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11	<title>Payments Transformation - DYNAFIN</title>
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16	<meta property="og:description" content="Payments Transformation Taking control of payments in an ever-evolving landscape &nbsp; Contact us From episodic change to continuous payments transformation The European payments market is undergoing a profou
16nd and structural transformation, driven by innovation, regulatory evolution and increasing scale. This transformation is already visible across the market. Payment initiatives are moving from ambition to execution, [&hellip;]" />
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486
487    .footer-links .nav-footer,
488    .footer-links .nav-footer .nav,
489    .footer-links .nav-footer .nav li {
490        width: max-content;
491        max-width: none;
492    }
493}
494
495/* Responsive footer: mobile. */
496@media (max-width: 720px) {
497    .footer-brand {
498        width: 100%;
499        align-items: center;
500        text-align: center;
501    }
502
503    .footer-links {
504        width: 100%;
505        box-sizing: border-box;
506    }
507
508    .site-footer .footer-links .nav-footer,
509    .site-footer .footer-links .nav-footer .nav-title,
510    .site-footer .footer-links .nav-footer .nav-title a,
511    .site-footer .footer-links .nav-footer .nav li,
512    .site-footer .footer-links .nav-footer .nav li a {
513        text-align: left !important;
514    }
515
516    .footer-bottom {
517        width: 100%;
518        align-items: center;
519        text-align: center;
520    }
521
522    .nav-legal,
523    .nav-legal .nav {
524        justify-content: center;
525        align-items: center;
526    }
527
528    .dynafin-banner {
529        margin-top: 24px;
530        font-size: clamp(36px, 13vw, 72px);
531        line-height: 1;
532        -webkit-text-stroke-width: 0.5px !important;
533    }
534}
535
536@media (min-width: 721px) {
537    .dynafin-banner {
538        font-size: clamp(72px, 10vw, 160px);
539        line-height: 0.9;
540    }
541}
542
543.site-footer .nav-footer .nav{
544	line-height:1.5!important;
545}
546</style>
547
548            
549    </head>
550
551<body class="app wp-singular expertise-template-default single single-expertise postid-3932 wp-theme-dynafinresources siteorigin-panels siteorigin-panels-before-js">
552    
553    <header class="site-header">
554    <div class="container">
555        <a class="brand" href="https://dynafin.eu/" aria-label="DYNAFIN">
556			 echo '<img src="https://www.dynafin.eu/wp-content/uploads/2024/01/dynafin-consulting_en_1-1.svg" alt="Experts in Financial Services - DYNAFIN">';
557            <!--  -->
558        </a>
559        <button class="hamburger hamburger--slider" aria-label="Toggle Menu" type="button">
560          <span class="hamburger-box">
561            <span class="hamburger-inner"></span>
562          </span>
563        </button>
564        <nav class="nav-primary">
565                            <div class="menu-mainmenu-container"><ul id="menu-mainmenu" class="nav"><li id='menu-item-3962'  class="menu-item menu-item-type-custom menu-item-object-custom current-menu-ancestor current-menu-parent menu-item-has-children"><a  href="#"><span>Expertise</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
566          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.9
5660418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
567        </svg></a> <div class="sub-menu-wrapper">
568<ul class="sub-menu">
569<li id='menu-item-3966'  class="menu-item menu-item-type-post_type menu-item-object-expertise"><a  href="https://dynafin.eu/expertises/investment-transformation/"><span>Invest</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
570          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
571        </svg></a> </li>
572<li id='menu-item-3964'  class="menu-item menu-item-type-post_type menu-item-object-expertise current-menu-item"><a  href="https://dynafin.eu/expertises/payments-transformation/"><span>Payments</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
573          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
574        </svg></a> </li>
575<li id='menu-item-3965'  class="menu-item menu-item-type-post_type menu-item-object-expertise"><a  href="https://dynafin.eu/expertises/credit-transformation/"><span>Credit</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
576          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
577        </svg></a> </li>
578<li id='menu-item-3963'  class="menu-item menu-item-type-post_type menu-item-object-expertise"><a  href="https://dynafin.eu/expertises/insurance-transformation/"><span>Insurance</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
579          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
580        </svg></a> </li>
581</ul>
582</div><!-- .sub-menu-wrapper --></li>
583<li id='menu-item-1698'  class="menu-item menu-item-type-post_type_archive menu-item-object-expertise menu-item-has-children"><a  href="https://dynafin.eu/expertises/"><span>Solutions</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
584          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
585        </svg></a> <div class="sub-menu-wrapper">
586<ul class="sub-menu">
587<li id='menu-item-2497'  class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children"><a  href="https://dynafin.eu/expertises#business-model-innovation"><span>Product and Service Innovation</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
588          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
589        </svg></a> 
590	<ul class="sub-menu">
591<li id='menu-item-2012'  class="has-arrow menu-item menu-item-type-post_type menu-item-object-expertise"><a  href="https://dynafin.eu/expertises/product-service-design/"><span>Product &#038; Service design</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
592          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
593        </svg></a> </li>
594<li id='menu-item-2011'  class="has-arrow menu-item menu-item-type-post_type menu-item-object-expertise"><a  href="https://dynafin.eu/expertises/digital-customer-solutions/"><span>Digital Customer Solutions</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
595          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.9
5950418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
596        </svg></a> </li>
597	</ul>
598</li>
599<li id='menu-item-2498'  class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children"><a  href="https://dynafin.eu/expertises#entreprise-operating-performance"><span>Process Performance</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
600          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
601        </svg></a> 
602	<ul class="sub-menu">
603<li id='menu-item-2014'  class="has-arrow menu-item menu-item-type-post_type menu-item-object-expertise"><a  href="https://dynafin.eu/expertises/business-process-engineering/"><span>Business Process Engineering</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
604          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
605        </svg></a> </li>
606<li id='menu-item-2013'  class="has-arrow menu-item menu-item-type-post_type menu-item-object-expertise"><a  href="https://dynafin.eu/expertises/hyperautomation/"><span>HyperAutomation</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
607          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
608        </svg></a> </li>
609<li id='menu-item-2015'  class="has-arrow menu-item menu-item-type-post_type menu-item-object-expertise"><a  href="https://dynafin.eu/expertises/smart-partners-ecosystem-nearshoring-offshoring-business-process-outsourcing/"><span>Smart Partners Ecosystem: Nearshoring, <br>offshoring  &#038; business process outsourcing</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
610          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
611        </svg></a> </li>
612	</ul>
613</li>
614<li id='menu-item-2499'  class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children"><a  href="https://dynafin.eu/expertises#regulatory-compliance"><span>Regulatory Compliance</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
615          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
616        </svg></a> 
617	<ul class="sub-menu">
618<li id='menu-item-2017'  class="has-arrow menu-item menu-item-type-post_type menu-item-object-expertise"><a  href="https://dynafin.eu/expertises/regulatory-continuous-improvement/"><span>Regulatory continuous improvement</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
619          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
620        </svg></a> </li>
621<li id='menu-item-2016'  class="has-arrow menu-item menu-item-type-post_type menu-item-object-expertise"><a  href="https://dynafin.eu/expertises/compliance-remediation/"><span>Compliance remediation</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
622          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
623        </svg></a> </li>
624	</ul>
625</li>
626<li id='menu-item-2501'  class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children"><a  href="https://dynafin.eu/expertises#technology"><span>Tech Solutions Delivery</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
627          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.9
6270418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
628        </svg></a> 
629	<ul class="sub-menu">
630<li id='menu-item-2022'  class="has-arrow menu-item menu-item-type-post_type menu-item-object-expertise"><a  href="https://dynafin.eu/expertises/watch-advice-select/"><span>Watch, Advice, Select</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
631          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
632        </svg></a> </li>
633<li id='menu-item-2021'  class="has-arrow menu-item menu-item-type-post_type menu-item-object-expertise"><a  href="https://dynafin.eu/expertises/solution-integration/"><span>Solution Integration</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
634          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
635        </svg></a> </li>
636<li id='menu-item-3840'  class="menu-item menu-item-type-post_type menu-item-object-expertise"><a  href="https://dynafin.eu/expertises/data-migration/"><span>Data Migration</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
637          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
638        </svg></a> </li>
639	</ul>
640</li>
641</ul>
642</div><!-- .sub-menu-wrapper --></li>
643<li id='menu-item-1996'  class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children"><a  href="https://dynafin.eu/identity/"><span>Identity</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
644          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
645        </svg></a> <div class="sub-menu-wrapper">
646<ul class="sub-menu">
647<li id='menu-item-2024'  class="has-arrow menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children"><a  href="https://dynafin.eu/identity/tailored-solutions-for-financial-success/"><span>Tailored Solutions <br>for Financial Success</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
