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var(--wp--preset--color--nv-c-1) !important;}.has-nv-c-2-border-color{border-color: var(--wp--preset--color--nv-c-2) !important;}.has-custom-1-border-color{border-color: var(--wp--preset--color--custom-1) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background: var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background: var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}
79.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background: var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background: var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background: var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background: var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background: var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background: var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background: var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background: var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size: var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size: var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size: var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size: var(--wp--preset--font-size--x-large) !important;}
80:root :where(.wp-block-icon svg){width: 24px;}
81:where(.wp-block-gallery.is-layout-flex){gap: var( --wp--style--gallery-gap-default, var( --gallery-block--gutter-size, var( --wp--style--block-gap, 0.5em ) ) );}:where(.wp-block-gallery.is-layout-grid){gap: var( --wp--style--gallery-gap-default, var( --gallery-block--gutter-size, var( --wp--style--block-gap, 0.5em ) ) );}
82:where(.wp-block-latest-posts.is-layout-flex){gap: 1.25em;}:where(.wp-block-latest-posts.is-layout-grid){gap: 1.25em;}
83:where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;}
84:where(.wp-block-term-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-term-template.is-layout-grid){gap: 1.25em;}
85:where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;}
86:root :where(.wp-block-pullquote){font-size: 1.5em;line-height: 1.6;}
87/*# sourceURL=global-styles-inline-css */
88</style>
89<link rel='stylesheet' id='neve-style-css' href='https://reclaimcarfinance.com/wp-content/themes/neve/style-main-new.min.css?ver=4.2.15' media='all' />
90<style id="neve-style-inline-css">
91.is-menu-sidebar .header-menu-sidebar { visibility: visible; }.is-menu-sidebar.menu_sidebar_slide_left .header-menu-sidebar { transform: translate3d(0, 0, 0); left: 0; }.is-menu-sidebar.menu_sidebar_slide_right .header-menu-sidebar { transform: translate3d(0, 0, 0); right: 0; }.is-menu-sidebar.menu_sidebar_pull_right .header-menu-sidebar, .is-menu-sidebar.menu_sidebar_pull_left .header-menu-sidebar { transform: translateX(0); }.is-menu-sidebar.menu_sidebar_dropdown .header-menu-sidebar { height: auto; }.is-menu-sidebar.menu_sidebar_dropdown .header-menu-sidebar-inner { max-height: 400px; padding: 20px 0; }.is-menu-sidebar.menu_sidebar_full_canvas .header-menu-sidebar { opacity: 1; }.header-menu-sidebar .menu-item-nav-search:not(.floating) { pointer-events: none; }.header-menu-sidebar .menu-item-nav-search .is-menu-sidebar { pointer-events: unset; }
92.nv-meta-list li.meta:not(:last-child):after { content:"/" }.nv-meta-list .no-mobile{
93			display:none;
94		}.nv-meta-list li.last::after{
95			content: ""!important;
96		}@media (min-width: 769px) {
97			.nv-meta-list .no-mobile {
98				display: inline-block;
99			}
100			.nv-meta-list li.last:not(:last-child)::after {
101		 		content: "/" !important;
102			}
103		}
104.nav-ul li .caret svg, .nav-ul li .caret img{width:var(--smiconsize, 0.5em);height:var(--smiconsize, 0.5em);}.nav-ul .sub-menu li {border-style: var(--itembstyle);}
105 :root{ --container: 748px;--postwidth:100%; --primarybtnbg: var(--nv-primary-accent); --secondarybtnbg: var(--nv-secondary-accent); --primarybtnhoverbg: #1b2741; --secondarybtnhoverbg: #1b2741; --primarybtncolor: #ffffff; --secondarybtncolor: #ffffff; --primarybtnhovercolor: #ffffff; --secondarybtnhovercolor: #ffffff;--primarybtnborderradius:5px;
105--secondarybtnborderradius:0;--btnpadding:20px 40px;--primarybtnpadding:20px 40px;--secondarybtnpadding:20px 40px; --bodyfontfamily: Muli; --bodyfontsize: 15px; --bodylineheight: 1.6; --bodyletterspacing: 0px; --bodyfontweight: 400; --bodytexttransform: none; --headingsfontfamily: Muli; --h1fontsize: 35px; --h1fontweight: 800; --h1lineheight: 1.3em; --h1letterspacing: 0px; --h1texttransform: none; --h2fontsize: 37px; --h2fontweight: 800; --h2lineheight: 1.3em; --h2letterspacing: 0px; --h2texttransform: none; --h3fontsize: 23px; --h3fontweight: 800; --h3lineheight: 1.3em; --h3letterspacing: 0px; --h3texttransform: none; --h4fontsize: 18px; --h4fontweight: 800; --h4lineheight: 1.3em; --h4letterspacing: 0px; --h4texttransform: none; --h5fontsize: 16px; --h5fontweight: 800; --h5lineheight: 1.3em; --h5letterspacing: 0px; --h5texttransform: none; --h6fontsize: 14px; --h6fontweight: 800; --h6lineheight: 1.3em; --h6letterspacing: 0px; --h6texttransform: none;--formfieldborderwidth:2px;--formfieldborderradius:3px; --formfieldbgcolor: var(--nv-site-bg); --formfieldbordercolor: #8c8c8c; --formfieldcolor: var(--nv-text-color);--formfieldpadding:10px 12px; } .nv-index-posts{ --borderradius:10px; --alignment: left; --gridspacing: 30px; } .has-neve-button-color-color{ color: var(--nv-primary-accent)!important; } .has-neve-button-color-background-color{ background-color: var(--nv-primary-accent)!important; } .single-post-container .alignfull > [class*="__inner-container"], .single-post-container .alignwide > [class*="__inner-container"]{ max-width:718px } .nv-meta-list{ --avatarsize: 20px; } .single .nv-meta-list{ --avatarsize: 20px; } .neve-main{ --boxshadow:0 3px 6px -5px rgba(0, 0, 0, 0.1), 0 4px 8px rgba(0, 0, 0, 0.1); } .nv-post-cover{ --height: 250px;--padding:40px 15px;--justify: flex-start; --textalign: left; --valign: center; } .nv-post-cover .nv-title-meta-wrap, .nv-page-title-wrap, .entry-header{ --textal
105ign: left; } .nv-is-boxed.nv-title-meta-wrap{ --padding:40px 15px; --bgcolor: var(--nv-dark-bg); } .nv-overlay{ --opacity: 50; --blendmode: normal; } .nv-is-boxed.nv-comments-wrap{ --padding:20px; } .nv-is-boxed.comment-respond{ --padding:20px; } .single:not(.single-product), .page{ --c-vspace:0 0 0 0;; } .scroll-to-top{ --color: var(--nv-text-dark-bg);--padding:8px 10px; --borderradius: 0px; --bgcolor: #8e3194; --hovercolor: var(--nv-text-dark-bg); --hoverbgcolor: #13213c;--size:16px; } .global-styled{ --bgcolor: var(--nv-site-bg); } .header-top{ --rowbwidth:0px; --rowbcolor: var(--nv-light-bg); --color: var(--nv-text-color); --bgcolor: #f0f0f0; } .header-main{ --rowbwidth:0px; --rowbcolor: var(--nv-light-bg); --color: #ffffff; --bgcolor: #1b2741; } .header-bottom{ --rowbwidth:0px; --rowbcolor: var(--nv-light-bg); --color: #00093e; --bgcolor: #ffffff; } .header-menu-sidebar-bg{ --justify: center; --textalign: center;--flexg: 0;--wrapdropdownwidth: calc( 100% + 44px ); --color: #ffffff; --bgcolor: #1b2741; } .header-menu-sidebar{ width: 300px; } .builder-item--logo{ --maxwidth: 100px; --color: var(--nv-text-color); --fs: 24px;--padding:10px 0;--margin:0; --textalign: right;--justify: flex-end; } .builder-item--nav-icon,.header-menu-sidebar .close-sidebar-panel .navbar-toggle{ --borderradius:3px;--borderwidth:1px; } .builder-item--nav-icon{ --label-margin:0 5px 0 0;;--padding:10px 15px;--margin:0; } .builder-item--primary-menu{ --color: #ffffff; --hovercolor: #8e3194; --hovertextcolor: var(--nv-text-color); --activecolor: #8e3194; --spacing: 20px; --height: 25px; --smiconsize: 7px;--padding:40px 0;--margin:0; --fontsize: 1.1em; --lineheight: 0.7em; --letterspacing: 0px; --fontweight: 700; --texttransform: none; --iconsize: 1.1em; } .builder-item--primary-menu .sub-menu{ --bstyle: none; --itembstyle: none; } .hfg-is-group.has-primary-menu .inherit-ff{ --inheritedfw: 700; } .builder-item--button_base{ --primarybtnbg: var(--nv-primary-accent); --primarybtncolor: #fff; --primarybtnhoverbg: #ffffff; --primarybtnhovercolor: #8e3194;--primarybtnborderradius:4px;--primarybtnshadow:none;--primarybtnhovershadow:none;--padding:8px 12px;--margin:0; } .builder-item--widget-area-2{ --padding:0;--margin:0; } .builder-item--widget-area-3{ --padding:0;--margin:0; } .footer-top-inner .row{ grid-template-columns:1fr; --valign: center; } .footer-top{ --rowbcolor: var(--nv-light-bg); --color: var(--nv-text-color); --bgcolor: #1b2741; } .footer-main-inner .row{ grid-template-columns:1fr; --valign: flex-start; } .footer-main{ --rowbcolor: var(--nv-light-bg); --color: #ffffff; --bgcolor: #1b2741; } .footer-bottom-inner .row{ grid-template-columns:1fr; --valign: flex-start; } .footer-bottom{ --rowbcolor: var(--nv-light-bg); --color: var(--nv-text-dark-bg); --bgcolor: #1b2741; } .builder-item--footer-one-widgets{ --padding:30px 0 0 0;;--margin:0; --textalign: center;--justify: center; } .builder-item--footer-two-widgets{ --padding:0;--margin:0; --textalign: center;--justify: center; } .builder-item--footer-menu{ --color: var(--nv-text-dark-bg); --hovercolor: #8e3194; --spacing: 20px; --height: 25px;--padding:0;--margin:0; --fontsize: 1em; --lineheight: 1.6; --letterspacing: 0px; --fontweight: 500; --texttransform: none; --iconsize: 1em;
