class="elementor-widget-container">
1367					<span class="elementor-heading-title elementor-size-default">Copyright © 2026 Callahan &amp; Associates, Inc. All rights reserved.</span>				</div>
1368				</div>
1369					</div>
1370		</div>
1371				<div class="elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-1fa1d69" data-id="1fa1d69" data-element_type="column" data-e-type="column">
1372			<div class="elementor-widget-wrap elementor-element-populated">
1373						<div class="elementor-element elementor-element-e4d2652 elementor-widget elementor-widget-heading" data-id="e4d2652" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
1374				<div class="elementor-widget-container">
1375					<span class="elementor-heading-title elementor-size-default">Website by <a href="https://keybridgeweb.com/" target="_blank">Keybridge Web</a>.</span>				</div>
1376				</div>
1377					</div>
1378		</div>
1379					</div>
1380		</footer>
1381				</footer>
1382			</div><!-- #page -->
1383<script type="speculationrules">
1384{"prefetch":[{"source":"document","where":{"and":[{"href_matches":"/*"},{"not":{"href_matches":["/wp-*.php","/wp-admin/*","/wp-content/uploads/*","/wp-content/*","/wp-content/plugins/*","/wp-content/themes/creditunions/*","/wp-content/themes/astra/*","/*\\?(.+)"]}},{"not":{"selector_matches":"a[rel~=\"nofollow\"]"}},{"not":{"selector_matches":".no-prefetch, .no-prefetch a"}}]},"eagerness":"conservative"}]}
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1385
1386				
1386<script type="text/javascript">
1387				(function() {
1388					// Global page view and session tracking for UAEL Modal Popup feature
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1390						// Session tracking: increment if this is a new session
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1392						// Check if any popup on this page uses current page tracking
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1396						if (typeof jQuery !== 'undefined') {
1397							jQuery('.uael-modal-parent-wrapper').each(function() {
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1403									currentPagePopups.push(popupId);
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1407						// Global tracking: ALWAYS increment if ANY popup on the site uses global tracking
1408												// Current page tracking: increment per-page counters
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1410							var currentUrl = window.location.href;
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1414							localStorage.setItem(urlKey, currentPageViews.toString());
1415							// Store URL mapping for each popup
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1422						// Silently fail if localStorage is not available
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1425
1426				    
1426<script type="text/javascript">
1427        document.addEventListener("DOMContentLoaded", function() {
1428            var swiper = new Swiper(".swiper-container", {
1429                loop: true,
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1443	    
1443<script>
1444        jQuery(document).ready(function ($) {
1445            $(document).on('gform_post_render', function () {
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1454                    if (selectedChoice.hasClass('gquiz-correct-choice')) {
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1462            // Add listener for radio button change within quiz fieldsets
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1467        });
1468    </script>
1468
1469	    <input type="hidden" class="firstName_contact" value="" />
1470    
1470<script>
1471        jQuery(window).on('load', function () {
1472            jQuery('.introjs-tooltiptext .first_name').text(``);
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1483
1484	
