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Starting now means a better selection, earlier deals, fewer shipping headaches, and a kinder outcome for your wallet. 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So while you may think it\u2019s too early to start holiday shopping, "),o.\u0275\u0275elementStart(58,"a",24),o.\u0275\u0275text(59,"BILLSHARK"),o.\u0275\u0275elementEnd(),o.\u0275\u0275text(60," can assure you the retailers don\u2019t share that attitude. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(61,"p"),o.\u0275\u0275text(62," We urge you to follow their lead, for several reasons. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(63,"h2",25),o.\u
10275\u0275elementStart(64,"span",26),o.\u0275\u0275elementStart(65,"span",27),o.\u0275\u0275text(66,"1"),o.\u0275\u0275elementEnd(),o.\u0275\u0275text(67," You'll Find a Better Selection"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(68,"p"),o.\u0275\u0275text(69," To get the best selection of items, you\u2019ll want to start shopping early because the supply chain has been impacted by the coronavirus pandemic. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(70,"p"),o.\u0275\u0275text(71," \u201cRetailers are still not operating at 2019 product levels,\u201d Kayla Marci, a market analyst at data-driven retail consultancy EDITED, told "),o.\u0275\u0275elementStart(72,"a",28),o.\u0275\u0275text(73,"House Beautiful magazine"),o.\u0275\u0275elementEnd(),o.\u0275\u0275text(74," recently. \u201cThe number of new products available in the U.S. market last week was 43 percent lower than in 2019.\u201d "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(75,"p"),o.\u0275\u0275text(76," Karl Haller, a partner and retail industry expert at IBM Global Business Services, echoed her warning. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(77,"blockquote",29),o.\u0275\u0275text(78," \u201cWith potential product shortages continuing, if you see something you know you want, go ahead and buy it,\u201d he told USA Today. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(79,"h2",30),o.\u0275\u0275elementStart(80,"span",26),o.\u0275\u0275elementStart(81,"span",27),o.\u0275\u0275text(82,"2"),o.\u0275\u0275elementEnd(),o.\u0275\u0275text(83," You'll Find Better Deals Earlier"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(84,"p"),o.\u0275\u0275text(85," The pandemic has played havoc not only with retail, but with shoppers\u2019 ability to spend. Since the beginning of the shutdowns in early spring, some 30 million Americans have filed for unemployment. Even many of those who have returned to their jobs are still working reduced hours, while others are clinging tightly to their wallets in fear of what lies ahead (always a good idea, by the way). "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(86,"p"),o.\u0275\u0275text(87," So as retailers try to lure customers out, the best prices will likely be available before the traditional start of the shopping crunch, the day after Thanksgiving, which falls on November 26"),o.\u0275\u0275elementStart(88,"sup"),o.\u0275\u0275text(89,"th"),o.\u0275\u0275elementEnd(),o.\u0275\u0275text(90," this year. USA Today reports that Amazon will hold its annual Prime Day in October, and will begin its Black Friday deals earlier in the month of November. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(91,"h2",31),o.\u0275\u0275elementStart(92,"span",26),o.\u0275\u0275elementStart(93,"span",27),o.\u0275\u0275text(94,"3"),o.\u0275\u0275elementEnd(),o.\u0275\u0275text(95," You'll Avoid Holiday Shipping Concerns"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(96,"p"),o.\u0275\u0275text(97," The pandemic has also affected package shipping across the board, with delays experienced by FEDEX, UPS, and the U.S. Postal Service. Then there\u2019s the political interference in USPS mailing practices, which has slowed the U.S. mail in many parts of the country. This situation has still not been resolved. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(98,"p"),o.\u0275\u0275text(99," Even though the private carriers are adding employees in advance of the holidays, if you\u2019re shopping online, expect your purchases to take longer to reach you. And if in turn you\u2019re sending gifts out of town, you\u2019ll need to leave extra time for them to arrive at their destinations. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(100,"h2",32),o.\u0275\u0275elementStart(101,"span",26),o.\u0275\u0275elementStart(102,"span",27),o.\u0275\u0275text(103,"4"),o.\u0275\u0275elementEnd(),o.\u0275\u0275text(104," It's Kinder to Your Wallet"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(10
