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https://www.theinsurancecenter.com/blog

html theinsurancecenter.com collected 2026-10-08 21:12:42 UTC 253,380 bytes, 4,282 lines download raw bytes

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4<head>
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6    
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vendor: 68 bytes, lines 168-173
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221
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224
225
226<!-- End Injecting site-wide to the head -->
227
228
229
230
231
232<meta name="d-service-worker" content="register">
233
234
235
236<link rel="canonical" href="https://www.theinsurancecenter.com/blog">
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238<meta id="view" name="viewport" content="initial-scale=1, minimum-scale=1, maximum-scale=5, viewport-fit=cover">
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745}
746}</style> 
747 <style data-page-uuid="a6111d9d085d4e55a5df4426dfd096c1" id="grid-styles-common-a79f4d38-a6111d9d085d4e55a5df4426dfd096c1">@media all {
748    
749#\38 3582821 {
750    margin: 0px 0% 0px 0%;
751}
752    
753#\36 3c7b8b76c596a2813341bc5 {
754    height: auto;
755}
756    
757#\38 3a8a2f9 {
758    border-width: 0px;
759    border-color: rgba(0, 0, 0, 1);
760    border-style: solid;
761    background-color: rgba(0, 0, 0, 0);
762}
763    
764#\30 ecbed58 {
765    min-height: 320px;
766    column-gap: 4%;
767    row-gap: 24px;
768    width: 100%;
769    flex-wrap: nowrap;
770    padding: 0px 0% 80px 0%;
771    margin: 0% 0% 0% 0%;
772}
773    
774#\30 b5e0677 {
775    min-height: 8px;
776    column-gap: 4%;
777    row-gap: 24px;
778    width: 100%;
779    min-width: 4%;
780    margin: 0% 0% 0% 0%;
781}
782    
783#fadcbc0e {
784    width: 100%;
785    height: auto;
786    max-width: 100%;
787}
788}</style> 
789 <style data-page-uuid="1eaba6449c654964a2f5642ab71710c4" data-is-header="true" id="grid-styles-common-flex-footer-1eaba6449c654964a2f5642ab71710c4">@media all {
790    
791#flex-footer {
792    background-color: var(--color_1);
793    background-image: none;
794}
795}</style> 
796 <style data-page-uuid="1eaba6449c654964a2f5642ab71710c4" data-is-header="true" id="grid-styles-common-flex-header-1eaba6449c654964a2f5642ab71710c4">@media all {
797    
798#flex-header[data-changeable-on-scroll][data-scrolling] [data-widget-type="image"] img {
799    transform: scale(0.66);
800}
801#flex-header {
802    background-color: var(--color_3);
803    
804    background-image: none;
805    padding: 16px 0% 16px 0%;
806    margin: 0px 0% 0px 0%;
807}
808#flex-header[data-changeable-on-scroll][data-scrolling] {
809    padding-top: 0px;
810    padding-bottom: 0px;
811    background-color: rgba(255, 255, 255, 1);
812}
813}</style> 
814 <style data-page-uuid="a6111d9d085d4e55a5df4426dfd096c1" id="grid-styles-common-flex-
814header-a6111d9d085d4e55a5df4426dfd096c1">@media all {
815    
816#flex-header {
817    --overlapping-background-color: var(--color_3);
818    --overlapping-background-image: var(--color_3);
819}
820}</style> 
821 <style data-page-uuid="1eaba6449c654964a2f5642ab71710c4" data-is-header="true" id="grid-styles-common-c093187e-1eaba6449c654964a2f5642ab71710c4">@media all {
822    
823#\39 dc5a074 {
824    min-height: 76px;
825    column-gap: 0%;
826    row-gap: 0px;
827    width: 100%;
828    flex-wrap: nowrap;
829    max-width: var(--max-content-width_1, 1200px);
830    padding: 0px 0% 0px 0%;
831    margin: 0% 0% 0% 0%;
832}
833    
834#\38 8e69a6f[data-css-edit] {
835    backdrop-filter: blur(8px);
836}
837#\38 8e69a6f {
838    flex-direction: row;
839    justify-content: space-between;
840    align-items: center;
841    width: 100%;
842    min-width: 4%;
843    min-height: 8px;
844    column-gap: 0%;
845    row-gap: 24px;
846    background-color: rgba(255, 255, 255, 0.1);
847    background-image: none;
848    border-radius: 0px 0px 0px 0px;
849    border-style: solid;
850    border-color: rgba(0,0,0,0) rgba(0,0,0,0) rgba(0,0,0,0) rgba(0,0,0,0);
851    border-width: 0px 0px 0px 0px;
852    padding: 0px 0px 0px 0px;
853    margin: 0% 0% 0% 0%;
854}
855    
856#\32 61979b7.flex-element.widget-wrapper > [data-element-type] {
857    padding: 0px 0px 0px 0px;
858}
859#\32 61979b7 {
860    width: 268px;
861    height: auto;
862    max-width: 100%;
863    align-self: auto;
864    order: 2;
865    margin: 0px 0% 0px 0%;
866    grid-area: auto / auto / auto / auto;
867}
868    
869#\30 0ca91b4 svg {
870    fill: var(--color_1);
871}
872#\30 0ca91b4 {
873    width: 30px;
874    height: 30px;
875    max-width: 100%;
876    order: 1;
877}
878#\30 0ca91b4 .hamburgerButton {
879    border-style: solid;
880    border-color: var(--color_1) var(--color_1) var(--color_1) var(--color_1);
881    border-width: 2px 2px 2px 2px;
882    border-radius: 6px 6px 6px 6px;
883}
884    
885#\31 c1481e3 {
886    margin: 0px 0% 0px 0%;
887}
888    
889#widget_6f6 {
890    width: auto;
891    height: auto;
892    max-width: 100%;
893    align-self: auto;
894    order: 3;
895    margin: 0px 0% 0px 0%;
896    grid-area: auto / auto / auto / auto;
897}
898    
899#\36 03c3bb7 {
900    border-width: 0px 0px 0px 0px;
901    border-color: var(--color_1) var(--color_1) var(--color_1) var(--color_1);
902    border-style: solid;
903}
904    
905#group_ppp {
906    flex-direction: row;
907    justify-content: flex-end;
908    align-items: center;
909    width: auto;
910    min-height: 0px;
911    max-height: 100%;
912    row-gap: 24px;
913    column-gap: 24px;
914    align-self: auto;
915    order: 4;
916    min-width: auto;
917    margin: 0px 0% 0px 0%;
918    grid-area: auto / auto / auto / auto;
919}
920    
921#bb5c78b5.flex-element.widget-wrapper > [data-element-type].flexButton.dmWidget {
922    padding: 0px 32px 0px 32px;
923}
924#bb5c78b5 {
925    width: auto;
926    height: auto;
927    min-height: 50px;
928    max-width: 100%;
929    order: 1;
930    min-width: 32px;
931    margin: 0px 0% 0px 0%;
932    grid-area: auto / auto / auto / auto;
933}
934    
935#\36 76c1520.flex-element.widget-wrapper > [data-element-type].flexButton.dmWidget {
936    padding: 0px 32px 0px 24px;
937}
938#\36 76c1520 {
939    width: auto;
940    height: auto;
941    min-height: 50px;
942    max-width: 100%;
943    order: 1;
944    min-width: 32px;
945    align-self: auto;
946    justify-self: auto;
947    margin: 0px 0% 0px 0%;
948    grid-area: auto / auto / auto / auto;
949}
950}</style> 
951 <style data-page-uuid="1eaba6449c654964a2f5642ab71710c4" data-is-header="true" id="grid-styles-common-18f5ea00-1eaba6449c654964a2f5642ab71710c4">@media all {
952    
953#\39 d047ce9 {
954    min-height: 8px;
955    column-gap: 4%;
956    row-gap: 24px;
957    width: 100%;
958    min-width: 4%;
959    align-items: flex-end;
960    justify-content: flex-end;
961    padding: 16px 16px 16px 16px;
962    margin: 0% 0% 0% 0%;
963}
964    
965#a1f8711f {
966    min-height: 32px;
967    column-gap: 4%;
968    row-gap: 24px;
969    width: 100%;
970    padding-right: 4%;
971    padding-left: 4%;
972    margin: 0% 0% 0% 0%;
973}
974    
975#\31 2a003a5 a {
976    background-color: rgba(0,0,0,0);
977}
978#\31 2a003a5 svg {
979    fill: var(--color_3);
980}
981#\31 2a003a5 {
982    width: 30px;
983    height: 30px;
984}
985}</style> 
986 <style data-page-uuid="1eaba6449c654964a2f5642ab71710c4" data-is-header="true" id="grid-styles-common-63a049320d35b55b4ef2a372-1eaba6449c654964a2f5642ab71710c4">@media all {
987    
988#\36 3a049320d35b55b4ef2a374 {
989    min-height: 8px;
990    column-gap: 4%;
991    row-gap: 24px;
992    width: 100%;
993    min-width: 4%;
994    background-color: rgba(0, 0, 0, 0);
995    justify-content: flex-start;
996    padding: 16px 16px 16px 16px;
997    margin: 0% 0% 0% 0%;
998}
999    
1000#\36 3a049320d35b55b4ef2a376 {
1001    background-color: rgba(0, 0, 0, 0);
1002}
1003    
1004#\36 3a049320d35b55b4ef2a377 {
1005    min-height: 32px;
1006    column-gap: 4%;
1007    row-gap: 24px;
1008    width: 100%;
1009    padding-right: 4%;
1010    padding-left: 4%;
1011    margin: 0% 0% 0% 0%;
1012}
1013    
1014#\36 3a049ca0d35b55b4ef2a5c3 {
1015    width: 544px;
1016    height: auto;
1017    max-width: 100%;
1018    align-self: auto;
1019    order: 0;
1020    grid-area: auto / auto / auto / auto;
1021}
1022    
1023#\36 2d6a167a824ca526194d9a5 {
1024    background-color: rgba(232, 255, 133, 1);
1025}
1026}</style> 
1027 <style data-page-uuid="1eaba6449c654964a2f5642ab71710c4" data-is-header="true" id="grid-styles-common-6406026c90e1521f6ecb0eca-1eaba6449c654964a2f5642ab71710c4">@media all {
1028    
1029#\36 406026c90e1521f6ecb0ecd {
1030    min-height: 8px;
1031    column-gap: 4%;
1032    row-gap: 24px;
1033    width: 100%;
1034    min-width: 4%;
1035    padding: 16px 16px 16px 16px;
1036    margin: 0% 0% 0% 0%;
1037}
1038    
1039#\36 406026c90e1521f6ecb0ecc {
1040    min-height: 32px;
1041    column-gap: 4%;
1042    row-gap: 24px;
1043    width: 100%;
1044    padding-right: 4%;
1045    padding-left: 4%;
1046    margin: 0% 0% 0% 0%;
1047}
1048    
1049#widget_rn5 {
1050    width: 280px;
1051    height: auto;
1052    max-width: 100%;
1053}
1054    
1055#d01c2401 {
1056    width: 280px;
1057    height: auto;
1058    max-width: 100%;
1059}
1060}</style> 
1061 <style data-page-uuid="1eaba6449c654964a2f5642ab71710c4" data-is-header="true" id="grid-styles-common-32763f30-1eaba6449c654964a2f5642ab71710c4">@media all {
1062    
1063#\31 1282729 {
1064    min-height: 8px;
1065    column-gap: 4%;
1066    row-gap: 18px;
1067    width: 21.01%;
1068    min-width: 4%;
1069    justify-content: flex-start;
1070    margin: 0% 0% 0% 0%;
1071}
1072    
1073#\36 3c7b8b76c596a2813341bc5 {
1074    height: auto;
1075}
1076    
1077#\30 91bdbaa {
1078    min-height: 8px;
1079    column-gap: 4%;
1080    row-gap: 50px;
1081    width: 23.89%;
1082    min-width: 4%;
1083    justify-content: space-between;
1084    margin: 0% 0% 0% 0%;
1085}
1086    
1087#\39 5706b02 {
1088    min-height: 407px;
1089    column-gap: 2%;
1090    row-gap: 12px;
1091    width: 100%;
1092    flex-wrap: nowrap;
1093    padding: 80px 0% 80px 0%;
1094    margin: 0% 0% 0% 0%;
1095}
1096    
1097#\33 f92fc1c {
1098    border-width: 0px;
1099    border-color: rgba(0, 0, 0, 1);
1100    border-style: solid;
1101    background-color: var(--color_1);
1102    background-image: none;
1103}
1104    
1105#\33 3a7bcac {
1106    align-items: center;
1107    width: auto;
1108    min-height: 0px;
1109    max-height: 100%;
1110    row-gap: 8px;
1111    column-gap: 16px;
1112    min-width: 32px;
1113    align-self: auto;
1114    order: 1;
1115    flex-direction: row;
1116    padding: 0px 0px 0px 0px;
1117    margin: 0px 0% 0px 0%;
1118    grid-area: auto / auto / auto / auto;
1119}
1120    
1121#\33 7e52416.flex-element.widget-wrapper > [data-element-type] {
1122    padding: 0px 0px 0px 0px;
1123}
1124#\33 7e52416 {
1125    width: 100%;
1126    height: auto;
1127    max-width: auto;
1128    justify-self: auto;
1129    order: 1;
1130    margin: 0px 0% 0px 0%;
1131    grid-area: auto / auto / auto / auto;
1132}
1133    
1134#e8723bdc {
1135    width: 100%;
1136    height: auto;
1137    max-width: 100%;
1138    order: 3;
1139    min-width: 32px;
1140    margin: 0px 0% 0px 0%;
1141}
1142    
1143#b7baa00d {
1144    align-items: center;
1145    width: auto;
1146    min-height: 0px;
1147    max-height: 100%;
1148    row-gap: 8px;
1149    column-gap: 16px;
1150    min-width: 32px;
1151    align-self: auto;
1152    order: 2;
1153    flex-direction: row;
1154    justify-content: flex-start;
1155    padding: 0px 0px 0px 0px;
1156    margin: 0px 0% 0px 0%;
1157    grid-area: auto / auto / auto / auto;
1158}
1159    
1160#\35 d8e5f4a {
1161    width: 100%;
1162    height: auto;
1163    max-width: 100%;
1164    order: 3;
1165    min-width: 32px;
1166    margin: 0px 0% 0px 0%;
1167}
1168    
1169#e06b81bf {
1170    margin: 0px 0% 0px 0%;
1171}
1172    
1173#widget_ae7.flex-element.widget-wrapper > [data-element-type] {
1174    padding: 17% 17% 17% 17%;
1175}
1176#widget_ae7 {
1177    width: 40px;
1178    height: auto;
1179    max-width: 100%;
1180    min-width: 40px;
1181    justify-self: auto;
1182    order: 0;
1183    margin: 0px 0% 0px 0%;
1184    grid-area: auto / auto / auto / auto;
1185}
1186    
1187#widget_867.flex-element.widget-wrapper > [data-element-type] {
1188    padding: 15% 15% 15% 15%;
1189}
1190#widget_867 {
1191    width: 40px;
1192    height: auto;
1193    max-width: 100%;
1194    order: 1;
1195    min-width: 40px;
1196    margin: 0px 0% 0px 0%;
1197}
1198    
1199#faea9f01.flex-element.widget-wrapper > [data-element-type] {
1200    padding: 17% 17% 17% 17%;
1201}
1202#faea9f01 {
1203    width: 40px;
1204    height: auto;
1205    max-width: 305.640625px;
1206    justify-self: auto;
1207    order: 1;
1208    min-width: 40px;
1209    margin: 0px 0% 0px 0%;
1210    grid-area: auto / auto / auto / auto;
1211}
1212    
1213#group_c9u {
1214    justify-content: flex-start;
1215    width: 25.73%;
1216    min-width: 4%;
1217    min-height: 8px;
1218    column-gap: 4%;
1219    row-gap: 16px;
1220    background-color: rgba(0,0,0,0);
1221    background-image: none;
1222    border-radius: 0px 0px 0px 0px;
1223    padding: 0px 0px 0px 0px;
1224    margin: 0px 0% 0px 0%;
1225}
1226    
1227#group_hlu {
1228    flex-direction: row;
1229    justify-content: flex-start;
1230    align-items: flex-start;
1231    width: 100%;
1232    min-height: 0px;
1233    max-height: 100%;
1234    row-gap: 24px;
1235    column-gap: 16px;
1236    align-self: auto;
1237    order: 4;
1238    margin: 0px 0% 0px 0%;
1239    grid-area: auto / auto / auto / auto;
1240}
1241    
1242#cf30ce06 {
1243    align-items: center;
1244    width: 100%;
1245    min-height: 0px;
1246    max-height: 100%;
1247    row-gap: 8px;
1248    column-gap: 16px;
1249    min-width: 32px;
1250    flex-direction: row;
1251    justify-content: flex-start;
1252    align-self: auto;
1253    order: 3;
1254    padding: 0px 0px 0px 0px;
1255    margin: 0px 0% 0px 0%;
1256    grid-area: auto / auto / auto / auto;
1257}
1258    
1259#\38 ec0c78f.flex-element.widget-wrapper > [data-element-type] {
1260    padding: 15% 15% 15% 15%;
1261}
1262#\38 ec0c78f {
1263    width: 40px;
1264    height: auto;
1265    max-width: 100%;
1266    order: 0;
1267    min-width: 40px;
1268    margin: 0px 0% 0px 0%;
1269}
1270    
1271#\38 7f075b3 {
1272    align-items: flex-start;
1273    width: auto;
1274    min-height: 0px;
1275    max-height: 100%;
1276    row-gap: 0px;
1277    column-gap: 24px;
1278    justify-self: auto;
1279    order: 1;
1280    margin: 0px 0% 0px 0%;
1281    grid-area: auto / auto / auto / auto;
1282}
1283    
1284#ec7a4cba {
1285    width: auto;
1286    height: auto;
1287    max-width: 100%;
1288    min-width: 32px;
1289    justify-self: auto;
1290    align-self: auto;
1291    order: 0;
1292    margin: 0px 0% 0px 0%;
1293    grid-area: auto / auto / auto / auto;
1294}
1295    
1296#widget_3vf {
1297    width: 100%;
1298    height: auto;
1299    max-width: 100%;
1300    order: 0;
1301    align-self: auto;
1302    margin: 0px 0% 0px 0%;
1303    grid-area: auto / auto / auto / auto;
1304}
1305    
1306#\32 94c6348 {
1307    min-height: 8px;
1308    column-gap: 4%;
1309    row-gap: 18px;
1310    width: 23.37%;
1311    min-width: 4%;
1312    justify-content: flex-start;
1313    margin: 0% 0% 0% 0%;
1314}
1315    
1316#e3faa842 {
1317    width: 100%;
1318    height: auto;
1319    max-width: 100%;
1320    order: 0;
1321    align-self: auto;
1322    margin: 0px 0% 0px 0%;
1323    grid-area: auto / auto / auto / auto;
1324}
1325    
1326#widget_c2n.flex-element.widget-wrapper > [data-element-type] {
1327    padding: 0px 0px 0px 0px;
1328}
1329#widget_c2n {
1330    width: 273px;
1331    height: auto;
1332    max-width: 100%;
1333    align-self: auto;
1334    order: 0;
1335    margin: 0px 0% -6px 0%;
1336    grid-area: auto / auto / auto / auto;
1337}
1338    
1339#\39 367cc52.flex-element.widget-wrapper > [data-element-type] {
1340    padding: 0px 0px 0px 0px;
1341}
1342#\39 367cc52 {
1343    width: 92.33%;
1344    height: auto;
1345    max-width: 100%;
1346    justify-self: auto;
1347    align-self: auto;
1348    order: 1;
1349    margin: 0px 0% 0px 0%;
1350    grid-area: auto / auto / auto / auto;
1351}
1352    
1353#widget_juk {
1354    width: 300px;
1355    height: auto;
1356    max-width: 100%;
1357    order: 3;
1358}
1359    
1360#b723d9ed {
1361    width: auto;
1362    height: auto;
1363    max-width: 100%;
1364    justify-self: auto;
1365    align-self: auto;
1366    order: 1;
1367    margin: 0px 0% 0px 0%;
1368    grid-area: auto / auto / auto / auto;
1369}
1370    
1371#\30 37951cc {
1372    width: auto;
1373    height: auto;
1374    max-width: 100%;
1375    align-self: auto;
1376    order: 1;
1377    justify-self: auto;
1378    margin: 0px 0% 0px 0%;
1379    grid-area: auto / auto / auto / auto;
1380}
1381    
1382#widget_1gg {
1383    width: 100%;
1384    height: auto;
1385    max-width: 100%;
1386    order: 2;
1387    align-self: stretch;
1388}
1389    
1390#widget_r39 {
1391    width: 100%;
1392    height: auto;
1393    max-width: 100%;
1394    order: 5;
1395}
1396    
1397#\36 03165fb {
1398    align-items: center;
1399    width: auto;
1400    min-height: 0px;
1401    max-height: 100%;
1402    row-gap: 8px;
1403    column-gap: 16px;
1404    min-width: 32px;
1405    align-self: auto;
1406    order: 6;
1407    flex-direction: row;
1408    justify-self: auto;
1409    padding: 0px 0px 0px 0px;
1410    margin: 0px 0% 0px 0%;
1411    grid-area: auto / auto / auto / auto;
1412}
1413    
1414#\39 b0097ad.flex-element.widget-wrapper > [data-element-type] {
1415    padding: 17% 17% 17% 17%;
1416}
1417#\39 b0097ad {
1418    width: 40px;
1419    height: auto;
1420    max-width: 305.640625px;
1421    justify-self: auto;
1422    order: 1;
1423    min-width: 40px;
1424    margin: 0px 0% 0px 0%;
1425    grid-area: auto / auto / auto / auto;
1426}
1427    
1428#\32 75eeef6 {
1429    width: 100%;
1430    height: auto;
1431    max-width: 100%;
1432    order: 3;
1433    min-width: 32px;
1434    margin: 0px 0% 0px 0%;
1435}
1436    
1437#\34 a1387a2 {
1438    align-items: center;
1439    width: auto;
1440    min-height: 0px;
1441    max-height: 100%;
1442    row-gap: 8px;
1443    column-gap: 16px;
1444    min-width: 32px;
1445    align-self: auto;
1446    order: 7;
1447    flex-direction: row;
1448    justify-content: flex-start;
1449    justify-self: auto;
1450    padding: 0px 0px 0px 0px;
1451    margin: 0px 0% 0px 0%;
1452    grid-area: auto / auto / auto / auto;
1453}
1454    
1455#dd696be8.flex-element.widget-wrapper > [data-element-type] {
1456    padding: 15% 15% 15% 15%;
1457}
1458#dd696be8 {
1459    width: 40px;
1460    height: auto;
1461    max-width: 100%;
1462    order: 1;
1463    min-width: 40px;
1464    margin: 0px 0% 0px 0%;
1465}
1466    
1467#\34 95cc299 {
1468    width: 100%;
1469    height: auto;
1470    max-width: 100%;
1471    order: 3;
1472    min-width: 32px;
1473    margin: 0px 0% 0px 0%;
1474}
1475    
1476#d0557599 {
1477    align-items: center;
1478    width: 100%;
1479    min-height: 0px;
1480    max-height: 100%;
1481    row-gap: 8px;
1482    column-gap: 16px;
1483    min-width: 32px;
1484    flex-direction: row;
1485    justify-content: flex-start;
1486    align-self: auto;
1487    order: 8;
1488    justify-self: auto;
1489    padding: 0px 0px 0px 0px;
1490    margin: 0px 0% 0px 0%;
1491    grid-area: auto / auto / auto / auto;
1492}
1493    
1494#\31 d660539.flex-element.widget-wrapper > [data-element-type] {
1495    padding: 15% 15% 15% 15%;
1496}
1497#\31 d660539 {
1498    width: 40px;
1499    height: auto;
1500    max-width: 100%;
1501    order: 0;
1502    min-width: 40px;
1503    margin: 0px 0% 0px 0%;
1504}
1505    
1506#c040a5ad {
1507    align-items: flex-start;
1508    width: auto;
1509    min-height: 0px;
1510    max-height: 100%;
1511    row-gap: 0px;
1512    column-gap: 24px;
1513    justify-self: auto;
1514    order: 1;
1515    margin: 0px 0% 0px 0%;
1516    grid-area: auto / auto / auto / auto;
1517}
1518    
1519#e9a87f05 {
1520    width: auto;
1521    height: auto;
1522    max-width: 100%;
1523    min-width: 32px;
1524    justify-self: auto;
1525    align-self: auto;
1526    order: 0;
1527    margin: 0px 0% 0px 0%;
1528    grid-area: auto / auto / auto / auto;
1529}
1530    
1531#\33 b4854f8 {
1532    flex-direction: row;
1533    justify-content: flex-start;
1534    align-items: flex-start;
1535    width: 100%;
1536    min-height: 0px;
1537    max-height: 100%;
1538    row-gap: 24px;
1539    column-gap: 16px;
1540    align-self: auto;
1541    order: 9;
1542    justify-self: auto;
1543    margin: 0px 0% 0px 0%;
1544    grid-area: auto / auto / auto / auto;
1545}
1546    
1547#\33 0701d95.flex-element.widget-wrapper > [data-element-type] {
1548    padding: 17% 17% 17% 17%;
1549}
1550#\33 0701d95 {
1551    width: 40px;
1552    height: auto;
1553    max-width: 100%;
1554    min-width: 40px;
1555    justify-self: auto;
1556    order: 0;
1557    margin: 0px 0% 0px 0%;
1558    grid-area: auto / auto / auto / auto;
1559}
1560    
1561#\33 b80e5dc.flex-element.widget-wrapper > [data-element-type] {
1562    padding: 0px 0px 0px 0px;
1563}
1564#\33 b80e5dc {
1565    width: 100%;
1566    height: auto;
1567    max-width: auto;
1568    justify-self: auto;
1569    order: 1;
1570    margin: 0px 0% 0px 0%;
1571    grid-area: auto / auto / auto / auto;
1572}
1573    
1574#\37 4e5936b {
1575    width: 100%;
1576    height: auto;
1577    max-width: 100%;
1578    order: 0;
1579    justify-self: auto;
1580    align-self: auto;
1581    margin: 0px 0% 0px 0%;
1582    grid-area: auto / auto / auto / auto;
1583}
1584}</style> 
1585 <style data-page-uuid="1eaba6449c654964a2f5642ab71710c4" data-is-header="true" id="grid-styles-common-fc9e19c2-1eaba6449c654964a2f5642ab71710c4">@media all {
1586    
1587#\35 85b7e3d {
1588    min-height: 8px;
1589    column-gap: 4%;
1590    row-gap: 0px;
1591    width: 100%;
1592    min-width: 4%;
1593    align-items: center;
1594    border-style: solid;
1595    border-color: var(--color_6) #000000 #000000 #000000;
1596    border-width: 1px 0 0 0;
1597    padding: 0px 0px 0px 0px;
1598    margin: 0px 0% 0px 0%;
1599}
1600    
1601#c81c990b {
1602    margin: 0px 0% 0px 0%;
1603}
1604    
1605#\35 f545340 {
1606    background-color: rgba(0,0,0,0);
1607    background-image: url();
1608    background-size: auto;
1609    background-position: 50% 100%;
1610}
1611    
1612#\33 63aceba.flex-element.widget-wrapper > [data-element-type] {
1613    padding: 0px 0px 0px 0px;
1614}
1615#\33 63aceba {
1616    width: auto;
1617    height: auto;
1618    max-width: 100%;
1619    order: 0;
1620    min-width: 32px;
1621    margin: 0px 0% 0px 0%;
1622    grid-area: auto / auto / auto / auto;
1623}
1624    
1625#\39 0b58bd0 {
1626    min-height: 136px;
1627    column-gap: 4%;
1628    row-gap: 24px;
1629    width: 100%;
1630    flex-wrap: nowrap;
1631    padding: 0px 0px 0px 0px;
1632}
1633    
1634#a0a7400e.flex-element.widget-wrapper > [data-element-type] {
1635    padding: 0px 0px 0px 0px;
1636}
1637#a0a7400e {
1638    width: auto;
1639    height: auto;
1640    max-width: 100%;
1641    order: 0;
1642    min-width: 32px;
1643    margin: 0px 0% 0px 0%;
1644    grid-area: auto / auto / auto / auto;
1645}
1646    
1647#\31 5dd8ca0 {
1648    align-items: center;
1649    width: 100%;
1650    min-height: 29px;
1651    max-height: 100%;
1652    row-gap: 24px;
1653    column-gap: 24px;
1654    height: auto;
1655    flex-direction: row;
1656    justify-content: space-between;
1657    padding: 0px 0px 0px 0px;
1658    margin: 0px 0% 0px 0%;
1659}
1660}</style> 
1661 <style data-page-uuid="1eaba6449c654964a2f5642ab71710c4" data-is-header="true" id="grid-styles-common-3fe9d2b2-1eaba6449c654964a2f5642ab71710c4">@media all {
1662    
1663#\31 5bd80d6 {
1664    min-height: 240px;
1665    column-gap: 4%;
1666    row-gap: 24px;
1667    max-width: none;
1668    width: 100%;
1669    flex-wrap: nowrap;
1670}
1671    
1672#b6c1bbd8 {
1673    grid-template-rows: minmax(300px, max-content);
1674    width: 100%;
1675    max-width: 100%;
1676}
1677    
1678#e4c0e589 {
1679    min-height: 8px;
1680    column-gap: 4%;
1681    row-gap: 24px;
1682    width: 100%;
1683    min-width: 4%;
1684}
1685    
1686#widget_75k.flex-element.widget-wrapper > [data-element-type] {
1687    padding: 0px 0px 0px 0px;