1485<div id="ast-scroll-top" tabindex="0" class="ast-scroll-top-icon ast-scroll-to-top-right" data-on-devices="both">
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1502				</div>
1503						</div>
1504				</div>
1505					</div>
1506		</div>
1507					</div>
1508		</section>
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1510					
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1537
1538			<link rel='stylesheet' id='elementor-post-431-css' href='https://creditunions.com/wp-content/uploads/elementor/css/post-431.css?ver=1790348780' media='all' />
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1566var astraAddon = {"is_elementor_active":"1","sticky_active":"","svgIconClose":"\u003Cspan class=\"ast-icon icon-close\"\u003E\u003Csvg viewbox=\"0 0 512 512\" aria-hidden=\"true\" role=\"img\" version=\"1.1\" xmlns=\"http://www.w3.org/2000/svg\" xmlns:xlink=\"http://www.w3.org/1999/xlink\" width=\"18px\" height=\"18px\"\u003E\n                                \u003Cpath d=\"M71.029 71.029c9.373-9.372 24.569-9.372 33.942 0L256 222.059l151.029-151.03c9.373-9.372 24.569-9.372 33.942 0 9.372 9.373 9.372 24.569 0 33.942L289.941 256l151.03 151.029c9.372 9.373 9.372 24.569 0 33.942-9.373 9.372-24.569 9.372-33.942 0L256 289.941l-151.029 151.03c-9.373 9.372-24.569 9.372-33.942 0-9.372-9.373-9.372-24.569 0-33.942L222.059 256 71.029 104.971c-9.372-9.373-9.372-24.569 0-33.942z\" /\u003E\n                            \u003C/svg\u003E\u003C/span\u003E","hf_account_show_menu_on":"hover","hf_account_action_type":"link","hf_account_logout_action":"link","header_main_stick":"0","header_above_stick":"0","header_below_stick":"0","stick_header_meta":"","header_main_stick_meta":"","header_above_stick_meta":"","header_below_stick_meta":"","sticky_header_on_devices":"desktop","sticky_header_style":"none","sticky_hide_on_scroll":"0","break_point":"921","tablet_break_point":"921","mobile_break_point":"544","header_main_shrink":"1","header_animation_effect":"none","header_logo_width":"","responsive_header_logo_width":{"desktop":425,"tablet":"","mobile":"","desktop-svg-height":49},"stick_origin_position":"","site_layout":"ast-full-width-layout","site_content_width":"1240","site_layout_padded_width":"1200","site_layout_box_width":"1200","header_builder_active":"1","component_limit":"10","is_header_builder_active":"1"};
1567//# sourceURL=astra-addon-js-js-extra
1568</script>
vendor: 1 bytes, line 1568
1568
1569<script id="astra-addon-js-js" src="https://creditunions.com/wp-content/uploads/astra-addon/astra-addon-6ab68d392caa27-76564556.js?ver=4.13.10"></script>
vendor: 1 bytes, line 1569
1569
1570<script id="astra-dom-purify-js" src="https://creditunions.com/wp-content/plugins/astra-addon/assets/js/minified/purify.min.js?ver=4.13.10"></script>
vendor: 1 bytes, line 1570
1570
1571<script id="elementor-webpack-runtime-js" src="https://creditunions.com/wp-content/plugins/elementor/assets/js/webpack.runtime.min.js?ver=4.3.2"></script>
vendor: 1 bytes, line 1571
1571
1572<script id="elementor-frontend-modules-js" src="https://creditunions.com/wp-content/plugins/elementor/assets/js/frontend-modules.min.js?ver=4.3.2"></script>
vendor: 1 bytes, line 1572
1572
1573<script id="jquery-ui-core-js-before">
1574jQuery.uiBackCompat = true;
1575//# sourceURL=jquery-ui-core-js-before
1576</script>
vendor: 1 bytes, line 1576
1576
1577<script id="jquery-ui-core-js" src="https://creditunions.com/wp-includes/js/jquery/ui/core.min.js?ver=1.14.2"></script>
vendor: 1 bytes, line 1577
1577
1578<script id="elementor-frontend-js-extra">
