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238.page-id-476693 .site-header.sticky-header,
239.page-id-474706 .site-header.sticky-header,
240.page-id-493097 .site-header.sticky-header {
241	margin-bottom: 0 !important;
242}
243
244.page-id-369971 #main .entry-content,
245.page-id-464074 #main .entry-content,
246.page-id-467761 #main .entry-content,
247.page-id-476693 #main .entry-content,
248.page-id-474706 #main .entry-content,
249.page-id-493097 #main .entry-content {
250	margin-top: 0 !important;
251}
252
253.page-id-369971 .site-main,
254.page-id-464074 .site-main,
255.page-id-467761 .site-main,
256.page-id-476693 .site-main,
257.page-id-474706 .site-main,
258.page-id-493097 .site-main {
259	padding-top: 0 !important;
260}
261
262/*** commission lawsuit event page ***/
263.postid-437476 .cell.large-shrink.small-order-1.medium-order-2 {
264	display: none;
265}
266
267/*** HousingWeek page ***/
268.qi-block-timeline .qodef-e-title a {
269	text-decoration: underline !important;
270}
271
272.page-id-437536 .qi-block-timeline .qodef-e-image img {
273	max-width: 300px;
274}
275
276.page-id-437536 header.site-header {
277	margin-bottom: 0 !important;
278}
279
280.page-id-437536 .site-main,
281.page-id-437536 .entry-content {
282	margin-top: 0 !important;
283	padding-top: 0 !important;
284}
285
286/*** Real Estate landing page***/
287.page-id-376444 header#masthead {
288	margin-bottom: 0;
289}
290
291.page-id-376444 .site-main {
292	padding-top: 0;
293}
294
295.page-id-376444 .entry-content {
296	margin-top: 0;
297}
298
299/*** RMD Reverse landing page ***/
300.page-id-419529 .regulation-news .featured-post--horizontal,
301.page-id-419529 .lenders-news .featured-post--horizontal {
302	display: block;
303}
304
305.page-id-419529 .regulation-news .featured-post--horizontal .container__img, 
306.page-id-419529 .lenders-news .featured-post--horizontal .container__img {
307	width: 100%;
308}
309
310.hero-paragraph {
311	width: 80%;
312}
313
314.page-id-419529 .rmd-events-feed .date-posted,
315.page-id-419529 .rmd-events-feed .author {
316	display: none;
317}
318
319.page-id-419529 .rmd-podcast-feed .container__img {
320	display: none;
321}
322
323/*** MRC Logan feature copy ***/
324.mortgage-rates-feature {
325	width: 80%;
326	margin: 10px auto;
327}
328
329/***
330eggshell: #F8F7F4
331Roof Black: #1A1F22
332bg: #e5e2de
333***/
334/** Bo style **/
335/** featured post */
336/* .home .tag-post-outer .featured-image {
337    overflow: hidden;
338	position:relative;
339} 
340.hero-posts .tag-post-outer .featured-image .featured-overlay {
341	 bottom: -100px;
342	transition:all 0.3s ease;
343	background-color: rgba(26, 31, 34, 0.9)
344}
345.hero-posts .featured-image:hover .featured-overlay {
346    bottom:0;
347}*/
348.home .tag-post-outer .featured-image .featured-overlay .read-now a {
349	color: #F8F7F4;
350	border: 1px solid #F8F7F4;
351	background-color: transparent;
352}
353
354.home .tag-post-outer .featured-image .featured-overlay .read-now a:hover {
355	color: #F8F7F4;
356	border: 1px solid #1A1F22;
357	background-color: #1A1F22;
358}
359
360.home .tag-post-outer .featured-image .featured-overlay .entry-title .hwplus-text {
361	display: none;
362}
363
364.home .posts-list h3.bottom-border {
365	border-bottom: 1px solid #1a1f22 !important;
366}
367
368/** piano overrides **/
369h3.cx-item.text-only:hover {
370	text-decoration: none !important;
371}
372
373.cx-flex-module[data-cx_zgn1] {
374	background-color: transparent !important;
375}
376
377/* .tp-cxense-placeholder-inline .container__view--category {
378    margin-top: -1.15rem !important;
379} */
380.container__view--category span, .container__view span {
381	border-left: .625rem solid #E8E2DE;
382}
383
384.button.view {
385	color: #000;
386	background-color: #E8E2DE;
387	border: 1px solid #1A1F22;
388	font-size: .8125rem;
389	font-weight: 400;
390	width: 4.75rem;
391	margin-top: 10px;
392}
393
394/* .cx-flex-module[data-cx_zgn1] .cx-item.text-only,
395.cx-flex-module[data-cx_zgn1] .cx-item.text-only, .home .posts-list .hw-main-site a,
396.post-template-default .posts-list__item.container__txt.bottom-border {
397    font-size: 0.875rem !important;
398    font-weight: 600 !important;
399    padding: 0.875rem !important;
400    border-bottom: 1px solid #1A1F22 !important;
401	margin:0 !important;
402	min-height: 70px;
403} */
404.post-template-default .posts-list__item.container__txt.bottom-border a {
405	font-weight: 600;
406	font-size: 1rem;
407}
408
409li.posts-list__item.container__txt.bottom-border.post-419786.post.type-post.status-publish.format-standard.has-post-thumbnail.hentry {
410	margin-bottom: 0;
411}
412
413.posts-list--articles .posts-list__item:nth-last-of-type(2), 
414.cx-flex-module[data-cx_zgn1] .cx-item.text-only,
415li.posts-list__item.container__txt.bottom-border.post-419748.post.type-post.status-publish.format-standard.has-post-thumbnail.hentry.bottom-border {
416	border-bottom: 1px solid #1a1f22;
417}
418
419li.posts-list__item.container__txt.bottom-border.hentry {
420	margin-bottom: 0;
421}
422
423/* .site-header .menu-top-bar-menu-container {
424	background:#1A1F22;
425} */
426.site-header .menu-top-bar-menu-container ul li:hover {
427	background: #f8f7f4 !important;
428	color: #1A1F22 !important;
429}
430
431.site-header .menu-top-bar-menu-container ul li:hover a {
432	color: #1A1F22 !important;
433}
434
435.home li.posts-list__item {
436	border: 0;
437	padding: 0;
438	margin: 0;
439}
440
441.cx-text-module[data-cx_28rn] p.author, 
442.cx-flex-module[data-cx_m5av] p.author {
443	color: #777 !important;
444}
445
446.cx-flex-module[data-cx_m5av] span.readmore a {
447	color: inherit;
448}
449
450.cx-flex-module[data-cx_m5av] span.readmore a .arrow-right {
451	color: inherit;
452}
453
454.single-sponsored-content .sponsored-content-header-content .cat-links:not(.tag-links) a {
455	background: #7D1725;
456}
457
458/** defaults **/
459/*** default empty style ***/
460/* .post-tag-list ul li a,
461.entry-header .cat-links a,
462.wp-block-button__link {
463	border:1px solid #1A1F22 !important;
464	background-color:transparent;
465	color:#1A1F22;
466	border-radius:0;
467}
468.post-tag-list ul li a:hover,
469.entry-header .cat-links a:hover {
470	background-color:#1A1F22;
471	color:#F8F7F4 !important;
472} */
473/* .single-sponsored-content .sponsored-content-header-content.charcoal-theme .cat-links.tag-links a {
474	border: 1px solid #F8F7F4 !important;
475	border-radius:0;
476}
477.single-sponsored-content .sponsored-content-header-content.charcoal-theme .cat-links.tag-links a:hover {
478	color:#1a1f22 !important;
479} */
480footer h3.widget-title {
481	color: #fff;
482}
483
484blockquote.wp-block-quote {
485	font-weight: normal;
486	border-left: 0;
487/* color: #fff; */
488	border: 1px solid #1a1f22;
489	background-color: #f8f7f4;
490}
491
492.page-id-369971 blockquote.wp-block-quote p {
493	max-width: 85%;
494	margin: 15px auto;
495}
496
497.has-black-background-color {
498	background-color: #1a1f22;
499}
500
501/*** end ***/
502/*** newsletter block ***/
503.newsletter-cta.has-background {
504	background-color: #F8F7F4 !important;
505	margin-right: 0;
506	margin-left: 0;
507}
508
509.newsletter-cta.has-background .wp-block-button__link {
510	background-color: transparent;
511	color: #1A1F22;
512	border: 1px solid #1A1F22;
513}
514
515.newsletter-cta.has-background .wp-block-button__link:hover {
516	background-color: #1A1F22;
517	color: #F8F7F4;
518	border: 1px solid #F8F7F4;
519}
520
521button.wp-block-button__link.button__subscribe.button__category {
522	border: 1px solid #F8F7F4 !important;
523	color: #F8F7F4;
524}
525
526button.wp-block-button__link.button__subscribe.button__category:hover {
527	background-color: #F8F7F4;
528	color: #1A1F22;
529}
530
531.newsletter-category-form .wp-block-buttons button.wp-block-button__link.button__subscribe.button__category {
532	background-color: transparent;
533}
534
535.newsletter-category-form .wp-block-buttons button.wp-block-button__link.button__subscribe.button__category:hover {
536	background-color: #F8F7F4;
537}
538
539.newsletter-category-form .gdpr-label input[type=checkbox]:checked+span::before {
540	background: transparent;
541	border-color: #F8F7F4;
542}
543
544.newsletter-category-form .gdpr-label a {
545	color: #F8F7F4;
546}
547
548/*** end ***/
549.main-navigation .extras__login {
550	background: transparent;
551	color: #1A1F22 !important;
552}
553
554.div-highlight-background {
555	background-color: #f8f7f4 !important;
556}
557
558.main-navigation .extras__login:hover {
559	background: transparent;
560	color: #767672 !important;
561}
562
563a:hover {
564	color: #767672;
565}
566
567.search .widget_search .enterprise-search-filters-widget__filter-list li label.checked:before,
568input#submit {
569	background-color: #1a1f22;
570	border-color: #1a1f22;
571}
572
573button.button__search:hover,
574input#submit:hover {
575	color: #F8F7F4;
576	background-color: #1a1f22 !important;
577}
578
579.has-red-line:after, 
580.has-red-line:before {
581	background-color: #1A1F22;
582	height: .125rem;
583	top: -8px;
584}
585
586/* .super-nav-bar, footer {
587	background: #1A1F22;
588} */
589.page-id-297874 .featured-post .container__txt p {
590	font-size: .875rem;
591}
592
593/* body,
594.main-navigation .overlay, 
595.site-header.sticky-header {
596	background-color:#e5e2de;
597} 
598body, .button__search, .main-navigation .extras__hamburger button, h1, h2, h3, .faq .accordion-title:before  {
599	color: #1A1F22;
600}
601a {
602	color:#1A1F22;
603} */
604.posts-list .author, .posts-list .author a, .featured-post--horizontal .author, .featured-post--horizontal .author a {
605	color: #1c1f22;
606}
607
608.posts-list .date-posted {
609	color: #1c1f22;
610}
611
612#main {
613	background: transparent;
614}
615
616/* .main-navigation .overlay {
617	border-color:#1A1F22;
618} */
619h2 a.entry-title,
620.post-item,
621.cx-text-module[data-cx_ldnh] {
622	color: #1A1F22;
623	background-color: transparent !important;
624	font-size: .875rem;
625	line-height: 1rem;
626	font-weight: 600;
627}
628
629.category-archive h2 {
630	color: #f8f7f4;
631}
632
633.category-archive h2.has-red-line {
634	color: #1A1F22;
635}
636
637#infinite-handle span {
638	background-color: transparent !important;
639	border: 1px solid #1a1f22 !important;
640	color: #1a1f22 !important;
641}
642
643#infinite-handle span:hover {
644	background-color: #1a1f22 !important;
645	border: 1px solid #1a1f22 !important;
646	color: #f8f7f4 !important;
647}
648
649/* #loadmore a, .button, .post-type-archive-how_event #next-event-loadmore a, .post-type-archive-how_event #pre-event-loadmore a, .post-type-archive-how_webinar #pre-webinar-loadmore a, button, input[type=button], input[type=reset], input[type=submit] {
650    border: 1px solid #1A1F22;
651    background-color: transparent;
652    color: #1A1F22;
653} */
654/** end **/
655/** comments **/
656.comments-area footer {
657	background-color: transparent;
658}
659
660.comments-area .comment {
661	border-bottom: 1px solid #1A1F22;
662}
663
664/** end **/
665/** top bar **/
666.text-center.exclusive-content-logo {
667	display: none;
668}
669
670/*.top-bar-posts .single:not(:last-child) {
671    border-right: 1px solid #999;
672}
673.top-bar-posts .single .content {
674    padding-left: 0;
675    line-height: 1;
676    width: 100%;
677}
678.top-bar-posts .cell.small-3.align-middle.image {
679    display: none;
680}
681.top-bar-posts .single .content a {
682    font-size: 0.875rem;
683    font-weight: 600;
684    text-decoration: none;
685    line-height: 1.4;
686}*/
687/** end top bar **/
688.home .tag-post-outer .featured-image .featured-overlay .entry-title {
689	color: #F8F7F4 !important;
690}
691
692/* .page-id-367197 .posts-list__item.hw-main-site.bottom-border {
693	padding-bottom:0;
694} */
695.page-id-367197 .cell.featured-post.grey-background.flex-container.flex-dir-column {
696	position: relative;
697	overflow: hidden;
698}
699
700.featured-post.grey-background.flex-container.flex-dir-column {
701	border-bottom: 1px solid #000;
702}
703
704.page-id-367197 .cell.featured-post.grey-background.flex-container.flex-dir-column:h
704over .container__txt.flex-container.flex-dir-column.align-justify {
705	top: auto;
706	bottom: 0;
707	transition: all .3s ease;
708	max-height: 300px !important;
709}
710
