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1<meta name="next-size-adjust" content=""/><title>Easy Strata Funding &amp; Loans | Lannock Strata Finance</title><meta name="description" content="Lannock offers fast, flexible strata funding for strata corporations. We provide flexible loans for repairs, remediation and upgrades to suit any strata community."/><meta name="robots" content="index, follow"/><link rel="canonical" href="https://lannockstratafinance.com"/><link rel="alternate" hrefLang="en-AU" href="https://lannockstratafinance.com"/><link rel="alternate" hrefLang="en-NZ" href="https://lannockstratafinance.com/nz"/><link rel="alternate" hrefLang="x-default" href="https://lannockstratafinance.com"/><meta name="facebook-domain-verification" content="kk80tzamd2ng5n11d6262z8mpljnjj"/><meta property="og:title" content="Easy Strata Funding &amp; Loans | Lannock Strata Finance"/><meta property="og:description" content="Lannock offers fast, flexible strata funding for strata corporations. We provide flexible loans for repairs, remediation and upgrades to suit any strata community."/><meta property="og:url" content="https://lannockstratafinance.com"/><meta property="og:image" content="https://lannockstratafinance.com/img/lannock-strata-finance-og.jpg"/><meta property="og:type" content="website"/><meta name="twitter:card" content="summary_large_image"/><meta name="twitter:title" content="Easy Strata Funding &amp; Loans | Lannock Strata Finance"/><meta name="twitter:description" content="Lannock offers fast, flexible strata funding for strata corporations. We provide flexible loans for repairs, remediation and upgrades to suit any strata community."/><meta name="twitter:image" content="https://lannockstratafinance.com/img/lannock-strata-finance-og.jpg"/><link rel="icon" href="/favicon.ico" type="image/x-icon" sizes="87x87"/>
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1<div data-background-color="--primary-default" class="page-content"><section class="flex flex-col items-center text-center py-10 text-grey px-5"><span class="text-lb950 bg-lb200 rounded-full px-3 font-semibold uppercase text-sm tracking-wide">Australia’s #1 Strata Lender</span><h1 class="text-4xl leading-tight  md:text-6xl font-bold pt-5 pb-5 md:pb-7 max-w-[20ch] text-ln700">Simplified Loans for Strata Corporations</h1><div class="prose md:max-w-[665px] mx-auto mb-8 text-ln700"></div><div class="flex flex-row gap-x-3"><div><a class="z-0 group relative inline-flex items-center justify-center box-border appearance-none select-none whitespace-nowrap subpixel-antialiased overflow-hidden tap-highlight-transparent data-[pressed=true]:scale-[0.97] outline-none data-[focus-visible=true]:z-10 data-[focus-visible=true]:outline-2 data-[focus-visible=true]:outline-focus data-[focus-visible=true]:outline-offset-2 px-4 min-w-20 h-10 gap-2 [&amp;&gt;svg]:max-w-[theme(spacing.8)] transition-transform-colors-opacity motion-reduce:transition-none bg-primary text-primary-foreground data-[hover=true]:opacity-hover rounded-md uppercase text-xs font-bold" role="button" tabindex="0" href="/start">GET STARTED</a></div><div><a class="z-0 group relative inline-flex items-center justify-center box-border appearance-none select-none whitespace-nowrap subpixel-antialiased overflow-hidden tap-highlight-transparent data-[pressed=true]:scale-[0.97] outline-none data-[focus-visible=true]:z-10 data-[focus-visible=true]:outline-2 data-[focus-visible=true]:outline-focus data-[focus-visible=true]:outline-offset-2 border-medium px-4 min-w-20 h-10 gap-2 [&amp;&gt;svg]:max-w-[theme(spacing.8)] transition-transform-colors-opacity motion-reduce:transition-none bg-transparent border-primary text-primary data-[hover=true]:opacity-hover rounded-md uppercase text-xs font-bold" role="button" tabindex="0" href="/our-loans">OUR LOANS</a></div></div></section><section class="relative container mx-auto my-10"><div class="rounded-xl overflow-hidden relative"><div class="relative overflow-hidden z-10 w-full" style="aspect-ratio:1200 / 600"><img alt="" fetchPriority="high" width="1280" height="640" decoding="async" data-nimg="1" class="block w-full" style="color:transparent;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url(&quot;data:image/svg+xml;charset=utf-8,%3Csvg xmlns=&#x27;http://www.w3.org/2000/svg&#x27; viewBox=&#x27;0 0 1280 640&#x27;%3E%3Cfilter id=&#x27;b&#x27; color-interpolation-filters=&#x27;sRGB&#x27;%3E%3CfeGaussianBlur stdDeviation=&#x27;20&#x27;/%3E%3CfeColorMatrix values=&#x27;1 0 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 100 -1&#x27; result=&#x27;s&#x27;/%3E%3CfeFlood x=&#x27;0&#x27; y=&#x27;0&#x27; width=&#x27;100%25&#x27; height=&#x27;100%25&#x27;/%3E%3CfeComposite operator=&#x27;out&#x27; in=&#x27;s&#x27;/%3E%3CfeComposite in2=&#x27;SourceGraphic&#x27;/%3E%3CfeGaussianBlur stdDeviation=&#x27;20&#x27;/%3E%3C/filter%3E%3Cimage width=&#x27;100%25&#x27; height=&#x27;100%25&#x27; x=&#x27;0&#x27; y=&#x27;0&#x27; preserveAspectRatio=&#x27;none&#x27; style=&#x27;filter: url(%23b);&#x27; href=&#x27;data:image/jpeg;base64,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&#x27;/%3E%3C/svg%3E&quot;
1)" sizes="(max-width: 1280px) 100vw, 1280px" srcSet="https://a-ap.storyblok.com/f/3000737/5500x4123/a668c82b74/lannock-strata-finance-apartment-owners-family-balcony.jpg/m/640x320/filters:focal(2258x2522:2259x2523):quality(50):format(webp) 640w, https://a-ap.storyblok.com/f/3000737/5500x4123/a668c82b74/lannock-strata-finance-apartment-owners-family-balcony.jpg/m/750x375/filters:focal(2258x2522:2259x2523):quality(50):format(webp) 750w, https://a-ap.storyblok.com/f/3000737/5500x4123/a668c82b74/lannock-strata-finance-apartment-owners-family-balcony.jpg/m/828x414/filters:focal(2258x2522:2259x2523):quality(50):format(webp) 828w, https://a-ap.storyblok.com/f/3000737/5500x4123/a668c82b74/lannock-strata-finance-apartment-owners-family-balcony.jpg/m/1080x540/filters:focal(2258x2522:2259x2523):quality(50):format(webp) 1080w, https://a-ap.storyblok.com/f/3000737/5500x4123/a668c82b74/lannock-strata-finance-apartment-owners-family-balcony.jpg/m/1200x600/filters:focal(2258x2522:2259x2523):quality(50):format(webp) 1200w, https://a-ap.storyblok.com/f/3000737/5500x4123/a668c82b74/lannock-strata-finance-apartment-owners-family-balcony.jpg/m/1400x700/filters:focal(2258x2522:2259x2523):quality(50):format(webp) 