1579var uael_particles_script = {"uael_particles_url":"https://creditunions.com/wp-content/plugins/ultimate-elementor/assets/min-js/uael-particles.min.js","particles_url":"https://creditunions.com/wp-content/plugins/ultimate-elementor/assets/lib/particles/particles.min.js","snowflakes_image":"https://creditunions.com/wp-content/plugins/ultimate-elementor/assets/img/snowflake.svg","gift":"https://creditunions.com/wp-content/plugins/ultimate-elementor/assets/img/gift.png","tree":"https://creditunions.com/wp-content/plugins/ultimate-elementor/assets/img/tree.png","skull":"https://creditunions.com/wp-content/plugins/ultimate-elementor/assets/img/skull.png","ghost":"https://creditunions.com/wp-content/plugins/ultimate-elementor/assets/img/ghost.png","moon":"https://creditunions.com/wp-content/plugins/ultimate-elementor/assets/img/moon.png","bat":"https://creditunions.com/wp-content/plugins/ultimate-elementor/assets/img/bat.png","pumpkin":"https://creditunions.com/wp-content/plugins/ultimate-elementor/assets/img/pumpkin.png"};
1580//# sourceURL=elementor-frontend-js-extra
1581</script>
vendor: 1 bytes, line 1581
1581
1582<script id="elementor-frontend-js-before">
1583var elementorFrontendConfig = {"environmentMode":{"edit":false,"wpPreview":false,"isScriptDebug":false},"i18n":{"shareOnFacebook":"Share on Facebook","shareOnX":"Share on X","pinIt":"Pin it","download":"Download","downloadImage":"Download image","fullscreen":"Fullscreen","zoom":"Zoom","share":"Share","playVideo":"Play Video","previous":"Previous","next":"Next","close":"Close","a11yCarouselPrevSlideMessage":"Previous slide","a11yCarouselNextSlideMessage":"Next slide","a11yCarouselFirstSlideMessage":"This is the first slide","a11yCarouselLastSlideMessage":"This is the last slide","a11yCarouselPaginationBulletMessage":"Go to slide"},"is_rtl":false,"breakpoints":{"xs":0,"sm":480,"md":768,"lg":1025,"xl":1440,"xxl":1600},"responsive":{"breakpoints":{"mobile":{"label":"Mobile Portrait","value":767,"default_value":767,"direction":"max","is_enabled":true},"mobile_extra":{"label":"Mobile Landscape","value":880,"default_value":880,"direction":"max","is_enabled":false},"tablet":{"label":"Tablet Portrait","value":1024,"default_value":1024,"direction":"max","is_enabled":true},"tablet_extra":{"label":"Tablet Landscape","value":1200,"default_value":1200,"direction":"max","is_enabled":false},"laptop":{"label":"Laptop","value":1366,"default_value":1366,"direction":"max","is_enabled":false},"widescreen":{"label":"Widescreen","value":2400,"default_value":2400,"direction":"min","is_enabled":false}},"hasCustomBreakpoints":false},"version":"4.3.2","is_static":false,"experimentalFeatures":{"additional_custom_breakpoints":true,"theme_builder_v2":true,"import-export-customization":true,"e_pro_atomic_form":true,"e_pro_collection_loop":true},"urls":{"assets":"https:\/\/creditunions.com\/wp-content\/plugins\/elementor\/assets\/","ajaxurl":"https:\/\/creditunions.com\/wp-admin\/admin-ajax.php","uploadUrl":"https:\/\/creditunions.com\/wp-content\/uploads"},"nonces":{"floatingButtonsClickTracking":"cae4e28513","atomicFormsSendForm":"0a1562199f"},"swiperClass":"swiper","settings":{"page":[],"editorPreferences":[]},"kit":{"active_breakpoints":["viewport_mobile","viewport_tablet"],"global_image_lightbox":"yes","lightbox_enable_counter":"yes","lightbox_enable_fullscreen":"yes","lightbox_enable_zoom":"yes","lightbox_enable_share":"yes","lightbox_title_src":"title","lightbox_description_src":"description"},"post":{"id":1361,"title":"Blog%20Posts%20%7C%20CreditUnions.com%20%7C%20Data%20%26%20Insights%20For%20Credit%20Unions","excerpt":"","featuredImage":false}};
1584//# sourceURL=elementor-frontend-js-before
1585</script>
vendor: 1 bytes, line 1585
1585
1586<script id="elementor-frontend-js" src="https://creditunions.com/wp-content/plugins/elementor/assets/js/frontend.min.js?ver=4.3.2"></script>
vendor: 1 bytes, line 1586
1586
1587<script id="elementor-frontend-js-after">
1588window.scope_array = [];
1589								window.backend = 0;
1590								jQuery.cachedScript = function( url, options ) {
1591									// Allow user to set any option except for dataType, cache, and url.