711.page-id-367197 .cell.featured-post.grey-background.flex-container.flex-dir-column .entry-title {
712	color: #F8F7F4;
713	font-size: .875rem;
714	margin-bottom: 10px;
715}
716
717.page-id-367197 aside.widget-area {
718	padding-top: .675rem;
719}
720
721.wp-block-housingwire-piano-member .tp-container-inner:before {
722	background: -webkit-linear-gradient(top,hsla(0,0%,98.4%,0), #e5e2de);
723}
724
725/** post pages **/
726.featured-post--horizontal.grey-background.flex-container.flex-dir-column,
727.featured-post.grey-background.flex-container.flex-dir-column {
728	background-color: transparent;
729}
730
731.featured-post--horizontal a, .featured-post--pulse a {
732	font-size: 1.25rem;
733	font-weight: 600;
734}
735
736.posts-list__item.container__txt a.entry-title {
737	font-weight: 600;
738}
739
740.featured-post--video .container__img:before, .featured-post .type-how_video .container__img:before {
741	background-color: #1a1f22;
742}
743
744.has-red-line--no-after:before {
745	background-color: #1a1f22;
746}
747
748.blog .search .posts-list .container__txt {
749	border-bottom: 1px solid #1a1f22;
750}
751
752/** events **/
753.post-type-archive-how_event .featured-section {
754	background: #cecac5;
755}
756
757.post-type-archive-how_event .featured-section .event-list .event-card .button-outer .button, 
758.event-list .event-card .event-data .button-outer .button, 
759.event-filters .flex-container .button {
760	color: #f8f7f4;
761	border: 1px solid #1c1f22;
762}
763
764.post-type-archive-how_event .featured-section .event-list .event-card .button-outer .button:hover, 
765.event-list .event-card .event-data .button-outer .button:hover, 
766.event-filters .flex-container .button:hover {
767	color: #1c1f22;
768	background: transparent;
769	border: 1px solid #1c1f22;
770}
771
772.event-list .event-card .event-data {
773	border: 1px solid #ccc !important;
774}
775
776.event-list .event-card .event-data:hover {
777	border: 1px solid #1c1f22 !important;
778}
779
780.post-type-archive-how_event .category-archive h2 {
781	color: #1c1f22;
782}
783
784.event-data .topic {
785	background: #cecac5;
786	color: #1c1f22;
787}
788
789.featured-post--video .container__img {
790	min-height: 0;
791}
792
793/** end events **/
794@media (min-width: 64em) {
795	.h1.page-title, h1.page-title {
796		font-size: 2.5rem;
797		line-height: 1.35em;
798	}
799}
800
801/** mobile **/
802@media (max-width: 480px) {
803	h1.page-title {
804		font-size: 1.5rem;
805		line-height: 2rem;
806	}
807	
808	.entry-header p.sub-title {
809		font-size: 1rem;
810	}
811	
812	.container__img,
813												#cx-first-item .container__img {
814		min-height: auto !important;
815	}
816	
817	.container__txt.flex-container.flex-dir-column.align-justify,
818												.container__txt.flex-container.flex-dir-column.align-justify, .home .tag-post-outer .featured-image .featured-overlay {
819		position: relative !important;
820		bottom: auto !important;
821		max-height: none !important;
822		background-color: #1A1F22 !important;
823	}
824	
825	.site-header.sticky-header.overlay-active {
826		background-color: #1c1f22;
827	}
828	
829	.main-navigation .overlay {
830		background-color: transparent;
831	}
832	
833	.site-header.overlay-active .extras__hamburger button {
834		color: #f8f7f4;
835	}
836	
837	.site-header.overlay-active #main-menu-top .menu-item-has-children .sub-menu,
838												.site-header.overlay-active .menu-top-bar-menu-container ul {
839		background-color: #151617;
840	}
841	
842	button.overlay__newsletter,
843												button.login-link {
844		border: 1px solid #f8f7f4;
845		color: #f8f7f4;
846	}
847	
848	#main-menu-top .menu-item-has-children button.mob-down-arrow {
849		color: #f8f7f4;
850	}
851	
852	.post-tag-list ul li a, .entry-header .cat-links a {
853		line-height: 1rem;
854		font-size: .8rem;
855		padding: .2rem;
856		display: inline-block;
857	}
858	
859	#cx-first-item .container__txt.flex-container.flex-dir-column.align-justify, 
860												.cx-flex-module[data-cx_zgn1] .cx-item, 
861												.article-single .featured-post a.entry-title,
862												.article-single .type-post.featured-post {
863		color: #F8F7F4;
864	}
865	
866	.cx-flex-module[data-cx_zgn1] .cx-item {
867		width: 100%;
868		margin: 0;
869	}
870	
871	/** sponsored content template **/
872	.single-sponsored-content #div-gpt-ad-1598481400060-0 {
873		display: none;
874	}
875}
876
877/*end Bo styles **/
878/** gift page styles **/
879.page-id-368814 header#masthead, 
880.page-id-419529 header#masthead {
881	margin-bottom: 0;
882}
883
884.page-id-368814 .site-main,
885.page-id-419529 .site-main {
886	padding-top: 0;
887}
888
889.page-id-419529 .entry-content, .entry-summary, .page-content {
890	margin-top: 0;
891}
892
893/** test page css **/
894/** breaking news **/
895/* .breaking-news {
896    background: #c3c0b0;
897    min-height: 1.25rem;
898    padding: 0.225rem 3.75rem;
899    font-size: .626rem;
900}
901.breaking-news p {
902    font-size: .85rem;
903    color: #1A1F22;
904    font-weight: 500;
905} */
906.breaking-news .breaking-news-close, 
907.page-id-297874.post-item .readmore .icon {
908	color: #1A1F22 !important;
909}
910
911.page-id-297874 .post-item .readmore .icon .arrow {
912	border-color: #1A1F22 !important;
913}
914
915/* .breaking-news .button {
916	color:#F8F7F4 !important;
917	background-color:#1A1F22;
918	border-radius:0;
919} */
920/** end breaking news **/
921.page-id-297874 .cx-flex-module[data-cx_zgn1] .cx-item.text-only {
922	box-sizing: border-box;
923	display: block;
924	font-size: .875rem;
925	font-weight: 600;
926	padding: .875rem !important;
927	border-bottom: 1px solid #1A1F22;
928}
929
930.page-id-297874 .cx-flex-module[data-cx_zgn1] .cx-item {
931	color: #fff;
932	margin: 0;
933	width: 100%;
934	font-size: .875rem;
935}
936
937.page-id-297874 .cx-flex-module[data-cx_zgn1] {
938	background-color: transparent;
939}
940
941.page-id-367197 .featured-post .container__img {
942	height: auto;
943	min-height: 375px;
944}
945
946.home .container__txt.flex-container.flex-dir-column.align-justify {
947	position: absolute;
948	bottom: -60px;
949	background-color: rgba(26, 31, 34, 0.9);
950	color: #fff;
951	font-size: .875rem;
952	max-height: 135px;
953}
954
955.home #cx-first-item:hover .container__txt.flex-container.flex-dir-column.align-justify {
956	max-height: 300px;
957}
958
959.page-id-297874 #cx-first-item {
960	margin: 0 0 1.5rem;
961	position: relative;
962	overflow: hidden;
963	font-size: .875rem;
964	transition: all .3s ease;
965}
966
967.page-id-297874 #cx-first-item:hover .container__txt.flex-container.flex-dir-column.align-justify {
968	top: auto;
969	bottom: 0 !important;
970	transition: all .3s ease;
971	max-height: 300px !important;
972}
973
974.page-id-297874 .featured-post .container__txt p {
975	font-size: .875rem;
976}
977
978.page-id-297874,
979.page-id-297874 .main-navigation .overlay, 
980.page-id-297874 .site-header.sticky-header {
981	background-color: #e5e2de;
982}
983
984.page-id-297874 #main {
985	background: transparent;
986}
987
988.page-id-297874 .main-navigation .overlay {
989	border-color: #1A1F22;
990}
991
992.page-id-297874 h2 a.entry-title,
993.page-id-297874 .post-item,
994.page-id-297874 .cx-text-module[data-cx_ldnh] {
995	color: #1A1F22;
996	background-color: transparent !important;
997	font-size: .875rem;
998	line-height: 1rem;
999	font-weight: 600;
1000}
1001
1002.page-id-297874 .post-item:hover {
1003	background-color: #F8F7F4 !important;
1004	border-left: 12px solid #1A1F22;
1005}
1006
1007.page-id-297874 .post-item {
1008	border-bottom: 1px solid #1A1F22;
1009}
1010
1011.page-id-297874 .has-red-line:after, 
1012.page-id-297874 .has-red-line:before {
1013	background-color: #1A1F22;
1014	height: .125rem;
1015	top: -8px;
1016}
1017
1018.page-id-297874 .super-nav-bar, footer {
1019	background: #1A1F22;
1020}
1021
1022/** end **/
1023/*** header login btn. ***/
1024/* #pn-btn-login .tp-container-inner.no-width, 
1025#pn-btn-login .tp-container-inner.no-width iframe,
1026#pn-btn-login .tp-container-inner, 
1027#pn-btn-login .tp-container-inner iframe {
1028    width: 100px !important;
1029	  margin:0 10px;
1030} */
1031/*** technology page tech 100 table ***/
1032@media screen and (max-width: 480px) {
1033	#wpdtSimpleTable-5 tr:nth-child(1) {
1034		display: none !important;
1035	}
1036	
1037	table#wpdtSimpleTable-5 td:nth-child(1):before {
1038		content: "Company";
1039		font-weight: bold;
1040		display: -webkit-inline-box;
1041	}
1042	
1043	table#wpdtSimpleTable-5 td:nth-child(2):before {
1044		content: "Website";
1045		font-weight: bold;
1046		display: -webkit-inline-box;
1047	}
1048	
1049	table#wpdtSimpleTable-5 td:nth-child(3):before {
1050		content: "Markets Served";
1051		font-weight: bold;
1052		display: -webkit-inline-box;
1053	}
1054	
1055	table#wpdtSimpleTable-5 td:nth-child(4):before {
1056		content: "Company HQ";
1057		font-weight: bold;
1058		display: -webkit-inline-box;
1059	}
1060}
1061
1062/*** tech page ***/
1063.page-id-376747 .wp-block-columns.has-background .wp-block-image,
1064.page-id-376747 .wp-block-columns.has-background .wp-block-image img {
1065	margin-bottom: 0;
1066}
1067
1068/*** demo day on demand page ***/
1069.page-id-391218 .tabs-panel div, 
1070.page-id-391218 .tabs-panel h2, 
1071.page-id-391218 .tabs-panel h3 {
1072	margin-bottom: 15px;
1073}
1074
1075.page-id-391218 .wp-block-image {
1076	min-height: 140px;
1077}
1078
1079.page-id-391218 .tabs-content img {
1080	max-width: 150px;
1081	max-height: 100px;
1082	width: auto;
1083}
1084
1085.page-id-389845 .site-header.sticky-header,
1086.page-id-415283 .site-header.sticky-header {
1087	margin-bottom: 0 !important;
1088}
1089
1090.page-id-389845 .site-main,
1091.page-id-415283 .site-main {
1092	padding-top: 0 !important;
1093}
1094
1095.page-id-389845 .sticky-navigation a {
1096	color: #fff;
1097}
1098
1099/*** webinar center ***/
1100.postid-385219 .grid-container .grid-x {
1101	margin: 0 auto;
1102}
1103
1104/*** Optimal blue ***/
1105h2.optimal-blue {
1106	position: relative;
1107	min-height: 60px;
1108}
1109
1110span.OB-image {
1111	position: absolute;
1112	right: 0;
1113	z-index: 1;
1114	top: 0;
1115	background-color: #e5e2de !important;
1116	max-width: 215px;
1117	padding: 0 0 0 20px;
1118}
1119
1120/*** ICE logo ***/
1121h2.ICE {
1122	position: relative;
1123	min-height: 100px;
1124}
1125
1126span.ICE-image {
1127	position: absolute;
1128	right: 0;
1129	z-index: 1;
1130	top: -2px;
1131	background-color: #E2E2DE !important;
1132	max-width: 100px;
1133	padding: 0 0 0 20px;
1134}
1135
1136/*** Longbridge logo ***/
1137h2.Longbridge {
1138	position: relative;
1139	min-height: 100px;
1140	padding-top: 25px;
1141}
1142
1143span.Longbridge-image {
1144	position: absolute;
1145	right: 0;
1146	z-index: 1;
1147	top: -2px;
1148	background-color: #E2E2DE !important;
1149	max-width: 145px;
1150	padding: 0 0 0 20px;
1151}
1152
1153/*** homes dot come ***/
1154/*** Longbridge logo ***/
1155h2.homesdotcom {
1156	position: relative;
1157	min-height: 100px;
1158	padding-top: 25px;
1159}
1160
1161span.homesdotcom-image {
1162	position: absolute;
1163	right: 0;
1164	z-index: 1;
1165	top: 20px;
1166	background-color: #E2E2DE !important;
1167	max-width: 165px;
1168	padding: 0 0 0 20px;
1169}
1170
1171.hide-mobile {
1172	display: block;
1173}
1174
1175.show-mobile {
1176	display: none;
1177}
1178
1179@media screen and (max-width: 480px) {
1180	span.OB-image {
1181		max-width: 140px;
1182		padding: 0 0 0 10px;
1183	}
1184	
1185	.OBticker {
1186		height: 450px;
1187	}
1188	
1189	.hide-mobile {
1190		display: none;
1191	}
1192	
1193	.show-mobile {
1194		display: block;
1195	}
1196	
1197	.mobile-accordion .block-padding {
1198		padding: 0 !important;
1199	}
1200}
1201
1202/*** Company Profile ***/
1203.how_company_profile-template-default h2.page-category {
1204	display: none;
1205}
1206
1207/*** Timeline tabs css***/
1208.timeline .timeline-tabs .tabs-title>a {
1209	font-size: 1rem;
1210	padding: 1rem;
1211}
1212
1213.timeline .timeline-tabs .tabs-title>a:focus, .timeline .timeline-tabs .tabs-title>a[aria-selected=true] {
1214	font-weight: 700;
1215}
1216
1217/*** Mortgage, Tech and Real Estate landing page sidebar CSS ***/
1218.page-id-369971 .sidebar-featured .featured-post--horizontal .container__img,
1219.page-id-376321 .sidebar-featured .featured-post--horizontal .container__img, 