105 --textalign: center;--justify: center; } .page_header-top{ --rowbcolor: var(--nv-light-bg); --color: var(--nv-text-color); --bgcolor: var(--nv-site-bg); } .page_header-bottom{ --rowbcolor: var(--nv-light-bg); --color: var(--nv-text-color); --bgcolor: var(--nv-site-bg); } @media(min-width: 576px){ :root{ --container: 992px;--postwidth:50%;--btnpadding:20px 40px;--primarybtnpadding:20px 40px;--secondarybtnpadding:20px 40px; --bodyfontsize: 16px; --bodylineheight: 1.6; --bodyletterspacing: 0px; --h1fontsize: 45px; --h1lineheight: 1.3em; --h1letterspacing: 0px; --h2fontsize: 48px; --h2lineheight: 1.3em; --h2letterspacing: 0px; --h3fontsize: 23px; --h3lineheight: 1.3em; --h3letterspacing: 0px; --h4fontsize: 18px; --h4lineheight: 1.3em; --h4letterspacing: 0px; --h5fontsize: 16px; --h5lineheight: 1.3em; --h5letterspacing: 0px; --h6fontsize: 14px; --h6lineheight: 1.3em; --h6letterspacing: 0px; } .nv-index-posts{ --gridspacing: 30px; } .single-post-container .alignfull > [class*="__inner-container"], .single-post-container .alignwide > [class*="__inner-container"]{ max-width:962px } .nv-meta-list{ --avatarsize: 20px; } .single .nv-meta-list{ --avatarsize: 20px; } .nv-post-cover{ --height: 320px;--padding:60px 30px;--justify: flex-start; --textalign: left; --valign: center; } .nv-post-cover .nv-title-meta-wrap, .nv-page-title-wrap, .entry-header{ --textal
105ign: left; } .nv-is-boxed.nv-title-meta-wrap{ --padding:60px 30px; } .nv-is-boxed.nv-comments-wrap{ --padding:30px; } .nv-is-boxed.comment-respond{ --padding:30px; } .single:not(.single-product), .page{ --c-vspace:0 0 0 0;; } .scroll-to-top{ --padding:8px 10px;--size:16px; } .header-top{ --rowbwidth:0px; } .header-main{ --rowbwidth:0px; } .header-bottom{ --rowbwidth:0px; } .header-menu-sidebar-bg{ --justify: flex-start; --textalign: left;--flexg: 1;--wrapdropdownwidth: auto; } .header-menu-sidebar{ width: 350px; } .builder-item--logo{ --maxwidth: 100px; --fs: 24px;--padding:10px 0;--margin:0; --textalign: right;--justify: flex-end; } .builder-item--nav-icon{ --label-margin:0 5px 0 0;;--padding:10px 15px;--margin:0; } .builder-item--primary-menu{ --spacing: 20px; --height: 25px; --smiconsize: 7px;--padding:0;--margin:0; --fontsize: 1em; --lineheight: 1.6em; --letterspacing: 0px; --iconsize: 1em; } .builder-item--button_base{ --padding:8px 12px;--margin:0; } .builder-item--widget-area-2{ --padding:0;--margin:0; } .builder-item--widget-area-3{ --padding:0;--margin:0; } .builder-item--footer-one-widgets{ --padding:20px 0 0 0;;--margin:0; --textalign: center;--justify: center; } .builder-item--footer-two-widgets{ --padding:0;--margin:0; --textalign: center;--justify: center; } .builder-item--footer-menu{ --spacing: 20px; --height: 25px;--padding:0;--margin:0; --fontsize: 1em; --lineheight: 1.6; --letterspacing: 0px; --iconsize: 1em;
105 --textalign: center;--justify: center; } }@media(min-width: 960px){ :root{ --container: 1170px;--postwidth:33.333333333333%;--btnpadding:20px 40px;--primarybtnpadding:20px 40px;--secondarybtnpadding:20px 40px; --bodyfontsize: 16px; --bodylineheight: 1.7; --bodyletterspacing: 0px; --h1fontsize: 65px; --h1lineheight: 1.3em; --h1letterspacing: 0px; --h2fontsize: 48px; --h2lineheight: 1.3em; --h2letterspacing: 0px; --h3fontsize: 23px; --h3lineheight: 1.3em; --h3letterspacing: 0px; --h4fontsize: 18px; --h4lineheight: 1.3em; --h4letterspacing: 0px; --h5fontsize: 16px; --h5lineheight: 1.3em; --h5letterspacing: 0px; --h6fontsize: 14px; --h6lineheight: 1.3em; --h6letterspacing: 0px; } .nv-index-posts{ --gridspacing: 30px; } body:not(.single):not(.archive):not(.blog):not(.search):not(.error404) .neve-main > .container .col, body.post-type-archive-course .neve-main > .container .col, body.post-type-archive-llms_membership .neve-main > .container .col{ max-width: 100%; } body:not(.single):not(.archive):not(.blog):not(.search):not(.error404) .nv-sidebar-wrap, body.post-type-archive-course .nv-sidebar-wrap, body.post-type-archive-llms_membership .nv-sidebar-wrap{ max-width: 0%; } .neve-main > .archive-container .nv-index-posts.col{ max-width: 100%; } .neve-main > .archive-container .nv-sidebar-wrap{ max-width: 0%; } .neve-main > .single-post-container .nv-single-post-wrap.col{ max-width: 70%; } .single-post-container .alignfull > [class*="__inner-container"], .single-post-container .alignwide > [class*="__inner-container"]{ max-width:789px } .container-fluid.single-post-container .alignfull > [class*="__inner-container"], .container-fluid.single-post-container .alignwide > [class*="__inner-container"]{ max-width:calc(70% + 15px) } .neve-main > .single-post-container .nv-sidebar-wrap{ max-width: 30%; } .nv-meta-list{ --avatarsize: 20px; } .single .nv-meta-list{ --avatarsize: 20px; } .nv-post-cover{ --height: 400px;--padding:60px 40px;--justify: flex-start; --textalign: left; --valign: center; } .nv-post-cover .nv-title-meta-wrap, .nv-page-title-wrap, .entry-header{ --textal
105ign: left; } .nv-is-boxed.nv-title-meta-wrap{ --padding:60px 40px; } .nv-is-boxed.nv-comments-wrap{ --padding:40px; } .nv-is-boxed.comment-respond{ --padding:40px; } .single:not(.single-product), .page{ --c-vspace:0 0 0 0;; } .scroll-to-top{ --padding:8px 10px;--size:16px; } .header-top{ --rowbwidth:0px; } .header-main{ --rowbwidth:0px; } .header-bottom{ --rowbwidth:0px; } .header-menu-sidebar-bg{ --justify: flex-start; --textalign: left;--flexg: 1;--wrapdropdownwidth: auto; } .header-menu-sidebar{ width: 350px; } .builder-item--logo{ --maxwidth: 200px; --fs: 24px;--padding:10px 0;--margin:0; --textalign: right;--justify: flex-end; } .builder-item--nav-icon{ --label-margin:0 5px 0 0;;--padding:10px 15px;--margin:0; } .builder-item--primary-menu{ --spacing: 20px; --height: 25px; --smiconsize: 7px;--padding:0;--margin:0; --fontsize: 1em; --lineheight: 1.6em; --letterspacing: 0px; --iconsize: 1em; } .builder-item--button_base{ --padding:8px 25px;--margin:0; } .builder-item--widget-area-2{ --padding:0;--margin:0; } .builder-item--widget-area-3{ --padding:0;--margin:0; } .builder-item--footer-one-widgets{ --padding:20px 0 0 0;;--margin:0; --textalign: center;--justify: center; } .builder-item--footer-two-widgets{ --padding:0;--margin:0; --textalign: center;--justify: center; } .builder-item--footer-menu{ --spacing: 20px; --height: 25px;--padding:0;--margin:0; --fontsize: 1em; --lineheight: 1.6; --letterspacing: 0px; --iconsize: 1em;
105 --textalign: center;--justify: center; } }.nv-content-wrap .elementor a:not(.button):not(.wp-block-file__button){ text-decoration: none; }.scroll-to-top {right: 20px; border: none; position: fixed; bottom: 30px; display: none; opacity: 0; visibility: hidden; transition: opacity 0.3s ease-in-out, visibility 0.3s ease-in-out; align-items: center; justify-content: center; z-index: 999; } @supports (-webkit-overflow-scrolling: touch) { .scroll-to-top { bottom: 74px; } } .scroll-to-top.image { background-position: center; } .scroll-to-top .scroll-to-top-image { width: 100%; height: 100%; } .scroll-to-top .scroll-to-top-label { margin: 0; padding: 5px; } .scroll-to-top:hover { text-decoration: none; } .scroll-to-top.scroll-to-top-left {left: 20px; right: unset;} .scroll-to-top.scroll-show-mobile { display: flex; } @media (min-width: 960px) { .scroll-to-top { display: flex; } }.scroll-to-top { color: var(--color); padding: var(--padding); border-radius: var(--borderradius); background: var(--bgcolor); } .scroll-to-top:hover, .scroll-to-top:focus { color: var(--hovercolor); background: var(--hoverbgcolor); } .scroll-to-top-icon, .scroll-to-top.image .scroll-to-top-image { width: var(--size); height: var(--size); } .scroll-to-top-image { background-image: var(--bgimage); background-size: cover; }.has-custom-1-color {color:var(--custom-1) !important} .has-custom-1-background-color {background-color:var(--custom-1) !important}:root{--nv-primary-accent:#8e3194;--nv-secondary-accent:#8e3194;--nv-site-bg:#ffffff;--nv-light-bg:#fbfbfb;--nv-dark-bg:#1b2741;--nv-text-color:#1b2741;--nv-text-dark-bg:#ffffff;--nv-c-1:#77b978;--nv-c-2:#f37262;--nv-fallback-ff:Arial, Helvetica, sans-serif;--custom-1:#8e3194;}
106:root{--e-global-color-nvprimaryaccent:#8e3194;--e-global-color-nvsecondaryaccent:#8e3194;--e-global-color-nvsitebg:#ffffff;--e-global-color-nvlightbg:#fbfbfb;--e-global-color-nvdarkbg:#1b2741;--e-global-color-nvtextcolor:#1b2741;--e-global-color-nvtextdarkbg:#ffffff;--e-global-color-nvc1:#77b978;--e-global-color-nvc2:#f37262;--e-global-color-custom1:#8e3194;}
107 #content.neve-main .container .alignfull > [class*="__inner-container"],#content.neve-main .alignwide > [class*="__inner-container"]{ max-width: 718px; } @media(min-width: 576px){ #content.neve-main .container .alignfull > [class*="__inner-container"],#content.neve-main .alignwide > [class*="__inner-container"]{ max-width: 962px; } } @media(min-width: 960px) { #content.neve-main .container .alignfull > [class*="__inner-container"],#content.neve-main .container .alignwide > [class*="__inner-container"]{ max-width: 1140px; } #content.neve-main > .container > .row > .col{ max-width: 100%; } body:not(.neve-off-canvas) #content.neve-main > .container > .row > .nv-sidebar-wrap, body:not(.neve-off-canvas) #content.neve-main > .container > .row > .nv-sidebar-wrap.shop-sidebar { max-width: 0%; } } 
108/*# sourceURL=neve-style-inline-css */
109</style>
110<link rel='stylesheet' id='neve-blog-pro-css' href='https://reclaimcarfinance.com/wp-content/plugins/neve-pro-addon/includes/modules/blog_pro/assets/style.min.css?ver=3.2.6' media='all' />
111<link rel='stylesheet' id='popup-maker-site-css' href='//reclaimcarfinance.com/wp-content/uploads/pum/pum-site-styles.css?generated=1790243729&#038;ver=1.25.0' media='all' />
112<link rel='stylesheet' id='elementor-frontend-css' href='https://reclaimcarfinance.com/wp-content/plugins/elementor/assets/css/frontend.min.css?ver=4.3.3' media='all' />
113<style id="elementor-frontend-inline-css">
114.elementor-lightbox{z-index:100000 !important;}
115/*# sourceURL=elementor-frontend-inline-css */
116</style>
117<link rel='stylesheet' id='eael-general-css' href='https://reclaimcarfinance.com/wp-content/plugins/essential-addons-for-elementor-lite/assets/front-end/css/view/general.min.css?ver=6.8.5' media='all' />
118<link rel='stylesheet' id='eael-11-css' href='https://reclaimcarfinance.com/wp-content/uploads/essential-addons-elementor/eael-11.css?ver=1790263307' media='all' />
119<link rel='stylesheet' id='elementor-icons-css' href='https://reclaimcarfinance.com/wp-content/plugins/elementor/assets/lib/eicons/css/elementor-icons.min.css?ver=5.54.0' media='all' />
