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66              "name": "How do I connect an external account so that I can view my other savings and retirement accounts alongside my Betterment accounts?",
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68                "@type": "Answer",
69                "text": "To instantly connect an external account: Web browser: Log in to your Betterment account. Select “Settings” from the lefthand menu. Click on the “External accounts” tab then “Link new account”. Choose the institution where your account is located and instantly connect by providing your login credentials. Mobile app: Log into the Betterment app. Tap the three lines in the upper left-hand corner to open the menu. Select “Settings”, then “External Accounts”. Tap the “+” to connect a new external ..."
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326      primary: "<span data-sheets-root=\"1\">G2 on 6/4/25 for June '25 for Investment Portfolio Management category. Some reviewers compensated.</span>",
327      secondary: "<span data-sheets-root=\"1\">G2 recognized Betterment Advisor Solutions as a Grid Leader for the Investment Portfolio Management category for Summer 2025. G2 generates a Leader badge when a product is recognized as a top performer in a G2 Market Report based on criteria including Satisfaction and Market Presence scores within G2 user reviews of Betterment Advisor Solutions. Betterment compensates some reviewers up to $25 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a href=\"https://www.g2.com/categories/investment-portfolio-management\">https://www.g2.com/categories/investment-portfolio-management</a>&nbsp;</span>"
328    };
329  
330    window.awardsByRef["64"] = {
331      primary: "Weighted avg. app store rating as of 1/2/26 (reviews since: 9/10/10 Apple, 10/30/13 Google).",
332      secondary: "<span data-sheets-root=\"1\">The rating displayed on the website reflects the weighted average of reviews across the App Store and Google Play. The App Store rating is calculated and generated by Apple based on the average of all total app reviews. The Google Play rating is calculated and generated by Google based on most recent reviews. The number of reviews is the combined total. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. Betterment compensates Apple, Inc. for distributing the Betterment app only. For more information, see the <a target=\"_blank\" href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> and <a target=\"_blank\" href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a>.</span>"
333    };
334  
335    window.awardsByRef["66"] = {
336      primary: "G2 on 9/29/25 for reviews since 11/1/20. Some reviewers compensated. <span data-sheets-root=\"1\"></span>",
337      secondary: "<span data-sheets-root=\"1\">G2 recognized Betterment at Work as 1st in the 401(k) category. It was considered amongst 23 competitors and ranked based on G2 ratings derived from user reviews and aggregated data. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Ranking may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a target=\"_blank\" href=\"https://www.g2.com/categories/401-k\" rel=\"noopener\">https://www.g2.com/categories/401-k.</a></span>"
338    };
339  
340    window.awardsByRef["65"] = {
341      primary: "G2 on 9/23/25 for reviews since 11/10/20. Some reviewers compensated. <span data-sheets-root=\"1\"> </span>",
342      secondary: "<span data-sheets-root=\"1\">G2 awarded Betterment at Work a 4.3-star rating. Source: G2.com, Inc. The rating is calculated and generated by G2 based on user reviews and aggregated data. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a target=\"_blank\" href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a></span>"
343    };
344  
345    window.awardsByRef["67"] = {
346      primary: "<span data-sheets-root=\"1\">G2 on 9/9/25 for June-Sept '25 for Investment Portfolio Management category. Some reviewers compensated.</span>",
347      secondary: "<span data-sheets-root=\"1\">G2 recognized Betterment at Work as the Easiest to Use for the Investment Portfolio Management category for Fall 2025. Betterment at Work had the highest Ease of Use rating amongst 284 competitors in this category based on responses to Usability Index questions on the G2 review form. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a target=\"_blank\" href=\"https://www.g2.com/categories/investment-portfolio-management\" rel=\"noopener\">https://www.g2.com/categories/investment-portfolio-management</a></span>"
348    };
349  
350    window.awardsByRef["68"] = {
351      primary: "<span data-sheets-root=\"1\">G2 on 9/9/25 for June-Sept '25 for Financial Wellness category. Some reviewers compensated.</span>",
352      secondary: "<span data-sheets-root=\"1\">G2 recognized Betterment at Work as having Highest User Adoption for the Financial Wellness category for Fall 2025. Betterment at Work had the highest User Adoption rating amongst 75 competitors in this category based on responses to Implementation Index questions on the G2 review form. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a target=\"_blank\" href=\"https://www.g2.com/categories/financial-wellness\" rel=\"noopener\">https://www.g2.com/categories/financial-wellness</a> </span>"
353    };
354  
355    window.awardsByRef["69"] = {
356      primary: "<span data-sheets-root=\"1\">G2 on 9/9/25 for June-Sept '25 for 401(k) category. Some reviewers compensated.</span>",
357      secondary: "<span data-sheets-root=\"1\">G2 recognized Betterment at Work as a Grid Leader for the 401(k) category for Fall 2025. G2 generates a Leader badge when a product is recognized as a top performer in a G2 Market Report based on criteria including Satisfaction and Market Presence scores within G2 user reviews of Betterment at Work. It was considered amongst 23 competitors. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a target=\"_blank\" href=\"https://www.g2.com/categories/401-k\" rel=\"noopener\">https://www.g2.com/categories/401-k</a></span>"
358    };
359  
360    window.awardsByRef["70"] = {
361      primary: "G2 on 9/29/25 for reviews since 11/1/20. Some reviewers compensated. <span data-sheets-root=\"1\"></span>",
362      secondary: "<span data-sheets-root=\"1\">G2 recognized Betterment at Work as #1 in 401(k) software for the mid-market segment. It was considered amongst 5 competitors and ranked based on G2 Satisfaction scores, which are based on review response data, significance, and relevance. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Ranking may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a target=\"_blank\" href=\"https://www.g2.com/categories/401-k\" rel=\"noopener\">https://www.g2.com/categories/401-k?tab=highest_rated&amp;utf8=%E2%9C%93&amp;segment=mid-market&amp;region=</a></span>"
363    };
364  
365    window.awardsByRef["71"] = {
366      primary: "<span data-sheets-root=\"1\">G2 on 9/9/25 for June-Sept '25 for Investment Portfolio Management category. Some reviewers compensated.</span>",
367      secondary: "<span data-sheets-root=\"1\">G2 recognized Betterment Advisor Solutions as a Grid Leader for the Investment Portfolio Management category for Fall 2025. G2 generates a Leader badge when a product is recognized as a top performer in a G2 Market Report based on criteria including Satisfaction and Market Presence scores within G2 user reviews of Betterment Advisor Solutions. It was considered amongst 285 competitors. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a target=\"_blank\" href=\"https://www.g2.com/categories/401-k\" rel=\"noopener\">https://www.g2.com/categories/investment-portfolio-management</a></span>"
368    };
369  
370    window.awardsByRef["72"] = {
371      primary: "<span data-sheets-root=\"1\">G2 on 9/9/25 for June-Sept '25 for reviews since 2/18/25. Some reviewers compensated.</span>",
372      secondary: "<span data-sheets-root=\"1\">G2 recognized Betterment Advisor Solutions with a Users Love Us milestone badge. G2 generates this badge when a product collects 20 reviews with an average rating of 4.0 stars. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a target=\"_blank\" href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">https://www.g2.com/products/betterment-advisor-solutions/reviews</a> </span>"
373    };
374  
375    window.awardsByRef["73"] = {
376      primary: "<span data-sheets-root=\"1\">Buy Side on 9/16/25 for Sept '25 for Premium. Fee paid for logo use.</span>",
377      secondary: "<span data-sheets-root=\"1\">Buy Side recognized Betterment Premium as one of the Best Wealth Management Firms 2025. It was considered amongst an unknown number of competitors based on criteria including advisor credentials, portfolio construction, fees, customer support, available services, and account minimums. Betterment compensates WSJ Buy Side for unrelated marketing. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a target=\"_blank\" href=\"https://www.wsj.com/buyside/personal-finance/financial-a
377dvisors/best-wealth-management-firms\" rel=\"noopener\">https://www.wsj.com/buyside/personal-finance/financial-advisors/best-wealth-management-firms</a> </span>"
378    };
379  
380    window.awardsByRef["74"] = {
381      primary: "<span data-sheets-root=\"1\">G2 on 12/12/25 for Sept-Dec '25 for 401(k) category. Some reviewers compensated.</span>",
382      secondary: "<span data-sheets-root=\"1\">G2 recognized Betterment at Work as a Grid Leader for the 401(k) category for Winter 2025. G2 generates a Leader badge when a product is recognized as a top performer in a G2 Market Report based on criteria including Satisfaction and Market Presence scores within G2 user reviews of Betterment at Work. It was considered amongst 23 competitors. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a target=\"_blank\" href=\"https://www.g2.com/categories/401-k\" rel=\"noopener\">https://www.g2.com/categories/401-k</a></span>"
383    };
384  
385    window.awardsByRef["75"] = {
386      primary: "<span>G2 on 2/18/26 for Jan-Dec '25. Some reviewers compensated.</span>",
387      secondary: "<span>G2 recognized Betterment at Work as one of the Best HR Software Products 2026. It was considered amongst 574 competitors based on weighted Satisfaction and Market Presence scores derived from reviews in this category and ranked in the top 50. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/best-software-companies/top-hr\">https://www.g2.com/best-software-companies/top-hr</a></span></u> </span>"
388    };
389  
390    window.awardsByRef["76"] = {
391      primary: "<span>G2 on 2/18/26 for Jan-Dec '25. Some reviewers compensated.</span>",
392      secondary: "<span>G2 recognized Betterment at Work as one of the Best Financial Services Software Products 2026. It was considered amongst 33 competitors based on weighted Satisfaction and Market Presence scores derived from reviews in this category and ranked in the top 25. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/best-software-companies/top-financial-services\">https://www.g2.com/best-software-companies/top-financial-services</a></span></u> </span>"
393    };
394  
395    window.awardsByRef["77"] = {
396      primary: "<span>FinTech Breakthrough on 3/19/26 for Jan '26. Fee paid for logo use.&nbsp;</span>",
397      secondary: "<span>FinTech Breakthrough awarded Betterment the 2026 Wealth Management Innovation Award. It was considered amongst an unknown number of applicants based on criteria including innovation, performance, ease of use, functionality, impact, and value. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: https://fintechbreakthrough.com/2026-winners/ </span>"
398    };
399  
400    window.awardsByRef["78"] = {
401      primary: "<p><span>G2 on 3/17/26 for Jan-Feb '26 for 401(k) category. Some reviewers compensated.</span><span></span></p>",
402      secondary: "<span>G2 recognized Betterment at Work as a Grid Leader for the 401(k) category for Spring 2026. G2 generates a Leader badge when a product is recognized as a top performer in a G2 Market Report based on criteria including Satisfaction and Market Presence scores within G2 user reviews of Betterment at Work. It was considered amongst 24 competitors. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: https://www.g2.com/categories/401-k</span>"
403    };
404  
405    window.awardsByRef["79"] = {
406      primary: "<span>G2 on 3/17/26 for Jan-Feb '26 for Financial Wellness category. Some reviewers compensated.</span>",
407      secondary: "<span>G2 recognized Betterment at Work as a Grid Leader for the Small Business segment of the Financial Wellness category for Spring 2026. G2 generates a Leader badge when a product is recognized as a top performer in a G2 Market Report based on criteria including Satisfaction and Market Presence scores within G2 user reviews of Betterment at Work. It was considered amongst 8 competitors. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: https://www.g2.com/categories/financial-wellness/small-business </span>"
408    };
409  
410    window.awardsByRef["80"] = {
411      primary: "<span>G2 on 3/17/26 for Jan-Feb '26 for Financial Wellness category. Some reviewers compensated.</span>",
412      secondary: "<span>G2 recognized Betterment at Work as a Grid Leader for the Mid-Market segment of the Financial Wellness category for Spring 2026. G2 generates a Leader badge when a product is recognized as a top performer in a G2 Market Report based on criteria including Satisfaction and Market Presence scores within G2 user reviews of Betterment at Work. It was considered amongst 16 competitors. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: https://www.g2.com/categories/financial-wellness/mid-market </span>"
413    };
414  
415    window.awardsByRef["81"] = {
416      primary: "<span>G2 on 3/17/26 for Jan-Feb '26 for Investment Portfolio Management category. Some reviewers compensated.</span>",
417      secondary: "<span>G2 recognized Betterment at Work as the Easiest to Use for the Investment Portfolio Management category for Spring 2026. Betterment at Work had the highest Ease of Use rating amongst 310 competitors in this category based on responses to Usability Index questions on the G2 review form. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: https://www.g2.com/categories/investment-portfolio-management</span>"
418    };
419  
420    window.awardsByRef["82"] = {
421      primary: "<span>G2 on 3/17/26 for Jan-Feb '26 for Financial Wellness category. Some reviewers compensated.</span>",
422      secondary: "<span>G2 recognized Betterment at Work as having Highest User Adoption for the Financial Wellness category for Spring 2026. Betterment at Work had the highest User Adoption rating amongst 83 competitors in this category based on responses to Implementation Index questions on the G2 review form. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: https://www.g2.com/categories/financial-wellness </span>"
423    };
424  
425    window.awardsByRef["83"] = {
426      primary: "<span>G2 on 3/17/26 for Jan-Feb '26 for Financial Wellness category. Some reviewers compensated.</span>",
427      secondary: "<span>G2 recognized Betterment at Work as Most Implementable for the Financial Wellness category for Spring 2026. Betterment at Work had the highest Implementation rating amongst 83 competitors in this category based on responses to Implementation Index questions on the G2 review form. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: https://www.g2.com/categories/financial-wellness </span>"
428    };
429  
430    window.awardsByRef["84"] = {
431      primary: "<span>G2 on 3/17/26 for Jan-Feb '26 for Financial Wellness category. Some reviewers compensated.</span>",
432      secondary: "<span>G2 recognized Betterment at Work as having Best Results for the Financial Wellness category for Spring 2026. Betterment at Work had the highest Results rating amongst 83 competitors in this category based on responses to Results Index questions on the G2 review form. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: https://www.g2.com/categories/financial-wellness </span>"
433    };
434  
435    window.awardsByRef["85"] = {
436      primary: "<span>G2 on 3/17/26 for Jan-Feb '26 for Investment Portfolio Management category. Some reviewers compensated.</span>",
437      secondary: "<span>G2 recognized Betterment Advisor Solutions as Most Implementable for the Investment Portfolio Management category for Spring 2026. Betterment Advisor Solutions had the highest Implementation rating amongst 311 competitors in this category based on responses to Implementation Index questions on the G2 review form. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/categories/investment-portfolio-management\">https://www.g2.com/categories/investment-portfolio-management</a></span></u> </span>"
438    };
439  
440    window.awardsByRef["86"] = {
441      primary: "<span>G2 on 3/17/26 for Jan-Feb '26 for Investment Portfolio Management category. Some reviewers compensated.</span>",
442      secondary: "<span>G2 recognized Betterment Advisor Solutions as a Grid Leader for the Small Business segment of the Investment Portfolio Management category for Spring 2026. G2 generates a Leader badge when a product is recognized as a top performer in a G2 Market Report based on criteria including Satisfaction and Market Presence scores within G2 user reviews of Betterment Advisor Solutions. It was considered amongst 14 competitors that had at least 10 reviews/ratings. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/categories/investment-portfolio-management/small-business\">https://www.g2.com/categories/investment-portfolio-management/small-business</a></span></u></span>"
443    };
444  
445    window.awardsByRef["87"] = {
446      primary: "<span>G2 on 3/17/26 for Jan-Feb '26 for Investment Portfolio Management category. Some reviewers compensated.</span>",
447      secondary: "<span>G2 recognized Betterment Advisor Solutions as a Grid Leader for the Investment Portfolio Management category for Spring 2026. G2 generates a Leader badge when a product is recognized as a top performer in a G2 Market Report based on criteria including Satisfaction and Market Presence scores within G2 user reviews of Betterment Advisor Solutions. It was considered amongst 21 competitors that had at least 10 reviews/ratings. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/categories/investment-portfolio-management\">https://www.g2.com/categories/investment-portfolio-management</a></span></u> </span>"
448    };
449  
450    window.awardsByRef["88"] = {
451      primary: "Investopedia on 6/24/26 for Apr '25.",
452      secondary: "Investopedia recognized Betterment LLC as the Best Robo-Advisor for Cash Management 2026. It was considered amongst an unknown number of competitors based on 60 weighted criteria and nine major categories, including goal planning, portfolio contents, portfolio management, and fees. Betterment compensates Investopedia for unrelated marketing. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a href=\"https://www.investopedia.com/the-best-robo-advisors-8764849\" rel=\"noopener\">https://www.investopedia.com/the-best-robo-advisors-8764849</a>"
453    };
454  
455    window.awardsByRef["89"] = {
456      primary: "Investopedia on 6/24/26 for Apr '25.",
457      secondary: "Investopedia recognized Betterment LLC as the Best Robo-Advisor for Beginners 2026. It was considered amongst an unknown number of competitors based on 60 weighted criteria and nine major categories, including goal planning, portfolio contents, portfolio management, and fees. Betterment compensates Investopedia for unrelated marketing. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a href=\"https://www.investopedia.com/the-best-robo-advisors-8764849\" rel=\"noopener\">https://www.investopedia.com/the-best-robo-advisors-8764849</a>&nbsp;"
458    };
459  
460    window.awardsByRef["90"] = {
461      primary: "Investopedia on 6/24/26 for Apr '25.",
462      secondary: "Investopedia recognized Betterment LLC as the Best Robo-Advisor for Tax-Loss Harvesting 2026. It was considered amongst an unknown number of competitors based on 60 weighted criteria and nine major categories, including goal planning, portfolio contents, portfolio management, and fees. Betterment compensates Investopedia for unrelated marketing. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a href=\"https://www.investopedia.com/the-best-robo-advisors-8764849\" rel=\"noopener\">https://www.investopedia.com/the-best-robo-advisors-8764849</a>&nbsp;"
463    };
464  
465    window.awardsByRef["91"] = {
466      primary: "Wealth Management Industry Awards on 6/3/26 for Aug '24-Feb '26.",
467      secondary: "The Wealth Management Industry Awards recognized Betterment Advisor Solutions as a 2026 finalist for Convergence - Wealth and Retirement Integration in the Retirement Plan Support and Advisor Services category. It was considered amongst 1,392 total entries across 28 categories. Criteria included both quantitative measures, such as specific feature set, usage, scope, &amp; scale, along with qualitative measures such as innovation, creativity, &amp; new methods of deployment. Betterment compensates WealthManagement.com for unrelated marketing. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a href=\"https://informaconnect.com/wealth-management-industry-awards/the-finalists/\" rel=\"noopener\">https://informaconnect.com/wealth-management-industry-awards/the-finalists/</a>&nbsp;"
468    };
469  
470    window.awardsByRef["92"] = {
471      primary: "Wealth Management Industry Awards on 6/3/26 for Aug '24-Feb '26 for Technology Providers category.",
472      secondary: "The Wealth Management Industry Awards recognized Betterment Advisor Solutions as a 2026 finalist for Thought Leadership in the Technology Providers category. It was considered amongst 1,392 total entries across 28 categories. Criteria included both quantitative measures, such as specific feature set, usage, scope, &amp; scale, along with qualitative measures such as innovation, creativity, &amp; new methods of deployment. Betterment compensates WealthManagement.com for unrelated marketing. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a href=\"https://informaconnect.com/wealth-management-industry-awards/the-finalists/&nbsp;\" rel=\"noopener\">https://informaconnect.com/wealth-management-industry-awards/the-finalists/&nbsp;</a>"
473    };
474  
475    window.awardsByRef["AC-358"] = {
476      primary: "<span>CNBC on 7/22/26 for Mar '24-Apr '26.</span>",
477      secondary: "<p><span>CNBC recognized Betterment as one of the World's Top FinTech Companies 2026 in the Wealth Technology segment. It was considered amongst 3,500 total competitors based on an aggregated scoring model rating of each company based on the analysis and weighting of overarching and segment-specific KPIs. The rating system was established by Statista. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://www.cnbc.com/worlds-top-fintech-companies-2026/\">https://www.cnbc.com/worlds-top-fintech-companies-2026/</a></span></u></span></p>"
478    };
479  
480    window.awardsByRef["AC-372"] = {
481      primary: "G2 on 8/25/26 for July '26 for Financial Wellness category. Some reviewers compensated.",
482      secondary: "<p>G2 recognized Betterment at Work as having Highest User Adoption for the Financial Wellness category for Fall 2026. Betterment at Work had the highest User Adoption rating in this category based on criteria including set-up process customer satisfaction, go-live amount of time, user adoption percentage, customer implementation method, and the number of reviews received on G2. It was considered amongst 13 competitors with a minimum of 10 reviews and 5 responses for each implementation-related survey question. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance.</p>"
483    };
484  
485    window.awardsByRef["AC-373"] = {
486      primary: "G2 on 8/25/26 for July '26 for Financial Wellness category. Some reviewers compensated.&nbsp;",
487      secondary: "<p><span>G2 recognized Betterment at Work as having Best Usability for the Financial Wellness category for Fall 2026. Betterment at Work had the highest Usability rating in this category based on criteria including ease of use &amp; admin customer satisfaction, customer responses to Meets Requirements questions, user adoption percentage, and the number of reviews received on G2. It was considered amongst 13 competitors with a minimum of 10 reviews and 5 responses for each usability-related survey question. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/categories/financial-wellness?tab=easiest_to_use\">https://www.g2.com/categories/financial-wellness?tab=easiest_to_use</a></span></u></span></p>"
488    };
489  
490    window.awardsByRef["AC-374"] = {
491      primary: "<span>G2 on 8/25/26 for July '26 for 401(k) category. Some reviewers compensated.</span>",
492      secondary: "<span>G2 recognized Betterment at Work as a Grid Leader for the 401(k) category for Fall 2026. Betterment at Work was rated highly by G2 users in this category based on criteria including substantial Satisfaction and Market Presence scores. It was considered amongst 7 competitors with 10 or more reviews. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <a href=\"https://www.g2.com/categories/401-k\" rel=\"noopener\">https://www.g2.com/categories/401-k</a></span>"
