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Here\u2019s why facing your finances early, with help if you need it, keeps your options open. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(34,"nav",22),o.\u0275\u0275elementStart(35,"h2"),o.\u0275\u0275text(36,"Table of Contents"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(37,"ol"),o.\u0275\u0275elementStart(38,"li"),o.\u0275\u0275elementStart(39,"span",23),o.\u0275\u0275listener("click",function(){return t.scrollTo("S2")})("keydown.enter",function(){return t.scrollTo("S2")})("keydown.space",function(e){return e.preventDefault(),t.scrollTo("S2")}),o.\u0275\u0275text(40,"Why We Avoid Looking"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(41,"li"),o.\u0275\u0275elementStart(42,"span",23),o.\u0275\u0275listener("click",function(){return t.scrollTo("S3")})("keydown.enter",function(){return t.scrollTo("S3")})("keydown.space",function(e){return e.preventDefault(),t.scrollTo("S3")}),o.\u0275\u0275text(43,"The Cost of Not Looking"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(44,"li"),o.\u0275\u0275elementStart(45,"span",23),o.\u0275\u0275listener("click",function(){return t.scrollTo("S4")})("keydown.enter",function(){return t.scrollTo("S4")})("keydown.space",function(e){return e.preventDefault(),t.scrollTo("S4")}),o.\u0275\u0275text(46,"When Push Comes to Shove"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(47,"li"),o.\u0275\u0275elementStart(48,"span",23),o.\u0275\u0275listener("click",function(){return t.scrollTo("S5")})("keydown.enter",function(){return t.scrollTo("S5")})("keydown.space",function(e){return e.preventDefault(),t.scrollTo("S5")}),o.\u0275\u0275text(49,"You Don\u2019t Have to Do It Alone"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(50,"li"),o.\u0275\u0275elementStart(51,"span",23),o.\u0275\u0275listener("click",function(){return t.scrollTo("S6")})("keydown.enter",function(){return t.scrollTo("S6")})("keydown.space",function(e){return e.preventDefault(),t.scrollTo("S6")}),o.\u0275\u0275text(52,"FAQs"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(53,"h2",24),o.\u0275\u0275elementStart(54,"span",25),o.\u
10275\u0275elementStart(55,"span",26),o.\u0275\u0275text(56,"1"),o.\u0275\u0275elementEnd(),o.\u0275\u0275text(57," Why We Avoid Looking"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(58,"p"),o.\u0275\u0275text(59," Credit counselor Linda Humburg understands why many of her debt-burdened clients don\u2019t want to open their mail. What bothers her, though, is the sheer volume of untouched bills and collection notices that some bring to their first counseling appointments. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(60,"p"),o.\u0275\u0275text(61," \u201cThe shoeboxes (full of bills) don\u2019t make my heart drop as much as the grocery bags and garbage bags,\u201d says Humburg, counselor manager for FamilyMeans Financial Solutions in Stillwater, Minnesota. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(62,"p"),o.\u0275\u0275text(63," Not wanting to confront unpaid bills is a perfectly understandable, if unfortunate, reaction to a bad financial situation. And it\u2019s not just people in extreme debt who might be afraid to look. Many people avoid checking their credit scores or using retirement calculators because they\u2019re afraid of what they might find. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(64,"p"),o.\u0275\u0275text(65," The problem is that delaying action usually makes matters worse. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(66,"blockquote",27),o.\u0275\u0275text(67," \u201cThere is a price tag for denial. And it can be very costly depending on how long it\u2019s allowed to happen.\u201d "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(68,"h2",28),o.\u0275\u0275elementStart(69,"span",25),o.\u0275\u0275elementStart(70,"span",26),o.\u0275\u0275text(71,"2"),o.\u0275\u0275elementEnd(),o.\u0275\u0275text(72," The Cost of Not Looking"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(73,"p"),o.\u0275\u0275text(74," Retirement savings is a good example. People fear running out of money in retirement, so they don\u2019t calculate what they need to save and procrastinate on saving, says Barbara O\u2019Neill, a certified financial planner and distinguished professor at Rutgers University\u2019s cooperative extension. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(75,"p"),o.\u0275\u0275text(76," That means they lose out on company matches in retirement plans, tax breaks on contributions and the compounded gains they could be earning, she says. The longer it takes people to start saving for retirement, the harder it is for them to catch up \u2014 and the more likely it is they will run out of money. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(77,"p"),o.