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11	<title>Es española y se llama Tuio: hablamos con el CEO de la primera aplicación de seguros integrada nativamente en ChatGPT - 100% SEGURO PY</title>
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16	<meta property="og:description" content="En diálogo con 100% SEGURO durante ITC Vegas 2026, Juan García, CEO y cofundador de la insurtech española Tuio, explicó cómo la compañía está utilizando inteligencia artificial para transformar la experiencia aseguradora y cómo la integración con ChatGPT ya se convirtió en un nuevo punto de entrada de clientes. El ejecutivo anticipó además el desembarco de Tuio en Latinoamérica junto a Mapfre, su principal inversor, y analizó el potencial de estos nuevos modelos para ampliar la penetración del seguro y desplazar canales tradicionales." />
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156				jQuery("a[data-fancybox]").each(function () {
157	var $link = jQuery(this);
158	if ($link.attr("data-fbfw-title") !== undefined) { return; }
159	var title = $link.children("img").attr("title") || '';
160	var figCaptionHtml = $link.next("figcaption").html() || '';
161	var processedCaption = figCaptionHtml;
162	if (figCaptionHtml.length && typeof DOMPurify === 'function') {
163		processedCaption = DOMPurify.sanitize(figCaptionHtml, {USE_PROFILES: {html: true}});
164	} else if (figCaptionHtml.length) {
165		processedCaption = jQuery("<div>").text(figCaptionHtml).html();
166	}
167	var newTitle = title;
168	if (processedCaption.length) {
169		newTitle = title.length ? title + " " + processedCaption : processedCaption;
170	}
171	if (newTitle.length) { $link.attr("data-fbfw-title", newTitle); }
172});
173				return this;
174			};
175
176			var fbfwOptions = {"loop":false,"smallBtn":true,"zoomOpacity":"auto","animationEffect":"zoom","animationDuration":500,"transitionEffect":"fade","transitionDuration":300,"overlayShow":true,"overlayOpacity":0.299999999999999988897769753748434595763683319091796875,"titleShow":true,"titlePosition":"inside","keyboard":true,"showCloseButton":true,"arrows":true,"clickContent":false,"clickSlide":"close","wheel":false,"toolbar":true,"preventCaptionOverlap":true};
177		fbfwOptions.mobile = { clickContent: function (current) { return current.type === "image" ? "toggleControls" : false; }, clickSlide: function (current) { return current.type === "image" ? "close" : "close"; } };
178		fbfwOptions.onInit = function () {};
179		fbfwOptions.onDeactivate = function () {};
180		fbfwOptions.beforeClose = function () {};
181		fbfwOptions.afterShow = function () {};
182		fbfwOptions.afterClose = function () {};
183		fbfwOptions.caption = function (instance, item) {
184	var $link = jQuery(this);
185	// data-fbfw-title is what getTitle() collects; a hand-written title attribute
186	// still works as a fallback for anyone relying on the old behaviour.
187	var title = $link.attr("data-fbfw-title");
188	if (title === undefined) { title = $link.attr("title"); }
189	if (title === undefined && $link.context) { title = $link.context.title; }
190	title = title || '';
191	var caption = $link.data('caption') || '';
192	if (item.type === 'image' && title.length) {
193		caption = (caption.length ? caption + '<br />' : '') + '<p class="caption-title">' + jQuery("<div>").text(title).html() + '</p>';
194	}
195	if (typeof DOMPurify === "function" && caption.length) {
196		return DOMPurify.sanitize(caption, {USE_PROFILES: {html: true}});
197	}
198	return jQuery("<div>").text(caption).html();
199};
200		fbfwOptions.afterLoad = function (instance, current) {
201	var captionContent = current.opts.caption || '';
202	var sanitized = '';
203	if (typeof DOMPurify === 'function' && captionContent.length) {
204		sanitized = DOMPurify.sanitize(captionContent, {USE_PROFILES: {html: true}});
205	} else if (captionContent.length) {
206		sanitized = jQuery("<div>").text(captionContent).html();
207	}
208	if (sanitized.length) {
209		current.$content.append(jQuery('<div class="fancybox-custom-caption inside-caption" style="position:absolute;left:0;right:0;color:#000;margin:0 auto;bottom:0;text-align:center;background-color:#FFFFFF;"></div>').html(sanitized));
210	}
211};
212			// A dialog needs an accessible name; FancyBox 3 ships role="dialog" with
213			// none, which fails WCAG 4.1.2 for screen reader users. See issue #104.
214			jQuery(document).on('onInit.fb', function (e, instance) {
215				if (instance && instance.$refs && instance.$refs.container) {
216					instance.$refs.container.attr({
217						'aria-modal': 'true',
218						'aria-label': "Image lightbox"					});
219				}
220			});
221
222			function fbfwBind() {
223				var thumbnails = jQuery("a:has(img)").not(".nolightbox").not(".envira-gallery-link").not(".ngg-simplelightbox").filter(function () { return /\.(jpe?g|png|gif|mp4|webp|bmp|pdf)(\?[^/]*)*$/i.test(jQuery(this).attr("href")); });
224
225				// Anything that is not an image, video or PDF opens in an iframe.
226				var iframeLinks = jQuery('.fancyboxforwp').filter(function () {
227					return !/\.(jpe?g|png|gif|mp4|webp|bmp|pdf)(\?[^/]*)*$/i.test(jQuery(this).attr('href'));
228				}).filter(function () {
229					return !/vimeo|youtube/i.test(jQuery(this).attr('href'));
230				});
231				iframeLinks.attr({"data-type": "iframe"}).getTitle();
232
233	thumbnails.addClass("fancyboxforwp").attr("data-fancybox", "gallery").getTitle();
234	iframeLinks.attr({"data-fancybox": "gallery"}).getTitle();
235				// Re-applied rather than delegated: FancyBox's global [data-fancybox]
236				// handler would open new links with default options, ignoring every
237				// setting on this page.
238				jQuery("a.fancyboxforwp").fancyboxforwp(fbfwOptions);
239			}
240
241			fbfwBind();
242
243			/*
244			 * Infinite scroll, lazy loading and AJAX filters insert thumbnails after
245			 * this script has run, and those links were never bound. Re-scan when the
246			 * document gains nodes, skipping FancyBox's own DOM so opening the lightbox
247			 * cannot retrigger us. See issues #25 and #69.