1688}
1689#widget_75k {
1690    width: 54px;
1691    height: 54px;
1692    max-width: 100%;
1693    order: 4;
1694    justify-self: end;
1695    align-self: end;
1696    margin: 16px 16px 16px 16px;
1697}
1698    
1699#widget_64c.flex-element.widget-wrapper > [data-element-type] {
1700    padding: 0px 0px 0px 0px;
1701}
1702#widget_64c {
1703    width: 10px;
1704    height: auto;
1705    max-width: 100%;
1706    order: 4;
1707    justify-self: end;
1708    align-self: end;
1709    margin: 66px 16px 66px 16px;
1710    margin-left: 16px;
1711    grid-template-rows: none;
1712}
1713    
1714#\38 405adfd.flex-element.widget-wrapper > [data-element-type] {
1715    padding: 0px 0px 0px 0px;
1716}
1717#\38 405adfd {
1718    width: 10px;
1719    height: auto;
1720    max-width: 100%;
1721    order: 4;
1722    justify-self: end;
1723    align-self: end;
1724    margin: 66px 16px 66px 16px;
1725    margin-left: 16px;
1726    grid-template-rows: none;
1727}
1728}</style> 
1729 <style data-page-uuid="1eaba6449c654964a2f5642ab71710c4" data-is-header="true" id="grid-styles-desktop-flex-header-1eaba6449c654964a2f5642ab71710c4">@media (min-width: 1025px) {
1730}</style> 
1731 <style data-page-uuid="1eaba6449c654964a2f5642ab71710c4" data-is-header="true" id="grid-styles-tablet_implicit-flex-header-1eaba6449c654964a2f5642ab71710c4">@media (min-width: 768px) and (max-width: 1024px) {
1732}</style> 
1733 <style data-page-uuid="a6111d9d085d4e55a5df4426dfd096c1" id="grid-styles-tablet-69fd16ab-a6111d9d085d4e55a5df4426dfd096c1">@media (min-width: 768px) and (max-width: 1024px) {
1734    
1735#d7c56eac {
1736    padding-right: var(--section-padding-right);
1737    padding-left: var(--section-padding-left);
1738}
1739}</style> 
1740 <style data-page-uuid="a6111d9d085d4e55a5df4426dfd096c1" id="grid-styles-tablet-a79f4d38-a6111d9d085d4e55a5df4426dfd096c1">@media (min-width: 768px) and (max-width: 1024px) {
1741    
1742#\38 3582821 {
1743    margin: 0px 0% 0px 0%;
1744}
1745    
1746#\30 ecbed58 {
1747    padding-left: var(--section-padding-left);
1748    padding-right: var(--section-padding-right);
1749}
1750}</style> 
1751 <style data-page-uuid="1eaba6449c654964a2f5642ab71710c4" data-is-header="true" id="grid-styles-tablet-flex-footer-1eaba6449c654964a2f5642ab71710c4">@media (min-width: 768px) and (max-width: 1024px) {
1752    
1753#flex-footer {
1754}
1755}</style> 
1756 <style data-page-uuid="1eaba6449c654964a2f5642ab71710c4" data-is-header="true" id="grid-styles-tablet-flex-header-1eaba6449c654964a2f5642ab71710c4">@media (min-width: 768px) and (max-width: 1024px) {
1757    
1758#flex-header {
1759    
1760}
1761}</style> 
1762 <style data-page-uuid="1eaba6449c654964a2f5642ab71710c4" data-is-header="true" id="grid-styles-tablet-c093187e-1eaba6449c654964a2f5642ab71710c4">@media (min-width: 768px) and (max-width: 1024px) {
1763    
1764#\39 dc5a074 {
1765    flex-direction: row;
1766    flex-wrap: nowrap;
1767    min-height: 0px;
1768    padding: 0px 0% 0px 0%;
1769}
1770    
1771#\38 8e69a6f {
1772    width: 100%;
1773    justify-content: space-between;
1774    order: 1;
1775    min-height: 8px;
1776    padding: 0px 16px 0px 0px;
1777    margin: 0% 0% 0% -0.0011659701492537314%;
1778}
1779    
1780#\32 61979b7.flex-element.widget-wrapper > [data-element-type] {
1781    padding: 0px 0px 0px 0px;
1782}
1783#\32 61979b7 {
1784    width: 134px;
1785    height: auto;
1786    margin: 0px 0% 0px 0%;
1787}
1788    
1789#\30 0ca91b4.flex-element.widget-wrapper > [data-element-type] {
1790    padding: 8px 8px 8px 8px;
1791}
1792#\30 0ca91b4 {
1793    align-self: auto;
1794    order: 3;
1795    width: 42px;
1796    height: 42px;
1797    margin: 0px 0% 0px 0%;
1798    grid-area: auto / auto / auto / auto;
1799}
1800    
1801#\31 c1481e3 {
1802    margin: 0px 0% 0px 0%;
1803}
1804    
1805#group_ppp {
1806    order: 2;
1807    justify-content: center;
1808}
1809    
1810#\36 76c1520 {
1811    margin-right: 0%;
1812    margin-left: 0%;
1813    width: auto;
1814}
1815}</style> 
1816 <style data-page-uuid="1eaba6449c654964a2f5642ab71710c4" data-is-header="true" id="grid-styles-tablet-18f5ea00-1eaba6449c654964a2f5642ab71710c4">@media (min-width: 768px) and (max-width: 1024px) {
1817    
1818#a1f8711f {
1819    padding: 30px 0% 4% 0%;
1820}
1821    
1822#\39 d047ce9 {
1823    width: 100%;
1824    padding: 16px 0px 6px 0px;
1825    margin: 0% 0% 0% 0%;
1826}
1827    
1828#f6054f97 {
1829    margin: 0px 0% 0px 0%;
1830}
1831}</style> 
1832 <style data-page-uuid="1eaba6449c654964a2f5642ab71710c4" data-is-header="true" id="grid-styles-tablet-63a049320d35b55b4ef2a372-1eaba6449c654964a2f5642ab71710c4">@media (min-width: 768px) and (max-width: 1024px) {
1833    
1834#\36 3a049320d35b55b4ef2a374 {
1835    justify-content: flex-start;
1836    padding-top: 16px;
1837    align-items: center;
1838}
1839    
1840#\36 3a049320d35b55b4ef2a377 {
1841    padding: 4% 4% 4% 4%;
1842}
1843    
1844#\36 3a049ca0d35b55b4ef2a5c3 {
1845    width: 100%;
1846}
1847}</style> 
1848 <style data-page-uuid="1eaba6449c654964a2f5642ab71710c4" data-is-header="true" id="grid-styles-tablet-6406026c90e1521f6ecb0eca-1eaba6449c654964a2f5642ab71710c4">@media (min-width: 768px) and (max-width: 1024px) {
1849    
1850#\36 406026c90e1521f6ecb0ecc {
1851    padding: 4% 4% 4% 4%;
1852}
1853    
1854#\36 406026c90e1521f6ecb0ecd {
1855    justify-content: center;
1856    padding-bottom: 16px;
1857    flex-direction: row;
1858}
1859    
1860#widget_rn5.flex-element.widget-wrapper >
1860 [data-element-type].flexButton.dmWidget {
1861    padding: 10px 32px 10px 24px;
1862}
1863#widget_rn5 {
1864    min-width: 32px;
1865    width: auto;
1866    margin: 0px 0% 0px 0%;
1867}
1868    
1869#d01c2401.flex-element.widget-wrapper > [data-element-type].flexButton.dmWidget {
1870    padding: 10px 32px 10px 32px;
1871}
1872#d01c2401 {
1873    min-width: 32px;
1874    width: auto;
1875    margin: 0px 0% 0px 0%;
1876}
1877}</style> 
1878 <style data-page-uuid="1eaba6449c654964a2f5642ab71710c4" data-is-header="true" id="grid-styles-tablet-32763f30-1eaba6449c654964a2f5642ab71710c4">@media (min-width: 768px) and (max-width: 1024px) {
1879    
1880#\31 1282729 {
1881    width: 48.5%;
1882    min-height: 8px;
1883    flex: 1 1 auto;
1884    order: 2;
1885    margin: 0% 0% 0% 0%;
1886}
1887    
1888#\39 5706b02 {
1889    flex-direction: row;
1890    flex-wrap: wrap;
1891    column-gap: 3%;
1892    min-height: 350px;
1893    row-gap: 48px;
1894    padding: 80px 0% 80px 0%;
1895}
1896    
1897#e06b81bf {
1898    margin: 0px 0% 0px 0%;
1899}
1900    
1901#\33 3a7bcac {
1902    width: 100%;
1903    min-width: 160px;
1904}
1905    
1906#b7baa00d {
1907    width: 100%;
1908    min-width: 170px;
1909}
1910    
1911#\30 91bdbaa {
1912    width: 48.5%;
1913    min-height: 8px;
1914    flex: 1 1 auto;
1915    order: 0;
1916    margin: 0% 0% 0% 0%;
1917}
1918    
1919#group_c9u {
1920    width: 48.5%;
1921    min-height: 8px;
1922    align-items: flex-start;
1923    flex: 1 1 auto;
1924    order: 1;
1925    padding: 0px 0px 0px 0px;
1926    margin: 0% 0% 0% 0%;
1927}
1928    
1929#cf30ce06 {
1930    width: 100%;
1931    min-width: 32px;
1932}
1933    
1934#\32 94c6348 {
1935    width: 48.5%;
1936    min-height: 8px;
1937    flex: 1 1 auto;
1938    order: 3;
1939    margin: 0% 0% 0% 0%;
1940}
1941    
1942#widget_c2n.flex-element.widget-wrapper > [data-element-type] {
1943    padding: 0px 0px 0px 0px;
1944}
1945#widget_c2n {
1946    width: 260px;
1947    margin: 2px 0% 0px 0%;
1948}
1949    
1950#\36 03165fb {
1951    width: 100%;
1952    min-width: 160px;
1953}
1954    
1955#\34 a1387a2 {
1956    width: 100%;
1957    min-width: 170px;
1958}
1959    
1960#d0557599 {
1961    width: 100%;
1962    min-width: 32px;
1963}
1964}</style> 
1965 <style data-page-uuid="1eaba6449c654964a2f5642ab71710c4" data-is-header="true" id="grid-styles-tablet-fc9e19c2-1eaba6449c654964a2f5642ab71710c4">@media (min-width: 768px) and (max-width: 1024px) {
1966    
1967#\39 0b58bd0 {
1968    padding-right: var(--section-padding-right);
1969    padding-left: var(--section-padding-left);
1970}
1971    
1972#\31 5dd8ca0 {
1973    flex-direction: column;
1974    flex-wrap: nowrap;
1975    justify-content: center;
1976}
1977    
1978#\33 63aceba {
1979    min-width: 32px;
1980    margin: 0px 0% 0px 0%;
1981}
1982    
1983#a0a7400e {
1984    min-width: 32px;
1985    margin: 0px 0% 0px 0%;
1986}
1987}</style> 
1988 <style data-page-uuid="1eaba6449c654964a2f5642ab71710c4" data-is-header="true" id="grid-styles-tablet-3fe9d2b2-1eaba6449c654964a2f5642ab71710c4">@media (min-width: 768px) and (max-width: 1024px) {
1989    
1990#\31 5bd80d6 {
1991    padding-left: 2%;
1992    padding-right: 2%;
1993}
1994}</style> 
1995
1996
1997
1998
1999
2000
2001<style id="globalFontSizeStyle" type="text/css">
2002    @media (min-width: 1025px) { [data-version] .size-12, [data-version] .font-size-12 {--font-size: 12;}[data-version] .size-16, [data-version] .font-size-16 {--font-size: 16;} }@media (min-width: 768px) and (max-width: 1024px) { [data-version] .t-size-12, [data-version] .t-font-size-12 {--font-size: 12;}[data-version] .t-size-16, [data-version] .t-font-size-16 {--font-size: 16;} }@media (max-width: 767px) { [data-version] .m-size-12, [data-version] .m-font-size-12 {--font-size: 12;}[data-version] .m-size-16, [data-version] .m-font-size-16 {--font-size: 16;}[data-version] .m-size-14, [data-version] .m-font-size-14 {--font-size: 14;} }
2003</style>
2004<style id="pageFontSizeStyle" type="text/css">
2005</style>
2006
2007
2008
2009
2010<style id="hideAnimFix">
2011  .dmDesktopBody:not(.editGrid) [data-anim-desktop]:not([data-anim-desktop='none']), .dmDesktopBody:not(.editGrid) [data-anim-extended] {
2012    visibility: hidden;
2013  }
2014
2015  .dmDesktopBody:not(.editGrid) .dmNewParagraph[data-anim-desktop]:not([data-anim-desktop='none']), .dmDesktopBody:not(.editGrid) .dmNewParagraph[data-anim-extended] {
2016    visibility: hidden !important;
2017  }
2018
2019  #dmRoot:not(.editGrid) .flex-element [data-anim-extended] {
2020    visibility: hidden;
2021  }
2022
2023</style>
2024
2025
2026
2027
2028<style id="fontFallbacks">
2029    @font-face {
2030  font-family: "Inter Fallback";
2031  src: local('Arial');
2032  ascent-override: 90.199%;
2033  descent-override: 22.4836%;
2034  size-adjust: 107.4014%;
2035  line-gap-override: 0%;
2036 }@font-face {
2037  font-family: "Poppins Fallback";
2038  src: local('Arial');
2039  ascent-override: 92.326%;
2040  descent-override: 30.7753%;
2041  line-gap-override: 8.793%;
2042  size-adjust: 113.7274%;
2043}@font-face {
2044  font-family: "Lora Fallback";
2045  src: local('Arial');
2046  ascent-override: 95.2907%;
2047  descent-override: 25.9539%;
2048  size-adjust: 105.5717%;
2049  line-gap-override: 0%;
2050 }@font-face {
2051  font-family: "Georgia Fallback";
2052  src: local('Arial');
2053  ascent-override: 92.2092%;
2054  descent-override: 22.0458%;
2055  size-adjust: 99.4469%;
2056  line-gap-override: 0%;
2057 }
2058</style>
2059
2060
2061
2062
2063
2064
2065
2066
2067
2068
2069
2070
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2369</span> 
2370</a> 
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2373</span> 
2374</a> 
2375</li> 
2376 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="1"> <a href="https://portal.csr24.com/mvc/1873699200" class="unifiednav__item unav-item     " target="_blank" data-target-page-alias="https://portal.csr24.com/mvc/1873699200"> <span class="nav-item-text " data-link-text="Request A Certificate" data-auto="page-text-style">Request A Certificate<span class="icon icon-angle-right" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
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2393 <ul role="menu" class="unifiednav__container unifiednav__container_sub-nav unav-sub" data-depth="0" data-auto="sub-pages"> <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="1"> <a href="/our-team" class="unifiednav__item unav-item     " target="" data-target-page-alias="our-team"> <span class="nav-item-text " data-link-text="Our Team" data-auto="page-text-style">Our Team<span class="icon icon-angle-right" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
2394</span> 
2395</a> 
2396</li> 
2397 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="1"> <a href="/events" class="unifiednav__item unav-item     " target="" data-target-page-alias="events"> <span class="nav-item-text " data-link-text="Events" data-auto="page-text-style">Events<span class="icon icon-angle-right" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
2398</span> 
2399</a> 
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2401 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="1"> <a href="/locations" class="unifiednav__item unav-item     " target="" data-target-page-alias="locations"> <span class="nav-item-text " data-link-text="Locations" data-auto="page-text-style">Locations<span class="icon icon-angle-right" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
2402</span> 
2403</a> 
2404</li> 
2405 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="1"> <a href="/careers" class="unifiednav__item unav-item     " target="" data-target-page-alias="careers"> <span class="nav-item-text " data-link-text="Careers" data-auto="page-text-style">Careers<span class="icon icon-angle-right" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
2406</span> 
2407</a> 
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2409 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="1"> <a href="/our-reviews" class="unifiednav__item unav-item     " target="" data-target-page-alias="our-reviews"> <span class="nav-item-text " data-link-text="Our Revie
2409ws" data-auto="page-text-style">Our Reviews<span class="icon icon-angle-right" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
2410</span> 
2411</a> 
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2415 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="/blog" class="unifiednav__item unav-item unav-top-item  dmNavItemSelected    " target="" data-target-page-alias="blog" aria-current="page" data-auto="selected-page"> <span class="nav-item-text " data-link-text="Blog" data-auto="page-text-style">Blog<span class="icon icon-angle-down" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
2416</span> 
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2419</ul> 
2420</nav> 
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2423</span> 
2424 <span class="text" id="1277458794" data-diy-text="">(801) 622-2626</span> 
2425</a> 
2426</div> 
2427 <div id="bb5c78b5" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-hidden-on-tablet="" data-widget-type="link" data-external-id="1662089055"> <a data-display-type="block" class="align-center dmButtonLink dmWidget dmWwr default dmOnlyButton dmDefaultGradient flexButton u_1662089055" file="false" href="/contact" data-element-type="dButtonLinkId" id="1662089055"> <span class="iconBg" aria-hidden="true" id="1070974019"> <span class="icon hasFontIcon icon-star" id="1344529068"></span> 
2428</span> 
2429 <span class="text" id="1642769129">Get Your Quote</span> 
2430</a> 
2431</div> 
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2439 <div id="hamburger-drawer" class="u_hamburger-drawer hamburger-drawer layout-drawer" layout="5ff40d2f36ae4e5ea1bc96b2e2fcf67e===header" data-origin="top" data-auto-height="true"> <div data-layout-section="" data-auto="flex-section" id="1558513594" data-flex-id="18f5ea00"> <div class="flex-widgets-container" id="1554675836"></div> 
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2441 0-5.8906-1.6289-1.6289-4.2656-1.6289-5.8906 0l-32.406 32.402-32.406-32.406c-1.625-1.625-4.2656-1.625-5.8906 0-1.6289 1.6289-1.6289 4.2656 0
2442 5.8945l32.402 32.406-32.41 32.414c-1.6289 1.625-1.6289 4.2617 0 5.8906 1.625 1.6289 4.2656 1.6289 5.8906 0l32.414-32.414z" fill-rule="evenodd"></path> 
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2452 <section id="63a049320d35b55b4ef2a373" class="flex-element section" data-auto="flex-element-section"> <div id="63a049320d35b55b4ef2a376" class="flex-element grid" data-auto="flex-element-grid" data-layout-grid=""> <div id="63a049320d35b55b4ef2a377" class="flex-element group" data-auto="flex-element-group"> <div id="63a049320d35b55b4ef2a374" class="flex-element group" data-auto="flex-element-group"> <div id="63a049ca0d35b55b4ef2a5c3" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="ONELinksMenu" data-external-id="1998592992"> <nav class="u_1998592992 effect-text-color main-navigation unifiednav dmLinksMenu" data-auto="links-menu" role="navigation" layout-main="vertical_nav_layout_1" layout-sub="" data-show-vertical-sub-items="HIDE" id="1998592992" dmle_extension="onelinksmenu" data-element-type="onelinksmenu" data-logo-src="" alt="" data-nav-structure="VERTICAL" wr="true" icon="true" surround="true" adwords="" navigation-id="unifiedNav"> <ul role="menubar" class="unifiednav__container unav-top  " data-auto="navigation-pages"> <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="/" class="unifiednav__item unav-item unav-top-item  dmUDNavigationItem_00  " target="" data-target-page-alias=""> <span class="nav-item-text " data-link-text="
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2454        " data-auto="page-text-style">Home<span class="icon icon-angle-down"></span> 
2455</span> 
2456</a> 
2457</li> 
2458 <li role="menuitem" aria-haspopup="true" aria-expanded="false" data-sub-nav-menu="true" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="#" class="unifiednav__item unav-item unav-top-item  dmUDNavigationItem_0101014241  unifiednav__item_has-sub-nav" target="" data-target-page-alias=""> <span class="nav-item-text " data-link-text="Coverage" data-auto="page-text-style">Coverage<span class="icon icon-angle-down"></span> 
2459</span> 
2460</a> 
2461 <ul role="menu" class="unifiednav__container unifiednav__container_sub-nav unav-sub" data-depth="0" data-auto="sub-pages"> <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="1"> <a href="/personal-insurance" class="unifiednav__item unav-item   dmUDNavigationItem_010101602452  " target="" data-target-page-alias=""> <span class="nav-item-text " data-link-text="Personal Insurance" data-auto="page-text-style">Personal Insurance<span class="icon icon-angle-right" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
2462</span> 
2463</a> 
2464</li> 
2465 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="1"> <a href="/commercial-insurance" class="unifiednav__item unav-item   dmUDNavigationItem_010101577411  " target="" data-target-page-alias=""> <span class="nav-item-text " data-link-text="Commercial Insurance" data-auto="page-text-style">Commercial Insurance<span class="icon icon-angle-right" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
2466</span> 
2467</a> 
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2469 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="1"> <a href="/adventure-park-insurance" class="unifiednav__item unav-item   dmUDNavigationItem_01010171447  " target="" data-target-page-alias=""> <span class="nav-item-text " data-link-text="Adventure Park Insurance" data-auto="page-text-style">Adventure Park Insurance<span class="icon icon-angle-right"></span> 
2470</span> 
2471</a> 
2472</li> 
2473 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="1"> <a href="/alarm-dealer-insurance" class="unifiednav__item unav-item   dmUDNavigationItem_010101824156  " target="" data-target-page-alias=""> <span class="nav-item-text " data-link-text="Alarm Dealer Insurance" data-auto="page-text-style">Alarm Dealer Insurance<span class="icon icon-angle-right"></span> 
2474</span> 
2475</a> 
2476</li> 
2477 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="1"> <a href="/pers-insurance" class="unifiednav__item unav-item   dmUDNavigationItem_010101476625  " target="" data-target-page-alias=""> <span class="nav-item-text " data-link-text="PERS Insurance" data-auto="page-text-style">PERS Insurance<span class="icon icon-angle-right"></span> 
2478</span> 
2479</a> 
2480</li> 
2481</ul> 
2482</li> 
2483 <li role="menuitem" aria-haspopup="true" aria-expanded="false" data-sub-nav-menu="true" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="#" class="unifiednav__item unav-item unav-top-item  dmUDNavigationItem_010101299297  unifiednav__item_has-sub-nav" target="" data-target-page-alias=""> <span class="nav-item-text " data-link-text="Service Center" data-auto="page-text-style">Service Center<span class="icon icon-angle-down"></span> 
2484</span> 
2485</a> 
2486 <ul role="menu" class="unifiednav__container unifiednav__container_sub-nav unav-sub" data-depth="0" data-auto="sub-pages"> <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="1"> <a href="https://portal.csr24.com/mvc/1873699200" class="unifiednav__item unav-item   dmUDNavigationItem_010101857462  " target="_blank" data-target-page-alias=""> <span class="nav-item-text " data-link-text="Client Center" data-auto="page-text-style">Client Center<span class="icon icon-angle-right"></span> 
2487</span> 
2488</a> 
2489</li> 
2490 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="1"> <a href="https://portal.csr24.com/mvc/1873699200" class="unifiednav__item unav-item   dmUDNavigationItem_010101200007  " target="_blank" data-target-page-alias=""> <span class="nav-item-text " data-link-text="File a Claim" data-auto="page-text-style">File a Claim<span class="icon icon-angle-right"></span> 
2491</span> 
2492</a> 
2493</li> 
2494 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="1"> <a href="https://portal.csr24.com/mvc/1873699200" class="unifiednav__item unav-item   dmUDNavigationItem_010101821683  " target="_blank" data-target-page-alias=""> <span class="nav-item-text " data-link-text="Online Billing and Payment" data-auto="page-text-style">Online Billing and Payment<span class="icon icon-angle-right"></span> 
2495</span> 
2496</a> 
2497</li> 
2498 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="1"> <a href="https://portal.csr24.com/mvc/1873699200" class="unifiednav__item unav-item   dmUDNavigationItem_010101332445  " target="_blank" data-target-page-alias=""> <span class="nav-item-text " data-link-text="Request an ID Card" data-auto="page-text-style">Request an ID Card<span class="icon icon-angle-right"></span> 
2499</span> 
2500</a> 
2501</li> 
2502 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="1"> <a href="https://portal.csr24.com/mvc/1873699200" class="unifiednav__item unav-item   dmUDNavigationItem_010101743803  " target="_blank" data-target-page-alias=""> <span class="nav-item-text " data-link-text="Request a Certificate" data-auto="page-text-style">Request a Certificate<span class="icon icon-angle-right"></span> 
2503</span> 
2504</a> 
2505</li> 
2506 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="1"> <a href="https://portal.csr24.com/mvc/1873699200" class="unifiednav__item unav-item   dmUDNavigationItem_010101506008  " target="_blank" data-target-page-alias=""> <span class="nav-item-text " data-link-text="Policy Changes" data-auto="page-text-style">Policy Changes<span class="icon icon-angle-right"></span> 
2507</span> 
2508</a> 
2509</li> 
2510 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="1"> <a href="https://portal.csr24.com/mvc/1873699200" class="unifiednav__item unav-item   dmUDNavigationItem_010101569912  " target="_blank" data-target-page-alias=""> <span class="nav-item-text " data-link-text="Policy Review" data-auto="page-text-style">Policy Review<span class="icon icon-angle-right"></span> 
2511</span> 
2512</a> 
2513</li> 
2514</ul> 
2515</li> 
2516 <li role="menuitem" aria-haspopup="true" aria-expanded="false" data-sub-nav-menu="true" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="/about" class="unifiednav__item unav-item unav-top-item  dmUDNavigationItem_010101481788  unifiednav__item_has-sub-nav" target="" data-target-page-alias=""> <span class="nav-item-text " data-link-text="About" data-auto="page-text-style">About<span class="icon icon-angle-down"></span> 
2517</span> 
2518</a> 
2519 <ul role="menu" class="unifiednav__container unifiednav__container_sub-nav unav-sub" data-depth="0" data-auto="sub-pages"> <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="1"> <a href="/our-team" class="unifiednav__item unav-item   dmUDNavigationItem_010101897908  " target="" data-target-page-alias=""> <span class="nav-item-text " data-link-text="Our Team" data-auto="page-text-style">Our Team<span class="icon icon-angle-right" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