493    };
494  
495    window.awardsByRef["AC-391"] = {
496      primary: "<span>ThinkAdvisor Luminaries Awards on 8/24/26 for Jan '25-June '26. </span>",
497      secondary: "<span>
497The ThinkAdvisor Luminaries Awards recognized Betterment Advisor Solutions as a 2026 finalist for Innovation, Thought Leadership &amp; Education in the Custodian category. It was considered amongst an unknown number of competitors based on criteria including qualitative and quantitative measures of industry impact, ability to achieve goals and display ingenuity, dedication to furthering the development of advisors and the industry, and a personal commitment to the highest ethical standards. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://events.thinkadvisor.com/luminaries-awards/2026-finalists\">https://events.thinkadvisor.com/luminaries-awards/2026-finalists</a></span></u> </span>"
498    };
499  
500    window.awardsByRef["AC-393"] = {
501      primary: "<span>ThinkAdvisor Luminaries Awards on 8/24/26 for Jan '25-June '26.</span>",
502      secondary: "<span>The ThinkAdvisor Luminaries Awards recognized Betterment Advisor Solutions as a 2026 finalist for Product or Service Innovation in the TAMPs and Model Marketplaces category. It was considered amongst an unknown number of competitors based on criteria including qualitative and quantitative measures of industry impact, ability to achieve goals and display ingenuity, dedication to furthering the development of advisors and the industry, and a personal commitment to the highest ethical standards. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://events.thinkadvisor.com/luminaries-awards/2026-finalists\">https://events.thinkadvisor.com/luminaries-awards/2026-finalists</a></span></u> </span>"
503    };
504  
505    window.awardsByRef["AC-394"] = {
506      primary: "<span>ThinkAdvisor Luminaries Awards on 8/24/26 for Jan '25-June '26.</span>",
507      secondary: "<span>The ThinkAdvisor Luminaries Awards recognized Betterment Advisor Solutions as a 2026 finalist for Product or Service Innovation in the Investment Management category. It was considered amongst an unknown number of competitors based on criteria including qualitative and quantitative measures of industry impact, ability to achieve goals and display ingenuity, dedication to furthering the development of advisors and the industry, and a personal commitment to the highest ethical standards. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://events.thinkadvisor.com/luminaries-awards/2026-finalists\">https://events.thinkadvisor.com/luminaries-awards/2026-finalists</a></span></u> </span>"
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511      primary: "<span>ThinkAdvisor Luminaries Awards on 8/24/26 for Jan '25-June '26.</span>",
512      secondary: "<span>The ThinkAdvisor Luminaries Awards recognized Betterment at Work as a 2026 finalist for Thought Leadership and Education (Firm) in the Financial Planning category. It was considered amongst an unknown number of competitors based on criteria including qualitative and quantitative measures of industry impact, ability to achieve goals and display ingenuity, dedication to furthering the development of advisors and the industry, and a personal commitment to the highest ethical standards. Award may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://events.thinkadvisor.com/luminaries-awards/2026-finalists\">https://events.thinkadvisor.com/luminaries-awards/2026-finalists</a></span></u> </span>"
513    };
514  
515    window.awardsByRef["AC-397"] = {
516      primary: "<span>G2 on 8/25/26 for July '26 for Investment Portfolio Management category. Some reviewers compensated.</span>",
517      secondary: "<p><span>G2 recognized Betterment Advisor Solutions as the Easiest to Use for the Investment Portfolio Management category for Fall 2026. Betterment Advisor Solutions had the highest Ease of Use rating in its category based on responses to Usability Index questions on the G2 review form. It was considered amongst 8 competitors with a minimum of 10 reviews and 5 responses for each of the use-related questions. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/categories/investment-portfolio-management\">https://www.g2.com/categories/investment-portfolio-management</a></span></u></span></p>"
518    };
519  
520    window.awardsByRef["AC-398"] = {
521      primary: "<span>G2 on 8/25/26 for July '26 for Investment Portfolio Management category. Some reviewers compensated.</span>",
522      secondary: "<p><span>G2 recognized Betterment Advisor Solutions as a Grid Leader for the Investment Portfolio Management category for Fall 2026. G2 generates a Leader badge when a product is highly rated by G2 users in a G2 Market Report based on criteria including Satisfaction and Market Presence scores. It was considered amongst 24 competitors that had at least 10 reviews/ratings. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/categories/investment-portfolio-management\">https://www.g2.com/categories/investment-portfolio-management</a></span></u> </span></p>"
523    };
524  
525    window.awardsByRef["AC-399"] = {
526      primary: "<span>G2 on 8/25/26 for July '26 for Investment Portfolio Management category. Some reviewers compensated.</span>",
527      secondary: "<p><span>G2 recognized Betterment Advisor Solutions as a Momentum Leader for the Investment Portfolio Management category for Fall 2026. G2 generates a Leader badge when a product ranks in the top 25% of their category's products in the Momentum Grid by their users based on criteria including Satisfaction and Momentum scores. It was considered amongst 20 competitors that had at least 10 reviews and at least a year of G2 data. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/categories/investment-portfolio-management\">https://www.g2.com/categories/investment-portfolio-management</a></span></u> </span></p>"
528    };
529  
530    window.awardsByRef["AC-400"] = {
531      primary: "<span>G2 on 9/1/26 for reviews since 11/10/20. Some reviewers compensated.</span>",
532      secondary: "<span>G2 awarded Betterment at Work a 4.3-star rating. Source: G2.com, Inc. The rating is calculated and generated by G2 based on user reviews and aggregated data, using Satisfaction and Market Presence metrics and scoring normalization. Betterment compensates some reviewers up to $50 through G2, and G2 for unrelated marketing. Rating may not be representative of the Betterment client experience, advisory services, or investment performance. For more information, see: <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-at-work/reviews\">G2</a></span></u></span>"
533    };
534  
535
536  function renderAwardsByRef(){
537    var nodes = document.querySelectorAll('[data-award-ref]');
538    nodes.forEach(function(node){
539      var ref = (node.getAttribute('data-award-ref') || '').trim();
540      var field = (node.getAttribute('data-award-field') || 'primary').trim();
541      var rec = window.awardsByRef && window.awardsByRef[ref];
542      if (rec && rec[field] && rec[field].length) {
543        node.innerHTML = rec[field];       // render the HTML from HubDB
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545        var fb = node.getAttribute('data-award-fallback');
546        if (fb) node.textContent = fb;
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549  }
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551  if (document.readyState === 'loading') {
552    document.addEventListener('DOMContentLoaded', renderAwardsByRef);
553  } else {
554    renderAwardsByRef();
555  }
556})();
557</script>
557
558
559
560
561
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566    window.promotersByRef["1"] = {
567      primary: "Paid client. Betterment is a Capitalize client.&nbsp;Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/affiliate/capitalize\" rel=\"noopener\">Learn more</a>.",
568      secondary: "Due to compensation, Capitalize has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $1k for each funded IRA rollover."
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570  
571    window.promotersByRef["2"] = {
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573      secondary: "Due to compensation, Bankrate has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $1k for each new, funded referral."
574    };
575  
576    window.promotersByRef["3"] = {
577      primary: "Paid non-client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/affiliate/investopedia\" rel=\"noopener\">Learn more</a>.",
578      secondary: "Due to compensation, Investopedia has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $1k for each new, funded referral, and $4 per featured article page view.&nbsp;"
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580  
581    window.promotersByRef["7"] = {
582      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
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585  
586    window.promotersByRef["8"] = {
587      primary: "Client, who is an investor in Betterment. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
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591    window.promotersByRef["9"] = {
592      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
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596    window.promotersByRef["10"] = {
597      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
598      secondary: ""
599    };
600  
601    window.promotersByRef["11"] = {
602      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
603      secondary: ""
604    };
605  
606    window.promotersByRef["24"] = {
607      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
608      secondary: ""
609    };
610  
611    window.promotersByRef["39"] = {
612      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews.",
613      secondary: ""
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615  
616    window.promotersByRef["40"] = {
617      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews.",
618      secondary: ""
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620  
621    window.promotersByRef["42"] = {
622      primary: "Paid non-client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/affiliate/nerdwallet\" rel=\"noopener\">Learn more</a>.",
623      secondary: "Due to compensation, NerdWallet has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $1k for each new, funded referral."
624    };
625  
626    window.promotersByRef["43"] = {
627      primary: "Non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
628      secondary: ""
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630  
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632      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
633      secondary: ""
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635  
636    window.promotersByRef["46"] = {
637      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
638      secondary: ""
639    };
640  
641    window.promotersByRef["47"] = {
642      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
643      secondary: ""
644    };
645  
646    window.promotersByRef["48"] = {
647      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/gusto\" rel=\"noopener\">Learn more</a>.",
648      secondary: "Due to compensation, Gusto has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $2.00 per plan participant in the referred plan per month on an ongoing basis so long as the 401(k) plan remains at Betterment."
649    };
650  
651    window.promotersByRef["49"] = {
652      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
653      secondary: ""
654    };
655  
656    window.promotersByRef["50"] = {
657      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
658      secondary: ""
659    };
660  
661    window.promotersByRef["51"] = {
662      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/trinet\" rel=\"noopener\">Learn more</a>.",
663      secondary: "<p>Due to compensation, TriNet has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $3 per active user at referred 401(k) plan clients per month. They are also eligible for a repeatable bonus of up to $1k for new, funded Betterment at Work 401(k) referrals. TriNet sales representatives also receive gifts up to $100 for referrals that result in a sales meeting.</p>"
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665  
666    window.promotersByRef["53"] = {
667      primary: "Paid client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/bennie\" rel=\"noopener\">Learn more</a>.",
668      secondary: "<p><span>Due to compensation, Bennie has an incentive to recommend Betterment, which is a conflict of interest. Bennie is eligible for a repeatable bonus of up to $1k for new, funded Betterment at Work 401(k) referrals. They are also compensated up to $15k for event participation, which includes attendee list access. Sales representatives receive gifts up to $250 for referrals that result in a sales meeting.</span></p>"
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670  
671    window.promotersByRef["58"] = {
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673      secondary: ""
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675  
676    window.promotersByRef["59"] = {
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678      secondary: ""
679    };
680  
681    window.promotersByRef["60"] = {
682      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
683      secondary: ""
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685  
686    window.promotersByRef["63"] = {
687      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
688      secondary: ""
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690  
691    window.promotersByRef["64"] = {
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693      secondary: ""
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695  
696    window.promotersByRef["77"] = {
697      primary: "This advisor is a Betterment client and receives referrals. Views may not be representative.&nbsp;See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
698      secondary: ""
699    };
700  
701    window.promotersByRef["89"] = {
702      primary: "Client. Views may not be representative. See <a href=\"https://www.google.com/url?q=https://www.g2.com/products/betterment/reviews&amp;sa=D&amp;source=editors&amp;ust=1751040299940170&amp;usg=AOvVaw28EsqGBFSP--0bgLd5CfDP\" rel=\"noopener\">G2</a> reviews.",
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706    window.promotersByRef["97"] = {
707      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
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710  
711    window.promotersByRef["98"] = {
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715  
716    window.promotersByRef["99"] = {
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718      secondary: ""
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720  
721    window.promotersByRef["100"] = {
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725  
726    window.promotersByRef["107"] = {
727      primary: "Paid non-client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/influencer/the-financial-diet\" rel=\"noopener\">Learn more</a>.",
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729    };
730  
731    window.promotersByRef["115"] = {
732      primary: "Paid non-client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.google.com/url?q=https://www.betterment.com/influencer/ellyce&amp;sa=D&amp;source=editors&amp;ust=1750450957110060&amp;usg=AOvVaw17yU3Woh3RJkwzx31zjKcd\" rel=\"noopener\">Learn more</a>.",
733      secondary: "Due to compensation, Ellyce Fulmore has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $17k per advertisement."
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735  
736    window.promotersByRef["116"] = {
737      primary: "Paid non-client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/influencer/erin\" rel=\"noopener\">Learn more</a>.",
738      secondary: "Due to compensation, Erin Confortini has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $17k per advertisement."
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740  
741    window.promotersByRef["121"] = {
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744    };
745  
746    window.promotersByRef["129"] = {
747      primary: "Paid client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/influencer/money-with-katie\" rel=\"noopener\">Learn more</a>.",
748      secondary: "<span>Due to compensation, Money With Katie has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $39k per advertisement and received a one-time bonus of $500.</span>"
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750  
751    window.promotersByRef["133"] = {
752      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
753      secondary: ""
754    };
755  
756    window.promotersByRef["134"] = {
757      primary: "Paid client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/influencer/female-in-finance\" rel=\"noopener\">Learn more</a>.",
758      secondary: "Due to compensation, female.in.finance has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $17k per advertisement."
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760  
761    window.promotersByRef["135"] = {
762      primary: "<span>Paid non-client. CEO of FinanceHQ is a former Betterment employee, and FinanceHQ was acquired by a Betterment founder, investor, and board member. Views may not be representative. </span>See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/affiliate/financehq\" rel=\"noopener\">Learn more</a>.",
763      secondary: "Due to compensation, FinanceHQ has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $1k for each new, funded referral."
764    };
765  
766    window.promotersByRef["146"] = {
767      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/paylocity\" rel=\"noopener\">Learn more</a>.",
768      secondary: "Due to compensation, Paylocity has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $3.50 per funded participant per month."
769    };
770  
771    window.promotersByRef["148"] = {
772      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. ",
773      secondary: ""
774    };
775  
776    window.promotersByRef["149"] = {
777      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. ",
778      secondary: ""
779    };
780  
781    window.promotersByRef["150"] = {
782      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. ",
783      secondary: ""
784    };
785  
786    window.promotersByRef["151"] = {
787      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. ",
788      secondary: ""
789    };
790  
791    window.promotersByRef["152"] = {
792      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. ",
793      secondary: ""
794    };
795  
796    window.promotersByRef["163"] = {
797      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
798      secondary: ""
799    };
800  
801    window.promotersByRef["164"] = {
802      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
803      secondary: ""
804    };
805  
806    window.promotersByRef["165"] = {
807      primary: "Paid client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.google.com/url?q=https://www.betterment.com/advisors/jw-cole&amp;sa=D&amp;source=editors&amp;ust=1751043939880925&amp;usg=AOvVaw3T6PxzAmlq
807ZR11aavQ78jR\" rel=\"noopener\">Learn more</a>.",
808      secondary: "Due to compensation, J.W. Cole has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to 10 bps per annum on AUM of clients referred to the Betterment Advisor Solutions platform through this partnership. "
809    };
810  
811    window.promotersByRef["170"] = {
812      primary: "Paid non-client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/affiliate/forbesadvisor\" rel=\"noopener\">Learn more</a>.",
813      secondary: "Due to compensation, Forbes Advisor has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $1k for each new, funded referral."
814    };
815  
816    window.promotersByRef["172"] = {
817      primary: "Paid non-client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play </a>reviews. Rate is subject to change. <a href=\"https://www.betterment.com/influencer/drew\" rel=\"noopener\">Learn more</a>.",
818      secondary: "Due to compensation, Andrew Lee has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $17k per advertisement."
819    };
820  
821    window.promotersByRef["175"] = {
822      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
823      secondary: ""
824    };
825  
826    window.promotersByRef["178"] = {
827      primary: "Paid non-client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play </a>reviews. <a href=\"https://www.betterment.com/influencer/haley\" rel=\"noopener\">Learn more</a>.",
828      secondary: "Due to compensation, Haley Kowaleski has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $17k per advertisement."
829    };
830  
831    window.promotersByRef["179"] = {
832      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. ",
833      secondary: ""
834    };
835  
836    window.promotersByRef["180"] = {
837      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-investing-saving/id393156562\" rel=\"noopener\">App Store </a>&amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. Tax Loss Harvesting (TLH) is not suitable for all investors. Consider your personal circumstances before deciding whether to utilize Betterment’s TLH feature.",
838      secondary: ""
839    };
840  
841    window.promotersByRef["181"] = {
842      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-investing-saving/id393156562\" rel=\"noopener\">App Store </a>&amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
843      secondary: ""
844    };
845  
846    window.promotersByRef["182"] = {
847      primary: "Client. Rate is subject to change. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
848      secondary: ""
849    };
850  
851    window.promotersByRef["183"] = {
852      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
853      secondary: ""
854    };
855  
856    window.promotersByRef["184"] = {
857      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
858      secondary: ""
859    };
860  
861    window.promotersByRef["185"] = {
862      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
863      secondary: ""
864    };
865  
866    window.promotersByRef["186"] = {
867      primary: "Client. Rate is subject to change. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
868      secondary: ""
869    };
870  
871    window.promotersByRef["187"] = {
872      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
873      secondary: ""
874    };
875  
876    window.promotersByRef["191"] = {
877      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
878      secondary: ""
879    };
880  
881    window.promotersByRef["192"] = {
882      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
883      secondary: ""
884    };
885  
886    window.promotersByRef["193"] = {
887      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
888      secondary: ""
889    };
890  
891    window.promotersByRef["194"] = {
892      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
893      secondary: ""
894    };
895  
896    window.promotersByRef["195"] = {
897      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
898      secondary: ""
899    };
900  
901    window.promotersByRef["196"] = {
902      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews.",
903      secondary: ""
904    };
905  
906    window.promotersByRef["197"] = {
907      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a>
907 reviews. Tax Loss Harvesting (TLH) is not suitable for all investors. Consider your personal circumstances before deciding whether to utilize Betterment’s TLH feature.",
908      secondary: ""
909    };
910  
911    window.promotersByRef["202"] = {
912      primary: "Client. Rate is subject to change. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. ",
913      secondary: ""
914    };
915  
916    window.promotersByRef["203"] = {
917      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. ",
918      secondary: ""
919    };
920  
921    window.promotersByRef["204"] = {
922      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. ",
923      secondary: ""
924    };
925  
926    window.promotersByRef["205"] = {
927      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
928      secondary: ""
929    };
930  
931    window.promotersByRef["206"] = {
932      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.google.com/url?q=https://www.g2.com/products/betterment-at-work/reviews&amp;sa=D&amp;source=editors&amp;ust=1751044514898462&amp;usg=AOvVaw3f7mkOIZcghJEm03FqZNSG\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/promoter/hr-morning\" rel=\"noopener\">Learn more</a>.",
933      secondary: "Due to compensation, HR Morning has an incentive to recommend Betterment which is a conflict of interest. They are compensated up to $8.8k per advertisement."