120<link rel='stylesheet' id='elementor-post-6-css' href='https://reclaimcarfinance.com/wp-content/uploads/elementor/css/post-6.css?ver=1791180692' media='all' />
121<link rel='stylesheet' id='neve-elementor-widgets-styles-css' href='https://reclaimcarfinance.com/wp-content/plugins/neve-pro-addon/includes/modules/elementor_booster/assets/css/style.min.css?ver=3.2.6' media='all' />
122<link rel='stylesheet' id='widget-heading-css' href='https://reclaimcarfinance.com/wp-content/plugins/elementor/assets/css/widget-heading.min.css?ver=4.3.3' media='all' />
123<link rel='stylesheet' id='widget-icon-list-css' href='https://reclaimcarfinance.com/wp-content/plugins/elementor/assets/css/widget-icon-list.min.css?ver=4.3.3' media='all' />
124<link rel='stylesheet' id='e-animation-fadeIn-css' href='https://reclaimcarfinance.com/wp-content/plugins/elementor/assets/lib/animations/styles/fadeIn.min.css?ver=4.3.3' media='all' />
125<link rel='stylesheet' id='gravity_forms_theme_reset-css' href='https://reclaimcarfinance.com/wp-content/plugins/gravityforms/assets/css/dist/gravity-forms-theme-reset.min.css?ver=2.10.5' media='all' />
126<link rel='stylesheet' id='gravity_forms_theme_foundation-css' href='https://reclaimcarfinance.com/wp-content/plugins/gravityforms/assets/css/dist/gravity-forms-theme-foundation.min.css?ver=2.10.5' media='all' />
127<link rel='stylesheet' id='gravity_forms_theme_framework-css' href='https://reclaimcarfinance.com/wp-content/plugins/gravityforms/assets/css/dist/gravity-forms-theme-framework.min.css?ver=2.10.5' media='all' />
128<link rel='stylesheet' id='widget-icon-box-css' href='https://reclaimcarfinance.com/wp-content/plugins/elementor/assets/css/widget-icon-box.min.css?ver=4.3.3' media='all' />
129<link rel='stylesheet' id='e-animation-fadeInLeft-css' href='https://reclaimcarfinance.com/wp-content/plugins/elementor/assets/lib/animations/styles/fadeInLeft.min.css?ver=4.3.3' media='all' />
130<link rel='stylesheet' id='e-animation-fadeInRight-css' href='https://reclaimcarfinance.com/wp-content/plugins/elementor/assets/lib/animations/styles/fadeInRight.min.css?ver=4.3.3' media='all' />
131<link rel='stylesheet' id='widget-image-css' href='https://reclaimcarfinance.com/wp-content/plugins/elementor/assets/css/widget-image.min.css?ver=4.3.3' media='all' />
132<link rel='stylesheet' id='e-animation-fadeInUp-css' href='https://reclaimcarfinance.com/wp-content/plugins/elementor/assets/lib/animations/styles/fadeInUp.min.css?ver=4.3.3' media='all' />
133<link rel='stylesheet' id='e-animation-bounceInUp-css' href='https://reclaimcarfinance.com/wp-content/plugins/elementor/assets/lib/animations/styles/bounceInUp.min.css?ver=4.3.3' media='all' />
134<link rel='stylesheet' id='elementor-post-11-css' href='https://reclaimcarfinance.com/wp-content/uploads/elementor/css/post-11.css?ver=1791189228' media='all' />
135<link rel='stylesheet' id='disabled-source-and-content-protection-css-css' href='https://reclaimcarfinance.com/wp-content/plugins/disabled-source-disabled-right-click-and-content-protection/includes/assets/css/style.css?ver=1.8.2' media='all' />
136<link rel='stylesheet' id='neve-google-font-muli-css' href='//fonts.googleapis.com/css?family=Muli%3A400%2C800%2C700%2C500&#038;display=swap&#038;ver=4.2.15' media='all' />
137<link rel='stylesheet' id='elementor-gf-local-roboto-css' href='https://reclaimcarfinance.com/wp-content/uploads/elementor/google-fonts/css/roboto.css?ver=1742273288' media='all' />
138<link rel='stylesheet' id='elementor-gf-local-robotoslab-css' href='https://reclaimcarfinance.com/wp-content/uploads/elementor/google-fonts/css/robotoslab.css?ver=1742273301' media='all' />
139<link rel='stylesheet' id='elementor-icons-shared-0-css' href='https://reclaimcarfinance.com/wp-content/plugins/elementor/assets/lib/font-awesome/css/fontawesome.min.css?ver=5.15.3' media='all' />
140<link rel='stylesheet' id='elementor-icons-fa-regular-css' href='https://reclaimcarfinance.com/wp-content/plugins/elementor/assets/lib/font-awesome/css/regular.min.css?ver=5.15.3' media='all' />
141<link rel='stylesheet' id='elementor-icons-fa-solid-css' href='https://reclaimcarfinance.com/wp-content/plugins/elementor/assets/lib/font-awesome/css/solid.min.css?ver=5.15.3' media='all' />
142<script id="jquery-core-js" src="https://reclaimcarfinance.com/wp-includes/js/jquery/jquery.min.js?ver=3.7.1"></script>
vendor: 1 bytes, line 142
142
143<script id="jquery-migrate-js" src="https://reclaimcarfinance.com/wp-includes/js/jquery/jquery-migrate.min.js?ver=3.4.1"></script>
143
144<link rel="https://api.w.org/" href="https://reclaimcarfinance.com/wp-json/" /><link rel="alternate" title="JSON" type="application/json" href="https://reclaimcarfinance.com/wp-json/wp/v2/pages/11" /><link rel="EditURI" type="application/rsd+xml" title="RSD" href="https://reclaimcarfinance.com/xmlrpc.php?rsd" />
145<meta name="generator" content="WordPress 7.1.2" />
146<link rel='shortlink' href='https://reclaimcarfinance.com/?p=11' />
147<style>
148		.notifyjs-bootstrap-base {
149			background-color: #F2DEDE !important;
150			border-color: #F2DEDE!important;
151			color: #B94A48!important;
152			background-position: 3px 10px !important;
153		}
154		</style><meta name="generator" content="Elementor 4.3.3; features: additional_custom_breakpoints; settings: css_print_method-external, google_font-enabled, font_display-auto">
155			<style>
156				.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload),
157				.e-con.e-parent:nth-of-type(n+4):not(.e-lazyloaded):not(.e-no-lazyload) * {
158					background-image: none !important;
159				}
160				@media screen and (max-height: 1024px) {
161					.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload),
162					.e-con.e-parent:nth-of-type(n+3):not(.e-lazyloaded):not(.e-no-lazyload) * {
163						background-image: none !important;
164					}
165				}
166				@media screen and (max-height: 640px) {
167					.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload),
168					.e-con.e-parent:nth-of-type(n+2):not(.e-lazyloaded):not(.e-no-lazyload) * {
169						background-image: none !important;
170					}
171				}
172			</style>
173			
173<script>jQuery(document).on('pumAfterClose', function () {
174    setTimeout(function() {
175        // Get the signature pad canvas
176        var canvas = document.getElementById('input_16_67');
177        if (canvas) {
178            // Resize canvas to fill parent width and set height to 500
179            canvas.width = canvas.parentElement.offsetWidth;
180            canvas.height = 180;
181
182            // Force Gravity Forms signature pad to redraw
183            if (typeof gformSignature !== 'undefined' && typeof gformSignature.resize === 'function') {
184                gformSignature.resize();
185            }
186        }
187    }, 150); // Delay to allow popup to fully close
188});
189</script>
189<script>function addServiceListeners() {
190    jQuery(document).ready(function($) {
191        $(document).on('gform_post_render', function(event, formId) {
192            const formIds = [18];
193
194            if (formIds.includes(formId)) {
195                const submitButtonId = '#gform_submit_button_' + formId;
196                const emailFieldId = '#input_18_4'; // email field
197
198                // Attach click handler for loader with namespacing
199                $(submitButtonId).off('click.loader').on('click.loader', function(event) {
200                    const emailValue = $(emailFieldId).val();
201                    const hasValidationErrors = $('.gfield_error').length > 0;
202
203                    // If there are any other GF validation errors, just return
204                    if (hasValidationErrors) return;
205
206                    // Stop submit if email is empty (no error message)
207                    if (!emailValue) {
208                        event.preventDefault();
209                        return;
210                    }
211
212                    // Passed validation — show loader
213                    $('#pcp-loader').fadeIn();
214                });
215
216                // Intercept GF confirmation and redirect, keeping loader visible
217                $(document).on('gform_confirmation_loaded', function(event, fid) {
218                    if (formIds.includes(fid) && event.detail.isRedirect) {
219                        event.preventDefault();  // prevent confirmation flash
220                        $('#pcp-loader').show(); // keep loader visible
221                        setTimeout(function() {
222                            window.location.href = event.detail.url;
223                        }, 5000); // loader duration
224                    }
225                });
226
227                // Hide loader on multi-page "Next" clicks
228                $(document).on('click', '.gform_next_button', function() {
229                    $('#pcp-loader').fadeOut();
230                });
231            }
232        });
233    });
234}
235
236addServiceListeners();
237</script>
237<script>document.addEventListener('DOMContentLoaded', function () {
238  const container = document.querySelector('.lender-container');
239  const button = document.querySelector('.view-all-btn .elementor-button');
240  const buttonText = button.querySelector('.elementor-button-text');
241
242  let isExpanded = false;
243
244  button.addEventListener('click', function (e) {
245    e.preventDefault();
246    container.classList.toggle('expanded');
247    isExpanded = !isExpanded;
248    buttonText.textContent = isExpanded ? 'Show Less Lenders' : 'Show All Lenders';
249  });
250});</script>
250<link rel="icon" href="https://reclaimcarfinance.com/wp-content/uploads/2023/08/elementor/thumbs/favicon.png" sizes="32x32" />
251<link rel="icon" href="https://reclaimcarfinance.com/wp-content/uploads/2023/08/favicon.png" sizes="192x192" />
252<link rel="apple-touch-icon" href="https://reclaimcarfinance.com/wp-content/uploads/2023/08/favicon.png" />