248			 */
249			if (window.MutationObserver && document.body) {
250				var fbfwPending = null;
251				new MutationObserver(function (mutations) {
252					for (var i = 0; i < mutations.length; i++) {
253						var added = mutations[i].addedNodes;
254						for (var j = 0; j < added.length; j++) {
255							var n = added[j];
256							if (n.nodeType !== 1) { continue; }
257							if (n.closest && n.closest('.fancybox-container')) { continue; }
258							var isLink = n.tagName === 'A' && n.querySelector && n.querySelector('img');
259							var hasLink = n.querySelector && n.querySelector('a img');
260							if (isLink || hasLink) {
261								clearTimeout(fbfwPending);
262								fbfwPending = setTimeout(fbfwBind, 200);
263								return;
264							}
265						}
266					}
267				}).observe(document.body, {childList: true, subtree: true});
268			}
269		});
270	})();
271</script>
271
272<!-- END Fancybox for WordPress -->
273	<meta name="generator" content="Site Kit by Google 1.188.0" />
273<script type="text/javascript">//<![CDATA[
274  function external_links_in_new_windows_loop() {
275    if (!document.links) {
276      document.links = document.getElementsByTagName('a');
277    }
278    var change_link = false;
279    var force = '';
280    var ignore = '';
281
282    for (var t=0; t<document.links.length; t++) {
283      var all_links = document.links[t];
284      change_link = false;
285      
286      if(document.links[t].hasAttribute('onClick') == false) {
287        // forced if the address starts with http (or also https), but does not link to the current domain
288        if(all_links.href.search(/^http/) != -1 && all_links.href.search('100seguro.com.py') == -1 && all_links.href.search(/^#/) == -1) {
289          // console.log('Changed ' + all_links.href);
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293        if(force != '' && all_links.href.search(force) != -1) {
294          // forced
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296          change_link = true;
297        }
298        
299        if(ignore != '' && all_links.href.search(ignore) != -1) {
300          // console.log('ignore ' + all_links.href);
301          // ignored
302          change_link = false;
303        }
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305        if(change_link == true) {
306          // console.log('Changed ' + all_links.href);
307          document.links[t].setAttribute('onClick', 'javascript:window.open(\'' + all_links.href.replace(/'/g, '') + '\', \'_blank\', \'noopener\'); return false;');
308          document.links[t].removeAttribute('target');
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310      }
311    }
312  }
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314  // Load
315  function external_links_in_new_windows_load(func)
316  {  
317    var oldonload = window.onload;
318    if (typeof window.onload != 'function'){
319      window.onload = func;
320    } else {
321      window.onload = function(){
322        oldonload();
323        func();
324      }
325    }
326  }
327
328  external_links_in_new_windows_load(external_links_in_new_windows_loop);
329  //]]></script>
329
330
331        <style type="text/css" id="pf-main-css">
332            
333				@media screen {
334					.printfriendly {
335						z-index: 1000; position: relative
336					}
337					.printfriendly a, .printfriendly a:link, .printfriendly a:visited, .printfriendly a:hover, .printfriendly a:active {
338						font-weight: 600;
339						cursor: pointer;
340						text-decoration: none;
341						border: none;
342						-webkit-box-shadow: none;
343						-moz-box-shadow: none;
344						box-shadow: none;
345						outline:none;
346						font-size: 14px !important;
347						color: #ff8400 !important;
348					}
349					.printfriendly.pf-alignleft {
350						float: left;
351					}
352					.printfriendly.pf-alignright {
353						float: right;
354					}
355					.printfriendly.pf-aligncenter {
356						justify-content: center;
357						display: flex; align-items: center;
358					}
359				}
360
361				.pf-button-img {
362					border: none;
363					-webkit-box-shadow: none;
364					-moz-box-shadow: none;
365					box-shadow: none;
366					padding: 0;
367					margin: 0;
368					display: inline;
369					vertical-align: middle;
370				}
371
372				img.pf-button-img + .pf-button-text {
373					margin-left: 6px;
374				}
375
376				@media print {
377					.printfriendly {
378						display: none;
379					}
380				}
381				        </style>
382
383            
384        <style type="text/css" id="pf-excerpt-styles">
385          .pf-button.pf-button-excerpt {
386              display: none;
387           }
388        </style>
389
390            
390<script type="text/javascript">
391(function(url){
392	if(/(?:Chrome\/26\.0\.1410\.63 Safari\/537\.31|WordfenceTestMonBot)/.test(navigator.userAgent)){ return; }
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394		if (window.addEventListener) {
395			document.addEventListener(evt, handler, false);
396		} else if (window.attachEvent) {
397			document.attachEvent('on' + evt, handler);
398		}
399	};
400	var removeEvent = function(evt, handler) {
401		if (window.removeEventListener) {
402			document.removeEventListener(evt, handler, false);
403		} else if (window.detachEvent) {
404			document.detachEvent('on' + evt, handler);
405		}
406	};
407	var evts = 'contextmenu dblclick drag dragend dragenter dragleave dragover dragstart drop keydown keypress keyup mousedown mousemove mouseout mouseover mouseup mousewheel scroll'.split(' ');
408	var logHuman = function() {
409		if (window.wfLogHumanRan) { return; }
410		window.wfLogHumanRan = true;
411		var wfscr = document.createElement('script');
412		wfscr.type = 'text/javascript';
413		wfscr.async = true;
414		wfscr.src = url + '&r=' + Math.random();
415		(document.getElementsByTagName('head')[0]||document.getElementsByTagName('body')[0]).appendChild(wfscr);
416		for (var i = 0; i < evts.length; i++) {
417			removeEvent(evts[i], logHuman);
418		}
419	};
420	for (var i = 0; i < evts.length; i++) {
421		addEvent(evts[i], logHuman);
422	}
423})('//100seguro.com.py/?wordfence_lh=1&hid=365765D317C1F306CC531BE91B477347');
424</script>
424<script>advads_items = { conditions: {}, display_callbacks: {}, display_effect_callbacks: {}, hide_callbacks: {}, backgrounds: {}, effect_durations: {}, close_functions: {}, showed: [] };</script>
424<style type="text/css" id="advads-layer-custom-css"></style>		
424<script type="text/javascript">
425			var advadsCfpQueue = [];
426			var advadsCfpAd = function( adID ) {
427				if ( 'undefined' === typeof advadsProCfp ) {
428					advadsCfpQueue.push( adID )
429				} else {
430					advadsProCfp.addElement( adID )
431				}
432			}
433		</script>
433
434		<meta name="generator" content="Powered by WPBakery Page Builder - drag and drop page builder for WordPress."/>
435<link rel="icon" href="https://100seguro.com.py/wp-content/uploads/2020/05/cropped-favicon-32x32.png" sizes="32x32" />
436<link rel="icon" href="https://100seguro.com.py/wp-content/uploads/2020/05/cropped-favicon-192x192.png" sizes="192x192" />
437<link rel="apple-touch-icon" href="https://100seguro.com.py/wp-content/uploads/2020/05/cropped-favicon-180x180.png" />
438<meta name="msapplication-TileImage" content="https://100seguro.com.py/wp-content/uploads/2020/05/cropped-favicon-270x270.png" />
439<style id="wp-custom-css">
440body.chrome {
441 text-rendering:auto;
442}
443.herald-sticky,
444.herald-goto-top{
445    -webkit-transform: translateZ(0);
446     transform: translateZ(0);
447}body.chrome {
448 text-rendering:auto;
449}
450.herald-sticky,
451.herald-goto-top{
452    -webkit-transform: translateZ(0);
453     transform: translateZ(0);
454}
455
456/*Ocultar elementos en escritorio y móvil*/
457
458@media only screen and (min-width: 768px) {
459.movil { display: none !important; }
460.apoyos-grilla { display: none !important; }
461.header-pagina-mobile { display: none !important; }
462}
463
464@media only screen and (max-width: 768px) {
465.escritorio { display: none !important; }
466.vc_custominfiniteloop { display: none !important; }
467.header-pagina-desktop { display: none !important; }
468}
469
470/*Fin ocultar elementos en escritorio y móvil*/
471
472/*Estilos grilla apoyos*/
473
474.apoyos-grilla { align-items: center; }
475#table-banners640x90 tr, td, th
476{
477  border: none; padding: 3px;
478}
479#table-banners640x90
480{
481  border: none; padding: 0px;
482}
483
484/*Fin estilos grilla apoyos*/
485
486.page-id-207 .fa-post-thumbnail::before {background-color:#004ba8 !important;}
487