2520</span> 
2521</a> 
2522</li> 
2523 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="1"> <a href="/locations" class="unifiednav__item unav-item   dmUDNavigationItem_010101422870  " target="" data-target-page-alias=""> <span class="nav-item-text " data-link-text="Locations" data-auto="page-text-style">Locations<span class="icon icon-angle-right"></span> 
2524</span> 
2525</a> 
2526</li> 
2527 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="1"> <a href="/events" class="unifiednav__item unav-item   dmUDNavigationItem_010101606758  " target="" data-target-page-alias=""> <span class="nav-item-text " data-link-text="Events" data-auto="page-text-style">Events<span class="icon icon-angle-right"></span> 
2528</span> 
2529</a> 
2530</li> 
2531 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="1"> <a href="/careers" class="unifiednav__item unav-item   dmUDNavigationItem_010101478448  " target="" data-target-page-alias=""> <span class="nav-item-text " data-link-text="Careers" data-auto="page-text-style">Careers<span class="icon icon-angle-right"></span> 
2532</span> 
2533</a> 
2534</li> 
2535 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="1"> <a href="/our-reviews" class="unifiednav__item unav-item   dmUDNavigationItem_010101261313  " target="" data-target-page-alias=""> <span class="nav-item-text " data-link-text="Our Reviews" data-auto="page-text-style">Our Reviews<span class="icon icon-angle-right"></span> 
2536</span> 
2537</a> 
2538</li> 
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2541 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="/blog" class="unifiednav__item unav-item unav-top-item  dmNavItemSelected  dmUDNavigationItem_010101715782  " target="" data-target-page-alias="" aria-current="page" data-auto="selected-page"> <span class="nav-item-text " data-link-text="Blog" data-auto="page-text-style">Blog<span class="icon icon-angle-down"></span> 
2542</span> 
2543</a> 
2544</li> 
2545 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0" data-hidden-on-desktop=""> <a href="/contact" class="unifiednav__item unav-item unav-top-item  dmUDNavigationItem_010101152840  " target="" data-target-page-alias=""> <span class="nav-item-text " data-link-text="Contact" data-auto="page-text-style">Contact<span class="icon icon-angle-down"></span> 
2546</span> 
2547</a> 
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2550</nav> 
2551</div> 
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2554</div> 
2555</section> 
2556</div> 
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2558 <section id="6406026c90e1521f6ecb0ec9" class="flex-element section" data-auto="flex-element-section"> <div id="6406026c90e1521f6ecb0ecb" class="flex-element grid" data-auto="flex-element-grid" data-layout-grid=""> <div id="6406026c90e1521f6ecb0ecc" class="flex-element group" data-auto="flex-element-group"> <div id="6406026c90e1521f6ecb0ecd" class="flex-element group" data-auto="flex-element-group"> <div id="widget_rn5" class="flex-element widget-wrapper" data-auto="flex
2558-element-widget-wrapper" data-widget-type="link" data-external-id="2518653270"> <a data-display-type="block" class="align-center dmButtonLink dmWidget dmWwr default dmOnlyButton dmDefaultGradient flexButton button_2 u_2518653270 flexButtonIcon align-center dmButtonLink dmWidget dmWwr default dmOnlyButton dmDefaultGradient flexButton button_2 u_2518653270 flexButtonIcon" file="false" href="tel:(801) 622-2626" data-element-type="dButtonLinkId" id="2518653270" data-binding="W3siYmluZGluZ05hbWUiOiJsaW5rIiwidmFsdWUiOiJjb250ZW50X2xpYnJhcnkuZ2xvYmFsLnBob25lLm1haW4gcGhvbmUifSx7ImJpbmRpbmdOYW1lIjoiYnV0dG9uX3RleHQiLCJ2YWx1ZSI6ImNvbnRlbnRfbGlicmFyeS5nbG9iYWwucGhvbmUubWFpbiBwaG9uZSJ9XQ==" data-diy-link=""> <span class="iconBg" aria-hidden="true" id="1925593827"> <span class="icon hasFontIcon icon-star" id="1669955752"></span> 
2559</span> 
2560 <span class="text" id="1592365824" data-diy-text="">(801) 622-2626</span> 
2561</a> 
2562</div> 
2563 <div id="d01c2401" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="link" data-external-id="1703783263"> <a data-display-type="block" class="align-center dmButtonLink dmWidget dmWwr default dmOnlyButton dmDefaultGradient flexButton u_1703783263 flexButtonIcon button_2" file="false" href="/contact" data-element-type="dButtonLinkId" id="1703783263"> <span class="iconBg" aria-hidden="true" id="1905464064"> <span class="icon hasFontIcon icon-star" id="1391408699"></span> 
2564</span> 
2565 <span class="text" id="1884875379">Get Your Quote</span> 
2566</a> 
2567</div> 
2568</div> 
2569</div> 
2570</div> 
2571</section> 
2572</div> 
2573</div> 
2574 <div class="layout-drawer-overlay" id="layout-drawer-overlay"></div> 
2575</div> 
2576 <div dmwrapped="true" id="dmFirstContainer" class="dmBody u_dmStyle_template_blog dm-home-page" themewaschanged="true"> <div id="allWrapper" class="allWrapper" data-auto="all-wrapper"><!-- navigation placeholders --> <div id="dm_content" class="dmContent" role="main"> <div dm:templateorder="170" class="dmHomeRespTmpl mainBorder dmRespRowsWrapper dmFullRowRespTmpl" id="1716942098"> <div data-layout-section="" data-auto="flex-section" id="1924075918" data-flex-id="69fd16ab" data-page-element-type="section" data-page-element-id="1826334156"> <div class="flex-widgets-container" id="1048656728"></div> 
2577 <section id="b75a6b5c" class="flex-element section" data-auto="flex-element-section"> <div id="9facfd34" class="flex-element grid" data-auto="flex-element-grid" data-layout-grid=""> <div id="d7c56eac" class="flex-element group" data-auto="flex-element-group"> <div id="2badd334" class="flex-element group" data-auto="flex-element-group"> <div id="8c3ea15a" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="paragraph" data-external-id="1051457234"> <div class="dmNewParagraph u_1051457234" data-element-type="paragraph" data-version="5" id="1051457234" style=""><p class="t-size-12 m-size-12 size-12"><span class="t-font-size-12 font-size-12 m-font-size-12" m-font-size-set="true" style="text-transform:uppercase;color:var(--color_3);font-weight:600;display:unset;font-family:Inter, 'Inter Fallback';">Stay Informed</span></p></div> 
2578</div> 
2579 <div id="b366108d" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="paragraph" data-external-id="1515840537"> <div class="dmNewParagraph" data-element-type="paragraph" data-version="5" id="1515840537" style=""> <h1 class="text-align-center"><span style="display: unset;">Insurance Insights &amp; Tips</span></h1> 
2580</div> 
2581</div> 
2582 <div id="2047bb2c" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="paragraph" data-external-id="1626528499"> <div class="dmNewParagraph" data-element-type="paragraph" data-version="5" id="1626528499" style=""><p class="text-align-center m-text-align-center"><span style="display: unset;">Practical advice to help you understand your coverage, avoid common mistakes, and make smarter decisions for your family and business.</span></p></div> 
2583</div> 
2584 <div id="92f298e6" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="link" data-external-id="1051470890"> <a data-display-type="block" class="align-center dmButtonLink dmWidget dmWwr default dmOnlyButton dmDefaultGradient flexButton flexButtonIcon u_1051470890" file="false" href="/contact" data-element-type="dButtonLinkId" id="1051470890"> <span class="iconBg" aria-hidden="true" id="1211882892"> <span class="icon hasFontIcon icon-star" id="1373310386"></span> 
2585</span> 
2586 <span class="text" id="1953107852">Get a Quote</span> 
2587</a> 
2588</div> 
2589</div> 
2590</div> 
2591</div> 
2592</section> 
2593</div> 
2594 <div data-layout-section="" data-auto="flex-section" id="1975340828" data-flex-id="a79f4d38" data-page-element-type="section" data-page-element-id="1826334156"> <div class="flex-widgets-container" id="1547336455"></div> 
2595 <section id="83582821" class="flex-element section" data-auto="flex-element-section"> <div id="83a8a2f9" class="flex-element grid" data-auto="flex-element-grid" data-layout-grid=""> <div id="0ecbed58" class="flex-element group" data-auto="flex-element-group"> <div id="0b5e0677" class="flex-element group" data-auto="flex-element-group"> <div id="fadcbc0e" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="ONEBlogMain" data-external-id="1603186629"> <div class="u_1603186629 default mainBlog layout4" id="1603186629" dmle_extension="internal_blog_list" data-element-type="internal_blog_list" show-images="true" wr="true" trim-title="false" show-blog-title="false" data-paginate-listable-widget="true" show-action-text="true" text-align="left" icon="true" surround="true" adwords="" list-layout="layout4" visible-items="36" visible-post-lines="4" search-tags="blog post" search-term="" more-posts-text="Show More" header-type="H2" posts-p
2595adding="15" posts-per-row="3" show-author="false" text-box-padding="true" action-text="Read more →" skip-post-index="-1" blog-posts-feature-flag="true" data-image-hover-effect="zoomout" show-more-posts-text="false" data-paginate-total-elements="29" data-paginate-page-size="36"> <div class="inner "> <div style="-ms-grid-column:1; -ms-grid-row:1" class="postArticle " data-auto="blog-post-article"> <div class="inner clearfix wow" style="animation-delay: 200.0ms;"> <a class="blogImgLink" data-auto="blog-img-link" dont-color-link="true" href="/key-person-buy-sell-insurance-cost" data-blog-post-alias="key-person-buy-sell-insurance-cost" aria-label="Key person and buy-sell insurance header: $1M of coverage costs about $100 a month"> <div class="blogImg" data-auto="blog-img" style="background-image: url('https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/TIC-Blog-key-person-buy-sell-insurance-Header-1920w.png');"><img src="https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/TIC-Blog-key-person-buy-sell-insurance-Header-1920w.png" alt="Key person and buy-sell insurance header: $1M of coverage costs about $100 a month" onerror="handleImageLoadError(this)"/></div> 
2596</a> 
2597 <div class="postTextContainer"> <div class="postText clearfix"> <div class="postTitle" data-auto="blog-post-title"> <h3> <a dont-color-link="true" href="/key-person-buy-sell-insurance-cost" data-blog-post-alias="key-person-buy-sell-insurance-cost">Key Person and Buy-Sell Insurance: $1 Million of Coverage Costs About $100 a Month</a> 
2598</h3> 
2599</div> 
2600 <div class="authorBar" data-auto="blog-author-bar"> <span>By Shawn Iverson</span> 
2601 <span>&bull;</span> 
2602 <span>September 25, 2026</span> 
2603</div> 
2604 <div class="postDescription" data-auto="blog-post-description">A $1M key person or buy-sell policy on a healthy 40-year-old owner runs about $86-$109/month. See which buy-sell structure fits. Call (801) 622-2626.</div> 
2605</div> 
2606 <div class="readMore" data-auto="blog-read-more"> <a dont-color-link="true" href="/key-person-buy-sell-insurance-cost"></a> 
2607</div> 
2608</div> 
2609</div> 
2610</div> 
2611 <div style="-ms-grid-column:2; -ms-grid-row:1" class="postArticle " data-auto="blog-post-article"> <div class="inner clearfix wow" style="animation-delay: 400.0ms;"> <a class="blogImgLink" data-auto="blog-img-link" dont-color-link="true" href="/ski-snowboard-rental-shop-insurance-cost" data-blog-post-alias="ski-snowboard-rental-shop-insurance-cost" aria-label="Ski and snowboard rental shop insurance cost header graphic with The Insurance Center logo and phone"> <div class="blogImg" data-auto="blog-img" style="background-image: url('https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/b5eb9ae2-96a2-4e97-a0d2-11d48f8b2538-1920w.png');"><img src="https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/b5eb9ae2-96a2-4e97-a0d2-11d48f8b2538-1920w.png" alt="Ski and snowboard rental shop insurance cost header graphic with The Insurance Center logo and phone" onerror="handleImageLoadError(this)"/></div> 
2612</a> 
2613 <div class="postTextContainer"> <div class="postText clearfix"> <div class="postTitle" data-auto="blog-post-title"> <h3> <a dont-color-link="true" href="/ski-snowboard-rental-shop-insurance-cost" data-blog-post-alias="ski-snowboard-rental-shop-insurance-cost">Ski &amp; Snowboard Rental Shop Insurance Cost: $1,000-$5,000 a Year (And the Utah Law That Doesn't Protect You)</a> 
2614</h3> 
2615</div> 
2616 <div class="authorBar" data-auto="blog-author-bar"> <span>By Marketing at The Insurance Center</span> 
2617 <span>&bull;</span> 
2618 <span>September 17, 2026</span> 
2619</div> 
2620 <div class="postDescription" data-auto="blog-post-description">Ski and snowboard rental shop insurance runs $1,000 to $5,000+ a year. See what drives the cost and Utah's liability gap. Call (801) 622-2626.</div> 
2621</div> 
2622 <div class="readMore" data-auto="blog-read-more"> <a dont-color-link="true" href="/ski-snowboard-rental-shop-insurance-cost"></a> 
2623</div> 
2624</div> 
2625</div> 
2626</div> 
2627 <div style="-ms-grid-column:3; -ms-grid-row:1" class="postArticle " data-auto="blog-post-article"> <div class="inner clearfix wow" style="animation-delay: 600.0ms;"> <a class="blogImgLink" data-auto="blog-img-link" dont-color-link="true" href="/climbing-gym-insurance-cost-utah" data-blog-post-alias="climbing-gym-insurance-cost-utah" aria-label="Climbing gym insurance cost in Utah header graphic with The Insurance Center logo and phone number"> <div class="blogImg" data-auto="blog-img" style="background-image: url('https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/21a94bae-b
26276be-4f08-b1e1-8fb0e1e4695e-1920w.png');"><img src="https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/21a94bae-b6be-4f08-b1e1-8fb0e1e4695e-1920w.png" alt="Climbing gym insurance cost in Utah header graphic with The Insurance Center logo and phone number" onerror="handleImageLoadError(this)"/></div> 
2628</a> 
2629 <div class="postTextContainer"> <div class="postText clearfix"> <div class="postTitle" data-auto="blog-post-title"> <h3> <a dont-color-link="true" href="/climbing-gym-insurance-cost-utah" data-blog-post-alias="climbing-gym-insurance-cost-utah">Climbing Gym Insurance Cost in Utah: The $5,000 Minimum Most Owners Don't See Coming</a> 
2630</h3> 
2631</div> 
2632 <div class="authorBar" data-auto="blog-author-bar"> <span>By Marketing at The Insurance Center</span> 
2633 <span>&bull;</span> 
2634 <span>September 15, 2026</span> 
2635</div> 
2636 <div class="postDescription" data-auto="blog-post-description">Climbing gym insurance starts at a $5,000 minimum premium in Utah. See what drives the cost and how to lower it. Call (801) 622-2626.</div> 
2637</div> 
2638 <div class="readMore" data-auto="blog-read-more"> <a dont-color-link="true" href="/climbing-gym-insurance-cost-utah"></a> 
2639</div> 
2640</div> 
2641</div> 
2642</div> 
2643 <div style="-ms-grid-column:1; -ms-grid-row:2" class="postArticle " data-auto="blog-post-article"> <div class="inner clearfix wow" style="animation-delay: 800.0ms;"> <a class="blogImgLink" data-auto="blog-img-link" dont-color-link="true" href="/property-management-eo-insurance-cost" data-blog-post-alias="property-management-eo-insurance-cost" aria-label="E&O insurance costs going up"> <div class="blogImg" data-auto="blog-img" style="background-image: url('https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/2f8e1a2e-7605-4841-af9b-830af6a5b8ec-1920w.png');"><img src="https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/2f8e1a2e-7605-4841-af9b-830af6a5b8ec-1920w.png" alt="E&O insurance costs going up" onerror="handleImageLoadError(this)"/></div> 
2644</a> 
2645 <div class="postTextContainer"> <div class="postText clearfix"> <div class="postTitle" data-auto="blog-post-title"> <h3> <a dont-color-link="true" href="/property-management-eo-insurance-cost" data-blog-post-alias="property-management-eo-insurance-cost">Property Management E&amp;O Insurance Cost: The $996 Median (And Why GL Alone Isn't Enough)</a> 
2646</h3> 
2647</div> 
2648 <div class="authorBar" data-auto="blog-author-bar"> <span>By Marketing at The Insurance Center</span> 
2649 <span>&bull;</span> 
2650 <span>September 15, 2026</span> 
2651</div> 
2652 <div class="postDescription" data-auto="blog-post-description">Property management E&amp;O insurance runs a $996/year median/ per Insureon. See what drives it and why GL alone falls short. Call (801) 622-2626.</div> 
2653</div> 
2654 <div class="readMore" data-auto="blog-read-more"> <a dont-color-link="true" href="/property-management-eo-insurance-cost"></a> 
2655</div> 
2656</div> 
2657</div> 
2658</div> 
2659 <div style="-ms-grid-column:2; -ms-grid-row:2" class="postArticle " data-auto="blog-post-article"> <div class="inner clearfix wow" style="animation-delay: 1000.0ms;"> <a class="blogImgLink" data-auto="blog-img-link" dont-color-link="true" href="/what-liquor-liability-insurance-costs-in-utah" data-blog-post-alias="what-liquor-liability-insurance-costs-in-utah" aria-label="Utah liquor liability insurance header graphic with The Insurance Center logo and phone number"> <div class="blogImg" data-auto="blog-img" style="background-image: url('https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/TIC-Blog-utah-liquor-liability-insurance-cost-Header-1920w.png');"><img src="https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/TIC-Blog-utah-liquor-liability-insurance-cost-Header-1920w.png" alt="Utah liquor liability insurance header graphic with The Insurance Center logo and phone number" onerror="handleImageLoadError(this)"/></div> 
2660</a> 
2661 <div class="postTextContainer"> <div class="postText clearfix"> <div class="postTitle" data-auto="blog-post-title"> <h3> <a dont-color-link="true" href="/what-liquor-liability-insurance-costs-in-utah" data-blog-post-alias="what-liquor-liability-insurance-costs-in-utah">What Liquor Liability Insurance Costs in Utah, and Why the State Requires $1 Million in Coverage</a> 
2662</h3> 
2663</div> 
2664 <div class="authorBar" data-auto="blog-author-bar"> <span>By Shawn Iverson</span> 
2665 <span>&bull;</span> 
2666 <span>September 15, 2026</span> 
2667</div> 
2668 <div class="postDescription" data-auto="blog-post-description">Utah bars and restaurants must carry $1M in liquor liability insurance. See what coverage actually costs and how to get quoted. Call (801) 622-2626.</div> 
2669</div> 
2670 <div class="readMore" data-auto="blog-read-more"> <a dont-color-link="true" href="/what-liquor-liability-insurance-costs-in-utah"></a> 
2671</div> 
2672</div> 
2673</div> 
2674</div> 
2675 <div style="-ms-grid-column:3; -ms-grid-row:2" class="postArticle " data-auto="blog-post-article"> <div class="inner clearfix wow" style="animation-delay: 1200.0ms;"> <a class="blogImgLink" data-auto="blog-img-link" dont-color-link="true" href="/utah-contractor-insurance-requirements-2026" data-blog-post-alias="utah-contractor-insurance-requirements-2026" aria-label="Utah contractor insurance requirements 2026 header graphic with The Insurance Center logo and phone "> <div class="blogImg" data-auto="blog-img" style="background-image: url('https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/939cb967-4674-45ae-ba04-e09acfea4b5a-1920w.png');"><img src="https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/939cb967-4674-45ae-ba04-e09acfea4b5a-1920w.png" alt="Utah contractor insurance requirements 2026 header graphic with The Insurance Center logo and phone " onerror="handleImageLoadError(this)"/></div> 
2676</a> 
2677 <div class="postTextContainer"> <div class="postText clearfix"> <div class="postTitle" data-auto="blog-post-title"> <h3> <a dont-color-link="true" href="/utah-contractor-insurance-requirements-2026" data-blog-post-alias="utah-contractor-insurance-requirements-2026">Utah Contractor Insurance Requirements Just Jumped From $100K to $1 Million</a> 
2678</h3> 
2679</div> 
2680 <div class="authorBar" data-auto="blog-author-bar"> <span>By Marketing at The Insurance Center</span> 
2681 <span>&bull;</span> 
2682 <span>September 8, 2026</span> 
2683</div> 
2684 <div class="postDescription" data-auto="blog-post-description">Utah's contractor insurance requirements jumped from $100K to $1 million in 2026. See what changed, what it costs, and what to do next. Call (801) 622-2626.</div> 
2685</div> 
2686 <div class="readMore" data-auto="blog-read-more"> <a dont-color-link="true" href="/utah-contractor-insurance-requirements-2026"></a> 
2687</div> 
2688</div> 
2689</div> 
2690</div> 
2691 <div style="-ms-grid-column:1; -ms-grid-row:3" class="postArticle " data-auto="blog-post-article"> <div class="inner clearfix wow" style="animation-delay: 1400.0ms;"> <a class="blogImgLink" data-auto="blog-img-link" dont-color-link="true" href="/switch-insurance-agents-free" data-blog-post-alias="switch-insurance-agents-free" aria-label="Insurance agent issues blog header for The Insurance Center in Farr West, Utah"> <div class="blogImg" data-auto="blog-img" style="background-image: url('https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/TIC-Blog-insurance-agent-problems-Header-1920w.png');"><img src="https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/TIC-Blog-insurance-agent-problems-Header-1920w.png" alt="Insurance agent issues blog header for The Insurance Center in Farr West, Utah" onerror="handleImageLoadError(this)"/></div> 
2692</a> 
2693 <div class="postTextContainer"> <div class="postText clearfix"> <div class="postTitle" data-auto="blog-post-title"> <h3> <a dont-color-link="true" href="/switch-insurance-agents-free" data-blog-post-alias="switch-insurance-agents-free">Having Issues With Your Insurance Agent? Switching Costs $0, and Here's Exactly What to Do</a> 
2694</h3> 
2695</div> 
2696 <div class="authorBar" data-auto="blog-author-bar"> <span>By Shawn Iverson</span> 
2697 <span>&bull;</span> 
2698 <span>September 3, 2026</span> 
2699</div> 
2700 <div class="postDescription" data-auto="blog-post-description">Frustrated with your insurance agent? Switching costs $0 and won't touch your policy or rate. See how, or call The Insurance Center at (801) 622-2626.</div> 
2701</div> 
2702 <div class="readMore" data-auto="blog-read-more"> <a dont-color-link="true" href="/switch-insurance-agents-free"></a> 
2703</div> 
2704</div> 
2705</div> 
2706</div> 
2707 <div style="-ms-grid-column:2; -ms-grid-row:3" class="postArticle " data-auto="blog-post-article"> <div class="inner clearfix wow" style="animation-delay: 1600.0ms;"> <a class="blogImgLink" data-auto="blog-img-link" dont-color-link="true" href="/fec-insurance-premiums-are-spiking-up-to-1-000-nationwide-here-s-what-s-actually-driving-it" data-blog-post-alias="fec-insurance-premiums-are-spiking-up-to-1-000-nationwide-here-s-what-s-actually-driving-it" aria-label="FEC insurance premiums spiking up to 1,000% nationwide, IATP Insurance by The Insurance Center"> <div class="blogImg" data-auto="blog-img" style="background-image: url('https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/6e418603-d15a-43fc-9444-6b66b8eb8c24-1920w.png');"><img src="https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/6e418603-d15a-43fc-9444-6b66b8eb8c24-1920w.png" alt="FEC insurance premiums spiking up to 1,000% nationwide, IATP Insurance by The Insurance Center" onerror="handleImageLoadError(this)"/></div> 
2708</a> 
2709 <div class="postTextContainer"> <div class="postText clearfix"> <div class="postTitle" data-auto="blog-post-title"> <h3> <a dont-color-link="true" href="/fec-insurance-premiums-are-spiking-up-to-1-000-nationwide-here-s-what-s-actually-driving-it" data-blog-post-alias="fec-insurance-premiums-are-spiking-up-to-1-000-nationwide-here-s-what-s-actually-driving-it">FEC Insurance Premiums Are Spiking Up to 1,000% Nationwide. Here's What's Actually Driving It.</a> 
2710</h3> 
2711</div> 
2712 <div class="authorBar" data-auto="blog-author-bar"> <span>By Shawn Iverson</span> 
2713 <span>&bull;</span> 
2714 <span>August 27, 2026</span> 
2715</div> 
2716 <div class="postDescription" data-auto="blog-post-description">FEC insurance premiums are spiking up to 1,000% nationwide. See what's driving the hard market and how IATP Insurance helps parks get covered. Call (801) 622-2626.</div> 
2717</div> 
2718 <div class="readMore" data-auto="blog-read-more"> <a dont-color-link="true" href="/fec-insurance-premiums-are-spiking-up-to-1-000-nationwide-here-s-what-s-actually-driving-it"></a> 
2719</div> 
2720</div> 
2721</div> 
2722</div> 