1400w, https://a-ap.storyblok.com/f/3000737/5500x4123/a668c82b74/lannock-strata-finance-apartment-owners-family-balcony.jpg/m/1920x960/filters:focal(2258x2522:2259x2523):quality(50):format(webp) 1920w, https://a-ap.storyblok.com/f/3000737/5500x4123/a668c82b74/lannock-strata-finance-apartment-owners-family-balcony.jpg/m/2048x1024/filters:focal(2258x2522:2259x2523):quality(50):format(webp) 2048w, https://a-ap.storyblok.com/f/3000737/5500x4123/a668c82b74/lannock-strata-finance-apartment-owners-family-balcony.jpg/m/2864x1432/filters:focal(2258x2522:2259x2523):quality(50):format(webp) 2864w" src="https://a-ap.storyblok.com/f/3000737/5500x4123/a668c82b74/lannock-strata-finance-apartment-owners-family-balcony.jpg/m/2864x1432/filters:focal(2258x2522:2259x2523):quality(50):format(webp)"/></div><div class="absolute bg-gradient-to-t from-black/40 to-transparent z-20 w-full h-full top-0"></div></div><div class="relative md:absolute flex items-end z-30 bottom-0 right-0 left-0"><div class="md:container"><div class="pt-4 p-1 md:p-8"><h2 class="text-ln700 text-xs font-semibold md:text-white uppercase mb-2">Quick Links</h2><div class="flex flex-wrap md:overflow-x-auto gap-2 no-scrollbar"><div><a class="z-0 group relative inline-flex items-center justify-center box-border appearance-none select-none whitespace-nowrap subpixel-antialiased overflow-hidden tap-highlight-transparent data-[pressed=true]:scale-[0.97] outline-none data-[focus-visible=true]:z-10 data-[focus-visible=true]:outline-2 data-[focus-visible=true]:outline-focus data-[focus-visible=true]:outline-offset-2 px-3 min-w-16 h-8 gap-2 [&amp;&gt;svg]:max-w-[theme(spacing.8)] transition-transform-colors-opacity motion-reduce:transition-none data-[hover=true]:opacity-hover rounded-md bg-cln200 text-sm text-cln1000 font-medium md:data-[hover=true]:opacity-100 md:data-[hover=true]:bg-white" role="button" tabindex="0" href="/resources/strata-loan-calculator">Strata Loan Calculator</a></div><div><a class="z-0 group relative inline-flex items-center justify-center box-border appearance-none select-none whitespace-nowrap subpixel-antialiased overflow-hidden tap-highlight-transparent data-[pressed=true]:scale-[0.97] outline-none data-[focus-visible=true]:z-10 data-[focus-visible=true]:outline-2 data-[focus-visible=true]:outline-focus data-[focus-visible=true]:outline-offset-2 px-3 min-w-16 h-8 gap-2 [&amp;&gt;svg]:max-w-[theme(spacing.8)] transition-transform-colors-opacity motion-reduce:transition-none data-[hover=true]:opacity-hover rounded-md bg-cln200 text-sm text-cln1000 font-medium md:data-[hover=true]:opacity-100 md:data-[hover=true]:bg-white" role="button" tabindex="0" href="/our-loans/strata-loan">Strata Loan</a></div><div><a class="z-0 group relative inline-flex items-center justify-center box-border appearance-none select-none whitespace-nowrap subpixel-antialiased overflow-hidden tap-highlight-transparent data-[pressed=true]:scale-[0.97] outline-none data-[focus-visible=true]:z-10 data-[focus-visible=true]:outline-2 data-[focus-visible=true]:outline-focus data-[focus-visible=true]:outline-offset-2 px-3 min-w-16 h-8 gap-2 [&amp;&gt;svg]:max-w-[theme(spacing.8)] transition-transform-colors-opacity motion-reduce:transition-none data-[hover=true]:opacity-hover rounded-md bg-cl
1n200 text-sm text-cln1000 font-medium md:data-[hover=true]:opacity-100 md:data-[hover=true]:bg-white" role="button" tabindex="0" href="/our-loans">Our Loans</a></div><div><a class="z-0 group relative inline-flex items-center justify-center box-border appearance-none select-none whitespace-nowrap subpixel-antialiased overflow-hidden tap-highlight-transparent data-[pressed=true]:scale-[0.97] outline-none data-[focus-visible=true]:z-10 data-[focus-visible=true]:outline-2 data-[focus-visible=true]:outline-focus data-[focus-visible=true]:outline-offset-2 px-3 min-w-16 h-8 gap-2 [&amp;&gt;svg]:max-w-[theme(spacing.8)] transition-transform-colors-opacity motion-reduce:transition-none data-[hover=true]:opacity-hover rounded-md bg-cln200 text-sm text-cln1000 font-medium md:data-[hover=true]:opacity-100 md:data-[hover=true]:bg-white" role="button" tabindex="0" href="/about">About Us</a></div><div><a class="z-0 group relative inline-flex items-center justify-center box-border appearance-none select-none whitespace-nowrap subpixel-antialiased overflow-hidden tap-highlight-transparent data-[pressed=true]:scale-[0.97] outline-none data-[focus-visible=true]:z-10 data-[focus-visible=true]:outline-2 data-[focus-visible=true]:outline-focus data-[focus-visible=true]:outline-offset-2 px-3 min-w-16 h-8 gap-2 [&amp;&gt;svg]:max-w-[theme(spacing.8)] transition-transform-colors-opacity motion-reduce:transition-none data-[hover=true]:opacity-hover rounded-md bg-cln200 text-sm text-cln1000 font-medium md:data-[hover=true]:opacity-100 md:data-[hover=true]:bg-white" role="button" tabindex="0" href="/resources/loan-checklist">Loan Checklist</a></div><div><a class="z-0 group relative inline-flex items-center justify-center box-border appearance-none select-none whitespace-nowrap subpixel-antialiased overflow-hidden tap-highlight-transparent data-[pressed=true]:scale-[0.97] outline-none data-[focus-visible=true]:z-10 data-[focus-visible=true]:outline-2 data-[focus-visible=true]:outline-focus data-[focus-visible=true]:outline-offset-2 px-3 min-w-16 h-8 gap-2 [&amp;&gt;svg]:max-w-[theme(spacing.8)] transition-transform-colors-opacity motion-reduce:transition-none data-[hover=true]:opacity-hover rounded-md bg-cln200 text-sm text-cln1000 font-medium md:data-[hover=true]:opacity-100 md:data-[hover=true]:bg-white" role="button" tabindex="0" href="/resources/loan-process">Our Loan Process</a></div><div><a class="z-0 group relative inline-flex items-center justify-center box-border appearance-none select-none whitespace-nowrap subpixel-antialiased overflow-hidden tap-highlight-transparent data-[pressed=true]:scale-[0.97] outline-none data-[focus-visible=true]:z-10 data-[focus-visible=true]:outline-2 data-[focus-visible=true]:outline-focus data-[focus-visible=true]:outline-offset-2 px-3 min-w-16 h-8 gap-2 [&amp;&gt;svg]:max-w-[theme(spacing.8)] transition-transform-colors-opacity motion-reduce:transition-none data-[hover=true]:opacity-hover rounded-md bg-cln200 text-sm text-cln1000 font-medium md:data-[hover=true]:opacity-100 