488.texto-gris {color:black !important; margin-top: 20%;}
489
490/*Estilos Items Menu*/
491
492.menu-highlight a {
493color: #ff8500 !important;
494}
495
496.top-text {
497  text-transform: none;
498}
499
500.menu-hidden {
501   display: none!important;
502}
503
504.menu-special {
505background-color: #ff8500;
506	border-radius: 1px;
507}
508
509.hel-c {
510    height: 53px;
511}
512
513.menu-special {
514background-color: #cb544a;
515	border-radius: 1px;
516}
517/*Fin Estilos Items Menu*/
518
519/*Estilos nombre de Columnistas en sección*/
520
521.entry-meta .herald-author .vcard.author a {
522    font-weight: bold;
523    color: black; 
524}
525
526/*Fin estilos nombre de Columnistas en sección*/
527
528/*Estilos Widget Columnistas*/
529
530.widget.momizat-posts.autores .details{
531  padding-left: 0px; padding-top: 0px;
532}
533
534.widget.momizat-posts.autores .post-img {
535  padding-top: 0px; margin-bottom: -21px;
536}
537
538.widget.momizat-posts.autores .details .baloon{
539  background: #eaeaea;
540  padding: 14px;
541margin-bottom: 20px;
542  position: relative;
543}
544
545.widget.momizat-posts.autores .details h4 a{
546  color: #ff8500;
547}
548.widget.momizat-posts.autores .details .entry-date{
549  display: block;
550  float: none;
551  margin: 0;
552}
553.widget.momizat-posts.autores .details .entry-date,
554.widget.momizat-posts.autores .details .entry-date a{
555  color: black;
556}
557 
558.widget.momizat-posts.autores .mom-posts-widget {
559
560}
561
562.widget.momizat-posts.autores .mpw-post {
563}
564
565.widget.momizat-posts.autores .mpw-post .post-img{
566    max-width: 35%;
567    float:left;
568    position: relative;
569    z-index: 9999;
570    margin-right: 10px;
571    /* padding-top: 13px; */
572    background: #fff;
573    padding-right: 5px;
574    min-height: 110px;
575}
576
577.widget.momizat-posts.autores .details .baloon{
578    min-height: 100px;
579}
580
581.widget.momizat-posts.autores .mpw-post .details{
582    min-height: 110px;
583		margin-left:35%;
584}
585
586.widget.momizat-posts.autores .mpw-post .details h6{
587    font-size:14px;
588}
589
590.widget.momizat-posts.autores .mpw-post .details span{
591    font-size: 12px;
592    margin-top:5px;
593}
594
595/*Fin Estilos Widget Columnistas*/
596
597/*Estilos Featured Image Caption Plugin*/
598
599.ccfic-text {
600    font-size: 14px !important;
601    font-style: italic !important; 
602}
603
604	
605/*Fin estilos Featured Image Caption Plugin*/
606
607/*Estilos Contact Form Sección Contacto*/
608
609.wpcf7 { 
610padding-right:30px;
611}
612.wpcf7 input[type="text"],
613.wpcf7 input[type="email"],
614.wpcf7  textarea {
615background:#eeeeee;
616color: black;
617font-family:lora, "Open Sans", sans-serif; font-size: 13px; 
618border: 1px solid #a1a0a0; 
619margin-top: 6px;
620}
621.wpcf7 input[type="submit"],
622.wpcf7 input[type="button"] { 
623background-color:#cb544a!important;
624width:50%;
625text-align:center;
626text-transform:inherit;
627}
628
629/*Fin Estilos Contact Form Sección Contacto*/
630
631/*Quitar título en página Contacto y estilos encabezados páginas*/
632
633.page-template-default .page h1.entry-title {
634   display: none;
635}
636.caja-header-contacto {
637  margin-top: -25px; margin-bottom: -17px;
638}
639.caja-header-anuario {
640  margin-top: -26px;
641}
642.caja-header-paginas {
643  margin-top: 0px; margin-bottom: -32px;
644}
645
646.texto-bajo-encabezado {
647  margin-top: -30px; margin-bottom: 6px;
648}
649
650/*Fin quitar título en página Contacto y estilos encabezados páginas*/
651
652
653/*Quitar Categorías en la Home*/
654
655.herald-hide-categories .meta-category {
656	display: none;
657}
658
659/*Fin Quitar Categorías en la Home*/
660
661/*Estilo barra widgets notas*/
662
663.w1 {
664    margin-top: -39px;
665}
666
667.widget-title span {
668  color: #ffffff;
669  background-color: #0c2760;
670}
671
672
673/*Fin stilo barra widgets notas*/
674
675.grecaptcha-badge {
676    visibility: hidden !important;
677}
678
679.herald-mod-title .herald-color {
680  background-color: #0c2760;
681}
682.herald-mod-head::after {
683  background-color: #0c2760;
684}
685
686.botonpais1 {
687  font-weight: bold!important;
688}
689.header-top .herald-menu .menu-item-33882 {
690  display: none!important;
691}
692
693div.widget.zyx100segcf7_widget .widget-title span {
694  background-color: #cb544a!important;
695  color: #fff!important;
696}
697
698div.widget.zyx100segcf7_widget .widget-title::after {
699  background-color: #cb544a!important;
700
701}
702
703.institucionales .herald-mod-title .herald-color {
704  background-color: #cb544a!important;
705}
706
707.institucionales .herald-mod-wrap .herald-mod-head::after {
708  background-color: #cb544a!important;
709}
710</style>
711<noscript><style> .wpb_animate_when_almost_visible { opacity: 1; }</style></noscript></head>
712
713<body class="wp-singular post-template-default single single-post postid-115793 single-format-standard wp-embed-responsive wp-theme-herald wp-child-theme-herald-child herald-boxed herald-v_2_6_2 herald-child wpb-js-composer js-comp-ver-8.5 vc_responsive aa-prefix-advads-">
714
715
716
717	<header id="header" class="herald-site-header">
718
719											<div class="header-top hidden-xs hidden-sm">
720	<div class="container">
721		<div class="row">
722			<div class="col-lg-12">
723				
724												<div class="hel-l">
725											<span class="herald-calendar"><i class="fa fa-calendar"></i>7 octubre 2026</span>												<nav class="secondary-navigation herald-menu">	
726		<ul id="menu-menu-superior" class="menu"><li id="menu-item-34555" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-34555"><a href="https://100seguro.com.py/contacto/">Contacto</a></li>
727</ul>	</nav>
728													<ul id="menu-menu-rrss" class="herald-soc-nav"><li id="menu-item-33720" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-33720"><a target="_blank" href="https://www.instagram.com/100seguro.py/"><span class="herald-social-name">Instagram</span></a></li>
729<li id="menu-item-1037" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-1037"><a target="_blank" href="https://www.facebook.com/p/100-Seguro-Paraguay-61562220877182/"><span class="herald-social-name">Facebook</span></a></li>
730<li id="menu-item-34316" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-34316"><a target="_blank" href="https://www.linkedin.com/company/100seguro-py/"><span class="herald-social-name">Linkedin</span></a></li>
731<li id="menu-item-1040" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-1040"><a target="_blank" href="https://www.youtube.com/100seguro"><span class="herald-social-name">Youtube</span></a></li>
732</ul>									</div>
733				
734												<div class="hel-r">
735											<form class="herald-search-form" action="https://100seguro.com.py/" method="get">
736	<input name="s" class="herald-search-input" type="text" value="" placeholder="¿Buscas algo en especial?" /><button type="submit" class="herald-search-submit"></button>
737</form>												<nav class="secondary-navigation herald-menu">	
738		<ul id="menu-menu-superior-b" class="menu"><li id="menu-item-34334" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-34334"><a href="#ancla">Newsletter</a></li>
739</ul>	</nav>
740									</div>
741				
742												<div class="hel-c">
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888			<span class="meta-category"><a href="https://100seguro.com.py/categoria/innovacion/" class="herald-cat-2080">Innovación</a></span>
889		<h1 class="entry-title h1">Es española y se llama Tuio: hablamos con el CEO de la primera aplicación de seguros integrada nativamente en ChatGPT<
889/h1>			<div class="entry-meta entry-meta-single"><div class="meta-item herald-date"><span class="updated">5 octubre 2026</span></div></div>
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891		<span><img width="990" height="743" src="https://100seguro.com.py/wp-content/uploads/2026/10/Juan-Garcia-Tuio-1-990x743.jpeg" class="attachment-herald-lay-single size-herald-lay-single wp-post-image" alt="" srcset="https://100seguro.com.py/wp-content/uploads/2026/10/Juan-Garcia-Tuio-1-990x743.jpeg 990w, https://100seguro.com.py/wp-content/uploads/2026/10/Juan-Garcia-Tuio-1-300x225.jpeg 300w, https://100seguro.com.py/wp-content/uploads/2026/10/Juan-Garcia-Tuio-1-768x576.jpeg 768w, https://100seguro.com.py/wp-content/uploads/2026/10/Juan-Garcia-Tuio-1-74x55.jpeg 74w, https://100seguro.com.py/wp-content/uploads/2026/10/Juan-Garcia-Tuio-1-111x83.jpeg 111w, https://100seguro.com.py/wp-content/uploads/2026/10/Juan-Garcia-Tuio-1-215x161.jpeg 215w, https://100seguro.com.py/wp-content/uploads/2026/10/Juan-Garcia-Tuio-1.jpeg 1000w" sizes="(max-width: 990px) 100vw, 990px" /></span>