1592									options = jQuery.extend( options || {}, {
1593										dataType: "script",
1594										cache: true,
1595										url: url
1596									});
1597									// Return the jqXHR object so we can chain callbacks.
1598									return jQuery.ajax( options );
1599								};
1600							    jQuery( window ).on( "elementor/frontend/init", function() {
1601									elementorFrontend.hooks.addAction( "frontend/element_ready/global", function( $scope, $ ){
1602										if ( "undefined" == typeof $scope ) {
1603												return;
1604										}
1605										if ( $scope.hasClass( "uael-particle-yes" ) ) {
1606											window.scope_array.push( $scope );
1607											$scope.find(".uael-particle-wrapper").addClass("js-is-enabled");
1608										}else{
1609											return;
1610										}
1611										if(elementorFrontend.isEditMode() && $scope.find(".uael-particle-wrapper").hasClass("js-is-enabled") && window.backend == 0 ){
1612											var uael_url = uael_particles_script.uael_particles_url;
1613
1614											jQuery.cachedScript( uael_url );
1615											window.backend = 1;
1616										}else if(elementorFrontend.isEditMode()){
1617											var uael_url = uael_particles_script.uael_particles_url;
1618											jQuery.cachedScript( uael_url ).done(function(){
1619												var flag = true;
1620											});
1621										}
1622									});
1623								});
1624
1625								// Added both `document` and `window` event listeners to address issues where some users faced problems with the `document` event not triggering as expected.
1626								// Define cachedScript globally to avoid redefining it.
1627
1628								jQuery.cachedScript = function(url, options) {
1629									options = jQuery.extend(options || {}, {
1630										dataType: "script",
1631										cache: true,
1632										url: url
1633									});
1634									return jQuery.ajax(options); // Return the jqXHR object so we can chain callbacks
1635								};
1636
1637								let uael_particle_loaded = false; //flag to prevent multiple script loads.
1638
1639								jQuery( document ).on( "ready elementor/popup/show", () => {
1640										loadParticleScript();
1641								});
1642
1643								jQuery( window ).one( "elementor/frontend/init", () => {
1644								 	if (!uael_particle_loaded) {
1645										loadParticleScript();
1646									}
1647								});
1648								
1649								function loadParticleScript(){
1650								 	// Use jQuery to check for the presence of the element
1651									if (jQuery(".uael-particle-yes").length < 1) {
1652										return;
1653									}
1654									
1655									uael_particle_loaded = true;
1656									var uael_url = uael_particles_script.uael_particles_url;
1657									// Call the cachedScript function
1658									jQuery.cachedScript(uael_url);
1659								}
1660//# sourceURL=elementor-frontend-js-after
1661</script>
vendor: 1 bytes, line 1661
1661
1662<script id="uael-nav-menu-js" src="https://creditunions.com/wp-content/plugins/ultimate-elementor/assets/min-js/uael-nav-menu.min.js?ver=1.45.4"></script>
vendor: 1 bytes, line 1662
1662
1663<script id="uael-element-resize-js" src="https://creditunions.com/wp-content/plugins/ultimate-elementor/assets/lib/jquery-element-resize/jquery_resize.min.js?ver=1.45.4"></script>
vendor: 1 bytes, line 1663
1663
