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1697y"></div></div><div class="Spacer_component__JImtF" style="--size:1"></div><button type="submit" class="Button_component__0XMz9 Button_primary__SYYyb Button_large__yYWEG undefined" style="height:53px;min-width:203px" data-test="GetstartedwithSelf">Get started with Self</button></form></div><div class="Hero_imagePlaceHolder___woTO"></div></div><div class="Spacer_component__JImtF" style="--size:6"></div><div class="ValuePropositions_valuePropositions__p0kyN"><div class="ValuePropositions_card__pEBHC"><div class="ValuePropositions_imageContainer__3dd3C" style="background-image:url("//images.ctfassets.net/90p5z8n8rnuv/2tMgGfOyQ5DrdyiCS1SHoo/6c6241dd89ba161f59147393c1b593ac/values_cba.png")"></div><div class="ValuePropositions_cardContent__SzfMO"><h3>Grow your score</h3><p>See a 47 point* average lift in your credit score with a Credit Builder Account.</p></div></div><div class="Spacer_component__JImtF" style="--size:2"></div><div class="ValuePropositions_card__pEBHC"><div class="ValuePropositions_imageContainer__3dd3C" style="background-image:url("//images.ctfassets.net/90p5z8n8rnuv/5IzOOj3SlKim27m4wcrvEU/1de473684e0a7a54e0e80af9625774a4/card.png")"></div><div class="ValuePropositions_cardContent__SzfMO"><h3>Easy to get, powerful to use</h3><p>Increase your spending power with Self secured Credit Card. No credit check, high approval rates, fast application!</p></div></div><div class="Spacer_component__JImtF" style="--size:2"></div><div class="ValuePropositions_card__pEBHC"><div class="ValuePropositions_imageContainer__3dd3C" style="background-image:url("//images.ctfassets.net/90p5z8n8rnuv/6hRIMQSsochGl6iVZxPod2/0a6410609521a23d269b6af0d674c5d1/values_agencies.png")"></div><div class="ValuePropositions_cardContent__SzfMO"><h3>Build credit fast</h3><p>Report on time rent to all 3 bureaus, so you build credit while living life</p></div></div></div><div class="Spacer_component__JImtF" style="--size:5"></div><div class="Ratings_ratings__W8mrG "><a class="Ratings_ratingPill__0eql7 " href="https://apps.apple.com/us/app/self-credit-builder/id1364215562?ls=1" rel="noopener noreferrer" target="_blank"><img src="//images.ctfassets.net/90p5z8n8rnuv/6lw83fwiZfmNRiDliUumDu/b1ffedbadf9a7bf2d655424dedf4b92c/app_store.svg" alt="App Store"/><div><div class="Ratings_rating__GHzPr">4.9<!-- -->/5</div><div class="Ratings_ratingsCount__3CgzR">286k<!-- --> ratings</div></div></a><a class="Ratings_ratingPill__0eql7 " href="https://play.google.com/store/apps/details?id=com.selflender.thor&pli=1" rel="noopener noreferrer" target="_blank"><img src="//images.ctfassets.net/90p5z8n8rnuv/1zIYwDgoRP2K60Vgl91VwZ/d49ece2c0e4b717951d8833537836ed7/google_play.png" alt="Google Play Store"/><div><div class="Ratings_rating__GHzPr">4.5<!-- -->/5</div><div class="Ratings_ratingsCount__3CgzR">90k<!-- --> ratings</div></div></a></div><div class="Spacer_component__JImtF" style="--size:5"></div><div class="Members_members___5KSB"><div class="Members_tagline__KFJt_">The place for credit builders</div><div class="Spacer_component__JImtF" style="--size:2"></div><div class="Members_membersCountContainer__YxMY7"><img class="Members_garland__ow9eL" src="/static/homepage/garland.svg"/><div class="Members_membersCount__Ene_H">members</div><img class="Members_garland__ow9eL" src="/static/homepage/garland.svg"/></div></div></div><div class="Spacer_component__JImtF" style="--size:3"></div><div class="AsFeaturedIn_asFeaturedIn__uVK4c"><div class="AsFeaturedIn_asFeaturedIn__Title__Vlef2">As featured in:</div><div style="display:flex;flex-direction:column;width:24px;height:24px;flex-grow:0;flex-shrink:0"></div><div class="AsFeaturedIn_asFeaturedIn__Logos__CcY_s"><img class="AsFeaturedIn_asFeaturedIn__Logo__MqZAv