648          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
649        </svg></a> 
650	<ul class="sub-menu">
651<li id='menu-item-2199'  class="menu-item menu-item-type-custom menu-item-object-custom"><a  href="https://dynafin.eu/identity/tailored-solutions-for-financial-success/#our-distinctive-approach"><span>Our distinctive approach</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
652          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
653        </svg></a> </li>
654<li id='menu-item-2200'  class="menu-item menu-item-type-custom menu-item-object-custom"><a  href="https://dynafin.eu/identity/tailored-solutions-for-financial-success/#our-core-values"><span>Our core values</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
655          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
656        </svg></a> </li>
657<li id='menu-item-2201'  class="menu-item menu-item-type-custom menu-item-object-custom"><a  href="https://dynafin.eu/identity/tailored-solutions-for-financial-success/#expertise-that-sets-us-apart"><span>Expertise that sets us apart</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
658          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.9
6580418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
659        </svg></a> </li>
660<li id='menu-item-2202'  class="menu-item menu-item-type-custom menu-item-object-custom"><a  href="https://dynafin.eu/identity/tailored-solutions-for-financial-success/#meet-our-team"><span>Meet our passionate team</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
661          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
662        </svg></a> </li>
663<li id='menu-item-2203'  class="menu-item menu-item-type-custom menu-item-object-custom"><a  href="https://dynafin.eu/identity/tailored-solutions-for-financial-success/#unlock-your-potential"><span>Unlock your potential with Dynafin</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
664          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
665        </svg></a> </li>
666	</ul>
667</li>
668<li id='menu-item-2023'  class="has-arrow menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children"><a  href="https://dynafin.eu/identity/social-club/"><span>Social Club</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
669          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
670        </svg></a> 
671	<ul class="sub-menu">
672<li id='menu-item-2288'  class="menu-item menu-item-type-custom menu-item-object-custom"><a  href="https://dynafin.eu/identity/social-club/#welcome"><span>Welcome</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
673          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
674        </svg></a> </li>
675<li id='menu-item-2289'  class="menu-item menu-item-type-custom menu-item-object-custom"><a  href="https://dynafin.eu/identity/social-club/#ignite-your-professional-journey"><span>Ignite your Professional Journey</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
676          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
677        </svg></a> </li>
678<li id='menu-item-2290'  class="menu-item menu-item-type-custom menu-item-object-custom"><a  href="https://dynafin.eu/identity/social-club/#benefits"><span>Benefits</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
679          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
680        </svg></a> </li>
681	</ul>
682</li>
683</ul>
684</div><!-- .sub-menu-wrapper --></li>
685<li id='menu-item-1699'  class="menu-item menu-item-type-post_type menu-item-object-page current_page_parent"><a  href="https://dynafin.eu/insights/"><span>Insights</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
686          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
687        </svg></a> <div class="sub-menu-wrapper"></div><!-- .sub-menu-wrapper --></li>
688<li id='menu-item-1701'  class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children"><a  href="https://dynafin.eu/job-offers/"><span>Career</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
689          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.9
6890418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
690        </svg></a> <div class="sub-menu-wrapper">
691<ul class="sub-menu">
692<li id='menu-item-2002'  class="has-arrow menu-item menu-item-type-post_type menu-item-object-page"><a  href="https://dynafin.eu/job-offers/"><span>Our job offers</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
693          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
694        </svg></a> </li>
695<li id='menu-item-2003'  class="has-arrow menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children"><a  href="https://dynafin.eu/job-offers/join-the-team/"><span>Join the team</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
696          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
697        </svg></a> 
698	<ul class="sub-menu">
699<li id='menu-item-2295'  class="menu-item menu-item-type-custom menu-item-object-custom"><a  href="https://dynafin.eu/job-offers/join-the-team/#why-join-dynafin"><span>Why join Dynafin Consulting</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
700          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
701        </svg></a> </li>
702<li id='menu-item-2296'  class="menu-item menu-item-type-custom menu-item-object-custom"><a  href="https://dynafin.eu/job-offers/join-the-team/#our-values"><span>Our core values</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
703          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
704        </svg></a> </li>
705<li id='menu-item-2297'  class="menu-item menu-item-type-custom menu-item-object-custom"><a  href="https://dynafin.eu/job-offers/join-the-team/#our-team"><span>Our team</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
706          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
707        </svg></a> </li>
708	</ul>
709</li>
710</ul>
711</div><!-- .sub-menu-wrapper --></li>
712<li id='menu-item-1702'  class="button menu-item menu-item-type-post_type menu-item-object-page"><a  href="https://dynafin.eu/contact-us/"><span>Contact us</span><svg class="icon icon-arrow" width="9" height="14" viewBox="0 0 9 14" fill="none" xmlns="http://www.w3.org/2000/svg">
713          <path d="M1.5 12.4907L5.90418 9.46285C7.63806 8.2708 7.63807 5.71064 5.90418 4.5186L1.5 1.49072" stroke="currentColor" stroke-width="2" stroke-linecap="round"/>
714        </svg></a> <div class="sub-menu-wrapper"></div><!-- .sub-menu-wrapper --></li>
715</ul></div>
716                        <ul class="langs-nav">
717                <!-- 	<li class="lang-item lang-item-29 lang-item-en current-lang lang-item-first"><a  lang="en-GB" hreflang="en-GB" href="https://dynafin.eu/expertises/payments-transformation/">EN</a></li>
718 -->
719            </ul>
720        </nav>
721    </div>
722</header>    <main class="main" role="document">
723        
724    
725        
726        		
727		<div id="pl-3932"  class="panel-layout" ><div id="pg-3932-0"  class="panel-grid panel-has-style"  mb="default" ><div class="siteorigin-panels-stretch panel-row-style panel-row-style-for-3932-0" data-stretch-type="full" ><div id="pgc-3932-0-0"  class="panel-grid-cell" ><div id="panel-3932-0-0-0" class="so-panel widget widget_mag-intro-slider-widget panel-first-child" data-index="0" mb="default" ><div id="banner-center" class="panel-widget-style panel-widget-style-for-3932-0-0-0" ><div
728			
729			class="so-widget-mag-intro-slider-widget so-widget-mag-intro-slider-widget-default-d75171398898-3932"
730			
731		><div class="widget widget-intro-slider" data-length="1">
732
733		<div class="intro-slider-carrousel">
734
735										<div class="slide">
736
737																<div class="image">
738							<img decoding="async" src="https://dynafin.eu/wp-content/uploads/2026/08/payments-transformation-scaled.jpg" alt="" loading="eager">
739						</div>
740					
741					<div class="content" data-aos="fade-right" data-aos-delay="200" data-aos-duration="600">
742						<div style="text-align: center !important;">
743<h1 style="color: #dabb82;">Payments Transformation</h1>
744<p>Taking control of payments in an ever-evolving landscape</p>
745<p>&nbsp;</p>
746<p><a class="button" href="https://dynafin.eu/contact-us/">Contact us</a></p>
747</div>
748					</div>
749
750				</div>
751			
752		</div>
753		<div class="intro-slider-carrousel-nav">
754			<button class="slick-prev slick-arrow" aria-label="Slide précédent" type="button">
755				<svg id="arrow-left" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 23.518 43.541">
756				  <path d="M1.688,43.541A1.688,1.688,0,0,1,.5,40.658L19.439,21.77.5,2.883A1.688,1.688,0,0,1,2.88.492L23.022,20.576a1.686,1.686,0,0,1,0,2.39L2.88,43.048A1.683,1.683,0,0,1,1.688,43.541Z" transform="translate(23.518 43.541) rotate(180)" />
757				</svg>
758			</button>
759			<button class="slick-next" aria-label="Slide suivant" type="button">
760				<svg id="arrow-right" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 23.518 43.541">
761				  <path d="M1.688,43.541A1.688,1.688,0,0,1,.5,40.658L19.439,21.77.5,2.883A1.688,1.688,0,0,1,2.88.492L23.022,20.576a1.686,1.686,0,0,1,0,2.39L2.88,43.048A1.683,1.683,0,0,1,1.688,43.541Z" />
762				</svg>
763			</button>
764		</div>
765
766		<!-- <div class="hr"></div> -->
767
768</div>
769</div></div></div><div id="panel-3932-0-0-1" class="so-panel widget widget_mag-expertise-intro-widget panel-last-child" data-index="1" mb="default" ><div
770			
771			class="so-widget-mag-expertise-intro-widget so-widget-mag-expertise-intro-widget-default-d75171398898-3932"
772			
773		><div class="widget widget-expertise-intro is-bg-night ei-1fce84ee" data-aos="fade-up" data-aos-duration="600">
774
775	<style>
776		/* Force background (overrides theme :before #000b2d when white) */
777		.widget-expertise-intro.ei-1fce84ee:before {
778			background-color: #000b2d !important;
779		}
780		.widget-expertise-intro.ei-1fce84ee {
781			background-color: #000b2d;
782		}
783
784		/* Force list markers + indent (theme resets list-style) */
785		.widget-expertise-intro.ei-1fce84ee .content ul,
786		.widget-expertise-intro.ei-1fce84ee .content ol {
787			display: block !important;
788			margin: 0.75em 0 1em !important;
789			padding-left: 1.75em !important;
790			list-style-position: outside !important;
791		}
792		.widget-expertise-intro.ei-1fce84ee .content ul {
793			list-style-type: disc !important;
794		}
795		.widget-expertise-intro.ei-1fce84ee .content ol {
796			list-style-type: decimal !important;
797		}
798		.widget-expertise-intro.ei-1fce84ee .content li {
799			display: list-item !important;
800			margin: 0.4em 0 !important;
801			padding-left: 0.35em !important;
802		}
803		.widget-expertise-intro.ei-1fce84ee.is-bg-night .content li::marker {
804			color: #ffffff !important;
805		}
806		.widget-expertise-intro.ei-1fce84ee.is-bg-light .content li::marker {
807			color: #08185d !important;
808		}
809		.widget-expertise-intro.ei-1fce84ee .content ul ul,
810		.widget-expertise-intro.ei-1fce84ee .content ol ol,
811		.widget-expertise-intro.ei-1fce84ee .content ul ol,