892					<figure class="wp-caption-text">Juan García, CEO y cofundador de la insurtech española Tuio, en el espacio ITC LATAM de ITC Vegas 2026.</figure>
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918			<div class="entry-headline h5">En diálogo con 100% SEGURO durante ITC Vegas 2026, Juan García, CEO y cofundador de la insurtech española Tuio, explicó cómo la compañía está utilizando inteligencia artificial para transformar la experiencia aseguradora y cómo la integración con ChatGPT ya se convirtió en un nuevo punto de entrada de clientes. El ejecutivo anticipó además el desembarco de Tuio en Latinoamérica junto a Mapfre, su principal inversor, y analizó el potencial de estos nuevos modelos para ampliar la penetración del seguro y desplazar canales tradicionales.</div>
919	
920				
921			
922	<div class="pf-content"><p><em><strong>ENTREVISTA 100% SEGURO.- </strong></em>A principios de este año, OpenAI ha aprobado la primera aplicación de seguros integrada nativamente en ChatGPT. De esta manera, los usuarios pueden obtener un presupuesto personalizado de seguros -en principio, de hogar y automotores- directamente dentro desde la plataforma de IA líder a nivel global.</p>
923<p>Se trata ni más ni menos que la primera vez que una insurtech opera como canal directo de venta dentro de una plataforma de inteligencia artificial conversacional, lo que sin dudas significa un hito en la distribución de seguros. La empresa es Tuio, nació en España en 2020, es 100% digital y hoy ofrece seguros de hogar, auto, vida y mascotas. Tras este gran hito, en julio pasado, Mapfre adquirió el 38,9% de sus acciones, y apoyará la internacionalización de la startup que se iniciará a partir del año que viene en Europa y en Latinoamérica.</p>
924<p>En el marco de <strong>ITC Vegas</strong>, <em>100% SEGURO</em> dialogó con el <strong>CEO y cofundador de Tuio</strong>, <strong>Juan García</strong>, quien tuvo una participación doble en la agenda del segmento ITC LATAM, una de ellas compartiendo un panel con Carlos Cendra, Scouting &amp; Investment Lead de Mapfre, bajo la consigna: <em>“¿ChatGPT como canal de distribución de seguros?</em>. En ese contexto, conversamos con el ejecutivo para conocer en profundidad la estrategia de una compañía cuyos agentes de IA ya automatizan más del 80% de las interacciones con clientes y el 85% de los siniestros simples.</p>
925<p>&nbsp;</p>
926<p><strong>Una insurtech pensada para un nuevo consumidor</strong></p>
927<p class="isSelectedEnd">García comentó que Tuio surgió a partir de una observación sobre el comportamiento de determinados segmentos de clientes y sobre las dificultades de la industria para responder a sus nuevas formas de consumo.</p>
928<blockquote>
929<p class="isSelectedEnd">“Nos dimos cuenta de que no había una respuesta clara para un segmento de cliente muy digital, que lo único que quería era un producto sencillo, muy fácil y por un precio justo”, expresó.</p>
930</blockquote>
931<p class="isSelectedEnd">Para el ejecutivo, ese consumidor ya no puede ser definido simplemente como “joven”. La digitalización atraviesa cada vez más grupos etarios: personas que utilizan plataformas de<em> streaming</em>, compran en <em>marketplaces</em> o realizan operaciones cotidianas desde sus dispositivos también incorporaron nuevas expectativas respecto de cómo contratar y gestionar servicios financieros y aseguradores.</p>
932<p class="isSelectedEnd">A partir de ese diagnóstico, Tuio decidió concentrarse en coberturas tradicionales como auto, hogar y mascotas, pero con una propuesta basada en simplicidad, experiencia digital y precio. La compañía buscó así abordar un segmento cuyos hábitos estaban cambiando pero que, según García, había quedado relativamente desatendido por la industria porque presentaba una menor rentabilidad bajo los modelos tradicionales.</p>
933<p>&nbsp;</p>
934<p><strong>De reducir costos a tomar mejores decisiones</strong></p>
935<p class="isSelectedEnd">Uno de los puntos centrales de la conversación fue el rol que ocupa la inteligencia artificial dentro de Tuio. La compañía comenzó a trabajar con esta tecnología en una etapa temprana, favorecida por una estructura sin los sistemas <em>legacy</em> que caracterizan a muchas aseguradoras tradicionales. García recordó que, cuando la tecnología comenzó a popularizarse, uno de sus socios identificó rápidamente el potencial que podía tener para transformar el negocio.</p>
936<p class="isSelectedEnd">Inicialmente, la utilización de IA respondió a una necesidad concreta: atender clientes sin tener que aumentar proporcionalmente la estructura de personal. Sin embargo, la experiencia llevó a Tuio a modificar su propia mirada.</p>
937<blockquote>
938<p class="isSelectedEnd">“El objetivo natural, no solo de las aseguradoras sino de todas las grandes compañías, es que, con la introducción de la inteligencia artificial, buscan la eficiencia en costos. Pero 
938nosotros somos diferentes”, sostuvo el emprendedor español.</p>
939</blockquote>
940<p class="isSelectedEnd">Según postuló, limitar la IA a una herramienta para reducir costos o sustituir tareas humanas supone desaprovechar buena parte de su potencial. “La inteligencia artificial, si solo la miras como una palanca de eficiencia, de reducir costos o de quitarte gente de encima, tiene un recorrido limitado”, manifestó.</p>
941<blockquote><p>&#8220;La apuesta actual de Tuio está centrada en otro concepto: utilizar la IA para mejorar el juicio y la toma de decisiones. Comenzamos con agentes de voz y texto, y luego avanzó hacia la reingeniería de procesos, incorporando agentes que participan en áreas como siniestros y marketing y que trabajan junto con las personas como parte central del proceso&#8221;, detalló.</p></blockquote>
942<p>&nbsp;</p>
943<p><strong>ChatGPT como nueva puerta de entrada al seguro</strong></p>
944<p class="isSelectedEnd">Esta estrategia desembocó en uno de los desarrollos más novedosos de Tuio: su integración con ChatGPT. Para García, estar presente dentro de un modelo de lenguaje no consiste simplemente en desarrollar una conexión tecnológica. La verdadera dificultad está en diseñar qué experiencia tendrá el cliente y qué respuestas recibirá cuando busque información o una solución aseguradora.</p>
945<blockquote>
946<p class="isSelectedEnd">“Hay una parte muy grande de tecnología, pero también hay una parte muy grande de diseñar la experiencia que quieres que tenga el cliente, de entender por qué te está buscando un cliente y qué respuestas quieres darle”, sostuvo.</p>
947</blockquote>
948<p class="isSelectedEnd">En ese sentido, el ejecutivo remarcó que la integración requiere comprender qué lugar quiere ocupar la aseguradora dentro de la interacción con el usuario y cómo construir esa experiencia.</p>
949<p>Además, existe un desafío permanente derivado del propio funcionamiento de los grandes modelos de lenguaje: sus respuestas y recomendaciones pueden cambiar. Por eso, García considera que la integración requiere un proceso continuo de aprendizaje y seguimiento para entender qué respuestas está recibiendo el usuario y cómo orientar correctamente esa experiencia.</p>
950<p>&nbsp;</p>
951<p><strong>El desafío regulatorio: ¿quién está vendiendo el seguro?</strong></p>
952<p class="isSelectedEnd">La incorporación del seguro dentro de ChatGPT también obligó a abordar una cuestión especialmente sensible para la industria: el rol que cumple la plataforma en la distribución y la mediación. García recordó que, cuando Tuio lanzó su aplicación dentro de ChatGPT en febrero, mantuvo conversaciones con el regulador, que planteó dos preocupaciones principales.</p>
953<p class="isSelectedEnd">La primera estaba vinculada con la veracidad de la información. Para resolverlo, Tuio desarrolló un servidor con herramientas específicas que permite controlar las respuestas que recibe el cliente. La infraestructura cuenta con una herramienta vinculada al precio y otras dos destinadas a proporcionar respuestas, de modo que la información entregada por el sistema sea consistente con la que la compañía quiere comunicar. La segunda cuestión era determinar si OpenAI podía considerarse parte de la mediación del seguro.</p>
954<p class="isSelectedEnd">Según García, el acuerdo es directamente entre Tuio y OpenAI y la plataforma no cobra a Tuio por el servicio ofrecido a sus usuarios. Su función, según detalló el ejecutivo, consiste en distribuir las respuestas a las consultas de los clientes. “Cuando le comentamos al regulador este viaje que hace un cliente dentro de ChatGPT, entendió lo que hacíamos y nos permitió seguir trabajando”, declaró.</p>