934    };
935  
936    window.promotersByRef["207"] = {
937      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.google.com/url?q=https://www.g2.com/products/betterment-at-work/reviews&amp;sa=D&amp;source=editors&amp;ust=1751044514898462&amp;usg=AOvVaw3f7mkOIZcghJEm03FqZNSG\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/spendly\" rel=\"noopener\">Learn more</a>.",
938      secondary: "Due to compensation, Spendly has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k for new, funded Betterment at Work 401(k) referrals and up to $2.00 per funded participant per month.\n"
939    };
940  
941    window.promotersByRef["208"] = {
942      primary: "Paid client ad. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/pursuebetter/partners?utm_athlete=pursue\" rel=\"noopener\">Learn more</a>.",
943      secondary: "<span>Point to: <u><span style=\"color: #1155cc;\"><a href=\"https://www.betterment.com/ambassadors\">https://www.betterment.com/ambassadors</a></span></u><br></span>"
944    };
945  
946    window.promotersByRef["209"] = {
947      primary: "Paid client ad. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/pursuebetter/partners?utm_athlete=pursue\" rel=\"noopener\">Learn more</a>.",
948      secondary: "<p><span>Point to: <u><span style=\"color: #1155cc;\"><a href=\"https://www.betterment.com/ambassadors\">https://www.betterment.com/ambassadors</a></span></u><br></span></p>"
949    };
950  
951    window.promotersByRef["210"] = {
952      primary: "Paid client ad. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/ambassadors\" rel=\"noopener\">Learn more</a>.",
953      secondary: "<p><span>Point to: betterment.com/ambassadors<br></span></p>"
954    };
955  
956    window.promotersByRef["212"] = {
957      primary: "Non-client. Certain Betterment employees are Long Angle members. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-investing-saving/id393156562\" rel=\"noopener\">App Store</a> &amp;<a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\"> </a><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. ",
958      secondary: ""
959    };
960  
961    window.promotersByRef["213"] = {
962      primary: "Non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. ",
963      secondary: ""
964    };
965  
966    window.promotersByRef["216"] = {
967      primary: "Client. Views may not be representative. See <a href=\"https://www.google.com/url?q=https://www.g2.com/products/betterment-at-work/reviews&amp;sa=D&amp;source=editors&amp;ust=1751048353450294&amp;usg=AOvVaw2OezvD5NVisc4CKx8kmFfa\" rel=\"noopener\">G2</a> reviews.",
968      secondary: ""
969    };
970  
971    window.promotersByRef["217"] = {
972      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. ",
973      secondary: ""
974    };
975  
976    window.promotersByRef["218"] = {
977      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. ",
978      secondary: ""
979    };
980  
981    window.promotersByRef["219"] = {
982      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. ",
983      secondary: ""
984    };
985  
986    window.promotersByRef["220"] = {
987      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. ",
988      secondary: ""
989    };
990  
991    window.promotersByRef["221"] = {
992      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. ",
993      secondary: ""
994    };
995  
996    window.promotersByRef["222"] = {
997      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. ",
998      secondary: ""
999    };
1000  
1001    window.promotersByRef["223"] = {
1002      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. ",
1003      secondary: ""
1004    };
1005  
1006    window.promotersByRef["224"] = {
1007      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. ",
1008      secondary: ""
1009    };
1010  
1011    window.promotersByRef["226"] = {
1012      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. ",
1013      secondary: ""
1014    };
1015  
1016    window.promotersByRef["227"] = {
1017      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. ",
1018      secondary: ""
1019    };
1020  
1021    window.promotersByRef["229"] = {
1022      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. ",
1023      secondary: ""
1024    };
1025  
1026    window.promotersByRef["230"] = {
1027      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. ",
1028      secondary: ""
1029    };
1030  
1031    window.promotersByRef["231"] = {
1032      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. ",
1033      secondary: ""
1034    };
1035  
1036    window.promotersByRef["232"] = {
1037      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/bookkeeper360\" rel=\"noopener\">Learn more.</a>",
1038      secondary: "Due to compensation, Bookkeeper360 has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $300 for new, funded Betterment at Work 401(k) referrals, with a potential one-time bonus of up to $1k per referred plan. Additionally, they are eligible for a revenue share of up to 15% of the plan’s per-participant recordkeeping and base fees.\n"
1039    };
1040  
1041    window.promotersByRef["233"] = {
1042      primary: "Paid client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/puzzlehr\" rel=\"noopener\">Learn more</a>.",
1043      secondary: "Due to compensation, PuzzleHR has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k for new, funded Betterment at Work 401(k) referrals."
1044    };
1045  
1046    window.promotersByRef["236"] = {
1047      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews#reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/isolved-partners\" rel=\"noopener\">Learn more</a>.",
1048      secondary: "Due to compensation, iSolved has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $.10 monthly per qualified participant referral for as long as they remain a mutual client."
1049    };
1050  
1051    window.promotersByRef["238"] = {
1052      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews#reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/asteria-hr\" rel=\"noopener\">Learn more</a>.\n",
1053      secondary: "Due to compensation, Asteria HR has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k for new, funded Betterment at Work 401(k) referrals.\n"
1054    };
1055  
1056    window.promotersByRef["245"] = {
1057      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/fractional-people-people\" rel=\"noopener\">Learn more</a>.",
1058      secondary: "<span>Due to compensation, Fractional People People has an incentive to recommend Betterment, which is a conflict of interest. Compensation includes a referral fee of up to $7k and milestone payments of $5k per funded customer set for new, funded Betterment at Work 401(k) referrals.</span>"
1059    };
1060  
1061    window.promotersByRef["246"] = {
1062      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews#reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/novo\" rel=\"noopener\">Learn more.</a>",
1063      secondary: "Due to compensation, Novo Platform, Inc. has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k for new, funded Betterment at Work 401(k) referrals."
1064    };
1065  
1066    window.promotersByRef["248"] = {
1067      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews#reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/rally-partners-group\" rel=\"noopener\">Learn more</a>.",
1068      secondary: "Due to compensation, Rally Partners has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k for new, funded Betterment at Work 401(k) referrals. Betterment will also share up to 15% of the participant recordkeeping fee revenue based on the number of referrals."
1069    };
1070  
1071    window.promotersByRef["250"] = {
1072      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews#reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/skillcloud-consulting-group\" rel=\"noopener\">Learn more.</a>",
1073      secondary: "Due to compensation, Skillcloud Consulting Group, LLC has an incentive to recommend Betterment, which is a conflict of interest.  They are compensated up to $7k for new, funded Betterment at Work 401(k) referrals."
1074    };
1075  
1076    window.promotersByRef["255"] = {
1077      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews.",
1078      secondary: ""
1079    };
1080  
1081    window.promotersByRef["256"] = {
1082      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews.",
1083      secondary: ""
1084    };
1085  
1086    window.promotersByRef["257"] = {
1087      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews.",
1088      secondary: ""
1089    };
1090  
1091    window.promotersByRef["268"] = {
1092      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews.",
1093      secondary: ""
1094    };
1095  
1096    window.promotersByRef["269"] = {
1097      primary: "Client and former Betterment employee family member. Views may not be representative. See <a href=\"https://www.google.com/url?q=https://www.g2.com/products/betterment-at-work/reviews&amp;sa=D&amp;source=editors&amp;ust=1751318416635644&amp;usg=AOvVaw3Gs-HjULg_oOI_bJVTHge5\" rel=\"noopener\">G2</a> reviews.",
1098      secondary: ""
1099    };
1100  
1101    window.promotersByRef["271"] = {
1102      primary: "Paid non-client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/affiliate-partner-offer?utm_source=ozoptimizer\" rel=\"noopener\">Learn more</a>.",
1103      secondary: "Due to compensation, Oz Optimizer has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $1k for each new, funded referral."
1104    };
1105  
1106    window.promotersByRef["272"] = {
1107      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews.",
1108      secondary: ""
1109    };
1110  
1111    window.promotersByRef["273"] = {
1112      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/grassi-advisors\" rel=\"noopener\">Learn more</a>.",
1113      secondary: "Due to compensation, Grassi Advisory Group, Inc. has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k for new, funded Betterment at Work 401(k) referrals."
1114    };
1115  
1116    window.promotersByRef["274"] = {
1117      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
1118      secondary: ""
1119    };
1120  
1121    window.promotersByRef["275"] = {
1122      primary: "Non-client. Betterment is a PBMares client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. ",
1123      secondary: ""
1124    };
1125  
1126    window.promotersByRef["277"] = {
1127      primary: "Paid client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/raimee\" rel=\"noopener\">Learn more</a>.",
1128      secondary: "Due to compensation, Raimee has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $17k and given a one-time bonus of $250 with any applicable management fees waived for one year. "
1129    };
1130  
1131    window.promotersByRef["279"] = {
1132      primary: "Paid client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/phoebeanddan\" rel=\"noopener\">Learn more</a>.",
1133      secondary: "Due to compensation, Phoebe Adams and Dan Diliberto have an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $17k and given a one-time bonus of $250 with any applicable management fees waived for one year. "
1134    };
1135  
1136    window.promotersByRef["280"] = {
1137      primary: "Paid client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/roxy\" rel=\"noopener\">Learn more</a>.",
1138      secondary: "Due to compensation, Roxanna has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $17k and given a one-time bonus of $250 with any applicable management fees waived for one year. \n"
1139    };
1140  
1141    window.promotersByRef["281"] = {
1142      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/ThreadHCM\" rel=\"noopener\">Learn more</a>.",
1143      secondary: "<p>Thread HCM receives compensation (up to $2k for new, funded 401(k) enrollment and up to $2 per participant per month) from Betterment, creating a financial incentive associated with endorsements and referrals. Sales representatives are eligible for a $1k bonus for new, funded Betterment at Work 401(k) referrals.</p>"
1144    };
1145  
1146    window.promotersByRef["282"] = {
1147      primary: "Non-client. Views may not be representative. See <a href=\"https://www.google.com/url?q=https://www.g2.com/products/betterment-at-work/reviews&amp;sa=D&amp;source=editors&amp;ust=1751296880867397&amp;usg=AOvVaw1v6RsEH97-cH0yNeF4Svrd\" rel=\"noopener\">G2</a> reviews. ",
1148      secondary: ""
1149    };
1150  
1151    window.promotersByRef["283"] = {
1152      primary: "Client. Views may not be representative. See reviews at <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a>.",
1153      secondary: ""
1154    };
1155  
1156    window.promotersByRef["284"] = {
1157      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.google.com/url?q=https://www.g2.com/products/betterment-at-work/reviews&amp;sa=D&amp;source=editors&amp;ust=1751055358682239&amp;usg=AOvVaw18_7TkZL-xHtNAbp3r_mi9\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/wayroll-hr\" rel=\"noopener\">Learn more</a>.",
1158      secondary: "Due to compensation, Wayroll has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k for new, funded Betterment at Work 401(k) referrals."
1159    };
1160  
1161    window.promotersByRef["285"] = {
1162      primary: "This advisor is a Betterment client and receives referrals. Views may not be representative.&nbsp;See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
1163      secondary: ""
1164    };
1165  
1166    window.promotersByRef["286"] = {
1167      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews.",
1168      secondary: ""
1169    };
1170  
1171    window.promotersByRef["287"] = {
1172      primary: "First Citizens and Betterment receive no compensation from each other in connection with their partnership. First Citizens is not a Betterment client.",
1173      secondary: ""
1174    };
1175  
1176    window.promotersByRef["288"] = {
1177      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. Learn more.\n\n",
1178      secondary: "Due to compensation, Topaz HR Advisory has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a one-time $300 referral fee and a 10% revenue share of recordkeeping and base fees for each new Betterment customer. "
1179    };
1180  
1181    window.promotersByRef["289"] = {
1182      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/crc-benefits\" rel=\"noopener\">Learn more</a>.",
1183      secondary: "<p><span>CRC Benefits has a financial incentive associated with endorsements and referrals to recommend Betterment. They are compensated up to $20k for gifts and entertainment, a referral fee of up to $10k based on plan size, and received a one-time bonus of $300 in gifts for a sales event. </span></p>"
1184    };
1185  
1186    window.promotersByRef["290"] = {
1187      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews.",
1188      secondary: ""
1189    };
1190  
1191    window.promotersByRef["291"] = {
1192      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews.",
1193      secondary: ""
1194    };
1195  
1196    window.promotersByRef["292"] = {
1197      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews.",
1198      secondary: ""
1199    };
1200  
1201    window.promotersByRef["293"] = {
1202      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews.",
1203      secondary: ""
1204    };
1205  
1206    window.promotersByRef["295"] = {
1207      primary: "Non-paid, non-client partnership.",
1208      secondary: "Views may not be representative, see reviews at the App Store and Google Play."
1209    };
1210  
1211    window.promotersByRef["296"] = {
1212      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews.",
1213      secondary: ""
1214    };
1215  
1216    window.promotersByRef["297"] = {
1217      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews.",
1218      secondary: ""
1219    };
1220  
1221    window.promotersByRef["298"] = {
1222      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/deel\" rel=\"noopener\">Learn more</a>. ",
1223      secondary: "<span>Due to compensation, Deel has an incentive to recommend Betterment, which is a conflict of interest. They are compensated $1.50 per funded participant, as well as a bonus of up to $200 for referrals that result in a sales meeting, and $300 for referrals who establish a Betterment at Work plan.</span>"
1224    };
1225  
1226    window.promotersByRef["299"] = {
1227      primary: "Paid client ad. Views may not be representative. See <a href=\"https://www.google.com/url?q=https://www.g2.com/products/betterment-at-work/reviews&amp;sa=D&amp;source=editors&amp;ust=1751058959739722&amp;usg=AOvVaw0dFZCYLsehsTUIL5txWRpG\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.google.com/url?q=http://betterment.com/pursuebetter/partners&amp;sa=D&amp;source=editors&amp;ust=1751061020903858&amp;usg=AOvVaw2lB-WNGitq1uID70wnBGcK\" rel=\"noopener\">Learn more</a>.",
1228      secondary: "Point to: betterment.com/pursuebetter/partners\n"
1229    };
1230  
1231    window.promotersByRef["300"] = {
1232      primary: "Paid client ad. Views may not be representative. See <a href=\"https://www.google.com/url?q=https://www.g2.com/products/betterment-at-work/reviews&amp;sa=D&amp;source=editors&amp;ust=1751058959739722&amp;usg=AOvVaw0dFZCYLsehsTUIL5txWRpG\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.google.com/url?q=http://betterment.com/pursuebetter/partners&amp;sa=D&amp;source=editors&amp;ust=1751061020903858&amp;usg=AOvVaw2lB-WNGitq1uID70wnBGcK\" rel=\"noopener\">Learn more</a>.",
1233      secondary: "Point to: betterment.com/pursuebetter/partners\n"
1234    };
1235  
1236    window.promotersByRef["301"] = {
1237      primary: "Paid client ad. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.google.com/url?q=http://betterment.com/pursuebetter/partners&amp;sa=D&amp;source=editors&amp;ust=1751061020903858&amp;usg=AOvVaw2lB-WNGitq1uID70wnBGcK\" rel=\"noopener\">Learn more</a>.",
1238      secondary: "Point to: betterment.com/pursuebetter/partners\n"
1239    };
1240  
1241    window.promotersByRef["302"] = {
1242      primary: "Paid client. Views may not be representative. ",
1243      secondary: ""
1244    };
1245  
1246    window.promotersByRef["303"] = {
1247      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
1248      secondary: ""
1249    };
1250  
1251    window.promotersByRef["304"] = {
1252      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/advisors/the-daily-upside\" rel=\"noopener\">Learn more</a>. ",
1253      secondary: "Due to compensation, the Daily Upside has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $15k per advertisement."
1254    };
1255  
1256    window.promotersByRef["305"] = {
1257      primary: "Paid client ad. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/pursuebetter/partners?utm_athlete=pursue\" rel=\"noopener\">Learn more</a>.",
1258      secondary: "<span>Point to: <u><span style=\"color: #1155cc;\"><a href=\"https://www.betterment.com/ambassadors\">https://www.betterment.com/ambassadors</a></span></u><br></span>"
1259    };
1260  
1261    window.promotersByRef["306"] = {
1262      primary: "Paid non-client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/affiliate/manifest\" rel=\"noopener\">Learn more.</a>",
1263      secondary: "Due to compensation, Manifest has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $150 per referral."