md:data-[hover=true]:bg-white" role="button" tabindex="0" href="/faqs">FAQ</a></div></div></div></div></div></section><div id="borrow-better" class="w-full bg-[#E8E8E8]" style="background-color:#FFFFFF"><div class="container flex flex-col-reverse items-center justify-center py-8 lg:flex-row lg:gap-8 lg:py-16"><div class="flex flex-col items-start justify-center gap-0 p-1 py-0 w-full lg:w-1/3"><div class="block w-3/5 py-4 md:w-2/3 lg:w-full lg:self-start lg:py-4"><div class="overflow-hidden rounded-lg"><div class="w-full relative overflow-hidden"><img alt="" fetchPriority="auto" loading="lazy" width="868" height="825" decoding="async" data-nimg="1" class="block w-full" style="color:transparent;background-size:cover;background-position:50% 50%;background-repeat:no-repeat;background-image:url(&quot;data:image/svg+xml;charset=utf-8,%3Csvg xmlns=&#x27;http://www.w3.org/2000/svg&#x27; viewBox=&#x27;0 0 868 825&#x27;%3E%3Cfilter id=&#x27;b&#x27; color-interpolation-filters=&#x27;sRGB&#x27;%3E%3CfeGaussianBlur stdDeviation=&#x27;20&#x27;
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Simply enter how much you&#x27;d like to borrow, set your loan term and hit calculate.</p><p><strong>You&#x27;ll instantly see:</strong></p><ul><li><p><strong>Monthly repayments</strong>: Both interest-only and principal-and-interest, side by side</p></li><li><p><strong>Loan balance over time</strong>: Visualise how the balance reduces across the life of the loan</p></li><li><p><strong>Annual levies paid</strong>: See what the loan means for your building&#x27;s levies, year by year</p></li></ul><p><span class="blue-box">Try the strata loan calculator now. It&#x27;s free and takes less than a minute. </span></p><p></p></div></div><div><a class="z-0 group relative inline-flex items-center justify-center box-border appearance-none select-none whitespace-nowrap subpixel-antialiased overflow-hidden tap-highlight-transparent data-[pressed=true]:scale-[0.97] outline-none data-[focus-visible=true]:z-10 data-[focus-visible=true]:outline-2 data-[focus-visible=true]:outline-focus data-[focus-visible=true]:outline-offset-2 min-w-20 gap-2 [&amp;&gt;svg]:max-w-[theme(spacing.8)] transition-transform-colors-opacity motion-reduce:transition-none bg-primary text-primary-foreground data-[hover=true]:opacity-hover h-12 tracking-[1px] py-[17px] px-6 rounded-md uppercase text-xs font-bold" role="button" tabindex="0" href="/resources/strata-loan-calculator">Try Calculator</a></div></div></div></div><section class="pb-20 lg:py-10"><div class="container"><div class="flex flex-col gap-10 lg:flex-row"><div class="w-full lg:w-1/2 flex flex-col justify-center"><div class="flex flex-col mb-8"><h2 class="text-h2 md:w-96">Get your strata projects moving</h2><div class="mt-4 text-ln700 font-opensans"><p class="text-body">Whether your needs are for major building remediation or upgrades to common property, funding for insurance or levies in arrears, flexible funding lets you spread the cost of projects over the life of the investment. </p></div></div><div class="flex flex-col md:grid md:grid-rows-2 md:grid-flow-col gap-4 mt-8"><div class="border-cln100 border-2 flex rounded-md p-5 h-fit lg:h-full"><div class="bg-cln300 w-[30px] h-[30px] rounded-full flex justify-center min-w-[30px] mr-2 p-[5px]"><div class="w-full relative overflow-hidden" style="aspect-ratio:20 / 20"><img alt="" fetchPriority="auto" loading="lazy" width="24" height="24" decoding="async" data-nimg="1" class="block w-full" style="color:transparent" src="https://a-ap.storyblok.com/f/3000737/24x24/d9089f3de2/speed.svg"/></div></div><div class="flex flex-col"><p class="text-lg font-semibold leading-tight mb-2">Simple and Fast </p><div class="prose text-ln700"><p>You can expect a tailored loan proposal within 24 hours of submitting a loan enquiry.</p></div></div></div><div class="border-cln100 border-2 flex rounded-md p-5 h-fit lg:h-full"><div class="bg-cln300 w-[30px] h-[30px] rounded-full flex justify-center min-w-[30px] mr-2 p-[5px]"><div class="w-full relative overflow-hidden" style="aspect-ratio:20 / 20"><img alt="" fetchPriority="auto" loading="lazy" width="20" height="20" decoding="async" data-nimg="1" class="block w-full" style="color:transparent" src="https://a-ap.storyblok.com/f/3000737/20x20/e8cfb25d9e/building.svg"/></div></div><div class="flex flex-col"><p class="text-lg font-semibold leading-tight mb-2">Stays with the Lot - not you</p><div class="prose text-ln700"><p>The loan is to the Strata Corporation, not you. The responsibility for repayment stays with the lot, not you as an individual.</p></div></div></div><div class="border-cln100 border-2 flex rounded-md p-5 h-fit lg:h-full"><div class="bg-cln300 w-[30px] h-[30px] rounded-full flex justify-center min-w-[30px] mr-2 p-[5px]"><div class="w-full relative overflow-hidden" style="aspect-ratio:20 / 20"><img alt="" fetchPriority="auto" loading="lazy" width="64" height="64" decoding="async" data-nimg="1" class="block w-full" style="color:transparent" src="https://a-ap.storyblok.com/f/3000737/64x64/1e92154e74/lannock-strata-finance_experts-by-your-side.svg"/>
1</div></div><div class="flex flex-col"><p class="text-lg font-semibold leading-tight mb-2">Experts by your side</p><div class="prose text-ln700"><p>Our experienced national team will provide personalised guidance at every step.</p></div></div></div><div class="border-cln100 border-2 flex rounded-md p-5 h-fit lg:h-full"><div class="bg-cln300 w-[30px] h-[30px] rounded-full flex justify-center min-w-[30px] mr-2 p-[5px]"><div class="w-full relative overflow-hidden" style="aspect-ratio:20 / 20"><img alt="" fetchPriority="auto" loading="lazy" width="64" height="64" decoding="async" data-nimg="1" class="block w-full" style="color:transparent" src="https://a-ap.storyblok.com/f/3000737/64x64/0c73b48e8b/lannock-strata-finance_flexibility-and-choice.svg"/></div></div><div class="flex flex-col"><p class="text-lg font-semibold leading-tight mb-2">Flexibility and Choice</p><div class="prose text-ln700"><p>Strata loans are specifically designed for Strata Corporations, providing speed, flexibility and options in how you fund your strata projects.