AsFeaturedIn_asFeaturedIn__Logo--npr-logo__GEkkt" src="//images.ctfassets.net/90p5z8n8rnuv/6Z26xWTHPC6Y3iDPUVL4ke/8f8e7ef895730520cae63d6741e8bda9/npr-logo.png" alt="npr logo"/><img class="AsFeaturedIn_asFeaturedIn__Logo__MqZAv AsFeaturedIn_asFeaturedIn__Logo--newyorktimes-logo__rf6Kn" src="//images.ctfassets.net/90p5z8n8rnuv/6FXeTNOFClVhYLO6M8QiWK/b3467f5476856b4123f61fc996396645/newyorktimes-logo.png" alt="new york times logo"/><img class="AsFeaturedIn_asFeaturedIn__Logo__MqZAv AsFeaturedIn_asFeaturedIn__Logo--forbes-logo__zUrTK" src="//images.ctfassets.net/90p5z8n8rnuv/6abmgKraOkrG2WPopB5Hkm/dcf650eebfe7bbb1f7d6575d44a64ed0/forbes-logo.png" alt="forbes logo"/><img class="AsFeaturedIn_asFeaturedIn__Logo__MqZAv AsFeaturedIn_asFeaturedIn__Logo--business-insider-logo__Z4tiO" src="//images.ctfassets.net/90p5z8n8rnuv/6ynRCZQRr4jIhsMX71ndc8/8153722039474913b9a146f521e81770/business-insider-logo.png" alt="business insider logo"/><img class="AsFeaturedIn_asFeaturedIn__Logo__MqZAv AsFeaturedIn_asFeaturedIn__Logo--nerd-wallet-logo__K_o4_" src="//images.ctfassets.net/90p5z8n8rnuv/7z6dkYJo4AvrSryBmARrIm/3438b593e6ad56246dff8a2cc72e47b6/nerd-wallet-logo.png" alt="nerd wallet logo"/><img class="AsFeaturedIn_asFeaturedIn__Logo__MqZAv AsFeaturedIn_asFeaturedIn__Logo--yahoo-news-logo__GSZfe" src="//images.ctfassets.net/90p5z8n8rnuv/45B13gZgCF9iX8m8RePBZX/551c74a9f93349b8e6959060cbdaf6a4/yahoo-news-logo.png" alt="yaho
169o news logo"/><img class="AsFeaturedIn_asFeaturedIn__Logo__MqZAv AsFeaturedIn_asFeaturedIn__Logo--newsweek-logo__UPMXU" src="//images.ctfassets.net/90p5z8n8rnuv/1raOSpFPtTkPLD6va5kRTU/dbd9e023d64d1e827518d8aa1178734d/newsweek-logo.png" alt="newsweek logo"/></div></div><div class="Spacer_component__JImtF" style="--size:5"></div><div class="Benefits_benefits__mA93r"><div class="Benefits_banner__qwoms"><div class="Benefits_banner__Contents__wYRLH Benefits_banner__Contents--BlueBackground__6RSU5"><div class="Benefits_banner__TextContainer__B2udB Benefits_banner__TextContainer--DesktopLeft__f8AcP"><h3 class="Benefits_banner__Title__mCWph">Build savings while building credit</h3><div class="Spacer_component__JImtF" style="--size:2"></div><p class="Benefits_banner__Subtitle__0f4ab">Build savings & credit with Selfâs Credit Builder Account â plus, lift up your credit by reporting rent and bills.</p><div class="Spacer_component__JImtF" style="--size:4"></div><div class="Benefits_banner__Button__QHdzc Benefits_banner__Button--BlueText__rgyqy"><a class="Button_component__0XMz9 Button_primary__SYYyb Button_large__yYWEG Button_block-level__D5gms" data-test="homepage_learn_more_CBA" href="/credit-builder-loan">Learn more</a></div></div><div class="Benefits_banner__ImageContainer__a_2OM Benefits_banner__ImageContainer--RightBottom__MMRya"><img src="//images.ctfassets.net/90p5z8n8rnuv/2fZPvotjXMrGWSvrGv7M79/3430e19d2e39124982238168df1cf4f9/CBA-banner.svg" class="undefined Benefits_banner__Image--RightBottom__6hMB0"/></div></div></div><div class="Benefits_banner__qwoms"><div class="Benefits_banner__Contents__wYRLH Benefits_banner__Contents--DesktopReverse__we87q Benefits_banner__Contents--OrangeBackground__fXMAJ"><div class="Benefits_banner__TextContainer__B2udB Benefits_banner__TextContainer--DesktopRight__uUm_X"><h3 class="Benefits_banner__Title__mCWph Benefits_banner__Title--DesktopGray__OpUAK">Turn everyday purchases into credit history. </h3><div class="Spacer_component__JImtF" style="--size:2"></div><p class="Benefits_banner__Subtitle__0f4ab Benefits_banner__Subtitle--Gray__y_yC3">Selfâs secured and unsecured credit cards help you easily build credit. Reports to all 3 credit bureaus, apply in minutes!</p><div class="Spacer_component__JImtF" style="--size:4"></div><div class="Benefits_banner__Button__QHdzc"><a class="Button_component__0XMz9 Button_extremely-dark-blue__ia8OR Button_large__yYWEG Button_block-level__D5gms" data-test="homepage_learn_more_CBA" href="/visa-secured-credit-card">Learn more</a></div></div><div class="Benefits_banner__ImageContainer__a_2OM Benefits_banner__ImageContainer--Center__MsfPY"><img src="//images.ctfassets.net/90p5z8n8rnuv/3LFRwTI5zw64eOFg9KKWgL/6b54f860374aa1f3d34391837750e76a/SCC-banner.svg" class="undefined Benefits_banner__Image--Center__k3dPi"/></div></div></div><div class="Benefits_banner__qwoms"><div class="Benefits_banner__Contents__wYRLH Benefits_banner__Contents--BlueBackgroun