1264    };
1265  
1266    window.promotersByRef["307"] = {
1267      primary: "Paid non-client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/investing?utm_source=tfa\" rel=\"noopener\">Learn more.</a>",
1268      secondary: "Transamerica Financial Advisers, LLC (\"TFA\") is not a client of Betterment, and is not affiliated or associated with Betterment. TFA and its financial professionals are compensated up to $350 per client that they refer to Betterment, as such TFA and its financial professionals have an incentive to recommend a client invest with Betterment. Additional disclosure related to TFA's referral agreement and the associated material conflicts of interest can be found at www.tfaconnect.com/Disclosures. "
1269    };
1270  
1271    window.promotersByRef["308"] = {
1272      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. ",
1273      secondary: ""
1274    };
1275  
1276    window.promotersByRef["310"] = {
1277      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews. ",
1278      secondary: ""
1279    };
1280  
1281    window.promotersByRef["311"] = {
1282      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews. ",
1283      secondary: ""
1284    };
1285  
1286    window.promotersByRef["312"] = {
1287      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews. ",
1288      secondary: ""
1289    };
1290  
1291    window.promotersByRef["313"] = {
1292      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews. ",
1293      secondary: ""
1294    };
1295  
1296    window.promotersByRef["314"] = {
1297      primary: "Client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews.",
1298      secondary: ""
1299    };
1300  
1301    window.promotersByRef["315"] = {
1302      primary: "Client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. ",
1303      secondary: ""
1304    };
1305  
1306    window.promotersByRef["316"] = {
1307      primary: "Non-client. Co-founder is an investor in Betterment. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
1308      secondary: ""
1309    };
1310  
1311    window.promotersByRef["317"] = {
1312      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
1313      secondary: ""
1314    };
1315  
1316    window.promotersByRef["318"] = {
1317      primary: "Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.",
1318      secondary: ""
1319    };
1320  
1321    window.promotersByRef["319"] = {
1322      primary: "<span data-sheets-root=\"1\">Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a target=\"_blank\" href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews.</span>",
1323      secondary: ""
1324    };
1325  
1326    window.promotersByRef["320"] = {
1327      primary: "<span data-sheets-root=\"1\">Paid non-client. Views may not be representative. See<a target=\"_blank\" href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\"> App Store</a> &amp;<a target=\"_blank\" href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\"> Google Play</a> reviews. <a target=\"_blank\" href=\"https://www.betterment.com/affiliate/advisor\" rel=\"noopener\">Learn more</a>.</span>",
1328      secondary: "<span data-sheets-root=\"1\">Due to compensation, Advisor.com has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $1k for each new, funded referral.</span>"
1329    };
1330  
1331    window.promotersByRef["321"] = {
1332      primary: "<span data-sheets-root=\"1\">Paid non-client. Views may not be representative. See <a target=\"_blank\" href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"http://betterment.com/work/workforce\" rel=\"noopener\">Learn more</a>.</span>",
1333      secondary: "<span data-sheets-root=\"1\">Due to compensation, Workforce.com has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $5k for new, funded Betterment at Work 401(k) referrals. Additionally, they are eligible for a revenue share of up to $1.85 per funded participant per month. </span>"
1334    };
1335  
1336    window.promotersByRef["322"] = {
1337      primary: "Paid client. Views may not be representative. See&nbsp;<a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\"> G2 </a>reviews. <a href=\"https://www.betterment.com/work/ayp-consulting\" rel=\"noopener\">Learn more</a>.",
1338      secondary: "<p><span>Due to compensation, AYP Consulting has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k and eligible for a repeatable bonus of up to $1k for new, funded Betterment at Work 401(k) referrals. They are also compensated $1k for attendee list access, and sales representatives receive gifts up to $250 for referrals that result in a sales meeting.</span></p>"
1339    };
1340  
1341    window.promotersByRef["323"] = {
1342      primary: "Paid non-client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/sterling-capital\" rel=\"noopener\">Learn more.</a>",
1343      secondary: "<span data-sheets-root=\"1\">Due to compensation, Sterling has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k for new, funded Betterment at Work 401(k) referrals.</span>"
1344    };
1345  
1346    window.promotersByRef["324"] = {
1347      primary: "Paid client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/catalant\" rel=\"noopener\">Learn more</a>.",
1348      secondary: "<span data-sheets-root=\"1\">Due to compensation, Catalant has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $1k for each new, funded referral.</span>"
1349    };
1350  
1351    window.promotersByRef["325"] = {
1352      primary: "Paid non-client. Views may not be representative. See <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/thinqhr\" rel=\"noopener\">Learn more</a>.",
1353      secondary: "<span data-sheets-root=\"1\">Due to compensation, Thinq HR and Insurance Services has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k for new, funded Betterment at Work 401(k) referrals.</span>"
1354    };
1355  
1356    window.promotersByRef["326"] = {
1357      primary: "Paid non-client. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/affiliate/overalls\" rel=\"noopener\">Learn more.</a>",
1358      secondary: "<span data-sheets-root=\"1\">Due to compensation, Overalls has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $1k for each new, funded referral.</span>"
1359    };
1360  
1361    window.promotersByRef["327"] = {
1362      primary: "<span data-sheets-root=\"1\">Paid non-client. Views may not be representative. See <a target=\"_blank\" href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a target=\"_blank\" href=\"http://betterment.com/work/workforce\" rel=\"noopener\">Learn more</a>.</span>",
1363      secondary: "<span data-sheets-root=\"1\">Due to compensation, Coastal Payroll has an incentive to recommend Betterment, which is a conflict of interest. Compensation includes a referral fee of up to $7.5k, milestone payments of $10k per funded customer set, and a revenue share of up to $2 per funded participant per month, for new, funded Betterment at Work 401(k) referrals.</span>"
1364    };
1365  
1366    window.promotersByRef["328"] = {
1367      primary: "<span data-sheets-root=\"1\">Paid non-client. Views may not be representative. See <a target=\"_blank\" href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/mphr\" rel=\"noopener\">Learn more</a>.</span>",
1368      secondary: "<p><span data-sheets-root=\"1\">Due to compensation, MP-HR has an incentive to recommend Betterment, which is a conflict of interest. Compensation includes a referral fee of up to $7.5k, milestone payments of $10k per funded customer set, and a revenue share of up to $2 per funded participant per month, for new, funded Betterment at Work 401(k) referrals.</span></p>"
1369    };
1370  
1371    window.promotersByRef["329"] = {
1372      primary: "<span data-sheets-root=\"1\">Paid non-client. Views may not be representative. See <a target=\"_blank\" href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/dimond-bros\" rel=\"noopener\">Learn more</a>.</span>",
1373      secondary: "<p><span>Due to compensation, Dimond Bros. Insurance has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k and eligible for a repeatable bonus of up to $1k for new, funded Betterment at Work 401(k) referrals. Sales representatives receive gifts up to $250 for referrals that result in a sales meeting.</span></p>"
1374    };
1375  
1376    window.promotersByRef["330"] = {
1377      primary: "<span data-sheets-root=\"1\">Paid non-client. Views may not be representative. See <a target=\"_blank\" href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/onpay\" rel=\"noopener\">Learn more</a>.</span>",
1378      secondary: "<p><span>Due to compensation, OnPay has an incentive to recommend Betterment, which is a conflict of interest. Compensation includes a referral fee of up to $7.5k, milestone payments of $20k per funded customer set, and an integration fee of up to $2.75 per funded participant per month, for new, funded Betterment at Work 401(k) referrals. Additionally, they receive a referral fee of up to $350 for new, referred solo 401(k) customers and sales representatives receive gifts up to $250 for referrals that result in a sales meeting.</span></p>"
1379    };
1380  
1381    window.promotersByRef["331"] = {
1382      primary: "<span data-sheets-root=\"1\">Client. Views may not be representative. See <a target=\"_blank\" href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews. </span>",
1383      secondary: ""
1384    };
1385  
1386    window.promotersByRef["332"] = {
1387      primary: "<span data-sheets-root=\"1\">Paid non-client. Views may not be representative. See <a target=\"_blank\" href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"https://www.betterment.com/work/workfriendly\" rel=\"noopener\">Learn more</a>.</span>",
1388      secondary: "<span data-sheets-root=\"1\">Due to compensation, Workfriendly has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k for new, funded Betterment at Work 401(k) referrals. </span>"
1389    };
1390  
1391    window.promotersByRef["333"] = {
1392      primary: "<span data-sheets-root=\"1\">Client. Views may not be representative. See <a target=\"_blank\" href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a target=\"_blank\" href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. </span>",
1393      secondary: ""
1394    };
1395  
1396    window.promotersByRef["334"] = {
1397      primary: "<span data-sheets-root=\"1\">Client. Views may not be representative. See <a target=\"_blank\" href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a target=\"_blank\" href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. </span>",
1398      secondary: ""
1399    };
1400  
1401    window.promotersByRef["335"] = {
1402      primary: "<span data-sheets-root=\"1\"><span style=\"color: #212b36; background-color: #ffffff;\">Paid non-client. Views may not be representative. See </span><u><a href=\"https://www.g2.com/products/betterment-at-work/reviews\" style=\"background-color: #ffffff;\">G2</a></u><span style=\"color: #212b36; background-color: #ffffff;\"> reviews. </span><u><a href=\"https://vettr.blee.com/guidelines/betterment.com/work/disclosure/morningbrew\" style=\"background-color: #ffffff;\">Learn more</a></u><span style=\"color: #212b36; background-color: #ffffff;\">.</span></span>",
1403      secondary: "<span>Due to compensation, Morning Brew has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $39k per advertisement.</span>"
1404    };
1405  
1406    window.promotersByRef["336"] = {
1407      primary: "<span data-sheets-root=\"1\">Paid client. Views may not be representative. See <a target=\"_blank\" href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a target=\"_blank\" href=\"https://www.betterment.com/work/bennie\" rel=\"noopener\">Learn more</a>.</span>",
1408      secondary: "<span data-sheets-root=\"1\">Due to compensation, Bennie has an incentive to recommend Betterment, which is a conflict of interest. Bennie is eligible for a repeatable bonus of up to $1k for new, funded Betterment at Work 401(k) referrals.</span>"
1409    };
1410  
1411    window.promotersByRef["337"] = {
1412      primary: "<span data-sheets-root=\"1\">Client. Views may not be representative. See <a target=\"_blank\" href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews. </span>",
1413      secondary: ""
1414    };
1415  
1416    window.promotersByRef["338"] = {
1417      primary: "Paid client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"http://betterment.com/advisors/summit-global\" rel=\"noopener\">Learn more</a>.",
1418      secondary: "<span data-sheets-root=\"1\">Due to compensation, Summit Global Investments has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to 10 bps per annum on AUM of clients referred to the Betterment Advisor Solutions platform through this partnership and are eligible for a one-time fee of $30k if they meet an AU
1418M milestone.</span>"
1419    };
1420  
1421    window.promotersByRef["339"] = {
1422      primary: "<span data-sheets-root=\"1\">Paid non-client. Views may not be representative. See <a target=\"_blank\" href=\"https://www.g2.com/products/betterment-at-work/reviews\" rel=\"noopener\">G2</a> reviews. <a href=\"http://betterment.com/work/bridgegap\" rel=\"noopener\">Learn more</a>.</span>",
1423      secondary: "<span data-sheets-root=\"1\">Due to compensation, BridgeGap PEO Brokers has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k for new, funded Betterment at Work 401(k) referrals. </span>"
1424    };
1425  
1426    window.promotersByRef["340"] = {
1427      primary: "<span>Non-client.<span style=\"color: #674ea7;\"> </span>Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\">G2</a></span></u> reviews. </span>",
1428      secondary: ""
1429    };
1430  
1431    window.promotersByRef["341"] = {
1432      primary: "<span>Paid non-client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews. <u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/affiliate/Freelancers-Union\">Learn more</a></span></u>.</span>",
1433      secondary: "<span>Due to compensation, Freelancers Union has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $1k for each funded referral.</span>"
1434    };
1435  
1436    window.promotersByRef["342"] = {
1437      primary: "<span>Paid non-client ad. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews. <u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/a10.\">Learn more</a>.</span></u></span>",
1438      secondary: "<span>Due to compensation, the Atlantic 10 Conference has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $25k per advertisement.</span>"
1439    };
1440  
1441    window.promotersByRef["343"] = {
1442      primary: "<span>Paid non-client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\">G2</a></span></u> reviews. <u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/advisors/advisorfinder\">Learn more</a></span></u>.</span>",
1443      secondary: "<span>Due to compensation, AdvisorFinder has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $120 for verified leads who provide practice information. </span>"
1444    };
1445  
1446    window.promotersByRef["344"] = {
1447      primary: "<span>Paid non-client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-at-work/reviews\">G2</a></span></u> reviews. <a href=\"http://betterment.com/work/nava-benefits\" rel=\"noopener\">Learn more</a>.</span>",
1448      secondary: "<p><span>Due to compensation, Nava Benefits has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k for new, funded Betterment at Work 401(k) referrals. Sales representatives receive gifts up to $250 for referrals that result in a sales meeting.</span></p>"
1449    };
1450  
1451    window.promotersByRef["345"] = {
1452      primary: "<span>Paid client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews. Rate is subject to change. <a href=\"https://www.betterment.com/influencer/jonathan\" rel=\"noopener\">Learn more</a>.</span>",
1453      secondary: "<span>Due to compensation, Jonathan Finkel has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $17k per advertisement and were given a one-time bonus of $500.</span>"
1454    };
1455  
1456    window.promotersByRef["346"] = {
1457      primary: "<span>Paid client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews. Rate is subject to change. <a href=\"http://betterment.com/influencer/maddyholly\" rel=\"noopener\">Learn more</a>.</span>",
1458      secondary: "<span>Due to compensation, Maddy Holly has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $17k per advertisement and were given a one-time bonus of $500.</span>"
1459    };
1460  
1461    window.promotersByRef["347"] = {
1462      primary: "<span>Client.<span style=\"color: #674ea7;\"> </span>Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\">G2</a></span></u> reviews. </span>",
1463      secondary: ""
1464    };
1465  
1466    window.promotersByRef["348"] = {
1467      primary: "<span>Paid client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews.<span style=\"color: #674ea7;\"><span style=\"color: #000000;\"> Rate is subject to change.</span> </span><u><span style=\"color: #1155cc;\"><a href=\"https://www.betterment.com/evette\" rel=\"noopener\">Learn more</a></span></u>.</span>",
1468      secondary: "<span>Due to compensation, Evette Watkins has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $20k per advertisement and were given a one-time bonus of $250.</span>"
1469    };
1470  
1471    window.promotersByRef["349"] = {
1472      primary: "<span>Paid client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews. <u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/gabrielle\" rel=\"noopener\">Learn more</a></span></u>.</span>",
1473      secondary: "<span>Due to compensation, Gabrielle Judge has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $20k per advertisement and were given a one-time bonus of $250 with any applicable management fees waived for one year. </span>"
1474    };
1475  
1476    window.promotersByRef["350"] = {
1477      primary: "<span>Paid client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews. <u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/JC\" rel=\"noopener\">Learn more.</a></span></u></span>",
1478      secondary: "<span>Due to compensation, JC Rodriguez has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $20k per advertisement and were given a one-time bonus of $250.</span>"
1479    };
1480  
1481    window.promotersByRef["351"] = {
1482      primary: "<span>Paid client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews. <u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/joshua\" rel=\"noopener\">Learn more</a></span></u>.</span>",
1483      secondary: "<span>Due to compensation, Joshua Mayo has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $20k per advertisement and were given a one-time bonus of $250 with any applicable management fees waived for one year. </span>"
1484    };
1485  
1486    window.promotersByRef["352"] = {
1487      primary: "<span>Paid non-client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews.<span style=\"color: #000000;\"> Rate is subject to change. </span><u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/generationhired\">Learn more.</a></span></u></span>",
1488      secondary: "<span>Due to compensation, Generation Hired has an incentive to recommend Betterment, which is a conflict of interest. Their parent company, Her Campus, is compensated $75k for marketing services.</span>"
1489    };
1490  
1491    window.promotersByRef["353"] = {
1492      primary: "<span>Paid non-client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews.<span style=\"color: #000000;\"> Rate is subject to change. <a href=\"http://betterment.com/hercampus\" rel=\"noopener\">Learn more.</a></span></span>",
1493      secondary: "<span>Due to compensation, Her Campus has an incentive to recommend Betterment, which is a conflict of interest. They are compensated $75k for marketing services.</span>"
1494    };
1495  
1496    window.promotersByRef["354"] = {
1497      primary: "<span>Paid client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews. <a href=\"http://betterment.com/natalie\" rel=\"noopener\">Learn more</a>.</span>",
1498      secondary: "<span>Due to compensation, Natalie Barbu has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $20k per advertisement and were given a one-time bonus of $250 with any applicable management fees waived for one year. </span>"
1499    };
1500  
1501    window.promotersByRef["355"] = {
1502      primary: "<span>Paid client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews. <u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/riya\" rel=\"noopener\">Learn more</a></span></u>.</span>",
1503      secondary: "<span>Due to compensation, Riya Patel has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $17k per advertisement and were given a one-time bonus of $250 with any applicable management fees waived for one year. </span>"
1504    };
1505  
1506    window.promotersByRef["356"] = {
1507      primary: "<span>Paid client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews. <u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/kaylie\" rel=\"noopener\">Learn more</a></span></u>.</span>",
1508      secondary: "<span>Due to compensation, Kaylie Griffin has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $17k per advertisement and were given a one-time bonus of $250 with any applicable management fees waived for one year. </span>"
1509    };
1510  
1511    window.promotersByRef["357"] = {
1512      primary: "<span>Paid client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews. <u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/emily\" rel=\"noopener\">Learn more</a></span></u>.</span>",