1220.page-id-376444 .sidebar-featured .featured-post--horizontal .container__img, 
1221.page-id-376747 .sidebar-featured .featured-post--horizontal .container__img {
1222	width: 100%;
1223	min-width: 100%;
1224}
1225
1226.page-id-369971 h3 a.entry-title,
1227.page-id-376321 h3 a.entry-title,
1228.page-id-376444 h3 a.entry-title,
1229.page-id-376747 h3 a.entry-title,
1230.page-id-404472 h3 a.entry-title,
1231.page-id-404658 h3 a.entry-title {
1232	font-size: 1rem;
1233}
1234
1235.sidebar-featured .featured-post--horizontal {
1236	flex-direction: column;
1237}
1238
1239/*** hiding sidebar text ***/
1240.page-id-369971 .sidebar-featured .container__txt p {
1241	display: none;
1242}
1243
1244/*** podcast page ***/
1245.page-id-209457 .wp-block-column.has-background:hover {
1246	border: 1px solid #1c1f22;
1247}
1248
1249.page-id-209457 .wp-block-column.has-background {
1250	padding: 20px;
1251	border-radius: 5px;
1252	border: 1px solid #ccc;
1253}
1254
1255.page-id-209457 a.wp-block-button__link:after {
1256	content: "▶";
1257	margin-left: 10px;
1258}
1259
1260/*** comments ***/
1261#respond.show {
1262	display: block !important;
1263}
1264
1265/*** HW Annual inline gate ***/
1266.page-id-370547 .wp-block-housingwire-piano-member .tp-container-inner:before {
1267	background: transparent !important;
1268}
1269
1270/*** BUTTON BORDER ***/
1271.wp-block-button__link {
1272	border: none;
1273}
1274
1275p.ex1 {
1276	padding-right: 50px;
1277}
1278
1279/*** Gift notification ***/
1280#pn-top-ribbon {
1281	position: relative;
1282	top: 0;
1283	width: 100%;
1284	z-index: 1000;
1285}
1286
1287#pn-top-ribbon body {
1288	background-color: transparent !important;
1289}
1290
1291/**@media (max-width: 480px) {
1292	#pn-top-ribbon {
1293		display:none;
1294	}
1295}**/
1296/*** Bottom Ribbon CSS ***/
1297.pn-sticky-banner {
1298	position: fixed;
1299	bottom: 0;
1300	left: 0;
1301	width: 100%;
1302	z-index: 100000;
1303}
1304
1305.gateShadow {
1306	background: rgba(0,0,0,.5);
1307	flex-grow: 1;
1308	width: 100%;
1309	position: fixed;
1310	top: 0;
1311	left: 0;
1312}
1313
1314/*** Mortgage Rates Center Sidebar - category subscribe column***/
1315.page-id-369971 .mrc .wp-container-1.wp-block-column {
1316	display: none;
1317}
1318
1319.mrc-landing-page .container__img {
1320	display: none;
1321}
1322
1323.mrc-landing-page .featured-post--horizontal h3 a {
1324	font-size: 1rem !important;
1325}
1326
1327/*** Housing Market Sidebar - cateogry subscribe column***/
1328.mrc .wp-container-1.wp-block-column {
1329	display: none;
1330}
1331
1332.housing-market-sidebar .container__img {
1333	display: none;
1334}
1335
1336.housing-market-sidebar .featured-post--horizontal h3 a {
1337	font-size: 1rem !important;
1338}
1339
1340/*** Testimonial Block ***/
1341.block-testimonial-posts .section-title {
1342	text-align: center;
1343}
1344
1345.testimonial-posts-top em {
1346	font-size: 20px;
1347	color: #777;
1348}
1349
1350.testimonial-posts-top em:before {
1351	content: url(https://www.housingwire.com/wp-content/uploads/2022/07/quote.png);
1352}
1353
1354/*** Gravity Forms ***/
1355.gform_wrapper.gravity-theme .gform_footer {
1356	display: grid;
1357}
1358
1359input[type=submit] {
1360	background: #ee3124;
1361	border-radius: 0;
1362	border: 1px solid #ee3124;
1363	color: #fff;
1364	display: inline-block;
1365	font-size: 1.3rem;
1366	font-weight: 700;
1367	line-height: 1.25rem;
1368	padding: .875rem .75rem;
1369	white-space: nowrap;
1370	vertical-align: middle;
1371	transition: .3s;
1372}
1373
1374.gform_wrapper .gfield_required {
1375	display: none;
1376}
1377
1378/*** HWA Form ***/
1379/*** GOE Gravity Form ***/
1380#gform_fields_4 {
1381	text-align: center;
1382}
1383
1384.site-branding {
1385	width: 12rem;
1386}
1387
1388/*** sidebar events ***/
1389.webinar-thumb-wrapper img {
1390	width: 75px !important;
1391	height: 75px !important;
1392	max-width: unset;
1393}
1394
1395#how_featured_events-2 ul li div div a,  #how_featured_events-2 span {
1396	padding-left: 10px !important;
1397}
1398
1399#how_featured_events-2 span {
1400	padding-left: 10px;
1401}
1402
1403.category-vetted .entry-header .cat-links a {
1404	margin-bottom: 5px !important;
1405	display: inline-block !important;
1406}
1407.wp-block-housingwire-piano-member .tp-container-inner:before {
1408	top: -50px !important;
1409	height: 50px !important;
1410}
1411@media (max-width: 768px) {
1412	.housingwire .breaking-news {
1413display: none!important;
1414	}
1415}
1416
1417/* Remove last podcast */
1418body.home #podcasts .lg\:grid-cols-4 .gap-5:last-child {
1419	display: none!important;
1420}
1421@media (min-width: 1024px) {
1422   body.home #podcasts .lg\:grid-cols-4 {
1423        grid-template-columns: repeat(3, minmax(0, 1fr));
1424    }
1425}
1426
1427.section-tbd .entry-content {
1428	margin-top: 0px!important;
1429}
1430
1431:root {
1432--wp--style--global--content-size: none!important;
1433    --wp--style--global--wide-size: none!important;
1434}
1435
1436/* Start of theme.json image float overrides */
1437.wp-block-image.aligncenter {
1438	display: block;
1439  text-align: center !important;
1440width: 100%
1441}
1442
1443.wp-block-image.aligncenter > a,
1444.wp-block-image.aligncenter > figure,
1445.wp-block-image.aligncenter img {
1446  display: inline-block;
1447  vertical-align: middle;
1448  margin: 0;
1449}
1450
1451.wp-block-image.alignleft,
1452.wp-block-image .alignleft { display: block !important; float: left !important; margin-right: 1rem; margin-bottom: .5rem; }
1453.wp-block-image.alignright,
1454.wp-block-image .alignright { display: block !important; float: right !important; margin-left: 1rem; margin-bottom: .5rem; }
1455
1456
1457.wp-block-image img { display: block; max-width: 100%; height: auto; }
1458
1459/* End of theme.json image float overrides */
1460
1461#MR_sidebar_inner {
1462	top: 3rem!important;
1463}
1464
1465.page-template-mortgage-rankings .tp-iframe-wrapper.tp-active, .page-template-mortgage-rankings .tp-iframe-wrapper.tp-active {min-width: unset!important}
1466
1467.page-id-577469 .mr-table-wrap {
1468	display: none!important;
1469}
1470
1471.site-header .menu-top-bar-menu-container.active  {
1472	top: 2.25rem !important;
1473}
1474
1475header#masthead .site-nav-wrapper {
1476	height: 100%;
1477}
1478
1479header#masthead .site-nav-wrapper li{
1480	height: 100%;
1481}
1482
1483header#masthead #main-menu-top {
1484	height: 100%;
1485}
1486
1487.second-real-estate-daily-newsletter .submitted-message,
1488.second-real-estate-daily-newsletter .submitted-message * {
1489	font-size: 14px!important;
1490  color: #ffffff !important;
1491}
1492
1493.how_video-template-default .grid-container ul {
1494	list-style: disc;
1495	margin-left: 2rem
1496	
1497}
1498#chartsContainer :nth-child(2) {
1499    display: none;
1500}
1501
1502.how_event-template-event-sessions #jp-relatedposts {
1503	display: none!important;
1504}
1505
1506/* Container width override for Orchestrator templates */
1507@media (min-width: 640px) {
1508    @media (min-width: 1280px) {
1509        .sm\:container {
1510            max-width: 1500px!important;
1511        }
1512    }
1513}
1514
1515@media (min-width: 768px) {
1516.important\:md\:w-144 {
1517    width: 36rem !important;
1518  }
1519  }
1520
1521@media (max-width: 890px) {
1522	.toggle-more {
1523		display: none!important;
1524	}
1525  }
1526
1527
1528@media (max-width: 790px) {
1529	#menu-item-577934 {
1530		display: none!important;
1531	}
1532  }
1533
1534
1535@media (min-width: 768px) {
1536    .md\:h-\[32rem\] {
1537        height: 32rem!important;
1538    }
1539}
1540
1541		</style>
1542		<style>html{margin-top:0!important;}</style>
1543    
1544        <meta property="article:modified_time" content="2026-03-19T09:01:16.000000Z" />
1545    <meta name="cXenseParse:publishtime" content="2023-02-13T12:38:28-05:00" />
1546    
1547    
1548
1549
1550    
1550<script type="module">
1551    (async () => {
1552        window.orchestrator = window.orchestrator || {};
1553        window.orchestrator.activityCenter = window.orchestrator.activityCenter || {};
1554
1555        window.orchestrator.dataFetched = false;
1556
1557        // User Data
1558        window.orchestrator.userEmail = null;
1559        window.orchestrator.userId = null;
1560        window.orchestrator.userName = null;
1561        window.orchestrator.userType = 'anonymous';
1562
1563        // Preferences
1564        window.orchestrator.corporateRole = null;
1565
1566        window.orchestrator.activityCenter.termsFollowing = null
1567        window.orchestrator.activityCenter.activeFeedType = window.orchestrator.activityCenter.activeFeedType ||
1568            "all";
1569        window.orchestrator.activityCenter.dateOfLastOpen = null;
1570        window.orchestrator.activityCenter.marketDataLocation = null;
1571        window.orchestrator.activityCenter.termsFollowing = null;
1572
1573
1574        try {
1575            // Fetch user data
1576            const userRes = await fetch('https://www.housingwire.com/_orchestrator/api/auth/customer/me', {
1577                credentials: 'same-origin',
1578                cache: 'no-store',
1579            });
1580            const userData = await userRes.json();
1581
1582            console.log('Checking data.');
1583            console.log(userData);
1584
1585            let userID = null;
1586            let userEmail = null;
1587            let userName = null;
1588            let userType = 'anonymous';
1589
1590            if (userData.user) {
1591                userID = userData.user.id;
1592                userEmail = userData.user.email;
1593                userName = userData.user.name;
1594                userType = userData.access.hasAccess ? 'subscriber' : 'registered_user';
1595
1596                window.orchestrator.userEmail = userEmail;
1597                window.orchestrator.userId = userID;
1598                window.orchestrator.userName = userName;
1599                window.orchestrator.userType = userType;
1600            }
1601
1602
1603            // Fetch preferences data
1604            const prefsRes = await fetch('https://www.housingwire.com/_orchestrator/api/me/hw-preferences', {
1605                method: "GET",
1606                credentials: "include",
1607                headers: {
1608                    Accept: "application/json"
1609                },
1610            });
1611
1612            const prefsJson = await prefsRes.json();
1613            const preferences = prefsJson.preferences;
1614
1615            let termsFollowing = null;
1616            let acActiveFeedType = 'all';
1617            let acDateOfLastOpen = null;
1618            let marketDataLocation = null;
1619            let corporateRole = null;
1620            let personalName = null;
1621
1622            if (preferences) {
1623                termsFollowing = preferences.termsFollowing;
1624                acActiveFeedType = preferences.acLastOpenTab;
1625                acDateOfLastOpen = preferences.acDateOfLastOpen;
1626                marketDataLocation = preferences.marketDataLocation;
1627                corporateRole = preferences.corporateRole;
1628                personalName = preferences.personalName;
1629
1630                window.orchestrator.activityCenter.termsFollowing = termsFollowing;
1631                window.orchestrator.activityCenter.activeFeedType = acActiveFeedType;
1632                window.orchestrator.activityCenter.dateOfLastOpen = acDateOfLastOpen;
1633                window.orchestrator.activityCenter.marketDataLocation = marketDataLocation;
1634
1635                window.orchestrator.corporateRole = corporateRole;
1636            }
1637
1638            // Dispatch combined event with both data
1639            const combinedEvent = new CustomEvent('orchestratorCombinedData', {
1640                detail: {
1641                    user: {
1642                        uid: userID,
1643                        email: userEmail,
1644                        userType: userType,
1645                        userName: userName
1646                    },
1647                    preferences: {
1648                        termsFollowing: termsFollowing,
1649                        activeFeedType: acActiveFeedType,
1650                        dateOfLastOpen: acDateOfLastOpen,