1664<script id="uael-cookie-lib-js" src="https://creditunions.com/wp-content/plugins/ultimate-elementor/assets/lib/js-cookie/js_cookie.min.js?ver=1.45.4"></script>
vendor: 1 bytes, line 1664
1664
1665<script id="e-sticky-js" src="https://creditunions.com/wp-content/plugins/elementor-pro/assets/lib/sticky/jquery.sticky.min.js?ver=4.3.0"></script>
vendor: 1 bytes, line 1665
1665
1666<script id="uael-modal-popup-js" src="https://creditunions.com/wp-content/plugins/ultimate-elementor/assets/min-js/uael-modal-popup.min.js?ver=1.45.4"></script>
vendor: 1 bytes, line 1666
1666
1667<script id="imagesloaded-js" src="https://creditunions.com/wp-includes/js/imagesloaded.min.js?ver=5.0.0"></script>
vendor: 1 bytes, line 1667
1667
1668<script id="uael-frontend-script-js-extra">
1669var uael_script = {"ajax_url":"https://creditunions.com/wp-admin/admin-ajax.php"};
1670var uael_post_loader_script = {"post_loader":"https://creditunions.com/wp-content/plugins/ultimate-elementor/assets/img/post-loader.gif"};
1671var uael_login_form_script = {"ajax_url":"https://creditunions.com/wp-admin/admin-ajax.php","invalid_mail":"Enter valid Email!","invalid_phone":"Enter valid Phone Number!","error_phone":"Phone number should not contain spaces!","pass_unmatch":"The specified password do not match!","required":"This Field is required!","incorrect_password":"Error: The Password you have entered is incorrect.","invalid_username":"Unknown username. Check again or try your email address.","invalid_email":"Unknown email address. Check again or try your username.","logged_in_message":"Thanks for logging in, ","wp_version":"1"};
1672//# sourceURL=uael-frontend-script-js-extra
1673</script>
vendor: 1 bytes, line 1673
1673
1674<script id="uael-frontend-script-js" src="https://creditunions.com/wp-content/plugins/ultimate-elementor/assets/min-js/uael-frontend.min.js?ver=1.45.4"></script>
vendor: 1 bytes, line 1674
1674
1675<script id="wp-dom-ready-js" src="https://creditunions.com/wp-includes/js/dist/dom-ready.min.js?ver=3fe927cab37bf38d6a23"></script>
vendor: 1 bytes, line 1675
1675
1676<script id="wp-hooks-js" src="https://creditunions.com/wp-includes/js/dist/hooks.min.js?ver=f0f188028580e8dc1255"></script>
vendor: 1 bytes, line 1676
1676
1677<script id="wp-i18n-js" src="https://creditunions.com/wp-includes/js/dist/i18n.min.js?ver=1dfe7db3940c23ea9216"></script>
vendor: 1 bytes, line 1677
1677
1678<script id="wp-i18n-js-after">
1679wp.i18n.setLocaleData( { 'text direction\u0004ltr': [ 'ltr' ] } );
1680//# sourceURL=wp-i18n-js-after
1681</script>
vendor: 1 bytes, line 1681
1681
1682<script id="wp-a11y-js" src="https://creditunions.com/wp-includes/js/dist/a11y.min.js?ver=31c6cec5a4ff7aff483d"></script>
vendor: 1 bytes, line 1682
1682
1683<script id="gform_json-js" defer='defer' src="https://creditunions.com/wp-content/plugins/gravityforms/js/jquery.json.min.js?ver=3.1.2"></script>
vendor: 1 bytes, line 1683
1683
1684<script id="gform_gravityforms-js-extra">