812		.widget-expertise-intro.ei-1fce84ee .content ol ul {
813			margin-top: 0.35em !important;
814			margin-bottom: 0.35em !important;
815		}
816	</style>
817
818	
819		<style>
820		.widget-expertise-intro .content--carousel,
821		.widget-expertise-intro .content--glass {
822			--ei-accent: #c19b6c;
823			--ei-text: #ffffff;
824			--ei-glass-bg: rgba(255, 255, 255, 0.08);
825			--ei-glass-border: rgba(255, 255, 255, 0.18);
826			color: var(--ei-text);
827		}
828		.widget-expertise-intro.is-bg-light .content--carousel,
829		.widget-expertise-intro.is-bg-light .content--glass {
830			--ei-text: #08185d;
831			color: var(--ei-text);
832		}
833		.widget-expertise-intro .content--carousel .ei-heading,
834		.widget-expertise-intro .content--glass .ei-heading {
835			margin: 0 0 1.25rem;
836			font-size: clamp(1.5rem, 2.2vw, 2rem);
837			font-weight: 700;
838			line-height: 1.25;
839			color: var(--ei-text);
840		}
841		.widget-expertise-intro .content--carousel .ei-heading p,
842		.widget-expertise-intro .content--glass .ei-heading p {
843			margin: 0;
844			font-size: inherit;
845			font-weight: inherit;
846			line-height: inherit;
847			color: inherit;
848		}
849		.widget-expertise-intro .content--carousel .accent,
850		.widget-expertise-intro .content--glass .accent,
851		.widget-expertise-intro .content--carousel .ei-heading .accent,
852		.widget-expertise-intro .content--glass .ei-heading .accent,
853		.widget-expertise-intro .content--carousel .ei-glass .accent,
854		.widget-expertise-intro .content--glass .ei-glass .accent {
855			color: var(--ei-accent);
856			font-weight: inherit;
857		}
858		.widget-expertise-intro .content--carousel .ei-intro,
859		.widget-expertise-intro .content--glass .ei-intro {
860			margin: 0 0 1.75rem;
861			font-size: 0.95rem;
862			font-weight: 400;
863			line-height: 1.65;
864			color: var(--ei-text);
865		}
866		.widget-expertise-intro .content--carousel .ei-intro p,
867		.widget-expertise-intro .content--glass .ei-intro p {
868			margin: 0 0 1em;
869		}
870		.widget-expertise-intro .content--carousel .ei-intro p:last-child,
871		.widget-expertise-intro .content--glass .ei-intro p:last-child {
872			margin-bottom: 0;
873		}
874		.widget-expertise-intro .content--carousel .ei-intro strong,
875		.widget-expertise-intro .content--glass .ei-intro strong {
876			font-weight: 700;
877			text-transform: none;
878		}
879		.widget-expertise-intro .ei-accordion {
880			margin: 0 0 2rem;
881			padding: 0;
882			width: 100%;
883			box-sizing: border-box;
884			border-top: 1px solid var(--ei-accent);
885			list-style: none;
886		}
887		.widget-expertise-intro .ei-accordion__item {
888			width: 100%;
889			box-sizing: border-box;
890			border-bottom: 1px solid var(--ei-accent);
891			border-left: 0 solid transparent;
892		}
893		.widget-expertise-intro .ei-accordion__item.is-open {
894			border-left: 3px solid #ffffff;
895		}
896		.widget-expertise-intro .ei-accordion:not(.ei-accordion--with-band) .ei-accordion__item.is-open {
897			border-left-color: transparent;
898			border-left-width: 0;
899		}
900		.widget-expertise-intro .ei-accordion__trigger {
901			display: flex;
902			align-items: center;
903			justify-content: space-between;
904			gap: 1rem;
905			width: 100%;
906			margin: 0;
907			padding: 1.1rem 0 1.1rem 2rem;
908			border: 0;
909			background: transparent;
910			color: var(--ei-text) !important;
911			font: inherit;
912			font-size: 1rem;
913			font-weight: 700;
914			line-height: 1.35;
915			text-align: left;
916			cursor: pointer;
917			box-sizing: border-box;
918		}
919		.widget-expertise-intro .ei-accordion__item.is-open .ei-accordion__trigger {
920			color: var(--ei-accent) !important;
921			padding-left: 2rem;
922		}
923		.widget-expertise-intro .ei-accordion:not(.ei-accordion--with-band) .ei-accordion__item.is-open .ei-accordion__trigger {
924			padding-left: 2rem;
925		}
926		.widget-expertise-intro .ei-accordion__title {
927			flex: 1 1 auto;
928			margin: 0;
929			padding: 0;
930			color: inherit;
931			font-size: inherit;
932			font-weight: inherit;
933			line-height: inherit;
934		}
935		.widget-expertise-intro .ei-accordion__icon {
936			position: relative;
937			flex: 0 0 auto;
938			width: 0.9rem;
939			height: 0.9rem;
940			color: inherit;
941		}
942		.widget-expertise-intro .ei-accordion__icon::before,
943		.widget-expertise-intro .ei-accordion__icon::after {
944			content: "";
945			position: absolute;
946			top: 50%;
947			left: 50%;
948			background: currentColor;
949			transform: translate(-50%, -50%);
950		}
951		.widget-expertise-intro .ei-accordion__icon::before {
952			width: 100%;
953			height: 2px;
954		}
955		.widget-expertise-intro .ei-accordion__icon::after {
956			width: 2px;
957			height: 100%;
958			transition: opacity 0.2s ease, transform 0.2s ease;
959		}
960		.widget-expertise-intro .ei-accordion__item.is-open .ei-accordion__icon::after {
961			opacity: 0;
962			transform: translate(-50%, -50%) scaleY(0);
963		}
964		.widget-expertise-intro .ei-accordion__panel {
965			overflow: hidden;
966		}
967		.widget-expertise-intro .ei-accordion__panel-inner {
968			padding: 0 0 1.25rem 1rem;
969			font-size: 0.95rem;
970			line-height: 1.55;
971			color: var(--ei-text);
972		}
973		.widget-expertise-intro .ei-accordion:not(.ei-accordion--with-band) .ei-accordion__panel-inner {
974			padding-left: 2rem;
975		}
976		.widget-expertise-intro .ei-accordion__panel-inner p {
977			margin: 0 0 0.75em;
978		}
979		.widget-expertise-intro .ei-accordion__panel-inner p:last-child {
980			margin-bottom: 0;
981		}
982		.widget-expertise-intro .ei-accordion__panel-inner ul,
983		.widget-expertise-intro .ei-accordion__panel-inner ol {
984			display: block !important;
985			margin: 0.25em 0 0 !important;
986			padding-left: 1.35em !important;
987			list-style-position: outside !important;
988		}
989		.widget-expertise-intro .ei-accordion__panel-inner ul {
990			list-style-type: disc !important;
991		}
992		.widget-expertise-intro .ei-accordion__panel-inner ol {
993			list-style-type: decimal !important;
994		}
995		.widget-expertise-intro .ei-accordion__panel-inner li {
996			display: list-item !important;
997			margin: 0.35em 0 !important;
998			color: var(--ei-text);
999		}
1000		.widget-expertise-intro .ei-accordion__panel-inner li::marker {
1001			color: #ffffff !important;
1002		}
1003		.widget-expertise-intro .ei-accordion__btn {
1004			display: inline-flex;
1005			align-items: center;
1006			gap: 0.45rem;
1007			margin-top: 1rem;
1008			color: #c19b6c !important;
1009			font-size: 0.95rem;
1010			font-weight: 500;
1011			line-height: 1.3;
1012			text-decoration: none;
1013			transition: opacity 0.2s ease;
1014		}
1015		.widget-expertise-intro .ei-accordion__btn:hover {
1016			opacity: 0.85;
1017			color: #c19b6c !important;
1018		}
1019		.widget-expertise-intro .ei-accordion__btn-icon {
1020			display: inline-block;
1021			width: 0.75em;
1022			height: 0.75em;
1023			flex: 0 0 auto;
1024			background-color: #c19b6c;
1025			-webkit-mask: url("https://dynafin.eu/wp-content/uploads/2024/01/vector-1.svg") center / contain no-repeat;
1026			mask: url("https://dynafin.eu/wp-content/uploads/2024/01/vector-1.svg") center / contain no-repeat;
1027		}
1028		.widget-expertise-intro.is-bg-light .ei-accordion__item.is-open {
1029			border-left-color: #08185d;
1030		}
1031		.widget-expertise-intro.is-bg-light .ei-accordion:not(.ei-accordion--with-band) .ei-accordion__item.is-open {
1032			border-left-color: transparent;
1033		}
1034		.widget-expertise-intro.is-bg-light .ei-accordion__panel-inner li::marker {
1035			color: #08185d !important;
1036		}
1037		.widget-expertise-intro .ei-post-accordion {
1038			margin-top: 1.5rem;
1039			font-size: 0.95rem;
1040			line-height: 1.65;
1041		}
1042		.widget-expertise-intro .ei-post-accordion p {
1043			margin: 0 0 0.75em;
1044		}
1045		.widget-expertise-intro .ei-post-accordion p:last-child {
1046			margin-bottom: 0;
1047		}
1048		.widget-expertise-intro .ei-glass {
1049			margin-top: 1.75rem;
1050			padding: 1.35rem 1.5rem;
1051			border-radius: 12px;
1052			border: none;
1053			background: linear-gradient(
1054				135deg,
1055				rgba(255, 255, 255, 0.32) 0%,
1056				rgba(255, 255, 255, 0.22) 28%,
1057				rgba(255, 255, 255, 0.12) 55%,
1058				rgba(255, 255, 255, 0.04) 100%
1059			);
1060			-webkit-backdrop-filter: blur(14px);
1061			backdrop-filter: blur(14px);
1062			box-shadow: 0 12px 40px rgba(0, 0, 0, 0.32);
1063		}
1064		/* White background: same glass fill, gold border, no shadow */
1065		.widget-expertise-intro.is-bg-light .ei-glass {
1066			border: 1px solid var(--ei-accent);
1067			box-shadow: none;
1068		}
1069		.widget-expertise-intro .ei-glass--align-center {
1070			text-align: center;
1071		}
1072		.widget-expertise-intro .ei-glass--align-left {
1073			text-align: left;
1074		}
1075		.widget-expertise-intro .ei-glass__title {
1076			margin: 0 0 0.55rem;
1077			color: var(--ei-accent);
1078			font-size: 0.95rem;
1079			font-weight: 600;
1080			line-height: 1.4;
1081		}
1082		/* Night: glass body text in gold (capture 1) */
1083		.widget-expertise-intro.is-bg-night .ei-glass__body {
1084			font-size: 0.95rem;
1085			font-weight: 500;
1086			line-height: 1.55;
1087			color: var(--ei-accent);
1088		}
1089		/* White: glass body text in dark navy (capture 2) */
1090		.widget-expertise-intro.is-bg-light .ei-glass__body {
1091			font-size: 0.95rem;
1092			font-weight: 700;
1093			line-height: 1.55;
1094			color: #08185d;
1095		}
1096		.widget-expertise-intro .ei-glass__body p {
1097			margin: 0 0 0.5em;
1098			color: inherit;
1099			font-weight: inherit;
1100		}
1101		.widget-expertise-intro .ei-glass__body p:last-child {
1102			margin-bottom: 0;
1103		}
1104		.widget-expertise-intro .ei-glass__body .accent {
1105			color: inherit;
1106		}
1107		@media (max-width: 767px) {
1108			.widget-expertise-intro .content--carousel .ei-heading,
1109			.widget-expertise-intro .content--glass .ei-heading {
1110				font-size: 1.35rem;
1111			}
1112			.widget-expertise-intro .ei-glass {
1113				padding: 1.1rem 1.15rem;
1114			}
1115		}
1116	</style>
1117	
1118	
1119	<div class="row" data-aos="fade-up" data-aos-duration="600">
1120					<figure>
1121				<img fetchpriority="high" decoding="async" width="2048" height="1152" src="https://dynafin.eu/wp-content/uploads/2026/08/payments-transformation-1-scaled.jpg" class="attachment-full size-full" alt="Payments Transformation 1" srcset="https://dynafin.eu/wp-content/uploads/2026/08/payments-transformation-1-scaled.jpg 2048w, https://dynafin.eu/wp-content/uploads/2026/08/payments-transformation-1-300x169.jpg 300w, https://dynafin.eu/wp-content/uploads/2026/08/payments-transformation-1-1024x576.jpg 1024w, https://dynafin.eu/wp-content/uploads/2026/08/payments-transformation-1-768x432.jpg 768w, https://dynafin.eu/wp-content/uploads/2026/08/payments-transformation-1-1536x864.jpg 1536w" sizes="(max-width: 2048px) 100vw, 2048px" />			</figure>
1122		
1123		<div class="content content--glass">
1124
1125			
1126									<div class="ei-heading">
1127						<h2><span style="font-size: 50px;">From episodic change <span class="accent">to continuous payments transformation</span></span></h2>					</div>
1128				