169d__6RSU5"><div class="Benefits_banner__TextContainer__B2udB Benefits_banner__TextContainer--DesktopLeft__f8AcP"><h3 class="Benefits_banner__Title__mCWph">Keep life moving â money for when you need it</h3><div class="Spacer_component__JImtF" style="--size:2"></div><p class="Benefits_banner__Subtitle__0f4ab">Stay in control! Self Cash** helps with unexpected expenses without hurting your credit goals.</p><div class="Spacer_component__JImtF" style="--size:4"></div><div class="Benefits_banner__Button__QHdzc Benefits_banner__Button--BlueText__rgyqy"><a class="Button_component__0XMz9 Button_primary__SYYyb Button_large__yYWEG Button_block-level__D5gms" data-test="homepage_learn_more_CBA" href="https://self.inc/self-cash-advance">Learn More</a></div></div><div class="Benefits_banner__ImageContainer__a_2OM Benefits_banner__ImageContainer--cash__T4jjZ"><img src="//images.ctfassets.net/90p5z8n8rnuv/5HH1jEszsAYlLFVzGWS6u5/8e70be6caa4ad55f24ec36ee3cd38ba8/Self-cash-banner.png" class="undefined Benefits_banner__Image--cash__NIubO"/></div></div></div></div><div class="HomePage_innerGradient__a7_6m"><div class="Spacer_component__JImtF" style="--size:4"></div><div class="SocialProof_socialProofContainer__V_q7d"><h2 class="SocialProof_title__hqowO">Hear results from real people</h2><div class="VideoTestimonials_container__y4y0r"><div class="VideoTestimonials_videosWrapper__wj_eH"></div></div><div class="Spacer_component__JImtF" style="--size:3"></div><div class="QuotesCarousel_container__CDsHZ"><div class="QuotesCarousel_quoteCarousel__Pp8w4"><div class="QuotesCarousel_title__x8Uqx">What people are saying</div><div class="QuotesCarousel_quotesContainer__hO0uw"><div class="QuotesCarousel_content__c5bbS"><blockquote><p class="QuotesCarousel_text__kS1XR">Self has helped improve my credit a lot and has taught me so much about financial literacy. Itâs a growing and learning experience, I appreciate this app so much!</p><span class="QuotesCarousel_author__8Bhpt">â Bry<sup>â <sup></span></blockquote></div><div class="QuotesCarousel_content__c5bbS"><blockquote><p class="QuotesCarousel_text__kS1XR">One of the things Self has helped me with is rebuilding my credit score and my credit score has gone up tremendously.</p><span class="QuotesCarousel_author__8Bhpt">â Tania<sup>â </sup></span></blockquote></div><div class="QuotesCarousel_content__c5bbS"><blockquote><p class="QuotesCarousel_text__kS1XR">About to go to lunch â¦. Iâm gonna use my trusted Self Credit card to pay for my meal. I still have a savings account building up, and Iâm building my credit using my Self card.</p><span class="QuotesCarousel_author__8Bhpt">â Justin<sup>â </sup></span></blockquote></div></div><div class="QuotesCarousel_indicators__2JsYS"><button class="QuotesCarousel_indicator__gXFSB QuotesCarousel_active___Mqf2"></button><button class="QuotesCarousel_indicator__gXFSB "></button><button class="QuotesCarousel_indicator__gXFSB "></button></div></div></div></div><div class="Spacer_component__JImtF" style="--size:4"></div><div class="LearnMore_learnMoreHeader__sJcdl">Learn more about credit building</div><div class="Spacer_component__JImtF" style="--size:4"></div><div class="LearnMore_cardContainer__y5Pdc"><div class="LearnMore_card__pMYbT"><div class="LearnMore_imageContainer__OD__P"><a