1513      secondary: "<span>Due to compensation, Emily Kissa has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $17k per advertisement and were given a one-time bonus of $250 with any applicable management fees waived for one year. </span>"
1514    };
1515  
1516    window.promotersByRef["358"] = {
1517      primary: "<span>Paid client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews. <u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/jayden\" rel=\"noopener\">Learn more</a></span></u>.</span>",
1518      secondary: "<span>Due to compensation, Jayden Radtke has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $17k per advertisement and were given a one-time bonus of $250 with any applicable management fees waived for one year. </span>"
1519    };
1520  
1521    window.promotersByRef["359"] = {
1522      primary: "<span>Paid client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews. <u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/tori\" rel=\"noopener\">Learn more</a></span></u>.</span>",
1522
1523      secondary: "<span>Due to compensation, Tori Machado has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $17k per advertisement and were given a one-time bonus of $250 with any applicable management fees waived for one year. </span>"
1524    };
1525  
1526    window.promotersByRef["360"] = {
1527      primary: "<span>Paid non-client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-at-work/reviews\">G2</a></span></u> reviews. <u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/work/northernbank\">Learn more</a></span></u>.</span>",
1528      secondary: "<span>Due to compensation, Northern Bank has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k for new, funded Betterment at Work 401(k) referrals. </span>"
1529    };
1530  
1531    window.promotersByRef["361"] = {
1532      primary: "<span>Paid non-client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-at-work/reviews\">G2</a></span></u> reviews. <u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/work/GarnetBridge\">Learn more</a></span></u>.</span>",
1533      secondary: "<span>Due to compensation, Garnet Bridge has an incentive to recommend Betterment, which is a conflict of interest. Compensation includes a referral fee of up to $7k, milestone payments of $5k per funded customer set, and a $1k sales bonus for new, funded Betterment at Work 401(k) referrals.</span>"
1534    };
1535  
1536    window.promotersByRef["362"] = {
1537      primary: "<span>Client.<span style=\"color: #674ea7;\"> </span>Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\">G2</a></span></u> reviews. </span>",
1538      secondary: ""
1539    };
1540  
1541    window.promotersByRef["363"] = {
1542      primary: "<p><span>Client. Paid up to $250 for expenses. Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-at-work/reviews\">G2</a></span></u> reviews.</span></p>",
1543      secondary: ""
1544    };
1545  
1546    window.promotersByRef["364"] = {
1547      primary: "<p><span>Client. Paid up to $250 for expenses. Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-at-work/reviews\">G2</a></span></u> reviews.</span></p>",
1548      secondary: ""
1549    };
1550  
1551    window.promotersByRef["365"] = {
1552      primary: "<p><span>Client. Paid up to $250 for expenses. Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-at-work/reviews\">G2</a></span></u> reviews.</span></p>",
1553      secondary: ""
1554    };
1555  
1556    window.promotersByRef["366"] = {
1557      primary: "<p><span>Client. Paid up to $250 for expenses. Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-at-work/reviews\">G2</a></span></u> reviews.</span></p>",
1558      secondary: ""
1559    };
1560  
1561    window.promotersByRef["367"] = {
1562      primary: "<p><span>Client. Paid up to $250 for expenses. Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-at-work/reviews\">G2</a></span></u> reviews.</span></p>",
1563      secondary: ""
1564    };
1565  
1566    window.promotersByRef["368"] = {
1567      primary: "<span>Client.<span style=\"color: #674ea7;\"> </span>Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\">G2</a></span></u> reviews. </span>",
1568      secondary: ""
1569    };
1570  
1571    window.promotersByRef["369"] = {
1572      primary: "<span>Paid non-client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews. <span style=\"color: #000000;\">Rate is subject to change. <a data-insert=\"true\"></a></span><a href=\"http://betterment.com/affiliate/mywealthwallet\" rel=\"noopener\"><span style=\"color: #000000;\"></span></a><a href=\"http://betterment.com/affiliate/mywealthwallet\" rel=\"noopener\">Learn more.</a></span>",
1573      secondary: "<span>Due to compensation, My Wealth Wallet has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $1k for each new, funded referral.</span>"
1574    };
1575  
1576    window.promotersByRef["370"] = {
1577      primary: "<p><span>This advisor is a Betterment client and receives referrals. Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\">G2</a></span></u> reviews.</span></p>",
1578      secondary: ""
1579    };
1580  
1581    window.promotersByRef["371"] = {
1582      primary: "Paid client ad. Views may not be representative. See <a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" rel=\"noopener\">App Store</a> &amp; <a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" rel=\"noopener\">Google Play</a> reviews. <a href=\"https://www.betterment.com/ambassadors\" rel=\"noopener\">Learn more</a>.",
1583      secondary: "<p><span>Point to: <a href=\"https://www.betterment.com/ambassadors\" rel=\"noopener\">https://www.betterment.com/ambassadors</a><span style=\"color: #1155cc;\"></span><br></span></p>"
1584    };
1585  
1586    window.promotersByRef["AC-350"] = {
1587      primary: "<span>Paid non-client. Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-at-work/reviews\">G2</a></span></u> reviews. <u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/work/disclosure/workweek\" rel=\"noopener\">Learn more</a></span></u>.</span>",
1588      secondary: "<span>Due to compensation, Workweek has an incentive to recommend Betterment, which is a conflict of interest. They are compensated a flat fee of up to $7k per advertisement.</span>"
1589    };
1590  
1591    window.promotersByRef["AC-351"] = {
1592      primary: "<span>Paid non-client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-at-work/reviews\">G2</a></span></u> reviews. <u><span style=\"color: #1155cc;\"><a href=\"http://betterment.com/work/partner/hireventures\">Learn more</a>.</span></u></span>",
1593      secondary: "<span>Due to compensation, Hire Ventures has an incentive to recommend Betterment, which is a conflict of interest. Compensation includes a referral fee of up to $7k and milestone payments of $5k per funded customer set for new, funded Betterment at Work 401(k) referrals.</span>"
1594    };
1595  
1596    window.promotersByRef["AC-352"] = {
1597      primary: "<span>Client.<span style=\"color: #674ea7;\"> </span>Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\">G2</a></span></u> reviews. </span>",
1598      secondary: ""
1599    };
1600  
1601    window.promotersByRef["AC-352"] = {
1602      primary: "<span>Client.<span style=\"color: #674ea7;\"> </span>Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\">G2</a></span></u> reviews. </span>",
1603      secondary: ""
1604    };
1605  
1606    window.promotersByRef["AC-353"] = {
1607      primary: "Non-client. Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-at-work/reviews\">G2</a></span></u> reviews.",
1608      secondary: ""
1609    };
1610  
1611    window.promotersByRef["AC-354"] = {
1612      primary: "<span>Paid client who receives referrals. $50 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\">G2</a></span></u> reviews.</span>",
1613      secondary: ""
1614    };
1615  
1616    window.promotersByRef["AC-355"] = {
1617      primary: "<span>Paid client. $50 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\">G2</a></span></u> reviews.</span>",
1618      secondary: ""
1619    };
1620  
1621    window.promotersByRef["AC-364"] = {
1622      primary: "<span style=\"background-color: #ffffff;\">Paid non-client. Views may not be representative</span><span style=\"background-color: #ffffff; color: #45818e;\">.</span><span style=\"background-color: #ffffff;\"> See </span><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" style=\"background-color: #ffffff;\">App Store</a><span style=\"background-color: #ffffff;\"> &amp; </span><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" style=\"background-color: #ffffff;\">Google Play</a><span style=\"background-color: #ffffff;\"> reviews. Rate is subject to change.</span><span style=\"background-color: #ffffff; color: #674ea7;\"> </span><a href=\"http://betterment.com/affiliate/smart-gravity\" style=\"background-color: #ffffff;\" rel=\"noopener\">Learn more</a><span style=\"background-color: #ffffff;\">.</span>",
1623      secondary: "<span>Due to compensation, Smart Gravity has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $1k for each new, funded referral.</span>"
1624    };
1625  
1626    window.promotersByRef["AC-371"] = {
1627      primary: "<span style=\"background-color: #ffffff;\">Paid non-client ad. Views may not be representative. See </span><u><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\" style=\"background-color: #ffffff;\">App Store</a></u><span style=\"background-color: #ffffff;\"> &amp; </span><u><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\" style=\"background-color: #ffffff;\">Google Play</a></u><span style=\"background-color: #ffffff;\"> reviews. Learn more:</span><span style=\"white-space-collapse: preserve; background-color: #ffffff; color: #674ea7;\"> </span><u><a href=\"https://www.betterment.com/ambassadors\" style=\"background-color: #ffffff;\">betterment.com/ambassadors</a></u><span style=\"color: #212b36; background-color: #ffffff;\">.</span>",
1628      secondary: "<span>Point to: betterment.com/ambassadors</span>"
1629    };
1630  
1631    window.promotersByRef["AC-381"] = {
1632      primary: "<span style=\"font-size: 16px;\">Paid client. $25 was given for this review, which creates an incentive to recommend Betterment and is a conflict of interest. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\">G2</a> reviews.</span>",
1633      secondary: ""
1634    };
1635  
1636    window.promotersByRef["AC-381-exception"] = {
1637      primary: "<span style=\"font-size: 16px;\">Paid client. Views may not be representative. See <a href=\"https://www.g2.com/products/betterment-advisor-solutions/reviews\">G2</a> reviews. <a href=\"#hs_cos_wrapper_footer_disclosures_set\" rel=\"noopener\">Learn more</a>.</span>",
1638      secondary: "<span style=\"font-size: 16px;\">David Black received $25 for his review, which creates an incentive to recommend Betterment and is a conflict of interest. </span>"
1639    };
1640  
1641    window.promotersByRef["AC-382"] = {
1642      primary: "<span>Client. Views may not be representative<span style=\"color: #45818e;\">.</span> See <u><span style=\"color: #1155cc;\"><a href=\"https://www.g2.com/products/betterment-at-work/reviews\">G2</a></span></u> reviews. </span>",
1643      secondary: ""
1644    };
1645  
1646    window.promotersByRef["AC-402"] = {
1647      primary: "<span style=\"color: #212b36; background-color: #ffffff;\">Paid non-client. Views may not be representative. See </span><u><a href=\"https://www.g2.com/products/betterment-at-work/reviews\" style=\"background-color: #ffffff;\">G2</a></u><span style=\"color: #212b36; background-color: #ffffff;\"> reviews. </span><u><a href=\"https://vettr.blee.com/guidelines/approved-claims/betterment.com/work/partner/knauthaus\" style=\"background-color: #ffffff;\">Learn more</a></u><span style=\"color: #212b36; background-color: #ffffff;\">.</span>",
1648      secondary: "<span>Due to compensation, Knauthaus has an incentive to recommend Betterment, which is a conflict of interest. They are compensated up to $7k for new, funded Betterment at Work 401(k) referrals.</span>"
1649    };
1650  
1651    window.promotersByRef["AC-403"] = {
1652      primary: "<span>Client.<span style=\"color: #674ea7;\"> </span>Views may not be representative. See <u><span style=\"color: #1155cc;\"><a href=\"https://apps.apple.com/us/app/betterment-invest-save-money/id393156562\">App Store</a></span></u> &amp; <u><span style=\"color: #1155cc;\"><a href=\"https://play.google.com/store/apps/details?id=com.betterment&amp;hl=en_US&amp;gl=US\">Google Play</a></span></u> reviews.&nbsp;</span>",
1653      secondary: ""
1654    };
1655  
1656
1657  function renderNode(node){
1658    // already filled and content intact — skip (also prevents observer loops)
1659    if (node.getAttribute('data-promoter-done') === '1' && node.innerHTML.length) return;
1660    var ref = (node.getAttribute('data-promoter-ref') || '').trim();
1661    var field = (node.getAttribute('data-promoter-field') || 'primary').trim();
1662    var rec = window.promotersByRef[ref];
1663    if (rec && rec[field] && rec[field].length) {
1664      node.innerHTML = rec[field];
1665      node.setAttribute('data-promoter-done', '1');
1666    } else {
1667      var fb = node.getAttribute('data-promoter-fallback');
1668      if (fb) { node.textContent = fb; node.setAttribute('data-promoter-done', '1'); }
1669    }
1670  }
1671
1672  function renderAll(root){
1673    if (root.nodeType !== 1 && root.nodeType !== 9) return;
1674    if (root.matches && root.matches('[data-promoter-ref]')) renderNode(root);
1675    if (root.querySelectorAll) root.querySelectorAll('[data-promoter-ref]').forEach(renderNode);
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1677
1678  function start(){
1679    renderAll(document);
1680    new MutationObserver(function(muts){
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1684        // new subtrees rendered by React — scan them for promoter spans
1685        m.addedNodes.forEach(renderAll);
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1687    }).observe(document.documentElement, { childList: true, subtree: true });
1688  }
1689
1690  if (document.readyState === 'loading') {
1691    document.addEventListener('DOMContentLoaded', start);
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1696</script>
1696
1697
1698
1699
1700
1701
1702<script>
1703(function(){
1704  // Example: { "233": {primary:"<p>…</p>", secondary:"<p>…</p>"} }
1705  window.claimsByRef = {};
1706  
1707    window.claimsByRef["36"] = {
1708      primary: "<p>Betterment’s pricing for traditional investment portfolios begin at $5/month on your assets, with no minimum balance. <a href=\"https://www.betterment.com/pricing\" rel=\"noopener\">See additional pricing information.&nbsp;</a></p>",
1709      secondary: ""
1710    };
1711  
1712    window.claimsByRef["62"] = {
1713      primary: "Based on industry data. Betterment’s pricing for traditional investment portfolios begin at a 0.25% annual management fee on your assets, with no minimum balance. Additional pricing information here.",
1714      secondary: ""
1715    };
1716  
1717    window.claimsByRef["67"] = {
1718      primary: "Based on internal data for a client with one account subject to Betterment’s TaxMin methodology and no other tax features enabled. Betterment will not automatically rebalance a portfolio until it meets or exceeds the required account balance.",
1719      secondary: ""
1720    };
1721  
1722    window.claimsByRef["81"] = {
1723      primary: "FDIC insurance covers up to $250,000 per depositor, per insured bank, subject to FDIC rules.",
1724      secondary: ""
1725    };
1726  
1727    window.claimsByRef["101"] = {
1728      primary: "Only available in Pro and Flagship Tiers.",
1729      secondary: ""
1730    };
1731  
1732    window.claimsByRef["109"] = {
1733      primary: "Based on Betterment LLC review of assets under management (AUM) self-reported in SEC Form ADV filings for independent robo advisors as of 7/20/26. Independent defined as advisors do not create the funds they distribute.",
1734      secondary: ""
1735    };
1736  
1737    window.claimsByRef["162"] = {
1738      primary: "Firm count based on Betterment internal data as of 6.13.2025.",
1739      secondary: ""
1740    };
1741  
1742    window.claimsByRef["164"] = {
1743      primary: "Based on Betterment internal data as of 6/2/25",
1744      secondary: ""
1745    };
1746  
1747    window.claimsByRef["178"] = {
1748      primary: "Based on Betterment internal data as of 8/8/2024",
1749      secondary: ""
1750    };
1751  
1752    window.claimsByRef["179"] = {
1753      primary: "Based on Betterment internal data as of 8/8/2024",
1754      secondary: ""
1755    };
1756  
1757    window.claimsByRef["186"] = {
1758      primary: "Internal data based from 2023-2024",
1759      secondary: ""
1760    };
1761  
1762    window.claimsByRef["195"] = {
1763      primary: "Based on Betterment internal data, as of 1/15/2025.\n",
1764      secondary: ""
1765    };
1766  
1767    window.claimsByRef["204"] = {
1768      primary: "Based on Betterment internal data as of 2/18/25.\n\n",
1769      secondary: ""
1770    };
1771  
1772    window.claimsByRef["205"] = {
1773      primary: "Based on Betterment internal data as of 2/19/2026.",
1774      secondary: ""
1775    };
1776  
1777    window.claimsByRef["208"] = {
1778      primary: "Based on Betterment’s internal calculations for the Core portfolio over 5 years. Users in the “auto-deposit on” groups earned nearly an additional 2.5% over the last year and 2% annualized over 10 years. <a href=\"#hs_cos_wrapper_footer_disclosures_set\" rel=\"noopener\">See more in disclosures.</a>",
1779      secondary: "Calculation as of 12/31/2024, and reflects the average individual rate of return for composites of funded retail taxable and IRA accounts in the Core portfolio strategy with a 90/10 stock-to-bond allocation. Users in the “auto-deposit on” groups earned nearly an additional 2.5% over the last year, 3% annualized over 5 years, and 2% annualized over 10 years. The “auto-deposit on” groups include clients with auto-deposit turned on for at least 90% of the days in the relevant period. The “auto-deposit off” groups include clients with auto-deposit turned off for at least 90% of the days in the relevant period. Note that due to the eligibility criteria for Betterment’s advisory fee tiers, clients in the “auto-deposit off” groups are more likely to have been subject to Betterment’s $4 monthly fee in 2024, and this may have impacted their returns, along with other factors."
1780    };
1781  
1782    window.claimsByRef["211"] = {
1783      primary: "Reported advisor count based on Betterment internal data as of 3/10/25.\n\n",
1784      secondary: ""
1785    };
1786  
1787    window.claimsByRef["212"] = {
1788      primary: "As of 12/31/2024, and inception date 9/7/2011. Composite annual time-weighted returns: 12.7% over 1 year, 7.9% over 5 years, and 7.8% over 10 years. Composite performance calculated based on the dollar-weighted average of actual client time-weighted returns for the Core portfolio at 90/10 allocation, net of fees, includes dividend reinvestment, and excludes the impact of cash flows. Performance not guaranteed, investing involves risk.",
1789      secondary: ""
1790    };
1791  
1792    window.claimsByRef["224"] = {
1793      primary: "Based on Betterment internal data as of 12/31/24.",
1794      secondary: ""
1795    };
1796  
1797    window.claimsByRef["226"] = {
1798      primary: "Based on Betterment internal data March 2024 - February 2025.",
1799      secondary: ""
1800    };
1801  
1802    window.claimsByRef["229"] = {
1803      primary: "As of 5/2/2025. Betterment Core composite actual time-weighted returns: 10.52% over 1 year, 12.35% over 5 years, and 7.30% over 10 years as of 5/2/2025. Composite performance calculated based on the dollar weighted average of actual client time-weighted returns for the Core portfolio at 90/10 allocation, net fees. Performance not guaranteed, investing involves risk.",
1804      secondary: ""
1805    };
1806  
1807    window.claimsByRef["230"] = {
1808      primary: "Based on Betterment internal data as of 2/10/25.",
1809      secondary: ""
1810    };
1811  
1812    window.claimsByRef["231"] = {
1813      primary: "Based on Betterment internal data as of 5/12/25.",
1814      secondary: ""
1815    };
1816  
1817    window.claimsByRef["233"] = {
1818      primary: "Based on 2022-2023. Tax Loss Harvesting (TLH) is not suitable for all investors. Consider your personal circumstances before deciding whether to utilize Betterment’s TLH feature. Fee coverage and estimated tax savings based on Betterment internal 
1818calculations. <a href=\"#hs_cos_wrapper_footer_disclosures_set\" rel=\"noopener\">See more in disclosures.</a>",
1819      secondary: "Based on actual advisory fees paid on taxable accounts only for Betterment individual retail client users in 2022-2023. Tax savings calculations are based on clients’ self-reported income, tax filing status, and reported number of dependents, and they assume the standard deduction. Betterment’s calculations do not take into account the effects of any trades that may have occurred outside of Betterment in clients’ external accounts. This figure pertains to 2022 only, and does not consider any losses or gains from prior years. Note that harvest opportunities vary depending on market conditions in a given calendar year; 2022 may not be representative. Tax savings through TLH are not a measure of investment performance and results are not guaranteed. Please see Betterment’s TLH White Paper and TLH Disclosure for more information. Betterment is not a licensed tax advisor. Tax Loss Harvesting (TLH) is not suitable for all investors, and certain conditions apply; consider your personal circumstances before deciding whether to utilize Betterment’s TLH feature."