1129									<div class="ei-intro">
1130						<p style="font-size: 18px;">
1130The European payments market is undergoing a profound and structural transformation, driven by innovation, regulatory evolution and increasing scale.</p>
1131<p>This transformation is already visible across the market. Payment initiatives are moving from ambition to execution, as illustrated by the development of <strong>European payment schemes such as Wero</strong>, illustrating the willingness to establish <strong>sovereign European payment rails</strong>.</p>
1132<p>At the same time, <strong>instant payments are progressively becoming the standard execution model</strong>, with real-time availability expected as a baseline rather than a differentiator.</p>
1133<p>The scope of payments is also expanding, with the emergence of <strong>digital money models</strong> — including stablecoins, cryptoassets and discussions around a future digital euro — reshaping how value is represented and transferred.</p>
1134<p>These evolutions take place in an environment where <strong>regulatory frameworks such as PSD3/PSR and mandatory changes like ISO 20022</strong> continuously redefine how payments must be executed and secured.</p>
1135					</div>
1136				
1137									<div class="ei-glass ei-glass--align-left">
1138																			<div class="ei-glass__body">
1139								<p style="text-align: center;"><span style="color: #dbbc83;">Payments organisations no longer operate in a sequence of projects, but in a permanent state of transformation.</span></p>
1140							</div>
1141											</div>
1142				
1143			
1144		</div>
1145
1146	</div>
1147
1148	
1149</div>
1150</div></div></div></div></div><div id="pg-3932-1"  class="panel-grid panel-has-style"  mb="none" ><div class="siteorigin-panels-stretch panel-row-style panel-row-style-for-3932-1" data-stretch-type="full" ><div id="pgc-3932-1-0"  class="panel-grid-cell" ><div id="panel-3932-1-0-0" class="so-panel widget widget_mag-expertise-intro-widget panel-first-child panel-last-child" data-index="2" mb="default" ><div class="panel-widget-style panel-widget-style-for-3932-1-0-0" ><div
1151			
1152			class="so-widget-mag-expertise-intro-widget so-widget-mag-expertise-intro-widget-default-d75171398898-3932"
1153			
1154		><div class="widget widget-expertise-intro is-image-right is-bg-light ei-dffc3e9c" data-aos="fade-up" data-aos-duration="600">
1155
1156	<style>
1157		/* Force background (overrides theme :before #000b2d when white) */
1158		.widget-expertise-intro.ei-dffc3e9c:before {
1159			background-color: #ffffff !important;
1160		}
1161		.widget-expertise-intro.ei-dffc3e9c {
1162			background-color: #ffffff;
1163		}
1164
1165		/* Force list markers + indent (theme resets list-style) */
1166		.widget-expertise-intro.ei-dffc3e9c .content ul,
1167		.widget-expertise-intro.ei-dffc3e9c .content ol {
1168			display: block !important;
1169			margin: 0.75em 0 1em !important;
1170			padding-left: 1.75em !important;
1171			list-style-position: outside !important;
1172		}
1173		.widget-expertise-intro.ei-dffc3e9c .content ul {
1174			list-style-type: disc !important;
1175		}
1176		.widget-expertise-intro.ei-dffc3e9c .content ol {
1177			list-style-type: decimal !important;
1178		}
1179		.widget-expertise-intro.ei-dffc3e9c .content li {
1180			display: list-item !important;
1181			margin: 0.4em 0 !important;
1182			padding-left: 0.35em !important;
1183		}
1184		.widget-expertise-intro.ei-dffc3e9c.is-bg-night .content li::marker {
1185			color: #ffffff !important;
1186		}
1187		.widget-expertise-intro.ei-dffc3e9c.is-bg-light .content li::marker {
1188			color: #08185d !important;
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1190		.widget-expertise-intro.ei-dffc3e9c .content ul ul,
1191		.widget-expertise-intro.ei-dffc3e9c .content ol ol,
1192		.widget-expertise-intro.ei-dffc3e9c .content ul ol,
1193		.widget-expertise-intro.ei-dffc3e9c .content ol ul {
1194			margin-top: 0.35em !important;
1195			margin-bottom: 0.35em !important;
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1197	</style>
1198
1199		<style>
1200		.widget-expertise-intro.is-image-right .row {
1201			display: flex;
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1210	</style>
1211	
1212		<style>
1213		.widget-expertise-intro .content--carousel,
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1215			--ei-accent: #c19b6c;
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1217			--ei-glass-bg: rgba(255, 255, 255, 0.08);
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1221		.widget-expertise-intro.is-bg-light .content--carousel,
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1223			--ei-text: #08185d;
1224			color: var(--ei-text);
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1226		.widget-expertise-intro .content--carousel .ei-heading,
1227		.widget-expertise-intro .content--glass .ei-heading {
1228			margin: 0 0 1.25rem;
1229			font-size: clamp(1.5rem, 2.2vw, 2rem);
1230			font-weight: 700;
1231			line-height: 1.25;
1232			color: var(--ei-text);
1233		}
1234		.widget-expertise-intro .content--carousel .ei-heading p,
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1236			margin: 0;
1237			font-size: inherit;
1238			font-weight: inherit;
1239			line-height: inherit;
1240			color: inherit;
1241		}
1242		.widget-expertise-intro .content--carousel .accent,
1243		.widget-expertise-intro .content--glass .accent,
1244		.widget-expertise-intro .content--carousel .ei-heading .accent,
1245		.widget-expertise-intro .content--glass .ei-heading .accent,
1246		.widget-expertise-intro .content--carousel .ei-glass .accent,
1247		.widget-expertise-intro .content--glass .ei-glass .accent {
1248			color: var(--ei-accent);
1249			font-weight: inherit;
1250		}
1251		.widget-expertise-intro .content--carousel .ei-intro,
1252		.widget-expertise-intro .content--glass .ei-intro {
1253			margin: 0 0 1.75rem;
1254			font-size: 0.95rem;
1255			font-weight: 400;
1256			line-height: 1.65;
1257			color: var(--ei-text);
1258		}
1259		.widget-expertise-intro .content--carousel .ei-intro p,
1260		.widget-expertise-intro .content--glass .ei-intro p {
1261			margin: 0 0 1em;
1262		}
1263		.widget-expertise-intro .content--carousel .ei-intro p:last-child,
1264		.widget-expertise-intro .content--glass .ei-intro p:last-child {
1265			margin-bottom: 0;
1266		}
1267		.widget-expertise-intro .content--carousel .ei-intro strong,
1268		.widget-expertise-intro .content--glass .ei-intro strong {
1269			font-weight: 700;
1270			text-transform: none;
1271		}
1272		.widget-expertise-intro .ei-accordion {
1273			margin: 0 0 2rem;
1274			padding: 0;
1275			width: 100%;
1276			box-sizing: border-box;
1277			border-top: 1px solid var(--ei-accent);
1278			list-style: none;
1279		}
1280		.widget-expertise-intro .ei-accordion__item {
1281			width: 100%;
1282			box-sizing: border-box;
1283			border-bottom: 1px solid var(--ei-accent);
1284			border-left: 0 solid transparent;
1285		}
1286		.widget-expertise-intro .ei-accordion__item.is-open {
1287			border-left: 3px solid #ffffff;
1288		}
1289		.widget-expertise-intro .ei-accordion:not(.ei-accordion--with-band) .ei-accordion__item.is-open {
1290			border-left-color: transparent;
1291			border-left-width: 0;
1292		}
1293		.widget-expertise-intro .ei-accordion__trigger {
1294			display: flex;
1295			align-items: center;
1296			justify-content: space-between;
1297			gap: 1rem;
1298			width: 100%;
1299			margin: 0;
1300			padding: 1.1rem 0 1.1rem 2rem;
1301			border: 0;
1302			background: transparent;
1303			color: var(--ei-text) !important;
1304			font: inherit;
1305			font-size: 1rem;
1306			font-weight: 700;
1307			line-height: 1.35;
1308			text-align: left;
1309			cursor: pointer;
1310			box-sizing: border-box;
1311		}
1312		.widget-expertise-intro .ei-accordion__item.is-open .ei-accordion__trigger {
1313			color: var(--ei-accent) !important;
1314			padding-left: 2rem;
1315		}
1316		.widget-expertise-intro .ei-accordion:not(.ei-accordion--with-band) .ei-accordion__item.is-open .ei-accordion__trigger {
1317			padding-left: 2rem;
1318		}
1319		.widget-expertise-intro .ei-accordion__title {
1320			flex: 1 1 auto;
1321			margin: 0;
1322			padding: 0;
1323			color: inherit;
1324			font-size: inherit;
1325			font-weight: inherit;
1326			line-height: inherit;
1327		}
1328		.widget-expertise-intro .ei-accordion__icon {
1329			position: relative;
1330			flex: 0 0 auto;
1331			width: 0.9rem;
1332			height: 0.9rem;
1333			color: inherit;
1334		}
1335		.widget-expertise-intro .ei-accordion__icon::before,
1336		.widget-expertise-intro .ei-accordion__icon::after {
1337			content: "";
1338			position: absolute;
1339			top: 50%;
1340			left: 50%;
1341			background: currentColor;
1342			transform: translate(-50%, -50%);
1343		}
1344		.widget-expertise-intro .ei-accordion__icon::before {
1345			width: 100%;
1346			height: 2px;
1347		}
1348		.widget-expertise-intro .ei-accordion__icon::after {
1349			width: 2px;
1350			height: 100%;
1351			transition: opacity 0.2s ease, transform 0.2s ease;
1352		}
1353		.widget-expertise-intro .ei-accordion__item.is-open .ei-accordion__icon::after {
1354			opacity: 0;
1355			transform: translate(-50%, -50%) scaleY(0);
1356		}
1357		.widget-expertise-intro .ei-accordion__panel {
1358			overflow: hidden;
1359		}
1360		.widget-expertise-intro .ei-accordion__panel-inner {
1361			padding: 0 0 1.25rem 1rem;
1362			font-size: 0.95rem;
1363			line-height: 1.55;
1364			color: var(--ei-text);
1365		}
1366		.widget-expertise-intro .ei-accordion:not(.ei-accordion--with-band) .ei-accordion__panel-inner {
1367			padding-left: 2rem;
1368		}
1369		.widget-expertise-intro .ei-accordion__panel-inner p {
1370			margin: 0 0 0.75em;
1371		}
1372		.widget-expertise-intro .ei-accordion__panel-inner p:last-child {
1373			margin-bottom: 0;
1374		}
1375		.widget-expertise-intro .ei-accordion__panel-inner ul,
1376		.widget-expertise-intro .ei-accordion__panel-inner ol {
1377			display: block !important;
1378			margin: 0.25em 0 0 !important;
1379			padding-left: 1.35em !important;
1380			list-style-position: outside !important;
1381		}
1382		.widget-expertise-intro .ei-accordion__panel-inner ul {
1383			list-style-type: disc !important;
1384		}
1385		.widget-expertise-intro .ei-accordion__panel-inner ol {
1386			list-style-type: decimal !important;
1387		}
1388		.widget-expertise-intro .ei-accordion__panel-inner li {
1389			display: list-item !important;
1390			margin: 0.35em 0 !important;
1391			color: var(--ei-text);
1392		}
1393		.widget-expertise-intro .ei-accordion__panel-inner li::marker {
1394			color: #ffffff !important;
1395		}
1396		.widget-expertise-intro .ei-accordion__btn {
1397			display: inline-flex;
1398			align-items: center;
1399			gap: 0.45rem;
1400			margin-top: 1rem;
1401			color: #c19b6c !important;
1402			font-size: 0.95rem;
1403			font-weight: 500;
1404			line-height: 1.3;
1405			text-decoration: none;
1406			transition: opacity 0.2s ease;
1407		}
1408		.widget-expertise-intro .ei-accordion__btn:hover {
1409			opacity: 0.85;
1410			color: #c19b6c !important;
1411		}
1412		.widget-expertise-intro .ei-accordion__btn-icon {
1413			display: inline-block;
1414			width: 0.75em;
1415			height: 0.75em;
1416			flex: 0 0 auto;