15,"p"),o.\u0275\u0275text(106," Early planning and holiday shopping will prove beneficial to your budget in the long run. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(107,"p"),o.\u0275\u0275text(108," In fact, now is the perfect time to take a rational, clear-eyed view of your end-of-year spending before you become caught up in all the seasonal merriment. Once it has hold of you, it\u2019s too all easy to shrug your shoulders, rationalize that \u201cit\u2019s only once a year,\u201d and open your wallet far wider than you\u2019d planned to. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(109,"h2",33),o.\u0275\u0275elementStart(110,"span",26),o.\u0275\u0275elementStart(111,"span",27),o.\u0275\u0275text(112,"5"),o.\u0275\u0275elementEnd(),o.\u0275\u0275text(113," Have a Plan to Start Shopping"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(114,"p"),o.\u0275\u0275text(115," Add in the occupancy and social distancing restrictions remaining in some stores, and the possibility of more lockdowns ahead as the virus threatens a resurgence in the fall, and you\u2019ll quickly see that 2020 holiday shopping will be very different from previous seasons. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(116,"p"),o.\u0275\u0275text(117," So here\u2019s how to get started. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(118,"h3"),o.\u0275\u0275elementStart(119,"i"),o.\u0275\u0275text(120,"1. Make out a gift list."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(121,"p"),o.\u0275\u0275text(122," Include family and friends, of course, but also anyone in your life to whom you feel either inclined or obligated to gift during the holidays. This includes co-workers, neighbors, teachers and your children\u2019s coaches, people with whom you associate during volunteer work, and those whom you ordinarily tip: hairdresser, newspaper carrier, doorman, maid, lawn mower, and so on. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(123,"h3"),o.\u0275\u0275elementStart(124,"i"),o.\u0275\u0275text(125,"2. Set a budget and stick to it."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(126,"p"),o.\u0275\u0275text(127," Start with whatever fixed amount you can afford, and begin to apportion it across your gift list. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(128,"p"),o.\u0275\u0275text(129," Here\u2019s where you can see that what you want or need to spend so easily exceeds the amount you can afford. If you end up in the red on paper, you\u2019ll need to think carefully about where you can cut back. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(130,"p"),o.\u0275\u0275text(131," If the money won\u2019t stretch as far as you\u2019d like, and you can\u2019t think of any way to make it grow between now and the end of December, you\u2019ll either need to be ruthless in paring your list or be creative in your gift selections. Look for less expensive items, or finding meaningful gifts that don\u2019t cost money (e.g., memory books, special photos, letters of appreciation, redeemable coupons for baby- or pet-sitting, yard work, etc.). "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(132,"h3"),o.\u0275\u0275elementStart(133,"i"),o.\u0275\u0275text(134,"3. Shop carefully"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(135,"p"),o.\u0275\u0275text(136," Watch for sales. Use price-tracking websites to get the best deal. If you\u2019ve already bought a gift for your sister and later find The Perfect Gift, return the one you bought earlier, assuming the new one fits your budget. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(137,"p"),o.\u0275\u0275text(138," If you start holiday shopping now, you\u2019ll avoid the headaches of panic shopping. Plus, you\u2019ll be more likely to not overspend, and your bank account will be a lot healthier come January. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(139,"p"),o.\u0275\u0275text(140," And to find extra cash, let BILLSHARK\u2019s "),o.\u0275\u0275elementStart(141,"a",24),o.\u0275\u0275text(142,"professional negotiators"),o.\u0275\u0275elementEnd(),o.\u0275\u0275text(143," help lower your bills. We\u2019ll review them for free, and charge only if we can save you money. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(144,"div",34),o.\u0275\u0275elementStart(145,"span"),o.\u0275\u0275text(146,"Share:"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(147,"a",35),o.\u0275\u0275namespaceSVG(),o.\u0275\u0275elementStart(148,"svg",36),o.\u0275\u0275element(149,"path",37),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275namespaceHTML(),o.\u