2723 <div style="-ms-grid-column:3; -ms-grid-row:3" class="postArticle " data-auto="blog-post-article"> <div class="inner clearfix wow" style="animation-delay: 1800.0ms;"> <a class="blogImgLink" data-auto="blog-img-link" dont-color-link="true" href="/family-entertainment-center-insurance-cost-what-utah-owners-pay-in-2026" data-blog-post-alias="family-entertainment-center-insurance-cost-what-utah-owners-pay-in-2026" aria-label="Family entertainment center insurance guide with logo and phone number"> <div class="blogImg" data-auto="blog-img" style="background-image: url('https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/c4ff235a-6e66-42b4-8af1-85326625c39a-1920w.png');"><img src="https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/c4ff235a-6e66-42b4-8af1-85326625c39a-1920w.png" alt="Family entertainment center insurance guide with logo and phone number" onerror="handleImageLoadError(this)"/></div> 
2724</a> 
2725 <div class="postTextContainer"> <div class="postText clearfix"> <div class="postTitle" data-auto="blog-post-title"> <h3> <a dont-color-link="true" href="/family-entertainment-center-insurance-cost-what-utah-owners-pay-in-2026" data-blog-post-alias="family-entertainment-center-insurance-cost-what-utah-owners-pay-in-2026">Family Entertainment Center Insurance Cost: What Utah Owners Pay in 2026</a> 
2726</h3> 
2727</div> 
2728 <div class="authorBar" data-auto="blog-author-bar"> <span>By Shawn Iverson</span> 
2729 <span>&bull;</span> 
2730 <span>August 25, 2026</span> 
2731</div> 
2732 <div class="postDescription" data-auto="blog-post-description">Family entertainment center insurance runs $25K-$65K a year for multi-attraction venues. See Utah coverage rules and required policies. Call (801) 622-2626.</div> 
2733</div> 
2734 <div class="readMore" data-auto="blog-read-more"> <a dont-color-link="true" href="/family-entertainment-center-insurance-cost-what-utah-owners-pay-in-2026"></a> 
2735</div> 
2736</div> 
2737</div> 
2738</div> 
2739 <div style="-ms-grid-column:1; -ms-grid-row:4" class="postArticle " data-auto="blog-post-article"> <div class="inner clearfix wow" style="animation-delay: 2000.0ms;"> <a class="blogImgLink" data-auto="blog-img-link" dont-color-link="true" href="/life-insurance-costs-about-35-a-month-most-people-guess-10-times-that" data-blog-post-alias="life-insurance-costs-about-35-a-month-most-people-guess-10-times-that" aria-label="Life insurance monthly cost chart with sample rates, The Insurance Center logo, and phone number"> <div class="blogImg" data-auto="blog-img" style="background-image: url('https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/7d3292ac-f278-4680-bca4-947dc42e49f5-1920w.png');"><img src="https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/7d3292ac-f278-4680-bca4-947dc42e49f5-1920w.png" alt="Life insurance monthly cost chart with sample rates, The Insurance Center logo, and phone number" onerror="handleImageLoadError(this)"/></div> 
2740</a> 
2741 <div class="postTextContainer"> <div class="postText clearfix"> <div class="postTitle" data-auto="blog-post-title"> <h3> <a dont-color-link="true" href="/life-insurance-costs-about-35-a-month-most-people-guess-10-times-that" data-blog-post-alias="life-insurance-costs-about-35-a-month-most-people-guess-10-times-that">Life Insurance Costs About $35 a Month. Most People Guess 10 Times That.</a> 
2742</h3> 
2743</div> 
2744 <div class="authorBar" data-auto="blog-author-bar"> <span>By Shawn Iverson</span> 
2745 <span>&bull;</span> 
2746 <span>August 24, 2026</span> 
2747</div> 
2748 <div class="postDescription" data-auto="blog-post-description">A healthy 30-year-old pays about $31-$38/month for life insurance, not the $300+ most people guess. See real 2026 rates or call (801) 622-2626.</div> 
2749</div> 
2750 <div class="readMore" data-auto="blog-read-more"> <a dont-color-link="true" href="/life-insurance-costs-about-35-a-month-most-people-guess-10-times-that"></a> 
2751</div> 
2752</div> 
2753</div> 
2754</div> 
2755 <div style="-ms-grid-column:2; -ms-grid-row:4" class="postArticle " data-auto="blog-post-article"> <div class="inner clearfix wow" style="animation-delay: 2200.0ms;"> <a class="blogImgLink" data-auto="blog-img-link" dont-color-link="true" href="/best/insurance/agency/in/utah" data-blog-post-alias="best/insurance/agency/in/utah" aria-label="The Insurance Center team outside their Farr West, Utah office, an independent insurance agency."> <div class="blogImg" data-auto="blog-img" style="background-image: url('https://irp.cdn-website.com/a48a42b3/import/clib/insurancecenterut_com/dms3rep/multi/opt/big+i-1920x1920-1920w.png');"><img src="https://irp.cdn-website.com/a48a42b3/import/clib/insurancecenterut_com/dms3rep/multi/opt/big+i-1920x1920-1920w.png" alt="The Insurance Center team outside their Farr West, Utah office, an independent insurance agency." onerror="handleImageLoadError(this)"/></div> 
2756</a> 
2757 <div class="postTextContainer"> <div class="postText clearfix"> <div class="postTitle" data-auto="blog-post-title"> <h3> <a dont-color-link="true" href="/best/insurance/agency/in/utah" data-blog-post-alias="best/insurance/agency/in/utah">The Insurance Center: Utah's Best Independent Insurance Agencies</a> 
2758</h3> 
2759</div> 
2760 <div class="authorBar" data-auto="blog-author-bar"> <span>By Shawn Iverson</span> 
2761 <span>&bull;</span> 
2762 <span>August 17, 2026</span> 
2763</div> 
2764 <div class="postDescription" data-auto="blog-post-description">See what makes The Insurance Center one of Utah's best independent insurance agencies: 31 years local, 60+ carriers, 4.9 stars. Call (801) 622-2626 for a free quote.</div> 
2765</div> 
2766 <div class="readMore" data-auto="blog-read-more"> <a dont-color-link="true" href="/best/insurance/agency/in/utah"></a> 
2767</div> 
2768</div> 
2769</div> 
2770</div> 
2771 <div style="-ms-grid-column:3; -ms-grid-row:4" class="postArticle " data-auto="blog-post-article"> <div class="inner clearfix wow" style="animation-delay: 2400.0ms;"> <a class="blogImgLink" data-auto="blog-img-link" dont-color-link="true" href="/auto-repair-costs-are-up-40-since-2020-that-s-why-your
2771-utah-car-insurance-keeps-climbing" data-blog-post-alias="auto-repair-costs-are-up-40-since-2020-that-s-why-your-utah-car-insurance-keeps-climbing" aria-label="Utah auto insurance rate increase header graphic with The Insurance Center logo and phone number."> <div class="blogImg" data-auto="blog-img" style="background-image: url('https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/TIC-Blog-auto-rates-Header-1920w.png');"><img src="https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/TIC-Blog-auto-rates-Header-1920w.png" alt="Utah auto insurance rate increase header graphic with The Insurance Center logo and phone number." onerror="handleImageLoadError(this)"/></div> 
2772</a> 
2773 <div class="postTextContainer"> <div class="postText clearfix"> <div class="postTitle" data-auto="blog-post-title"> <h3> <a dont-color-link="true" href="/auto-repair-costs-are-up-40-since-2020-that-s-why-your-utah-car-insurance-keeps-climbing" data-blog-post-alias="auto-repair-costs-are-up-40-since-2020-that-s-why-your-utah-car-insurance-keeps-climbing">Auto Repair Costs Are Up 40% Since 2020. That's Why Your Utah Car Insurance Keeps Climbing.</a> 
2774</h3> 
2775</div> 
2776 <div class="authorBar" data-auto="blog-author-bar"> <span>By Shawn Iverson</span> 
2777 <span>&bull;</span> 
2778 <span>August 14, 2026</span> 
2779</div> 
2780 <div class="postDescription" data-auto="blog-post-description">Repair costs are up 40% since 2020, and that's the real reason your Utah premium keeps climbing even as your car ages. See what's actually driving it.</div> 
2781</div> 
2782 <div class="readMore" data-auto="blog-read-more"> <a dont-color-link="true" href="/auto-repair-costs-are-up-40-since-2020-that-s-why-your-utah-car-insurance-keeps-climbing"></a> 
2783</div> 
2784</div> 
2785</div> 
2786</div> 
2787 <div style="-ms-grid-column:1; -ms-grid-row:5" class="postArticle " data-auto="blog-post-article"> <div class="inner clearfix wow" style="animation-delay: 2600.0ms;"> <a class="blogImgLink" data-auto="blog-img-link" dont-color-link="true" href="/in-utah-your-credit-score-can-only-lower-your-insurance-rate-never-raise-it" data-blog-post-alias="in-utah-your-credit-score-can-only-lower-your-insurance-rate-never-raise-it" aria-label="Utah credit score and insurance rates header graphic with The Insurance Center logo and phone number"> <div class="blogImg" data-auto="blog-img" style="background-image: url('https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/f83b3b05-45bd-4461-a62c-b958c18a4ff4-1920w.png');"><img src="https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/f83b3b05-45bd-4461-a62c-b958c18a4ff4-1920w.png" alt="Utah credit score and insurance rates header graphic with The Insurance Center logo and phone number" onerror="handleImageLoadError(this)"/></div> 
2788</a> 
2789 <div class="postTextContainer"> <div class="postText clearfix"> <div class="postTitle" data-auto="blog-post-title"> <h3> <a dont-color-link="true" href="/in-utah-your-credit-score-can-only-lower-your-insurance-rate-never-raise-it" data-blog-post-alias="in-utah-your-credit-score-can-only-lower-your-insurance-rate-never-raise-it">In Utah, Your Credit Score Can Only Lower Your Insurance Rate, Never Raise It</a> 
2790</h3> 
2791</div> 
2792 <div class="authorBar" data-auto="blog-author-bar"> <span>By Shawn Iverson</span> 
2793 <span>&bull;</span> 
2794 <span>August 14, 2026</span> 
2795</div> 
2796 <div class="postDescription" data-auto="blog-post-description">Utah law lets insurers use your credit for a discount only, never a rate hike. See what Utah Code 31A-22-320 actually protects and what it doesn't.</div> 
2797</div> 
2798 <div class="readMore" data-auto="blog-read-more"> <a dont-color-link="true" href="/in-utah-your-credit-score-can-only-lower-your-insurance-rate-never-raise-it"></a> 
2799</div> 
2800</div> 
2801</div> 
2802</div> 
2803 <div style="-ms-grid-column:2; -ms-grid-row:5" class="postArticle " data-auto="blog-post-article"> <div class="inner clearfix wow" style="animation-delay: 2800.0ms;"> <a class="blogImgLink" data-auto="blog-img-link" dont-color-link="true" href="/miss-utah-s-30-day-security-deposit-deadline-and-you-owe-your-tenant-a-100-penalty-on-top-of-the-deposit" data-blog-post-alias="miss-utah-s-30-day-security-deposit-deadline-and-you-owe-your-tenant-a-100-penalty-on-top-of-the-deposit" aria-label="Utah landlord insurance and security deposit rules header graphic with The Insurance Center logo and"> <div class="blogImg" data-auto="blog-img" style="background-image: url('https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/TIC-Blog-landlord-Header-1920w.png');"><img src="https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/TIC-Blog-landlord-Header-1920w.png" alt="Utah landlord insurance and security deposit rules header graphic with The Insurance Center logo and" onerror="handleImageLoadError(this)"/></div> 
2804</a> 
2805 <div class="postTextContainer"> <div class="postText clearfix"> <div class="postTitle" data-auto="blog-post-title"> <h3> <a dont-color-link="true" href="/miss-utah-s-30-day-security-deposit-deadline-and-you-owe-your-tenant-a-100-penalty-on-top-of-the-deposit" data-blog-post-alias="miss-utah-s-30-day-security-deposit-deadline-and-you-owe-your-tenant-a-100-penalty-on-top-of-the-deposit">Miss Utah's 30-Day Security Deposit Deadline and You Owe Your Tenant a $100 Penalty, On Top of the Deposit</a> 
2806</h3> 
2807</div> 
2808 <div class="authorBar" data-auto="blog-author-bar"> <span>By Shawn Iverson</span> 
2809 <span>&bull;</span> 
2810 <span>August 14, 2026</span> 
2811</div> 
2812 <div class="postDescription" data-auto="blog-post-description">Miss Utah's 30-day security deposit deadline and you owe a $100 penalty on top of the deposit. See all 5 rules every Utah landlord needs to know.</div> 
2813</div> 
2814 <div class="readMore" data-auto="blog-read-more"> <a dont-color-link="true" href="/miss-utah-s-30-day-security-deposit-deadline-and-you-owe-your-tenant-a-100-penalty-on-top-of-the-deposit"></a> 
2815</div> 
2816</div> 
2817</div> 
2818</div> 
2819 <div style="-ms-grid-column:3; -ms-grid-row:5" class="postArticle " data-auto="blog-post-article"> <div class="inner clearfix wow" style="animation-delay: 3000.0ms;"> <a class="blogImgLink" data-auto="blog-img-link" dont-color-link="true" href="/utah-drivers-who-shop-their-coverage-save-1-000-or-more-a-year-here-s-why-an-independent-agency-finds-that-money" data-blog-post-alias="utah-drivers-who-shop-their-coverage-save-1-000-or-more-a-year-here-s-why-an-independent-agency-finds-that-money" aria-label="Utah independent insurance agency savings header graphic with The Insurance Center logo and phone nu"> <div class="blogImg" data-auto="blog-img" style="background-image: url('https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/9d61fb46-1095-48db-af67-706fe7282443-1920w.png');"><img src="https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/9d61fb46-1095-48db-af67-706fe7282443-1920w.png" alt="Utah independent insurance agency savings header graphic with The Insurance Center logo and phone nu" onerror="handleImageLoadError(this)"/></div> 
2820</a> 
2821 <div class="postTextContainer"> <div class="postText clearfix"> <div class="postTitle" data-auto="blog-post-title"> <h3> <a dont-color-link="true" href="/utah-drivers-who-shop-their-coverage-save-1-000-or-more-a-year-here-s-why-an-independent-agency-finds-that-money" data-blog-post-alias="utah-drivers-who-shop-their-coverage-save-1-000-or-more-a-year-here-s-why-an-independent-agency-finds-that-money">Utah Drivers Who Shop Their Coverage Save $1,000 or More a Year. Here's Why an Independent Agency Finds That Money.</a> 
2822</h3> 
2823</div> 
2824 <div class="authorBar" data-auto="blog-author-bar"> <span>By Shawn Iverson</span> 
2825 <span>&bull;</span> 
2826 <span>August 14, 2026</span> 
2827</div> 
2828 <div class="postDescription" data-auto="blog-post-description">Utah drivers who shop coverage save $1,000+ a year on average. See the 5 real reasons an independent agency finds that money and a captive agent can't.</div> 
2829</div> 
2830 <div class="readMore" data-auto="blog-read-more"> <a dont-color-link="true" href="/utah-drivers-who-shop-their-coverage-save-1-000-or-more-a-year-here-s-why-an-independent-agency-finds-that-money"></a> 
2831</div> 
2832</div> 
2833</div> 
2834</div> 
2835 <div style="-ms-grid-column:1; -ms-grid-row:6" class="postArticle " data-auto="blog-post-article"> <div class="inner clearfix wow" style="animation-delay: 3200.0ms;"> <a class="blogImgLink" data-auto="blog-img-link" dont-color-link="true" href="/do-i-have-to-pay-uta
2835h-s-new-wildfire-insurance-fee" data-blog-post-alias="do-i-have-to-pay-utah-s-new-wildfire-insurance-fee" aria-label="Wildfire burning near power lines in a Utah wildland-urban interface community"> <div class="blogImg" data-auto="blog-img" style="background-image: url('https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/pexels-photo-12027855-1920w.jpeg');"><img src="https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/pexels-photo-12027855-1920w.jpeg" alt="Wildfire burning near power lines in a Utah wildland-urban interface community" onerror="handleImageLoadError(this)"/></div> 
2836</a> 
2837 <div class="postTextContainer"> <div class="postText clearfix"> <div class="postTitle" data-auto="blog-post-title"> <h3> <a dont-color-link="true" href="/do-i-have-to-pay-utah-s-new-wildfire-insurance-fee" data-blog-post-alias="do-i-have-to-pay-utah-s-new-wildfire-insurance-fee">Do I Have to Pay Utah's New Wildfire Insurance Fee?</a> 
2838</h3> 
2839</div> 
2840 <div class="authorBar" data-auto="blog-author-bar"> <span>By Shawn Iverson</span> 
2841 <span>&bull;</span> 
2842 <span>August 11, 2026</span> 
2843</div> 
2844 <div class="postDescription" data-auto="blog-post-description">Utah's wildfire fee doesn't start until January 2027, not 2026. Learn who pays, how much it costs, and what HB 48 means for your homeowners insurance.</div> 
2845</div> 
2846 <div class="readMore" data-auto="blog-read-more"> <a dont-color-link="true" href="/do-i-have-to-pay-utah-s-new-wildfire-insurance-fee"></a> 
2847</div> 
2848</div> 
2849</div> 
2850</div> 
2851 <div style="-ms-grid-column:2; -ms-grid-row:6" class="postArticle " data-auto="blog-post-article"> <div class="inner clearfix wow" style="animation-delay: 3400.0ms;"> <a class="blogImgLink" data-auto="blog-img-link" dont-color-link="true" href="/car-insurance-salt-lake-city" data-blog-post-alias="car-insurance-salt-lake-city" aria-label="Car insurance in Salt Lake City, Utah header graphic with The Insurance Center logo and phone number"> <div class="blogImg" data-auto="blog-img" style="background-image: url('https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/slc-header-1920w.png');"><img src="https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/slc-header-1920w.png" alt="Car insurance in Salt Lake City, Utah header graphic with The Insurance Center logo and phone number" onerror="handleImageLoadError(this)"/></div> 
2852</a> 
2853 <div class="postTextContainer"> <div class="postText clearfix"> <div class="postTitle" data-auto="blog-post-title"> <h3> <a dont-color-link="true" href="/car-insurance-salt-lake-city" data-blog-post-alias="car-insurance-salt-lake-city">Car Insurance in Salt Lake City: What Utah Law Requires, What It Actually Costs, and How to Pay Less</a> 
2854</h3> 
2855</div> 
2856 <div class="authorBar" data-auto="blog-author-bar"> <span>By Shawn Iverson</span> 
2857 <span>&bull;</span> 
2858 <span>August 7, 2026</span> 
2859</div> 
2860 <div class="postDescription" data-auto="blog-post-description">See what Utah law requires, what Salt Lake City drivers actually pay, and how an independent agent can find you a better rate. Call (801) 622-2626.</div> 
2861</div> 
2862 <div class="readMore" data-auto="blog-read-more"> <a dont-color-link="true" href="/car-insurance-salt-lake-city"></a> 
2863</div> 
2864</div> 
2865</div> 
2866</div> 
2867 <div style="-ms-grid-column:3; -ms-grid-row:6" class="postArticle " data-auto="blog-post-article"> <div class="inner clearfix wow" style="animation-delay: 3600.0ms;"> <a class="blogImgLink" data-auto="blog-img-link" dont-color-link="true" href="/utah-raised-its-minimum-car-insurance-requirements-are-you-actually-covered" data-blog-post-alias="utah-raised-its-minimum-car-insurance-requirements-are-you-actually-covered" aria-label="Utah Raised Its Minimum Car Insurance Requirements. Are You Actually Covered?"> <div class="blogImg" data-auto="blog-img" style="background-image: url('https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/TIC-Blog-utah-minimum-car-insurance-requirements-Header-1920w.png');"><img src="https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/TIC-Blog-utah-minimum-car-insurance-requirements-Header-1920w.png" alt="" onerror="handleImageLoadError(this)"/></div> 
2868</a> 
2869 <div class="postTextContainer"> <div class="postText clearfix"> <div class="postTitle" data-auto="blog-post-title"> <h3> <a dont-color-link="true" href="/utah-raised-its-minimum-car-insurance-requirements-are-you
2869-actually-covered" data-blog-post-alias="utah-raised-its-minimum-car-insurance-requirements-are-you-actually-covered">Utah Raised Its Minimum Car Insurance Requirements. Are You Actually Covered?</a> 
2870</h3> 
2871</div> 
2872 <div class="authorBar" data-auto="blog-author-bar"> <span>By Shawn Iverson</span> 
2873 <span>&bull;</span> 
2874 <span>August 3, 2026</span> 
2875</div> 
2876 <div class="postDescription" data-auto="blog-post-description">If you haven't called your insurance agent since 2024, there's a decent chance your car insurance changed without you doing anything at all. Utah's minimum car insurance requirements went up on January 1, 2025, under House Bill 113, and most existing policies updated automatically at renewal. That sounds like good news, and mostly it is. But automatic doesn't mean adequate, and a lot of Utah drivers are still carrying coverage that wouldn't come close to covering a serious accident.                                                 The short answer: Utah's new minimum is 30/65/25, up from 25/65/15. That's $30,000 in bodily injury coverage per person, $65,000 per accident, and $25,000 in property damage per accident. It's more than before. It's still not much. Here's what actually changed, what it means for your policy, and where the real gaps are.                                                 What Utah's Minimum Car Insurance Requirements Actually Are Now                                                 Utah's liability minimums rose from 25/65/15 to 30/65/25 when HB 113 took effect January 1, 2025. In plain terms: if you cause an accident, your policy now has to cover at least $30,000 for injuries to one person, $65,000 total for everyone injured, and $25,000 for damage to the other vehicle or property.                                                 If you already had a policy before that date, you didn't need to do anything. Insurers were required to bump every existing policy up to the new minimums at its first renewal in 2025. If you haven't shopped your coverage since, your policy is very likely sitting at 30/65/25 right now, whether you asked for it or not.                                                 Utah also requires drivers to carry personal injury protection, often called PIP, of at least $3,000 per person. Utah is a no-fault state for medical claims up to that threshold, meaning your own PIP coverage pays your medical bills after an accident regardless of who caused it.                                                 Why &quot;Minimum&quot; Doesn't Mean &quot;Enough&quot;                                                 The state minimum is a legal floor, not a real estimate of what an accident costs. A single hospital visit after a serious crash can run well past $65,000, and a newer vehicle alone can exceed $25,000 in value before you factor in any other property damage.                                                 If a claim against you costs more than your policy limits, you're personally responsible for the difference. That means your savings, your home equity, even future wages can be at risk through a judgment. Utah's new 30/65/25 minimum closes part of that gap compared to the old 25/65/15 standard, but it still leaves plenty of room for a bad accident to outrun your coverage.                                                 This is the conversation an independent agent should be having with you at renewal, not just confirming your policy meets the new legal number, but asking whether that number actually protects what you have.                                                 What the State Minimum Doesn't Cover: Your Own Vehicle                                                 Utah's 30/65/25 requirement is entirely about the damage you cause to other people and their property. It says nothing about your own car.                                                 Liability-only coverage means that if you cause an accident, your insurer pays the other driver, not you. Repairing or replacing your own vehicle after a crash you caused requires collision coverage, and comprehensive coverage handles everything else: hail, theft, a deer in the road, a cracked windshield. Neither is required by Utah law. If you're financing or leasing your vehicle, though, your lender almost certainly requires both, and even on a paid-off car, dropping collision and comprehensive to save money can be a costly bet if you can't afford to replace the vehicle out of pocket.                                                 The Coverage Most Utah Drivers Don't Realize They Can Re