253<meta name="msapplication-TileImage" content="https://reclaimcarfinance.com/wp-content/uploads/2023/08/favicon.png" />
254<style id="wp-custom-css">
255label#label_18_52_1 {
256    font-size: 11px;
257    font-weight: 600;
258}
259
260/* ==========================================
261   Gravity Forms - segmented radio buttons
262   ========================================== */
263div#gform_fields_18_3 {
264    grid-row-gap: 8px;
265}
266
267input#gform_previous_button_18_56 {
268    display: none;
269}
270
271.gform_wrapper .segmented-choice .gfield_radio {
272    display: flex !important;
273    align-items: center;
274    width: 100%;
275    
276    background: #f5f5f5;
277    border: 1px solid #c4c4c461;
278    border-radius: 11px;
279    
280    padding: 4px !important;
281    margin: 0 !important;
282    gap: 3px;
283}
284
285
286/* Each choice */
287.gform_wrapper .segmented-choice .gchoice {
288    flex: 1 1 0;
289    position: relative;
290    margin: 0 !important;
291    padding: 0 !important;
292}
293
294
295/* Hide actual radio button */
296.gform_wrapper .segmented-choice input[type="radio"] {
297    position: absolute !important;
298    opacity: 0 !important;
299    width: 1px !important;
300    height: 1px !important;
301}
302
303
304/* Button */
305.gform_wrapper .segmented-choice .gchoice label {
306    display: flex !important;
307    align-items: center;
308    justify-content: center;
309
310    width: 100% !important;
311    max-width: none !important;
312    min-height: 32px;
313
314    margin: 0 !important;
315    padding: 5px 10px !important;
316
317    border-radius: 8px;
318
319    background: transparent;
320    color: #012e79;
321
322    font-size: 14px;
323    font-weight: 600;
324    line-height: 1.2;
325    text-align: center;
326
327    cursor: pointer;
328
329    transition:
330        background-color .15s ease,
331        color .15s ease;
332}
333
334
335/* Selected */
336.gform_wrapper .segmented-choice input[type="radio"]:checked + label {
337    background: #8e3194 !important;
338    color: #fff !important;
339}
340
341
342/* Hover */
343.gform_wrapper .segmented-choice input[type="radio"]:not(:checked) + label:hover {
344    background: #8e3194;
345	color: #ffffff;
346}
347
348
349/* Keyboard focus */
350.gform_wrapper .segmented-choice input[type="radio"]:focus-visible + label {
351    outline: 2px solid #8e3194;
352    outline-offset: 1px;
353}
354
355
356/* Optional subtle separators */
357.gform_wrapper .segmented-choice .gchoice:not(:last-child)::after {
358    content: "";
359    position: absolute;
360    right: -2px;
361    top: 20%;
362    height: 60%;
363    width: 1px;
364    background: #eeeeee;
365}
366
367
368/* Don't show separator beside selected button */
369.gform_wrapper .segmented-choice .gchoice:has(input:checked)::after {
370    display: none;
371}
372
373.gform_wrapper .segmented-choice .gchoice:has(+ .gchoice input:checked)::after {
374    display: none;
375}
376/* Vertical dividers between options */
377.gform_wrapper .segmented-choice .gchoice:not(:last-child)::after {
378    content: "";
379    position: absolute;
380    right: 0;
381    top: 20%;
382    height: 60%;
383    width: 1px;
384    background: #e5e5e5;
385    z-index: 1;
386}
387
388/* Hide dividers touching the selected option */
389.gform_wrapper .segmented-choice .gchoice:has(input:checked)::after,
390.gform_wrapper .segmented-choice .gchoice:has(+ .gchoice input:checked)::after {
391    display: none;
392}
393/* Segmented Gravity Forms radio choices end */
394
395.pcp-compliance-question {
396    font-size: 14px;
397    font-weight: 700;
398    line-height: 1.35;
399    color: #003b7a;
400    margin-top: 8px;
401}
402
403
404/* Form Title & Name */
405select#input_18_55 {
406    padding: 12px 10px;
407}
408div#field_18_55 {
409    grid-column: span 2;
410}
411div#field_18_1 {
412    grid-column: span 5;
413}
414div#field_18_3 {
415    grid-column: span 5;
416}
417/* Form Title & Name End */
418
419/* PopUp Terms */
420
421div#popmake-10065 {
422    width: 600px !important;
423}
424div#popmake-10301 {
425    width: 600px !important;
426}
427div#popmake-7274 {
428    width: 600px !important;
429}
430div#popmake-10305 {
431    width: 600px !important;
432}
433
434/* Popup fixed header */
435.popup-header {
436  position: sticky; 
437  top: 0;
438  background: #fff;
439  padding: 10px 15px;
440  border-bottom: 2px solid #ddd;
441  z-index: 10;
442}
443
444/* Scroll body below the header */
445#popmake-10065 .popup-body {
446  max-height: 500px; /* adjust */
447  overflow-y: auto;
448  padding: 15px;
449}
450
451/* PopUp Terms */
452
453#pcp-loader {
454    display: none;
455    position: fixed;
456    top: 0;
457    left: 0;
458    width: 100%;
459    height: 100%;
460    z-index: 9999;
461    text-align: center;
462}
463
464/* Lender Section */
465.lender-container {
466  max-height: 650px;
467  overflow: hidden;
468  position: relative;
469}
470
471.lender-container::after {
472  content: "";
473  position: absolute;
474  bottom: 0;
475  left: 0;
476  width: 100%;
477  height: 120px;
478  background: linear-gradient(to top, white, transparent);
479  z-index: 1;
480  pointer-events: none;
481}
482
483/* Modifier for dark background */
484.lender-container.dark-fade::after {
485  background: linear-gradient(to top, #1B2741, transparent);
486}
487
488.view-all-btn {
489  display: flex;
490  justify-content: center;
491  transform: translateY(-60px);
492  z-index: 20;
493  position: relative;
494  transition: transform 0.3s ease;
495}
496
497.lender-container.expanded {
498  max-height: none;
499}
500
501.lender-container.expanded::after {
502  display: none;
503}
504
505.lender-container.expanded + .elementor-section .view-all-btn {
506  transform: translateY(0);
507}
508
509/* Lender Section End */
510
511
512/* Form New */
513.gform_wrapper form li, .gform_wrapper li {
514    list-style: disc;
515}
516.gform_wrapper form li, .gform_wrapper li {
517    list-style: disc;
518    padding-bottom: 3px;
519}
520.gform_wrapper.gravity-theme .gfield_label {
521    font-size: 14px !important;
522    padding: 0 10px !important;
523    z-index: 1000 !important;
524    margin-left: 15px !important;
525    background-color: #ffffff;
526    position: relative;
527}
528.ginput_container_text {
529margin-top: -20px;   
530margin-bottom: 15px;
531position: relative;
532}
533div#input_18_31 {
534    border: solid 1px #C4C4C4;
535    padding: 20px 10px 10px;
536    border-radius: 5px;
537    margin-top: -20px;
538}
539.ginput_container_select {
540    margin-top: -20px;
541}
542select#input_10_40 {
543   padding: 15px 8px 8px 15px;
544}
545.ginput_container_email {
546    margin-top: -20px;
547}
548.ginput_container_phone {
549    margin-top: -20px;
550}
551input#gform_previous_button_18_49 {
552    display: none;
553}
554input#gform_previous_button_18 {
555    display: none;
556}
557
558input#input_10_47 {
559    padding: 8px 15px;
560}
561input#input_10_4 {
562    padding: 8px 15px;
563}
564
565#field_9_31 {
566    grid-column: span 12;
567}
568.gform_wrapper.gravity-theme .ginput_complex .ginput_container_date {
569    max-width: 32% !important;
570}
571.gform_wrapper.gravity-theme .ginput_complex .ginput_container_date select {
572width: 149px !important;
573}
574
575.page1-text {
576    margin-bottom: 0px;
577    font-size: 14px;
578}
579
580.form-text h4 {
581    margin: 0px;
582}
583
584.form-text {
585    font-size: 13px;
586}
587
588p.gform_required_legend {
589    display: none;
590}
591span.gfield_required {
592    display: none !important;
593}
594
595div#field_16_75 {
596    margin-top: -20px;
597}
598
599/* Form New End*/
600
601.no-margin p {
602    margin-bottom: 0px;
603}
604
605.find-agreement {
606    width: 380px !important;
607}
608
609@keyframes pulse {
610    0% {
611        transform: scale(1);
612        opacity: 1;
613    }
614    50% {
615        transform: scale(1.05);
616        opacity: 0.9;
617    }
618    100% {
619        transform: scale(1);
620        opacity: 1;
621    }
622}
623
624.pulse-animation {
625    animation: pulse 1.5s infinite;
626}
627
628/* Signature Consent Form */
629.gfield_consent_label {
630    width: 90%;
631    font-size: 11px;
632    line-height: 14px;
633    padding-left: 5px;
634}
635input#input_16_74_1 {
636    vertical-align: top;
637}
638/* Signature Consent Form End */
639
640#more, #print {
641    display: none!important;
642}
643cr-icon-button {
644    display: none!important;
645}
646
647/* Password Protect */
648
649label {
650    display: none;
651}
652input.button.button-primary.button-login {
653    width: 100%;
654}
655body.ppwp-sitewide-protection {
656    background: #ffffff;
657}
658form.ppw-swp-form {
659    box-shadow: none;
660}
661
662/* Password Protect End */
663
664
665/* Compliance Cookie */
666.cmplz-categories {
667display: block!important;
668}
669a.cmplz-link.cookie-statement {
670    display: none;
671}
672.cmplz-cookiebanner .cmplz-links .cmplz-link {
673    text-decoration: none!important;
674}
675.cmplz-cookiebanner .cmplz-title {
676    font-size: 18px!important;
677    font-weight: 900!important;
678}
679.cmplz-cookiebanner .cmplz-logo img {
680    max-height: 30px!important;
681}
682.cmplz-message {
683    text-align: center;
684}
685/* Compliance Cookie End */
686
687td.loa {
688border: none;
689background-color: white!important;
690}
691
692/* Table */
693table {
694    background-color: transparent;
695    width: 100%;
696    margin-bottom: 15px;
697    font-size: .9em;
698    border-spacing: 0;
699    border-collapse: collapse;
700}
701table tbody>tr:nth-child(odd)>td, table tbody>tr:nth-child(odd)>th {
702    background-color: #f5eff5;
703}
704
705table td, table th {
706    padding: 15px;
707    line-height: 1.5;
708    vertical-align: top;
709    border: 0.5px solid #1b2741;
710}
711/* Table End */
712
713div#block-30 {
714    margin-bottom: 10px;
715}
716.has-small-font-size {
717    font-size: 11px!important;
718    line-height: 16px;