955<p>&nbsp;</p>
956<p><strong>Una conversión cinco veces superior</strong></p>
957<p class="isSelectedEnd">Más allá de la novedad tecnológica, la experiencia de Tuio dentro de ChatGPT ya está mostrando un impacto concreto sobre el negocio. García reveló que el cliente que declara haber conocido a Tuio a través de ChatGPT presenta una tasa de conversión cinco veces superior a la del cliente orgánico tradicional de la compañía.</p>
958<p class="isSelectedEnd">Pero el dato adquiere mayor dimensión cuando se lo compara con otro canal que suele tener un peso importante en la adquisición de clientes: el programa de referidos.</p>
959<blockquote>
960<p class="isSelectedEnd">“El cliente que declara que nos ha conocido a través de ChatGPT convierte cinco veces más que el cliente orgánico tradicional de Tuio. Y convierte dos veces más que nuestro programa de referidos”, agregó.</p>
961</blockquote>
962<p class="isSelectedEnd">Actualmente, la experiencia de contratación dentro de ChatGPT está disponible para los seguros de hogar y auto. La compañía también lanzó recientemente su producto para mascotas y prevé incorporarlo próximamente a esta plataforma. Pero el objetivo de Tuio es más amplio: que el cliente pueda utilizar ChatGPT no solamente para contratar, sino también para realizar distintas operaciones relacionadas con su seguro.</p>
963<p>&nbsp;</p>
964<p><strong>La expansión a Latinoamérica junto a Mapfre</strong></p>
965<p class="isSelectedEnd">El siguiente gran desafío para la insurtech española es su expansión internacional. García confirmó que Tuio está trabajando en un plan de desembarco en Latinoamérica, aunque todavía no definió cuáles serán los primeros mercados ni el orden de llegada. La intención es dedicar buena parte de la segunda mitad del año a ese diseño para comenzar la expansión durante 2027.</p>
966<p class="isSelectedEnd">En este proyecto, Mapfre tendrá un papel central. La aseguradora española no sólo es inversora de Tuio, sino que aporta conocimiento de los diferentes mercados latinoamericanos, un factor que García considera especialmente valioso para acelerar la expansión.</p>
967<blockquote>
968<p class="isSelectedEnd">“En nuestro proyecto internacional, nuestro plan es ir con Mapfre. Una de las cosas que nos gusta de ellos, más allá de la sensibilidad que tuvo al aproximarse a nosotros, es que tiene mucho conocimiento de cada uno de los países de Latinoamérica. Entonces, nos acelerará este conocimiento”, reveló.</p>
969</blockquote>
970<p class="isSelectedEnd">La estrategia contempla además mantener una experiencia tecnológica consistente independientemente del mercado o del modelo de lenguaje utilizado. “La experiencia será la misma, independientemente del LLM y del país. Nuestra idea es que, donde esté Tuio, tú puedas contratar y operar el mismo producto en el LLM que quieras”, aclaró García.</p>
971<figure id="attachment_119483" aria-describedby="caption-attachment-119483" style="width: 1000px" class="wp-caption aligncenter"><img decoding="async" class="wp-image-119483 size-full" src="https://100seguro.com.ar/wp-content/uploads/2026/10/Juan-Garcia-Tuio-2.jpeg" alt="" width="1000" height="750" /><figcaption id="caption-attachment-119483" class="wp-caption-text">Juan García, uno de los socios fundadores de Tuio.</figcaption></figure>
972<p>&nbsp;</p>
973<p><strong>¿Una oportunidad para achicar la brecha de protección?</strong></p>
974<p class="isSelectedEnd">La expansión hacia Latinoamérica adquiere una dimensión particular por las características de la región, donde la penetración del seguro continúa siendo relativamente baja. Consultado por <em>100% SEGURO</em> sobre si los nuevos modelos digitales y basados en IA pueden contribuir a reducir esa brecha de protección o reemplazar los canales más tradicionales, García fue contundente: pueden cumplir ambas funciones, tanto ampliar el acceso como modificar la estructura tradicional de distribución.</p>
975<p class="isSelectedEnd">En ese punto, vinculó directamente la estrategia de Tuio con la visión planteada por Carlos Cendra, de Mapfre, durante su participación en ITC LATAM (<a href="https://100seguro.com.ar/la-futura-batalla-por-la-distribucion-de-seguros-no-va-a-estar-a-nivel-de-canales-sino-de-momentos/" target="_blank" rel="noopener">ver nota</a>):</p>
976<blockquote>
977<p class="isSelectedEnd">“La ambición de Tuio y la ambición de Mapfre es llegar a lugares donde el seguro no está”, ponderó.<
977/p>
978</blockquote>
979<p class="isSelectedEnd">La experiencia de Tuio muestra así un cambio que va más allá de digitalizar la contratación de una póliza. La compañía busca llevar el seguro hacia los espacios donde el consumidor ya está interactuando con la tecnología y, en particular, hacia interfaces capaces de interpretar necesidades y ofrecer respuestas en tiempo real.</p>
980<p>En ese escenario, ChatGPT aparece para Tuio no solamente como una herramienta tecnológica, sino como un potencial nuevo punto de distribución y relación con el cliente. Y la expansión prevista junto a Mapfre hacia Latinoamérica será una prueba relevante para comprobar hasta dónde puede escalar este modelo en mercados donde, precisamente, el principal desafío continúa siendo conseguir que más personas accedan al seguro.</p>
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1108					</div></div>        <div class="widget momizat-posts autores">
1109          <div class="widget-head">
1110            <h3 class="widget-title"><span>Columnistas</span></h3>
1111          </div>
1112                        <div class="mom-posts-widget">
1113                <div class="mpw-post">
1114                  <div class="post-img main-sidebar-element">
1115                    <a href="https://100seguro.com.py/author/huguesbertin">
1116                      <img data-del="avatar" src='https://100seguro.com.py/wp-content/uploads/2026/05/Hugues-Bertin-b-150x150.png' class='avatar pp-user-avatar avatar-100 photo ' height='100' width='100'/>                    </a>
1117                  </div>
1118                  <div class="details has-feature-image clearfix">
1119                    <div class="baloon">
1120                      <h6><a href="https://100seguro.com.py/grouti-el-growth-partner-que-quiere-resolver-el-problema-de-ejecucion-comercial-de-las-insurtechs-de-latam/">Grouti: el growth partner que quiere resolver el problema de ejecución comercial de las insurtechs de Latam</a></h6>
1121                      <div class="mom-post-meta mom-w-meta">
1122                        <span class="entry-date">
1123                          Por <a href="https://100seguro.com.py/author/huguesbertin">Hugues Bertin</a>
1124                        </span>
1125                      </div>
1126                    </div>
1127                  </div>
1128                </div>
1129              </div>
1130                            <div class="mom-posts-widget">
1131                <div class="mpw-post">
1132                  <div class="post-img main-sidebar-element">
1133                    <a href="https://100seguro.com.py/author/gustavo-leanca">
1134                      <img data-del="avatar" src='https://100seguro.com.py/wp-content/uploads/2026/04/Gustavo-Leanca-LinkedIn-150x150.jpg' class='avatar pp-user-avatar avatar-100 photo ' height='100' width='100'/>                    </a>
1135                  </div>
1136                  <div class="details has-feature-image clearfix">
1137                    <div class="baloon">
1138                      <h6><a href="https://100seguro.com.py/la-era-de-la-inteligencia-en-seguros-de-la-promesa-a-la-ventaja-competitiva/">La era de la inteligencia en seguros: de la promesa a la ventaja competitiva</a></h6>
1139                      <div class="mom-post-meta mom-w-meta">
1140                        <span class="entry-date">
1141                          Por <a href="https://100seguro.com.py/author/gustavo-leanca">Gustavo Leança</a>
1142                        </span>
1143                      </div>
1144                    </div>
1145                  </div>
1146                </div>
1147              </div>
1148                            <div class="mom-posts-widget">
1149                <div class="mpw-post">
1150                  <div class="post-img main-sidebar-element">
1151                    <a href="https://100seguro.com.py/author/geronimo-maspero">