2876ject                                                 Uninsured motorist coverage protects you if someone without insurance, or without enough insurance, causes an accident and you're the one left holding the bill. In Utah, it's included in every auto policy by default. You have to reject it in writing, on a form your insurer provides, and that rejection includes a required explanation of what you're giving up.                                                 Utah's uninsured driver rate is actually one of the lowest in the country. The Insurance Research Council put it at roughly 6% in its most recent state-by-state study, well under the national average. That's a genuinely good number for Utah drivers. But it's not zero, and it doesn't account for underinsured drivers, people who carry a policy but only at the state minimum. Nationally, the Insurance Research Council found that one in three drivers were uninsured or underinsured in 2023, a combined rate that's climbed 10 percentage points since 2017. If the other driver in your accident is carrying 30/65/25 and the damage is worse than that, underinsured motorist coverage is what closes the gap on your end.                                                 If you rejected uninsured motorist coverage years ago to save a few dollars a month, it's worth asking your agent to add it back. The rejection doesn't expire on its own. It stays in place until you request the coverage again in writing.                                                 How Much Coverage Should You Actually Carry                                                 The honest answer depends on what you have to protect, not what the state requires. A driver with no savings and no home has less financial exposure than a homeowner with equity and a retirement account. Both are legally covered at 30/65/25. Only one of them is actually protected.                                                 An independent agent can walk through your specific situation, your assets, your driving history, whether you have teen drivers on the policy, and recommend limits that make sense for you rather than a one-size number set by the legislature. For many Utah homeowners, that conversation also includes an umbrella policy, which extends liability protection well beyond your auto and home limits for a relatively small annual cost. Ask your agent whether it makes sense for your situation.                                                 This matters more the more you have. A renter with an older car and no other assets is a very different risk than a homeowner with equity, retirement savings, and a couple of teen drivers on the policy. The state minimum treats both the same. A good agent won't.                                                 What Farr West and Heber Valley Drivers Should Do Now                                                 Pull out your current auto declarations page and check your actual liability limits. Don't assume your renewal notice caught everything. If you're still showing anything below 30/65/25, your policy is out of compliance with Utah law and needs to be fixed immediately.                                                 Beyond compliance, ask your agent two questions: are my limits enough to protect what I actually own, and do I have uninsured and underinsured motorist coverage on the policy. An independent agency like The Insurance Center can walk through both questions and shop your coverage across multiple carriers if your current limits or your current price don't add up.                                                 Frequently Asked Questions                                                 What are Utah's minimum car insurance requirements in 2026? Utah requires liability coverage of at least $30,000 per person and $65,000 per accident for bodily injury, plus $25,000 for property damage, commonly written as 30/65/25. Drivers must also carry at least $3,000 in personal injury protection.                                                 Did my car insurance automatically update to the new Utah minimums? Yes, if you had an existing policy before January 1, 2025, Utah law required y
2876our insurer to raise it to the new 30/65/25 minimum at your first renewal that year. Most Utah drivers are already covered at the new limits without having done anything themselves.                                                 Can I reject uninsured motorist coverage in Utah? Yes, but only in writing, on a form your insurer provides that explains what the coverage does. Without that written rejection, uninsured motorist coverage is automatically included in every Utah auto policy.                                                 What happens if I cause an accident that costs more than my policy limits? You're personally responsible for the difference. A judgment against you can reach savings, home equity, and future wages, which is why many drivers carry limits well above the state minimum or add an umbrella policy.                                                 How many Utah drivers are uninsured? About 6%, according to the Insurance Research Council's most recent state study, one of the lowest rates in the country. Underinsured drivers are a separate and larger risk: nationally, roughly one in three drivers are uninsured or underinsured combined.                                                 The Bottom Line                                                 Utah's minimum car insurance requirements went up for a real reason: the old numbers hadn't kept pace with what accidents actually cost. But a legal minimum was never designed to be a personal financial plan. Check your declarations page, confirm your uninsured motorist coverage is actually in place, and talk to an agent who can tell you what coverage your specific situation calls for instead of just what the law requires.                                                 Ready to see where your coverage actually stands? Call The Insurance Center at (801) 622-2626 or reach out to our Farr West or Heber Valley office. We'll review your policy, check your limits against the new Utah minimums, and shop your coverage across multiple carriers if it makes sense.                                                 About the Author: Jett Iverson is the Director of Marketing at The Insurance Center, an independent insurance agency serving Northern Utah since 1995. He works alongside licensed agents to help Utah families and businesses understand their coverage options and make confident insurance decisions.</div> 
2877</div> 
2878 <div class="readMore" data-auto="blog-read-more"> <a dont-color-link="true" href="/utah-raised-its-minimum-car-insurance-requirements-are-you-actually-covered"></a> 
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2883 <div style="-ms-grid-column:1; -ms-grid-row:7" class="postArticle " data-auto="blog-post-article"> <div class="inner clearfix wow" style="animation-delay: 3800.0ms;"> <a class="blogImgLink" data-auto="blog-img-link" dont-color-link="true" href="/adding-a-teen-driver-to-your-utah-car-insurance-what-it-actually-costs" data-blog-post-alias="adding-a-teen-driver-to-your-utah-car-insurance-what-it-actually-costs" aria-label="Adding a Teen Driver to Your Utah Car Insurance costs over $5,000"> <div class="blogImg" data-auto="blog-img" style="background-image: url('https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/TIC-Blog-teen-driver-Header-1920w.png');"><img src="https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/TIC-Blog-teen-driver-Header-1920w.png" alt="Adding a Teen Driver to Your Utah Car Insurance costs over $5,000" onerror="handleImageLoadError(this)"/></div> 
2884</a> 
2885 <div class="postTextContainer"> <div class="postText clearfix"> <div class="postTitle" data-auto="blog-post-title"> <h3> <a dont-color-link="true" href="/adding-a-teen-driver-to-your-utah-car-insurance-what-it-actually-costs" data-blog-post-alias="adding-a-teen-driver-to-your-utah-car-insurance-what-it-actually-costs">Adding a Teen Driver in Utah Costs $5,327/Year (2026)</a> 
2886</h3> 
2887</div> 
2888 <div class="authorBar" data-auto="blog-author-bar"> <span>By Shawn Iverson</span> 
2889 <span>&bull;</span> 
2890 <span>July 21, 2026</span> 
2891</div> 
2892 <div class="postDescription" data-auto="blog-post-description">Adding a teen driver in Utah adds $5,327 a year to the average policy. See real discounts that cut the cost. Call (801) 622-2626.&quot;</div> 
2893</div> 
2894 <div class="readMore" data-auto="blog-read-more"> <a dont-color-link="true" href="/adding-a-teen-driver-to-your-utah-car-insurance-what-it-actually-costs"></a> 
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2899 <div style="-ms-grid-column:2; -ms-grid-row:7" class="postArticle " data-auto="blog-post-article"> <div class="inner clearfix wow" style="animation-delay: 4000.0ms;"> <a class="blogImgLink" data-auto="blog-img-link" dont-color-link="true" href="/utah-s-new-wildfire-risk-map-is-changing-home-insurance-in-2026-what-hb-48-means-for-you" data-blog-post-alias="utah-s-new-wildfire-risk-map-is-changing-home-insurance-in-2026-what-hb-48-means-for-you" aria-label="Utah's New Wildfire Risk Map Is Changing Home Insurance in 2026: What HB 48 Means for You"> <div class="blogImg" data-auto="blog-img" style="background-image: url('https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/blog-header-wildfire-map-1920w.png');"><img src="https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/blog-header-wildfire-map-1920w.png" alt="" onerror="handleImageLoadError(this)"/></div> 
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2901 <div class="postTextContainer"> <div class="postText clearfix"> <div class="postTitle" data-auto="blog-post-title"> <h3> <a dont-color-link="true" href="/utah-s-new-wildfire-risk-map-is-changing-home-insurance-in-2026-what-hb-48-means-for-you" data-blog-post-alias="utah-s-new-wildfire-risk-map-is-changing-home-insurance-in-2026-what-hb-48-means-for-you">Utah's New Wildfire Risk Map Is Changing Home Insurance in 2026: What HB 48 Means for You</a> 
2902</h3> 
2903</div> 
2904 <div class="authorBar" data-auto="blog-author-bar"> <span>By Shawn Iverson</span> 
2905 <span>&bull;</span> 
2906 <span>July 15, 2026</span> 
2907</div> 
2908 <div class="postDescription" data-auto="blog-post-description">If your homeowners insurance renewal came in higher than usual this year, or you're wondering whether a new wildfire fee is about to show up on your bill, here's what's actually happening. On January 1, 2026, Utah's Division of Forestry, Fire and State Lands rolled out its first-ever statewide wildfire risk map, officially called the High-Risk Wildland-Urban Interface map, and under House Bill 48, every property insurer doing business in the state now has to reference that map when pricing wildfire risk. About 60,000 structures across Utah landed inside the new high-risk boundary.                                                 If yours is one of them, you may already be feeling it through a bigger premium or a non-renewal notice. The annual fee tied to the map is a different story: it hasn't started billing anyone yet. Lawmakers pu
2908shed that piece back a full year, to January 1, 2027.                                                 We've been fielding a lot of calls about this at The Insurance Center, especially from clients in the foothill communities around Weber County and the growing subdivisions pushing into the hills near Heber Valley. Most people had no idea the map existed until their renewal notice showed up looking different. So here's what actually changed, what it means for your coverage, and what to do about it.                                                 What Is Utah's New Wildfire Risk Map?                                                 The map comes from the Utah Division of Forestry, Fire and State Lands, known as FFSL, the state agency responsible for wildfire management. Lawmakers required FFSL to build it under HB 48, and it went live for the first time at the start of 2026.                                                 FFSL built the map using a structure exposure score on a scale of 1 to 10. Properties that scored a 7 or higher, and that sit within 250 meters of two or more other structures, landed inside the official High-Risk Wildland-Urban Interface boundary. That combination of score and proximity is what pulled roughly 60,000 structures statewide into the high-risk category, according to FFSL's initial count when the map went live.                                                 This isn't the same as the wildfire risk models individual insurance companies already use internally. It's a separate, state-built layer that carriers are now required to check in addition to their own data. You can look up your own address at wildfirerisk.utah.gov to see exactly where your property falls.                                                 Why This Matters Even If You're Not in the High-Risk Zone                                                 Wildfire risk is only part of a bigger rate story in Utah. Home insurance premiums here climbed a cumulative 70.6% between 2019 and 2024, the second-largest increase of any state behind only Colorado, according to rate tracking from Insurance Geek. Carriers that concentrated their business in southern Utah and along wildland-urban interface corridors absorbed disproportionate losses from fire, hail, and windstorm claims, and they've spent the last few years pulling back or repricing to catch up.                                                 There's some relief showing up in 2026. A few carriers, including Openly, have started capping renewal increases and offering more competitive new-business rates for Utah homeowners. But that relief isn't evenly distributed. If your property sits inside the new high-risk WUI boundary, you're less likely to see that softening, and more likely to see a carrier exit your zip code altogether. That's exactly why HB 48's notice-and-justification requirement matters: it gives you a paper trail when the reasoning behind a rate hike isn't obvious.                                                 How HB 48 Changes What Your Insurer Can Do                                                 Before HB 48, each insurance company set its own wildfire risk criteria, and there was no consistent standard across the state. Now, insurers writing homeowners policies in Utah have to reference the state's high-risk WUI boundary as part of their underwriting decisions. It doesn't replace their own risk models, but it adds a layer they can't ignore.                                                 The bill also adds a consumer protection that didn't exist before. If your insurer raises your premium by 20% or more, or drops your coverage, and cites wildfire risk as the reason, the company has to provide notice and justify that decision based on the facts behind it, if you ask for it. In plain English: if your rate jumps sharply and wildfire risk is the stated reason, you have the right to ask why and get a real answer, not just a form letter.                                                 That doesn't mean your carrier can't still raise rates or decline to renew. It means there's now a documented process behind that decision instead of a black box.                                                 How Much Is Utah's New Wildfire Mitigation Fee, and Has It Started?                                                 Not yet. Even though the risk map has been live since the start of 2026, the fee tied to it hasn't started billing anyone. Governor Spencer Cox signed House Bill 41 in March 2026, delaying the fee's original January 1, 2026 start date by a full year, to January 1, 2027. The extra time gives cities and counties a window to petition FFSL to amend the high-risk boundary before the fee applies to anyone inside it.                                                 Once billing starts, expect $20 to $100 per structure per year for 2026 and 2027 rates, based on the square footage of taxable structures on the property, for properties inside the high-risk WUI boundary. Starting in 2028, the fee formula shifts to incorporate an individual tri
2908age assessment along with square footage.                                                 The money doesn't just disappear into the state's general fund. It goes into the Utah Wildfire Fund, a dedicated fire prevention and mitigation fund that pays for lot assessments and defensible-space work, the kind of prevention that actually reduces the odds of a structure burning when a wildfire does move through.                                                 Can You Lower Your Risk Score or Reduce the Fee?                                                 Yes, and this is the part most homeowners don't know about yet. Property owners inside the high-risk WUI boundary can request a certified lot assessment. A trained assessor comes out, evaluates things like vegetation clearance, roofing material, and defensible space around the structure, and gives you a specific mitigation plan.                                                 If you complete that mitigation work, meaning you clear brush, create defensible space, or make other changes the assessor recommends, you can request a reevaluation. A completed assessment is good for five years, and if your risk profile improves enough, your fee will be lower once billing begins.                                                 Here's the part worth remembering: this same mitigation work often matters to your insurance carrier too. Underwriters who see documented defensible space and recent mitigation work sometimes have more flexibility on renewal terms than they would for an untouched property. It's not a guarantee, every carrier weighs it differently, but it's rarely a bad idea.                                                 What Farr West and Heber Valley Homeowners Should Do Right Now                                                 Start by checking your address at wildfirerisk.utah.gov. Don't assume you're in the clear just because your neighborhood doesn't feel remote. Some of the properties that landed in the high-risk boundary are in growing subdivisions that back up to open space, not just rural acreage.                                                 If you're inside the boundary and your renewal came back with a steep increase or a non-renewal notice, don't just accept the first answer. Ask your carrier for the notice and justification required under HB 48 if the increase hit that 20% threshold. And talk to an independent agent before you assume you're stuck.                                                 This is where being independent actually matters. The Insurance Center isn't tied to one carrier, so when a company pulls back from writing high-risk WUI properties, we're not stuck waiting for that same carrier to change its mind. We shop multiple companies to find one that will still write your coverage, often at a better price than you'd expect. As a Big &quot;I&quot; Best Practices agency, we hold ourselves to a professional standard that most agencies don't bother with, which matters most exactly in situations like this one, where the easy answer isn't always the right one.                                                 If you've gotten a lot assessment or done mitigation work, bring that documentation when you talk to your agent. It's useful leverage in the conversation, even if it doesn't change every carrier's decision.                                                 Frequently Asked Questions                                                 Q: How do I know if my home is in Utah's high-risk wildfire zone?                                                 A: Check your exact address at wildfirerisk.utah.gov, the state's official wildfire risk portal. Properties with a structure exposure score of 7 or higher on the state's 1-to-10 scale, that also sit within 250 meters of two or more other structures, fall inside the official High-Risk Wildland-Urban Interface boundary created under HB 48.                                                 Q: How much is Utah's new wildfire mitigation fee, and has it started?                                                 A: The fee hasn't started billing yet. House Bill 41, signed in March 2026, delayed the original January 1, 2026 start date to January 1, 2027. Once it begins, expect a flat $20 to $100 per structure for 2026 and 2027 rates, based on square footage, for properties inside the high-risk WUI boundary. Starting in 2028, the formula shifts to include an individual tri
2908age assessment.                                                 Q: Can my insurance company drop me because of the new wildfire map?                                                 A: Yes, insurers can still decline to renew a policy citing wildfire risk. What changed under HB 48 is the process: if a carrier raises your premium 20% or more or drops your coverage for wildfire risk, it has to provide notice and justification if you request it. Losing coverage is still possible, which is why shopping with an independent agent matters.                                                 Q: Does homeowners insurance cover wildfire damage in Utah?                                                 A: Most standard homeowners policies cover fire damage, including wildfire, as a named peril. Some carriers writing in high-risk WUI zones have started excluding wildfire coverage specifically or requiring separate endorsements. Coverage varies by policy and carrier, so ask your agent to confirm exactly what your policy includes.                                                 Q: Can I reduce my wildfire risk score or mitigation fee?                                                 A: Yes. Property owners in the high-risk boundary can request a certified lot assessment, complete recommended mitigation work like clearing vegetation and creating defensible space, and then request a reevaluation. Assessments are valid for five years, and a lower risk score can reduce your annual fee.                                                 The Bottom Line                                                 Utah's new wildfire map and HB 48 aren't going away, and more homeowners are going to feel their effects as renewals roll through 2026. The upside is that the process is more transparent than it used to be. You can check your exact risk status, you have a right to ask why your rate changed, and there are concrete steps you can take to lower your risk score over time. The one thing you shouldn't do is assume your current policy is your only option.                                                             Ready to review your                                          homeowners coverage                                           in light of Utah's new wildfire map? Call The Insurance Center at (801) 622-2626 or                                          request a free quote today                               . We'll shop multiple carriers to find coverage that actually fits your property, wherever it falls on the map.                                                 About the Author: Jett Iverson is the Director of Marketing at The Insurance Center, an independent insurance agency serving Northern Utah since 1995. He works alongside licensed agents to help Utah families and businesses understand their coverage options and make confident insurance decisions.                                                 Coverage details and availability vary by policy, carrier, and state. This post is for educational purposes. Contact a licensed insurance agent at The Insurance Center for advice specific to your situation.</div> 
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2910 <div class="readMore" data-auto="blog-read-more"> <a dont-color-link="true" href="/utah-s-new-wildfire-risk-map-is-changing-home-insurance-in-2026-what-hb-48-means-for-you"></a> 
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2915 <div style="-ms-grid-column:3; -ms-grid-row:7" class="postArticle " data-auto="blog-post-article"> <div class="inner clearfix wow" style="animation-delay: 4200.0ms;"> <a class="blogImgLink" data-auto="blog-img-link" dont-color-link="true" href="/disability-insurance-utah" data-blog-post-alias="disability-insurance-utah" aria-label="The Insurance Center graphic promoting disability insurance to protect your biggest asset: income"> <div class="blogImg" data-auto="blog-img" style="background-image: url('https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/disability-insurance-header-v9-1920w.png');"><img src="https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/disability-insurance-header-v9-1920w.png" alt="The Insurance Center graphic promoting disability insurance to protect your biggest asset: income" onerror="handleImageLoadError(this)"/></div> 
2916</a> 
2917 <div class="postTextContainer"> <div class="postText clearfix"> <div class="postTitle" data-auto="blog-post-title"> <h3> <a dont-color-link="true" href="/disability-insurance-utah" data-blog-post-alias="disability-insurance-utah">Disability Insurance in Utah: What It Covers &amp; Why You Need It</a> 