719}
720p.gform_required_legend {
721    display: none;
722}
723p {
724    margin-bottom: 20px;
725}
726div#cb-row--footer-bottom {
727    padding-bottom: 10px;
728}
729
730input#gform_previous_button_1_33 {
731    display: none;
732}
733input#gform_previous_button_1 {
734    display: none;
735}
736.labelstyle {
737    color: #050a3f;
738}
739h3, h4, h5, h6 {
740    margin-bottom: 5px;
741}
742.Vehicle.details.elementor-widget.elementor-widget-text-editor {
743    margin-bottom: 5px;
744}
745
746form#SearchRegistration {
747    text-align: center;
748}
749input#RegSearchBox {
750    margin-bottom: 5px!important;
751    width: 290px!important;
752    color: #ffffff!important;
753		padding-left: 5px!important;
754}
755button#Reg {
756    width: 290px;
757	  padding: 10px;
758}
759.vehicle-btn-search {
760    background-color: #1b2741!important;
761    border-color: #1b2741!important;
762		border-radius: 5px!important;
763	}
764.RegSearchBox {
765    height: 50px!important;
766    background: #8e31949c!important
767}
768p.vehiclecredit {
769    display: none!important;
770}
771.elementor-element.elementor-element-7587396.elementor-widget.elementor-widget-html {
772    margin-bottom: 6px!important;
773}
774.claimform a {
775    color: #8e3194;
776}
777.elementor select {
778    background-color: #ffffff;
779}
780.elementor select {
781    background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZpZXdCb3g9IjAgMCAyMCAyMCI+PHBhdGggZmlsbD0iIzYyNjI2MiIgZD0iTTE1IDhsLTQgNi00LTZoOHoiLz48L3N2Zz4=);
782}
783.carsearch.elementor-widget.elementor-widget-html {
784    margin-bottom: 5px;
785}
786
787div#comments {
788    display: none;
789}
790
791
792@media (max-width: 767px) {
793.gform_wrapper.gravity-theme .gfield:not(.gfield--width-full) {
794    grid-column: 1 / -1!important;
795}
796	 
797.carsearch .RegSearchBox {
798    width: 290px;
799}
800.vehicle-btn-search {
801   width: 290px;
802	}
803.cmplz-cookiebanner {
804    width: 90%!important;
805}
806.cmplz-cookiebanner .cmplz-header {
807    grid-template-columns: 50px 1fr 50px!important;
808}
809	.cmplz-cookiebanner .cmplz-header .cmplz-title {
810    display: flex!important;
811}
812	
813span.read-more-toggle {
814    color: #8e3194 !important;
815}
816span.read-less-toggle {
817    color: #8e3194 !important;
818}
819	
820	/* PopUp Terms */
821
822div#popmake-10065 {
823    width: 90% !important;
824}
825div#popmake-10301 {
826    width: 90% !important;
827}
828div#popmake-7274 {
829    width: 90% !important;
830}
831div#popmake-10305 {
832    width: 90% !important;
833}
834table td, table th {
835    padding: 5px;
836    font-size: 9px;
837}
838.pum-container li {
839    font-size: 10px;
840}
841.pum-container p {
842    font-size: 10px;
843}
844.pum-container h4 {
845    font-size: 11px;
846}
847.pum-container h3 {
848    font-size: 13px;
849}
850.popup-header h3 {
851  font-size: 14px
852}
853	
854/* PopUp Terms */
855}
856
857</style>
858
859	</head>
860
861<body  class="wp-singular page-template page-template-elementor_header_footer page page-id-11 wp-theme-neve  nv-blog-grid nv-sidebar-full-width menu_sidebar_slide_left elementor-default elementor-template-full-width elementor-kit-6 elementor-page elementor-page-11" id="neve_body"  >
862<div class="wrapper">
863	
864	<header class="header"  >
865		<a class="neve-skip-link show-on-focus" href="#content" >
866			Skip to content		</a>
867		<div id="header-grid"  class="hfg_header site-header">
868	
869<div class="header--row header-main hide-on-mobile hide-on-tablet layout-full-contained nv-navbar is_sticky header--row"
870	data-row-id="main" data-show-on="desktop">
871
872	<div
873		class="header--row-inner header-main-inner">
874		<div class="container">
875			<div
876				class="row row--wrapper"
877				data-section="hfg_header_layout_main" >
878				<div class="hfg-slot left"><div class="builder-item desktop-right"><div class="item--inner builder-item--logo"
879		data-section="title_tagline"
880		data-item-id="logo">
881	
882<div class="site-logo">
883	<a class="brand" href="https://reclaimcarfinance.com/" aria-label="Reclaim Car Finance" rel="home"><img width="400" height="70" src="https://reclaimcarfinance.com/wp-content/uploads/2023/08/RCF-Logo-White.png" class="neve-site-logo skip-lazy" alt="Car Finance Claim" data-variant="logo" decoding="async" srcset="https://reclaimcarfinance.com/wp-content/uploads/2023/08/RCF-Logo-White.png 400w, https://reclaimcarfinance.com/wp-content/uploads/2023/08/RCF-Logo-White-300x53.png 300w" sizes="(max-width: 400px) 100v
883w, 400px" /></a></div>
884	</div>
885
886</div></div><div class="hfg-slot right"><div class="builder-item has-nav hfg-is-group has-primary-menu"><div class="item--inner builder-item--primary-menu has_menu"
887		data-section="header_menu_primary"
888		data-item-id="primary-menu">
889	<div class="nv-nav-wrap">
890	<div role="navigation" class="nav-menu-primary submenu-style-plain"
891			aria-label="Primary Menu (Desktop)">
892
893		<ul id="nv-primary-navigation-desktop-main" class="primary-menu-ul nav-ul menu-desktop"><li id="menu-item-5678" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-5678"><div class="wrap"><a href="https://reclaimcarfinance.com/">Home</a></div></li>
894<li id="menu-item-826" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-826"><div class="wrap"><a href="https://reclaimcarfinance.com/pcp-hp-claims/">PCP &#038; HP Claims</a></div></li>
895<li id="menu-item-991" class="menu-item menu-item-type-post_type menu-item-object-page current-menu-item page_item page-item-11 current_page_item menu-item-991 nv-active"><div class="wrap"><a href="https://reclaimcarfinance.com/claim-checker/" aria-current="page">Find My Agreement(s)</a></div></li>
896<li id="menu-item-8096" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-8096"><div class="wrap"><a href="https://reclaimcarfinance.com/comprehensive-guide-to-car-finance-claims/">Claims Guide</a></div></li>
897<li id="menu-item-771" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-771"><div class="wrap"><a href="https://reclaimcarfinance.com/faqs/">FAQs</a></div></li>
898</ul>	</div>
899</div>
900
901	</div>
902
903<div class="item--inner builder-item--button_base"
904		data-section="header_button"
905		data-item-id="button_base">
906	<div class="component-wrap">
907	<a href="/get-in-touch" class="button button-primary"
908		>Get In Touch</a>
909</div>
910	</div>
911
912</div></div>							</div>
913		</div>
914	</div>
915</div>
916
917
918<div class="header--row header-main hide-on-desktop layout-full-contained nv-navbar is_sticky header--row"
919	data-row-id="main" data-show-on="mobile">
920
921	<div
922		class="header--row-inner header-main-inner">
923		<div class="container">
924			<div
925				class="row row--wrapper"
926				data-section="hfg_header_layout_main" >
927				<div class="hfg-slot left"><div class="builder-item mobile-right tablet-right"><div class="item--inner builder-item--logo"
928		data-section="title_tagline"
929		data-item-id="logo">
930	
931<div class="site-logo">
932	<a class="brand" href="https://reclaimcarfinance.com/" aria-label="Reclaim Car Finance" rel="home"><img width="400" height="70" src="https://reclaimcarfinance.com/wp-content/uploads/2023/08/RCF-Logo-White.png" class="neve-site-logo skip-lazy" alt="Car Finance Claim" data-variant="logo" decoding="async" srcset="https://reclaimcarfinance.com/wp-content/uploads/2023/08/RCF-Logo-White.png 400w, https://reclaimcarfinance.com/wp-content/uploads/2023/08/RCF-Logo-White-300x53.png 300w" sizes="(max-width: 400px) 100vw, 400px" /></a></div>
933	</div>
934
935</div></div><div class="hfg-slot right"><div class="builder-item tablet-left mobile-left"><div class="item--inner builder-item--nav-icon"
936		data-section="header_menu_icon"
937		data-item-id="nav-icon">
938	<div class="menu-mobile-toggle item-button navbar-toggle-wrapper">
939	<button type="button" class=" navbar-toggle"
940		 aria-label="Navigation Menu"			aria-expanded="false" onclick="if('undefined' !== typeof toggleAriaClick ) { toggleAriaClick() }">
941					<span class="bars">
942				<span class="icon-bar"></span>
943				<span class="icon-bar"></span>
944				<span class="icon-bar"></span>
945			</span>
946					<span class="screen-reader-text">Navigation Menu</span>
947	</button>
948</div> <!--.navbar-toggle-wrapper-->
949
950
951	</div>
952
953</div></div>							</div>
954		</div>
955	</div>
956</div>
957
958<div
959		id="header-menu-sidebar" class="header-menu-sidebar tcb menu-sidebar-panel slide_left hfg-pe"
960		data-row-id="sidebar">
961	<div id="header-menu-sidebar-bg" class="header-menu-sidebar-bg">
962				<div class="close-sidebar-panel navbar-toggle-wrapper">
963			<button type="button" class="hamburger is-active  navbar-toggle active" 										aria-expanded="false" onclick="if('undefined' !== typeof toggleAriaClick ) { toggleAriaClick() }">
964								<span class="bars">
965						<span class="icon-bar"></span>
966						<span class="icon-bar"></span>
967						<span class="icon-bar"></span>
968					</span>
969								<span class="screen-reader-text">
970			Navigation Menu					</span>
971			</button>
972		</div>
973					<div id="header-menu-sidebar-inner" class="header-menu-sidebar-inner tcb ">
974						<div class="builder-item desktop-left tablet-left mobile-left"><div class="item--inner builder-item--widget-area-3"
975		data-section="neve_sidebar-widgets-widget-area-3"
976		data-item-id="widget-area-3">
977		<div class="widget-area">
978		<div id="block-34" class="widget widget_block widget_media_image">
979<figure class="wp-block-image size-full"><img decoding="async" width="400" height="70" src="https://reclaimcarfinance.com/wp-content/uploads/2023/08/RCF-Logo-White.png" alt="RCF Logo" class="wp-image-4112" srcset="https://reclaimcarfinance.com/wp-content/uploads/2023/08/RCF-Logo-White.png 400w, https://reclaimcarfinance.com/wp-content/uploads/2023/08/RCF-Logo-White-300x53.png 300w" sizes="(max-width: 400px) 100v