1820    };
1821  
1822    window.claimsByRef["236"] = {
1823      primary: "Based on betterment internal data as of 6.2.25.",
1824      secondary: ""
1825    };
1826  
1827    window.claimsByRef["237"] = {
1828      primary: "The data in this email is based on a snapshot from  and may not reflect the current state of your plan. For the latest information, please log in. Invested by employees reflects total 2025 contributions from employees eligible to contribute. Employee participation is the percentage of eligible, actively employed participants with funded accounts, including those added in 2025. Average employee contribution is the current average percentage deferral rate among active contributors and excludes those contributing only a dollar amount. Eligible employees added is the total number of contribution-eligible employees added to your plan in 2025.",
1829      secondary: ""
1830    };
1831  
1832    window.claimsByRef["238"] = {
1833      primary: "Based on betterment internal data April 2024 - March 2025.",
1834      secondary: ""
1835    };
1836  
1837    window.claimsByRef["239"] = {
1838      primary: "Based on betterment internal data April 2024 - March 2025.",
1839      secondary: ""
1840    };
1841  
1842    window.claimsByRef["240"] = {
1843      primary: "Based on betterment internal data April 2024 - April 2025.",
1844      secondary: ""
1845    };
1846  
1847    window.claimsByRef["241"] = {
1848      primary: "Based on Betterment internal data September 2010 - March 2025.",
1849      secondary: ""
1850    };
1851  
1852    window.claimsByRef["242"] = {
1853      primary: "Based on Betterment internal data September 2010 - March 2025.",
1854      secondary: ""
1855    };
1856  
1857    window.claimsByRef["246"] = {
1858      primary: "Year-to-Date refers to the time period of December 31, 2024 to June 30, 2025. Benchmark performance information is based on returns data from Bloomberg. The inception date Of the Core portfolio strategy is September 7, 2011.  “Core Portfolio” represents the Betterment Core portfolio strategy at the 90% stocks/ 10% bonds risk level. Index performance is for illustrative purposes only. Index performance does not reflect any of Betterment’s management fees, transaction costs or fund expenses. You cannot invest directly in an index. Hypothetical performance information for the Betterment portfolio allocations is based on the time-weighted returns of Betterment portfolios with primary tickers that are at the target allocation every market day (this assumes portfolios are rebalanced daily at market closing prices). Dividends are assumed to be reinvested in the fund from which the dividend was distributed. Performance information presented reflects the impact of market conditions over the period displayed. Market conditions can and will impact performance (including economic crises, political discord, interest rates, exchange rates, and social events). Betterment allocations reflect portfolio holdings as of June 30, 2025 and are net of fund fees and are net of an annual 0.25% management fee, which is the maximum management fee charged by Betterment to Betterment at Work 401(k) plans and participants; however, individual plan fees may vary. The performance information is not net of additional fees for recordkeeping that may be charged to a plan or plan participants. Hypothetical performance information does not include deposits or withdrawals over the performance peri
1858od. These portfolio allocations are not representative of the performance of any actual Betterment account and actual client experience may vary because of factors including, individual deposits and withdrawals, secondary tickers present in the portfolio through tax loss harvesting, allowed portfolio drift, rebalancing, transactions that do not occur at close of day prices, and differences in holdings between tax-advantaged and taxable portfolios. As such, it is not recommended to use model performance in making investing decisions. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Past performance is not indicative of future results.  ",
1859      secondary: ""
1860    };
1861  
1862    window.claimsByRef["248"] = {
1863      primary: "Betterment: Weighted average as of 6/30/25 based on CORE portfolio (90% equity/10% fixed portfolio). \nHI: Weighted average of mutual fund as of 3/31/24 for all plan participants invested in Human Interest.",
1864      secondary: ""
1865    };
1866  
1867    window.claimsByRef["254"] = {
1868      primary: "<span style=\"font-size: 12px;\">Betterment primarily earns revenue through advisory fees (AUM-based or flat monthly fees). Betterment also earns revenue from cash sweep program banks, securities lending activities, and payment for order flow. <a href=\"https://www.betterment.com/legal/fee-disclosure\" rel=\"noopener\">Learn more</a>.</span>",
1869      secondary: ""
1870    };
1871  
1872    window.claimsByRef["262"] = {
1873      primary: "Based on Betterment clients with TLH enabled and platform fees incurred; excludes others. Reflects full account history, which varies by user. Estimated tax savings are illustrative and based on current tax rates—actual results may vary. Not guaranteed. Consult a tax advisor.",
1874      secondary: ""
1875    };
1876  
1877    window.claimsByRef["263"] = {
1878      primary: "As of 6/30/2025. Betterment Core composite actual time-weighted returns: 9.08% year-to-date, 15.40% over 1 year, 12.39% over 5 years, and 8.14% over 10 years. Composite performance is calculated based on the dollar-weighted average of actual client time-weighted returns for the Core portfolio at a 90/10 allocation, net of fees. Performance is not guaranteed, and investing involves risk.",
1879      secondary: ""
1880    };
1881  
1882    window.claimsByRef["264"] = {
1883      primary: "<span style=\"font-size: 12px;\">Betterment primarily earns revenue through advisory fees (AUM-based or flat monthly fees). Betterment also earns revenue from cash sweep program banks, securities lending activities, and payment for order flow. <a href=\"https://www.betterment.com/legal/fee-disclosure\" rel=\"noopener\">Learn more</a>.</span>",
1884      secondary: ""
1885    };
1886  
1887    window.claimsByRef["270"] = {
1888      primary: "Based on Betterment internal data as of 8/25/2025.",
1889      secondary: ""
1890    };
1891  
1892    window.claimsByRef["271"] = {
1893      primary: "Median based on Betterment internal data, January 2025 - October 2025.&nbsp;",
1894      secondary: ""
1895    };
1896  
1897    window.claimsByRef["275"] = {
1898      primary: "Based on Betterment Internal Data as of 10/20/2025.",
1899      secondary: ""
1900    };
1901  
1902    window.claimsByRef["282"] = {
1903      primary: "The data in this email is based on a snapshot from 12/17/2025 and may not reflect the current state of your plan. For the latest information, please log in.<br>Invested by Employees reflects total year-to-date employee payroll contributions from eligible participants with successful payroll contribution cashflows. Employee Participation represents the percentage of eligible, actively employed participants who hold a funded 401(k) balance. Average Participant Balance is the average 401(k) balance among funded participants. Claimed Accounts represents the percentage of eligible, active employees who have claimed their 401(k) account. Average Employee Contribution Rate includes only contributing participants deferring by percentage (not dollar amount). Average Employee Contribution Amount includes only contributing participants deferring by dollar amount (not percentage).",
1904      secondary: ""
1905    };
1906  
1907    window.claimsByRef["285"] = {
1908      primary: "Based on Betterment Internal Data as of 12/18/2025.",
1909      secondary: ""
1910    };
1911  
1912    window.claimsByRef["286"] = {
1913      primary: "Based on Betterment Internal Data as of 12/23/2025.",
1914      secondary: ""
1915    };
1916  
1917    window.claimsByRef["287"] = {
1918      primary: "Based on Betterment Internal Data 1/2/2025 to 12/3/2025.",
1919      secondary: ""
1920    };
1921  
1922    window.claimsByRef["289"] = {
1923      primary: "As of 12/31/2025. Composite annual time-weighted returns: 20.06% over 1 year, 9.32% over 5 years, and 10.06% over 10 years. Composite performance calculated based on the dollar-weighted average of actual client time-weighted returns for the Core portfolio at 90/10 allocation, net of fees, includes dividend reinvestment, and excludes the impact of cash flows. Performance not guaranteed, investing involves risk.",
1924      secondary: ""
1925    };
1926  
1927    window.claimsByRef["290"] = {
1928      primary: "Based on Betterment’s internal calculations for the Core portfolio over 5 years. Users in the “auto-deposit on” groups earned an additional 0.6% over the last year and 1.6% annualized over 10 years. <a href=\"#hs_cos_wrapper_footer_disclosures_set\" rel=\"noopener\">See more in disclosures.</a>",
1929      secondary: "Calculation as of 12/31/2025, and reflects the average individual rate of return for composites of funded retail taxable and IRA accounts in the Core portfolio strategy with a 90/10 stock-to-bond allocation. Users in the “auto-deposit on” groups earned an additional 0.6% over the last year, 3.6% annualized over 5 years, and 1.6% annualized over 10 years. The “auto-deposit on” groups include clients with auto-deposit turned on for at least 90% of the days in the relevant period. The “auto-deposit off” groups include clients with auto-deposit turned off for at least 90% of the days in the relevant period. Note that due to the eligibility criteria for Betterment’s advisory fee tiers, clients in the “auto-deposit off” groups are more likely to have been subject to Betterment’s $5 monthly fee in 2025, and this may have impacted their returns, along with other factors.\""
1930    };
1931  
1932    window.claimsByRef["291"] = {
1933      primary: "<span>Based on Betterment internal data as of 1/12/2026. </span>",
1934      secondary: ""
1935    };
1936  
1937    window.claimsByRef["296"] = {
1938      primary: "<span>Based on Betterment internal data as of 3/9/26.</span>",
1939      secondary: ""
1940    };
1941  
1942    window.claimsByRef["297"] = {
1943      primary: "<span>Based on Betterment internal data as of 3/9/26.</span>",
1944      secondary: ""
1945    };
1946  
1947    window.claimsByRef["298"] = {
1948      primary: "<span>Based on Betterment internal data as of 3/9/26.</span>",
1949      secondary: ""
1950    };
1951  
1952    window.claimsByRef["299"] = {
1953      primary: "<span>Based on Betterment internal data as of 3/9/26.</span>",
1954      secondary: ""
1955    };
1956  
1957    window.claimsByRef["307"] = {
1958      primary: "<span>Based on Betterment internal data as of 12/31/2025.</span>",
1959      secondary: ""
1960    };
1961  
1962    window.claimsByRef["308"] = {
1963      primary: "<span>Based on Betterment internal data October 2025 - March 2026.</span>",
1964      secondary: ""
1965    };
1966  
1967    window.claimsByRef["309"] = {
1968      primary: "<span>Based on Betterment internal data as of 3/28/2026</span>",
1969      secondary: ""
1970    };
1971  
1972    window.claimsByRef["310"] = {
1973      primary: "<span>Based on Betterment internal data as of 3/9/26.</span>",
1974      secondary: ""
1975    };
1976  
1977    window.claimsByRef["311"] = {
1978      primary: "<span>Based on Betterment internal data as of 3/9/26.</span>",
1979      secondary: ""
1980    };
1981  
1982    window.claimsByRef["313"] = {
1983      primary: "<span>Based on Betterment internal data October 2025 - March 2026.</span>",
1984      secondary: ""
1985    };
1986  
1987    window.claimsByRef["AC-348"] = {
1988      primary: "<span>Based on Betterment internal data as of 3/9/2026.</span>",
1989      secondary: ""
1990    };
1991  
1992    window.claimsByRef["AC-349"] = {
1993      primary: "<span>Based on Betterment internal data as of 3/9/2026.</span>",
1994      secondary: ""
1995    };
1996  
1997    window.claimsByRef["AC-361"] = {
1998      primary: "<span>Based on Betterment internal data as of 8/7/2026.</span>",
1999      secondary: ""
2000    };
2001  
2002    window.claimsByRef["AC-365"] = {
2003      primary: "<span>Based on Betterment internal data as of 8/12/26.</span>",
2004      secondary: ""
2005    };
2006  
2007    window.claimsByRef["AC-366"] = {
2008      primary: "<span>Based on Betterment internal data as of 8/12/26.</span>",
2009      secondary: ""
2010    };
2011  
2012    window.claimsByRef["AC-367"] = {
2013      primary: "<span>Based on Betterment sponsored survey as of 4/3/2026.</span>",
2014      secondary: ""
2015    };
2016  
2017    window.claimsByRef["AC-368"] = {
2018      primary: "<span>Based on Betterment sponsored survey as of 4/3/2026.</span>",
2019      secondary: ""
2020    };
2021  
2022    window.claimsByRef["AC-369"] = {
2023      primary: "<span>Based on 2022-2025 retail taxable accounts with TLH enabled for at least 1 yr. Tax savings use self-reported income, filing status, and dependents, and excludes transactions at other brokerages. Applies 2025 tax rates to all harvested losses (long-term/short-term rates as applicable), assuming full use against taxable gains. Not performance; not guaranteed. Disclosures at <a href=\"https://www.betterment.com/detail
2023s\" rel=\"noopener\">Betterment.com/details.</a></span>",
2024      secondary: "Based on actual advisory fees paid from 2022-2025 on taxable accounts while TLH was enabled for Betterment individual retail clients who had TLH enabled for at least one year during that period. Tax savings are calculated based on clients’ self-reported income, tax filing status, and dependents; assume the standard deduction; and do not consider transactions at other brokerages. Rather than calculating year-by-year tax outcomes, tax savings estimates apply 2025 tax rates to total harvested losses over the period, using clients’ assumed long-term capital gains tax rate for long-term losses and ordinary income tax rate for short-term losses. Estimates assume clients were able to fully use harvested losses to offset taxable gains. Tax savings are not a measure of investment performance, vary by year, and are not guaranteed. &nbsp;Betterment does not provide tax advice. TLH is not suitable for all investors. Please see Betterment’s <a href=\"https://www.betterment.com/resources/tax-loss-harvesting-methodology\" rel=\"noopener\">TLH White Paper</a> and <a href=\"https://www.betterment.com/legal/tax-loss-harvesting\" rel=\"noopener\">TLH Disclosure</a> for more information."
2025    };
2026  
2027    window.claimsByRef["AC-376"] = {
2028      primary: "Based on Betterment internal data as of 3/2/26.",
2029      secondary: ""
2030    };
2031  
2032    window.claimsByRef["AC-377"] = {
2033      primary: "Based on Betterment internal data as of 3/2/26.",
2034      secondary: ""
2035    };
2036  
2037    window.claimsByRef["AC-378"] = {
2038      primary: "Based on Betterment internal data as of 3/9/26.",
2039      secondary: ""
2040    };
2041  
2042    window.claimsByRef["AC-383"] = {
2043      primary: "<span>Based on Betterment internal data as of 6/29/26.</span>",
2044      secondary: ""
2045    };
2046  
2047    window.claimsByRef["AC-384"] = {
2048      primary: "<span>Based on Betterment internal data as of 6/29/26.</span>",
2049      secondary: ""
2050    };
2051  
2052    window.claimsByRef["AC-385"] = {
2053      primary: "<span>Based on Betterment internal data as of 6/29/26.</span>",
2054      secondary: ""
2055    };
2056  
2057    window.claimsByRef["AC-386"] = {
2058      primary: "<span>Based on Betterment internal data as of 6/29/26.</span>",
2059      secondary: ""
2060    };
2061  
2062    window.claimsByRef["AC-387"] = {
2063      primary: "<span>Based on Betterment internal data as of 6/29/26.</span>",
2064      secondary: ""
2065    };
2066  
2067    window.claimsByRef["AC-388"] = {
2068      primary: "<span>Based on Betterment internal data as of 6/29/26.</span>",
2069      secondary: ""
2070    };
2071  
2072    window.claimsByRef["AC-389"] = {
2073      primary: "<span>Based on Betterment internal data as of 6/29/26.</span>",
2074      secondary: ""
2075    };
2076  
2077    window.claimsByRef["AC-390"] = {
2078      primary: "<span>Based on Betterment internal data as of 6/29/26.</span>",
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2080    };
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2442                  <span>Get a globally diversified portfolio that we build and manage for you. <br></span>
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2498                  <span>Pick your own stocks and ETFs. We automate the rest for you.</span>
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2538      
2539        <li id="menu-item-82124dd4e91d3d6c91a8a931761c53d9" class="mb16 menu-item menu-item-82124dd4e91d3d6c91a8a931761c53d9 menu-item_depth-2">
2540          <a href="https://www.betterment.com/taxes" target="_self" rel="" data-event="Tax-saving technology" data-track-event="ElementClicked" data-track-name="Tax-saving technology" data-track-module="TopNav" data-itemindex="2" tabindex="0">
2541            <div class="flex flex-middle">
2542              <div class="link-title grey90">
2543                Tax-saving technology
2544              </div>
2545              
2546            </div>
2547            
2548          </a>
2549        </li>
2550      
2551        <li id="menu-item-837380f7a0360d8d528a9909ee304238" class="mb16 menu-item menu-item-837380f7a0360d8d528a9909ee304238 menu-item_depth-2">
2552          <a href="https://www.betterment.com/premium" target="_self" rel="" data-event="Work with an advisor" data-track-event="ElementClicked" data-track-name="Work with an advisor" data-track-module="TopNav" data-itemindex="3" tabindex="0">
2553            <div class="flex flex-middle">
2554              <div class="link-title grey90">
2555                Work with an advisor
2556              </div>
2557              
2558            </div>
2559            
2560          </a>
2561        </li>
2562      
2563        <li id="menu-item-98ba560aab5e9018612fc9c23bc05871" class="mb16 menu-item menu-item-98ba560aab5e9018612fc9c23bc05871 menu-item_depth-2">
2564          <a href="https://www.betterment.com/securities-lending" target="_self" rel="" data-event="Securities lending" data-track-event="ElementClicked" data-track-name="Securities lending" data-track-module="TopNav" data-itemindex="4" tabindex="0">
2565            <div class="flex flex-middle">
2566              <div class="link-title grey90">
2567                Securities lending
2568              </div>
2569              
2570            </div>
2571            
2572                <div class="bt-body50 mt2 
2573                  grey70">
2574                  Earn extra income by lending your stocks and ETFs.
2575                </div>
2576            
2577          </a>
2578        </li>
2579      
2580    </ul>
2581  </div>
2582
2583              
2584            </div>
2585          
2586          
2587            
2588  <div class="callout-box px20 py32 flex flex-column bg-grey10">
2589    
2590      
2591   
2592       <img src="https://www.betterment.com/hubfs/Offers/Investing%20Offer%20$2000.png" alt="Investing Offer $2000" class="background-size_cover rounded4 width100">
2593   
2594 
2595    
2596    
2597      <div class="bt-title7 pt12 grey90">
2598        Start investing with Betterment today and earn up to $2,000! Terms apply.
2599      </div>
2600    
2601    
2602    
2603      <a class="width-fit-content highlight-cta mt4" href="https://www.betterment.com/investing?utm_campaign=tiered_investing_2026" target="_self" rel="" data-event="Claim offer" data-track-event="ElementClicked" data-track-name="Claim offer" data-track-module="TopNav" tabindex="0">
2604        <span class="button-link-medium">Claim offer</span>
2605      </a>
2606    
2607  </div>
2608
2609          
2610         </div>
2611      
2612   </li>
2613
2614                      
2615                        
2616  
2617  
2618  
2619  
2620  
2621  