</p></div></div></div></div></div><div class="w-full lg:w-1/2 flex justify-center lg:justify-end overflow-hidden self-center"><div class="w-full relative overflow-hidden rounded-lg" style="aspect-ratio:500 / 400;background-image:url(data:image/jpeg;base64,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);background-size:cover;background-position:center"><img alt="" fetchPriority="auto" loading="lazy" width="555" height="444" decoding="async" data-nimg="1" class="block absolute inset-0 h-full w-full object-cover transition-opacity duration-500 opacity-0" style="color:transparent" sizes="(max-width: 1024px) 100vw, 700px" srcSet="https://a-ap.storyblok.com/f/3000596/555x450/24ac71331b/empower.jpg/m/555x444/smart/filters:quality(60):format(webp) 640w, https://a-ap.storyblok.com/f/3000596/555x450/24ac71331b/empower.jpg/m/555x444/smart/filters:quality(60):format(webp) 750w, https://a-ap.storyblok.com/f/3000596/555x450/24ac71331b/empower.jpg/m/555x444/smart/filters:quality(60):format(webp) 828w, https://a-ap.storyblok.com/f/3000596/555x450/24ac71331b/empower.jpg/m/555x444/smart/filters:quality(60):format(webp) 1080w, https://a-ap.storyblok.com/f/3000596/555x450/24ac71331b/empower.jpg/m/555x444/smart/filters:quality(60):format(webp) 1200w, https://a-ap.storyblok.com/f/3000596/555x450/24ac71331b/empower.jpg/m/555x444/smart/filters:quality(60):format(webp) 1400w, https://a-ap.storyblok.com/f/3000596/555x450/24ac71331b/empower.jpg/m/555x444/smart/filters:quality(60):format(webp) 1920w, https://a-ap.storyblok.com/f/3000596/555x450/24ac71331b/empower.jpg/m/555x444/smart/filters:quality(60):format(webp) 2048w, https://a-ap.storyblok.com/f/3000596/555x450/24ac71331b/empower.jpg/m/555x444/smart/filters:quality(60):format(webp) 2864w" src="https://a-ap.storyblok.com/f/3000596/555x450/24ac71331b/empower.jpg/m/555x444/smart/filters:quality(60):format(webp)"/></div></div></div></div></section><div class="w-full text-white " style="background-color:#BA000A"><div class="container flex flex-col items-center justify-center gap-8 py-6 md:flex-row md:gap-16 lg:gap-16"><div class="inline w-full lg:w-1/2 max-w-[270px]"><div class="overflow-hidden" style="aspect-ratio:1 / 1"><div class="w-full relative overflow-hidden" style="aspect-ratio:1 / 1;background-image:none;background-size:cover;background-position:center"><img alt="20 years zero commission paid" fetchPriority="auto" loading="lazy" width="860" height="860" decoding="async" data-nimg="1" class="block absolute inset-0 h-full w-full object-cover transition-opacity duration-500 opacity-0" style="color:transparent" sizes="100vw" srcSet="https://a-ap.storyblok.com/f/3000737/860x860/39c83a8c2f/no_commission_badge.png/m/640x640/smart/filters:quality(60):format(webp) 640w, https://a-ap.storyblok.com/f/3000737/860x860/39c83a8c2f/no_commission_badge.png/m/750x750/smart/filters:quality(60):format(webp) 750w, https://a-ap.storyblok.com/f/3000737/860x860/39c83a8c2f/no_commission_badge.png/m/828x828/smart/filters:quality(60):format(webp) 828w, https://a-ap.storyblok.com/f/3000737/860x860/39c83a8c2f/no_commission_badge.png/m/860x860/smart/filters:quality(60):format(webp) 1080w, https://a-ap.storyblok.com/f/3000737/860x860/39c83a8c2f/no_commission_badge.png/m/860x860/smart/filters:quality(60):format(webp) 1200w, https://a-ap.storyblok.com/f/3000737/860x860/39c83a8c2f/no_commission_badge.png/m/860x860/smart/filters:quality(60):format(webp) 1400w, https://a-ap.storyblok.com/f/3000737/860x860/39c83a8c2f/no_commission_badge.png/m/860x860/smart/filters:quality(60):format(webp) 1920w, https://a-ap.storyblok.com/f/3000737/860x860/39c83a8c2f/no_commission_badge.png/m/860x860/smart/filters:quality(60):format(webp) 2048w, https://a-ap.storyblok.com/f/3000737/860x860/39c83a8c2f/no_commission_badge.png/m/860x860/smart/filters:quality(60):format(webp) 2864w" src="https://a-ap.storyblok.com/f/3000737/860x860/39c83a8c2f/no_commission_badge.png/m/860x860/smart/filters:quality(60):format(webp)"/></div></div></div><div class="inline flex-col flex-wrap w-full max-w-2xl lg:w-3/4"><div><div class="prose text-center md:text-left md:max-w-lg lg:max-w-2xl text-white" style="color:#FFFFFF;--tw-prose-body:#FFFFFF;--tw-prose-headings:#FFFFFF;--tw-prose-bold:#FFFFFF;--tw-prose-bullets:#FFFFFF"><h2>Every recommendation is earned, <strong>never bought.</strong></h2><h5>When Lannock is recommended to you, it&#x27;s because we&#x27;ve earned it - never because we&#x27;ve paid for it.</h5><h5></h5></div></div><div class="flex flex-col items-center md:items-start w-full pt-4"><div><a class="z-0 group relative inline-flex items-center justify-center box-border appearance-none select-none whitespace-nowrap subpixel-antialiased overflow-hidden tap-highlight-transparent data-[pressed=true]:scale-[0.97] outline-none data-[focus-visible=true]:z-10 data-[focus-visible=true]:outline-2 data-[focus-visible=true]:outline-focus data-[focus-visible=true]:outline-offset-2 px-4 min-w-20 h-10 gap-2 [&amp;&gt;svg]:max-w-[theme(spacing.8)] transition-transform-colors-opacity motion-reduce:transition-none data-[hover=true]:opacity-hover rounded-md bg-white uppercase text-xs text-ln950 font-bold" role="button" tabindex="0" href="/our-pledge">Read our pledge</a></div></div></div></div></div><div class="bg-cln100"><section class="container py-20 text-center"><div class="flex flex-col mb-8 items-center text-center"><p class="eyebrow mb-3 text-primary">OUR LOANS</p><h2 class="text-h2">Straightforward and flexible funding</h2><div class="mt-4 text-ln700 md:max-w-[665px] mx-auto"><p class="text-body">Select your funding requirements below for a snapshot of our strata finance solutions. Our expert team is ready to help tailor a solution that best meets the unique needs of your Strata Corporation.</p></div></div><div class="mt-10"><div><div data-slot="tabWrapper" data-placement="top" data-vertical="horizontal"><div data-slot="base" class="inline-flex w-full lg:w-fit" aria-label="tabs"><div data-slot="tabList" class="h-fit gap-2 flex-nowrap overflow-x-scroll scrollbar-hide bg-transparent dark:bg-transparent roun