1651                        marketDataLocation: marketDataLocation,
1652                        corporateRole: corporateRole,
1653                        personalName: personalName
1654                    }
1655                }
1656            });
1657            window.dispatchEvent(combinedEvent);
1658            window.orchestrator.dataFetched = true;
1659
1660        } catch (error) {
1661            console.error('Error fetching orchestrator data:', error);
1662            const errorEvent = new CustomEvent('orchestratorCombinedData', {
1663                detail: {
1664                    error: error.message || 'Unknown error'
1665                }
1666            });
1667            window.dispatchEvent(errorEvent);
1668        }
1669    })();
1670    </script>
1670
1671
1672
1673
1674
1675
1676
1677
1678    
1678<script>
1679    window.dataLayer = window.dataLayer || [];
1680        </script>
1680
1681
1682    <!-- Google Tag Manager -->
1683        
1683<script>
vendor: 498 bytes, lines 1683-1697
1683
1684    (function(w, d, s, l, i) {
1685        w[l] = w[l] || [];
1686        w[l].push({
1687            'gtm.start': new Date().getTime(),
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2151		
2152<div style="aspect-ratio:unset;" class="wp-block-cover alignfull" id="section-banner"><span aria-hidden="true" class="wp-block-cover__background has-background-dim-100 has-background-dim" style="background-color:#1a1f22"></span><div class="wp-block-cover__inner-container is-layout-constrained wp-block-cover-is-layout-constrained">
2153<div class="wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex">
2154<div class="wp-block-column inner-row-container is-layout-flow wp-block-column-is-layout-flow">
2155<h1 class="wp-block-heading has-text-align-center" id="h-product-guides">Product Guides</h1>
2156
2157
2158
2159<p class="has-text-align-center subheading-text">HousingWire’s Product Guides are designed to give you the knowledge you need to take your business to the next level. We feature solutions for lending, servicing, title, real estate, appraisal and more, providing a one-stop shop to find the tools and services that can accelerate decision-making and drive business forward.</p>
2160</div>
2161</div>
2162</div></div>
2163
2164
2165
2166<div class="wp-block-cover alignfull is-light" style="min-height:932px;aspect-ratio:unset;" id="products-section"><span aria-hidden="true" class="wp-block-cover__background has-how-siding-grey-background-color has-background-dim-100 has-background-dim"></span><div class="wp-block-cover__inner-container is-layout-constrained wp-block-cover-is-layout-constrained">
2167<div class="wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex">
2168<div class="wp-block-column inner-row-container is-layout-flow wp-block-column-is-layout-flow">
2169<div class="wp-block-columns blurb-row row-one is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex">
2170<div class="wp-block-column is-layout-flow wp-block-column-is-layout-flow">
2171<h3 class="wp-block-heading has-text-align-center" id="h-servicing-solutions">Servicing Solutions</h3>
2172
2173
2174
2175<p>The companies featured in this section offer innovative capabilities to support a variety of portfolio sizes. These solutions enable servicers to manage their workflows and improve their customer service and borrower retention.</p>
2176
2177
2178
2179<div class="wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex">
2180<div class="wp-block-button aligncenter"><a class="wp-block-button__link wp-element-button" href="https://www.housingwire.com/servicing-solutions/">Find your solution</a></div>
2181</div>
2182</div>
2183
2184
2185
2186<div class="wp-block-column is-layout-flow wp-block-column-is-layout-flow">
2187<h3 class="wp-block-heading has-text-align-center" id="h-title-solutions">Title Solutions</h3>
2188
2189
2190
2191<div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained">
2192<p>The companies featured in this section offer solutions to reduce application-to-close times and friction, as well as increase transparency in the title process.</p>
2193
2194
2195
2196<div class="wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex">
2197<div class="wp-block-button aligncenter"><a class="wp-block-button__link wp-element-button" href="https://www.housingwire.com/title-solutions/">Find your solution</a></div>
2198</div>
2199</div>
2200</div>
2201
2202
2203
2204<div class="wp-block-column is-layout-flow wp-block-column-is-layout-flow">
2205<h3 class="wp-block-heading has-text-align-center" id="h-eclose-solutions">eClose Solutions</h3>
2206
2207
2208
2209<p>These companies offer eClosing solutions that help lenders and other stakeholders realize efficiencies and optimize the closing process, whether they choose a hybrid eClosing approach or a full eClose.</p>
2210
2211
2212
2213<div class="wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex">
2214<div class="wp-block-button aligncenter"><a class="wp-block-button__link wp-element-button" href="https://www.housingwire.com/eclose/">Find your solution</a></div>
2215</div>
2216</div>
2217</div>
2218
2219
2220
2221<div class="wp-block-columns blurb-row row-two is-layout-flex wp-container-core-columns-is-layout-9d6
2221595d7 wp-block-columns-is-layout-flex">
2222<div class="wp-block-column is-layout-flow wp-block-column-is-layout-flow">
2223<h3 class="wp-block-heading has-text-align-center" id="h-real-estate-tech">Real Estate Tech</h3>
2224
2225
2226
2227<p>The companies featured in this section empower agents and brokers to achieve high levels of success at the scale they need.</p>
2228
2229
2230
2231<div class="wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex">
2232<div class="wp-block-button aligncenter"><a class="wp-block-button__link wp-element-button" href="https://www.housingwire.com/product-guide-real-estate-tech/">Find your solution</a></div>
2233</div>
2234</div>
2235
2236
2237
2238<div class="wp-block-column is-layout-flow wp-block-column-is-layout-flow">
2239<h3 class="wp-block-heading has-text-align-center" id="h-valuation-tech">Valuation Tech</h3>
2240
2241
2242
2243<p>The companies featured in this section offer innovative solutions to help appraisers work efficiently while allowing lenders to reduce operational costs and increase profitability.</p>
2244
2245
2246
2247<div class="wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex">
2248<div class="wp-block-button aligncenter"><a class="wp-block-button__link wp-element-button" href="https://www.housingwire.com/valuation-tech-solutions/">Find your solution</a></div>
2249</div>
2250</div>
2251
2252
2253
2254<div class="wp-block-column is-layout-flow wp-block-column-is-layout-flow">
2255<h3 class="wp-block-heading has-text-align-center" id="h-wholesale">Wholesale</h3>
2256
2257
2258
2259<p>The companies featured in this section work to empower brokers through changing market conditions while offering products and solutions for every borrower’s needs.</p>
2260
2261
2262
2263<div class="wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex">
2264<div class="wp-block-button aligncenter"><a class="wp-block-button__link wp-element-button" href="https://www.housingwire.com/wholesale-solutions/">Find your solution</a></div>
2265</div>
2266</div>
2267</div>
2268
2269
2270
2271<div class="wp-block-columns blurb-row row-three is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex">
2272<div class="wp-block-column is-layout-flow wp-block-column-is-layout-flow">
2273<h3 class="wp-block-heading has-text-align-center" id="h-marketing-amp-lead-generation">Marketing &amp; Lead Generation</h3>
2274
2275
2276
2277<p>The companies featured in this section offer tools to support lenders in their marketing efforts. These solutions enable lenders to provide excellent customer service and stay in contact with borrowers long after the loan has closed.</p>
2278
2279
2280
2281<div class="wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex">
2282<div class="wp-block-button aligncenter"><a class="wp-block-button__link wp-element-button" href="https://www.housingwire.com/marketing-lead-generation/">Find your solution</a></div>
2283</div>
2284</div>
2285
2286
2287
2288<div class="wp-block-column is-layout-flow wp-block-column-is-layout-flow">
2289<h3 class="wp-block-heading has-text-align-center" id="h-origination-platforms-pos">Origination Platforms + POS</h3>
2290
2291
2292
2293<p>The companies featured in this section offer innovative solutions so lenders can provide a better customer experience and increase their profit margins. The point of sale solutions leverage technology and connectivity to ease the mortgage process.</p>
2294
2295
2296
2297<div class="wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex">
2298<div class="wp-block-button aligncenter"><a class="wp-block-button__link wp-element-button" href="https://www.housingwire.com/origination-product-guide/">Find your solution</a></div>
2299</div>
2300</div>
2301
2302
2303
2304<div class="wp-block-column is-layout-flow wp-block-column-is-layout-flow">
2305<h3 class="wp-block-heading has-text-align-center" id="h-fintech-solutions">Fintech Solutions</h3>
2306
2307
2308
2309<p>The companies featured in this section offer solutions that help lenders and other real estate professionals digitize their workflows, mitigate risk and bring transparency to the mortgage application process.</p>
2310
2311
2312
2313<div class="wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex">
2314<div class="wp-block-button aligncenter"><a class="wp-block-button__link wp-element-button" href="https://www.housingwire.com/fintech-product-guide/">Find your solution</a></div>
2315</div>
2316</div>
2317</div>
2318</div>
2319</div>
2320</div></div>
2321
2322
2323
2324<div class="wp-block-cover alignfull is-light" style="min-height:50px;aspect-ratio:unset;" id="search-section"><span aria-hidden="true" class="wp-block-cover__background has-white-background-color has-background-dim-100 has-background-dim"></span><div class="wp-block-cover__inner-container is-layout-constrained wp-block-cover-is-layout-constrained">
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2328
2329
2330
2331<div style="height:100px" aria-hidden="true" class="wp-block-spacer"></div>
2332</div>
2333</div>
2334</div></div>
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2478
2479<p></p>
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2481</article><!-- #post-378126 -->
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2571    <div id="how-activity-feed" data-slide-in="activity-feed" class="sm:rounded-l-3xl translate-x-full px-5 z-40 fixed top-0 right-0 font-acumin bg-white flex flex-col h-full overflow-hidden transition-transform" style="z-index: 999999; width: 36rem; max-width: 100vw; border-left: 1px solid rgba(0, 0, 0, .1); box-shadow: rgba(0, 0, 0, 0.24) 0px 3px 8px;"><div class="pt-5 pb-3 justify-between font-acumin text-16 relative"><div><div class="font-serif text-20 flex items-center gap-2"><span class="bg-maroon w-1.5 h-1.5 sm:w-2 sm:h-2 rounded-full" style="transform: translateY(-.075rem)"></span>What's New?</div><div class="text-charcoal text-12">Updated 1 hour ago</div></div><button data-trigger="activity-feed" class="group absolute top-2 -right-2 p-2 flex items-center justify-center color-[#8a9094] opacity-30 hover:opacity-100" style="border: 0px"><img alt="close button" class="h-10 hover:scale-105" src="https://www.housingwire.com/wp-content/themes/housingwire/img/close-light-small.svg" /></button></div><div class="flex items-center gap-2 justify-between"><div class="flex items-center gap-2 p-1 bg-taupe-4 rounded-lg grow "><button data-fetch="all" 
2572				data-mixpanel="true" data-mixpanel-location="Activity Center" data-mixpanel-sublocation="Tabs" data-mixpanel-label="All"
2573				class="activity-center-tab px-3 py-1.5 sm:px-4 grow h-full rounded-lg bg-white font-acumin text-12 text-charcoal important:border-none active">Latest</button><button data-fetch="my-feed" 
2574				data-mixpanel="true" data-mixpanel-location="Activity Center" data-mixpanel-sublocation="Tabs" data-mixpanel-label="My Feed"