1152                      <img data-del="avatar" src='https://100seguro.com.py/wp-content/uploads/2026/08/Geronimo-Maspero-150x150.jpg' class='avatar pp-user-avatar avatar-100 photo ' height='100' width='100'/>                    </a>
1153                  </div>
1154                  <div class="details has-feature-image clearfix">
1155                    <div class="baloon">
1156                      <h6><a href="https://100seguro.com.py/la-inteligencia-artificial-no-viene-por-tu-trabajo-sino-por-tus-tareas-repetitivas/">La inteligencia artificial no viene por tu trabajo, sino por tus tareas repetitivas</a></h6>
1157                      <div class="mom-post-meta mom-w-meta">
1158                        <span class="entry-date">
1159                          Por <a href="https://100seguro.com.py/author/geronimo-maspero">Gerónimo Maspero</a>
1160                        </span>
1161                      </div>
1162                    </div>
1163                  </div>
1164                </div>
1165              </div>
1166                            <div class="mom-posts-widget">
1167                <div class="mpw-post">
1168                  <div class="post-img main-sidebar-element">
1169                    <a href="https://100seguro.com.py/author/huguesbertin">
1170                      <img data-del="avatar" src='https://100seguro.com.py/wp-content/uploads/2026/05/Hugues-Bertin-b-150x150.png' class='avatar pp-user-avatar avatar-100 photo ' height='100' width='100'/>                    </a>
1171                  </div>
1172                  <div class="details has-feature-image clearfix">
1173                    <div class="baloon">
1174                      <h6><a href="https://100seguro.com.py/braven-la-insurtech-de-adn-colombiano-que-esta-revolucionando-el-reaseguro-con-ia-agentica-desde-silicon-valley/">Braven: la insurtech de ADN colombiano que está revolucionando el reaseguro con IA agéntica desde Silicon Valley</a></h6>
1175                      <div class="mom-post-meta mom-w-meta">
1176                        <span class="entry-date">
1177                          Por <a href="https://100seguro.com.py/author/huguesbertin">Hugues Bertin</a>
1178                        </span>
1179                      </div>
1180                    </div>
1181                  </div>
1182                </div>
1183              </div>
1184                            <div class="mom-posts-widget">
1185                <div class="mpw-post">
1186                  <div class="post-img main-sidebar-element">
1187                    <a href="https://100seguro.com.py/author/arnaldo-rotella">
1188                      <img data-del="avatar" src='https://100seguro.com.py/wp-content/uploads/2026/08/Arnaldo-Rotella-150x150.jpeg' class='avatar pp-user-avatar avatar-100 photo ' height='100' width='100'/>                    </a>
1189                  </div>
1190                  <div class="details has-feature-image clearfix">
1191                    <div class="baloon">
1192                      <h6><a href="https://100seguro.com.py/comercio-internacional-esta-realmente-asegurado-el-valor-de-su-mercancia/">Comercio internacional: ¿Está realmente asegurado el valor de su mercancía?</a></h6>
1193                      <div class="mom-post-meta mom-w-meta">
1194                        <span class="entry-date">
1195                          Por <a href="https://100seguro.com.py/author/arnaldo-rotella">Arnaldo Rotella</a>
1196                        </span>
1197                      </div>
1198                    </div>
1199                  </div>
1200                </div>
1201              </div>
1202                      </div>
1203        <div id="herald_posts_widget-11" class="widget herald_posts_widget"><h4 class="widget-title h6"><span>Prevención</span></h4>
1204		
1205		<div class="row ">
1206
1207							<article class="herald-lay-f herald-lay-f1 post-114184 post type-post status-publish format-standard has-post-thumbnail hentry category-actualidad category-prevencion tag-paraguay">
1208<div class="herald-ovrld">		
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1210			<a href="https://100seguro.com.py/una-de-cada-tres-personas-vive-con-una-enfermedad-cronica-un-informe-de-zurich-invita-a-reflexionar-sobre-el-valor-de-la-prevencion-y-el-cuidado-a-largo-plazo/" title="Una de cada tres personas vive con una enfermedad crónica: un informe de Zurich invita a reflexionar sobre el valor de la prevención y el cuidado a largo plazo"><img width="300" height="200" src="https://100seguro.com.py/wp-content/uploads/2026/07/stage-the-value-of-chronic-care-300x200.jpg" class="attachment-herald-lay-b1 size-herald-lay-b1 wp-post-image" alt="" loading="lazy" /></a>
1211		</div>
1212	
1213	<div class="entry-header">
1214					<span class="meta-category"><a href="https://100seguro.com.py/categoria/actualidad/" class="herald-cat-2">Actualidad</a> <span>&bull;</span> <a href="https://100seguro.com.py/categoria/prevencion/" class="herald-cat-4">Prevención</a></span>
1215		
1216		<h2 class="entry-title h6"><a href="https://100seguro.com.py/una-de-cada-tres-personas-vive-con-una-enfermedad-cronica-un-informe-de-zurich-invita-a-reflexionar-sobre-el-valor-de-la-prevencion-y-el-cuidado-a-largo-plazo/">Una de cada tres personas vive con una enfermedad crónica: un informe de Zurich invita a reflexionar sobre el valor de la prevención y el cuidado a largo plazo</a></h2>
1217					<div class="entry-meta"><div class="meta-item herald-date"><span class="updated">29 julio 2026</span></div></div>
1218			</div>
1219</div>
1220
1221</article>							<article class="herald-lay-f herald-lay-f1 post-112342 post type-post status-publish format-standard has-post-thumbnail hentry category-actualidad category-prevencion tag-paraguay">
1222<div class="herald-ovrld">		
1223			<div class="herald-post-thumbnail">
1224			<a href="https://100seguro.com.py/seguros-ciencia-y-bienestar-la-nueva-ecuacion-de-la-prevencion/" title="Seguros, ciencia y bienestar: la nueva ecuación de la prevención"><img width="300" height="200" src="https://100seguro.com.py/wp-content/uploads/2026/05/seguro-salud-ciencia-prevencion-300x200.png" class="attachment-herald-lay-b1 size-herald-lay-b1 wp-post-image" alt="" loading="lazy" /></a>
1225		</div>
1226	
1227	<div class="entry-header">
1228					<span class="meta-category"><a href="https://100seguro.com.py/categoria/actualidad/" class="herald-cat-2">Actualidad</a> <span>&bull;</span> <a href="https://100seguro.com.py/categoria/prevencion/" class="herald-cat-4">Prevención</a></span>
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1230		<h2 class="entry-title h6"><a href="https://100seguro.com.py/seguros-ciencia-y-bienestar-la-nueva-ecuacion-de-la-prevencion/">Seguros, ciencia y bienestar: la nueva ecuación de la prevención</a></h2>
1231					<div class="entry-meta"><div class="meta-item herald-date"><span class="updated">11 mayo 2026</span></div></div>
1232			</div>
1233</div>
1234
1235</article>							<article class="herald-lay-f herald-lay-f1 post-109228 post type-post status-publish format-standard has-post-thumbnail hentry category-prevencion tag-paraguay">
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1240	
1241	<div class="entry-header">
1242					<span class="meta-category"><a href="https://100seguro.com.py/categoria/prevencion/" class="herald-cat-4">Prevención</a></span>
1243		
1244		<h2 class="entry-title h6"><a href="https://100seguro.com.py/que-debo-tener-en-cuenta-para-viajar-consejos-de-la-aasp/">¿Qué debo tener en cuenta para viajar?: consejos de la AASP</a></h2>
1245					<div class="entry-meta"><div class="meta-item herald-date"><span class="updated">13 enero 2026</span></div></div>
1246			</div>
1247</div>
1248
1249</article>			
1250		</div>
1251
1252		
1253		
1254		</div><div id="herald_posts_widget-12" class="widget herald_posts_widget"><h4 class="widget-title h6"><span>Internacionales</span></h4>
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1264				<img width="74" height="55" src="https://100seguro.com.py/wp-content/uploads/2026/09/The-Great-Miami-Hurricane-at-100-74x55.jpg" class="attachment-herald-lay-g1 size-herald-lay-g1 wp-post-image" alt="" loading="lazy" />			</a>
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1266	</div>
1267		
1268<div class="col-lg-8 col-xs-9 herald-no-pad">
1269	<div class="entry-header">
1270					<span class="meta-category meta-small"><a href="https://100seguro.com.py/categoria/internacionales/" class="herald-cat-8">Internacionales</a></span>
1271		
1272		<h2 class="entry-title h7"><a href="https://100seguro.com.py/un-huracan-en-florida-podria-causar-perdidas-aseguradas-por-usd-300-mil-millones-segun-swiss-re-institute/">Un huracán en Florida podría causar pérdidas aseguradas por USD 300 mil millones, según Swiss Re Institute<