2918</h3> 
2919</div> 
2920 <div class="authorBar" data-auto="blog-author-bar"> <span>By Shawn Iverson</span> 
2921 <span>&bull;</span> 
2922 <span>May 12, 2026</span> 
2923</div> 
2924 <div class="postDescription" data-auto="blog-post-description">Protect your paycheck with disability insurance. Learn how short and long-term coverage replace income after illness or injury and help fill employer coverage gaps.</div> 
2925</div> 
2926 <div class="readMore" data-auto="blog-read-more"> <a dont-color-link="true" href="/disability-insurance-utah"></a> 
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2931 <div style="-ms-grid-column:1; -ms-grid-row:8" class="postArticle " data-auto="blog-post-article"> <div class="inner clearfix wow" style="animation-delay: 4400.0ms;"> <a class="blogImgLink" data-auto="blog-img-link" dont-color-link="true" href="/utah-motorcycle-insurance" data-blog-post-alias="utah-motorcycle-insurance" aria-label="Adventure motorcycle parked on a gravel overlook at sunset, with mountains and a winding valley road beyond."> <div class="blogImg" data-auto="blog-img" style="background-image: url('https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/v94jmy-4e478285-1920w.png');"><img src="https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/v94jmy-4e478285-1920w.png" alt="Adventure motorcycle parked on a gravel overlook at sunset, with mountains and a winding valley road beyond." onerror="handleImageLoadError(this)"/></div> 
2932</a> 
2933 <div class="postTextContainer"> <div class="postText clearfix"> <div class="postTitle" data-auto="blog-post-title"> <h3> <a dont-color-link="true" href="/utah-motorcycle-insurance" data-blog-post-alias="utah-motorcycle-insurance">Utah Motorcycle Insurance: Cost &amp; Requirements (2026)</a> 
2934</h3> 
2935</div> 
2936 <div class="authorBar" data-auto="blog-author-bar"> <span>By The Insurance Center</span> 
2937 <span>&bull;</span> 
2938 <span>May 6, 2026</span> 
2939</div> 
2940 <div class="postDescription" data-auto="blog-post-description">Utah motorcycle insurance runs $150 to $2,000+ a year. See the state's minimum requirements and how to find the cheapest rate for your bike. Free quote: (801) 622-2626.</div> 
2941</div> 
2942 <div class="readMore" data-auto="blog-read-more"> <a dont-color-link="true" href="/utah-motorcycle-insurance"></a> 
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2947 <div style="-ms-grid-column:2; -ms-grid-row:8" class="postArticle " data-auto="blog-post-article"> <div class="inner clearfix wow" style="animation-delay: 4600.0ms;"> <a class="blogImgLink" data-auto="blog-img-link" dont-color-link="true" href="/alarm-installer-insurance-cost" data-blog-post-alias="alarm-installer-insurance-cost" aria-label="Alarm Installer Insurance Cost: What Security Contractors Pay"> <div class="blogImg" data-auto="blog-img" style="background-image: url('https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/46df3e52-86be-46cc-8309-ca38358c33da-1920w.png');"><img src="https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/46df3e52-86be-46cc-8309-ca38358c33da-1920w.png" alt="" onerror="handleImageLoadError(this)"/></div> 
2948</a> 
2949 <div class="postTextContainer"> <div class="postText clearfix"> <div class="postTitle" data-auto="blog-post-title"> <h3> <a dont-color-link="true" href="/alarm-installer-insurance-cost" data-blog-post-alias="alarm-installer-insurance-cost">Alarm Installer Insurance Cost: What Security Contractors Pay</a> 
2950</h3> 
2951</div> 
2952 <div class="authorBar" data-auto="blog-author-bar"> <span>By The Insurance Center</span> 
2953 <span>&bull;</span> 
2954 <span>April 23, 2026</span> 
2955</div> 
2956 <div class="postDescription" data-auto="blog-post-description">Alarm and low-voltage contractors pay $1,500-$6,000/yr for insurance. See coverage types you need, rate drivers, and E&amp;O requirements. Get a free quote.</div> 
2957</div> 
2958 <div class="readMore" data-auto="blog-read-more"> <a dont-color-link="true" href="/alarm-installer-insurance-cost"></a> 
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2963 <div style="-ms-grid-column:3; -ms-grid-row:8" class="postArticle " data-auto="blog-post-article"> <div class="inner clearfix wow" style="animation-delay: 4800.0ms;"> <a class="blogImgLink" data-auto="blog-img-link" dont-color-link="true" href="/5-reasons-utah-families-save-more-with-an-independent-insurance-agency" data-blog-post-alias="5-reasons-utah-families-save-more-with-an-independent-insurance-agency" aria-label="A professional team sits around a conference table in a sunlit office while a colleague points to a document."> <div class="blogImg" data-auto="blog-img" style="background-image: url('https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/shutterstock_2588225845-1920w.jpg');"><img src="https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/shutterstock_2588225845-1920w.jpg" alt="A professional team sits around a conference table in a sunlit office while a colleague points to a document." onerror="handleImageLoadError(this)"/></div> 
2964</a> 
2965 <div class="postTextContainer"> <div class="postText clearfix"> <div class="postTitle" data-auto="blog-post-title"> <h3> <a dont-color-link="true" href="/5-reasons-utah-families-save-more-with-an-independent-insurance-agency" data-blog-post-alias="5-reasons-utah-families-save-more-with-an-independent-insurance-agency">5 Reasons Utah Families Save More with an Independent Insurance Agency</a> 
2966</h3> 
2967</div> 
2968 <div class="authorBar" data-auto="blog-author-bar"> <span>By Policy Lift</span> 
2969 <span>&bull;</span> 
2970 <span>March 17, 2026</span> 
2971</div> 
2972 <div class="postDescription" data-auto="blog-post-description">Discover 5 reasons Utah families save more with The Insurance Center vs big-name carriers. Get your free quote today.</div> 
2973</div> 
2974 <div class="readMore" data-auto="blog-read-more"> <a dont-color-link="true" href="/5-reasons-utah-families-save-more-with-an-independent-insurance-agency"></a> 
2975</div> 
2976</div> 
2977</div> 
2978</div> 
2979 <div style="-ms-grid-column:1; -ms-grid-row:9" class="postArticle " data-auto="blog-post-article"> <div class="inner clearfix wow" style="animation-delay: 5000.0ms;"> <a class="blogImgLink" data-auto="blog-img-link" dont-color-link="true" href="/adventure-park-insurance-why-your-facility-needs-specialized-coverage" data-blog-post-alias="adventure-park-insurance-why-your-facility-needs-specialized-coverage" aria-label="A child in a pink dress jumps high on a colorful inflatable pillow at an outdoor playground with a spiral slide."> <div class="blogImg" data-auto="blog-img" style="background-image: url('https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/shutterstock_2363522505-1920w.jpg');"><img src="https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/shutterstock_2363522505-1920w.jpg" alt="A child in a pink dress jumps high on a colorful inflatable pillow at an outdoor playground with a spiral slide." onerror="handleImageLoadError(this)"/></div> 
2980</a> 
2981 <div class="postTextContainer"> <div class="postText clearfix"> <div class="postTitle" data-auto="blog-post-title"> <h3> <a dont-color-link="true" href="/adventure-park-insurance-why-your-facility-needs-specialized-coverage" data-blog-post-alias="adventure-park-insurance-why-your-facility-needs-specialized-coverage">Adventure park insurance: Why Your Facility Needs Specialized Coverage</a> 
2982</h3> 
2983</div> 
2984 <div class="authorBar" data-auto="blog-author-bar"> <span>By Policy Lift</span> 
2985 <span>&bull;</span> 
2986 <span>March 17, 2026</span> 
2987</div> 
2988 <div class="postDescription" data-auto="blog-post-description">Standard business insurance won't cover trampoline park risks. Learn the specialized coverages your facility needs.</div> 
2989</div> 
2990 <div class="readMore" data-auto="blog-read-more"> <a dont-color-link="true" href="/adventure-park-insurance-why-your-facility-needs-specialized-coverage"></a> 
2991</div> 
2992</div> 
2993</div> 
2994</div> 
2995 <div style="-ms-grid-column:2; -ms-grid-row:9" class="postArticle " data-auto="blog-post-article"> <div class="inner clearfix wow" style="animation-delay: 5200.0ms;"> <a class="blogImgLink" data-auto="blog-img-link" dont-color-link="true" href="/what-utah-homeowners-need-to-know-before-the-snow-hits" data-blog-post-alias="what-utah-homeowners-need-to-know-before-the-snow-hits" aria-label="A residential neighborhood under construction sits on a hill with distant mountains in the background."> <div class="blogImg" data-auto="blog-img" style="background-image: url('https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/shutterstock_2329008237-1920w.jpg');"><img src="https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/shutterstock_2329008237-1920w.jpg" alt="A residential neighborhood under construction sits on a hill with distant mountains in the background." onerror="handleImageLoadError(this)"/></div> 
2996</a> 
2997 <div class="postTextContainer"> <div class="postText clearfix"> <div class="postTitle" data-auto="blog-post-title"> <h3> <a dont-color-link="true" href="/what-utah-homeowners-need-to-know-before-the-snow-hits" data-blog-post-alias="what-utah-homeowners-need-to-know-before-the-snow-hits">Winter Storm Insurance: What Utah Homeowners Need to Know Before the Snow Hits</a> 
2998</h3> 
2999</div> 
3000 <div class="authorBar" data-auto="blog-author-bar"> <span>By Policy Lift</span> 
3001 <span>&bull;</span> 
3002 <span>March 17, 2026</span> 
3003</div> 
3004 <div class="postDescription" data-auto="blog-post-description">Ice dams, burst pipes, and snow load can devastate your home. Learn what Utah homeowners need to know before winter hits.</div> 
3005</div> 
3006 <div class="readMore" data-auto="blog-read-more"> <a dont-color-link="true" href="/what-utah-homeowners-need-to-know-before-the-snow-hits"></a> 
3007</div> 
3008</div> 
3009</div> 
3010</div> 
3011 <div style="-ms-grid-column:3; -ms-grid-row:9" class="postArticle " data-auto="blog-post-article"> <div class="inner clearfix wow" style="animation-delay: 5400.0ms;"> <a class="blogImgLink" data-auto="blog-img-link" dont-color-link="true" href="/5-rules-every-landlord-live" data-blog-post-alias="5-rules-every-landlord-live" aria-label="A hand holds out a silver house key toward a couple, who are standing together with their hands open to receive it."> <div class="blogImg" data-auto="blog-img" style="background-image: url('https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/specialty-dwelling-insurance-1920w.jpg');"><img src="https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/specialty-dwelling-insurance-1920w.jpg" alt="A hand holds out a silver house key toward a couple, who are standing together with their hands open to receive it." onerror="handleImageLoadError(this)"/></div> 
3012</a> 
3013 <div class="postTextContainer"> <div class="postText clearfix"> <div class="postTitle" data-auto="blog-post-title"> <h3> <a dont-color-link="true" href="/5-rules-every-landlord-live" data-blog-post-alias="5-rules-every-landlord-live">5 Rules Every Landlord Should Live By</a> 
3014</h3> 
3015</div> 
3016 <div class="authorBar" data-auto="blog-author-bar"> <span>By alondra</span> 
3017 <span>&bull;</span> 
3018 <span>March 17, 2017</span> 
3019</div> 
3020 <div class="postDescription" data-auto="blog-post-description">I&rsquo;m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it&rsquo;s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money! I [&hellip;]</div> 
3021</div> 
3022 <div class="readMore" data-auto="blog-read-more"> <a dont-color-link="true" href="/5-rules-every-landlord-live"></a> 
3023</div> 
3024</div> 
3025</div> 
3026</div> 
3027 <div style="-ms-grid-column:1; -ms-grid-row:10" class="postArticle " data-auto="blog-post-article"> <div class="inner clearfix wow" style="animation-delay: 5600.0ms;"> <a class="blogImgLink" data-auto="blog-img-link" dont-color-link="true" href="/will-credit-rating-change-insurance-rates" data-blog-post-alias="will-credit-rating-change-insurance-rates" aria-label="A close-up side view shows a person typing on a laptop, with anoth
3027er laptop screen visible in the soft-focus background."> <div class="blogImg" data-auto="blog-img" style="background-image: url('https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/insurance-quotes-1920w.jpg');"><img src="https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/insurance-quotes-1920w.jpg" alt="A close-up side view shows a person typing on a laptop, with another laptop screen visible in the soft-focus background." onerror="handleImageLoadError(this)"/></div> 
3028</a> 
3029 <div class="postTextContainer"> <div class="postText clearfix"> <div class="postTitle" data-auto="blog-post-title"> <h3> <a dont-color-link="true" href="/will-credit-rating-change-insurance-rates" data-blog-post-alias="will-credit-rating-change-insurance-rates">Will my credit rating change my insurance rates?</a> 
3030</h3> 
3031</div> 
3032 <div class="authorBar" data-auto="blog-author-bar"> <span>By alondra</span> 
3033 <span>&bull;</span> 
3034 <span>February 2, 2017</span> 
3035</div> 
3036 <div class="postDescription" data-auto="blog-post-description">I was recently asked this question by one of our The Insurance Center&nbsp;clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I&rsquo;ve heard a lot of complaints from people who don&rsquo;t like the [&hellip;]</div> 
3037</div> 
3038 <div class="readMore" data-auto="blog-read-more"> <a dont-color-link="true" href="/will-credit-rating-change-insurance-rates"></a> 
3039</div> 
3040</div> 
3041</div> 
3042</div> 
3043 <div style="-ms-grid-column:2; -ms-grid-row:10" class="postArticle lastArticle" data-auto="blog-post-article"> <div class="inner clearfix wow" style="animation-delay: 5800.0ms;"> <a class="blogImgLink" data-auto="blog-img-link" dont-color-link="true" href="/auto-insurance-rates-keep-going-even-though-car-keeps-getting-older" data-blog-post-alias="auto-insurance-rates-keep-going-even-though-car-keeps-getting-older" aria-label="A white SUV driving on a highway with motion blur, emphasizing speed."> <div class="blogImg" data-auto="blog-img" style="background-image: url('https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/car-insurance-1920w.jpeg');"><img src="https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/car-insurance-1920w.jpeg" alt="A white SUV driving on a highway with motion blur, emphasizing speed." onerror="handleImageLoadError(this)"/></div> 
3044</a> 
3045 <div class="postTextContainer"> <div class="postText clearfix"> <div class="postTitle" data-auto="blog-post-title"> <h3> <a dont-color-link="true" href="/auto-insurance-rates-keep-going-even-though-car-keeps-getting-older" data-blog-post-alias="auto-insurance-rates-keep-going-even-though-car-keeps-getting-older">Why Do My Auto Insurance Rates Keep Going Up Even Though My Car Keeps Getting Older?</a> 
3046</h3> 
3047</div> 
3048 <div class="authorBar" data-auto="blog-author-bar"> <span>By alondra</span> 
3049 <span>&bull;</span> 
3050 <span>February 2, 2017</span> 
3051</div> 
3052 <div class="postDescription" data-auto="blog-post-description">Why do my auto insurance rates keep going up even though my car is getting older? &nbsp;At The Insurance Center, many of our clients ask this question so I would like to address it from a couple of angles. First things first, even though it&rsquo;s called car/auto insurance, it covers more than just your car. [&hellip;]</div> 
3053</div> 
3054 <div class="readMore" data-auto="blog-read-more"> <a dont-color-link="true" href="/auto-insurance-rates-keep-going-even-though-car-keeps-getting-older"></a> 
3055</div> 
3056</div> 
3057</div> 
3058</div> 
3059</div> 
3060 <nav class="pagination-nav" data-auto="pagination-nav"> <ul class="pagination-list"> <li class="pagination-item button_2" data-auto="pagination-item"> <a data-page="1" data-action="paginate" data-auto="pagination-link" class="pagination-link disabled"> <span class="dm-icon-left"></span> 
3061</a> 
3062</li> 
3063 <li class="pagination-item active button_1" data-auto="pagination-item"> <a data-page="1" data-action="paginate" data-auto="pagination-link" class="pagination-link active">1 <span class="sr-only">(current)</span> 
3064</a> 
3065</li> 
3066 <li class="pagination-item button_2" data-auto="pagination-item"> <a data-page="1" data-action="paginate" data-auto="pagination-link" class="pagination-link disabled"> <span class="dm-icon-right"></span> 
3067</a> 
3068</li> 
3069</ul> 
3070</nav> 
3071</div> 
3072</div> 
3073</div> 
3074</div> 
3075</div> 
3076</section> 
3077</div> 
3078</div> 
3079</div> 
3080</div> 
3081</div> 
3082 <div class="dmFooterContainer flex_hfcontainer"> <div id="flex-footer" role="contentinfo"> <div data-layout-section="" data-auto="flex-section" id="1244048328" data-flex-id="32763f30"> <div class="flex-widgets-container" id="1637868026"></div> 
3083 <section id="e06b81bf" class="flex-element section" data-auto="flex-element-section"> <div id="3f92fc1c" class="flex-element grid" data-auto="flex-element-grid" data-layout-grid=""> <div id="95706b02" class="flex-element group" data-auto="flex-element-group"> <div id="091bdbaa" class="flex-element group" data-auto="flex-element-group"> <div id="widget_c2n" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="image" data-keep-proportion="true" data-external-id="1322335035"> <div class="u_1322335035 imageWidget align-center" data-element-type="image" data-widget-type="image" id="1322335035"> <a href="/" id="1067872660"><img src="https://irp.cdn-website.com/a48a42b3/dms3rep/multi/opt/NewInsuranceCenterlogo2-%281%29-1920w.png" alt="The Insurance Center logo featuring a green bullse
3083ye icon to the left of the text on a green background." id="1882657831" class="" width="1920" height="728" data-dm-image-path="https://irp.cdn-website.com/a48a42b3/dms3rep/multi/NewInsuranceCenterlogo2-%281%29.png" onerror="handleImageLoadError(this)"/></a> 
3084</div> 
3085</div> 
3086 <div id="9367cc52" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="paragraph" data-external-id="1037937735"> <div class="dmNewParagraph" data-element-type="paragraph" data-version="5" id="1037937735" style="" data-diy-text=""><p class="t-size-16"><strong style="color: var(--color_3); display: initial;">Service Areas:</strong></p><p class="m-size-16 t-size-16 size-16"><a href="/service-areas/farr-west" runtime_url="/service-areas/farr-west" type="dynamic_page" class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">Farr West</a><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);"><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">,</span> 
3087</span><a href="/service-areas/ogden" runtime_url="/service-areas/ogden" type="dynamic_page" class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">Ogden</a><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);"><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">,</span> 
3088</span><a href="/service-areas/harrisville" runtime_url="/service-areas/harrisville" type="dynamic_page" class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">Harrisville</a><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);"><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">,</span> 
3089</span><a href="/service-areas/west-haven" runtime_url="/service-areas/west-haven" type="dynamic_page" class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">West Haven</a><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);"><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">,</span> 
3090</span><a href="/service-areas/south-ogden" runtime_url="/service-areas/south-ogden" type="dynamic_page" class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">South Ogden</a><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);"><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">,</span> 
3091</span><a href="/service-areas/roy" runtime_url="/service-areas/roy" type="dynamic_page" class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">Roy</a><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);"><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">,</span> 
3092</span><a href="/service-areas/clinton" runtime_url="/service-areas/clinton" type="dynamic_page" class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">Clinton</a><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);"><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">,</span> 
3093</span><a href="/service-areas/clearfield" runtime_url="/service-areas/clearfield" type="dynamic_page" class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">Clearfield</a><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);"><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">,</span> 
3094</span><a href="/service-areas/syracuse" runtime_url="/service-areas/syracuse" type="dynamic_page" class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">Syracuse</a><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);"><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">,</span> 
3095</span><a href="/service-areas/layton" runtime_url="/service-areas/layton" type="dynamic_page" class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">Layton</a><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);"><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">,</span> 
3096</span><a href="/service-areas/kaysville" runtime_url="/service-areas/kaysville" type="dynamic_page" class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">Kaysville</a><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);"><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">,</span> 
3097</span><a href="/service-areas/farmington" runtime_url="/service-areas/farmington" type="dynamic_page" class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">Farmington</a><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);"><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">,</span> 
3098</span><a href="/service-areas/plain-city" runtime_url="/service-areas/plain-city" type="dynamic_page" class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">Plain City</a><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);"><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">,</span> 
3099</span><a href="/service-areas/pleasant-view" runtime_url="/service-areas/pleasant-view" type="dynamic_page" class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">Pleasant View</a><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);"><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">,</span> 
3100</span><a href="/service-areas/perry" runtime_url="/service-areas/perry" type="dynamic_page" class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">Perry</a><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);"><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">,</span> 
3101</span><a href="/service-areas/brigham-city" runtime_url="/service-areas/brigham-city" type="dynamic_page" class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">Brigham City</a><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);"><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">,</span> 
3102</span><a href="/service-areas/salt-lake-city" runtime_url="/service-areas/salt-lake-city" type="dynamic_page" class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">Salt Lake City</a><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);"><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">,</span> 
3103</span><a href="/service-areas/north-ogden" runtime_url="/service-areas/north-ogden" type="dynamic_page" class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">North Ogden</a><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);"><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">,</span> 
3104</span><a href="/service-areas/heber-city" runtime_url="/service-areas/heber-city" type="dynamic_page" class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">Heber City</a><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);"><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">,</span> 
3105</span><a href="/service-areas/midway" runtime_url="/service-areas/midway" type="dynamic_page" class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">Midway</a><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);"><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">,</span> 