10275\u0275elementStart(150,"a",38),o.\u0275\u0275namespaceSVG(),o.\u0275\u0275elementStart(151,"svg",36),o.\u0275\u0275element(152,"path",39),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275namespaceHTML(),o.\u0275\u0275elementStart(153,"a",40),o.\u0275\u0275namespaceSVG(),o.\u0275\u0275elementStart(154,"svg",36),o.\u0275\u0275element(155,"path",41),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275namespaceHTML(),o.\u0275\u0275elementStart(156,"div",42),o.\u0275\u0275elementStart(157,"span",7),o.\u0275\u0275element(158,"img",8),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(159,"div",43),o.\u0275\u0275elementStart(160,"strong"),o.\u0275\u0275text(161,"Billshark"),o.\u0275\u0275elementEnd(),o.\u0275\u0275text(162," \xb7 Bill Negotiation Experts"),o.\u0275\u0275element(163,"br"),o.\u0275\u0275elementStart(164,"span",44),o.\u0275\u0275text(165,"Helping consumers and small businesses stop overpaying on recurring bills."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(166,"section",45),o.\u0275\u0275elementStart(167,"div",2),o.\u0275\u0275elementStart(168,"div",46),o.\u0275\u0275elementStart(169,"h2",47),o.\u0275\u0275text(170,"Frequently Asked Questions"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(171,"div",48),o.\u0275\u0275elementStart(172,"details",49),o.\u0275\u0275elementStart(173,"summary"),o.\u0275\u0275elementStart(174,"h3"),o.\u0275\u0275text(175,"Why should I start holiday shopping early in 2020?"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(176,"p"),o.\u0275\u0275text(177,"Starting early gives you a better selection of items, earlier access to deals, and time to avoid shipping delays. The coronavirus pandemic impacted the supply chain, so retailers are not operating at 2019 product levels. Early shopping also helps you plan your budget before seasonal spending takes hold, leaving your bank account healthier come January."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(178,"details"),o.\u0275\u0275elementStart(179,"summary"),o.\u0275\u0275elementStart(180,"h3"),o.\u0275\u0275text(181,"Why is product selection lower this year?"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(182,"p"),o.\u0275\u0275text(183,"The supply chain has been impacted by the coronavirus pandemic. Market analyst Kayla Marci of EDITED told House Beautiful magazine that retailers are still not operating at 2019 product levels, noting the number of new products available in the U.S. market one week was 43 percent lower than in 2019. If you see something you know you want, buy it."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(184,"details"),o.\u0275\u0275elementStart(185,"summary"),o.\u0275\u0275elementStart(186,"h3"),o.\u0275\u0275text(187,"When will the best holiday deals be available?"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(188,"p"),o.\u0275\u0275text(189,"The best prices will likely be available before the traditional start of the shopping crunch, the day after Thanksgiving, which falls on November 26th in 2020. USA Today reports that Amazon will hold its annual Prime Day in October and will begin its Black Friday deals earlier in the month of November."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(190,"details"),o.\u0275\u0275elementStart(191,"summary"),o.\u0275\u0275elementStart(192,"h3"),o.\u0275\u0275text(193,"Why are there shipping concerns this holiday season?"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(194,"p"),o.\u0275\u0275text(195,"The pandemic has affected package shipping across the board, with delays experienced by FEDEX, UPS, and the U.S. Postal Service. Political interference in USPS mailing practices has also slowed the U.S. mail in many parts of the country. Even with carriers adding employees, expect online purchases and gifts sent out of town to take longer to arrive."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(196,"details"),o.\u0275\u0275elementStart(197,"summary"),o.\u0275\u0275elementStart(198,"h3"),o.\u0275\u0275text(199,"How do I make a plan to start holiday shopping?"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(200,"p"),o.\u0275\u0275text(201,"Make out a gift list that includes family, friends, co-workers, neighbors, teachers, coaches, and people you ordinarily tip. Set a budget and apportion it across your list, paring or getting creative with low-cost gifts if needed. Then shop carefully: watch for sales, use price-tracking websites, and return earlier purchases if you find a better gift within budget."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(202,"div",2),o.\u0275\u0275elementStart(203,"section",50),o.\u