1685var gform_i18n = {"datepicker":{"wdOffset":1,"helpTextShort":"Press F1 for help","helpText":"Press the arrow keys to navigate by day, PageUp and PageDown to navigate by month, Alt+PageUp and Alt+PageDown to navigate by year, or Escape to cancel.","openOnFocusHelpText":"Press Down arrow to browse the calendar, or Escape to close.","tooltipTxt":"Press Escape to cancel","disabledTxt":"Disabled","markedTxt":"Selected","prevTxt":"Previous","nextTxt":"Next","monthTxt":"Month","yearTxt":"Year","months":["January","February","March","April","May","June","July","August","September","October","November","December"],"days":[{"s":"S","l":"Sunday"},{"s":"M","l":"Monday"},{"s":"T","l":"Tuesday"},{"s":"W","l":"Wednesday"},{"s":"T","l":"Thursday"},{"s":"F","l":"Friday"},{"s":"S","l":"Saturday"}]}};
1686var gf_legacy_multi = [];
1687var gform_gravityforms = {"strings":{"invalid_file_extension":"This type of file is not allowed. Must be one of the following:","file_uploaded":"File uploaded","delete_file":"Delete this file","in_progress":"in progress","file_exceeds_limit":"File exceeds size limit","illegal_extension":"This type of file is not allowed.","max_reached":"Maximum number of files reached","unknown_error":"There was a problem while saving the file on the server","currently_uploading":"Please wait for the uploading to complete","cancel":"Cancel","cancel_upload":"Cancel this upload","cancelled":"Cancelled","error":"Error","message":"Message"},"vars":{"images_url":"https://creditunions.com/wp-content/plugins/gravityforms/images"}};
1688var gf_global = {"gf_currency_config":{"name":"U.S. Dollar","symbol_left":"$","symbol_right":"","symbol_padding":"","thousand_separator":",","decimal_separator":".","decimals":2,"code":"USD"},"base_url":"https://creditunions.com/wp-content/plugins/gravityforms","number_formats":[],"version_hash":"24c0adf52e5379237f07a2a91c55ce9b","countries":{"AF":"Afghanistan","AX":"\u00c5land Islands","AL":"Albania","DZ":"Algeria","AS":"American Samoa","AD":"Andorra","AO":"Angola","AI":"Anguilla","AQ":"Antarctica","AG":"Antigua and Barbuda","AR":"Argentina","AM":"Armenia","AW":"Aruba","AU":"Australia","AT":"Austria","AZ":"Azerbaijan","BS":"Bahamas","BH":"Bahrain","BD":"Bangladesh","BB":"Barbados","BY":"Belarus","BE":"Belgium","BZ":"Belize","BJ":"Benin","BM":"Bermuda","BT":"Bhutan","BO":"Bolivia","BQ":"Bonaire, Sint Eustatius and Saba","BA":"Bosnia and Herzegovina","BW":"Botswana","BV":"Bouvet Island","BR":"Brazil","IO":"British Indian Ocean Territory","BN":"Brunei Darussalam","BG":"Bulgaria","BF":"Burkina Faso","BI":"Burundi","CV":"Cabo Verde","KH":"Cambodia","CM":"Cameroon","CA":"Canada","KY":"Cayman Islands","CF":"Central African Republic","TD":"Chad","CL":"Chile","CN":"China","CX":"Christmas Island","CC":"Cocos Islands","CO":"Colombia","KM":"Comoros","CD":"Congo, Democratic Republic of the","CG":"Congo","CK":"Cook Islands","CR":"Costa Rica","CI":"C\u00f4te d'Ivoire","HR":"Croatia","CU":"Cuba","CW":"Cura\u00e7ao","CY":"Cyprus","CZ":"Czechia","DK":"Denmark","DJ":"Djibouti","DM":"Dominica","DO":"Dominican Republic","EC":"Ecuador","EG":"Egypt","SV":"El Salvador","GQ":"Equatorial Guinea","ER":"Eritrea","EE":"Estonia","SZ":"Eswatini","ET":"Ethiopia","FK":"Falkland Islands","FO":"Faroe Islands","FJ":"Fiji","FI":"Finland","FR":"France","GF":"French Guiana","PF":"French Polynesia","TF":"French Southern Territories","GA":"Gabon","GM":"Gambia","GE":"Georgia","DE":"Germany","GH":"Ghana","GI":"Gibraltar","GR":"Greece","GL":"Greenland","GD":"Grenada","GP":"Guadeloupe","GU":"Guam","GT":"Guatemala","GG":"Guernsey","GN":"Guinea","GW":"Guinea-Bissau","GY":"Guyana","HT":"Haiti","HM":"Heard Island and McDonald Islands","VA":"Holy See","HN":"Honduras","HK":"Hong Kong","HU":"Hungary","IS":"Iceland","IN":"India","ID":"Indonesia","IR":"Iran","IQ":"Iraq","IE":"Ireland","IM":"Isle of Man","IL":"Israel","IT":"Italy","JM":"Jamaica","JP":"Japan","JE":"Jersey","JO":"Jordan","KZ":"Kazakhstan","KE":"Kenya","KI":"Kiribati","KP":"Korea, Democratic People's Republic of","KR":"Korea, Republic of","KW":"Kuwait","KG":"Kyrgyzstan","LA":"La