2575				class="activity-center-tab px-3 py-1.5 sm:px-4 grow h-full rounded-lg bg-white font-acumin text-12 text-charcoal important:border-none">My Feed</button></div><div class="flex items-center gap-3"><button id="refresh-activity-feed" data-fetch="refresh" class="bg-white important:text-blue-gray rounded-lg border important:border-taupe-5 important:hover:text-teal important:hover:border-teal h-8 w-8 flex items-center justify-center">
2576			<svg xmlns="http://www.w3.org/2000/svg" class="h-3 w-3" width="16" height="16" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-rotate-cw preview-icon"><path d="M21 12a9 9 0 1 1-9-9c2.52 0 4.93 1 6.74 2.74L21 8"/><path d="M21 3v5h-5"/></svg>
2577			</button></div></div><div id="activity-feed-outer-wrapper" class="grow relative flex flex-col items-center overflow-hidden"><div id="activity-feed-inner-container" class="activity-feed-inner-container py-3 grow overflow-scroll w-full space-y-4" data-feed-role="navbar" data-show-market-data="true" ></div></div></div></div></div><div data-popup-name="home-market-data-zip" class="popup hidden font-acumin activity-center-edit-zip rounded-lg pb-3 px-3 pt-24 fixed top-0 left-0 w-screen h-screen flex items-center justify-center bg-black/40 " style="z-index: 9999999;"><div class="close-button cursor-pointer absolute top-0 left-0 w-full h-full z-0"></div><div class="bg-white flex flex-col w-auto max-w-screen relative z-10 text-black py-0 rounded-xl overflow-hidden" style="height: 425px; max-height: calc(100vh - 2rem); width: 432px;"><div class="close-button cursor-pointer absolute top-0 right-0 font-sans opacity-30 hover:opacity-100 p-4 color-[#8a9094]" ><img alt="close button" class="h-8 hover:scale-105" src="https://www.housingwire.com/wp-content/themes/housingwire/img/close-light-small.svg" /></div><div class="w-fit"><div class="mb-4 px-6 py-6" style="border-bottom: 1px solid rgb(239, 236, 232);"><div class="text-23 font-serif leading-tight w-full mb-1">Change your market</div><p class="text-13" style="color:#5f6a6d">HousingWire Intelligence data will follow this ZIP code across the site.</p></div><div id="zip-update-form" class="px-6"><label class="tw-hidden" for="location">Location:</label><div class="relative group "><div class="w-full"><input id="location-search-on-page" 
2578                            class="location-search zip-only location-search-on-page relative mb-1
2579                            w-full important:h-11 important:px-4 important:rounded-xl placeholder:text-gray-15 focus:outline-none focus:ring-2 focus:ring-blue/30 focus:bg-gray-16/60 z-10" 
2580                            type="text" name="location" 
2581                            placeholder="Enter a zip code"
2582                            maxlength = "5"
2583                            autocomplete="off" required
2584                            style="background-color: rgb(248, 247, 244)!important; border: 1px solid rgb(213, 209, 204)!important; border-radius: 9px!important; font-size: 15px!important; max-height: none!important;"
2585                            ><img class="spinner h-8 absolute right-2 z-20 tw-hidden" style="top: .4rem" src="https://www.housingwire.com/wp-content/themes/housingwire/img/spinner.svg" /><ul class="location-results home-location-results location-results-on-page rounded-lg text-black text-14 important:mt-2 bg-white z-0" style="position: relative;"></ul></div></div></div><input type="hidden" name="uid" id="uid" value=""></div><div class="flex items-center justify-center grow pb-12 text-20 text-center px-12" style="color:#5f6a6d">Enter your zip code to see market data for your area!</div></div></div></div></div>
2586
2587
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However, the way the day ended showed that change is coming.\r\n\r\nAs housing market analyst Logan Mohtashami wrote for HousingWire, \u201cWe now have a better idea of what the Federal Reserve wants to do with their Fed rate hikes, and we have a lot of data that shows that the economy will look different 12 months from now. This will be important to think about going into 2023, especially if the labor market does what the Federal Reserve wants it to do, which is slow down enough to create a job loss recession.\u201d","parent":0,"count":35947,"filter":"raw"},{"term_id":12437,"name":"Reverse","slug":"reverse","term_group":0,"term_taxonomy_id":12437,"taxonomy":"category","description":"<span style=\"font-weight: 400\">The reverse mortgage business may comprise a small fraction of the overall housing market, but it\u2019s an important one. <\/span><span style=\"font-weight: 400\">For many retirees, reverse mortgages are the most cost-effective alternative income source because the proceeds from tapping into home equity with a reverse mortgage are not taxable. Plus,<\/span><span style=\"font-weight: 400\"> reverse mortgages can be an essential risk mitigation tool for millions of homeowners \u2014 and recent studies have shown that <\/span><span style=\"font-weight: 400\">retirement strategies that use a reverse mortgage as an alternative source of cash flow to a traditional investment portfolio hold the greatest benefit for Americans with $100,000 to $1.5 million in investable assets.<\/span>\r\n\r\n<span style=\"font-weight: 400\">Over the last couple of years, the industry experienced heightened reverse mortgage activity due to the COVID-19 pandemic, and reverse mortgage lenders are also optimistic about the recently increased Home Equity Conversion Mortgage (HECM) lending limit. The HECM limit was boosted from $970,800 in 2022 to $1,089,300 in 2023, and the new higher limit will offer more benefits to prospective borrowers while giving borrowers with a reverse mortgage the opportunity to re-qualify and obtain new loans.<\/span>\r\n\r\n<span style=\"font-weight: 400\">In addition, trillions of dollars in housing wealth has been collected by homeowners ages 62 and older in recent years because of the massive growth in property values. This means there may be even more opportunity for the reverse mortgage business to grow by providing education and insight into how reverse mortgages can benefit senior homeowners who are seeking to increase their cash flow during retirement.\u00a0<\/span>\r\n\r\n<span style=\"font-weight: 400\">You can find comprehensive news and coverage of the reverse mortgage industry at Reverse Mortgage Daily, our sister website, located at <\/span><a href=\"https:\/\/www.housingwire.com\/\"><span style=\"font-weight: 400\">www.housingwire.com<\/span><\/a><span style=\"font-weight: 400\">.<\/span>","parent":1692,"count":15111,"filter":"raw"},{"term_id":1681,"name":"Real Estate","slug":"real-estate","term_group":0,"term_taxonomy_id":1681,"taxonomy":"category","de
2673scription":"Real estate news provides vital information to mortgage and housing industry professionals, and HousingWire\u2019s real estate news coverage is focused on the top and timely information that <a href=\"https:\/\/www.housingwire.com\/category\/real-estate\/agents-brokers\/\">agents, teams and brokerages<\/a> need to know. Whether it\u2019s news about further declines in housing inventory, insight into builder pace, or updates on housing <a href=\"https:\/\/www.housingwire.com\/category\/real-estate\/housing-market\/\">market<\/a> data like home sales and home prices, HousingWire offers you the insight you need into the biggest home trends and changes in real estate.\u00a0\r\nRight now, there are numerous factors driving the real estate news cycle, not the least of which is fluctuating interest rates. Mortgage rates rose rapidly throughout 2022, which has had a massive impact on the housing market across the board \u2014 and directly affected the price and demand of real estate, home prices, and government policies related to tax incentives, deductions, and subsidies that can boost or hinder demand.\u00a0\r\nAnd, while it appears that the Federal Reserve may be prepared to slow the uptick in the Fed rate, it\u2019s likely that rates will continue to have an impact on the industry in some form throughout some or all of 2023. To stay on top of the latest real estate news, industry professionals turn to HousingWire\u2019s real estate news coverage, where they can learn about policy that is impacting lender and consumer activity, economic and market trends that are guiding strategy and opportunities for real estate and mortgage professionals, and find out about best practices being incorporated by leading industry professionals and agencies.","parent":0,"count":14190,"filter":"raw"},{"term_id":1687,"name":"Servicing","slug":"servicing","term_group":0,"term_taxonomy_id":1687,"taxonomy":"category","description":"While mortgage servicing has taken on a much more important consumer-facing perspective since the pandemic, it had previously served as more of a talking point and rally cry within the industry \u2013 especially among mortgage brokers. Several years of debate and argument have taken place, especially since the 2017 BRAWL (Brokers Rallying Against Wholetail Lending) movement, in terms of who a customer \u201cbelongs to\u201d \u2013 whether it\u2019s the mortgage broker or the lender servicing the loan. Brokers garnered a sense of resentment towards lenders that would fund their customers\u2019 loans via their wholesale division, only to later \u201cflip\u201d the customer into their own retail portfolio, essentially eliminating the broker from the equation.\r\n\r\nSince then, a greater focus has been placed on lenders and servicers that retain servicing and keep their brokers connected to the end customer. A noteworthy first-mover in the push to support brokers in their long-term customer retention efforts was\u00a0<a href=\"https:\/\/www.housingwire.com\/tag\/homepoint\/\">Homepoint<\/a>\u2019s Customer For Life program.","parent":1692,"count":4831,"filter":"raw"},{"term_id":41814,"name":"Housing Market","slug":"housing-market","term_group":0,"term_taxonomy_id":41814,"taxonomy":"category","description":"The housing market is a crucial component of the U.S. economy, a fact that was evident to both the industry professionals associated with it and the wider public throughout 2022. Throughout the last year, the uptick in <a href=\"https:\/\/www.housingwire.com\/mortgage-rates\/\">mortgage rates<\/a>, coupled with other factors, like record-low inventory rates, has had a significant impact on all facets of the housing market. But, as industry professionals know, the housing market is cyclical, so we expect to see higher rates causing a downturn in buying demand. Conversely, lower interest rates increase consumer buying power and will typically drive an increase in home buying activity.\r\n\r\nHousingWire housing market coverage lets you stay on top of the news that matters most and help to prepare you to navigate this unusual housing market. From pent-up demand in the market to<a href=\"https:\/\/www.housingwire.com\/podcast\/housing-economists-on-their-2022-market-predictions\/\"> expert forecasts for the 2023 housing market<\/a> in 2023 and beyond, HousingWire has you covered.\r\n\r\n<b>The latest market trends<\/b>\r\n\r\n<strong>December 2022<\/strong> \u2014 Housingwire lead analyst Logan Mohtashami <a href=\"https:\/\/www.housingwire.com\/articles\/cooler-inflation-data-sends-mortgage-rates-lower\/\">noted that the next 12 months<\/a> will be pivotal for the housing market, and we will likely see more rate hikes as the Fed continues to work to tame inflation. But according to Mohtashami, increasing supply is ultimately what is key to stabilizing the housing market and avoiding a recession:\r\n\r\n\u201cThe following 12 months is what matters, and the best way to fight inflation is always adding more and more supply. If you\u2019re trying to de