3106</span><a href="/service-areas/park-city" runtime_url="/service-areas/park-city" type="dynamic_page" class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">Park City</a><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);"><span class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">,</span> 
3107</span><a href="/service-areas/kamas" runtime_url="/service-areas/kamas" type="dynamic_page" class="font-size-16 t-font-size-16 m-font-size-16" style="display: initial; color: var(--color_3);">Kamas</a><span style="display: initial;"><br/></span></p></div> 
3108</div> 
3109 <div id="widget_1gg" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="socialhub" data-external-id="3366683478"> <div class="align-center text-align-center u_3366683478 dmSocialHub gapSpacing" id="3366683478" dmle_extension="social_hub" data-element-type="social_hub" wr="true" networks="" icon="true" surround="true" adwords=""> <div class="socialHubWrapper"> <div class="socialHubInnerDiv " data-auto="social-hub-inner"> <a href="https://facebook.com/TheInsuranceCenterOgden" target="_blank" dm_dont_rewrite_url="true" aria-label="facebook" onclick="dm_gaq_push_event &amp;&amp;
3109 dm_gaq_push_event(&apos;socialLink&apos;, &apos;click&apos;, &apos;Facebook&apos;)"> <span class="dmSocialFacebook dm-social-icons-facebook oneIcon socialHubIcon style8" aria-hidden="true" data-hover-effect=""></span> 
3110</a> 
3111 <a href="https://twitter.com/InsuranceCtrUT" target="_blank" dm_dont_rewrite_url="true" aria-label="twitter" onclick="dm_gaq_push_event &amp;&amp; dm_gaq_push_event(&apos;socialLink&apos;, &apos;click&apos;, &apos;Twitter&apos;)"> <span class="dmSocialTwitter dm-social-icons-twitter oneIcon socialHubIcon style8" aria-hidden="true" data-hover-effect=""></span> 
3112</a> 
3113 <a href="https://instagram.com/theinsurancecenterut" target="_blank" dm_dont_rewrite_url="true" aria-label="instagram" onclick="dm_gaq_push_event &amp;&amp; dm_gaq_push_event(&apos;socialLink&apos;, &apos;click&apos;, &apos;Instagram&apos;)"> <span class="dmSocialInstagram dm-social-icons-instagram oneIcon socialHubIcon style8" aria-hidden="true" data-hover-effect=""></span> 
3114</a> 
3115 <a href="https://youtube.com/UCBiWMqiBW2SV8zBvwJ52nFw" target="_blank" dm_dont_rewrite_url="true" aria-label="youtube" onclick="dm_gaq_push_event &amp;&amp; dm_gaq_push_event(&apos;socialLink&apos;, &apos;click&apos;, &apos;Youtube&apos;)"> <span class="dmSocialYoutube dm-social-icons-youtube oneIcon socialHubIcon style8" aria-hidden="true" data-hover-effect=""></span> 
3116</a> 
3117</div> 
3118</div> 
3119</div> 
3120</div> 
3121 <div id="widget_juk" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="ssrbreadcrumbs" data-external-id="3511022960"> <div id="3511022960" dmle_extension="ssrbreadcrumbs" data-element-type="ssrbreadcrumbs" class=""><span id="ssrWrap-3511022960" ><style data-styled="true" data-styled-version="5.3.11">#dm .fqQnQE.fqQnQE{color:var(--color_3);}/*!sc*/
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3132</style><div data-auto="runtime-breadcrumbs-widget">
3132<script data-auto="schema" type="application/ld+json">{"@context":"http://schema.org/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"item":{"name":"Home","id":"/"}},{"@type":"ListItem","position":2,"item":{"name":"Blog"}}]}</script>
3132<nav class="sc-eDPEul fZVQBk bc-root dmBlockElement" aria-label="Breadcrumbs"><a href="/" class="sc-cPiKLX fqQnQE bc-item"><div class="sc-dLMFU">Home</div></a><span direction="ltr" class="sc-eldPxv kqtCoc bc-separator" aria-hidden="true"><svg data-auto="arrow" width="16" height="16" viewBox="0 0 16 16" fill="none" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" clip-rule="evenodd" d="M5.46967 3.46967C5.76256 3.17678 6.23744 3.17678 6.53033 3.46967L10.5303 7.46967C10.8232 7.76256 10.8232 8.23744 10.5303 8.53033L6.53033 12.5303C6.23744 12.8232 5.76256 12.8232 5.46967 12.5303C5.17678 12.2374 5.17678 11.7626 5.46967 11.4697L8.93934 8L5.46967 4.53033C5.17678 4.23744 5.17678 3.76256 5.46967 3.46967Z" fill="currentColor"></path></svg></span><div class="sc-dLMFU isUmWr bc-current-item" data-auto="bc-current-item">Blog</div></nav></div></span></div> 
3133</div> 
3134</div> 
3135 <div id="11282729" class="flex-element group" data-auto="flex-element-group"> <div id="widget_3vf" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="paragraph" data-external-id="491241336"> <div class="dmNewParagraph" data-element-type="paragraph" data-version="5" id="491241336" style=""> <h3><span style="display: unset; color: var(--color_3);">Navigation</span></h3> 
3136</div> 
3137</div> 
3138 <div id="037951cc" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="ONELinksMenu" data-external-id="1997655078"> <nav class="u_1997655078 unifiednav_vertical effect-text-fill main-navigation unifiednav dmLinksMenu" data-auto="links-menu" role="navigation" layout-main="vertical_nav_layout_4" layout-sub="" data-show-vertical-sub-items="HOVER" id="1997655078" dmle_extension="onelinksmenu" data-element-type="onelinksmenu" data-logo-src="" alt="" data-nav-structure="VERTICAL" wr="true" icon="true" surround="true" adwords="" navigation-id="unifiedNav"> <ul role="menubar" class="unifiednav__container unav-top  " data-auto="navigation-pages"> <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="/" class="unifiednav__item unav-item unav-top-item    " target="" data-target-page-alias="home"> <span class="nav-item-text " data-link-text="
3139         Home
3140        " data-auto="page-text-style">Home<span class="icon icon-angle-down" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
3141</span> 
3142</a> 
3143</li> 
3144 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="/personal-insurance" class="unifiednav__item unav-item unav-top-item    " target="" data-target-page-alias="personal-insurance"> <span class="nav-item-text " data-link-text="Personal Insurance" data-auto="page-text-style">Personal Insurance<span class="icon icon-angle-down" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
3145</span> 
3146</a> 
3147</li> 
3148 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="/commercial-insurance" class="unifiednav__item unav-item unav-top-item    " target="" data-target-page-alias="commercial-insurance"> <span class="nav-item-text " data-link-text="Commercial Insurance" data-auto="page-text-style">Commercial Insurance<span class="icon icon-angle-down" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
3149</span> 
3150</a> 
3151</li> 
3152 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="/adventure-park-insurance" class="unifiednav__item unav-item unav-top-item    " target="" data-target-page-alias="adventure-park-insurance"> <span class="nav-item-text " data-link-text="Adventure Park Insurance" data-auto="page-text-style">Adventure Park Insurance<span class="icon icon-angle-down" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
3153</span> 
3154</a> 
3155</li> 
3156 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="/alarm-dealer-insurance" class="unifiednav__item unav-item unav-top-item    " target="" data-target-page-alias="alarm-dealer-insurance"> <span class="nav-item-text " data-link-text="Alarm Dealer Insurance" data-auto="page-text-style">Alarm Dealer Insurance<span class="icon icon-angle-down" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
3157</span> 
3158</a> 
3159</li> 
3160 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="/pers-insurance" class="unifiednav__item unav-item unav-top-item    " target="" data-target-page-alias="pers-insurance"> <span class="nav-item-text " data-link-text="PERS Insurance" data-auto="page-text-style">PERS Insurance<span class="icon icon-angle-down" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
3161</span> 
3162</a> 
3163</li> 
3164 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="/about" class="unifiednav__item unav-item unav-top-item    " target="" data-target-page-alias="about"> <span class="nav-item-text " data-link-text="About" data-auto="page-text-style">About<span class="icon icon-angle-down" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
3165</span> 
3166</a> 
3167</li> 
3168 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="/our-team" class="unifiednav__item unav-item unav-top-item    " target="" data-target-page-alias="our-team"> <span class="nav-item-text " data-link-text="Our Team" data-auto="page-text-style">Our Team<span class="icon icon-angle-down" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
3169</span> 
3170</a> 
3171</li> 
3172 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="/locations" class="unifiednav__item unav-item unav-top-item    " target="" data-target-page-alias="locations"> <span class="nav-item-text " data-link-text="Locations" data-auto="page-text-style">Locations<span class="icon icon-angle-down" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
3173</span> 
3174</a> 
3175</li> 
3176 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="/events" class="unifiednav__item unav-item unav-top-item    " target="" data-target-page-alias="events"> <span class="nav-item-text " data-link-text="Events" data-auto="page-text-style">Events<span class="icon icon-angle-down" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
3177</span> 
3178</a> 
3179</li> 
3180 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="/careers" class="unifiednav__item unav-item unav-top-item    " target="" data-target-page-alias="careers"> <span class="nav-item-text " data-link-text="Careers" data-auto="page-text-style">Careers<span class="icon icon-angle-down" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
3181</span> 
3182</a> 
3183</li> 
3184 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="/our-reviews" class="unifiednav__item unav-item unav-top-item    " target="" data-target-page-alias="our-reviews"> <span class="nav-item-text " data-link-text="Our Reviews" data-auto="page-text-style">Our Reviews<span class="icon icon-angle-down" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
3185</span> 
3186</a> 
3187</li> 
3188 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="/blog" class="unifiednav__item unav-item unav-top-item  dmNavItemSelected    " target="" data-target-page-alias="blog" aria-current="page" data-auto="selected-page"> <span class="nav-item-text " data-link-text="Blog" data-auto="page-text-style">Blog<span class="icon icon-angle-down" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
3189</span> 
3190</a> 
3191</li> 
3192 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="/contact" class="unifiednav__item unav-item unav-top-item    " target="" data-target-page-alias="contact"> <span class="nav-item-text " data-link-text="Contact" data-auto="page-text-style">Contact<span class="icon icon-angle-down" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
3193</span> 
3194</a> 
3195</li> 
3196</ul> 
3197</nav> 
3198</div> 
3199</div> 
3200 <div id="294c6348" class="flex-element group" data-auto="flex-element-group"> <div id="e3faa842" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="paragraph" data-external-id="1758293797"> <div class="dmNewParagraph" data-element-type="paragraph" data-version="5" id="1758293797" style=""> <h3><span style="color: var(--color_3); display: unset;">Service Center</span></h3> 
3201</div> 
3202</div> 
3203 <div id="b723d9ed" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="ONELinksMenu" data-external-id="1859873667"> <nav class="u_1859873667 unifiednav_vertical effect-text-fill main-navigation unifiednav dmLinksMenu" data-auto="links-menu" role="navigation" layout-main="vertical_nav_layout_4" layout-sub="" data-show-vertical-sub-items="HOVER" id="1859873667" dmle_extension="onelinksmenu" data-element-type="onelinksmenu" data-logo-src="" alt="" data-nav-structure="VERTICAL" wr="true" icon="true" surround="true" adwords="" navigation-id="unifiedNav"> <ul role="menubar" class="unifiednav__container unav-top  " data-auto="navigation-pages"> <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="https://portal.csr24.com/mvc/1873699200" class="unifiednav__item unav-item unav-top-item    " target="_blank" data-target-page-alias="https://portal.csr24.com/mvc/1873699200"> <span class="nav-item-text " data-link-text="Client Login" data-auto="page-text-style">Client Login<span class="icon icon-angle-down" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
3204</span> 
3205</a> 
3206</li> 
3207 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="https://portal.csr24.com/mvc/1873699200" class="unifiednav__item unav-item unav-top-item    " target="_blank" data-target-page-alias="https://portal.csr24.com/mvc/1873699200"> <span class="nav-item-text " data-link-text="File A Claim" data-auto="page-text-style">File A Claim<span class="icon icon-angle-down" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
3208</span> 
3209</a> 
3210</li> 
3211 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="https://portal.csr24.com/mvc/1873699200" class="unifiednav__item unav-item unav-top-item    " target="_blank" data-target-page-alias="https://portal.csr24.com/mvc/1873699200"> <span class="nav-item-text " data-link-text="Online Billing And Payment" data-auto="page-text-style">Online Billing And Payment<span class="icon icon-angle-down" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
3212</span> 
3213</a> 
3214</li> 
3215 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="https://portal.csr24.com/mvc/1873699200" class="unifiednav__item unav-item unav-top-item    " target="_blank" data-target-page-alias="https://portal.csr24.com/mvc/1873699200"> <span class="nav-item-text " data-link-text="Request An ID Card" data-auto="page-text-style">Request An ID Card<span class="icon icon-angle-down" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
3216</span> 
3217</a> 
3218</li> 
3219 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="https://portal.csr24.com/mvc/1873699200" class="unifiednav__item unav-item unav-top-item    " target="_blank" data-target-page-alias="https://portal.csr24.com/mvc/1873699200"> <span class="nav-item-text " data-link-text="Request A Certificate" data-auto="page-text-style">Request A Certificate<span class="icon icon-angle-down" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
3220</span> 
3221</a> 
3222</li> 
3223 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="https://portal.csr24.com/mvc/1873699200" class="unifiednav__item unav-item unav-top-item    " target="_blank" data-target-page-alias="https://portal.csr24.com/mvc/1873699200"> <span class="nav-item-text " data-link-text="Policy Changes" data-auto="page-text-style">Policy Changes<span class="icon icon-angle-down" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
3224</span> 
3225</a> 
3226</li> 
3227 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="https://portal.csr24.com/mvc/1873699200" class="unifiednav__item unav-item unav-top-item    " target="_blank" data-target-page-alias="https://portal.csr24.com/mvc/1873699200"> <span class="nav-item-text " data-link-text="Policy Review" data-auto="page-text-style">Policy Review<span class="icon icon-angle-down" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
3228</span> 
3229</a> 
3230</li> 
3231</ul> 
3232</nav> 
3233</div> 
3234</div> 
3235 <div id="group_c9u" class="flex-element group" data-auto="flex-element-group">
3235 <div id="74e5936b" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="paragraph" data-external-id="1224170569"> <div class="dmNewParagraph" data-element-type="paragraph" data-version="5" id="1224170569" style=""><p class="m-text-align-left text-align-left"><strong style="color: var(--color_3); font-weight: bold; display: unset;">Farr West Office</strong></p></div> 
3236</div> 
3237 <div id="33a7bcac" class="flex-element group" data-auto="flex-element-group"> <div id="faea9f01" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-keep-proportion="true" data-widget-type="graphic" data-external-id="1805332235"> <div class="u_1805332235 graphicWidget graphicWidgetV2 graphicWidgetV3" data-element-type="graphic" data-widget-type="graphic" id="1805332235" data-binding="W3siYmluZGluZ05hbWUiOiJsaW5rIiwidmFsdWUiOiJjb250ZW50X2xpYnJhcnkuZ2xvYmFsLmVtYWlsLm1haW4gZW1haWwifSx7ImJpbmRpbmdOYW1lIjoiYWx0IiwidmFsdWUiOiJjb250ZW50X2xpYnJhcnkuZ2xvYmFsLmVtYWlsLm1haW4gZW1haWwifV0="> <a href="mailto:[email protected]" aria-label="[email protected]"> <svg width="100%" height="100%" version="1.1" viewbox="0 0 100 100" xmlns="http://www.w3.org/2000/svg" id="1568443230" class="svg u_1568443230" data-icon-custom="true"> <title id="1743028635">[email protected]</title> 
3238 <path d="m98.844 28.266c-0.42188-3.625-2.25-7.2227-5.1484-10.121-2.8984-2.8984-6.4922-4.7266-10.121-5.1484-0.011719 0-0.023438 0-0.03125-0.003906-14.418-1.5391-52.656-1.5391-67.074 0-0.011719 0-0.023438 0-0.03125 0.003906-3.625 0.42188-7.2227 2.25-10.121 5.1484-2.8984 2.9023-4.7266 6.4922-5.1484 10.121 0 0.011719 0 0.023437-0.003907 0.03125-1.5391 14.398-1.5391 29 0 43.402 0 0.011719 0 0.023437 0.003907 0.03125 0.42188 3.625 2.25 7.2227 5.1484 10.121 2.8984 2.8984 6.4922 4.7266 10.121 5.1484 0.011719 0 0.023438 0 0.03125 0.003906 7.207 0.76953 20.375 1.1562 33.539 1.1562 13.164 0 26.328-0.38281 33.539-1.1562 0.011719 0 0.023437 0 0.03125-0.003906 3.625-0.42188 7.2227-2.25 10.121-5.1484 2.8984-2.8984 4.7266-6.4922 5.1484-10.121 0-0.011719 0-0.023438 0.003906-0.03125 1.5391-14.398 1.5391-29 0-43.402 0-0.011719 0-0.023437-0.003906-0.03125zm-81.574-7.8945c14.086-1.5 51.371-1.5 65.461 0 3.2266 0.38281 6.4883 3.043 7.9688 6.1562l-39.383 20.359c-0.82031 0.42188-1.8008 0.42188-2.625 0l-39.387-20.359c1.4766-3.1133 4.7422-5.7734 7.9688-6.1562zm74.199 50.523c-0.48438 4.0938-4.6406 8.2578-8.7383 8.7383-14.086 1.5-51.367 1.5-65.457 0-4.0938-0.48437-8.2539-4.6406-8.7383-8.7383-1.2969-12.156-1.457-24.465-0.48047-36.656l37.227 19.242c1.4766 0.76562 3.0977 1.1484 4.7188 1.1484s3.2422-0.38281 4.7188-1.1484l37.227-19.242c0.97656 12.195 0.82031 24.5-0.48047 36.656z"></path> 
3239</svg> 
3240</a> 
3241</div> 
3242</div> 
3243 <div id="5d8e5f4a" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="paragraph" data-external-id="1384168333"> <div class="dmNewParagraph" data-element-type="paragraph" data-version="5" id="1384168333" style="" new-inline-bind-applied="true" data-diy-text=""><p class="t-size-16 text-align-left m-text-align-left size-16 m-size-14"><span class="t-font-size-16 font-size-16 m-font-size-14" style="text-decoration: underline; color: var(--color_3); display: initial;" m-font-size-set="true"><span class="inline-data-binding" data-encoded-value="b2ZmaWNlQG1hZGlzb25pbnN1cmFuY2UubmV0" data-inline-binding="content_library.global.email.main email" data-inline-binding-encoded="Y29udGVudF9saWJyYXJ5Lmdsb2JhbC5lbWFpbC5tYWluIGVtYWls"><a class="inlineBindingLink" target="_blank" href="mailto:[email protected]">[email protected]</a></span></span></p></div> 
3244</div> 
3245</div> 
3246 <div id="b7baa00d" class="flex-element group" data-auto="flex-element-group"> <div id="widget_867" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="graphic" data-keep-proportion="true" data-external-id="1067980115"> <div class="u_1067980115 graphicWidget graphicWidgetV2 graphicWidgetV3" data-element-type="graphic" data-widget-type="graphic" id="1067980115" data-binding="W3siYmluZGluZ05hbWUiOiJsaW5rIiwidmFsdWUiOiJjb250ZW50X2xpYnJhcnkuZ2xvYmFsLnBob25lLm1haW4gcGhvbmUifSx7ImJpbmRpbmdOYW1lIjoiYWx0IiwidmFsdWUiOiJjb250ZW50X2xpYnJhcnkuZ2xvYmFsLnBob25lLm1haW4gcGhvbmUifV0="> <a href="tel:(801) 622-2626" aria-label="(801) 622-2626"> <svg width="100%" height="100%" version="1.1" viewbox="0 0 100 100" xmlns="http://www.w3.org/2000/svg" id="1861069052" 
3246class="svg u_1861069052" data-icon-custom="true" data-icon-name="Phone_8107175.svg"> <title id="1321932471">(801) 622-2626</title> 
3247 <path d="m87.5 65.418-11.668-11.793c-2.8594-2.8398-7.4727-2.8398-10.332 0l-7.418 7.457c-8.7344-3.5039-15.66-10.43-19.164-19.164l7.457-7.418c2.8398-2.8594 2.8398-7.4727 0-10.332l-11.793-11.668c-2.8594-2.8398-7.4727-2.8398-10.332 0l-9.75 9.668c-1.9102 1.8867-3.2539 4.2773-3.8711 6.8906-0.62109 2.6172-0.49219 5.3555 0.37109 7.8984 8.2188 24.555 27.488 43.824 52.043 52.043 1.4922 0.49609 3.0508 0.75 4.625 0.75 3.8086 0.03125 7.4727-1.4688 10.164-4.168l9.668-9.832c2.8398-2.8594 2.8398-7.4727 0-10.332zm-4.168 5.9141-9.793 9.75h0.003907c-2.1953 2.1562-5.4023 2.9219-8.3359 2-22.742-7.5703-40.621-25.371-48.289-48.082-0.92188-2.9336-0.15625-6.1367 2-8.332l9.75-10c0.24219-0.089844 0.50781-0.089844 0.75 0 0.23828-0.097657 0.50781-0.097657 0.75 0l11.793 11.793-0.003907-0.003907c0.38281 0.42969 0.38281 1.0742 0 1.5l-8.625 8.9609c-0.86328 0.80469-1.1758 2.0469-0.78906 3.1641 4.0586 12.059 13.523 21.523 25.582 25.586 1.1211 0.38281 2.3594 0.074219 3.168-0.79297l8.832-8.832c0.42578-0.38281 1.0742-0.38281 1.5 0l11.707 11.789c0.38281 0.42969 0.38281 1.0742 0 1.5z"></path> 
3248</svg> 
3249</a> 
3250</div> 
3251</div> 
3252 <div id="e8723bdc" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="paragraph" data-external-id="1840955885"> <div class="dmNewParagraph" data-element-type="paragraph" data-version="5" id="1840955885" style="" new-inline-bind-applied="true" data-diy-text=""><p class="m-size-14 m-text-align-left text-align-left t-size-16 size-16"><span class="m-font-size-14 font-size-16 t-font-size-16" style="display: unset; color: var(--color_3);"><span class="m-font-size-14 font-size-16 t-font-size-16" m-font-size-set="true" style="display: unset; color: var(--color_3);">Direct</span> 
3253</span> 
3254<span class="m-font-size-14 font-size-16 t-font-size-16" m-font-size-set="true" style="text-decoration: underline; color: var(--color_3); display: initial;"><span class="inline-data-binding" data-encoded-value="KDMwMykgMzIyLTA4MDA=" data-inline-binding="content_library.global.phone.main phone" data-inline-binding-encoded="Y29udGVudF9saWJyYXJ5Lmdsb2JhbC5waG9uZS5tYWluIHBob25l"><a class="inlineBindingLink" target="_blank" href="tel:(801) 622-2626">(801) 622-2626</a></span></span></p></div> 
3255</div> 
3256</div> 
3257 <div id="cf30ce06" class="flex-element group" data-auto="flex-element-group"> <div id="8ec0c78f" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-keep-proportion="true" data-widget-type="graphic" data-external-id="1783266034"> <div class="graphicWidget graphicWidgetV2 graphicWidgetV3 u_1783266034" data-element-type="graphic" data-widget-type="graphic" id="1783266034"> <svg width="100%" height="100%" version="1.1" viewbox="0 0 100 100" xmlns="http://www.w3.org/2000/svg" id="1888284860" class="svg u_1888284860" data-icon-custom="true"> <title id="1662118345">A black icon of a clock face showing the time as approximately 3:00.</title> 
3258 <path d="m50 6.25c-24.125 0-43.75 19.625-43.75 43.75s19.625 43.75 43.75 43.75 43.75-19.625 43.75-43.75-19.625-43.75-43.75-43.75zm0 81.25c-20.68 0-37.5-16.824-37.5-37.5s16.82-37.5 37.5-37.5 37.5 16.824 37.5 37.5-16.82 37.5-37.5 37.5z"></path> 
3259 <path d="m72.418 46.875h-13.043c-3.4453 0-6.25-2.8047-6.25-6.25v-13.754c0-1.7266-1.3984-3.125-3.125-3.125s-3.125 1.3984-3.125 3.125v13.754c0 6.8906 5.6055 12.5 12.5 12.5h13.043c1.7266 0 3.125-1.3984 3.125-3.125s-1.3984-3.125-3.125-3.125z"></path> 
3260</svg> 
3261</div> 
3262</div> 
3263 <div id="87f075b3" class="flex-element group" data-auto="flex-element-group"> <div id="ec7a4cba" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="paragraph" data-external-id="1198613842"> <div class="dmNewParagraph" data-element-type="paragraph" data-version="5" id="1198613842" style="" data-diy-text=""><p class="m-size-14 text-align-left m-text-align-left t-size-16 size-16"><span class="m-font-size-14 font-size-16 t-font-size-16" m-font-size-set="true" style="color: var(--color_3); display: initial;">Mon - Fri : 09:00 am - 05:00 pm</span></p></div> 
3264</div> 
3265</div> 
3266</div> 
3267 <div id="group_hlu" class="flex-element group" data-auto="flex-element-group"> <div id="widget_ae7" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="graphic" data-keep-proportion="true" data-external-id="1235640585"> <div class="graphicWidget graphicWidgetV2 graphicWidgetV3 u_1235640585" data-element-type="graphic" data-widget-type="graphic" id="1235640585"> <svg width="100%" height="100%" version="1.1" viewbox="0 0 100 100" xmlns="http://www.w3.org/2000/svg" id="1489744742" class="svg u_1489744742" data-icon-custom="true">