979w, 400px" /></figure>
980</div>	</div>
981	</div>
982
983</div><div class="builder-item has-nav"><div class="item--inner builder-item--primary-menu has_menu"
984		data-section="header_menu_primary"
985		data-item-id="primary-menu">
986	<div class="nv-nav-wrap">
987	<div role="navigation" class="nav-menu-primary submenu-style-plain"
988			aria-label="Primary Menu (Mobile)">
989
990		<ul id="nv-primary-navigation-mobile-sidebar" class="primary-menu-ul nav-ul menu-mobile"><li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-5678"><div class="wrap"><a href="https://reclaimcarfinance.com/">Home</a></div></li>
991<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-826"><div class="wrap"><a href="https://reclaimcarfinance.com/pcp-hp-claims/">PCP &#038; HP Claims</a></div></li>
992<li class="menu-item menu-item-type-post_type menu-item-object-page current-menu-item page_item page-item-11 current_page_item menu-item-991 nv-active"><div class="wrap"><a href="https://reclaimcarfinance.com/claim-checker/" aria-current="page">Find My Agreement(s)</a></div></li>
993<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-8096"><div class="wrap"><a href="https://reclaimcarfinance.com/comprehensive-guide-to-car-finance-claims/">Claims Guide</a></div></li>
994<li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-771"><div class="wrap"><a href="https://reclaimcarfinance.com/faqs/">FAQs</a></div></li>
995</ul>	</div>
996</div>
997
998	</div>
999
1000</div><div class="builder-item desktop-left tablet-left mobile-left"><div class="item--inner builder-item--button_base"
1001		data-section="header_button"
1002		data-item-id="button_base">
1003	<div class="component-wrap">
1004	<a href="/get-in-touch" class="button button-primary"
1005		>Get In Touch</a>
1006</div>
1007	</div>
1008
1009</div><div class="builder-item desktop-left tablet-left mobile-left"><div class="item--inner builder-item--widget-area-2"
1010		data-section="neve_sidebar-widgets-widget-area-2"
1011		data-item-id="widget-area-2">
1012		<div class="widget-area">
1013		<div id="block-38" class="widget widget_block widget_text">
1014<p class="has-text-align-center wp-block-paragraph"><br><br></p>
1015</div><div id="block-39" class="widget widget_block widget_text">
1016<p class="has-text-align-center wp-block-paragraph">reclaimcarfinance.com<br>© 2024</p>
1017</div>	</div>
1018	</div>
1019
1020</div>					</div>
1021	</div>
1022</div>
1023<div class="header-menu-sidebar-overlay hfg-ov hfg-pe" onclick="if('undefined' !== typeof toggleAriaClick ) { toggleAriaClick() }"></div>
1024</div>
1025	</header>
1026
1027	
1028
1029	
1030	<main id="content" class="neve-main" tabindex="-1">
1031
1032		<div data-elementor-type="wp-page" data-elementor-id="11" class="elementor elementor-11">
1033						<section class="elementor-section elementor-top-section elementor-element elementor-element-581cd078 no-margin elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="581cd078" data-element_type="section" data-e-type="section" data-settings="{&quot;background_background&quot;:&quot;classic&quot;}">
1034						<div class="elementor-container elementor-column-gap-default">
1035					<div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-618db975" data-id="618db975" data-element_type="column" data-e-type="column">
1036			<div class="elementor-widget-wrap elementor-element-populated">
1037						<div class="elementor-element elementor-element-65d2919b elementor-widget elementor-widget-heading" data-id="65d2919b" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
1038				<div class="elementor-widget-container">
1039					<h2 class="elementor-heading-title elementor-size-default">Vehicle Finance Agreement Finder</h2>				</div>
1040				</div>
1041				<div class="elementor-element elementor-element-5b3d23a6 elementor-widget elementor-widget-text-editor" data-id="5b3d23a6" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
1042				<div class="elementor-widget-container">
1043									<div class="mx-auto flex w-full max-w-[780px] flex-row items-center justify-between"><div class="flex w-full flex-col items-start py-[16px] md:items-center"><p class="text-[16px] md:text-[1rem]">Submit your details to find any mis-sold vehicle finance agreements.</p></div></div>								</div>
1044				</div>
1045					</div>
1046		</div>
1047					</div>
1048		</section>
1049				<section class="elementor-section elementor-top-section elementor-element elementor-element-228aff0b elementor-section-content-middle elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="228aff0b" data-element_type="section" data-e-type="section" id="review" data-settings="{&quot;background_background&quot;:&quot;classic&quot;}">
1050						<div class="elementor-container elementor-column-gap-no">
1051					<div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-70b3ce parent-sticky" data-id="70b3ce" data-element_type="column" data-e-type="column" data-settings="{&quot;background_background&quot;:&quot;classic&quot;}">
1052			<div class="elementor-widget-wrap elementor-element-populated">
1053						<section class="elementor-section elementor-inner-section elementor-element elementor-element-3e702786 titlesticky elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="3e702786" data-element_type="section" data-e-type="section">
1054						<div class="elementor-container elementor-column-gap-default">
1055					<div class="elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-4fba0883 elementor-invisible" data-id="4fba0883" data-element_type="column" data-e-type="column" data-settings="{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;}">
1056			<div class="elementor-widget-wrap elementor-element-populated">
1057						<div class="elementor-element elementor-element-7a2a6b8c no-margin elementor-widget elementor-widget-text-editor" data-id="7a2a6b8c" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
1058				<div class="elementor-widget-container">
1059									<p>Find out if you have any mis-sold car finance agreements that could each qualify for compensation.</p>								</div>
1060				</div>
1061				<div class="elementor-element elementor-element-381e8a3c elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list" data-id="381e8a3c" data-element_type="widget" data-e-type="widget" data-widget_type="icon-list.default">
1062				<div class="elementor-widget-container">
1063							<ul class="elementor-icon-list-items">
1064							<li class="elementor-icon-list-item">
1065											<span class="elementor-icon-list-icon">
1066							<i aria-hidden="true" class="far fa-file-alt"></i>						</span>
1067										<span class="elementor-icon-list-text"><strong><span style="color:#8E3194">Enter Your Details:</span></strong> Add your name and address to get started.</span>
1068									</li>
1069								<li class="elementor-icon-list-item">
1070											<span class="elementor-icon-list-icon">
1071							<i aria-hidden="true" class="fas fa-search"></i>						</span>
1072										<span class="elementor-icon-list-text"><strong><span style="color:#8E3194">Quick Verification:</span></strong> We perform a soft credit check to confirm if you had a vehicle on finance between 2007 and 2024.</span>
1073									</li>
1074								<li class="elementor-icon-list-item">
1075											<span class="elementor-icon-list-icon">
1076							<i aria-hidden="true" class="far fa-list-alt"></i>						</span>
1077										<span class="elementor-icon-list-text"><strong><span style="color:#8E3194">Your Results:</span></strong> We’ll refer you to our partners to review your finance agreements &amp; determine if you may be owed compensation.</span>
1078									</li>
1079						</ul>
1080						</div>
1081				</div>
1082				<div class="elementor-element elementor-element-4abc7bb9 no-margin elementor-widget elementor-widget-text-editor" data-id="4abc7bb9" data-element_type="widget" data-e-type="widget" data-settings="{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:400}" data-widget_type="text-editor.default">
1083				<div class="elementor-widget-container">
1084									<p>The privacy of our clients is a priority. See our <a href="/privacy-policy/">privacy policy</a></p>								</div>
1085				</div>
1086				<div class="elementor-element elementor-element-5dc77177 elementor-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-invisible elementor-widget elementor-widget-icon-list" data-id="5dc77177" data-element_type="widget" data-e-type="widget" data-settings="{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:100}" data-widget_type="icon-list.default">
1087				<div class="elementor-widget-container">
1088							<ul class="elementor-icon-list-items">
1089							<li class="elementor-icon-list-item">
1090											<span class="elementor-icon-list-icon">
1091							<i aria-hidden="true" class="fas fa-lock"></i>						</span>
1092										<span class="elementor-icon-list-text">SSL Data Encryption</span>
1093									</li>
1094						</ul>
1095						</div>
1096				</div>
1097					</div>
1098		</div>
1099					</div>
1100		</section>
1101					</div>
1102		</div>
1103				<div class="elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-44a2703a elementor-invisible" data-id="44a2703a" data-element_type="column" data-e-type="column" data-settings="{&quot;animation&quot;:&quot;fadeIn&quot;}">
1104			<div class="elementor-widget-wrap elementor-element-populated">
1105						<div class="elementor-element elementor-element-53d4541f eael-gravity-form-button-custom elementor-widget elementor-widget-eael-gravity-form" data-id="53d4541f" data-element_type="widget" data-e-type="widget" data-widget_type="eael-gravity-form.default">
1106				<div class="elementor-widget-container">
1107								<div class="eael-contact-form eael-gravity-form eael-custom-radio-checkbox eael-contact-form-align-default">
1108		        
1109            
1109<script type="text/javascript">
1110                /* EA Gravity Forms - fallback dispatch of GF's per-form post-render event.