2673stroy inflation by killing demand by putting Americans into a job-loss recession \u2014 that isn\u2019t the best long-term solution, you\u2019re too late on the supply store.\r\n\r\nWe don\u2019t need to create a job-loss recession to bring down inflation; we need more supply. In some parts of the economy, it takes too long to get that supply on, and some are much quicker.\r\n\r\nHowever, with the mortgage rate hikes in place and knowing that the primary data line is lagging, we can hopefully assume that the Federal Reserve, which is a single-mandate Federal Reserve now and all about price stability, will move to a dual-mandate Federal Reserve. The dual mandate Fed is all about price stability and jobs. We need more time to get supply up, and we don\u2019t need to overdo with rate hikes at this stage of the economic cycle.\r\n\r\nWe are still far from the Fed\u2019s 2% inflationary target, but we don\u2019t need to destroy the economy to get there. Since all six of my recession red flags are up, and I hope the growth rate cools down, mortgage rates can fall, which will stabilize the housing market, which in turn means the U.S. could avoid a recession near term.\u201d","parent":0,"count":3699,"filter":"raw"},{"term_id":12941,"name":"Origination","slug":"origination","term_group":0,"term_taxonomy_id":12941,"taxonomy":"category","description":"<p style=\"text-align: left\"><span style=\"font-weight: 400\">Staying on top of mortgage origination news may be more important right now than ever. The mortgage industry has faced more than its fair share of challenges throughout 2022, with higher than average <a href=\"https:\/\/www.housingwire.com\/mortgage-rates\/\">mortgage rates<\/a> leading to dwindling interest from potential borrowers. In turn, the <\/span><a href=\"https:\/\/www.housingwire.com\/articles\/the-great-mortgage-bank-consolidation-wave-is-underway\/\"><span style=\"font-weight: 400\">great mortgage bank consolidation<\/span><\/a><span style=\"font-weight: 400\"> has been underway, and a number of other seismic shifts in the industry have occurred as well.<\/span><\/p>\r\n<p style=\"text-align: left\"><span style=\"font-weight: 400\">These types of changes are expected to continue through at least the first half of 2023, although there is <\/span><a href=\"https:\/\/www.housingwire.com\/articles\/lower-mortgage-rates-higher-demand-lead-to-optimism-for-late-2023\/\"><span style=\"font-weight: 400\">optimism<\/span><\/a><span style=\"font-weight: 400\"> that the industry may see improvement in the second half of the year. As a mortgage origination professional, you can stay up to date on the news you need with the extensive mortgage origination coverage published by HousingWire.<\/span><\/p>","parent":0,"count":2688,"filter":"raw"},{"term_id":6198,"name":"People Movers","slug":"people-movers","term_group":0,"term_taxonomy_id":6198,"taxonomy":"category","description":"HousingWire covers business professionals making waves in the housing\/mortgage industries.","parent":0,"count":2674,"filter":"raw"},{"term_id":2020,"name":"Regulatory","slug":"cfpb-regulatory","term_group":0,"term_taxonomy_id":2020,"taxonomy":"category","description":"Stay up-to-date on the world of regulation.","parent":0,"count":2362,"filter":"raw"},{"term_id":42090,"name":"Legal","slug":"legal","term_group":0,"term_taxonomy_id":42090,"taxonomy":"category","description":"Stay in-the-know on legal news for the mortgage, housing and finance industries.","parent":0,"count":2250,"filter":"raw"},{"term_id":267958,"name":"Technology","slug":"technology","term_group":0,"term_taxonomy_id":267958,"taxonomy":"category","description":"<span style=\"font-weight: 400\">With the sluggish <\/span><a href=\"https:\/\/www.housingwire.com\/housing-market\/\"><span style=\"font-weight: 400\">housing market<\/span><\/a><span style=\"font-weight: 400\">, potential recession, and other factors keeping potential homebuyers on the sidelines, <\/span><a href=\"https:\/\/www.housingwire.com\/mortgage\/\"><span style=\"font-weight: 400\">mortgage<\/span><\/a><span style=\"font-weight: 400\"> companies, along with others across the housing industry, have been looking for ways to drum up new business and stay afloat. In many cases, that has translated to making big investments into new technology to set themselves apart from the competition. In turn, fascinating advances are being made to the mortgage technology space, from <\/span><a href=\"https:\/\/www.housingwire.com\/articles\/big-purple-dot-integrates-with-chatgpt-for-ai-powered-customer-support\/\"><span style=\"font-weight: 400\">AI-powered customer support<\/span><\/a><span style=\"font-weight: 400\"> options to new listing and lending platforms that offer potential homebuyers and sellers unique and advanced tech features.\u00a0<\/span>\r\n\r\n<span style=\"font-weight: 400\">Given how quickly the new advances are emerging, it\u2019s important for mortgage industry professionals to keep their fingers on the mortgage technology pulse. The advances being made in this part of the industry can have a significant impact on how real estate business is conducted, and 
2673you can stay up-to-date on the mortgage technology news you\u2019re looking for with HousingWire\u2019s mortgage tech coverage.<\/span>","parent":0,"count":2160,"filter":"raw"},{"term_id":1695,"name":"Mortgage Rates","slug":"mortgage-rates","term_group":0,"term_taxonomy_id":1695,"taxonomy":"category","description":"Keep up with current interest rates and related news at HousingWire's Mortgage Rates Center. Rates are updated daily based on data from <strong>Optimal Blue<\/strong>, the <strong>Mortgage Bankers Association<\/strong> (MBA) and <strong>Freddie Mac<\/strong>'s <a href=\"http:\/\/www.freddiemac.com\/pmms\/\">Primary Mortgage Market Survey (PMMS)<\/a>.\r\n\r\nFreddie Mac\u2019s PMMS only covers purchase mortgages. In addition, the PMMS looks at rates from the first three days of the week from lender websites, while the MBA survey covers the rates on apps collected over the prior full week. Optimal Blue data is calculated using actual locked rates with consumers across 35% of all mortgage transactions nationwide.\r\n\r\n[hw_optimal_blue_widget]\r\n\r\nBelow please find the last several years of rates data from the Freddie Mac PMMS and the MBA. Below that is the latest news and trends related to mortgage rates. We publish news on rates several times per week, so be sure to check back regularly. Also, don\u2019t miss HousingWire\u2019s <a href=\"https:\/\/www.housingwire.com\/category\/mortgage\/\">Mortgage News<\/a> coverage spanning origination, secondary, and servicing. Want the latest in mortgage rates and housing market news delivered to your inbox daily? Sign up <a href=\"https:\/\/www.housingwire.com\/newsletter\/\">here<\/a>.\r\n\r\nFinally, be sure to follow our lead analyst <a href=\"https:\/\/www.housingwire.com\/author\/logan-mohtashami\/\">Logan Mohtashami<\/a>, who has been tracking and forecasting mortgage rates and the housing market for HousingWire since 2020. His <a href=\"https:\/\/www.housingwire.com\/articles\/5-indicators-that-will-show-when-the-housing-market-is-rebounding-from-covid-19\/\">America is Back<\/a> and <a href=\"https:\/\/www.housingwire.com\/articles\/sixth-recession-red-flag-raised-despite-strong-jobs-report\/\">Six Recession Red Flag<\/a> models have been acclaimed in the housing industry for their accuracy and simplicity. Logan has recently opined on <a href=\"https:\/\/www.housingwire.com\/articles\/the-case-for-mortgage-rates-to-fall-in-2023\/\">what it would take for rates to fall in 2023<\/a>. He followed up on this column with a <a href=\"https:\/\/www.housingwire.com\/podcast\/logan-mohtashami-on-when-mortgage-rates-could-drop-back-to-the-5-range\/\">guest appearance<\/a> on our industry-leading podcast <a href=\"https:\/\/www.housingwire.com\/shows\/housingwire-daily\/\">HousingWire Daily<\/a>.\r\n<div class=\"infogram-embed\" data-id=\"0b991a6b-8550-4126-99e7-f6cb4162d52f\" data-type=\"interactive\" data-title=\"Mortgage Rates\"><\/div>","parent":0,"count":1963,"filter":"raw"},{"term_id":42023,"name":"Agent","slug":"agent","term_group":0,"term_taxonomy_id":42023,"taxonomy":"category","description":"Stay updated on real estate agent news.","parent":1681,"count":1610,"filter":"raw"},{"term_id":10643,"name":"Government Lending","slug":"government-lending","term_group":0,"term_taxonomy_id":10643,"taxonomy":"category","description":"Politics and money news can have a swift and significant impact on the housing industry, whether it\u2019s related to policy changes that will directly affect the mortgage industry or a change in political leadership that is expected to trickle down and impact the mortgage and housing industries. As a housing market professional, it\u2019s important to stay informed on politics and money news and understand how it may affect the housing and mortgage industries now and in the future. \r\nHousingWire\u2019s politics and money coverage, which spans breaking news, expert commentary and more, can keep you up to date on the news and coverage that matters to you.\u00a0","parent":0,"count":1521,"filter":"raw"},{"term_id":263299,"name":"Brokerage","slug":"brokerage","term_group":0,"term_taxonomy_id":263299,"taxonomy":"category","de
2673scription":"News, trends and analysis for the real estate brokerage industry.","parent":1681,"count":1473,"filter":"raw"},{"term_id":14200,"name":"Opinion","slug":"opinion","term_group":0,"term_taxonomy_id":14200,"taxonomy":"category","description":"HousingWire guests write commentary and coverage on the industry of their expertise.","parent":0,"count":1203,"filter":"raw"},{"term_id":10089,"name":"Appraisals and Valuations","slug":"valuations","term_group":0,"term_taxonomy_id":10089,"taxonomy":"category","description":"<span style=\"font-weight: 400\"><a href=\"https:\/\/www.housingwire.com\/category\/real-estate\/\">Real estate<\/a> appraisals can be tough for both homebuyers and sellers. If the appraisal comes in lower than the agreed-upon purchase price of the property, it can cause big issues for both parties. In addition, real estate appraisals have also been recent obstacles for mortgage lenders and originators due to timing issues and delays.<\/span>\r\n\r\n<span style=\"font-weight: 400\">Mortgage brokers in particular have recently dealt with appraisal time delays due to wholesale lender partnerships that require appraisals to be done by third party appraisal management companies (AMCs). In turn, brokers have been frustrated with AMCs and appraisers over the service and communication issues \u2014 as well as the associated fees.<\/span>\r\n\r\n<span style=\"font-weight: 400\">Home appraisals have traditionally taken from a few days to a week to complete and issue a report, depending on the appraiser\u2019s schedule and the complexity of the property. While the <\/span><a href=\"https:\/\/www.housingwire.com\/category\/real-estate\/housing-market\/\"><span style=\"font-weight: 400\">housing market<\/span><\/a><span style=\"font-weight: 400\"> has slowed significantly in recent months due to an uptick in mortgage rates, high home prices and a lack of inventory, brokers complained at the height of the recent red-hot housing market that appraisals were taking a number of weeks to complete \u2013 which forced clients to miss closing dates.\u00a0<\/span>\r\n\r\n<span style=\"font-weight: 400\">Heading into 2023, the housing market is unlike anything we\u2019ve seen in years past. Whether these types of real estate appraisal issues and delays will continue now that home sales have slowed to a crawl in most markets across the nation remains to be seen.\u00a0<\/span>","parent":0,"count":796,"filter":"raw"},{"term_id":219954,"name":"Title","slug":"title-escrow","term_group":0,"term_taxonomy_id":219954,"taxonomy":"category","description":"<span style=\"font-weight: 400\">