1417			background-color: #c19b6c;
1418			-webkit-mask: url("https://dynafin.eu/wp-content/uploads/2024/01/vector-1.svg") center / contain no-repeat;
1419			mask: url("https://dynafin.eu/wp-content/uploads/2024/01/vector-1.svg") center / contain no-repeat;
1420		}
1421		.widget-expertise-intro.is-bg-light .ei-accordion__item.is-open {
1422			border-left-color: #08185d;
1423		}
1424		.widget-expertise-intro.is-bg-light .ei-accordion:not(.ei-accordion--with-band) .ei-accordion__item.is-open {
1425			border-left-color: transparent;
1426		}
1427		.widget-expertise-intro.is-bg-light .ei-accordion__panel-inner li::marker {
1428			color: #08185d !important;
1429		}
1430		.widget-expertise-intro .ei-post-accordion {
1431			margin-top: 1.5rem;
1432			font-size: 0.95rem;
1433			line-height: 1.65;
1434		}
1435		.widget-expertise-intro .ei-post-accordion p {
1436			margin: 0 0 0.75em;
1437		}
1438		.widget-expertise-intro .ei-post-accordion p:last-child {
1439			margin-bottom: 0;
1440		}
1441		.widget-expertise-intro .ei-glass {
1442			margin-top: 1.75rem;
1443			padding: 1.35rem 1.5rem;
1444			border-radius: 12px;
1445			border: none;
1446			background: linear-gradient(
1447				135deg,
1448				rgba(255, 255, 255, 0.32) 0%,
1449				rgba(255, 255, 255, 0.22) 28%,
1450				rgba(255, 255, 255, 0.12) 55%,
1451				rgba(255, 255, 255, 0.04) 100%
1452			);
1453			-webkit-backdrop-filter: blur(14px);
1454			backdrop-filter: blur(14px);
1455			box-shadow: 0 12px 40px rgba(0, 0, 0, 0.32);
1456		}
1457		/* White background: same glass fill, gold border, no shadow */
1458		.widget-expertise-intro.is-bg-light .ei-glass {
1459			border: 1px solid var(--ei-accent);
1460			box-shadow: none;
1461		}
1462		.widget-expertise-intro .ei-glass--align-center {
1463			text-align: center;
1464		}
1465		.widget-expertise-intro .ei-glass--align-left {
1466			text-align: left;
1467		}
1468		.widget-expertise-intro .ei-glass__title {
1469			margin: 0 0 0.55rem;
1470			color: var(--ei-accent);
1471			font-size: 0.95rem;
1472			font-weight: 600;
1473			line-height: 1.4;
1474		}
1475		/* Night: glass body text in gold (capture 1) */
1476		.widget-expertise-intro.is-bg-night .ei-glass__body {
1477			font-size: 0.95rem;
1478			font-weight: 500;
1479			line-height: 1.55;
1480			color: var(--ei-accent);
1481		}
1482		/* White: glass body text in dark navy (capture 2) */
1483		.widget-expertise-intro.is-bg-light .ei-glass__body {
1484			font-size: 0.95rem;
1485			font-weight: 700;
1486			line-height: 1.55;
1487			color: #08185d;
1488		}
1489		.widget-expertise-intro .ei-glass__body p {
1490			margin: 0 0 0.5em;
1491			color: inherit;
1492			font-weight: inherit;
1493		}
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1495			margin-bottom: 0;
1496		}
1497		.widget-expertise-intro .ei-glass__body .accent {
1498			color: inherit;
1499		}
1500		@media (max-width: 767px) {
1501			.widget-expertise-intro .content--carousel .ei-heading,
1502			.widget-expertise-intro .content--glass .ei-heading {
1503				font-size: 1.35rem;
1504			}
1505			.widget-expertise-intro .ei-glass {
1506				padding: 1.1rem 1.15rem;
1507			}
1508		}
1509	</style>
1510	
1511	
1512	<div class="row" data-aos="fade-up" data-aos-duration="600">
1513					<figure>
1514				<img decoding="async" width="2048" height="1366" src="https://dynafin.eu/wp-content/uploads/2026/08/payments-transformations-orchestration-scaled.jpg" class="attachment-full size-full" alt="Payments transformations orchestration" srcset="https://dynafin.eu/wp-content/uploads/2026/08/payments-transformations-orchestration-scaled.jpg 2048w, https://dynafin.eu/wp-content/uploads/2026/08/payments-transformations-orchestration-300x200.jpg 300w, https://dynafin.eu/wp-content/uploads/2026/08/payments-transformations-orchestration-1024x683.jpg 1024w, https://dynafin.eu/wp-content/uploads/2026/08/payments-transformations-orchestration-768x512.jpg 768w, https://dynafin.eu/wp-content/uploads/2026/08/payments-transformations-orchestration-1536x1024.jpg 1536w, https://dynafin.eu/wp-content/uploads/2026/08/payments-transformations-orchestration-272x182.jpg 272w" sizes="(max-width: 2048px) 100vw, 2048px" />			</figure>
1515		
1516		<div class="content content--glass">
1517
1518			
1519									<div class="ei-heading">
1520						<h2><span style="font-size: 50px; color: #08185d;">Where transformation becomes <span class="accent">difficult to orchestrate</span></span></h2>					</div>
1521				
1522									<div class="ei-intro">
1523						<p><span style="color: #08185d;">In practice, payments organisations must deliver multiple initiatives simultaneously:</span></p>
1524<ul>
1525<li>
1525Regulatory programmes, market initiatives and infrastructure changes</li>
1526<li>Internal transformation on cost, resilience and automation</li>
1527</ul>
1528<p><span style="color: #08185d;">All of these initiatives converge on the same foundations:</span></p>
1529<ul>
1530<li><span style="color: #08185d;">Payment engines</span></li>
1531<li><span style="color: #08185d;">Core processes</span></li>
1532<li><span style="color: #08185d;">Limited expert teams</span></li>
1533</ul>
1534<p><span style="color: #08185d;">This creates structural challenges:</span></p>
1535<ul>
1536<li><span style="color: #08185d;">Teams stretched across conflicting priorities and constant context-switching</span></li>
1537<li><span style="color: #08185d;">Moving targets and unstable scopes due to evolving requirements</span></li>
1538<li><span style="color: #08185d;">Transformation delivered while maintaining business-as-usual at scale</span></li>
1539<li><span style="color: #08185d;">Fragmented decision-making across business, IT and operations</span></li>
1540</ul>
1541<p><span style="color: #08185d;"><br />
1542The core issue is not a lack of initiatives, but the ability to <strong>orchestrate change across an increasingly complex ecosystem. </strong></span></p>
1543					</div>
1544				
1545				
1546			
1547		</div>
1548
1549	</div>
1550
1551	
1552</div>
1553</div></div></div></div></div></div><div id="pg-3932-2"  class="panel-grid panel-has-style"  mb="default" ><div class="siteorigin-panels-stretch panel-row-style panel-row-style-for-3932-2" data-stretch-type="reduced" ><div id="pgc-3932-2-0"  class="panel-grid-cell" ><div id="panel-3932-2-0-0" class="so-panel widget widget_mag-accordion-widget panel-first-child" data-index="3" mb="default" ><div
1554			
1555			class="so-widget-mag-accordion-widget so-widget-mag-accordion-widget-default-d75171398898-3932"
1556			
1557		><div class="widget widget-accordion" data-aos="fade-up" data-aos-duration="600">
1558
1559	<style>
1560		.widget-accordion {
1561			--acc-blue: #08185d;
1562			--acc-gold: #c5a47e;
1563			--acc-line: #c5a47e;
1564			background: #ffffff;
1565			color: var(--acc-blue);
1566		}
1567		.widget-accordion .acc-heading {
1568			margin: 0 0 1.25rem;
1569			color: var(--acc-blue);
1570			font-size: clamp(1.5rem, 2.4vw, 2.15rem);
1571			font-weight: 700;
1572			line-height: 1.25;
1573		}
1574		.widget-accordion .acc-heading p {
1575			margin: 0;
1576			font-size: inherit;
1577			font-weight: inherit;
1578			line-height: inherit;
1579			color: inherit;
1580		}
1581		.widget-accordion .acc-heading .accent {
1582			color: var(--acc-gold);
1583			font-weight: inherit;
1584		}
1585		.widget-accordion .acc-intro {
1586			margin: 0 0 1.75rem;
1587			color: var(--acc-blue);
1588			font-size: 1rem;
1589			font-weight: 400;
1590			line-height: 1.55;
1591		}
1592		.widget-accordion .acc-intro p {
1593			margin: 0 0 0.75em;
1594		}
1595		.widget-accordion .acc-intro p:last-child {
1596			margin-bottom: 0;
1597		}
1598		.widget-accordion .acc-list {
1599			margin: 0;
1600			padding: 0;
1601			border-top: 1px solid var(--acc-line);
1602			list-style: none;
1603		}
1604		.widget-accordion .acc-item {
1605			border-bottom: 1px solid var(--acc-line);
1606		}
1607		.widget-accordion .acc-item.is-open {
1608			border-left: 4px solid var(--acc-blue);
1609		}
1610		.widget-accordion .acc-trigger {
1611			display: flex;
1612			align-items: center;
1613			justify-content: space-between;
1614			gap: 1rem;
1615			width: 100%;
1616			margin: 0;
1617			padding: 1.1rem 0 1.1rem 0;
1618			border: 0;
1619			background: transparent;
1620			color: var(--acc-blue);
1621			font: inherit;
1622			font-size: 1.05rem;
1623			font-weight: 700;
1624			line-height: 1.35;
1625			text-align: left;
1626			cursor: pointer;
1627		}
1628		.widget-accordion .acc-item.is-open .acc-trigger {
1629			color: var(--acc-gold);
1630			padding-left: 1rem;
1631		}
1632		.widget-accordion .acc-item:not(.is-open) .acc-trigger {
1633			padding-left: 0;
1634		}
1635		.widget-accordion .acc-item.is-open .acc-trigger {
1636			padding-left: 1rem;
1637		}
1638		.widget-accordion .acc-title {
1639			flex: 1 1 auto;
1640		}
1641		.widget-accordion .acc-icon {
1642			position: relative;
1643			flex: 0 0 auto;
1644			width: 0.9rem;
1645			height: 0.9rem;
1646			color: inherit;
1647		}
1648		.widget-accordion .acc-icon::before,
1649		.widget-accordion .acc-icon::after {
1650			content: "";
1651			position: absolute;
1652			top: 50%;
1653			left: 50%;
1654			background: currentColor;
1655			transform: translate(-50%, -50%);
1656		}
1657		.widget-accordion .acc-icon::before {
1658			width: 100%;
1659			height: 2px;
1660		}
1661		.widget-accordion .acc-icon::after {
1662			width: 2px;
1663			height: 100%;
1664			transition: opacity 0.2s ease, transform 0.2s ease;
1665		}
1666		.widget-accordion .acc-item.is-open .acc-icon::after {
1667			opacity: 0;
1668			transform: translate(-50%, -50%) scaleY(0);
1669		}
1670		.widget-accordion .acc-panel {
1671			overflow: hidden;
1672		}
1673		.widget-accordion .acc-panel-inner {
1674			padding: 0 0 1.25rem 1rem;
1675			color: var(--acc-blue);
1676			font-size: 0.95rem;
1677			font-weight: 400;
1678			line-height: 1.55;
1679		}
1680		.widget-accordion .acc-panel-inner p {
1681			margin: 0 0 0.75em;
1682		}
1683		.widget-accordion .acc-panel-inner p:last-child {
1684			margin-bottom: 0;
1685		}
1686		.widget-accordion .acc-panel-inner ul,
1687		.widget-accordion .acc-panel-inner ol {
1688			display: block !important;
1689			margin: 0.25em 0 0 !important;
1690			padding-left: 1.35em !important;
1691			list-style-position: outside !important;
1692		}
1693		.widget-accordion .acc-panel-inner ul {
1694			list-style-type: disc !important;
1695		}
1696		.widget-accordion .acc-panel-inner ol {
1697			list-style-type: decimal !important;
1698		}
1699		.widget-accordion .acc-panel-inner li {
1700			display: list-item !important;
1701			margin: 0.35em 0 !important;
1702			color: var(--acc-blue);
1703		}
1704		.widget-accordion .acc-panel-inner li::marker {
1705			color: var(--acc-blue);
1706		}
1707		@media (max-width: 767px) {
1708			.widget-accordion .acc-heading {
1709				font-size: 1.35rem;
1710			}
1711			.widget-accordion .acc-trigger {
1712				font-size: 1rem;
1713			}
1714		}
1715	</style>
1716
1717			<div class="acc-heading">
1718			<h2><span style="font-size: 50px; color: #08185d;">With direct impacts on systems,<span class="accent"> processes and delivery</span></span></h2>		</div>
1719	
1720			<div class="acc-intro">
1721			This accumulation of initiatives directly affects how payments systems operate:		</div>