1ded-none flex flex-col lg:flex-row lg:gap-20 relative p-0 lg:border-b lg:border-l-0 border-divider border-l-2 items-start pl-5 ml-2 lg:pl-0 lg:ml-0" id="react-aria-«R16eunbnb»" aria-label="tabs" role="tablist" aria-orientation="horizontal"><button data-slot="tab" tabindex="-1" data-key="8fb88391-4ecc-4fc5-b5d1-921b02882981" id="react-aria-«R16eunbnb»-tab-8fb88391-4ecc-4fc5-b5d1-921b02882981" aria-selected="false" role="tab" class="z-0 w-full py-1 flex group relative justify-center items-center cursor-pointer transition-opacity tap-highlight-transparent data-[disabled=true]:cursor-not-allowed data-[disabled=true]:opacity-30 data-[hover-unselected=true]:opacity-disabled outline-none data-[focus-visible=true]:z-10 data-[focus-visible=true]:outline-2 data-[focus-visible=true]:outline-focus data-[focus-visible=true]:outline-offset-2 text-small rounded-none max-w-fit px-0 lg:h-12 h-auto" type="button"><div class="relative z-10 whitespace-nowrap transition-colors group-data-[selected=true]:text-primary group-data-[selected=true]:font-bold hover:text-inherit text-ln700" data-slot="tabContent">Strata Loan</div></button><button data-slot="tab" tabindex="-1" data-key="53a05ff2-960b-4d23-8d8d-144cb031e33d" id="react-aria-«R16eunbnb»-tab-53a05ff2-960b-4d23-8d8d-144cb031e33d" aria-selected="false" role="tab" class="z-0 w-full py-1 flex group relative justify-center items-center cursor-pointer transition-opacity tap-highlight-transparent data-[disabled=true]:cursor-not-allowed data-[disabled=true]:opacity-30 data-[hover-unselected=true]:opacity-disabled outline-none data-[focus-visible=true]:z-10 data-[focus-visible=true]:outline-2 data-[focus-visible=true]:outline-focus data-[focus-visible=true]:outline-offset-2 text-small rounded-none max-w-fit px-0 lg:h-12 h-auto" type="button"><div class="relative z-10 whitespace-nowrap transition-colors group-data-[selected=true]:text-primary group-data-[selected=true]:font-bold hover:text-inherit text-ln700" data-slot="tabContent">Insurance Funding</div></button><button data-slot="tab" tabindex="-1" data-key="0dcbe08a-d767-49a7-84ad-30b6e02064d1" id="react-aria-«R16eunbnb»-tab-0dcbe08a-d767-49a7-84ad-30b6e02064d1" aria-selected="false" role="tab" class="z-0 w-full py-1 flex group relative justify-center items-center cursor-pointer transition-opacity tap-highlight-transparent data-[disabled=true]:cursor-not-allowed data-[disabled=true]:opacity-30 data-[hover-unselected=true]:opacity-disabled outline-none data-[focus-visible=true]:z-10 data-[focus-visible=true]:outline-2 data-[focus-visible=true]:outline-focus data-[focus-visible=true]:outline-offset-2 text-small rounded-none max-w-fit px-0 lg:h-12 h-auto" type="button"><div class="relative z-10 whitespace-nowrap transition-colors group-data-[selected=true]:text-primary group-data-[selected=true]:font-bold hover:text-inherit text-ln700" data-slot="tabContent">Levy Support Loan</div></button><button data-slot="tab" tabindex="-1" data-key="7527810c-429c-4b5a-af36-4702e7919162" id="react-aria-«R16eunbnb»-tab-7527810c-429c-4b5a-af36-4702e7919162" aria-selected="false" role="tab" class="z-0 w-full py-1 flex group relative justify-center items-center cursor-pointer transition-opacity tap-highlight-transparent data-[disabled=true]:cursor-not-allowed data-[disabled=true]:opacity-30 data-[hover-unselected=true]:opacity-disabled outline-none data-[focus-visible=true]:z-10 data-[focus-visible=true]:outline-2 data-[focus-visible=true]:outline-focus data-[focus-visible=true]:outline-offset-2 text-small rounded-none max-w-fit px-0 lg:h-12 h-auto" type="button"><div class="relative z-10 whitespace-nowrap transition-colors group-data-[selected=true]:text-primary group-data-[selected=true]:font-bold hover:text-inherit text-ln700" data-slot="tabContent">Government Programs</div></button></div></div></div></div></div></section></div><section class="bg-ln500 py-20 lg:py-16 flex flex-col md:flex-row text-center justify-center items-center"><h3 class="text-white text-[30px] md:text-4xl font-bold md:mr-10 mb-5 md:mb-0 leading-tight">Get Started Today!</h3><div class="flex flex-row gap-x-3 md:gap-y-0 gap-y-3 w-[270px] md:w-auto"><div><a class="z-0 group relative inline-flex items-center justify-center box-border appearance-none select-none whitespace-nowrap subpixel-antialiased overflow-hidden tap-highlight-transparent data-[pressed=true]:scale-[0.97] outline-none data-[focus-visible=true]:z-10 data-[focus-visible=true]:outline-2 data-[focus-visible=true]:outline-focus data-[focus-visible=true]:outline-offset-2 px-4 min-w-20 h-10 gap-2 [&amp;&gt;svg]:max-w-[theme(spacing.8)] transition-transform-colors-opacity motion-reduce:transition-none bg-primary text-primary-foreground data-[hover=true]:opacity-hover rounded-md uppercase text-xs font-bold" role="button" tabindex="0" href="/start">START NOW</a></div><div><a class="z-0 group relative inline-flex items-center justify-center box-border appearance-none select-none whitespace-nowrap subpixel-antialiased overflow-hidden tap-highlight-transparent data-[pressed=true]:scale-[0.97] outline-none data-[focus-visible=true]:z-10 data-[focus-visible=true]:outline-2 data-[focus-visible=true]:outline-focus data-[focus-visible=true]:outline-offset-2 border-medium px-4 min-w-20 h-10 gap-2 [&amp;&gt;svg]:max-w-[theme(spacing.8)] transition-transform-colors-opacity motion-reduce:transition-none bg-transparent data-[hover=true]:opacity-hover rounded-md uppercase text-xs font-bold text-white border-white" role="button" tabindex="0" href="/request-callback">REQUEST A CALL</a></div></div></section><section class="flex flex-col p-10 lg:flex-row container mx-auto items-center my-10"><div class="w-full lg:w-1/2 lg:pr-10 lg:sticky top-20 self-start"><div class="w-full relative rounded-lg overflow-hidden" style="aspect-ratio:550 / 450;background-image:url(data:image/jpeg;base64,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);background-size:cover;background-position:center"><img alt="" fetchPriority="auto" loading="lazy" width="554" height="453" decoding="async" data-nimg="1" class="block absolute inset-0 h-full w-full object-cover transition-opacity duration-500 opacity-0" style="color:transparent" sizes="(max-width: 1024px) 100vw, 700px" srcSet="https://a-ap.storyblok.com/f/3000596/554x450/8d462c1431/process.jpg/m/554x453/smart/filters:quality(60):format(webp) 640w, https://a-ap.storyblok.com/f/3000596/554x450/8d462c1431/process.jpg/m/554x453/smart/filters:quality(60):format(webp) 750w, https://a-ap.storyblok.com/f/3000596/554x450/8d462c1431/process.jpg/m/554x453/smart/filters:quality(60):format(webp) 828w, https://a-ap.storyblok.com/f/3000596/554x450/8d462c1431/process.jpg/m/554x453/smart/filters:quality(60):format(webp) 1080w, https://a-ap.storyblok.com/f/3000596/554x450/8d462c1431/process.jpg/m/554x453/smart/filters:quality(60):format(webp) 