\u0275\u0275text(78," Turning around credit also takes time, so putting it off usually means living with bad credit longer. That, in turn, can mean paying more through higher interest rates, pricier insurance premiums and larger utility deposits. Bad credit also can make it harder to rent apartments and get jobs. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(79,"p"),o.\u0275\u0275text(80," Ignoring bills will, at best, cost people more in late fees. At worst, it can lead to eviction, foreclosure, lawsuits and wage garnishment. People who might have qualified for repayment plans or debt consolidation loans when their financial troubles started end up having to file for bankruptcy. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(81,"p"),o.\u0275\u0275text(82," \u201cThe longer you put something off, the fewer the options for resolving the situation,\u201d Humburg says. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(83,"h2",29),o.\u0275\u0275elementStart(84,"span",25),o.\u0275\u0275elementStart(85,"span",26),o.\u0275\u0275text(86,"3"),o.\u0275\u0275elementEnd(),o.\u0275\u0275text(87," When Push Comes to Shove"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(88,"p"),o.\u0275\u0275text(89," Many of Humburg\u2019s clients ignore their finances, hoping their financial situations will improve, but \u201cthat day never arrives,\u201d she says. Others are crippled by anxiety and depression that\u2019s exacerbated, or sometimes even caused, by unpaid bills. The shame her clients feel over their debts makes it even more difficult to get started, she says. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(90,"p"),o.\u0275\u0275text(91," Breaking out of the tunnel of denial isn\u2019t easy. Some people are propelled into action when they\u2019re turned down for a loan or, in writer Beverly Harzog\u2019s case, their last credit card is canceled. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(92,"p"),o.\u0275\u0275text(93," \u201cThat was a rock-bottom moment for me,\u201d says Harzog, a former CPA who in her 20s maxed out seven credit cards by racking up over $20,000 
1in charges. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(94,"p"),o.\u0275\u0275text(95," Harzog started educating herself about personal finance and credit \u2014 and built a budget that allowed her to pay off the debt in two years. She wrote about her experience in a book, \u201cConfessions of a Credit Junkie.\u201d "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(96,"h2",30),o.\u0275\u0275elementStart(97,"span",25),o.\u0275\u0275elementStart(98,"span",26),o.\u0275\u0275text(99,"4"),o.\u0275\u0275elementEnd(),o.\u0275\u0275text(100," You Don\u2019t Have to Do It Alone"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(101,"p"),o.\u0275\u0275text(102," Breaking any task down into smaller pieces can help people get started, O\u2019Neill says. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(103,"p"),o.\u0275\u0275text(104," They can begin by making an appointment to get help, signing up for a class to educate themselves \u2014 or opening the latest bills to get a clearer picture of what they face. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(105,"p"),o.\u0275\u0275text(106," People who want to learn more about money can find resources through public libraries and financial education programs run through counties, states and universities, O\u2019Neill says. If you want advice on how to get out of debt, it\u2019s available online. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(107,"p"),o.\u0275\u0275text(108," Those who need a helping hand can turn to low-cost, nonprofit credit counseling agencies, she says, that provide budgeting help and debt management plans. Another option for those able to pay: financial coaches, with referrals available via the Association for Financial Counseling and Planning Education. The cost can vary from a few hundred to several thousand dollars, although many coaches offer a free or low-cost initial assessment. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(109,"p"),o.\u0275\u0275text(110," Bankruptcy attorneys also offer free consultations. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(111,"p"),o.\u0275\u0275text(112," Taking action \u2014 any action \u2014 makes people feel less powerless. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(113,"p"),o.\u0275\u0275text(114," \u201cJust do it, no matter how difficult the situation is,\u201d O\u2019Neill says. "),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(115,"p"),o.\u0275\u0275elementStart(116,"i"),o.\u0275\u0275text(117,"Liz Weston is a certified financial planner and columnist at NerdWallet a personal finance website, and author of \u201cYour Credit Score.\u201d"),o.\u0275\u0275elementEnd(),o.\u0275\u0275element(118,"br"),o.\u0275\u0275elementStart(119,"i"),o.\u0275\u0275text(120,"Email: "),o.\u0275\u0275elementStart(121,"a",31),o.\u0275\u0275text(122,"[email protected]"),o.\u0275\u0275elementEnd(),o.\u0275\u0275text(123,"."),o.\u0275\u0275elementEnd(),o.