1111                 *
1112                 * GF normally dispatches this itself from GFFormDisplay::footer_init_scripts().
1113                 * In render contexts where that never runs, GF add-ons that bind to
1114                 * `gform/post_render` - e.g. the reCAPTCHA Add-On v2.2.2+, which registers its
1115                 * v3 token submission filter there - are never initialised.
1116                 *
1117                 * Dispatching unconditionally is not safe. GF's multi-file uploader calls
1118                 * `new plupload.Uploader()` on every post_render with no idempotency guard
1119                 * (gravityforms/js/gravityforms.js), so a second dispatch binds a second
1120                 * uploader to the same field and every selected file is submitted twice. GF's
1121                 * own guard is function-local to the script it prints and cannot be read from
1122                 * here, so we watch for the event instead and only step in if it never comes.
1123                 *
1124                 * This is the single fallback for this widget. Tickets 84410 and 84529 each
1125                 * added one independently and both were merged, leaving two mutually-blind
1126                 * shims that raced (issue #894). Do not add another - extend this one, and
1127                 * keep the `window.__eaelGfPostRender*` flags as the shared source of truth.
1128                 *
1129                 * Printed before the form markup so the listeners are in place ahead of any
1130                 * GF init script for this form, whether printed inline or in the footer.
1131                 */
1132                ( function () {
1133                    var formId    = 18;
1134                    var seenFlag  = '__eaelGfPostRenderSeen_'  + formId; // dispatched, by anyone
1135                    var boundFlag = '__eaelGfPostRenderBound_' + formId; // this shim is installed
1136
1137                    if ( window[ boundFlag ] ) {
1138                        return;
1139                    }
1140                    window[ boundFlag ] = true;
1141
1142                    function markSeen( id ) {
1143                        if ( parseInt( id, 10 ) === formId ) {
1144                            window[ seenFlag ] = true;
1145                        }
1146                    }
1147
1148                    // triggerPostRenderEvents() always fires the jQuery event first and the
1149                    // gform.utils one after, whoever calls it - so between them these observe
1150                    // GF core's own dispatch as well as any other caller's.
1151                    if ( window.jQuery ) {
1152                        window.jQuery( document ).on( 'gform_post_render', function ( event, id ) {
1153                            markSeen( typeof id !== 'undefined' ? id : formId );
1154                        } );
1155                    }
1156                    if ( window.gform && window.gform.utils
1157                         && typeof window.gform.utils.addEventListener === 'function' ) {
1158                        window.gform.utils.addEventListener( 'gform/post_render', function ( e ) {
1159                            markSeen( e && e.detail && typeof e.detail.formId !== 'undefined'
1160                                      ? e.detail.formId : formId );
1161                        } );
1162                    }
1163
1164                    function maybeDispatch() {
1165                        if ( window[ seenFlag ] ) {
1166                            return;
1167                        }
1168
1169                        // GF leaves this marker beside a hidden form while it waits for the
1170                        // form to become visible, and removes it once it dispatches. Still
1171                        // present means GF's script did run and will dispatch on its own -
1172                        // firing now is the double-dispatch that duplicates file uploads.
1173                        if ( document.getElementById( 'gform_visibility_test_' + formId ) ) {
1174                            return;
1175                        }
1176
1177                        if ( ! window.gform || ! window.gform.core
1178                             || typeof window.gform.core.triggerPostRenderEvents !== 'function' ) {
1179                            return;
1180                        }
1181
1182                        var pageInput   = document.getElementById( 'gform_source_page_number_' + formId );
1183                        var currentPage = pageInput ? parseInt( pageInput.value, 10 ) : 1;
1184
1185                        window[ seenFlag ] = true;
1186                        window.gform.core.triggerPostRenderEvents( formId, currentPage || 1 );
1187                    }
1188
1189                    // Wait for the window load event and then for GF's own gate, which needs
1190                    // DOMContentLoaded plus its main and theme script events. Registering the
1191                    // callback this late puts it behind GF's in the queue, and the timeout
1192                    // puts it in a later task again, so GF always gets to dispatch first.
1193                    function schedule() {
1194                        if ( window.gform && typeof window.gform.initializeOnLoaded === 'function' ) {
1195                            window.gform.initializeOnLoaded( function () {
1196                                setTimeout( maybeDispatch, 0 );
1197                            } );
1198                        } else {
1199                            setTimeout( maybeDispatch, 0 );
1200                        }
1201                    }
1202
1203                    if ( document.readyState === 'complete' ) {
1204                        schedule();
1205                    } else {
1206                        window.addEventListener( 'load', schedule );
1207                    }
1208                } )();
1209            </script>
1209
1210
1211            
1212                <div class='gf_browser_chrome gform_wrapper gravity-theme gform-theme--no-framework' data-form-theme='gravity-theme' data-form-index='0' id='gform_wrapper_18' style='display:none'><div id='gf_18' class='gform_anchor' tabindex='-1'></div>
1213                        <div class='gform_heading'>
1214							<p class='gform_required_legend'>&quot;<span class="gfield_required gfield_required_asterisk">*</span>&quot; indicates required fields</p>
1215                        </div><form method='post' enctype='multipart/form-data' target='gform_ajax_frame_18' id='gform_18'  action='/claim-checker/#gf_18' data-formid='18' novalidate> 
1216 <input type="hidden" class="gforms-pum" value="{&quot;closepopup&quot;:false,&quot;closedelay&quot;:0,&quot;openpopup&quot;:false,&quot;openpopup_id&quot;:0}" />
1217                        <div class='gform-body gform_body'><div id='gform_page_18_1' class='gform_page ' data-js='page-field-id-0' >
1218					<div class='gform_page_fields'><div id='gform_fields_18' class='gform_fields top_label form_sublabel_below description_below validation_below'><div id="field_18_66" class="gfield gfield--type-honeypot gform_validation_container field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible"  ><label class='gfield_label gform-field-label' for='input_18_66'>URL</label><div class='ginput_container'><input name='input_66' id='input_18_66' type='text' value='' autocomplete='new-password'/></div><div class='gfield_description' id='gfield_description_18_66'>This field is for validation purposes and should be left unchanged.</div></div><div id="field_18_27" class="gfield gfield--type-html gfield--input-type-html gfield--width-full gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  >
1218<script src="https://cdn.jsdelivr.net/npm/@ideal-postcodes/address-finder-bundled@4"></script>
1218
1219
1220<script>
1221document.addEventListener("DOMContentLoaded", function () {
1222    IdealPostcodes.AddressFinder.watch({
1223      apiKey: "ak_lhweyd9bUHuGGGPvif9DA4Q1ksGUd",
1224detectCountry: false,
1225defaultCountry: "GBR",
1226restrictCountries: ["GBR"],
1227      outputFields: {
1228        line_1: 'input[name="input_23"]',
1229        line_2: 'input[name="input_24"]',
1230        post_town: 'input[name="input_25"]',
1231        postcode: 'input[name="input_26"]'
1232      }
1233    });
1234
1235    IdealPostcodes.AddressFinder.watch({
1236      apiKey: "ak_lhweyd9bUHuGGGPvif9DA4Q1ksGUd",
1237detectCountry: false,
1238defaultCountry: "GBR",
1239restrictCountries: ["GBR"],
1240      outputFields: {
1241        line_1: 'input[name="input_41"]',
1242        line_2: 'input[name="input_42"]',
1243        post_town: 'input[name="input_43"]',
1244        postcode: 'input[name="input_44"]'
1245      }
1246    });
1247  });
1248</script>
1248</div><div id="field_18_54" class="gfield gfield--type-text gfield--input-type-text gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_hidden"  ><div class="admin-hidden-markup"><i class="gform-icon gform-icon--hidden" aria-hidden="true" title="This field is hidden when viewing the form"></i><span>This field is hidden when viewing the form</span></div><label class='gfield_label gform-field-label' for='input_18_54'>Fingerprint</label><div class='ginput_container ginput_container_text'><input name='input_54' id='input_18_54' type='text' value='' class='large'      aria-invalid="false"   /></div></div><div id="field_18_45" class="gfield gfield--type-html gfield--input-type-html gfield--width-full page1-text gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  ><h3>Let's Find Your Agreement(s)</h3>
1249<p>Enter your name and date of birth so we can cross-reference any car finance agreement(s) you had.</p></div><div id="field_18_55" class="gfield gfield--type-select gfield--input-type-select gfield--width-quarter gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  ><label class='gfield_label gform-field-label' for='input_18_55'>Title<span class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></label><div class='ginput_container ginput_container_select'><select name='input_55' id='input_18_55' class='large gfield_select'    aria-required="true" aria-invalid="false" ><option value='' selected='selected' class='gf_placeholder'>Select</option><option value='Mr' >Mr</option><option value='Mrs' >Mrs</option><option value='Ms' >Ms</option><option value='Dr' >Dr</option><option value='Prof' >Prof</option></select></div></div><div id="field_18_1" class="gfield gfield--type-text gfield--input-type-text gfield--width-five-twelfths title-line gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  ><label class='gfield_label gform-field-label' for='input_18_1'>First Name<span class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></label><div class='ginput_container ginput_container_text'><input name='input_1' id='input_18_1' type='text' value='' class='large'     aria-required="true" aria-invalid="false"   /></div></div><div id="field_18_3" class="gfield gfield--type-text gfield--input-type-text gfield--width-third title-line gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  ><label class='gfield_label gform-field-label' for='input_18_3'>Surname<span class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></label><div class='ginput_container ginput_container_text'><input name='input_3' id='input_18_3' type='text' value='' class='large'     aria-required="true" aria-invalid="false"   /></div></div><fieldset id="field_18_31" class="gfield gfield--type-date gfield--input-type-date gfield--input-type-datedropdown gfield--width-full title-line gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  ><legend class='gfield_label gform-field-label' >Date of Birth<span class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></legend><div id='input_18_31' class='ginput_container ginput_complex gform-grid-row'><div class='gfield_date_dropdown_day ginput_container ginput_container_date gform-grid-col' id='input_18_31_2_container'><label for='input_18_31_2' class='gform-field-label gform-field-label--type-sub hidden_sub_label screen-reader-text'>Day</label><select name='input_31[]' id='input_18_31_2'   aria-required='true'  ><option value=''>Day</option><option value='1' >1</option><option value='2' >2</option><option value='3' >3</option><option value='4' >4</option><option value='5' >5</option><option value='6' >6</option><option value='7' >7</option><option value='8' >8</option><option value='9' >9</option><option value='10' >10</option><option value='11' >11</option><option value='12' >12</option><option value='13' >13</option><option