1722	
1723			<div class="acc-list" data-acc-list>
1724							<div class="acc-item">
1725					<button
1726						type="button"
1727						class="acc-trigger"
1728						aria-expanded="false"
1729						aria-controls="acc-item-0-639b42"
1730						data-acc-trigger
1731					>
1732						<span class="acc-title">Payment engines and systems</span>
1733						<span class="acc-icon" aria-hidden="true"></span>
1734					</button>
1735					<div
1736						class="acc-panel"
1737						id="acc-item-0-639b42"
1738						 hidden					>
1739						<div class="acc-panel-inner">
1740							<ul>
1741<li class="comment_message--commentUnorderedListItem--v-loK"><span class="">Increasing system coupling and fragility </span></li>
1742<li class="comment_message--commentUnorderedListItem--v-loK"><span class="">Difficult evolution of legacy architectures towards real-time and 24/7 execution  </span></li>
1743</ul>
1744						</div>
1745					</div>
1746				</div>
1747							<div class="acc-item">
1748					<button
1749						type="button"
1750						class="acc-trigger"
1751						aria-expanded="false"
1752						aria-controls="acc-item-1-45653c"
1753						data-acc-trigger
1754					>
1755						<span class="acc-title">End-to-end processes</span>
1756						<span class="acc-icon" aria-hidden="true"></span>
1757					</button>
1758					<div
1759						class="acc-panel"
1760						id="acc-item-1-45653c"
1761						 hidden					>
1762						<div class="acc-panel-inner">
1763							<ul>
1764<li class="comment_message--commentUnorderedListItem--v-loK"><span class="">Loss of coherence across payment flows </span></li>
1765<li class="comment_message--commentUnorderedListItem--v-loK"><span class="">Limited visibility on actual processing logic </span></li>
1766<li class="comment_message--commentUnorderedListItem--v-loK"><span class="">Poor handling of exceptions and controls </span></li>
1767</ul>
1768						</div>
1769					</div>
1770				</div>
1771							<div class="acc-item">
1772					<button
1773						type="button"
1774						class="acc-trigger"
1775						aria-expanded="false"
1776						aria-controls="acc-item-2-fcd05d"
1777						data-acc-trigger
1778					>
1779						<span class="acc-title">Integration and delivery</span>
1780						<span class="acc-icon" aria-hidden="true"></span>
1781					</button>
1782					<div
1783						class="acc-panel"
1784						id="acc-item-2-fcd05d"
1785						 hidden					>
1786						<div class="acc-panel-inner">
1787							<ul>
1788<li class="comment_message--commentUnorderedListItem--v-loK"><span class="">Increasing integration complexity across partners and systems </span></li>
1789<li class="comment_message--commentUnorderedListItem--v-loK"><span class="">Higher risk of delays, rework and unintended side effects  </span></li>
1790</ul>
1791						</div>
1792					</div>
1793				</div>
1794							<div class="acc-item is-open">
1795					<button
1796						type="button"
1797						class="acc-trigger"
1798						aria-expanded="true"
1799						aria-controls="acc-item-3-f141f3"
1800						data-acc-trigger
1801					>
1802						<span class="acc-title">Operational sustainability</span>
1803						<span class="acc-icon" aria-hidden="true"></span>
1804					</button>
1805					<div
1806						class="acc-panel"
1807						id="acc-item-3-f141f3"
1808											>
1809						<div class="acc-panel-inner">
1810							<ul>
1811<li>Accumulation of workarounds and technical debt</li>
1812<li>Reduced ability to industrialise innovation</li>
1813</ul>
1814						</div>
1815					</div>
1816				</div>
1817					</div>
1818	
1819		
1819<script>
1820	(function () {
1821		function initAccordion(root) {
1822			if (!root || root.getAttribute('data-acc-ready') === '1') {
1823				return;
1824			}
1825			root.setAttribute('data-acc-ready', '1');
1826
1827			root.addEventListener('click', function (event) {
1828				var trigger = event.target.closest('[data-acc-trigger]');
1829				if (!trigger || !root.contains(trigger)) {
1830					return;
1831				}
1832
1833				var item = trigger.closest('.acc-item');
1834				var panel = item ? item.querySelector('.acc-panel') : null;
1835				if (!item || !panel) {
1836					return;
1837				}
1838
1839				var willOpen = !item.classList.contains('is-open');
1840				var openItems = root.querySelectorAll('.acc-item.is-open');
1841				Array.prototype.forEach.call(openItems, function (openItem) {
1842					if (openItem === item) {
1843						return;
1844					}
1845					openItem.classList.remove('is-open');
1846					var openTrigger = openItem.querySelector('[data-acc-trigger]');
1847					var openPanel = openItem.querySelector('.acc-panel');
1848					if (openTrigger) {
1849						openTrigger.setAttribute('aria-expanded', 'false');
1850					}
1851					if (openPanel) {
1852						openPanel.setAttribute('hidden', '');
1853					}
1854				});
1855
1856				item.classList.toggle('is-open', willOpen);
1857				trigger.setAttribute('aria-expanded', willOpen ? 'true' : 'false');
1858				if (willOpen) {
1859					panel.removeAttribute('hidden');
1860				} else {
1861					panel.setAttribute('hidden', '');
1862				}
1863			});
1864		}
1865
1866		function boot() {
1867			var nodes = document.querySelectorAll('[data-acc-list]');
1868			Array.prototype.forEach.call(nodes, initAccordion);
1869		}
1870
1871		if (document.readyState === 'loading') {
1872			document.addEventListener('DOMContentLoaded', boot);
1873		} else {
1874			boot();
1875		}
1876	})();
1877	</script>
1877
1878	
1879</div>
1880</div></div><div id="panel-3932-2-0-1" class="so-panel widget widget_mag-key-points-widget panel-last-child" data-index="4" mb="default" ><div
1881			
1882			class="so-widget-mag-key-points-widget so-widget-mag-key-points-widget-default-d75171398898-3932"
1883			
1884		><div class="widget widget-key-points" data-aos="fade-up" data-aos-duration="600">
1885
1886	<style>
1887		.widget-key-points {
1888			--kp-accent: #c5a47e;
1889			--kp-text: #ffffff;
1890			background: transparent;
1891			color: var(--kp-text);
1892		}
1893		.widget-key-points .kp-intro {
1894			margin: 0 0 1.5rem;
1895			color: var(--kp-text);
1896			font-size: 1rem;
1897			font-weight: 400;
1898			line-height: 1.55;
1899		}
1900		.widget-key-points .kp-intro h1,
1901		.widget-key-points .kp-intro h2,
1902		.widget-key-points .kp-intro h3,
1903		.widget-key-points .kp-intro h4,
1904		.widget-key-points .kp-intro h5,
1905		.widget-key-points .kp-intro h6,
1906		.widget-key-points .kp-intro p {
1907			margin: 0;
1908			color: inherit;
1909			font-size: inherit;
1910			font-weight: inherit;
1911			line-height: inherit;
1912		}
1913		.widget-key-points .kp-list {
1914			position: relative;
1915			margin: 0;
1916			padding: 0 0 0 1.75rem;
1917			list-style: none;
1918		}
1919		.widget-key-points .kp-list::before {
1920			content: "";
1921			position: absolute;
1922			top: 0.55em;
1923			bottom: 0.55em;
1924			left: 0;
1925			width: 1px;
1926			background: var(--kp-accent);
1927		}
1928		.widget-key-points .kp-list__item {
1929			position: relative;
1930			margin: 0 0 1.15rem;
1931			color: var(--kp-text);
1932			font-size: 1rem;
1933			font-weight: 700;
1934			line-height: 1.45;
1935		}
1936		.widget-key-points .kp-list__item:last-child {
1937			margin-bottom: 0;
1938		}
1939		.widget-key-points .kp-list__item::before {
1940			content: "";
1941			position: absolute;
1942			top: 0.45em;
1943			left: -1.75rem;
1944			width: 7px;
1945			height: 7px;
1946			background: #ffffff;
1947			transform: translateX(-50%) rotate(45deg);
1948			box-shadow: 0 0 0 2px transparent;
1949		}
1950		.widget-key-points .kp-footer {
1951			margin: 1.5rem 0 0;
1952			color: var(--kp-text);
1953			font-size: 1rem;
1954			font-weight: 400;
1955			line-height: 1.6;
1956		}
1957		.widget-key-points .kp-footer p {
1958			margin: 0 0 0.75em;
1959			color: inherit;
1960			font-size: inherit;
1961			font-weight: inherit;
1962			line-height: inherit;
1963		}
1964		.widget-key-points .kp-footer p:last-child {
1965			margin-bottom: 0;
1966		}
1967		.widget-key-points .kp-footer .accent,
1968		.widget-key-points .kp-footer span.accent {
1969			color: var(--kp-accent);
1970		}
1971		.widget-key-points .kp-list + .kp-footer {
1972			margin-top: 1.75rem;
1973		}
1974		.widget-key-points .kp-intro + .kp-footer {
1975			margin-top: 1.25rem;
1976		}
1977	</style>
1978
1979	
1980	
1981			<div class="kp-footer">
1982			<p><span style="color: #08185d;">Over time, organisations risk <strong>losing control over their overall payments model</strong>, despite individual initiatives being delivered.</span></p>
1983		</div>
1984	
1985</div>
1986</div></div></div></div></div><div id="pg-3932-3"  class="panel-grid panel-has-style"  mb="none" ><div class="siteorigin-panels-stretch panel-row-style panel-row-style-for-3932-3" data-stretch-type="full" ><div id="pgc-3932-3-0"  class="panel-grid-cell" ><div id="panel-3932-3-0-0" class="so-panel widget widget_mag-expertise-intro-widget panel-first-child panel-last-child" data-index="5" mb="default" ><div class="panel-widget-style panel-widget-style-for-3932-3-0-0" ><div
1987			
1988			class="so-widget-mag-expertise-intro-widget so-widget-mag-expertise-intro-widget-default-d75171398898-3932"
1989			
1990		><div class="widget widget-expertise-intro is-bg-night ei-94738bdf" data-aos="fade-up" data-aos-duration="600">
1991
1992	<style>
1993		/* Force background (overrides theme :before #000b2d when white) */
1994		.widget-expertise-intro.ei-94738bdf:before {
1995			background-color: #000b2d !important;
1996		}
1997		.widget-expertise-intro.ei-94738bdf {
1998			background-color: #000b2d;
1999		}
2000
2001		/* Force list markers + indent (theme resets list-style) */
2002		.widget-expertise-intro.ei-94738bdf .content ul,
2003		.widget-expertise-intro.ei-94738bdf .content ol {
2004			display: block !important;
2005			margin: 0.75em 0 1em !important;
2006			padding-left: 1.75em !important;
2007			list-style-position: outside !important;
2008		}
2009		.widget-expertise-intro.ei-94738bdf .content ul {
2010			list-style-type: disc !important;
2011		}
2012		.widget-expertise-intro.ei-94738bdf .content ol {
2013			list-style-type: decimal !important;
2014		}
2015		.widget-expertise-intro.ei-94738bdf .content li {
2016			display: list-item !important;
2017			margin: 0.4em 0 !important;
2018			padding-left: 0.35em !important;
2019		}
2020		.widget-expertise-intro.ei-94738bdf.is-bg-night .content li::marker {
2021			color: #ffffff !important;
2022		}
2023		.widget-expertise-intro.ei-94738bdf.is-bg-light .content li::marker {
2024			color: #08185d !important;
2025		}
2026		.widget-expertise-intro.ei-94738bdf .content ul ul,
2027		.widget-expertise-intro.ei-94738bdf .content ol ol,
2028		.widget-expertise-intro.ei-94738bdf .content ul ol,
2029		.widget-expertise-intro.ei-94738bdf .content ol ul {
2030			margin-top: 0.35em !important;
2031			margin-bottom: 0.35em !important;
2032		}
2033	</style>
2034
2035	
2036		<style>
2037		.widget-expertise-intro .content--carousel,
2038		.widget-expertise-intro .content--glass {
2039			--ei-accent: #c19b6c;
2040			--ei-text: #ffffff;
2041			--ei-glass-bg: rgba(255, 255, 255, 0.08);
2042			--ei-glass-border: rgba(255, 255, 255, 0.18);
2043			color: var(--ei-text);
2044		}
2045		.widget-expertise-intro.is-bg-light .content--carousel,