href="/blog/types-of-credit" class="LearnMore_cardLink__qmCMG"><img src="//images.ctfassets.net/90p5z8n8rnuv/2SeHavjp7xLwTuaTgutLCb/7861f844a95e2c51a0a535cff7b40e5c/LearnMoreImg1.png" alt="The 3 Main Types of Credit Explained"/></a></div><div class="LearnMore_cardContent__IYngE"><a href="/blog/types-of-credit" class="LearnMore_cardLink__qmCMG"><h3>The 3 Main Types of Credit Explained</h3></a></div></div><div class="Spacer_component__JImtF" style="--size:2"></div><div class="LearnMore_card__pMYbT"><div class="LearnMore_imageContainer__OD__P"><a href="/blog/how-rent-reporting-can-build-credit" class="LearnMore_cardLink__qmCMG"><img src="//images.ctfassets.net/90p5z8n8rnuv/o9zGQzutdfhC3msx8BfIr/ef6c7e60962754449f3b5c2a368cc00e/LearnMoreImg2.png" alt="Here's How Rent Reporting Can Help Build Your Credit"/></a></div><div class="LearnMore_cardContent__IYngE"><a href="/blog/how-rent-reporting-can-build-credit" class="LearnMore_cardLink__qmCMG"><h3>Here's How Rent Reporting Can Help Build Your Credit</h3></a></div></div><div class="Spacer_component__JImtF" style="--size:2"></div><div class="LearnMore_card__pMYbT"><div class="LearnMore_imageContainer__OD__P"><a 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Weâre here to enable people to build credit with easy to obtain credit tools that help them reach their financial health goals. \u003ca href=\"https://www.self.inc/about\"\u003eLearn more about Self here\u003c/a\u003e.","id":"what-is-self"}},{"metadata":{"tags":[],"concepts":[]},"sys":{"space":{"sys":{"type":"Link","linkType":"Space","id":"90p5z8n8rnuv"}},"id":"Tt9cixbQ56azKOkiQQ41K","type":"Entry","createdAt":"2025-05-01T19:16:41.373Z","updatedAt":"2025-05-19T16:51:43.882Z","environment":{"sys":{"id":"master","type":"Link","linkType":"Environment"}},"publishedVersion":30,"revision":5,"contentType":{"sys":{"type":"Link","linkType":"ContentType","id":"textComponent"}},"locale":"en-US"},"fields":{"title":"How does Self build credit?","primary":"\u003cdiv\u003eSelf can help you build credit by reporting your payment history to the credit bureaus, giving you the opportunity to:\n\u003cul\u003e\n \u003cli\u003e\u003cstrong\u003eEstablish a positive payment history\u003c/strong\u003e â Payment history is the most significant factor in your credit score. Making on-time payments with Self could strengthen your credit profile.\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eDiversify your credit mix\u003c/strong\u003e â Having different types of credit could positively impact your score.\u003c/li\u003e\n \u003cli\u003e\u003cstrong\u003eStart with no hard credit checks\u003c/strong\u003e â Selfâs tools are designed for those with limited credit or who are rebuilding credit, allowing you to apply without impacting your credit score.\u003c/li\u003e\n \u003c/ul\u003e\n\n\u003cdiv\u003eYour financial goals can be within reach! 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The Credit Builder Account is a type of loan that you pay off in monthly installments. Each payment is reported to the 3 major credit bureaus, helping you establish a positive credit history. At the end of the term, you get your money back (minus fees and interest). Choose from four plan options, each with a 24-month term. See \u003ca href=https://self.inc/pricing/\u003eself.inc/pricing\u003c/a\u003e for details on terms and pricing.\n\u003c/li\u003e\n \u003cli\u003eSecured Self Visa® Credit Card â the credit card designed to help you build credit with on-time payments. Our high approval rates, and a low minimum security deposit make it easy to get started. \u003ca href=\"https://self.inc/visa-secured-credit-card\"\u003eLearn more here\u003c/a\u003e.\n \u003c/li\u003e\n \u003cli\u003eReport your rent payments â Use your largest monthly payment to help you build credit fast. 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