2673The new year is well underway, but what may happen with the <\/span><a href=\"https:\/\/www.housingwire.com\/housing-market\/\"><span style=\"font-weight: 400\">housing market<\/span><\/a><span style=\"font-weight: 400\"> over the next few months in the midst of high interest rates, low<\/span><a href=\"https:\/\/www.housingwire.com\/tag\/housing-inventory\/\"><span style=\"font-weight: 400\"> inventory<\/span><\/a><span style=\"font-weight: 400\">, and elevated home prices is still anyone\u2019s guess. A combination of Fed rate increases, coupled with other surprising factors, like the recent <\/span><a href=\"https:\/\/www.housingwire.com\/articles\/fed-delivers-a-25-bps-rate-hike-amid-bank-failures\/\"><span style=\"font-weight: 400\">bank collapses<\/span><\/a><span style=\"font-weight: 400\">, have had a widespread impact on the real estate industry. That includes title companies, which have had fewer closings and less business as a result of the sluggish home buying landscape.<\/span>\r\n\r\n<span style=\"font-weight: 400\">However, title companies typically manage to stay profitable, even in the midst of a tenuous housing market, and most have managed to fare better than many of the other parts of the housing industry over the last year. Still, the layoffs and job cuts that occurred across the title industry last year indicated that the current housing market landscape may be rough for some title companies to navigate. In addition, there are talent gaps in the title insurance industry that could make it even more difficult for companies to fill crucial roles in the future.\u00a0<\/span>\r\n\r\n<span style=\"font-weight: 400\">But it\u2019s not all tough news for the title industry in 2023. The introduction of new <\/span><a href=\"https:\/\/www.housingwire.com\/technology\/\"><span style=\"font-weight: 400\">technology<\/span><\/a><span style=\"font-weight: 400\"> and new policy has led to a shift toward the adoption of digital closings, a trend that could change the face of the title industry in the very near future. And, there are other signs that the housing market \u2014 and, in turn, the title industry \u2014 are finding a new normal, like the recent uptick in homebuyer demand, which could help drum up more business for the title insurance industry.<\/span>\r\n\r\n<span style=\"font-weight: 400\">With the rapid shifts occurring in the housing market, it\u2019s important to stay on top of the latest title news coverage. To keep on track with the title insurance news you need, register for HousingWire\u2019s weekly ClosingTime newsletter <\/span><a href=\"https:\/\/www.housingwire.com\/newsletter\/\"><span style=\"font-weight: 400\">here<\/span><\/a><span style=\"font-weight: 400\">.<\/span>","parent":0,"count":742,"filter":"raw"},{"term_id":269593,"name":"Politics","slug":"politics","term_group":0,"term_taxonomy_id":269593,"taxonomy":"category","description":"","parent":0,"count":395,"filter":"raw"},{"term_id":269051,"name":"Data &amp; Visuals","slug":"data-visuals","term_group":0,"term_taxonomy_id":269051,"taxonomy":"category","description":"","parent":0,"count":248,"filter":"raw"},{"term_id":268148,"name":"Vetted by HousingWire","slug":"vetted","term_group":0,"term_taxonomy_id":268148,"taxonomy":"category","description":"","parent":0,"count":212,"filter":"raw"},{"term_id":269594,"name":"Legislation","slug":"legislation","term_group":0,"term_taxonomy_id":269594,"taxonomy":"category","description":"","parent":0,"count":168,"filter":"raw"},{"term_id":241491,"name":"Research","slug":"research","term_group":0,"term_taxonomy_id":241491,"taxonomy":"category","description":"","parent":0,"count":54,"filter":"raw"}],"trends":[{"term_id":1222,"name":"Technology","slug":"technology","term_group":0,"term_taxonomy_id":1222,"taxonomy":"post_tag","description":"","parent":0,"count":2736,"filter":"raw"},{"term_id":6165,"name":"Mortgage Servicing","slug":"mortgage-servicing","term_group":0,"term_taxonomy_id":6165,"taxonomy":"post_tag","description":"","parent":0,"count":2482,"filter":"raw"},{"term_id":1202,"name":"Foreclosure","slug":"foreclosure","term_group":0,"term_taxonomy_id":1202,"taxonomy":"post_tag","description":"","parent":0,"count":2004,"filter":"raw"},{"term_id":1620,"name":"Affordable Housing","slug":"affordable-housing","term_group":0,"term_taxonomy_id":1620,"taxonomy":"post_tag","description":"","parent":0,"count":1549,"filter":"raw"},{"term_id":6466,"name":"Housing Inventory","slug":"housing-inventory","term_group":0,"term_taxonomy_id":6466,"taxonomy":"post_tag","description":"","parent":0,"count":1497,"filter":"raw"},{"term_id":1275,"name":"Mortgage-Backed Security","slug":"mortgage-backed-security","term_group":0,"term_taxonomy_id":1275,"taxonomy":"post_tag","description":"","parent":0,"count":1452,"filter":"raw"},{"term_id":42135,"name":"Real Estate Agents","slug":"real-estate-agents","term_group":0,"term_taxonomy_id":42135,"taxonomy":"post_tag","description":"","parent":0,"count":1414,"filter":"raw"},{"term_id":1499,"name":"Interest Rates","slug":"interest-rates","term_group":0,"term_taxonomy_id":1499,"taxonomy":"post_tag","description":"","parent":0,"count":1337,"filter":"raw"},{"term_id":1236,"name":"Refinancing","slug":"refinancing","term_group":0,"term_taxonomy_id":1236,"taxonomy":"post_tag","description":"","parent":0,"count":1233,"filter":"raw"},{"term_id":10450,"name":"Artificial Intelligence","slug":"artificial-intelligence","term_group":0,"term_taxonomy_id":10450,"taxonomy":"post_tag","description":"","parent":0,"count":1127,"filter":"raw"},{"term_id":199301,"name":"Closings","slug":"closings","term_group":0,"term_taxonomy_id":199301,"taxonomy":"post_tag","description":"","parent":0,"count":912,"filter":"raw"},{"term_id":4010,"name":"Homebuilders","slug":"homebuilders","term_group":0,"term_taxonomy_id":4010,"taxonomy":"post_tag","description":"","parent":0,"count":879,"filter":"raw"},{"term_id":12688,"name":"Home Prices","slug":"home-prices","term_group":0,"term_taxonomy_id":12688,"taxonomy":"post_tag","description":"","parent":0,"count":756,"filter":"raw"},{"term_id":6536,"name":"Appraisals","slug":"appraisals","term_group":0,"term_taxonomy_id":6536,"taxonomy":"post_tag","description":"","parent":0,"count":725,"filter":"raw"},{"term_id":17643,"name":"Securitization","slug":"securitization","term_group":0,"term_taxonomy_id":17643,"taxonomy":"post_tag","description":"","parent":0,"count":723,"filter":"raw"},{"term_id":268257,"name":"Proptech","slug":"proptech","term_group":0,"term_taxonomy_id":268257,"taxonomy":"post_tag","description":"","parent":0,"count":692,"filter":"raw"},{"term_id":269389,"name":"Affordability","slug":"affordability","term_group":0,"term_taxonomy_id":269389,"taxonomy":"post_tag","description":"","parent":0,"count":569,"filter":"raw"},{"term_id":32779,"name":"Brokerage","slug":"brokerage","term_group":0,"term_taxonomy_id":32779,"taxonomy":"post_tag","description":"","parent":0,"count":561,"filter":"raw"},{"term_id":4755,"name":"Title insurance","slug":"title-insurance","term_group":0,"term_taxonomy_id":4755,"taxonomy":"post_tag","description":"","parent":0,"count":559,"filter":"raw"},{"term_id":6396,"name":"Home Sales","slug":"home-sales","term_group":0,"term_taxonomy_id":6396,"taxonomy":"post_tag","description":"","parent":0,"count":540,"filter":"raw"},{"term_id":8974,"name":"eClosing","slug":"eclosing","term_group":0,"term_taxonomy_id":8974,"taxonomy":"post_tag","description":"","parent":0,"count":523,"filter":"raw"},{"term_id":1615,"name":"Inflation","slug":"inflation","term_group":0,"term_taxonomy_id":1615,"taxonomy":"post_tag","description":"","parent":0,"count":500,"filter":"raw"},{"term_id":8636,"name":"Real Estate Listings","slug":"real-estate-listings","term_group":0,"term_taxonomy_id":8636,"taxonomy":"post_tag","description":"","parent":0,"count":470,"filter":"raw"},{"term_id":3085,"name":"New Home Sales","slug":"new-home-sales","term_group":0,"term_taxonomy_id":3085,"taxonomy":"post_tag","description":"","parent":0,"count":457,"filter":"raw"},{"term_id":7708,"name":"MLS","slug":"mls","term_group":0,"term_taxonomy_id":7708,"taxonomy":"post_tag","description":"","parent":0,"count":454,"filter":"raw"},{"term_id":6696,"name":"Mortgage Applications","slug":"mortgage-application","term_group":0,"term_taxonomy_id":6696,"taxonomy":"post_tag","description":"","parent":0,"count":452,"filter":"raw"},{"term_id":1416,"name":"Insurance","slug":"insurance","term_group":0,"term_taxonomy_id":1416,"taxonomy":"post_tag","description":"","parent":0,"count":443,"filter":"raw"},{"term_id":1442,"name":"Valuation","slug":"valuation","term_group":0,"term_taxonomy_id":1442,"taxonomy":"post_tag","description":"","parent":0,"count":436,"filter":"raw"},{"term_id":4036,"name":"Homeownership","slug":"homeownership","term_group":0,"term_taxonomy_id":4036,"taxonomy":"post_tag","description":"","parent":0,"count":395,"filter":"raw"},{"term_id":1705,"name":"Government-Sponsored 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2673ommercial investment properties albeit with less supply. High-net-worth individuals are purchasing real estate to hedge against inflation and take advantage of the low-interest rates, and, given the low supply of residential properties, they\u2019re turning to commercial properties instead.","parent":0,"count":94,"filter":"raw"},{"term_id":29907,"name":"Single-Family Housing","slug":"single-family-housing","term_group":0,"term_taxonomy_id":29907,"taxonomy":"post_tag","description":"","parent":0,"count":92,"filter":"raw"},{"term_id":269089,"name":"Secondary market","slug":"secondary-market","term_group":0,"term_taxonomy_id":269089,"taxonomy":"post_tag","description":"","parent":0,"count":91,"filter":"raw"},{"term_id":1783,"name":"Manufactured Housing","slug":"manufactured-housing","term_group":0,"term_taxonomy_id":1783,"taxonomy":"post_tag","description":"","parent":0,"count":91,"filter":"raw"},{"term_id":268096,"name":"Real Estate Recruiting","slug":"real-estate-recruiting","term_group":0,"term_taxonomy_id":268096,"taxonomy":"post_tag","description":"","parent":0,"count":48,"filter":"raw"},{"term_id":269526,"name":"2025 Housing Market Forecasts","slug":"2025-housing-market-forecasts","term_group":0,"term_taxonomy_id":269526,"taxonomy":"post_tag","description":"","parent":0,"count":46,"filter":"raw"},{"term_id":36662,"name":"Rental Assistance","slug":"rental-assistance","term_group":0,"term_taxonomy_id":36662,"taxonomy":"post_tag","description":"","parent":0,"count":40,"filter":"raw"},{"term_id":1557,"name":"Property Management","slug":"property-management","term_group":0,"term_taxonomy_id":1557,"taxonomy":"post_tag","description":"","parent":0,"count":38,"filter":"raw"},{"term_id":42079,"name":"Rate Lock","slug":"rate-lock","term_group":0,"term_taxonomy_id":42079,"taxonomy":"post_tag","description":"","parent":0,"count":33,"filter":"raw"},{"term_id":16434,"name":"Subservicer","slug":"subservicer","term_group":0,"term_taxonomy_id":16434,"taxonomy":"post_tag","description":"","parent":0,"count":24,"filter":"raw"},{"term_id":11575,"name":"Machine Learning","slug":"machine-learning","term_group":0,"term_taxonomy_id":11575,"taxonomy":"post_tag","description":"","parent":0,"count":24,"filter":"raw"},{"term_id":269184,"name":"Realtor","slug":"realtor","term_group":0,"term_taxonomy_id":269184,"taxonomy":"post_tag","description":"","parent":0,"count":20,"filter":"raw"},{"term_id":269070,"name":"basel III","slug":"basel-iii","term_group":0,"term_taxonomy_id":269070,"taxonomy":"post_tag","description":"","parent":0,"count":10,"filter":"raw"},{"term_id":268986,"name":"Home inspections","slug":"home-inspections","term_group":0,"term_taxonomy_id":268986,"taxonomy":"post_tag","description":"","parent":0,"count":9,"filter":"raw"}],"organizations":[{"term_id":1217,"name":"Freddie Mac","slug":"freddie-mac","term_group":0,"term_taxonomy_id":1217,"taxonomy":"post_tag","description":"","parent":0,"count":4068,"filter":"raw"},{"term_id":1214,"name":"Fannie Mae","slug":"fannie-mae","term_group":0,"term_taxonomy_id":1214,"taxonomy":"post_tag","description":"<span style=\"font-weight: 400\">The Federal National Mortgage Association, or as it\u2019s more commonly known as, Fannie Mae, has a history that dates back to the Great Depression in the 1930s. Established by the U.S. Congress in 1938, the enterprise was born out of a need for more financial security in the housing market after the Great Depression resulted in a surge of foreclosures. The National Housing Act of 1934, which established the <\/span><a href=\"https:\/\/www.housingwire.com\/tag\/FHA\/\"><span style=\"font-weight: 400\">Federal Housing Administration<\/span><\/a><span style=\"font-weight: 400\"> (\u201cFHA\u201d) and the Federal Savings and Loan Insurance Corporation, was amended in 1938 to not only create Fannie Mae but also Fannie\u2019s counterpart, the Federal Home Loan Mortgage Corporation, better known as Freddie Mac.\u00a0<\/span>\r\n\r\n<span style=\"font-weight: 400\">Fast forward to 2008 and the two enterprises were forced into the spotlight again during the Great Recession. Between an increasing number of people getting mortgages with little to no credit, a fast-growing supply of vacant homes on the market from borrowers going into default and many other factors that collided together, America\u2019s economy was in trouble and Fannie Mae and Freddie Mac were at the center of it. <\/span><span style=\"font-weight: 400\">In the aftermath of this, <\/span><span style=\"font-weight: 400\">the United States government stepped in and put the enterprises under <\/span><a href=\"https:\/\/www.housingwire.com\/articles\/history-fannie-freddie-seized-federal-government\/\"><span style=\"font-weight: 400\">conservatorship<\/span><\/a><span style=\"font-weight: 400\">, which is how they still operate today, acting now as government-sponsored enterprises.