2046		.widget-expertise-intro.is-bg-light .content--glass {
2047			--ei-text: #08185d;
2048			color: var(--ei-text);
2049		}
2050		.widget-expertise-intro .content--carousel .ei-heading,
2051		.widget-expertise-intro .content--glass .ei-heading {
2052			margin: 0 0 1.25rem;
2053			font-size: clamp(1.5rem, 2.2vw, 2rem);
2054			font-weight: 700;
2055			line-height: 1.25;
2056			color: var(--ei-text);
2057		}
2058		.widget-expertise-intro .content--carousel .ei-heading p,
2059		.widget-expertise-intro .content--glass .ei-heading p {
2060			margin: 0;
2061			font-size: inherit;
2062			font-weight: inherit;
2063			line-height: inherit;
2064			color: inherit;
2065		}
2066		.widget-expertise-intro .content--carousel .accent,
2067		.widget-expertise-intro .content--glass .accent,
2068		.widget-expertise-intro .content--carousel .ei-heading .accent,
2069		.widget-expertise-intro .content--glass .ei-heading .accent,
2070		.widget-expertise-intro .content--carousel .ei-glass .accent,
2071		.widget-expertise-intro .content--glass .ei-glass .accent {
2072			color: var(--ei-accent);
2073			font-weight: inherit;
2074		}
2075		.widget-expertise-intro .content--carousel .ei-intro,
2076		.widget-expertise-intro .content--glass .ei-intro {
2077			margin: 0 0 1.75rem;
2078			font-size: 0.95rem;
2079			font-weight: 400;
2080			line-height: 1.65;
2081			color: var(--ei-text);
2082		}
2083		.widget-expertise-intro .content--carousel .ei-intro p,
2084		.widget-expertise-intro .content--glass .ei-intro p {
2085			margin: 0 0 1em;
2086		}
2087		.widget-expertise-intro .content--carousel .ei-intro p:last-child,
2088		.widget-expertise-intro .content--glass .ei-intro p:last-child {
2089			margin-bottom: 0;
2090		}
2091		.widget-expertise-intro .content--carousel .ei-intro strong,
2092		.widget-expertise-intro .content--glass .ei-intro strong {
2093			font-weight: 700;
2094			text-transform: none;
2095		}
2096		.widget-expertise-intro .ei-accordion {
2097			margin: 0 0 2rem;
2098			padding: 0;
2099			width: 100%;
2100			box-sizing: border-box;
2101			border-top: 1px solid var(--ei-accent);
2102			list-style: none;
2103		}
2104		.widget-expertise-intro .ei-accordion__item {
2105			width: 100%;
2106			box-sizing: border-box;
2107			border-bottom: 1px solid var(--ei-accent);
2108			border-left: 0 solid transparent;
2109		}
2110		.widget-expertise-intro .ei-accordion__item.is-open {
2111			border-left: 3px solid #ffffff;
2112		}
2113		.widget-expertise-intro .ei-accordion:not(.ei-accordion--with-band) .ei-accordion__item.is-open {
2114			border-left-color: transparent;
2115			border-left-width: 0;
2116		}
2117		.widget-expertise-intro .ei-accordion__trigger {
2118			display: flex;
2119			align-items: center;
2120			justify-content: space-between;
2121			gap: 1rem;
2122			width: 100%;
2123			margin: 0;
2124			padding: 1.1rem 0 1.1rem 2rem;
2125			border: 0;
2126			background: transparent;
2127			color: var(--ei-text) !important;
2128			font: inherit;
2129			font-size: 1rem;
2130			font-weight: 700;
2131			line-height: 1.35;
2132			text-align: left;
2133			cursor: pointer;
2134			box-sizing: border-box;
2135		}
2136		.widget-expertise-intro .ei-accordion__item.is-open .ei-accordion__trigger {
2137			color: var(--ei-accent) !important;
2138			padding-left: 2rem;
2139		}
2140		.widget-expertise-intro .ei-accordion:not(.ei-accordion--with-band) .ei-accordion__item.is-open .ei-accordion__trigger {
2141			padding-left: 2rem;
2142		}
2143		.widget-expertise-intro .ei-accordion__title {
2144			flex: 1 1 auto;
2145			margin: 0;
2146			padding: 0;
2147			color: inherit;
2148			font-size: inherit;
2149			font-weight: inherit;
2150			line-height: inherit;
2151		}
2152		.widget-expertise-intro .ei-accordion__icon {
2153			position: relative;
2154			flex: 0 0 auto;
2155			width: 0.9rem;
2156			height: 0.9rem;
2157			color: inherit;
2158		}
2159		.widget-expertise-intro .ei-accordion__icon::before,
2160		.widget-expertise-intro .ei-accordion__icon::after {
2161			content: "";
2162			position: absolute;
2163			top: 50%;
2164			left: 50%;
2165			background: currentColor;
2166			transform: translate(-50%, -50%);
2167		}
2168		.widget-expertise-intro .ei-accordion__icon::before {
2169			width: 100%;
2170			height: 2px;
2171		}
2172		.widget-expertise-intro .ei-accordion__icon::after {
2173			width: 2px;
2174			height: 100%;
2175			transition: opacity 0.2s ease, transform 0.2s ease;
2176		}
2177		.widget-expertise-intro .ei-accordion__item.is-open .ei-accordion__icon::after {
2178			opacity: 0;
2179			transform: translate(-50%, -50%) scaleY(0);
2180		}
2181		.widget-expertise-intro .ei-accordion__panel {
2182			overflow: hidden;
2183		}
2184		.widget-expertise-intro .ei-accordion__panel-inner {
2185			padding: 0 0 1.25rem 1rem;
2186			font-size: 0.95rem;
2187			line-height: 1.55;
2188			color: var(--ei-text);
2189		}
2190		.widget-expertise-intro .ei-accordion:not(.ei-accordion--with-band) .ei-accordion__panel-inner {
2191			padding-left: 2rem;
2192		}
2193		.widget-expertise-intro .ei-accordion__panel-inner p {
2194			margin: 0 0 0.75em;
2195		}
2196		.widget-expertise-intro .ei-accordion__panel-inner p:last-child {
2197			margin-bottom: 0;
2198		}
2199		.widget-expertise-intro .ei-accordion__panel-inner ul,
2200		.widget-expertise-intro .ei-accordion__panel-inner ol {
2201			display: block !important;
2202			margin: 0.25em 0 0 !important;
2203			padding-left: 1.35em !important;
2204			list-style-position: outside !important;
2205		}
2206		.widget-expertise-intro .ei-accordion__panel-inner ul {
2207			list-style-type: disc !important;
2208		}
2209		.widget-expertise-intro .ei-accordion__panel-inner ol {
2210			list-style-type: decimal !important;
2211		}
2212		.widget-expertise-intro .ei-accordion__panel-inner li {
2213			display: list-item !important;
2214			margin: 0.35em 0 !important;
2215			color: var(--ei-text);
2216		}
2217		.widget-expertise-intro .ei-accordion__panel-inner li::marker {
2218			color: #ffffff !important;
2219		}
2220		.widget-expertise-intro .ei-accordion__btn {
2221			display: inline-flex;
2222			align-items: center;
2223			gap: 0.45rem;
2224			margin-top: 1rem;
2225			color: #c19b6c !important;
2226			font-size: 0.95rem;
2227			font-weight: 500;
2228			line-height: 1.3;
2229			text-decoration: none;
2230			transition: opacity 0.2s ease;
2231		}
2232		.widget-expertise-intro .ei-accordion__btn:hover {
2233			opacity: 0.85;
2234			color: #c19b6c !important;
2235		}
2236		.widget-expertise-intro .ei-accordion__btn-icon {
2237			display: inline-block;
2238			width: 0.75em;
2239			height: 0.75em;
2240			flex: 0 0 auto;
2241			background-color: #c19b6c;
2242			-webkit-mask: url("https://dynafin.eu/wp-content/uploads/2024/01/vector-1.svg") center / contain no-repeat;
2243			mask: url("https://dynafin.eu/wp-content/uploads/2024/01/vector-1.svg") center / contain no-repeat;
2244		}
2245		.widget-expertise-intro.is-bg-light .ei-accordion__item.is-open {
2246			border-left-color: #08185d;
2247		}
2248		.widget-expertise-intro.is-bg-light .ei-accordion:not(.ei-accordion--with-band) .ei-accordion__item.is-open {
2249			border-left-color: transparent;
2250		}
2251		.widget-expertise-intro.is-bg-light .ei-accordion__panel-inner li::marker {
2252			color: #08185d !important;
2253		}
2254		.widget-expertise-intro .ei-post-accordion {
2255			margin-top: 1.5rem;
2256			font-size: 0.95rem;
2257			line-height: 1.65;
2258		}
2259		.widget-expertise-intro .ei-post-accordion p {
2260			margin: 0 0 0.75em;
2261		}
2262		.widget-expertise-intro .ei-post-accordion p:last-child {
2263			margin-bottom: 0;
2264		}
2265		.widget-expertise-intro .ei-glass {
2266			margin-top: 1.75rem;
2267			padding: 1.35rem 1.5rem;
2268			border-radius: 12px;
2269			border: none;
2270			background: linear-gradient(
2271				135deg,
2272				rgba(255, 255, 255, 0.32) 0%,
2273				rgba(255, 255, 255, 0.22) 28%,
2274				rgba(255, 255, 255, 0.12) 55%,
2275				rgba(255, 255, 255, 0.04) 100%
2276			);
2277			-webkit-backdrop-filter: blur(14px);
2278			backdrop-filter: blur(14px);
2279			box-shadow: 0 12px 40px rgba(0, 0, 0, 0.32);
2280		}
2281		/* White background: same glass fill, gold border, no shadow */
2282		.widget-expertise-intro.is-bg-light .ei-glass {
2283			border: 1px solid var(--ei-accent);
2284			box-shadow: none;
2285		}
2286		.widget-expertise-intro .ei-glass--align-center {
2287			text-align: center;
2288		}
2289		.widget-expertise-intro .ei-glass--align-left {
2290			text-align: left;
2291		}
2292		.widget-expertise-intro .ei-glass__title {
2293			margin: 0 0 0.55rem;
2294			color: var(--ei-accent);
2295			font-size: 0.95rem;
2296			font-weight: 600;
2297			line-height: 1.4;
2298		}
2299		/* Night: glass body text in gold (capture 1) */
2300		.widget-expertise-intro.is-bg-night .ei-glass__body {
2301			font-size: 0.95rem;
2302			font-weight: 500;
2303			line-height: 1.55;
2304			color: var(--ei-accent);
2305		}
2306		/* White: glass body text in dark navy (capture 2) */
2307		.widget-expertise-intro.is-bg-light .ei-glass__body {
2308			font-size: 0.95rem;
2309			font-weight: 700;
2310			line-height: 1.55;
2311			color: #08185d;
2312		}
2313		.widget-expertise-intro .ei-glass__body p {
2314			margin: 0 0 0.5em;
2315			color: inherit;
2316			font-weight: inherit;
2317		}
2318		.widget-expertise-intro .ei-glass__body p:last-child {
2319			margin-bottom: 0;
2320		}
2321		.widget-expertise-intro .ei-glass__body .accent {
2322			color: inherit;
2323		}
2324		@media (max-width: 767px) {
2325			.widget-expertise-intro .content--carousel .ei-heading,
2326			.widget-expertise-intro .content--glass .ei-heading {
2327				font-size: 1.35rem;
2328			}
2329			.widget-expertise-intro .ei-glass {
2330				padding: 1.1rem 1.15rem;
2331			}
2332		}
2333	</style>
2334	
2335	
2336	<div class="row" data-aos="fade-up" data-aos-duration="600">
2337					<figure>
2338				<img decoding="async" width="2048" height="1152" src="https://dynafin.eu/wp-content/uploads/2026/08/payments-transformations-approach-scaled.jpg" class="attachment-full size-full" alt="Payments transformations approach" srcset="https://dynafin.eu/wp-content/uploads/2026/08/payments-transformations-approach-scaled.jpg 2048w, https://dynafin.eu/wp-content/uploads/2026/08/payments-transformations-approach-300x169.jpg 300w, https://dynafin.eu/wp-content/uploads/2026/08/payments-transformations-approach-1024x576.jpg 1024w, https://dynafin.eu/wp-content/uploads/2026/08/payments-transformations-approach-768x432.jpg 768w, https://dynafin.eu/wp-content/uploads/2026/08/payments-transformations-approach-1536x864.jpg 1536w" sizes="(max-width: 2048px) 100vw, 2048px" />			</figure>
2339		
2340		<div class="content content--glass">
2341
2342			
2343									<div class="ei-heading">
2344						<h2><span style="font-size: 50px; color: #fff;">Our approach: <span class="accent">restoring clarity, coherence and control</span></span></h2>
2345					</div>
2346				
2347									<div class="ei-intro">
2348						<p><span style="color: #ffffff;">
2348DynaFin supports payments organisations by <strong>bringing an end-to-end understanding of processes, systems and constraints.</strong></span></p>
2349<p><span style="color: #ffffff;">We operate at the intersection of:</span></p>
2350<ul>