\u0275\u0275element(124,"br"),o.\u0275\u0275elementStart(125,"i"),o.\u0275\u0275text(126,"Twitter: "),o.\u0275\u0275elementStart(127,"a",32),o.\u0275\u0275text(128,"@lizweston"),o.\u0275\u0275elementEnd(),o.\u0275\u0275text(129,"."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(130,"div",33),o.\u0275\u0275elementStart(131,"span"),o.\u0275\u0275text(132,"Share:"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(133,"a",34),o.\u0275\u0275namespaceSVG(),o.\u0275\u0275elementStart(134,"svg",35),o.\u0275\u0275element(135,"path",36),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275namespaceHTML(),o.\u0275\u0275elementStart(136,"a",37),o.\u0275\u0275namespaceSVG(),o.\u0275\u0275elementStart(137,"svg",35),o.\u0275\u0275element(138,"path",38),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275namespaceHTML(),o.\u0275\u0275elementStart(139,"a",39),o.\u0275\u0275namespaceSVG(),o.\u0275\u0275elementStart(140,"svg",35),o.\u0275\u0275element(141,"path",40),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275namespaceHTML(),o.\u
10275\u0275elementStart(142,"div",41),o.\u0275\u0275elementStart(143,"span",7),o.\u0275\u0275element(144,"img",8),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(145,"div",42),o.\u0275\u0275elementStart(146,"strong"),o.\u0275\u0275text(147,"Billshark"),o.\u0275\u0275elementEnd(),o.\u0275\u0275text(148," \xb7 Bill Negotiation Experts"),o.\u0275\u0275element(149,"br"),o.\u0275\u0275elementStart(150,"span",43),o.\u0275\u0275text(151,"Helping consumers and small businesses stop overpaying on recurring bills."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(152,"section",44),o.\u0275\u0275elementStart(153,"div",2),o.\u0275\u0275elementStart(154,"div",45),o.\u0275\u0275elementStart(155,"h2",46),o.\u0275\u0275text(156,"Frequently Asked Questions"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(157,"div",47),o.\u0275\u0275elementStart(158,"details",48),o.\u0275\u0275elementStart(159,"summary"),o.\u0275\u0275elementStart(160,"h3"),o.\u0275\u0275text(161,"Why do people avoid looking at their finances?"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(162,"p"),o.\u0275\u0275text(163,"It\u2019s a perfectly understandable, if unfortunate, reaction to a bad financial situation. Credit counselor Linda Humburg sees clients who don\u2019t want to open their mail and bring shoeboxes, grocery bags and garbage bags full of untouched bills to their first appointments. And it\u2019s not only people in extreme debt \u2014 many avoid checking their credit scores or using retirement calculators because they\u2019re afraid of what they might find."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(164,"details"),o.\u0275\u0275elementStart(165,"summary"),o.\u0275\u0275elementStart(166,"h3"),o.\u0275\u0275text(167,"What does it cost to put off dealing with your finances?"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(168,"p"),o.\u0275\u0275text(169,"Delaying usually makes matters worse. Procrastinating on retirement savings forfeits company matches, tax breaks and compounded gains. Putting off credit repair means living with bad credit longer, which can raise interest rates, insurance premiums and utility deposits. Ignoring bills brings late fees at best and, at worst, eviction, foreclosure, lawsuits, wage garnishment, or bankruptcy."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(170,"details"),o.\u0275\u0275elementStart(171,"summary"),o.\u0275\u0275elementStart(172,"h3"),o.\u0275\u0275text(173,"What finally pushes people to face their financial problems?"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(174,"p"),o.\u0275\u0275text(175,"Many clients keep hoping their situation will improve, but that day never arrives. Others are propelled into action by a specific event, such as being turned down for a loan. Writer Beverly Harzog calls the cancellation of her last credit card a rock-bottom moment; a former CPA, she had maxed out seven cards with over $20,000 in charges before turning things around."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(176,"details"),o.\u0275\u0275elementStart(177,"summary"),o.\u0275\u0275elementStart(178,"h3"),o.\u0275\u0275text(179,"How can I get started if facing my finances feels overwhelming?"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(180,"p"),o.\u0275\u0275text(181,"Break the task into smaller pieces, says financial planner Barbara O\u2019Neill. You can make an appointment to get help, sign up for an educational class, or simply open your latest bills to get a clearer picture. Taking action \u2014 any action \u2014 makes people feel less powerless. As O\u2019Neill puts it, \u201cJust do it, no matter how difficult the situation is.\u201d"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(182,"details"),o.\u0275\u0275elementStart(183,"summary"),o.\u0275\u0275elementStart(184,"h3"),o.\u0275\u0275text(185,"Where can I find help managing money or debt?"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(186,"p"),o.\u0275\u0275text(187,"Public libraries and financial education programs run through counties, states and universities offer free resources, and debt advice is available online. Low-cost, nonprofit credit counseling agencies provide budgeting help and debt management plans. Financial coaches are another option, with referrals via the Association for Financial Counseling and Planning Education, and bankruptcy attorneys offer free consultations."),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(188,"div",2),o.\u0275\u0275elementStart(189,"section",49),o.\u0275\u0275elementStart(190,"h2",50),o.\u