1272/a></h2>
1273					<div class="entry-meta meta-small"><div class="meta-item herald-date"><span class="updated">16 septiembre 2026</span></div></div>
1274			</div>
1275</div>
1276
1277</div>
1278</article>							<article class="herald-lay-g post-114291 post type-post status-publish format-standard has-post-thumbnail hentry category-actualidad category-internacionales tag-paraguay">
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1286	</div>
1287		
1288<div class="col-lg-8 col-xs-9 herald-no-pad">
1289	<div class="entry-header">
1290					<span class="meta-category meta-small"><a href="https://100seguro.com.py/categoria/actualidad/" class="herald-cat-2">Actualidad</a> <span>&bull;</span> <a href="https://100seguro.com.py/categoria/internacionales/" class="herald-cat-8">Internacionales</a></span>
1291		
1292		<h2 class="entry-title h7"><a href="https://100seguro.com.py/mapfre-economics-proyecta-un-crecimiento-global-del-3-en-2026-con-latinoamerica-a-un-ritmo-del-19/">Mapfre Economics proyecta un crecimiento global del 3% en 2026, con Latinoamérica a un ritmo del 1,9%</a></h2>
1293					<div class="entry-meta meta-small"><div class="meta-item herald-date"><span class="updated">3 agosto 2026</span></div></div>
1294			</div>
1295</div>
1296
1297</div>
1298</article>							<article class="herald-lay-g post-113826 post type-post status-publish format-standard has-post-thumbnail hentry category-innovacion category-internacionales tag-paraguay">
1299<div class="row">	
1300		
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1304				<img width="74" height="55" src="https://100seguro.com.py/wp-content/uploads/2026/07/IA-AI-USD-US-74x55.jpg" class="attachment-herald-lay-g1 size-herald-lay-g1 wp-post-image" alt="" loading="lazy" />			</a>
1305		</div>
1306	</div>
1307		
1308<div class="col-lg-8 col-xs-9 herald-no-pad">
1309	<div class="entry-header">
1310					<span class="meta-category meta-small"><a href="https://100seguro.com.py/categoria/innovacion/" class="herald-cat-2080">Innovación</a> <span>&bull;</span> <a href="https://100seguro.com.py/categoria/internacionales/" class="herald-cat-8">Internacionales</a></span>
1311		
1312		<h2 class="entry-title h7"><a href="https://100seguro.com.py/el-auge-de-la-inversion-en-ia-de-us-750-mil-millones-y-la-fragmentacion-geopolitica-reconfiguran-el-panorama-mundial-de-los-seguros/">El auge de la inversión en IA de US$ 750 mil millones y la fragmentación geopolítica reconfiguran el panorama mundial de los seguros</a></h2>
1313					<div class="entry-meta meta-small"><div class="meta-item herald-date"><span class="updated">9 julio 2026</span></div></div>
1314			</div>
1315</div>
1316
1317</div>
1318</article>							<article class="herald-lay-g post-113608 post type-post status-publish format-standard has-post-thumbnail hentry category-internacionales tag-paraguay">
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1326	</div>
1327		
1328<div class="col-lg-8 col-xs-9 herald-no-pad">
1329	<div class="entry-header">
1330					<span class="meta-category meta-small"><a href="https://100seguro.com.py/categoria/internacionales/" class="herald-cat-8">Internacionales</a></span>
1331		
1332		<h2 class="entry-title h7"><a href="https://100seguro.com.py/los-cinco-principales-desafios-que-redefiniran-al-sector-de-la-construccion-en-la-proxima-decada/">Mirada aseguradora sobre los cinco desafíos que redefinirán al sector de la construcción en la próxima década</a></h2>
1333					<div class="entry-meta meta-small"><div class="meta-item herald-date"><span class="updated">30 junio 2026</span></div></div>
1334			</div>
1335</div>
1336
1337</div>
1338</article>							<article class="herald-lay-g post-113406 post type-post status-publish format-standard has-post-thumbnail hentry category-internacionales tag-paraguay">
1339<div class="row">	
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1345		</div>
1346	</div>
1347		
1348<div class="col-lg-8 col-xs-9 herald-no-pad">
1349	<div class="entry-header">
1350					<span class="meta-category meta-small"><a href="https://100seguro.com.py/categoria/internacionales/" class="herald-cat-8">Internacionales</a></span>
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1623
1624<script id="advanced-ads-pro-main-js-extra">
1625var advanced_ads_cookies = {"cookie_path":"/","cookie_domain":""};
1626var advadsCfpInfo = {"cfpExpHours":"3","cfpClickLimit":"3","cfpBan":"7","cfpPath":"","cfpDomain":"100seguro.com.py","cfpEnabled":""};
1627//# sourceURL=advanced-ads-pro-main-js-extra
1628</script>
vendor: 1 bytes, line 1628
1628
1629<script id="advanced-ads-pro-main-js" src="https://100seguro.com.py/wp-content/plugins/advanced-ads-pro/assets/dist/advanced-ads-pro.js?ver=3.0.8"></script>
vendor: 1 bytes, line 1629
1629
1630<script id="advanced-ads-sticky-footer-js-js-extra">
1631var advanced_ads_sticky_settings = {"check_position_fixed":"","sticky_class":"advads-sticky","placements":[105006,105007]};
1632//# sourceURL=advanced-ads-sticky-footer-js-js-extra
1633</script>
vendor: 1 bytes, line 1633
1633
1634<script id="advanced-ads-sticky-footer-js-js" src="https://100seguro.com.py/wp-content/plugins/advanced-ads-sticky-ads/assets/dist/sticky.js?ver=2.0.3"></script>
vendor: 1 bytes, line 1634
1634
1635<script id="advadsTrackingScript-js-extra">
1636var advadsTracking = {"impressionActionName":"aatrack-records","clickActionName":"aatrack-click","targetClass":"advads-target","blogId":"1","frontendPrefix":"advads-"};
1637//# sourceURL=advadsTrackingScript-js-extra
1638</script>
vendor: 1 bytes, line 1638
1638
1639<script id="advadsTrackingScript-js" src="https://100seguro.com.py/wp-content/plugins/advanced-ads-tracking/assets/dist/tracking.js?ver=3.0.8"></script>
vendor: 1 bytes, line 1639
1639
1640<script id="advadsTrackingDelayed-js" src="https://100seguro.com.py/wp-content/plugins/advanced-ads-tracking/assets/dist/delayed.js?ver=3.0.8"></script>
vendor: 86 bytes, lines 1640-1641
1640
1641<script id="google-recaptcha-js" src="https://www.google.com/recaptcha/api.js?render=
16416LclthAqAAAAAHMliDphVafqg9jrFIsr1_PUUk0d
vendor: 25 bytes, line 1641
1641&#038;ver=3.0"></script>
1642<script id="wp-polyfill-js" src="https://100seguro.com.py/wp-includes/js/dist/vendor/wp-polyfill.min.js?ver=3.15.0"></script>
vendor: 1 bytes, line 1642
1642
1643<script id="wpcf7-recaptcha-js-before">
1644var wpcf7_recaptcha = {
1645    "sitekey": "6LclthAqAAAAAHMliDphVafqg9jrFIsr1_PUUk0d",
1646    "actions": {
1647        "homepage": "homepage",
1648        "contactform": "contactform"
1649    }
1650};
1651//# sourceURL=wpcf7-recaptcha-js-before
1652</script>
vendor: 1 bytes, line 1652
1652
1653<script id="wpcf7-recaptcha-js" src="https://100seguro.com.py/wp-content/plugins/contact-form-7/modules/recaptcha/index.js?ver=6.1.7"></script>
vendor: 1 bytes, line 1653
1653
1654<script id="googlesitekit-events-provider-contact-form-7-js" src="https://100seguro.com.py/wp-content/plugins/google-site-kit/dist/assets/js/googlesitekit-events-provider-contact-form-7-fac2a8013ba5ba355cd0.js" defer></script>
vendor: 1 bytes, line 1654
1654
1655<script id="googlesitekit-events-provider-content-events-js-before">
1656window._googlesitekit = window._googlesitekit || {};
1657window._googlesitekit.contentEvents = {"postID":115793,"isSinglePost":true,"hasVimeoEmbed":false};
1658//# sourceURL=googlesitekit-events-provider-content-events-js-before
1659</script>
vendor: 1 bytes, line 1659
1659
1660<script id="googlesitekit-events-provider-content-events-js" src="https://100seguro.com.py/wp-content/plugins/google-site-kit/dist/assets/js/googlesitekit-events-provider-content-events-c7172f3fd0e4d5ad62ef.js" defer></script>
vendor: 1 bytes, line 1660
1660
1661<script id="printfriendly-sdk-js" src="https://cdn.printfriendly.com/printfriendly.js"></script>
vendor: 1 bytes, line 1661
1661
1662<script id="wp-emoji-settings" type="application/json">
1663{"baseUrl":"https://s.w.org/images/core/emoji/17.0.2/72x72/","ext":".png","svgUrl":"https://s.w.org/images/core/emoji/17.0.2/svg/","svgExt":".svg","source":{"concatemoji":"https://100seguro.com.py/wp-includes/js/wp-emoji-release.min.js?ver=ea16b812b4f512e5f630b8f1e7468c86"}}
1664</script>
vendor: 1 bytes, line 1664
1664
1665<script type="module">
1666/*! This file is auto-generated */