2351<li><span style="color: #ffffff;">Business objectives</span></li>
2352<li><span style="color: #ffffff;">System capabilities</span></li>
2353<li><span style="color: #ffffff;">Operational realities</span></li>
2354</ul>
2355<p><span style="color: #ffffff;">Our consultants combine ecosystem knowledge and hands-on experience to:</span></p>
2356<ul>
2357<li><span style="color: #ffffff;">Clarify how payments flows actually operate across systems and partners</span></li>
2358<li><span style="color: #ffffff;">Identify structural bottlenecks and hidden complexity</span></li>
2359<li><span style="color: #ffffff;">Anticipate dependencies and constraints upstream</span></li>
2360<li><span style="color: #ffffff;">Frame initiatives with realistic scopes and priorities</span></li>
2361</ul>
2362<p><span style="color: #ffffff;">Our objective is to <strong>make transformation decisions clearer, and execution more sustainable.</strong></span></p>
2363					</div>
2364				
2365				
2366			
2367		</div>
2368
2369	</div>
2370
2371	
2372</div>
2373</div></div></div></div></div></div><div id="pg-3932-4"  class="panel-grid panel-no-style"  mb="default" ><div id="pgc-3932-4-0"  class="panel-grid-cell" ><div id="panel-3932-4-0-0" class="so-panel widget widget_mag-feature-cards-widget panel-first-child panel-last-child" data-index="6" mb="default" ><div
2374			
2375			class="so-widget-mag-feature-cards-widget so-widget-mag-feature-cards-widget-default-d75171398898-3932"
2376			
2377		>
2378<div class="widget widget-feature-cards">
2379
2380    <style>
2381
2382        .widget-feature-cards {
2383            background: transparent;
2384        }
2385
2386        .widget-feature-cards .feature-cards__title {
2387            margin: 0 0 1.75rem;
2388            color: #ffffff;
2389            font-size: 1rem;
2390            font-weight: 400;
2391            line-height: 1.5;
2392        }
2393
2394        .widget-feature-cards .feature-cards__title h1,
2395        .widget-feature-cards .feature-cards__title h2,
2396        .widget-feature-cards .feature-cards__title h3,
2397        .widget-feature-cards .feature-cards__title h4,
2398        .widget-feature-cards .feature-cards__title h5,
2399        .widget-feature-cards .feature-cards__title h6,
2400        .widget-feature-cards .feature-cards__title p {
2401            margin: 0;
2402            color: inherit;
2403            font-size: inherit;
2404            font-weight: inherit;
2405            line-height: inherit;
2406        }
2407
2408
2409        /*
2410         * 2 BLOCS
2411         */
2412
2413		.widget-feature-cards .feature-cards__list {
2414			display: inline-flex;
2415			gap: 3rem;
2416			margin: 0 0 50px;
2417			padding: 0;
2418			list-style: none;
2419			align-items: stretch;
2420		}
2421
2422
2423       .widget-feature-cards .feature-cards__item {
2424    width: 100%;
2425    min-width: 0;
2426    height: 100% !important;
2427
2428    display: flex;
2429    align-items: center;
2430    justify-content: center;
2431
2432    padding: 1.75rem 1.5rem;
2433
2434    border-radius: 10px;
2435    color: #ffffff;
2436
2437    text-align: center;
2438    font-size: 0.95rem;
2439    font-weight: 400;
2440    line-height: 1.45;
2441
2442    box-sizing: border-box;
2443}
2444
2445
2446        .widget-feature-cards .feature-cards__text {
2447            width: 100%;
2448        }
2449
2450
2451        .widget-feature-cards .feature-cards__item p {
2452            margin: 0;
2453            color: inherit;
2454            font-size: inherit;
2455            font-weight: inherit;
2456            line-height: inherit;
2457        }
2458
2459        .widget-feature-cards .feature-cards__item strong,
2460        .widget-feature-cards .feature-cards__item b {
2461            font-weight: 700;
2462        }
2463
2464
2465        /*
2466         * MOBILE
2467         */
2468
2469        @media (max-width: 767px) {
2470
2471            .widget-feature-cards .feature-cards__list {
2472        grid-template-columns: 1fr;
2473        gap: 1rem;
2474    }
2475
2476    .widget-feature-cards .feature-cards__item {
2477        width: 100%;
2478        height: auto !important;
2479    }
2480
2481        }
2482
2483    </style>
2484
2485
2486    
2487
2488    
2489        <ul class="feature-cards__list">
2490
2491            
2492                <li class="feature-cards__item">
2493
2494                    <div class="feature-cards__text">
2495                        <div style="background: #000b2d;border: 1px solid #C9A46A;border-radius: 14px;padding: 35px 35px;margin: -35px -33px;min-height: 100%">
2496<h3 style="color: #d9a65c;text-align: left;margin: 0 0 16px 0;font-size: 24px">
2496Where we typically intervene</h3>
2497<p style="color: #ffffff;text-align: left;margin: 0 0 14px 0">Our consultants are involved in situations such as:</p>
2498
2499<ul style="color: #ffffff;text-align: left;padding-left: 20px;margin: 0;list-style-type: disc">
2500 	<li style="margin-bottom: 10px">Payment engine or processing chain transformation</li>
2501 	<li style="margin-bottom: 10px">Instant payments and cross-border payment initiatives</li>
2502 	<li style="margin-bottom: 10px">Regulatory programmes (PSD3,ISO 20022, scheme evolutions)</li>
2503 	<li style="margin-bottom: 10px">Payment architecture and orchestration redesign</li>
2504 	<li style="margin-bottom: 10px">Transformation programmes requiring alignement across business, IT and operations</li>
2505</ul>
2506<br />
2507</div>                    </div>
2508
2509                </li>
2510
2511            
2512                <li class="feature-cards__item">
2513
2514                    <div class="feature-cards__text">
2515                        <div style="background: #000b2d;border: 1px solid #C9A46A;border-radius: 14px;padding: 35px 35px;margin: -35px -33px;min-height: 100%">
2516<h3 style="color: #d9a65c;text-align: left;margin: 0 0 16px 0;font-size: 24px">What it enables</h3>
2517<p style="color: #ffffff;text-align: left;margin: 0 0 14px 0">By working at the core of payments transformation,</p>
2518<p style="color: #ffffff;text-align: left;margin: 0 0 14px 0">Dynafin helps organisations :</p>
2519
2520<ul style="color: #ffffff;text-align: left;padding-left: 20px;margin: 0;list-style-type: disc">
2521 	<li style="margin-bottom: 10px">Regains control over end-to-end payement processes</li>
2522 	<li style="margin-bottom: 10px">Reduce complexity and hidden risks</li>
2523 	<li style="margin-bottom: 10px">Improve delivery efficiency and decision making</li>
2524 	<li style="margin-bottom: 0px">Secure sustainable evolution of payment systems</li>
2525</ul>
2526<p style="color: #ffffff;text-align: left;margin: 0 0 14px 0">Our value proposition is clear : <strong>bringing clarity, coherence and control in a paymments landscape where everything evolves at once</strong>.</p>
2527
2528</div>                    </div>
2529
2530                </li>
2531
2532            
2533        </ul>
2534
2535    
2536</div></div></div></div></div><div id="pg-3932-5"  class="panel-grid panel-has-style"  mb="default" ><div class="siteorigin-panels-stretch panel-row-style panel-row-style-for-3932-5" data-stretch-type="reduced" ><div id="pgc-3932-5-0"  class="panel-grid-cell" ><div id="panel-3932-5-0-0" class="so-panel widget widget_mag-cta-banner-widget panel-first-child panel-last-child" data-index="7" mb="default" ><div
2537			
2538			class="so-widget-mag-cta-banner-widget so-widget-mag-cta-banner-widget-default-d75171398898-3932"
2539			
2540		><div class="widget widget-cta-banner is-layout-split cta-4aff56ac" data-aos="fade-up" data-aos-duration="600">
2541
2542	<style>
2543		.widget-cta-banner.cta-4aff56ac {
2544			--cta-bg: #dabb82;
2545			--cta-text: #000b2d;
2546			--cta-accent: #ffffff;
2547			background: var(--cta-bg);
2548			padding: 1.35rem 2rem;
2549			box-sizing: border-box;
2550		}
2551		.widget-cta-banner.cta-4aff56ac .cta-banner__inner {
2552			display: flex;
2553			align-items: center;
2554			gap: 1.5rem;
2555			width: 100%;
2556			box-sizing: border-box;
2557		}
2558		.widget-cta-banner.cta-4aff56ac.is-layout-split .cta-banner__inner {
2559			justify-content: space-between;
2560		}
2561		.widget-cta-banner.cta-4aff56ac.is-layout-center .cta-banner__inner {
2562			justify-content: center;
2563			flex-wrap: wrap;
2564			gap: 1.25rem 1.75rem;
2565		}
2566		.widget-cta-banner.cta-4aff56ac .cta-banner__heading {
2567			margin: 0;
2568			flex: 1 1 auto;
2569			min-width: 0;
2570			color: var(--cta-text);
2571			font-size: clamp(1.15rem, 2vw, 1.65rem);
2572			font-weight: 700;
2573			line-height: 1.3;
2574		}
2575		.widget-cta-banner.cta-4aff56ac.is-layout-center .cta-banner__heading {
2576			flex: 0 1 auto;
2577			text-align: center;
2578		}
2579		.widget-cta-banner.cta-4aff56ac .cta-banner__heading p {
2580			margin: 0;
2581			font-size: inherit;
2582			font-weight: inherit;
2583			line-height: inherit;
2584			color: inherit;
2585		}
2586		.widget-cta-banner.cta-4aff56ac .cta-banner__heading .accent,
2587		.widget-cta-banner.cta-4aff56ac .cta-banner__heading span.accent {
2588			color: var(--cta-accent);
2589			font-weight: inherit;
2590		}
2591		.widget-cta-banner.cta-4aff56ac .cta-banner__btn {
2592			flex: 0 0 auto;
2593			display: inline-flex;
2594			align-items: center;
2595			justify-content: center;
2596			padding: 0.7rem 1.35rem;
2597			border-radius: 4px;
2598			background: #ffffff;
2599			color: #000b2d !important;
2600			font-size: 0.95rem;
2601			font-weight: 600;
2602			line-height: 1.2;
2603			text-decoration: none;
2604			white-space: nowrap;
2605			transition: opacity 0.2s ease;
2606		}
2607		.widget-cta-banner.cta-4aff56ac .cta-banner__btn:hover {
2608			opacity: 0.9;
2609			color: #000b2d !important;
2610		}
2611		@media (max-width: 767px) {
2612			.widget-cta-banner.cta-4aff56ac {
2613				padding: 1.15rem 1.25rem;
2614			}
2615			.widget-cta-banner.cta-4aff56ac .cta-banner__inner {
2616				flex-direction: column;
2617				align-items: stretch;
2618				gap: 1rem;
2619			}
2620			.widget-cta-banner.cta-4aff56ac.is-layout-split .cta-banner__inner,
2621			.widget-cta-banner.cta-4aff56ac.is-layout-center .cta-banner__inner {
2622				justify-content: center;
2623			}
2624			.widget-cta-banner.cta-4aff56ac .cta-banner__heading {
2625				text-align: center;
2626			}
2627			.widget-cta-banner.cta-4aff56ac .cta-banner__btn {
2628				width: 100%;
2629			}
2630		}
2631	</style>
2632
2633	<div class="cta-banner__inner">
2634					<div class="cta-banner__heading">
2635				Building the future of Payments, <span class="accent"> together.</span>			</div>
2636		
2637					<a
2638				class="cta-banner__btn"
2639				href="#"
2640							>
2641				Let&#039;s connect			</a>
2642			</div>
2643
2644</div>
2645</div></div></div></div></div></div>
2646        
2647        		
2648                            
2649        <section class="banner-expertises"> 
2650  <div class="container" data-aos="fade-up"> 
2651
2652      <h2>
2653        Discover our Expertises
2654      </h2> 
2655      
2656      <a href="https://dynafin.eu/expertises/" class="button">
2657        Expertises
2658      </a> 
2659
2660  </div> 
2661</section>
2662
2663
2664    
2665    </main>
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