2622  <li id="menu-item-1-069b30db06d047a398f9eb0940d3279c" class="menu-item menu-item_depth-1 menu-item_depth-1-hover menu-item-has-children">
2623    
2624      <button type="button" class="grey90 position-relative menu-item-trigger " data-event="Cash" data-track-event="ElementClicked" data-track-name="Cash" data-track-module="TopNav" id="menu-item-1-069b30db06d047a398f9eb0940d3279c-trigger" aria-controls="menu-item-1-069b30db06d047a398f9eb0940d3279c-control" aria-expanded="false">
2625        <span>Cash</span>
2626        <svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewbox="0 0 20 20">
2627          <path d="M10.5426 8.71158L6.70924 12.5449L5.83105 11.6667L10.5426 6.9552L15.2541 11.6667L14.3759 12.5449L10.5426 8.71158Z" fill="currentColor" />
2628        </svg>
2629      </button>
2630    
2631    
2632      
2633      
2634      
2635         <div class="sub-menu left-0" id="menu-item-1-069b30db06d047a398f9eb0940d3279c-control" aria-labelledby="menu-item-1-069b30db06d047a398f9eb0940d3279c-trigger">
2636          <div class="sub-menu-header flex justify-content-between mb24">
2637            <div><svg class="back-icon-mobile-menu pointer p12 mt4" tabindex="0" xmlns="http://www.w3.org/2000/svg" width="39" height="39" viewbox="0 0 6 10" fill="none"><path d="M4.71152 9.42304L0 4.71152L4.71152 0L5.58971 0.878188L1.75638 4.71152L5.58971 8.54485L4.71152 9.42304Z" fill="#212121" /></svg></div>
2638            <div class="bt-body100 mt10">Cash</div>
2639            <svg class="close-icon-mobile-menu pointer p12" style="margin-right:-0.7rem" width="39" tabindex="0" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 16 16" aria-label="Open menu" role="button"><title>Close menu</title><path id="for-close" d="M14.6 0L8 6.6 1.4 0 0 1.4 6.6 8 0 14.6 1.4 16 8 9.4l6.6 6.6 1.4-1.4L9.4 8 16 1.4 14.6 0z"></path></svg>
2640          </div>
2641          
2642            <div class="columns">
2643              
2644                
2645  
2646  <div class="column width100">
2647    
2648    <ul class="">
2649      
2650        <li id="menu-item-edcde7079a023533f9785bb28a31bed4" class="mb16 menu-item menu-item-edcde7079a023533f9785bb28a31bed4 menu-item_depth-2">
2651          <a href="https://www.betterment.com/cash-reserve" target="_self" rel="" data-event="High-yield cash" data-track-event="ElementClicked" data-track-name="High-yield cash" data-track-module="TopNav" data-itemindex="0" tabindex="0">
2652            <div class="flex flex-middle">
2653              <div class="link-title grey90">
2654                High-yield cash
2655              </div>
2656              
2657            </div>
2658            
2659                <div class="bt-body50 mt2 
2660                  grey70">
2661                  <span>No fees or minimums. FDIC insured up to $8M (joint).&nbsp;Unlimited withdrawals. Variable APY.<br></span>
2662                </div>
2663            
2664          </a>
2665        </li>
2666      
2667        <li id="menu-item-195917574edc9b6bbeb5be9785b6a479" class="mb16 menu-item menu-item-195917574edc9b6bbeb5be9785b6a479 menu-item_depth-2">
2668          <a href="https://www.betterment.com/checking" target="_self" rel="" data-event="Checking" data-track-event="ElementClicked" data-track-name="Checking" data-track-module="TopNav" data-itemindex="1" tabindex="0">
2669            <div class="flex flex-middle">
2670              <div class="link-title grey90">
2671                Checking
2672              </div>
2673              
2674            </div>
2675            
2676                <div class="bt-body50 mt2 
2677                  grey70">
2678                  <span>Everyday spending with no foreign transaction or ATM withdrawal fees.</span>
2679                </div>
2680            
2681          </a>
2682        </li>
2683      
2684    </ul>
2685  </div>
2686
2687              
2688              
2689            </div>
2690          
2691          
2692            
2693  <div class="callout-box px20 py32 flex flex-column bg-grey10">
2694    
2695      
2696   
2697       <picture class="background-size_cover rounded4 width100">
2698         <source media="(max-width:1074px)" srcSet="https://5274572.fs1.hubspotusercontent-na1.net/hubfs/5274572/Retail%20Nav_Featured%20Image_CR%20offer_425.png" width="">
2699         <img src="https://www.betterment.com/hubfs/Retail%20Nav_Featured%20Image_CR%20offer_425.png" alt="Featured Image_CR offer_425" class="background-size_cover rounded4 width100">
2700       </picture>
2701   
2702 
2703    
2704    
2705      <div class="bt-title7 pt12 grey90">
2706        New customer offer: 4.25% APY
2707      </div>
2708    
2709    
2710      <p class="bt-body50 mt4 grey90">
2711        <span>Unlock our highest variable rate of the year!</span>
2712      </p>
2713    
2714    
2715      <a class="width-fit-content highlight-cta mt4" href="https://www.betterment.com/affiliate-partner-offer" target="_self" rel="" data-event="Claim offer" data-track-event="ElementClicked" data-track-name="Claim offer" data-track-module="TopNav" tabindex="0">
2716        <span class="button-link-medium">Claim offer</span>
2717      </a>
2718    
2719  </div>
2720
2721          
2722         </div>
2723      
2724   </li>
2725
2726                      
2727                        
2728  
2729  
2730  
2731  
2732  
2733  
2734  <li id="menu-item-2-e9f3e01335524bb27f0938d3b7d7a452" class="menu-item menu-item_depth-1 menu-item_depth-1-hover menu-item-has-children">
2735    
2736      <button type="button" class="grey90 position-relative menu-item-trigger " data-event="Retirement" data-track-event="ElementClicked" data-track-name="Retirement" data-track-module="TopNav" id="menu-item-2-e9f3e01335524bb27f0938d3b7d7a452-trigger" aria-controls="menu-item-2-e9f3e01335524bb27f0938d3b7d7a452-control" aria-expanded="false">
2737        <span>Retirement</span>
2738        <svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewbox="0 0 20 20">
2739          <path d="M10.5426 8.71158L6.70924 12.5449L5.83105 11.6667L10.5426 6.9552L15.2541 11.6667L14.3759 12.5449L10.5426 8.71158Z" fill="currentColor" />
2740        </svg>
2741      </button>
2742    
2743    
2744      
2745      
2746      
2747         <div class="sub-menu left-0" id="menu-item-2-e9f3e01335524bb27f0938d3b7d7a452-control" aria-labelledby="menu-item-2-e9f3e01335524bb27f0938d3b7d7a452-trigger">
2748          <div class="sub-menu-header flex justify-content-between mb24">
2749            <div><svg class="back-icon-mobile-menu pointer p12 mt4" tabindex="0" xmlns="http://www.w3.org/2000/svg" width="39" height="39" viewbox="0 0 6 10" fill="none"><path d="M4.71152 9.42304L0 4.71152L4.71152 0L5.58971 0.878188L1.75638 4.71152L5.58971 8.54485L4.71152 9.42304Z" fill="#212121" /></svg></div>
2750            <div class="bt-body100 mt10">Retirement</div>
2751            <svg class="close-icon-mobile-menu pointer p12" style="margin-right:-0.7rem" width="39" tabindex="0" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 16 16" aria-label="Open menu" role="button"><title>Close menu</title><path id="for-close" d="M14.6 0L8 6.6 1.4 0 0 1.4 6.6 8 0 14.6 1.4 16 8 9.4l6.6 6.6 1.4-1.4L9.4 8 16 1.4 14.6 0z"></path></svg>
2752          </div>
2753          
2754            <div class="columns">
2755              
2756                
2757  
2758  <div class="column width100">
2759    
2760    <ul class="">
2761      
2762        <li id="menu-item-c6899f348a6e3daf7c5ec81e1b1efd27" class="mb16 menu-item menu-item-c6899f348a6e3daf7c5ec81e1b1efd27 menu-item_depth-2">
2763          <a href="https://www.betterment.com/ira-and-401k" target="_self" rel="" data-event="Retirement accounts" data-track-event="ElementClicked" data-track-name="Retirement accounts" data-track-module="TopNav" data-itemindex="0" tabindex="0">
2764            <div class="flex flex-middle">
2765              <div class="link-title grey90">
2766                Retirement accounts
2767              </div>
2768              
2769            </div>
2770            
2771                <div class="bt-body50 mt2 
2772                  grey70">
2773                  <span>Save with tax-advantaged traditional, Roth, and SEP IRAs. <br></span>
2774                </div>
2775            
2776          </a>
2777        </li>
2778      
2779        <li id="menu-item-6e2226fc3ee96702b82a9d7798e9823c" class="mb16 menu-item menu-item-6e2226fc3ee96702b82a9d7798e9823c menu-item_depth-2">
2780          <a href="https://www.betterment.com/rollover" target="_self" rel="" data-event="401(k) &amp; IRA rollovers" data-track-event="ElementClicked" data-track-name="401(k) &amp; IRA rollovers" data-track-module="TopNav" data-itemindex="1" tabindex="0">
2781            <div class="flex flex-middle">
2782              <div class="link-title grey90">
2783                401(k) &amp; IRA rollovers
2784              </div>
2785              
2786            </div>
2787            
2788                <div class="bt-body50 mt2 
2789                  grey70">
2790                  <span>Get white-glove support moving over old retirement accounts.<br></span>
2791                </div>
2792            
2793          </a>
2794        </li>
2795      
2796        <li id="menu-item-b3dc43e7eb005b574c150a2b7366f1de" class="mb16 menu-item menu-item-b3dc43e7eb005b574c150a2b7366f1de menu-item_depth-2">
2797          <a href="https://www.betterment.com/retirement" target="_self" rel="" data-event="Retirement planning" data-track-event="ElementClicked" data-track-name="Retirement planning" data-track-module="TopNav" data-itemindex="2" tabindex="0">
2798            <div class="flex flex-middle">
2799              <div class="link-title grey90">
2800                Retirement planning
2801              </div>
2802              
2803            </div>
2804            
2805                <div class="bt-body50 mt2 
2806                  grey70">
2807                  <span>Gain insights to help you make smarter retirement decisions.</span>
2808                </div>
2809            
2810          </a>
2811        </li>
2812      
2813    </ul>
2814  </div>
2815
2816              
2817              
2818                
2819  
2820  <div class="column width100">
2821    
2822    <ul class="">
2823      
2824        <li id="menu-item-d4176f9f4f0c6c0340d1a96a75b8bc78" class="mb16 menu-item menu-item-d4176f9f4f0c6c0340d1a96a75b8bc78 menu-item_depth-2">
2825          <a href="https://www.betterment.com/solo-401k" target="_self" rel="" data-event="Solo 401(k)s" data-track-event="ElementClicked" data-track-name="Solo 401(k)s" data-track-module="TopNav" data-itemindex="0" tabindex="0">
2826            <div class="flex flex-middle">
2827              <div class="link-title grey90">
2828                Solo 401(k)s
2829              </div>
2830              
2831            </div>
2832            
2833                <div class="bt-body50 mt2 
2834                  grey70">
2835                  <span>Save with a high contribution limit for self-employed individuals.</span>
2836                </div>
2837            
2838          </a>
2839        </li>
2840      
2841        <li id="menu-item-0fdbea1aaada86291be235e3ddcd1b1a" class="mb16 menu-item menu-item-0fdbea1aaada86291be235e3ddcd1b1a menu-item_depth-2">
2842          <a href="https://www.betterment.com/work" target="_self" rel="" data-event="401(k) plans for your business" data-track-event="ElementClicked" data-track-name="401(k) plans for your business" data-track-module="TopNav" data-itemindex="1" tabindex="0">
2843            <div class="flex flex-middle">
2844              <div class="link-title grey90">
2845                401(k) plans for your business
2846              </div>
2847              
2848            </div>
2849            
2850                <div class="bt-body50 mt2 
2851                  grey70">
2852                  <div aria-setsize="-1" id="message-list_1769012812.012859" data-qa="virtual-list-item" data-item-key="1769012812.012859" tabindex="0" role="listitem">
2853<div data-qa="message_container" data-qa-unprocessed="false" data-qa-placeholder="false" data-msg-ts="1769012812.012859" data-msg-channel-id="C09V4LK6UD6" role="presentation">
2854<div data-qa-hover="true" role="document" aria-roledescription="message">
2855<div data-qa="message_content" role="presentation">
2856<div data-qa="message-text">
2857<div data-qa="block-kit-renderer">
2858<div><span>Scalable retirement solutions for your employees.</span></div>
2859</div>
2860</div>
2861</div>
2862</div>
2863</div>
2864</div>
2865                </div>
2866            
2867          </a>
2868        </li>
2869      
2870    </ul>
2871  </div>
2872
2873              
2874            </div>
2875          
2876          
2877            
2878  <div class="callout-box px20 py32 flex flex-column bg-grey10">
2879    
2880      
2881   
2882       <img src="https://www.betterment.com/hubfs/Offers/Investing%20Offer%20$2000.png" alt="Investing Offer $2000" class="background-size_cover rounded4 width100">
2883   
2884 
2885    
2886    
2887      <div class="bt-title7 pt12 grey90">
2888        Start investing with Betterment today and earn up to $2,000! Terms apply.
2889      </div>
2890    
2891    
2892    
2893      <a class="width-fit-content highlight-cta mt4" href="https://www.betterment.com/investing?utm_campaign=tiered_investing_2026" target="_self" rel="" data-event="Claim offer" data-track-event="ElementClicked" data-track-name="Claim offer" data-track-module="TopNav" tabindex="0">
2894        <span class="button-link-medium">Claim offer</span>
2895      </a>
2896    
2897  </div>
2898
2899          
2900         </div>
2901      
2902   </li>
2903
2904                      
2905                        
2906  
2907  
2908  
2909  
2910  
2911  
2912  <li id="menu-item-3-8d5e7e72f12067991186cdf3cb7d5d9d" class="menu-item menu-item_depth-1 menu-item_depth-1-hover ">
2913    
2914      <a class="grey90 top-level-link" href="https://www.betterment.com/premium" data-event="Premium" data-track-event="ElementClicked" data-track-name="Premium" data-track-module="TopNav">
2915        Premium
2916      </a>
2917    
2918    
2919      
2920      
2921      
2922   </li>
2923
2924                      
2925                        
2926  
2927  
2928  
2929  
2930  
2931  
2932  <li id="menu-item-4-9461bed8b71377318436990e57106729" class="menu-item menu-item_depth-1 menu-item_depth-1-hover menu-item-has-children">
2933    
2934      <button type="button" class="grey90 position-relative menu-item-trigger " data-event="Offers" data-track-event="ElementClicked" data-track-name="Offers" data-track-module="TopNav" id="menu-item-4-9461bed8b71377318436990e57106729-trigger" aria-controls="menu-item-4-9461bed8b71377318436990e57106729-control" aria-expanded="false">
2935        <span>Offers</span>
2936        <svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewbox="0 0 20 20">
2937          <path d="M10.5426 8.71158L6.70924 12.5449L5.83105 11.6667L10.5426 6.9552L15.2541 11.6667L14.3759 12.5449L10.5426 8.71158Z" fill="currentColor" />
2938        </svg>
2939      </button>
2940    
2941    
2942      
2943      
2944      
2945         <div class="sub-menu right-0" id="menu-item-4-9461bed8b71377318436990e57106729-control" aria-labelledby="menu-item-4-9461bed8b71377318436990e57106729-trigger">
2946          <div class="sub-menu-header flex justify-content-between mb24">
2947            <div><svg class="back-icon-mobile-menu pointer p12 mt4" tabindex="0" xmlns="http://www.w3.org/2000/svg" width="39" height="39" viewbox="0 0 6 10" fill="none"><path d="M4.71152 9.42304L0 4.71152L4.71152 0L5.58971 0.878188L1.75638 4.71152L5.58971 8.54485L4.71152 9.42304Z" fill="#212121" /></svg></div>
2948            <div class="bt-body100 mt10">Offers</div>
2949            <svg class="close-icon-mobile-menu pointer p12" style="margin-right:-0.7rem" width="39" tabindex="0" xmlns="http://www.w3.org/2000/svg" viewbox="0 0 16 16" aria-label="Open menu" role="button"><title>Close menu</title><path id="for-close" d="M14.6 0L8 6.6 1.4 0 0 1.4 6.6 8 0 14.6 1.4 16 8 9.4l6.6 6.6 1.4-1.4L9.4 8 16 1.4 14.6 0z"></path></svg>
2950          </div>
2951          
2952            <div class="columns">
2953              
2954                
2955  
2956  <div class="column width100">
2957    
2958    <ul class="">
2959      
2960        <li id="menu-item-7f0b42c9e66e48ca98297ca004542b6b" class="mb16 menu-item menu-item-7f0b42c9e66e48ca98297ca004542b6b menu-item_depth-2">
2961          <a href="https://www.betterment.com/affiliate-partner-offer" target="_self" rel="" data-event="4.25% APY boost" data-track-event="ElementClicked" data-track-name="4.25% APY boost" data-track-module="TopNav" data-itemindex="0" tabindex="0">
2962            <div class="flex flex-middle">
2963              <div class="link-title grey90">
2964                4.25% APY boost
2965              </div>
2966              
2967            </div>
2968            
2969                <div class="bt-body50 mt2 
2970                  grey70">
2971                  <span>Open a Cash Reserve account and make a deposit to get a 0.75% APY boost on up to $1M through 2/15/2027.</span>
2972                </div>
2973            
2974          </a>
2975        </li>
2976      
2977        <li id="menu-item-296265530d155772b2a8ec933449c086" class="mb16 menu-item menu-item-296265530d155772b2a8ec933449c086 menu-item_depth-2">
2978          <a href="https://www.betterment.com/investing?utm_campaign=tiered_investing_2026" target="_self" rel="" data-event="Earn up to $2,000" data-track-event="ElementClicked" data-track-name="Earn up to $2,000" data-track-module="TopNav" data-itemindex="1" tabindex="0">
2979            <div class="flex flex-middle">
2980              <div class="link-title grey90">
2981                Earn up to $2,000
2982              </div>
2983              
2984            </div>
2985            
2986                <div class="bt-body50 mt2 
2987                  grey70">
2988                  <span>Open any individual investing account&nbsp;and make a deposit to&nbsp;</span>earn up to $2,000 on us.
2989                </div>
2990            
2991          </a>
2992        </li>
2993      
2994        <li id="menu-item-4a3fd11e8eb2c51746eb4d4799df8d36" class="mb16 menu-item menu-item-4a3fd11e8eb2c51746eb4d4799df8d36 menu-item_depth-2">
2995          <a href="https://www.betterment.com/rate" target="_self" rel="" data-event="Unlock a discounted mortgage rate" data-track-event="ElementClicked" data-track-name="Unlock a discounted mortgage rate" data-track-module="TopNav" data-itemindex="2" tabindex="0">
2996            <div class="flex flex-middle">
2997              <div class="link-title grey90">
2998                Unlock a discounted mortgage rate
2999              </div>
3000              
3001            </div>
3002            
3003                <div class="bt-body50 mt2 
3004                  grey70">
3005                  Get up to 0.75% off through our partnership with Rate.<br><span style="color: #000b50; background-color: #ffffff;"></span>
3006                </div>
3007            
3008          </a>
3009        </li>
3010      
3011        <li id="menu-item-b297bff8ad6642851fbd2347fc63d764" class="mb16 menu-item menu-item-b297bff8ad6642851fbd2347fc63d764 menu-item_depth-2">
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3013            <div class="flex flex-middle">
3014              <div class="link-title grey90">
3015                Refer a friend
3016              </div>
3017              
3018            </div>
3019            
3020                <div class="bt-body50 mt2 
3021                  grey70">
3022                  Invite a friend and you both earn a $150 investing bonus, and a boosted rate of 4.25% variable APY boost! Terms apply.
3023                </div>
3024            
3025          </a>
3026        </li>
3027      
3028    </ul>
3029  </div>
3030
3031              
3032              
3033            </div>
3034          
3035          
3036            
3037  <div class="callout-box px20 py32 flex flex-column bg-grey10">
3038    
3039      
3040   
3041       <img src="https://www.betterment.com/hubfs/Multi-reward%20RAF%20ice%20cream%20photo-2.png" alt="Multi-reward RAF 4.25" class="background-size_cover rounded4 width100">