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1689//# sourceURL=gform_gravityforms-js-extra
1690</script>
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1690
1691<script id="gform_gravityforms-js" defer='defer' src="https://creditunions.com/wp-content/plugins/gravityforms/js/gravityforms.min.js?ver=3.1.2"></script>
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1691
1692<script id="gform_placeholder-js" defer='defer' src="https://creditunions.com/wp-content/plugins/gravityforms/js/placeholders.jquery.min.js?ver=3.1.2"></script>
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1692
1693<script id="gform_gravityforms_utils-js" defer='defer' src="https://creditunions.com/wp-content/plugins/gravityforms/assets/js/dist/utils.min.js?ver=69a9db57304a9f86c3d1a0bea5fd2cf9"></script>
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1693
1694<script id="gform_gravityforms_theme_vendors-js" defer='defer' src="https://creditunions.com/wp-content/plugins/gravityforms/assets/js/dist/vendor-theme.min.js?ver=0c901cb641ce64b99c20ea1a4d208cc9"></script>
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1694
1695<script id="gform_gravityforms_theme-js-extra">
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1697//# sourceURL=gform_gravityforms_theme-js-extra
1698</script>
vendor: 1 bytes, line 1698
1698
1699<script id="gform_gravityforms_theme-js" defer='defer' src="https://creditunions.com/wp-content/plugins/gravityforms/assets/js/dist/scripts-theme.min.js?ver=e27d9712159624c99129c8c208f022ad"></script>
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1699
1700<script type='text/javascript'>var gfZeroSpamConfig = {"forms":[{"ajaxUrl":"https:\/\/creditunions.com\/wp-admin\/admin-ajax.php","fallbackToken":"MnwxNzkwODUxMTUyfDE3OTE0NTU5NTJ8OTE5ZDU1NTc2YTA3MTg2YTY4MGNkOGNkNjA0NTViZjd8MQ.NDM0NTc0NzRmYzkyMzdmOTUzNmE3YjY2OWFhOTA0MWZlZTUwNjA2NTdhODM0ZThkNjA1ZWY2ODJmYTJkZTkxMg","formId":2,"timeout":3000}],"debug":false};</script>
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1700
1701<script id="gf-zero-spam-js" defer='defer' src="https://creditunions.com/wp-content/plugins/gravity-forms-zero-spam/dist/js/gf-zero-spam.js?ver=1787242754"></script>
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vendor: 1 bytes, line 1705
1705
1706<script id="elementor-pro-frontend-js" src="https://creditunions.com/wp-content/plugins/elementor-pro/assets/js/frontend.min.js?ver=4.3.0"></script>
vendor: 1 bytes, line 1706
1706
1707<script id="pro-elements-handlers-js" src="https://creditunions.com/wp-content/plugins/elementor-pro/assets/js/elements-handlers.min.js?ver=4.3.0"></script>
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1713
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1718</script>
vendor: 1 bytes, line 1718
1718
1719<script>
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vendor: 1 bytes, line 1723
1723
1724<script>
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1726
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