1200w, https://a-ap.storyblok.com/f/3000596/554x450/8d462c1431/process.jpg/m/554x453/smart/filters:quality(60):format(webp) 1400w, https://a-ap.storyblok.com/f/3000596/554x450/8d462c1431/process.jpg/m/554x453/smart/filters:quality(60):format(webp) 1920w, https://a-ap.storyblok.com/f/3000596/554x450/8d462c1431/process.jpg/m/554x453/smart/filters:quality(60):format(webp) 2048w, https://a-ap.storyblok.com/f/3000596/554x450/8d462c1431/process.jpg/m/554x453/smart/filters:quality(60):format(webp) 2864w" src="https://a-ap.storyblok.com/f/3000596/554x450/8d462c1431/process.jpg/m/554x453/smart/filters:quality(60):format(webp)"/></div></div><div class="w-full lg:w-1/2 pt-10 lg:py-10 pl-16"><div class="pl-5 relative"><div class="w-[24px] h-[24px] bg-tr600 rounded-full absolute left-1 ml-[-40px] -top-[4px]"></div><div class="border-l-4 border-tr300 ml-[-46px] pl-[35px] pr-5 pb-7"><h3 class="text-2xl lg:text-3xl font-semibold my-2">Get started online in 2 minutes</h3><p class="text-ln700">Click &#x27;Get Started&#x27; to complete our Funding Proposal Form. You will need your Strata Corporation details, along with the requested facility amount and loan purpose.</p></div></div><div class="pl-5 relative"><div class="w-[24px] h-[24px] bg-tr600 rounded-full absolute left-1 ml-[-40px] -top-[4px]"></div><div class="border-l-4 border-tr300 ml-[-46px] pl-[35px] pr-5 pb-7"><h3 class="text-2xl lg:text-3xl font-semibold my-2">Get a tailored Funding Proposal in 24 hours</h3><p class="text-ln700">We&#x27;ll send a Funding Proposal with indicative rates and repayments. Once tailored to your project, we&#x27;ll provide a Facility Agreement and Motions to be tabled at the General Meeting for approval.</p></div></div><div class="pl-5 relative"><div class="w-[24px] h-[24px] bg-tr600 rounded-full absolute left-1 ml-[-40px] -top-[4px]"></div><div class="pr-5 ml-[-4px]"><h3 class="text-2xl lg:text-3xl font-semibold my-2">Draw down funds as needed</h3><p class="text-ln700">After your credit assessment is complete (usually 1 or 2 days), we’ll notify you of loan approval. Simply draw down funds as required each Thursday, with instructions and documentation required the Thursday prior. Repayments are made by direct debit monthly, with statements issued quarterly.</p></div></div></div></section><section class="relative py-20 lg:py-28"><div class="absolute inset-0 w-full h-full"><div class="relative overflow-hidden pointer-events-none object-cover w-full h-full" style="aspect-ratio:16 / 9;background-image:url(data:image/jpeg;base64,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
1KXn/2gAMAwEAAgADAAAAEIbVAv/EABURAQEAAAAAAAAAAAAAAAAAABEg/9oACAEDAQE/ECP/xAAWEQEBAQAAAAAAAAAAAAAAAAABABH/2gAIAQIBAT8QWWW2/8QAFhABAQEAAAAAAAAAAAAAAAAAAQAQ/9oACAEBAAE/EIxiy0RjFlnP/9k=);background-size:cover;background-position:center"><img alt="" fetchPriority="auto" loading="lazy" width="1920" height="1080" decoding="async" data-nimg="1" class="block absolute inset-0 h-full w-full object-cover transition-opacity duration-500 opacity-0" style="color:transparent" sizes="100vw" srcSet="https://a-ap.storyblok.com/f/3000596/1920x612/8074f92ae5/stats.jpg/m/640x360/smart/filters:quality(60):format(webp) 640w, https://a-ap.storyblok.com/f/3000596/1920x612/8074f92ae5/stats.jpg/m/750x422/smart/filters:quality(60):format(webp) 750w, https://a-ap.storyblok.com/f/3000596/1920x612/8074f92ae5/stats.jpg/m/828x466/smart/filters:quality(60):format(webp) 828w, https://a-ap.storyblok.com/f/3000596/1920x612/8074f92ae5/stats.jpg/m/1080x608/smart/filters:quality(60):format(webp) 1080w, https://a-ap.storyblok.com/f/3000596/1920x612/8074f92ae5/stats.jpg/m/1200x675/smart/filters:quality(60):format(webp) 1200w, https://a-ap.storyblok.com/f/3000596/1920x612/8074f92ae5/stats.jpg/m/1400x788/smart/filters:quality(60):format(webp) 1400w, https://a-ap.storyblok.com/f/3000596/1920x612/8074f92ae5/stats.jpg/m/1920x1080/smart/filters:quality(60):format(webp) 1920w, https://a-ap.storyblok.com/f/3000596/1920x612/8074f92ae5/stats.jpg/m/1920x1080/smart/filters:quality(60):format(webp) 2048w, https://a-ap.storyblok.com/f/3000596/1920x612/8074f92ae5/stats.jpg/m/1920x1080/smart/filters:quality(60):format(webp) 2864w" src="https://a-ap.storyblok.com/f/3000596/1920x612/8074f92ae5/stats.jpg/m/1920x1080/smart/filters:quality(60):format(webp)"/></div><div class="absolute inset-0 bg-black opacity-70"></div></div><div class="relative container px-4 md:px-10"><div class="flex flex-col lg:flex-row justify-between items-start pb-5 lg:pb-0"><h2 class="text-4xl text-left leading-tight text-white font-bold md:w-96 pb-2 lg:pb-0">Leading the way in Strata Funding</h2><div><a class="z-0 group relative inline-flex items-center justify-center box-border appearance-none select-none whitespace-nowrap subpixel-antialiased overflow-hidden tap-highlight-transparent data-[pressed=true]:scale-[0.97] outline-none data-[focus-visible=true]:z-10 data-[focus-visible=true]:outline-2 data-[focus-visible=true]:outline-focus data-[focus-visible=true]:outline-offset-2 px-4 min-w-20 h-10 gap-2 [&amp;&gt;svg]:max-w-[theme(spacing.8)] transition-transform-colors-opacity motion-reduce:transition-none bg-primary text-primary-foreground data-[hover=true]:opacity-hover rounded-md uppercase text-xs font-bold" role="button" tabindex="0" href="/about">ABOUT US</a></div></div><div class="bg-greyhalf mt-5 lg:mb-10 rounded-lg flex flex-col lg:flex-row"><div class="flex flex-col basis-1/4 items-center mx-14 py-8 lg:mx-0 lg:my-12 lg:py-2 border-grey1 [&amp;:not(:last-child)]:border-b-3 lg:[&amp;:not(:last-child)]:border-b-0 lg:[&amp;:not(:last-child)]:border-r-3"><span class="text-primary text-6xl font-bold mb-[7px]">#<span>1</span></span><span class="text-ln700 text-base text-center">in strata finance</span></div><div class="flex flex-col basis-1/4 items-center mx-14 py-8 lg:mx-0 lg:my-12 lg:py-2 border-grey1 [&amp;:not(:last-child)]:border-b-3 lg:[&amp;:not(:last-child)]:border-b-0 lg:[&amp;:not(:last-child)]:border-r-3"><span class="text-primary text-6xl font-bold mb-[7px]"><span>0</span> Years</span><span class="text-ln700 text-base text-center">of reliability, innovation, and expertise</span></div><div class="flex flex-col basis-1/4 items-center mx-14 py-8 lg:mx-0 lg:my-12 lg:py-2 border-grey1 [&amp;:not(:last-child)]:border-b-3 lg:[&amp;:not(:last-child)]:border-b-0 lg:[&amp;:not(:last-child)]:border-r-3"><span class="text-primary text-6xl font-bold mb-[7px]"><span>0</span>s</span><span class="text-ln700 text-base text-center">of strata communities helped</span></div><div class="flex flex-col basis-1/4 items-center mx-14 py-8 lg:mx-0 lg:my-12 lg:py-2 border-grey1 [&amp;:not(:last-child)]:border-b-3 lg:[&amp;:not(:last-child)]:border-b-0 lg:[&amp;:not(:last-child)]:border-r-3"><span class="text-primary text-6xl font-bold mb-[7px]"><span>0</span>s</span><span class="text-ln700 text-base text-center">of projects made possible</span></div></div></div></section><section class="wrapper">