10275\u0275text(191,"Related Blog Posts"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(192,"div",51),o.\u0275\u0275elementStart(193,"a",52),o.\u0275\u0275elementStart(194,"div",53),o.\u0275\u0275elementStart(195,"span",54),o.\u0275\u0275text(196,"Savings Tips"),o.\u0275\u0275elementEnd(),o.\u0275\u0275element(197,"img",55),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(198,"div",56),o.\u0275\u0275elementStart(199,"h3"),o.\u0275\u0275text(200,"Stop Losing Money: Smart Tips to Keep More Cash"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(201,"span",57),o.\u0275\u0275text(202,"Steven McKean \xb7 Jan 22, 2018 \xb7 3 min read"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(203,"span",58),o.\u0275\u0275text(204,"Read article "),o.\u0275\u0275elementStart(205,"span",59),o.\u0275\u0275text(206,"\u2192"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(207,"a",52),o.\u0275\u0275elementStart(208,"div",53),o.\u0275\u0275elementStart(209,"span",54),o.\u0275\u0275text(210,"Investing"),o.\u0275\u0275elementEnd(),o.\u0275\u0275element(211,"img",60),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(212,"div",56),o.\u0275\u0275elementStart(213,"h3"),o.\u0275\u0275text(214,"What You Can Learn From Amazon's 49,000% Gain"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(215,"span",57),o.\u0275\u0275text(216,"Carolyn Depoto \xb7 Jun 7, 2017 \xb7 5 min read"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(217,"span",58),o.\u0275\u0275text(218,"Read article "),o.\u0275\u0275elementStart(219,"span",59),o.\u0275\u0275text(220,"\u2192"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(221,"a",52),o.\u0275\u0275elementStart(222,"div",53),o.\u0275\u0275elementStart(223,"span",54),o.\u0275\u0275text(224,"Home Budgeting & Finance"),o.\u0275\u0275elementEnd(),o.\u0275\u0275element(225,"img",61),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(226,"div",56),o.\u0275\u0275elementStart(227,"h3"),o.\u0275\u0275text(228,"Boost Your Credit Score: Simple, Fast Strategies"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(229,"span",57),o.\u0275\u0275text(230,"Michel Mora \xb7 May 24, 2017 \xb7 3 min read"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(231,"span",58),o.\u0275\u0275text(232,"Read article "),o.\u0275\u0275elementStart(233,"span",59),o.\u0275\u0275text(234,"\u2192"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(235,"a",52),o.\u0275\u0275elementStart(236,"div",53),o.\u0275\u0275elementStart(237,"span",54),o.\u0275\u0275text(238,"Investing"),o.\u0275\u0275elementEnd(),o.\u0275\u0275element(239,"img",62),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(240,"div",56),o.\u0275\u0275elementStart(241,"h3"),o.\u0275\u0275text(242,"Value vs. Growth: Smart Investment Strategies Explained"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(243,"span",57),o.\u0275\u0275text(244,"Steven McKean \xb7 Jun 30, 2017 \xb7 5 min read"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(245,"span",58),o.\u0275\u0275text(246,"Read article "),o.\u0275\u0275elementStart(247,"span",59),o.\u0275\u0275text(248,"\u2192"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(249,"a",52),o.\u0275\u0275elementStart(250,"div",53),o.\u0275\u0275elementStart(251,"span",54),o.\u0275\u0275text(252,"Home Budgeting & Finance"),o.\u0275\u0275elementEnd(),o.\u0275\u0275element(253,"img",63),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(254,"div",56),o.\u0275\u0275elementStart(255,"h3"),o.\u0275\u0275text(256,"Financial Awareness: Tips for Lasting Financial Health"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(257,"span",57),o.\u0275\u0275text(258,"Steven McKean \xb7 Aug 14, 2018 \xb7 5 min read"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(259,"span",58),o.\u0275\u0275text(260,"Read article "),o.\u0275\u0275elementStart(261,"span",59),o.\u0275\u0275text(262,"\u2192"),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(263,"a",52),o.\u0275\u0275elementStart(264,"div",53),o.\u0275\u0275elementStart(265,"span",54),o.\u0275\u0275text(266,"Savings Tips"),o.\u0275\u0275elementEnd(),o.\u0275\u0275element(267,"img",64),o.\u0275\u0275elementEnd(),o.\u0275\u0275elementStart(268,"div",56),o.\u
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Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.