10275\u0275elementStart(204,"h2",51),o.\u0275\u0275text(205,"Related Blog Posts"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(206,"div",52),o.\u0275\u0275elementStart(207,"a",53),o.\u0275\u0275elementStart(208,"div",54),o.\u0275\u0275elementStart(209,"span",55),o.\u0275\u0275text(210,"Savings Tips"),o.\u0275\u0275elementEnd(),o.\u0275\u0275element(211,"img",56),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(212,"div",57),o.\u0275\u0275elementStart(213,"h3"),o.\u0275\u0275text(214,"Black Friday Shopping: Smart Tips to Maximize Savings"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(215,"span",58),o.\u0275\u0275text(216,"Steven McKean \xb7 Nov 23, 2020 \xb7 4 min read"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(217,"span",59),o.\u0275\u0275text(218,"Read article "),o.\u0275\u0275elementStart(219,"span",60),o.\u0275\u0275text(220,"\u2192"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(221,"a",53),o.\u0275\u0275elementStart(222,"div",54),o.\u0275\u0275elementStart(223,"span",55),o.\u0275\u0275text(224,"Savings Tips"),o.\u0275\u0275elementEnd(),o.\u0275\u0275element(225,"img",61),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(226,"div",57),o.\u0275\u0275elementStart(227,"h3"),o.\u0275\u0275text(228,"Black Friday: No Price Match? Get Cash Back and Save More"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(229,"span",58),o.\u0275\u0275text(230,"Carolyn Depoto \xb7 Nov 8, 2019 \xb7 2 min read"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(231,"span",59),o.\u0275\u0275text(232,"Read article "),o.\u0275\u0275elementStart(233,"span",60),o.\u0275\u0275text(234,"\u2192"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(235,"a",53),o.\u0275\u0275elementStart(236,"div",54),o.\u0275\u0275elementStart(237,"span",55),o.\u0275\u0275text(238,"Shopping"),o.\u0275\u0275elementEnd(),o.\u0275\u0275element(239,"img",62),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(240,"div",57),o.\u0275\u0275elementStart(241,"h3"),o.\u0275\u0275text(242,"Top Brands at Bargain Prices | Billshark"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(243,"span",58),o.\u0275\u0275text(244,"Carolyn Depoto \xb7 Sep 21, 2020 \xb7 3 min read"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(245,"span",59),o.\u0275\u0275text(246,"Read article "),o.\u0275\u0275elementStart(247,"span",60),o.\u0275\u0275text(248,"\u2192"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(249,"a",53),o.\u0275\u0275elementStart(250,"div",54),o.\u0275\u0275elementStart(251,"span",55),o.\u0275\u0275text(252,"Financial Security"),o.\u0275\u0275elementEnd(),o.\u0275\u0275element(253,"img",63),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(254,"div",57),o.\u0275\u0275elementStart(255,"h3"),o.\u0275\u0275text(256,"Holiday Shopping: Smart Tips to Stay Safe and Save"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(257,"span",58),o.\u0275\u0275text(258,"Michel Mora \xb7 Nov 13, 2017 \xb7 3 min read"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(259,"span",59),o.\u0275\u0275text(260,"Read article "),o.\u0275\u0275elementStart(261,"span",60),o.\u0275\u0275text(262,"\u2192"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(263,"a",53),o.\u0275\u0275elementStart(264,"div",54),o.\u0275\u0275elementStart(265,"span",55),o.\u0275\u0275text(266,"Savings Tips"),o.\u0275\u0275elementEnd(),o.\u0275\u0275element(267,"img",64),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(268,"div",57),o.\u0275\u0275elementStart(269,"h3"),o.\u0275\u0275text(270,"Holiday Money Hacks: Save on Gifts, Travel & More"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(271,"span",58),o.\u0275\u0275text(272,"Carolyn Depoto \xb7 Dec 7, 2016 \xb7 2 min read"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(273,"span",59),o.\u0275\u0275text(274,"Read article "),o.\u0275\u0275elementStart(275,"span",60),o.\u0275\u0275text(276,"\u2192"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(277,"a",53),o.\u0275\u0275elementStart(278,"div",54),o.\u0275\u0275elementStart(279,"span",55),o.\u0275\u0275text(280,"Savings Tips"),o.\u0275\u0275elementEnd(),o.\u0275\u0275element(281,"img",65),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(282,"div",57),o.\u0275\u0275elementStart(283,"h3"),o.\u0275\u0275text(284,"Holiday Price Protection: Maximize Your Savings"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(285,"span",58),o.\u0275\u0275text(286,"Carolyn Depoto \xb7 Dec 8, 2017 \xb7 3 min read"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(287,"span",59),o.\u0275\u0275text(288,"Read article 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Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.