1667var e="script#wp-emoji-settings",t=document.querySelector(e);if(!(t instanceof HTMLScriptElement))throw new Error("Element missing: "+e);const r=JSON.parse(t.text),s=(window._wpemojiSettings=r,"wpEmojiSettingsSupports"),o=["flag","emoji"];function i(e){try{var t={supportTests:e,timestamp:(new Date).valueOf()};sessionStorage.setItem(s,JSON.stringify(t))}catch(e){}}function c(e,t,n){e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(t,0,0);t=new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data);e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(n,0,0);const r=new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data);return t.every((e,t)=>e===r[t])}function p(e,t){e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(t,0,0);var n=e.getImageData(16,16,1,1);for(let e=0;e<n.data.length;e++)if(0!==n.data[e])return!1;return!0}function u(e,t,n,r){switch(t){case"flag":return n(e,"\ud83c\udff3\ufe0f\u200d\u26a7\ufe0f","\ud83c\udff3\ufe0f\u200b\u26a7\ufe0f")?!1:!n(e,"\ud83c\udde8\ud83c\uddf6","\ud83c\udde8\u200b\ud83c\uddf6")&&!n(e,"\ud83c\udff4\udb40\udc67\udb40\udc62\udb40\udc65\udb40\udc6e\udb40\udc67\udb40\udc7f","\ud83c\udff4\u200b\udb40\udc67\u200b\udb40\udc62\u200b\udb40\udc65\u200b\udb40\udc6e\u200b\udb40\udc67\u200b\udb40\udc7f");case"emoji":return!r(e,"\ud83e\u1fac8")}return!1}function f(e,t,n,r){let a;const s=(a="undefined"!=typeof WorkerGlobalScope&&self instanceof WorkerGlobalScope?new OffscreenCanvas(300,150):document.createElement("canvas")).getContext("2d",{willReadFrequently:!0}),o=(s.textBaseline="top",s.font="600 32px Arial",{});return e.forEach(e=>{o[e]=t(s,e,n,r)}),o}function a(e){var t=document.createElement("script");t.src=e,t.defer=!0,document.head.appendChild(t)}r.supports={everything:!0,everythingExceptFlag:!0},new Promise(t=>{let n=function(){try{var e=JSON.parse(sessionStorage.getItem(s));if("object"==typeof e&&"number"==typeof e.timestamp&&(new Date).valueOf()<e.timestamp+604800&&"object"==typeof e.supportTests)return e.supportTests}catch(e){}return null}();if(!n){if("undefined"!=typeof Worker&&"undefined"!=typeof OffscreenCanvas&&"undefined"!=typeof URL&&URL.createObjectURL&&"undefined"!=typeof Blob)try{var e="postMessage("+f.toString()+"("+[JSON.stringify(o),u.toString(),c.toString(),p.toString()].join(",")+"));",r=new Blob([e],{type:"text/javascript"});const a=new Worker(URL.createObjectURL(r),{name:"wpTestEmojiSupports"});return void(a.onmessage=e=>{i(n=e.data),a.terminate(),t(n)})}catch(e){}i(n=f(o,u,c,p))}t(n)}).then(e=>{for(const n in e)r.supports[n]=e[n],r.supports.everything=r.supports.everything&&r.supports[n],"flag"!==n&&(r.supports.everythingExceptFlag=r.supports.everythingExceptFlag&&r.supports[n]);var t;r.supports.everythingExceptFlag=r.supports.everythingExceptFlag&&!r.supports.flag,r.supports.everything||((t=r.source||{}).concatemoji?a(t.concatemoji):t.wpemoji&&t.twemoji&&(a(t.twemoji),a(t.wpemoji)))});
1668//# sourceURL=https://100seguro.com.py/wp-includes/js/wp-emoji-loader.min.js
1669</script>
vendor: 1 bytes, line 1669
1669
1670<script></script>
1670<script>window.advads_admin_bar_items = [];</script>
1670<script>!function(){window.advanced_ads_ready_queue=window.advanced_ads_ready_queue||[],advanced_ads_ready_queue.push=window.advanced_ads_ready;for(var d=0,a=advanced_ads_ready_queue.length;d<a;d++)advanced_ads_ready(advanced_ads_ready_queue[d])}();</script>
1670<script id="advads-tracking">var advads_tracking_ads = {};var advads_tracking_urls = {"1":"https:\/\/100seguro.com.py\/wp-content\/ajax-handler.php"};var advads_tracking_methods = {"1":"frontend"};var advads_tracking_parallel = {"1":false};var advads_tracking_linkbases = {"1":"https:\/\/100seguro.com.py\/linkout\/"};</script>
vendor: 1 bytes, line 1670
1670
1671<script type="text/javascript">
1672/*
1673  Turn Visual Composer Image Carousel into Visual Composer Infinite Image Carousel
1674*/
1675    // auxiliary code to create triggers for the add and remove class for later use
1676    (function($){
1677    $.each(["addClass","removeClass"],function(i,methodname){
1678        var oldmethod = $.fn[methodname];
1679        $.fn[methodname] = function(){
1680              oldmethod.apply( this, arguments );
1681              this.trigger(methodname+"change");
1682              return this;
1683        }
1684    });
1685    })(jQuery);
1686    // main function for the infinite loop
1687    function vc_custominfiniteloop_init(vc_cil_element_id){
1688      var vc_element = '#' + vc_cil_element_id; // because we're using this more than once let's create a variable for it
1689      window.maxItens = jQuery(vc_element).data('per-view'); // max visible items defined
1690      window.addedItens = 0; // auxiliary counter for added itens to the end 
1691      // go to slides and duplicate them to the end to fill space
1692      jQuery(vc_element).find('.vc_carousel-slideline-inner').find('.vc_item').each(function(){
1693        // we only need to duplicate the first visible images
1694        if (window.addedItens < window.maxItens) {
1695          if (window.addedItens == 0 ) {
1696            // the fisrt added slide will need a trigger so we know it ended and make it "restart" without animation
1697            jQuery(this).clone().addClass('vc_custominfiniteloop_restart').removeClass('vc_active').appendTo(jQuery(this).parent());            
1698          } else {
1699            jQuery(this).clone().removeClass('vc_active').appendTo(jQuery(this).parent());         
1700          }
1701          window.addedItens++;
1702        }
1703      });
1704      // add the trigger so we know when to "restart" the animation without the user knowing about it
1705      jQuery('.vc_custominfiniteloop_restart').bind('addClasschange', null, function(){
1706        // navigate to the carousel element , I know, its ugly ...
1707        var vc_carousel = jQuery(this).parent().parent().parent().parent();
1708        // first we temporarily change the animation speed to zero
1709        jQuery(vc_carousel).data('vc.carousel').transition_speed = 0;
1710        // make the slider go to the first slide without animation and because the fist set of images shown
1711        // are the same that are being shown now the slider is now "restarted" without that being visible 
1712        jQuery(vc_carousel).data('vc.carousel').to(0);
1713        // allow the carousel to go to the first image and restore the original speed 
1714        setTimeout("vc_cil_restore_transition_speed('"+jQuery(vc_carousel).prop('id')+"')",10);
1715      });
1716    }
1717    // restore original speed setting of vc_carousel
1718    function vc_cil_restore_transition_speed(element_id){
1719    // after inspecting the original source code the value of 600 is defined there so we put back the original here
1720    jQuery('#' + element_id).data('vc.carousel').transition_speed = 600; 
1721    }
1722    // init     
1723    jQuery(document).ready(function(){    
1724      // find all vc_carousel with the defined class and turn them into infine loop
1725      jQuery('.vc_custominfiniteloop').find('div[data-ride="vc_carousel"]').each(function(){
1726        // allow time for the slider to be built on the page
1727        // because the slider is "long" we can wait a bit before adding images and events needed  
1728        var vc_cil_element = jQuery(this).prop("id");
1729        setTimeout("vc_custominfiniteloop_init('"+vc_cil_element+"')",2000);      
1730      });    
1731    });
1732</script>
1732
1733
1734
1735<script>(function(){function c(){var b=a.contentDocument||(a.contentWindow&&a.contentWindow.document);if(b){var d=b.createElement('script');d.innerHTML="window.__CF$cv$params={r:'a471e1a5ed1daca2',t:'MTc5MTQyODI4MQ=='};var a=document.createElement('script');a.src='/cdn-cgi/challenge-platform/scripts/jsd/main.js';document.getElementsByTagName('head')[0].appendChild(a);";b.getElementsByTagName('head')[0].appendChild(d)}}if(document.body){var a=document.createElement('iframe');a.height=1;a.width=1;a.style.position='absolute';a.style.top=0;a.style.left=0;a.style.border='none';a.style.visibility='hidden';document.body.appendChild(a);if('loading'!==document.readyState)c();else if(window.addEventListener)document.addEventListener('DOMContentLoaded',c);else{var e=document.onreadystatechange||function(){};document.onreadystatechange=function(b){e(b);'loading'!==document.readyState&&(document.onreadystatechange=e,c())}}}})();</script>
1735<script type="module" src="https://static.cloudflareinsights.com/beacon.min.js/v4bc70e2c01a94c73b74392e4234840661791215815920" integrity="sha512-L0ha0OXavK/8okipN9F8BtP84dg9DUhPERbBXzwI6dgTA55d2+yweo3pn5CSFYs45/r8md2+xvUPtTdvTNRfjA==" data-cf-beacon='{"version":"2024.11.0","token":"db7ec275e93845a881596a19ff442e34","r":1,"spa":2}' crossorigin="anonymous"></script>
1735
1736</body>
1737</html>

Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.