3267 <title id="1072620530">A black outlined location pin icon on a white background.</title> 
3268 <path d="m49.988 0c-22.562 0-40.922 18.289-40.922 40.781 0 8.457 4.8281 18.203 10.82 27.891 5.9922 9.6875 13.32 19.156 18.957 26.02 5.8164 7.082 16.492 7.0781 22.309 0 5.6367-6.8594 12.969-16.328 18.961-26.02 5.9922-9.6875 10.82-19.43 10.82-27.891 0-22.492-18.383-40.781-40.945-40.781zm0 6.25c19.199 0 34.691 15.434 34.691 34.531 0 5.8516-4.1172 15.289-9.8672 24.59-5.75 9.2969-12.969 18.645-18.5 25.379-3.5859 4.3633-9.0547 4.3477-12.645-0.023438-5.5352-6.7344-12.727-16.059-18.477-25.355s-9.875-18.738-9.875-24.59c0-19.098 15.473-34.531 34.672-34.531zm0 13.816c-9.4766 0-17.23 7.7266-17.23 17.188 0 9.4609 7.75 17.164 17.23 17.164 9.4766 0 17.254-7.7031 17.254-17.164 0-9.4609-7.7773-17.188-17.254-17.188zm0 6.25c6.1133 0 11.004 4.8672 11.004 10.938 0 6.0703-4.8906 10.93-11.004 10.93s-10.98-4.8633-10.98-10.93c0-6.0703 4.8633-10.938 10.98-10.938z"></path> 
3269</svg> 
3270</div> 
3271</div> 
3272 <div id="37e52416" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="paragraph" data-external-id="1478784762"> <div class="dmNewParagraph" data-element-type="paragraph" data-version="5" id="1478784762" style="" data-diy-text=""><p class="m-size-16 t-size-16 size-16"><span class="m-font-size-16 t-font-size-16 font-size-16" style="color: var(--color_3); display: initial;">1741 N 2000 W, Suite 5 Farr West Utah 84404, United States</span></p></div> 
3273</div> 
3274</div> 
3275 <div id="widget_r39" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="paragraph" data-external-id="3333414878"> <div class="dmNewParagraph" data-element-type="paragraph" data-version="5" id="3333414878"><p class="text-align-left m-text-align-left"><strong style="color: var(--color_3); font-weight: bold; display: unset;">Heber City Office</strong></p></div> 
3276</div> 
3277 <div id="603165fb" class="flex-element group" data-auto="flex-element-group"> <div id="9b0097ad" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-keep-proportion="true" data-widget-type="graphic" data-external-id="1324448329"> <div class="u_1324448329 graphicWidget graphicWidgetV2 graphicWidgetV3" data-element-type="graphic" data-widget-type="graphic" id="1324448329" data-binding="W3siYmluZGluZ05hbWUiOiJsaW5rIiwidmFsdWUiOiJjb250ZW50X2xpYnJhcnkuZ2xvYmFsLmVtYWlsLm1haW4gZW1haWwifSx7ImJpbmRpbmdOYW1lIjoiYWx0IiwidmFsdWUiOiJjb250ZW50X2xpYnJhcnkuZ2xvYmFsLmVtYWlsLm1haW4gZW1haWwifV0="> <a href="mailto:[email protected]" aria-label="[email protected]"> <svg width="100%" height="100%" version="1.1" viewbox="0 0 100 100" xmlns="http://www.w3.org/2000/svg" id="1304461655" class="svg u_1304461655" data-icon-custom="true"> <title id="1743028635">[email protected]</title> 
3278 <path d="m98.844 28.266c-0.42188-3.625-2.25-7.2227-5.1484-10.121-2.8984-2.8984-6.4922-4.7266-10.121-5.1484-0.011719 0-0.023438 0-0.03125-0.003906-14.418-1.5391-52.656-1.5391-67.074 0-0.011719 0-0.023438 0-0.03125 0.003906-3.625 0.42188-7.2227 2.25-10.121 5.1484-2.8984 2.9023-4.7266 6.4922-5.1484 10.121 0 0.011719 0 0.023437-0.003907 0.03125-1.5391 14.398-1.5391 29 0 43.402 0 0.011719 0 0.023437 0.003907 0.03125 0.42188 3.625 2.25 7.2227 5.1484 10.121 2.8984 2.8984 6.4922 4.7266 10.121 5.1484 0.011719 0 0.023438 0 0.03125 0.003906 7.207 0.76953 20.375 1.1562 33.539 1.1562 13.164 0 26.328-0.38281 33.539-1.1562 0.011719 0 0.023437 0 0.03125-0.003906 3.625-0.42188 7.2227-2.25 10.121-5.1484 2.8984-2.8984 4.7266-6.4922 5.1484-10.121 0-0.011719 0-0.023438 0.003906-0.03125 1.5391-14.398 1.5391-29 0-43.402 0-0.011719 0-0.023437-0.003906-0.03125zm-81.574-7.8945c14.086-1.5 51.371-1.5 65.461 0 3.2266 0.38281 6.4883 3.043 7.9688 6.1562l-39.383 20.359c-0.82031 0.42188-1.8008 0.42188-2.625 0l-39.387-20.359c1.4766-3.1133 4.7422-5.7734 7.9688-6.1562zm74.199 50.523c-0.48438 4.0938-4.6406 8.2578-8.7383 8.7383-14.086 1.5-51.367 1.5-65.457 0-4.0938-0.48437-8.2539-4.6406-8.7383-8.7383-1.2969-12.156-1.457-24.465-0.48047-36.656l37.227 19.242c1.4766 0.76562 3.0977 1.1484 4.7188 1.1484s3.2422-0.38281 4.7188-1.1484l37.227-19.242c0.97656 12.195 0.82031 24.5-0.48047 36.656z"></path> 
3279</svg> 
3280</a> 
3281</div> 
3282</div> 
3283 <div id="275eeef6" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="paragraph" data-external-id="1364054886"> <div class="dmNewParagraph" data-element-type="paragraph" data-version="5" id="1364054886" style="" data-diy-text=""><p class="t-size-16 text-align-left m-text-align-left size-16 m-size-16"><a href="mailto:[email protected]" runtime_url="mailto:[email protected]" type="email" style="color: var(--color_3); display: initial;" class="font-size-16 t-font-size-16 m-font-size-16">[email protected]</a></p></div> 
3284</div> 
3285</div> 
3286 <div id="4a1387a2" class="flex-element group" data-auto="flex-element-group"> <div id="dd696be8" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-keep-proportion="true" data-widget-type="graphic" data-external-id="1213538387"> <div class="u_1213538387 graphicWidget graphicWidgetV2 graphicWidgetV3" data-element-type="graphic" data-widget-type="graphic" id="1213538387" data-binding="W3siYmluZGluZ05hbWUiOiJsaW5rIiwidmFsdWUiOiJjb250ZW50X2xpYnJhcnkuZ2xvYmFsLnBob25lLm1haW4gcGhvbmUifSx7ImJpbmRpbmdOYW1lIjoiYWx0IiwidmFsdWUiOiJjb250ZW50X2xpYnJhcnkuZ2xvYmFsLnBob25lLm1haW4gcGhvbmUifV0="> <a href="tel:(801) 622-2626" aria-label="(801) 622-2626"> <svg width="100%" height="100%" version="1.1" viewbox="0 0 100 100" xmlns="http://www.w3.org/2000/svg" id="1307272515" class="svg u_1307272515" data-icon-custom="true" data-icon-name="Phone_8107175.svg"> <title id="1321932471">(801) 622-2626</title> 
3287 <path d="m87.5 65.418-11.668-11.793c-2.8594-2.8398-7.4727-2.8398-10.332 0l-7.418 7.457c-8.7344-3.5039-15.66-10.43-19.164-19.164l7.457-7.418c2.8398-2.8594 2.8398-7.4727 0-10.332l-11.793-11.668c-2.8594-2.8398-7.4727-2.8398-10.332 0l-9.75 9.668c-1.9102 1.8867-3.2539 4.2773
3287-3.8711 6.8906-0.62109 2.6172-0.49219 5.3555 0.37109 7.8984 8.2188 24.555 27.488 43.824 52.043 52.043 1.4922 0.49609 3.0508 0.75 4.625 0.75 3.8086 0.03125 7.4727-1.4688 10.164-4.168l9.668-9.832c2.8398-2.8594 2.8398-7.4727 0-10.332zm-4.168 5.9141-9.793 9.75h0.003907c-2.1953 2.1562-5.4023 2.9219-8.3359 2-22.742-7.5703-40.621-25.371-48.289-48.082-0.92188-2.9336-0.15625-6.1367 2-8.332l9.75-10c0.24219-0.089844 0.50781-0.089844 0.75 0 0.23828-0.097657 0.50781-0.097657 0.75 0l11.793 11.793-0.003907-0.003907c0.38281 0.42969 0.38281 1.0742 0 1.5l-8.625 8.9609c-0.86328 0.80469-1.1758 2.0469-0.78906 3.1641 4.0586 12.059 13.523 21.523 25.582 25.586 1.1211 0.38281 2.3594 0.074219 3.168-0.79297l8.832-8.832c0.42578-0.38281 1.0742-0.38281 1.5 0l11.707 11.789c0.38281 0.42969 0.38281 1.0742 0 1.5z"></path> 
3288</svg> 
3289</a> 
3290</div> 
3291</div> 
3292 <div id="495cc299" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="paragraph" data-external-id="1141761245"> <div class="dmNewParagraph" data-element-type="paragraph" data-version="5" id="1141761245" style="" new-inline-bind-applied="true" data-diy-text=""><p class="m-size-14 t-size-16 text-align-left m-text-align-left size-16"><span class="t-font-size-16 font-size-16 m-font-size-14" style="color: var(--color_3); display: unset;"><span class="t-font-size-16 font-size-16 m-font-size-14" m-font-size-set="true" style="color: var(--color_3); display: unset;">Direct</span> 
3293</span> 
3294<span class="m-font-size-16 t-font-size-16 font-size-16" style="color: var(--color_3); display: initial;"><span class="inline-data-binding" data-encoded-value="KDQzNSkgNjU0LTAzNTM=" data-inline-binding="content_library.global.phone.heber city" data-inline-binding-encoded="Y29udGVudF9saWJyYXJ5Lmdsb2JhbC5waG9uZS5oZWJlciBjaXR5"><a class="inlineBindingLink" target="_blank" href="tel:(435) 654-0353">(435) 654-0353</a></span></span></p></div> 
3295</div> 
3296</div> 
3297 <div id="d0557599" class="flex-element group" data-auto="flex-element-group"> <div id="1d660539" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-keep-proportion="true" data-widget-type="graphic" data-external-id="1495198478"> <div class="graphicWidget graphicWidgetV2 graphicWidgetV3 u_1495198478" data-element-type="graphic" data-widget-type="graphic" id="1495198478"> <svg width="100%" height="100%" version="1.1" viewbox="0 0 100 100" xmlns="http://www.w3.org/2000/svg" id="1876890142" class="svg u_1876890142" data-icon-custom="true"> <title id="1662118345">A black icon of a clock face showing the time as approximately 3:00.</title> 
3298 <path d="m50 6.25c-24.125 0-43.75 19.625-43.75 43.75s19.625 43.75 43.75 43.75 43.75-19.625 43.75-43.75-19.625-43.75-43.75-43.75zm0 81.25c-20.68 0-37.5-16.824-37.5-37.5s16.82-37.5 37.5-37.5 37.5 16.824 37.5 37.5-16.82 37.5-37.5 37.5z"></path> 
3299 <path d="m72.418 46.875h-13.043c-3.4453 0-6.25-2.8047-6.25-6.25v-13.754c0-1.7266-1.3984-3.125-3.125-3.125s-3.125 1.3984-3.125 3.125v13.754c0 6.8906 5.6055 12.5 12.5 12.5h13.043c1.7266 0 3.125-1.3984 3.125-3.125s-1.3984-3.125-3.125-3.125z"></path> 
3300</svg> 
3301</div> 
3302</div> 
3303 <div id="c040a5ad" class="flex-element group" data-auto="flex-element-group"> <div id="e9a87f05" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="paragraph" data-external-id="1366744297"> <div class="dmNewParagraph" data-element-type="paragraph" data-version="5" id="1366744297" style="" data-diy-text=""><p class="m-size-14 text-align-left m-text-align-left t-size-16 size-16"><span class="m-font-size-14 font-size-16 t-font-size-16" m-font-size-set="true" style="color: var(--color_3); display: initial;">Mon - Fri : 09:00 am - 05:00 pm</span></p></div> 
3304</div> 
3305</div> 
3306</div> 
3307 <div id="3b4854f8" class="flex-element group" data-auto="flex-element-group"> <div id="30701d95" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-keep-proportion="true" data-widget-type="graphic" data-external-id="1651990952"> <div class="graphicWidget graphicWidgetV2 graphicWidgetV3 u_1651990952" data-element-type="graphic" data-widget-type="graphic" id="1651990952"> <svg width="100%" height="100%" version="1.1" viewbox="0 0 100 100" xmlns="http://www.w3.org/2000/svg" id="1917440064" 
3307class="svg u_1917440064" data-icon-custom="true"> <title id="1072620530">A black outlined location pin icon on a white background.</title> 
3308 <path d="m49.988 0c-22.562 0-40.922 18.289-40.922 40.781 0 8.457 4.8281 18.203 10.82 27.891 5.9922 9.6875 13.32 19.156 18.957 26.02 5.8164 7.082 16.492 7.0781 22.309 0 5.6367-6.8594 12.969-16.328 18.961-26.02 5.9922-9.6875 10.82-19.43 10.82-27.891 0-22.492-18.383-40.781-40.945-40.781zm0 6.25c19.199 0 34.691 15.434 34.691 34.531 0 5.8516-4.1172 15.289-9.8672 24.59-5.75 9.2969-12.969 18.645-18.5 25.379-3.5859 4.3633-9.0547 4.3477-12.645-0.023438-5.5352-6.7344-12.727-16.059-18.477-25.355s-9.875-18.738-9.875-24.59c0-19.098 15.473-34.531 34.672-34.531zm0 13.816c-9.4766 0-17.23 7.7266-17.23 17.188 0 9.4609 7.75 17.164 17.23 17.164 9.4766 0 17.254-7.7031 17.254-17.164 0-9.4609-7.7773-17.188-17.254-17.188zm0 6.25c6.1133 0 11.004 4.8672 11.004 10.938 0 6.0703-4.8906 10.93-11.004 10.93s-10.98-4.8633-10.98-10.93c0-6.0703 4.8633-10.938 10.98-10.938z"></path> 
3309</svg> 
3310</div> 
3311</div> 
3312 <div id="3b80e5dc" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="paragraph" data-external-id="1739289980"> <div class="dmNewParagraph" data-element-type="paragraph" data-version="5" id="1739289980" style="" data-diy-text=""><p class="m-size-16 t-size-16 size-16"><span class="m-font-size-16 t-font-size-16 font-size-16" style="color: var(--color_3); display: initial;">906 South Main, Heber City, UT 84302</span></p></div> 
3313</div> 
3314</div> 
3315</div> 
3316</div> 
3317</div> 
3318</section> 
3319</div> 
3320 <div data-layout-section="" data-auto="flex-section" id="1994333323" data-flex-id="fc9e19c2" data-page-element-type="section" data-page-element-id="1984414742"> <div class="flex-widgets-container" id="1050759561"></div> 
3321 <section id="c81c990b" class="flex-element section" data-auto="flex-element-section"> <div id="5f545340" class="flex-element grid" data-auto="flex-element-grid" data-layout-grid=""> <div id="90b58bd0" class="flex-element group" data-auto="flex-element-group"> <div id="585b7e3d" class="flex-element group" data-auto="flex-element-group"> <div id="15dd8ca0" class="flex-element group" data-auto="flex-element-group"> <div id="363aceba" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="paragraph" data-external-id="1771309024"> <div class="dmNewParagraph" data-element-type="paragraph" data-version="5" id="1771309024" style="" new-inline-bind-applied="true" data-diy-text=""><p class="m-size-16 t-size-16 text-align-left m-text-align-center size-16"><span style="display: initial; color: rgba(255, 255, 255, 0.6);" class="m-font-size-16 t-font-size-16 font-size-16">Copyright &copy; 2026&nbsp;<span class="inline-data-binding" data-encoded-value="Tm9ydG9uIEluc3VyYW5jZQ==" data-inline-binding="content_library.global.company_name" data-inline-binding-encoded="Y29udGVudF9saWJyYXJ5Lmdsb2JhbC5jb21wYW55X25hbWU=">The Insurance Center</span> 
3322- All Rights Reserved.</span></p></div> 
3323</div> 
3324 <div id="a0a7400e" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="ONELinksMenu" data-external-id="1710076092"> <nav class="u_1710076092 effect-none main-navigation unifiednav dmLinksMenu" data-auto="links-menu" role="navigation" layout-main="horizontal_nav_layout_1" layout-sub="submenu_horizontal_1" data-show-vertical-sub-items="HOVER" id="1710076092" dmle_extension="onelinksmenu" data-element-type="onelinksmenu" data-logo-src="" alt="" data-nav-structure="HORIZONTAL" wr="true" icon="true" surround="true" adwords="" navigation-id="unifiedNav"> <ul role="menubar" class="unifiednav__container unav-top  " data-auto="navigation-pages"> <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="/privacy-policy" class="unifiednav__item unav-item unav-top-item    " target="" data-target-page-alias="privacy-policy"> <span class="nav-item-text " data-link-text="Privacy Policy" data-auto="page-text-style">Privacy Policy<span class="icon icon-angle-down" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
3325</span> 
3326</a> 
3327</li> 
3328 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="/accessibility" class="unifiednav__item unav-item unav-top-item    " target="" data-target-page-alias="accessibility"> <span class="nav-item-text " data-link-text="Accessibility" data-auto="page-text-style">Accessibility<span class="icon icon-angle-down" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
3329</span> 
3330</a> 
3331</li> 
3332 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="/cookie-policy" class="unifiednav__item unav-item unav-top-item    " target="" data-target-page-alias="cookie-policy"> <span class="nav-item-text " data-link-text="Cookie Policy" data-auto="page-text-style">Cookie Policy<span class="icon icon-angle-down" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
3333</span> 
3334</a> 
3335</li> 
3336 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="/terms-of-service" class="unifiednav__item unav-item unav-top-item    " target="" data-target-page-alias="terms-of-service"> <span class="nav-item-text " data-link-text="Terms of Service" data-auto="page-text-style">Terms of Service<span class="icon icon-angle-down" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
3337</span> 
3338</a> 
3339</li> 
3340 <li role="menuitem" class=" unifiednav__item-wrap " data-auto="more-pages" data-depth="0"> <a href="/sitemap" class="unifiednav__item unav-item unav-top-item    " target="" data-target-page-alias="sitemap"> <span class="nav-item-text " data-link-text="Sitemap" data-auto="page-text-style">Sitemap<span class="icon icon-angle-down" data-hidden-on-mobile="" data-hidden-on-desktop="" data-hidden-on-tablet=""></span> 
3341</span> 
3342</a> 
3343</li> 
3344</ul> 
3345</nav> 
3346</div> 
3347</div> 
3348</div> 
3349</div> 
3350</div> 
3351</section> 
3352</div> 
3353</div> 
3354</div> 
3355 <div id="dmFlexStickyContainer" class="flex_hfcontainer"> <div id="flex-sticky"> <div data-layout-section="" data-auto="flex-section" id="1302067330" data-flex-id="3fe9d2b2"> <div class="flex-widgets-container" id="1762386843"></div> 
3356 <section id="d873fff5" class="flex-element section" data-auto="flex-element-section"> <div id="1d39cc8e" class="flex-element grid" data-auto="flex-element-grid" data-layout-grid=""> <div id="15bd80d6" class="flex-element group" data-auto="flex-element-group"> <div id="e4c0e589" class="flex-element group" data-auto="flex-element-group"> <div id="b6c1bbd8" class="flex-element inner-grid" data-auto="flex-element-inner-grid"> <div id="widget_75k" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="html" data-external-id="2378705502"> <div data-element-type="html" class="dmCustomHtml u_2378705502" id="2378705502"> <chat-widget data-assistant-id="a626a09d-724b-4019-9f8d-3f81b58c8c75"></chat-widget> 
3357</div> 
3358</div> 
3359 <div id="widget_64c" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="custom" data-external-id="1272505152"> <div class="widget-ad5835 u_1272505152 dmCustomWidget" data-lazy-load="false" data-title="" id="1272505152" dmle_extension="custom_extension" data-element-type="custom_extension" icon="false" surround="false" data-widget-id="ad583544f9de4acb94a922955e80794c" data-widget-version="42" data-widget-config="eyJpZnJhbWVVUkwiOiJodHRwczovL2NhbGVuZGFyLmdvb2dsZS5jb20vY2FsZW5kYXIvZW1iZWQ/c3JjPWVuLnVzYSUyM2hvbGlkYXklNDBncm91cC52LmNhbGVuZGFyLmdvb2dsZS5jb20mY3R6PUFtZXJpY2ElMkZOZXdfWW9yayIsInBvcHVwVGl0bGUiOiJTY2hlZHVsZSBBcHBvaW50bWVudCIsImNhbGVuZGFySWNvbiI6IiIsImJ1dHRvblRleHQiOiIifQ=="> 
3359<script src="https://cdn.tailwindcss.com">
3360                  </script>
3360 
3361 <div class="calendar-widget-container"><!-- Calendar Trigger Button (inline within widget) --> <button class="calendar-trigger-btn" aria-label="Open Calendar" style="padding: 13px; width: 56px; height: 56px; border-radius: 50px;"> <svg class="calendar-icon-default" width="28" height="28" viewbox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M19 4H5C3.89543 4 3 4.89543 3 6V20C3 21.1046 3.89543 22 5 22H19C20.1046 22 21 20.1046 21 20V6C21 4.89543 20.1046 4 19 4Z" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path> 
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3365</svg> 
3366</button> 
3367<!-- Calendar Popup (fixed to bottom right) --> <div class="calendar-popup" style="display: none;"> <div class="calendar-popup-header"> <span class="calendar-popup-title">Schedule Appointment</span> 
3368 <button class="calendar-close-btn" aria-label="Close Calendar"> <svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewbox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-minimize2 lucide-minimize-2" aria-hidden="true"> <path d="m14 10 7-7"></path> 
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3372</svg> 
3373</button> 
3374</div> 
3375 <div class="calendar-popup-content"> <iframe src="https://calendar.google.com/calendar/embed?src=en.usa%23holiday%40group.v.calendar.google.com&ctz=America%2FNew_York" class="calendar-iframe" frameborder="0" allowfullscreen="" title="Embedded content"></iframe> 
3376</div> 
3377</div> 
3378<!-- Overlay --> <div class="calendar-overlay" style="display: none;"></div> 
3379</div> 
3380</div> 
3381</div> 
3382 <div id="8405adfd" class="flex-element widget-wrapper" data-auto="flex-element-widget-wrapper" data-widget-type="custom" data-external-id="1527428809"> <div class="widget-ad5835 u_1527428809 dmCustomWidget" data-lazy-load="false" data-title="" id="1527428809" dmle_extension="custom_extension" data-element-type="custom_extension" icon="false" surround="false" data-widget-id="ad583544f9de4acb94a922955e80794c" data-widget-version="42" data-widget-config="eyJpZnJhbWVVUkwiOiJodHRwczovL2FwcC5wb2xpY3lsaWZ0LmFpL2NhbGVuZGFyL2Jvb2svbWVldGluZy10eXBlLzgyZGYzODdhLWYxMGQtNGQ4Mi05YmYwLWQxNzEwOTE1ZWI2NyIsInBvcHVwVGl0bGUiOiJTY2hlZHVsZSBBcHBvaW50bWVudCIsImNhbGVuZGFySWNvbiI6IiIsImJ1dHRvblRleHQiOiIifQ=="> 
3382<script src="https://cdn.tailwindcss.com">
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3383 
3384 <div class="calendar-widget-container"><!-- Calendar Trigger Button (inline within widget) --> <button class="calendar-trigger-btn" aria-label="Open Calendar" style="padding: 13px; width: 56px; height: 56px; border-radius: 50px;"> <svg class="calendar-icon-default" width="28" height="28" viewbox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M19 4H5C3.89543 4 3 4.89543 3 6V20C3 21.1046 3.89543 22 5 22H19C20.1046 22 21 20.1046 21 20V6C21 4.89543 20.1046 4 19 4Z" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path> 
3385 <path d="M16 2V6" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path> 
3386 <path d="M8 2V6" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path> 
3387 <path d="M3 10H21" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path> 
3388</svg> 
3389</button> 
3390<!-- Calendar Popup (fixed to bottom right) --> <div class="calendar-popup" style="display: none;"> <div class="calendar-popup-header"> <span class="calendar-popup-title">Schedule Appointment</span> 
3391 <button class="calendar-close-btn" aria-label="Close Calendar"> <svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewbox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-minimize2 lucide-minimize-2" aria-hidden="true"> <path d="m14 10 7-7"></path> 
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3395</svg> 
3396</button> 
3397</div> 
3398 <div class="calendar-popup-content"> <iframe src="https://app.policylift.ai/calendar/book/meeting-type/82df387a-f10d-4d82-9bf0-d1710915eb67" class="calendar-iframe" frameborder="0" allowfullscreen="" title="Embedded content"></iframe> 
3399</div> 
3400</div> 
3401<!-- Overlay --> <div class="calendar-overlay" style="display: none;"></div> 
3402</div> 
3403</div> 
3404</div> 
3405</div> 
3406</div> 
3407</div> 
3408</div> 
3409</section> 
3410</div> 
3411</div> 
3412</div> 
3413</div> 
3414</div> 
3415</div> 
3416</div> 
3417</div> 
3418</div> 
3419
3420    </div>
3421</div>
3422 <style data-page-uuid="1eaba6449c654964a2f5642ab71710c4" data-is-header="true" id="grid-styles-mobile_implicit-flex-header-1eaba6449c654964a2f5642ab71710c4">@media (max-width: 767px) {
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vendor: 1 bytes, line 4077
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4229		window.visitLength = 30 * 60000;
4230		$.setCookie("dm_timezone_offset", (new Date()).getTimezoneOffset(), window.expireDays);
4231			setSmartSiteCookiesInternal("dm_this_page_view","dm_last_page_view","dm_total_visits","dm_last_visit");
4232	});
4233</script>
vendor: 1 bytes, line 4233
4233
4234<script type="text/javascript">
4235    
4236    Parameters.NavigationAreaParams.MoreButtonText = 'MORE';
4237    
4238    Parameters.NavigationAreaParams.LessButtonText = 'LESS';
4239    </script>
vendor: 1 bytes, line 4239
4239
4240<script id="ssr-empty-script" type="text/javascript"></script>
4240<!--  Begin Body End Markup -->
4241<script src="https://lifelink.simplicitygroup.com/assets/scripts/embeds-simplicity.js?agentUuid=7162830c-b12f-4ffa-97cd-36d7e1cd8353"></script>
4241
4242
4243<!--this is for homepage anchor only 'Get a quote'-->
4244<script>
4245  function applyQuoteFix() {
4246    var target = document.getElementById('park-quote');
4247    if (!target) return;
4248
4249    var allLinks = document.querySelectorAll('a');
4250    allLinks.forEach(function (a) {
4251      var text = a.textContent.trim().toLowerCase();
4252      var href = a.href.toLowerCase();
4253      if (text.includes('quote') && href.includes('contact')) {
4254        a.setAttribute('href', '#park-quote');
4255        a.onclick = function (e) {
4256          e.preventDefault();
4257          var t = document.getElementById('park-quote');
4258          if (t) t.scrollIntoView({ behavior: 'smooth' });
4259        };
4260      }
4261    });
4262  }
4263
4264  setTimeout(applyQuoteFix, 1500);
4265
4266  var observer = new MutationObserver(function () {
4267    setTimeout(applyQuoteFix, 800);
4268  });
4269
4270  observer.observe(document.body, {
4271    childList: true,
4272    subtree: true
4273  });
4274
4275  window.addEventListener('popstate', function () {
4276    setTimeout(applyQuoteFix, 800);
4277  });
4278</script>
4278<!--  End Body End Markup -->
4279<!--  Site Wide Html Markup -->
4280<!--  Site Wide Html Markup -->
4281</body>
4282</html>

Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.