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10    "name": "Lannock Strata Finance",
11    "url": "https://lannockstratafinance.com"
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14    {
15      "@type": "Question",
16      "name": "What are the benefits to me if the Strata Corporation borrows?",
17      "acceptedAnswer": {
18        "@type": "Answer",
19        "text": "You have the freedom to get important capital works done now. You save money compared with sinking funds and special levies. You only pay for what you use when you use it. Strata finance also provides tax advantages for many owners. We recommend obtaining tax advice."
20      }
21    },
22    {
23      "@type": "Question",
24      "name": "Why should we borrow rather than have a sinking fund or a special levy?",
25      "acceptedAnswer": {
26        "@type": "Answer",
27        "text": "Borrowing will be cheaper for most Strata Corporations and most owners, most of the time. A strata loan enables you to get important works done now rather than waiting as you accumulate the money. Your strata community can: Benefit from improved lifestyle and enhanced capital return now rather than having to wait Get all the works done in one go, rather than having to manage a staged project Avoid potential legal liability for the property not being properly maintained Avoid the financial distress caused by large special levies Be sure you have the funds to do the work rather than hoping that all owners can pay the special levy on time"
28      }
29    },
30    {
31      "@type": "Question",
32      "name": "How will strata borrowing affect the value of my unit?",
33      "acceptedAnswer": {
34        "@type": "Answer",
35        "text": "The loan will be a liability of the corporation and so a purchaser should take into account the fact that there is a financial obligation. But there’s more to it than that. The work which is funded by the borrowing will usually increase the value of the unit, and you wouldn’t be contemplating doing the work if the increase in value was not going to exceed the cost. The next important point is that, as borrowing by the strata will probably be your cheapest source of funds, borrowing to fund the work should add more value to your unit than the other two funding methods."
36      }
37    },
38    {
39      "@type": "Question",
40      "name": "What are the main benefits of taking out a strata loan?\t",
41      "acceptedAnswer": {
42        "@type": "Answer",
43        "text": "Strata loans are a fast and cost effective solution, with the additional benefit of increased flexibility. Lannock Strata loans allow you to draw advances as needed. You can specify the terms for each advance (1-15 years), plus an interest only period for up to 2 years. Because strata loans allow you to complete necessary works when needed, you’ll ensure you preserve or improve the value of your building."
44      }
45    },
46    {
47      "@type": "Question",
48      "name": "What security do you take? Is there a mortgage?",
49      "acceptedAnswer": {
50        "@type": "Answer",
51        "text": "None. We make a loan to the Strata Corporation. There are no mortgages, no liens, charges or caveats or any registration or impediment on the title of the common property or of any unit."
52      }
53    },
54    {
55      "@type": "Question",
56      "name": "Can we pay the loan back early?",
57      "acceptedAnswer": {
58        "@type": "Answer",
59        "text": "Yes. Generally there are no penalties for early repayment."
60      }
61    }
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63<div class="container mx-auto flex flex-col md:flex-row py-20 lg:py-24"><div class="w-full md:w-1/2 lg:pr-10"><div class="flex flex-col mb-8"><p class="eyebrow mb-3 text-primary">HAVE A QUESTION?</p><h2 class="text-h2 max-w-[16ch]">Frequently Asked Questions</h2><div class="mt-6"><div><a class="z-0 group relative inline-flex items-center justify-center box-border appearance-none select-none whitespace-nowrap subpixel-antialiased overflow-hidden tap-highlight-transparent data-[pressed=true]:scale-[0.97] outline-none data-[focus-visible=true]:z-10 data-[focus-visible=true]:outline-2 data-[focus-visible=true]:outline-focus data-[focus-visible=true]:outline-offset-2 px-4 min-w-20 h-10 gap-2 [&amp;&gt;svg]:max-w-[theme(spacing.8)] transition-transform-colors-opacity motion-reduce:transition-none bg-primary text-primary-foreground data-[hover=true]:opacity-hover rounded-md uppercase text-xs font-bold" role="button" tabindex="0" href="/faqs">VIEW ALL FAQS</a></div></div></div></div><div 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ALL</a></div></div><div class="flex flex-col lg:flex-row gap-6 pt-6"><a class="flex flex-col gap-4 pt-10 lg:pt-0 min-w-[calc(33.333%-1rem)]" href="/news-insights/articles/why-later-is-the-most-expensive-word-in-strata"><div class="rounded-lg w-full overflow-hidden"><div class="w-full relative overflow-hidden" style="aspect-ratio:16 / 9;background-image:none;background-size:cover;background-position:center"><img alt="" fetchPriority="auto" loading="lazy" width="976" height="549" decoding="async" data-nimg="1" class="block absolute inset-0 h-full w-full object-cover transition-opacity duration-500 opacity-0" style="color:transparent" sizes="(max-width: 1024px) 100vw, 460px" srcSet="https://a-ap.storyblok.com/f/3000737/1920x1080/a44263345a/why-later-is-the-most-expensive-word-in-strata.png/m/640x360/smart/filters:quality(60):format(webp) 640w, 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https://a-ap.storyblok.com/f/3000737/1920x1080/a44263345a/why-later-is-the-most-expensive-word-in-strata.png/m/1920x1080/smart/filters:quality(60):format(webp) 