3042   
3043 
3044    
3045    
3046      <div class="bt-title7 pt12 grey90">
3047        Double dip on rewards when you refer a friend!
3048      </div>
3049    
3050    
3051    
3052      <a class="width-fit-content highlight-cta mt4" href="https://www.betterment.com/refer-a-friend-offer" target="_self" rel="" data-event="Learn more" data-track-event="ElementClicked" data-track-name="Learn more" data-track-module="TopNav" tabindex="0">
3053        <span class="button-link-medium">Learn more</span>
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3055    
3056  </div>
3057
3058          
3059         </div>
3060      
3061   </li>
3062
3063                      
3064                        
3065  
3066  
3067  
3068  
3069  
3070  
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3080    
3081      
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3091            <div class="columns">
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3093                
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3095  <div class="column width100">
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3099        <li id="menu-item-de7a22a0c94aa64ba2449e520aa20c99" class="mb16 menu-item menu-item-de7a22a0c94aa64ba2449e520aa20c99 menu-item_depth-2">
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3101            <div class="flex flex-middle">
3102              <div class="link-title grey90">
3103                Education
3104              </div>
3105              
3106            </div>
3107            
3108          </a>
3109        </li>
3110      
3111        <li id="menu-item-db5eb84117d06047c97c9a0191b5fffe" class="mb16 menu-item menu-item-db5eb84117d06047c97c9a0191b5fffe menu-item_depth-2">
3112          <a href="https://www.betterment.com/help" target="_self" rel="" data-event="Support" data-track-event="ElementClicked" data-track-name="Support" data-track-module="TopNav" data-itemindex="1" tabindex="0">
3113            <div class="flex flex-middle">
3114              <div class="link-title grey90">
3115                Support
3116              </div>
3117              
3118            </div>
3119            
3120          </a>
3121        </li>
3122      
3123        <li id="menu-item-580606daf13bbe3d496f8f7ceba14fd5" class="mb16 menu-item menu-item-580606daf13bbe3d496f8f7ceba14fd5 menu-item_depth-2">
3124          <a href="https://www.betterment.com/reviews" target="_self" rel="" data-event="Customer reviews" data-track-event="ElementClicked" data-track-name="Customer reviews" data-track-module="TopNav" data-itemindex="2" tabindex="0">
3125            <div class="flex flex-middle">
3126              <div class="link-title grey90">
3127                Customer reviews
3128              </div>
3129              
3130            </div>
3131            
3132          </a>
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3135        <li id="menu-item-153c8e70c76e33a339d9f10944cd24fb" class="mb16 menu-item menu-item-153c8e70c76e33a339d9f10944cd24fb menu-item_depth-2">
3136          <a href="https://www.betterment.com/bonds-investing" target="_self" rel="" data-event="Understanding risk and return" data-track-event="ElementClicked" data-track-name="Understanding risk and return" data-track-module="TopNav" data-itemindex="3" tabindex="0">
3137            <div class="flex flex-middle">
3138              <div class="link-title grey90">
3139                Understanding risk and return
3140              </div>
3141              
3142            </div>
3143            
3144          </a>
3145        </li>
3146      
3147        <li id="menu-item-e22ac25b066b201473de7aa700ef5d92" class="mb16 menu-item menu-item-e22ac25b066b201473de7aa700ef5d92 menu-item_depth-2">
3148          <a href="https://www.betterment.com/pricing" target="_self" rel="" data-event="Pricing" data-track-event="ElementClicked" data-track-name="Pricing" data-track-module="TopNav" data-itemindex="4" tabindex="0">
3149            <div class="flex flex-middle">
3150              <div class="link-title grey90">
3151                Pricing
3152              </div>
3153              
3154            </div>
3155            
3156          </a>
3157        </li>
3158      
3159    </ul>
3160  </div>
3161
3162              
3163              
3164                
3165  
3166  <div class="column width100">
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3168    <ul class="">
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3170        <li id="menu-item-0610123bdd4ffc191a3ea05a847e1307" class="mb16 menu-item menu-item-0610123bdd4ffc191a3ea05a847e1307 menu-item_depth-2">
3171          <a href="https://www.betterment.com/press" target="_self" rel="" data-event="Press" data-track-event="ElementClicked" data-track-name="Press" data-track-module="TopNav" data-itemindex="0" tabindex="0">
3172            <div class="flex flex-middle">
3173              <div class="link-title grey90">
3174                Press
3175              </div>
3176              
3177            </div>
3178            
3179          </a>
3180        </li>
3181      
3182        <li id="menu-item-27c7b8732d1a279720d27cc8c3a26c93" class="mb16 menu-item menu-item-27c7b8732d1a279720d27cc8c3a26c93 menu-item_depth-2">
3183          <a href="https://www.betterment.com/careers" target="_self" rel="" data-event="Careers" data-track-event="ElementClicked" data-track-name="C
3183areers" data-track-module="TopNav" data-itemindex="1" tabindex="0">
3184            <div class="flex flex-middle">
3185              <div class="link-title grey90">
3186                Careers
3187              </div>
3188              
3189            </div>
3190            
3191          </a>
3192        </li>
3193      
3194        <li id="menu-item-beb09a9389bfd5c6ff5190dbad3a9ffc" class="mb16 menu-item menu-item-beb09a9389bfd5c6ff5190dbad3a9ffc menu-item_depth-2">
3195          <a href="https://www.betterment.com/pursuebetter" target="_self" rel="" data-event="Pursue Better" data-track-event="ElementClicked" data-track-name="Pursue Better" data-track-module="TopNav" data-itemindex="2" tabindex="0">
3196            <div class="flex flex-middle">
3197              <div class="link-title grey90">
3198                Pursue Better
3199              </div>
3200              
3201            </div>
3202            
3203          </a>
3204        </li>
3205      
3206    </ul>
3207  </div>
3208
3209              
3210            </div>
3211          
3212          
3213            
3214  <div class="callout-box px20 py32 flex flex-column bg-grey10">
3215    
3216      
3217   
3218       <img src="https://www.betterment.com/hubfs/live-chat-supernav.png" alt="live-chat-supernav" class="background-size_cover rounded4 width100">
3219   
3220 
3221    
3222    
3223      <div class="bt-title7 pt12 grey90">
3224        Free financial advice, for the busiest season of your life
3225      </div>
3226    
3227    
3228      <p class="bt-body50 mt4 grey90">
3229        <span>Unlock live chats with a licensed financial specialist, then get help moving beyond the basics of investing.</span>
3230      </p>
3231    
3232    
3233      <a class="width-fit-content highlight-cta mt4" href="https://www.betterment.com/resources/free-live-chat-financial-goals" target="_self" rel="" data-event="Learn how" data-track-event="ElementClicked" data-track-name="Learn how" data-track-module="TopNav" tabindex="0">
3234        <span class="button-link-medium">Learn how</span>
3235      </a>
3236    
3237  </div>
3238
3239          
3240         </div>
3241      
3242   </li>
3243
3244                      
3245                    
3246                  </ul>
3247                </div>
3248              </nav>
3249              
3250  
3251  
3252  
3253  
3254
3255  
3256    
3257  
3258    
3259  
3260
3261  
3262  <nav class="bt-courtesy-nav-list flex-wrap flex-middle flex-spaceBetween mobile" data-behavior-large-screen-nav="" aria-label="Mobile audience navigation">
3263    <div class="solutions-info">
3264      
3265        <div class="headline grey70">
3266          See solutions for
3267        </div>
3268      
3269      <ul class="flex-wrap">
3270        
3271          <li class="item active-lob" id="menu-item-Individuals">
3272            <a href="/" class="item-link grey90" data-event="Individuals" data-track-event="ElementClicked" data-track-name="Individuals" data-track-module="CourtesyNav" tabindex="0">
3273              Individuals
3274            </a>
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3276        
3277          <li class="item " id="menu-item-Employers">
3278            <a href="/work" class="item-link grey90" data-event="Employers" data-track-event="ElementClicked" data-track-name="Employers" data-track-module="CourtesyNav" tabindex="0">
3279              Employers
3280            </a>
3281          </li>
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3283          <li class="item " id="menu-item-Advisors">
3284            <a href="/advisors" class="item-link grey90" data-event="Advisors" data-track-event="ElementClicked" data-track-name="Advisors" data-track-module="CourtesyNav" tabindex="0">
3285              Advisors
3286            </a>
3287          </li>
3288        
3289      </ul>
3290    </div>
3291
3292    
3293  </nav>
3294
3295              
3296                
3297                
3298                
3299
3300  
3301  
3302    
3303  
3304
3305  
3306
3307
3308  
3309      
3310  
3311  
3312  <div class="bt-nav-cta-1">
3313    <div class="bt-nav-additional-links">
3314      <div>
3315        <a href="https://www.betterment.com/app/login" class="header-login-button" tabindex="0" data-cy-nav-large-secondary-cta="" data-track-event="ElementClicked" data-track-name="LogIn" data-track-module="TopNav" data-interaction-listener-registered="true">
3316          Log in
3317        </a>
3318      </div>
3319    </div>
3320  </div>
3321  
3322
3323
3324
3325  
3326      
3327  
3328    
3329    <div class="bt-nav-additional-links bt-nav-cta-2">
3330      <div>
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3331<script charset="utf-8" src="/hs/cta/cta/current.js"></script>
3331<script type="text/javascript"> hbspt.cta._relativeUrls=true;hbspt.cta.load(5274572, '4effd7d2-e029-4b8e-a60a-54cebca19abe', {"useNewLoader":"true","region":"na1"}); </script>
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3332      </div>      
3333    </div>
3334   
3335
3336
3337              
3338            </div>
3339          </div>
3340        </div>
3341      </div>
3342    </div>
3343  </header>
3344
3345  
3346 
3347</div>
3348
3349</div>
3350      
3351      <div id="hs_cos_wrapper_module_16419355051849" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module">
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3359   
3360      
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3363      
3363<script id="hero-spacing-script" type="application/json">{"pt_lg":150,"pt_sm":100}</script>
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3559</div>
3560    </div>
3561  </div>
3562</div>
3563
3564
3565      
3566  
3567  
3568
3569<main id="main-content" class="body-container-wrapper help-center-listing ">  
3570
3571  
3572  
3573     
3574      
3575      
3576  <div class="tags-template">
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3688    
3689    <div id="hs_cos_wrapper_module_1633457593" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module">
3690
3691
3692<section class="bt-section hero-spacer help-center-list-hero bg-grey10">
3693  <div class="bt-container">
3694    <div class="content-area">
3695     
3696
3697      <nav aria-label="Breadcrumb" class="breadcrumb">
3698        <ol class="flex-wrap">
3699          <li>
3700            <a href="https://www.betterment.com/help">Help Center</a>
3701          </li>
3702        </ol>
3703      </nav>
3704      <h1>Connecting accounts </h1>
3705      <p>Connect external accounts to see your money in one financial dashboard</p>
3706    
3707    </div>
3708  </div>  
3709</section></div>
3710    
3711    
3712    
3713      
3714         
3715      
3716    
3717      
3718         
3719      
3720    
3721      
3722         
3723      
3724    
3725
3726    <section class="bt-section tag-results">
3727      <div class="bt-container">
3728        <div class="flex-wrap">        
3729        
3730  <aside class="flex-item cols col-1 sticky-sidebar toc-wrap" id="main-aside">            
3731    <div class="sticky">
3732      
3733        <header class="flex-wrap flex-middle flex-spaceBetween sticky-header">
3734            <p class="headline">
3735      <span class="item-eyebrow bt-eyebrow display-block bt-small-caps  ">Table of content</span>
3736    </p>
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3741        </header>
3742      
3743       <ul>
3744        
3745          <li>
3746            <a href="#getting-started" aria-current="true">Getting started</a>
3747          </li>
3748        
3749       </ul>
3750    </div>
3751  </aside>
3752
3753
3754          <div class="flex-item cols col-2">
3755            
3756              <div class="grouper-item item" data-offsettablet="-100" id="getting-started">
3757                <h2 class="bt-title3">Getting started</h2>
3758                  
3759  <ul class="accordion-controls" aria-label="Accordion Control Group Buttons">
3760     
3761        
3762        <li class="item border-btGrey20">
3763           <button class="accordion-trigger bt-body1" type="button" aria-controls="content-how-do-i-connect-an-external-account-so-that-i-can-view-my-other-savings-and-retirement-accounts-alongside-my-betterment-accounts" aria-expanded="false">How do I connect an external account so that I can view my other savings and retirement accounts alongside my Betterment accounts? <svg xmlns="http://www.w3.org/2000/svg" viewbox="0 0 24 24" aria-hidden="true" aria-label="Caret Down" class="display-block width100"><title>Caret Down Icon</title><path d="M18.3536 9.70709L12 16.0606L5.64648 9.70708L6.70714 8.64642L12 13.9393L17.2929 8.64643L18.3536 9.70709Z" fill="currentColor" /></svg></button>
3764            <div class="accordion-body" aria-hidden="true" id="content-how-do-i-connect-an-external-account-so-that-i-can-view-my-other-savings-and-retirement-accounts-alongside-my-betterment-accounts" hidden>
3765              
3766                     <span class="bt-body2">
3767                      <p>To instantly connect an external account: Web browser: Log in to your Betterment account. Select “Settings” from the lefthand menu. Click on the “External accounts” tab then “Link new account”. Choose the institution where your account is located and instantly connect by providing your login credentials. Mobile app: Log into the Betterment app. Tap the three lines in the upper left-hand corner to open the menu. Select “Settings”, then “External Accounts”. Tap the “+” to connect a new external ...</p> 
3768                      <a class="link" href="https://www.betterment.com/help/how-to-connect-accounts" aria-label="Read more about How do I connect an external account so that I can view my other savings and retirement accounts alongside my Betterment accounts?">Read More</a>
3769                     </span>
3770                    
3771            </div>
3772        </li>
3773     
3774        
3775        <li class="item border-btGrey20">
3776           <button class="accordion-trigger bt-body1" type="button" aria-controls="content-can-i-delete-or-hide-an-external-account-from-my-betterment-profile" aria-expanded="false">Can I delete or hide an external account from my Betterment profile? <svg xmlns="http://www.w3.org/2000/svg" viewbox="0 0 24 24" aria-hidden="true" aria-label="Caret Down" class="display-block width100"><title>Caret Down Icon</title><path d="M18.3536 9.70709L12 16.0606L5.64648 9.70708L6.70714 8.64642L12 13.9393L17.2929 8.64643L18.3536 9.70709Z" fill="currentColor" /></svg></button>
3777            <div class="accordion-body" aria-hidden="true" id="content-can-i-delete-or-hide-an-external-account-from-my-betterment-profile" hidden>
3778              
3779                     <span class="bt-body2">
3780                      <p>You can remove connected accounts from Betterment, or you can hide a specific account to prevent it from showing up on your Betterment overview or being included in your total net worth. To delete an External account: Web browser: Log in to your Betterment account. Select “Settings” from the left-hand menu. Click on the “External accounts” tab. Click “Delete” next to the account(s) you wish to remove. Mobile app: Log into the Betterment app. Tap the three lines in the upper left-hand corner to ...</p> 
3781                      <a class="link" href="https://www.betterment.com/help/delete-connected-account" aria-label="Read more about Can I delete or hide an external account from my Betterment profile?">Read More</a>
3782                     </span>
3783                    
3784            </div>
3785        </li>
3786     
3787        
3788        <li class="item border-btGrey20">
3789           <button class="accordion-trigger bt-body1" type="button" aria-controls="content-when-i-connect-a-nonbetterment-account-does-betterment-store-my-username-and-password" aria-expanded="false">When I connect a non-Betterment account, does Betterment store my username and password? <svg xmlns="http://www.w3.org/2000/svg" viewbox="0 0 24 24" aria-hidden="true" aria-label="Caret Down" class="display-block width100"><title>Caret Down Icon</title><path d="M18.3536 9.70709L12 16.0606L5.64648 9.70708L6.70714 8.64642L12 13.9393L17.2929 8.64643L18.3536 9.70709Z" fill="currentColor" /></svg></button>
3790            <div class="accordion-body" aria-hidden="true" id="content-when-i-connect-a-nonbetterment-account-does-betterment-store-my-username-and-password" hidden>
3791              
3792                     <span class="bt-body2">
3793                      <p>No. Betterment does not store your credentials. Our trusted partner for account aggregation protects the credentials using bank-level encryption both when transmitted and when stored.</p> 
3794                      <a class="link" href="https://www.betterment.com/help/connected-account-credentials" aria-label="Read more about When I connect a non-Betterment account, does Betterment store my username and password?">Read More</a>
3795                     </span>
3796                    
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4069<script src="https://www.betterment.com/hubfs/hub_generated/module_assets/1/99901870235/1790023755060/module_post_classification.min.js"></script>
4069
4070
4071<!-- Start of HubSpot Analytics Code -->
4072<script type="text/javascript">
4073var _hsq = _hsq || [];
4074_hsq.push(["setContentType", "listing-page"]);
4075_hsq.push(["setCanonicalUrl", "https:\/\/www.betterment.com\/help\/tag\/connecting-accounts"]);
4076_hsq.push(["setPageId", "55357736012"]);
4077_hsq.push(["setContentMetadata", {
4078    "contentPageId": 55357736012,
4079    "legacyPageId": "55357736012",
4080    "contentFolderId": null,
4081    "contentGroupId": 52677804193,
4082    "abTestId": null,
4083    "languageVariantId": 55357736012,
4084    "languageCode": "en",
4085    
4086    
4087}]);
4088</script>
4088
4089
4090<script type="text/javascript">
4091var hbspt = hbspt || {};
4092(hbspt.targetedContentMetadata = hbspt.targetedContentMetadata || []).push(...[]);
4093
4094var _hsq = _hsq || [];
4095_hsq.push(["setTargetedContentMetadata", hbspt.targetedContentMetadata]);
4096</script>
vendor: 1 bytes, line 4096
4096
4097<script type="text/javascript" id="hs-script-loader" async defer src="/hs/scriptloader/5274572.js"></script>
4097
4098<!-- End of HubSpot Analytics Code -->
4099
4100
4101<script type="text/javascript">
4102var hsVars = {
4103    render_id: "682d8327-751d-476d-88a4-2bfdc9a851b5",
4104    ticks: 1790796168571,
4105    page_id: 55357736012,
4106    
4107    content_group_id: 52677804193,
4108    portal_id: 5274572,
4109    app_hs_base_url: "https://app.hubspot.com",
4110    cp_hs_base_url: "https://cp.hubspot.com",
4111    language: "en",
4112    analytics_page_type: "listing-page",
4113    scp_content_type: "",
4114    
4115    analytics_page_id: "55357736012",
4116    category_id: 7,
4117    folder_id: 0,
4118    is_hubspot_user: false
4119}
4120</script>
4120
4121
4122<!--  Added by RollWorks integration -->
4123<script type="text/javascript">
4124    adroll_adv_id = "CWX7J3OCSZHGVD5OVW7E4C";
4125    adroll_pix_id = "V6C2R6IKYZCITFSAYP4FEN";
4126    adroll_version = "2.0";
4127
4128    (function(w, d, e, o, a) {
4129        w.adroll_tag_source = w.adroll_tag_source || "manual";
4130        w.__adroll_loaded = true;
4131        w.adroll = w.adroll || [];
4132        w.adroll.f = [ 'setProperties', 'identify', 'track', 'identify_email', 'get_cookie' ];
4133        var roundtripUrl = "https://s.adroll.com/j/" + adroll_adv_id
4134                + "/roundtrip.js";
4135        for (a = 0; a < w.adroll.f.length; a++) {
4136            w.adroll[w.adroll.f[a]] = w.adroll[w.adroll.f[a]] || (function(n) {
4137                return function() {
4138                    w.adroll.push([ n, arguments ])
4139                }
4140            })(w.adroll.f[a])
4141        }
4142
4143        e = d.createElement('script');
4144        o = d.getElementsByTagName('script')[0];
4145        e.async = 1;
4146        e.src = roundtripUrl;
4147        o.parentNode.insertBefore(e, o);
4148    })(window, document);
4149    adroll.track("pageView");
4150</script>
4150
4151
4152<!-- /Added by RollWorks integration -->
4153
4154
4155<script defer src="/hs/hsstatic/HubspotToolsMenu/static-1.640/js/index.js"></script>
4155
4156
4157<script>
4158  document.addEventListener('DOMContentLoaded', function () {
4159  var DISCLOSURE = '<legend style="font-size:12px" class="hs-field-desc">Portfolio includes 0.5% cash position. 401(k) accounts do not include a cash allocation. <a href="#footer">See disclosure.</a></legend>';
4160
4161  function addDisclosure() {
4162    document.querySelectorAll('.portfolio-details-table_holdings[data-dynamic-holdings]').forEach(function (table) {
4163      if (table.dataset.dynamicHoldings === 'Crypto') return;   // skip crypto — match the real value
4164      if (table.dataset.disclosureAdded) return;                // avoid duplicates
4165      table.dataset.disclosureAdded = '1';
4166      table.insertAdjacentHTML('afterend', DISCLOSURE);
4167    });
4168  }
4169
4170  addDisclosure();
4171  new MutationObserver(addDisclosure).observe(document.body, { childList: true, subtree: true }); // handles async render
4172});
4173</script>
vendor: 1 bytes, line 4173
4173
4174<script>
4175(function () {
4176  var MARK = 'data-bt-temp-disclosure';
4177  var CASH = 'Portfolio includes 0.5% cash position. 401(k) accounts do not include a cash allocation. <a href="#footer">See disclosure.</a>';
4178
4179  // Default: cash disclosure after the Risk level select.
4180  var DEFAULT = { field: 'riskLevel', reverse: false, legends: [
4181    { id: 'cash', html: CASH }
4182  ]};
4183
4184  // Page exceptions (matched by pathname; first match wins, else DEFAULT).
4185  var RULES = [{
4186    match: '/crypto-etf',
4187    field: 'accountType',
4188    reverse: true,   // wrapper is column-reverse, so legends sit before the select in the DOM
4189    legends: [
4190      { id: 'cash', html: CASH },
4191      { id: 'crypto-taxable', html: 'The Crypto ETF Portfolio is only available in taxable accounts.' }
4192    ]
4193  }];
4194
4195  function rule() {
4196    var p = location.pathname;
4197    for (var i = 0; i < RULES.length; i++) {
4198      var m = RULES[i].match;
4199      if (p === m || p.indexOf(m + '/') === 0) return RULES[i];
4200    }
4201    return DEFAULT;
4202  }
4203
4204  function textOf(html) { var d = document.createElement('div'); d.innerHTML = html; return d.textContent.trim(); }
4205
4206  function find(wrapper, html) {
4207    var all = wrapper.querySelectorAll('legend.hs-field-desc'), t = textOf(html);
4208    for (var j = 0; j < all.length; j++) if (all[j].textContent.trim() === t) return all[j];
4209    return null;
4210  }
4211
4212  function make(item) {
4213    var el = document.createElement('legend');
4214    el.className = 'hs-field-desc';
4215    el.setAttribute(MARK, item.id);
4216    el.innerHTML = item.html;
4217    return el;
4218  }
4219
4220  function inject() {
4221    var r = rule();
4222    var select = document.getElementById(r.field);
4223    if (!select) return;                       // field not on this page / not rendered yet
4224    var wrapper = select.parentNode;
4225    if (r.reverse) wrapper.classList.add('flex', 'u-flexColReverse');
4226
4227    if (r.reverse) {
4228      // Build [legend0, legend1, ..., select]; only insert what's missing (no moving = no observer loop).
4229      var anchor = select;
4230      for (var k = r.legends.length - 1; k >= 0; k--) {
4231        var el = find(wrapper, r.legends[k].html);
4232        if (!el) { el = make(r.legends[k]); wrapper.insertBefore(el, anchor); }
4233        anchor = el;
4234      }
4235    } else {
4236      // Build [select, legend0, legend1, ...].
4237      var a = select;
4238      for (var n = 0; n < r.legends.length; n++) {
4239        var e = find(wrapper, r.legends[n].html);
4240        if (!e) { e = make(r.legends[n]); a.insertAdjacentElement('afterend', e); }
4241        a = e;
4242      }
4243    }
4244  }
4245
4246  function start() {
4247    inject();
4248    new MutationObserver(inject).observe(document.body, { childList: true, subtree: true });
4249  }
4250  if (document.body) start(); else document.addEventListener('DOMContentLoaded', start);
4251})();
4252</script>
4252
4253<div id="fb-root"></div>
4254  
4254<script>(function(d, s, id) {
4255  var js, fjs = d.getElementsByTagName(s)[0];
4256  if (d.getElementById(id)) return;
4257  js = d.createElement(s); js.id = id;
4258  js.src = "//connect.facebook.net/en_GB/sdk.js#xfbml=1&version=v3.0";
4259  fjs.parentNode.insertBefore(js, fjs);
4260 }(document, 'script', 'facebook-jssdk'));</script>
4260 
4260<script>!function(d,s,id){var js,fjs=d.getElementsByTagName(s)[0];if(!d.getElementById(id)){js=d.createElement(s);js.id=id;js.src="https://platform.twitter.com/widgets.js";fjs.parentNode.insertBefore(js,fjs);}}(document,"script","twitter-wjs");</script>
4260
4261 
4262
4263
4264  
4265</body></html>

Line numbers count LF bytes from the start of the resource, as the search results do. Vendor segments are library code the classifier recognised; they are stored but not indexed. Bytes are shown as Latin1 characters, one per byte.