\u00a0<\/span>\r\n\r\n<span style=\"font-weight: 400\">In today\u2019s market, Fannie Mae buys and guarantees mortgages, working with lenders in the secondary market, meaning they don\u2019t actually originate or service the mortgages. Overseen by the Federal Housing Finance Agency, which was created in 2008 to supervise the two enterprises, Fannie Mae now operates to <\/span><a href=\"https:\/\/www.fanniemae.com\/about-us\/who-we-are\"><span style=\"font-weight: 400\">ensure the availability of affordable mortgage loans<\/span><\/a><span style=\"font-weight: 400\"> and maintain the 30-year, fixed-rate mortgage.<\/span>\r\n\r\n<span style=\"font-weight: 400\">While <\/span><a href=\"https:\/\/www.housingwire.com\/articles\/41714-mark-calabria-trump-administration-committed-to-ending-conservatorship\/\"><span style=\"font-weight: 400\">talks heightened<\/span><\/a><span style=\"font-weight: 400\"> under the Trump Administration to remove both GSEs from conservatorship, the Biden Administration has shown no interest in continuing down that road. Instead, the current acting director, Sandra Thompson, <\/span><a href=\"https:\/\/www.housingwire.com\/articles\/heres-where-the-fhfa-is-headed-under-sandra-thompson\/\"><span style=\"font-weight: 400\">is focused<\/span><\/a><span style=\"font-weight: 400\"> on achieving greater affordability in the housing market, expanding access to credit in underserved communities, fair lending and safety and soundness in the housing space. <\/span>","parent":0,"count":3867,"filter":"raw"},{"term_id":42212,"name":"Federal Reserve","slug":"federal-reserve","term_group":0,"term_taxonomy_id":42212,"taxonomy":"post_tag","description":"The Federal Reserve started a rate-cutting cycle on Sept. 18, 2025, lowering its benchmark interest rate by 50 basis points (bps) to a range of 4.75% to 5%. The cut was the first since March 2020 after the Fed raised interest rates to a 23-year high point to cool the economy and quell inflation. The Fed cut rates two more times in 2024, each by 25 basis points. It has not cut interest rates so far in 2025.","parent":0,"count":2194,"filter":"raw"},{"term_id":3560,"name":"HUD","slug":"hud","term_group":0,"term_taxonomy_id":3560,"taxonomy":"post_tag","description":"","parent":0,"count":2183,"filter":"raw"},{"term_id":2346,"name":"FHFA","slug":"fhfa","term_group":0,"term_taxonomy_id":2346,"taxonomy":"post_tag","description":"The Federal Housing Finance Agency (FHFA) announced new proposed housing goals for Fannie Mae and Freddie Mac for 2025-2027, reaffirming their mission to purchase mortgages that \u201cresponsibly promote equitable access to affordable housing that reaches low- and moderate-income families, minority communities, and other underserved populations.\u201d\r\n\r\nOn the single-family side, the FHFA proposes that 25% of the purchase mortgages acquired by Fannie and Freddie go to borrowers earning less than 80% area median income, a drop from the 28% required in the current housing goals.\r\n\r\nFHFA also set a new goal for very low-income purchases (borrowers earning less than 50% AMI) at 6%, down from 7% in the current plans. The income refinance goal of 26% as proposed is unchanged, as is the purchase sub-goal for low-income census tracts at 4%. The minority census tracts home purchase goal as proposed for 2025-2027 is 12%, up from the current 10%.\r\n\r\n\u00a0\r\n\r\n\u00a0","parent":0,"count":1632,"filter":"raw"},{"term_id":2683,"name":"FHA","slug":"fha","term_group":0,"term_taxonomy_id":2683,"taxonomy":"post_tag","description":"","parent":0,"count":1418,"filter":"raw"},{"term_id":1395,"name":"Wells Fargo","slug":"wells-fargo","term_group":0,"term_taxonomy_id":1395,"taxonomy":"post_tag","description":"Headquartered in San Francisco, California, Wells Fargo is one of the nation\u2019s largest financial services institutions, providing banking, mortgage, investing, credit card, personal, small business, and commercial financial services.\r\n\r\nOn the mortgage side of the business, Wells Fargo\u00a0finished the third quarter of 2021 ranked as the 4th largest mortgage lender in the country by volume. The company originated $51.9 billion worth of mortgages in the third quarter of 2021, down slightly from the $53.2 billion it recorded in the second quarter. Its nine-month total of $156.9 billion (including all channels) ranked behind\u00a0<a href=\"https:\/\/www.housingwire.com\/tag\/rocket-mortgage\/\">Rocket Mortgage<\/a>, PennyMac, and\u00a0<a href=\"https:\/\/www.housingwire.com\/tag\/united-wholesale-mortgage\/\">United Wholesale Mortgage<\/a>. In the retail category specifically, Wells Fargo is the second-highest originator in the country.\r\n\r\nWells Fargo had spent years as the largest retail mortgage lender in the country until it was surpassed by Rocket Mortgage (then Quicken Loans) late in 2017.\r\n\r\nWells Fargo is led by chief executive officer Charlie Scharf, who took on the role in 2019, following the company\u2019s wide-ranging sales practices scandal that first came about in 2016. Since that year, Wells Fargo has paid out close to\u00a0<a href=\"https:\/\/www.reuters.com\/article\/us-wells-fargo-regulation\/wells-fargo-close-to-settlements-with-doj-sec-over-sales-scandal-nyt-idUSKBN20F05V\">$4 billion<\/a>\u00a0in fines and penalties for sales practices that encouraged employees to allegedly open millions of unauthorized bank accounts.\r\n\r\nIn September 2021, Wells Fargo received a $250 million civil money penalty by the Office of the Comptroller of the Currency for \u201cunsafe or unsound practices\u201d related to its home lending loss mitigation program.\r\n\r\nEarlier in the year, Wells Fargo also agreed to pay $95.7 million to settle an LO comp class-action lawsuit that was brought forward by 5,377 loan officers and mortgage employees that worked at the institution between 2013 and 2019. The argument centered around wage violations in California, alleging that Wells Fargo didn\u2019t compensate mortgage professionals for non-sales work, clawed back vacation pay from commissions, and did not pay overtime wages as required by laws.","parent":0,"count":1165,"filter":"raw"},{"term_id":2012,"name":"Consumer Financial Protection Bureau","slug":"consumer-financial-protection-bureau","term_group":0,"term_taxonomy_id":2012,"taxonomy":"post_tag","description":"","parent":0,"count":1035,"filter":"raw"},{"term_id":1277,"name":"Bank of America","slug":"bank-of-america","term_group":0,"term_taxonomy_id":1277,"taxonomy":"post_tag","description":"","parent":0,"count":994,"filter":"raw"},{"term_id":2303,"name":"Cotality","slug":"cotality","term_group":0,"term_taxonomy_id":2303,"taxonomy":"post_tag","description":"CoreLogic\u2019s solutions help real estate professionals and their clients search, see, and know everything about a prospective house and the community around it.","parent":0,"count":958,"filter":"raw"},{"term_id":1476,"name":"JPMorgan Chase","slug":"jpmorgan-chase","term_group":0,"term_taxonomy_id":1476,"taxonomy":"post_tag","description":"","parent":0,"count":763,"filter":"raw"},{"term_id":5183,"name":"Redfin","slug":"redfin","term_group":0,"term_taxonomy_id":5183,"taxonomy":"post_tag","description":"Redfin is a technology-powered real estate company that supports consumers with brokerage,\u00a0<a href=\"https:\/\/www.housingwire.com\/category\/real-estate\/ibuyers\/\">iBuying<\/a>, rentals, lending, title insurance, and renovation services. The company was founded in 2006 and is headquartered in Seattle, Washington, with more than 50 offices located throughout the country. In all, Redfin serves more than 100 markets across the U.S. and Canada. The company is led by chief executive officer Glenn Kelman.\r\n\r\nRedfin integrates every step of the home buying and selling process and pairing its own agents with proprietary technology, creating a service that is faster, better and costs less. Through its Direct Access tech platform, Redfin enables homebuyers in 22 U.S. markets to tour vacant homes without an agent by using the Redfin app to unlock the home. According to Redfin, homes with Direct Access receive, on average, twice the number of tours as other homes. In conjunction with this capability, Redfin partnered with\u00a0ADT security to help equip homes with smart locks and sensors that allow buyers to easily enter and tour homes, and enable sellers to stay informed on who is entering and exiting the property. The goal is to expand this program nationwide in the future.\r\n\r\nRedfin announced that in 2020, it has saved its customers more than $1 billion since 2006 by charging a low\u00a0 1% listing fee when a customer sells and buys their next home with a Redfin agent, compared to the 2.5 to 3% listing fee that is typical of most brokerages.\r\n\r\nMoving forward, Redfin is leading efforts to make real estate fees more transparent by listing fees and buyer refund amounts publicly, as well as publishing the buyer\u2019s agent commission being offered for every listing on Redfin.com in more than 75 U.S. markets.","parent":0,"count":682,"filter":"raw"},{"term_id":1731,"name":"Department of Justice","slug":"department-of-justice","term_group":0,"term_taxonomy_id":1731,"taxonomy":"post_tag","description":"","parent":0,"count":447,"filter":"raw"},{"term_id":9857,"name":"Rocket Mortgage","slug":"rocket-mortgage","term_group":0,"term_taxonomy_id":9857,"taxonomy":"post_tag","description":"","parent":0,"count":420,"filter":"raw"},{"term_id":1306,"name":"Securities and Exchange Commission","slug":"securities-and-exchange-commission","term_group":0,"term_taxonomy_id":1306,"taxonomy":"post_tag","description":"","parent":0,"count":372,"filter":"raw"},{"term_id":5094,"name":"REMAX","slug":"remax","term_group":0,"term_taxonomy_id":5094,"taxonomy":"post_tag","description":"","parent":0,"count":325,"filter":"raw"},{"term_id":2202,"name":"U.S. Census Bureau","slug":"u-s-census-bureau","term_group":0,"term_taxonomy_id":2202,"taxonomy":"post_tag","description":"","parent":0,"count":323,"filter":"raw"}
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2673ncy and cost savings for all parties by integrating title and settlement into the loan process. The goal is to simplify the process for real estate agents, lenders and servicers, insurers, and others, by leveraging our industry expertise to offer a seamless experience for consumers.\r\n\r\nTitle365\u2019s services enable users to automate title commitment upon loan application submission, digitally reconcile settlement fees in real-time, and streamline communication between lenders, settlement teams and consumers. In partnership with Blend, which allows consumers to cross-shop homeowner\u2019s insurance rates in its online marketplace, the partnership with Title365 will similarly allow lenders and consumers to cross-shop title companies, as well.","parent":0,"count":12,"filter":"raw"},{"term_id":269189,"name":"Christie's International Real Estate","slug":"christies-international-real-estate","term_group":0,"term_taxonomy_id":269189,"taxonomy":"post_tag","description":"","parent":0,"count":4,"filter":"raw"},{"term_id":269669,"name":"Silk Title","slug":"silk-title","term_group":0,"term_taxonomy_id":269669,"taxonomy":"post_tag","description":"","parent":0,"count":3,"filter":"raw"},{"term_id":269733,"name":"EA Appraisal","slug":"ea-appraisal","term_group":0,"term_taxonomy_id":269733,"taxonomy":"post_tag","description":"","parent":0,"count":1,"filter":"raw"}]},"subscriberGateFields":{"subscribe_url":"https:\/\/www.housingwire.com\/subscribe\/","anonymous_users":"<ul>\n<li>Real-time snippets<\/li>\n<li>Housing market summaries<\/li>\n<li>Personalized insights<\/li>\n<li>Everything all in one place<\/li>\n<\/ul>\n","registered_users":"<ul>\n<li>Real-time snippets<\/li>\n<li>Housing market summaries<\/li>\n<li>Personalized insights<\/li>\n<li>Everything all in one place<\/li>\n<\/ul>\n"}};</script>
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