2048w, https://a-ap.storyblok.com/f/3000737/1920x1080/a44263345a/why-later-is-the-most-expensive-word-in-strata.png/m/1920x1080/smart/filters:quality(60):format(webp) 2864w" src="https://a-ap.storyblok.com/f/3000737/1920x1080/a44263345a/why-later-is-the-most-expensive-word-in-strata.png/m/1920x1080/smart/filters:quality(60):format(webp)"/></div></div><div class="flex gap-2 h-[28px]"><div class="relative max-w-fit min-w-min inline-flex items-center justify-between box-border whitespace-nowrap px-1 h-7 rounded-large bg-cln300 font-semibold text-cln1000 text-xs uppercase"><span class="flex-1 text-inherit font-normal px-2">news</span></div><div class="relative max-w-fit min-w-min inline-flex items-center justify-between box-border whitespace-nowrap px-1 h-7 rounded-large bg-cln300 font-semibold text-cln1000 text-xs uppercase"><span class="flex-1 text-inherit font-normal px-2">insight</span></div></div><p class="text-2xl text-ln700 font-semibold"> Why “later” is the most expensive word in strata</p><p class="text-ln700 font-semibold w-fit border-b-1 border-ln700 cursor-pointer"><span class="mr-2 inline-block">Read more</span><img alt="arrow-right" loading="lazy" width="10" height="10" decoding="async" data-nimg="1" class="inline-block" style="color:transparent" src="/icons/arrow_forward.svg"/></p></a><a class="flex flex-col gap-4 pt-10 lg:pt-0 min-w-[calc(33.333%-1rem)]" href="/news-insights/articles/six-questions-every-strata-committee-should-ask-before-signing-a-loan-agreement"><div class="rounded-lg w-full overflow-hidden"><div class="w-full relative overflow-hidden" style="aspect-ratio:16 / 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class="relative max-w-fit min-w-min inline-flex items-center justify-between box-border whitespace-nowrap px-1 h-7 rounded-large bg-cln300 font-semibold text-cln1000 text-xs uppercase"><span class="flex-1 text-inherit font-normal px-2">insight</span></div></div><p class="text-2xl text-ln700 font-semibold">Six Questions Every Strata Committee Should Ask Before Signing a Loan Agreement</p><p class="text-ln700 font-semibold w-fit border-b-1 border-ln700 cursor-pointer"><span class="mr-2 inline-block">Read more</span><img alt="arrow-right" loading="lazy" width="10" height="10" decoding="async" data-nimg="1" class="inline-block" style="color:transparent" src="/icons/arrow_forward.svg"/></p></a><a class="flex flex-col gap-4 pt-10 lg:pt-0 min-w-[calc(33.333%-1rem)]" href="/news-insights/articles/the-legal-reality-of-hybrid-strata-loans-and-why-lannock-steers-clear-of-this-product"><div class="rounded-lg w-full overflow-hidden"><div class="w-full relative overflow-hidden" 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You save money compared with sinking funds and special levies. You only pay for what you use when you use it.\",\"type\":\"text\"}]},{\"type\":\"paragraph\",\"content\":[{\"text\":\"Strata finance also provides tax advantages for many owners. \",\"type\":\"text\"},{\"text\":\"We recommend obtaining tax advice.\",\"type\":\"text\",\"marks\":[{\"type\":\"italic\"}]}]}]},\"category\":[\"general-questions\"],\"question\":\"What are the benefits to me if the Strata Corporation borrows?\",\"audiences\":[\"owners\",\"strata-managers\",\"suppliers\"],\"component\":\"faq\",\"is_visible\":true}}],[\"$\",\"$L19\",\"aa225dcc-9754-4964-a9da-f1d412a7a19b\",{\"blok\":{\"_uid\":\"ff1dc64b-bdf6-4e37-aa1d-201bcf146198\",\"answer\":{\"type\":\"doc\",\"content\":[{\"type\":\"paragraph\",\"content\":[{\"text\":\"Borrowing will be cheaper for most Strata Corporations and most owners, most of the time. A strata loan enables you to get important works done now rather than waiting as you accumulate the money.\",\"type\":\"text\"}]},{\"type\":\"paragraph\",\"content\":[{\"text\":\"Your strata community can:\",\"type\":\"text\"}]},{\"type\":\"bullet_list\",\"content\":[{\"type\":\"list_item\",\"content\":[{\"type\":\"paragraph\",\"content\":[{\"text\":\"Benefit from improved lifestyle and enhanced capital return now rather than having to wait\",\"type\":\"text\"}]}]},{\"type\":\"list_item\",\"content\":[{\"type\":\"paragraph\",\"content\":[{\"text\":\"Get all the works done in one go, rather than having to manage a staged project\",\"type\":\"text\"}]}]},{\"type\":\"list_item\",\"content\":[{\"type\":\"paragraph\",\"content\":[{\"text\":\"Avoid potential legal liability for the property not being properly maintained\",\"type\":\"text\"}]}]},{\"type\":\"list_item\",\"content\":[{\"type\":\"paragraph\",\"content\":[{\"text\":\"Avoid the financial distress caused by large special levies\",\"type\":\"text\"}]}]},{\"type\":\"list_item\",\"content\":[{\"type\":\"paragraph\",\"content\":[{\"text\":\"Be sure you have the funds to do the work rather than hoping that all owners can pay the special levy on time\",\"type\":\"text\"}]}]}]}]},\"category\":[\"general-questions\",\"application-process\",\"repayments\",\"question-category\"],\"question\":\"Why should we borrow rather than have a sinking fund or a special levy?\",\"audiences\":[\"owners\",\"strata-managers\",\"suppliers\"],\"component\":\"faq\",\"is_visible\":true}}],[\"$\",\"$L19\",\"e63b439d-e41c-4d43-a496-2718e2bc5b23\",{\"blok\":{\"_uid\":\"88fe02d5-7e88-4cb
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You can specify the terms for each advance (1-15 years), plus an interest only period for up to 2 years.\",\"type\":\"text\",\"marks\":[{\"type\":\"textStyle\",\"attrs\":{\"color\":\"#000000\"}}]}]},{\"type\":\"paragraph\",\"content\":[{\"text\":\"Because strata loans allow you to complete necessary works when needed, you’ll ensure you preserve or improve the value of your building.\",\"type\":\"text\",\"marks\":[{\"type\":\"textStyle\",\"attrs\":{\"color\":\"#000000\"}}]}]}]},\"category\":[],\"question\":\"What are the main benefits of taking out a strata loan?\\t\",\"audiences\":[\"owners\",\"strata-managers\",\"suppliers\"],\"component\":\"faq\",\"is_visible\":true}}],[\"$\",\"$L19\",\"82e4f10d-2bbe-492c-83a7-d4f7308b4075\",{\"blok\":{\"_uid\":\"88fe02d5-7e88-4cb6-92af-ee0e6c5e8ad8\",\"answer\":{\"type\":\"doc\",\"content\":[{\"type\":\"paragraph\",\"content\":[{\"text\":\"None. We make a loan to the Strata Corporation. 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