value='14' >14</option><option value='15' >15</option><option value='16' >16</option><option value='17' >17</option><option value='18' >18</option><option value='19' >19</option><option value='20' >20</option><option value='21' >21</option><option value='22' >22</option><option value='23' >23</option><option value='24' >24</option><option value='25' >25</option><option value='26' >26</option><option value='27' >27</option><option value='28' >28</option><option value='29' >29</option><option value='30' >30</option><option value='31' >31</option></select></div><div class='gfield_date_dropdown_month ginput_container ginput_container_date gform-grid-col' id='input_18_31_1_container'><label for='input_18_31_1' class='gform-field-label gform-field-label--type-sub hidden_sub_label screen-reader-text'>Month</label><select name='input_31[]' id='input_18_31_1'   aria-required='true'  ><option value=''>Month</option><option value='1' >1</option><option value='2' >2</option><option value='3' >3</option><option value='4' >4</option><option value='5' >5</option><option value='6' >6</option><option value='7' >7</option><option value='8' >8</option><option value='9' >9</option><option value='10' >10</option><option value='11' >11</option><option value='12' >12</option></select></div><div class='gfield_date_dropdown_year ginput_container ginput_container_date gform-grid-col' id='input_18_31_3_container'><label for='input_18_31_3' class='gform-field-label gform-field-label--type-sub hidden_sub_label screen-reader-text'>Year</label><select name='input_31[]' id='input_18_31_3'   aria-required='true'  ><option value=''>Year</option><option value='2027' >2027</option><option value='2026' >2026</option><option value='2025' >2025</option><option value='2024' >2024</option><option value='2023' >2023</option><option value='2022' >2022</option><option value='2021' >2021</option><option value='2020' >2020</option><option value='2019' >2019</option><option value='2018' >2018</option><option value='2017' >2017</option><option value='2016' >2016</option><option value='2015' >2015</option><option value='2014' >2014</option><option value='2013' >2013</option><option value='2012' >2012</option><option value='2011' >2011</option><option value='2010' >2010</option><option value='2009' >2009</option><option value='2008' >2008</option><option value='2007' >
12492007</option><option value='2006' >2006</option><option value='2005' >2005</option><option value='2004' >2004</option><option value='2003' >2003</option><option value='2002' >2002</option><option value='2001' >2001</option><option value='2000' >2000</option><option value='1999' >1999</option><option value='1998' >1998</option><option value='1997' >1997</option><option value='1996' >1996</option><option value='1995' >1995</option><option value='1994' >1994</option><option value='1993' >1993</option><option value='1992' >1992</option><option value='1991' >1991</option><option value='1990' >1990</option><option value='1989' >1989</option><option value='1988' >1988</option><option value='1987' >1987</option><option value='1986' >1986</option><option value='1985' >1985</option><option value='1984' >1984</option><option value='1983' >1983</option><option value='1982' >1982</option><option value='1981' >1981</option><option value='1980' >1980</option><option value='1979' >1979</option><option value='1978' >1978</option><option value='1977' >1977</option><option value='1976' >1976</option><option value='1975' >1975</option><option value='1974' >1974</option><option value='1973' >1973</option><option value='1972' >1972</option><option value='1971' >1971</option><option value='1970' >1970</option><option value='1969' >1969</option><option value='1968' >1968</option><option value='1967' >1967</option><option value='1966' >1966</option><option value='1965' >1965</option><option value='1964' >1964</option><option value='1963' >1963</option><option value='1962' >1962</option><option value='1961' >1961</option><option value='1960' >1960</option><option value='1959' >1959</option><option value='1958' >1958</option><option value='1957' >1957</option><option value='1956' >1956</option><option value='1955' >1955</option><option value='1954' >1954</option><option value='1953' >1953</option><option value='1952' >1952</option><option value='1951' >1951</option><option value='1950' >1950</option><option value='1949' >1949</option><option value='1948' >1948</option><option value='1947' >1947</option><option value='1946' >1946</option><option value='1945' >1945</option><option value='1944' >1944</option><option value='1943' >
12491943</option><option value='1942' >1942</option><option value='1941' >1941</option><option value='1940' >1940</option><option value='1939' >1939</option><option value='1938' >1938</option><option value='1937' >1937</option><option value='1936' >1936</option><option value='1935' >1935</option><option value='1934' >1934</option><option value='1933' >1933</option><option value='1932' >1932</option><option value='1931' >1931</option><option value='1930' >1930</option><option value='1929' >1929</option><option value='1928' >1928</option><option value='1927' >1927</option><option value='1926' >1926</option><option value='1925' >1925</option><option value='1924' >1924</option><option value='1923' >1923</option><option value='1922' >1922</option><option value='1921' >1921</option><option value='1920' >1920</option></select></div></div></fieldset><div id="field_18_48" class="gfield gfield--type-text gfield--input-type-text gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_hidden"  ><div class="admin-hidden-markup"><i class="gform-icon gform-icon--hidden" aria-hidden="true" title="This field is hidden when viewing the form"></i><span>This field is hidden when viewing the form</span></div><label class='gfield_label gform-field-label' for='input_18_48'>Combined Date of Birth</label><div class='ginput_container ginput_container_text'><input name='input_48' id='input_18_48' type='text' value='' class='large'      aria-invalid="false"   /></div></div></div>
1250                    </div>
1251                    <div class='gform-page-footer gform_page_footer top_label'>
1252                         <input type='button' id='gform_next_button_18_33' class='gform_next_button gform-theme-button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='next' value='Next'  /> 
1253                    </div>
1254                </div>
1255                <div id='gform_page_18_2' class='gform_page' data-js='page-field-id-33' style='display:none;'>
1256                    <div class='gform_page_fields'>
1257                        <div id='gform_fields_18_2' class='gform_fields top_label form_sublabel_below description_below validation_below'><div id="field_18_23" class="gfield gfield--type-text gfield--input-type-text gfield--width-full gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  ><label class='gfield_label gform-field-label' for='input_18_23'>Please enter your current address<span class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></label><div class='ginput_container ginput_container_text'><input name='input_23' id='input_18_23' type='text' value='' class='large'    placeholder='Type address or postcode to find address' aria-required="true" aria-invalid="false"   /></div></div><div id="field_18_24" class="gfield gfield--type-text gfield--input-type-text gfield--width-full field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible"  ><label class='gfield_label gform-field-label' for='input_18_24'>Address Line 2</label><div class='ginput_container ginput_container_text'><input name='input_24' id='input_18_24' type='text' value='' class='large'    placeholder='Address Line 2'  aria-invalid="false"   /></div></div><div id="field_18_26" class="gfield gfield--type-text gfield--input-type-text gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible"  ><label class='gfield_label gform-field-label' for='input_18_26'>Postcode<span class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></label><div class='ginput_container ginput_container_text'><input name='input_26' id='input_18_26' type='text' value='' class='large'    placeholder='Postcode' aria-required="true" aria-invalid="false"   /></div></div><div id="field_18_25" class="gfield gfield--type-text gfield--in
1257put-type-text gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible"  ><label class='gfield_label gform-field-label' for='input_18_25'>City<span class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></label><div class='ginput_container ginput_container_text'><input name='input_25' id='input_18_25' type='text' value='' class='large'    placeholder='City' aria-required="true" aria-invalid="false"   /></div></div><div id="field_18_40" class="gfield gfield--type-select gfield--input-type-select gfield--width-full gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  ><label class='gfield_label gform-field-label' for='input_18_40'>Have you lived at this address for more than 3 years?<span class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></label><div class='ginput_container ginput_container_select'><select name='input_40' id='input_18_40' class='large gfield_select'    aria-required="true" aria-invalid="false" ><option value='' selected='selected' class='gf_placeholder'>Select</option><option value='Yes' >Yes</option><option value='No' >No</option></select></div></div><div id="field_18_41" class="gfield gfield--type-text gfield--input-type-text gfield--width-full gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  ><label class='gfield_label gform-field-label' for='input_18_41'>Please enter your previous address<span class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></label><div class='ginput_container ginput_container_text'><input name='input_41' id='input_18_41' type='text' value='' class='large'    placeholder='Type address or postcode to find address' aria-required="true" aria-invalid="false"   /></div></div><div id="field_18_42" class="gfield gfield--type-text gfield--input-type-text gfield--width-full field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible"  ><label class='gfield_label gform-field-label' for='input_18_42'>Address Line 2</label><div class='ginput_container ginput_container_text'><input name='input_42' id='input_18_42' type='text' value='' class='large'    placeholder='Address Line 2'  aria-invalid="false"   /></div></div><div id="field_18_43" class="gfield gfield--type-text gfield--input-type-text gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible"  ><label class='gfield_label gform-field-label' for='input_18_43'>City<span class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></label><div class='ginput_container ginput_container_text'><input name='input_43' id='input_18_43' type='text' value='' class='large'    placeholder='City' aria-required="true" aria-invalid="false"   /></div></div><div id="field_18_44" class="gfield gfield--type-text gfield--input-type-text gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible"  ><label class='gfield_label gform-field-label' for='input_18_44'>Postcode<span class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></label><div class='ginput_container ginput_container_text'><input name='input_44' id='input_18_44' type='text' value='' class='large'    placeholder='Postcode' aria-required="true" aria-invalid="false"   /></div></div></div>
1258                    </div>
1259                    <div class='gform-page-footer gform_page_footer top_label'>
1260                        <input type='button' id='gform_previous_button_18_49' class='gform_previous_button gform-theme-button gform-theme-button--secondary button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='previous' value='Previous'  /> <input type='button' id='gform_next_button_18_49' class='gform_next_button gform-theme-button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='next' value='Next'  /> 
1261                    </div>
1262                </div>
1263                <div id='gform_page_18_3' class='gform_page' data-js='page-field-id-49' style='display:none;'>
1264                    <div class='gform_page_fields'>
1265                        <div id='gform_fields_18_3' class='gform_fields top_label form_sublabel_below description_below validation_below'><div id="field_18_57" class="gfield gfield--type-html gfield--input-type-html gfield--width-full page1-text gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  ><h4>Please answer the following questions.</h4></div><div id="field_18_58" class="gfield gfield--type-html gfield--input-type-html gfield--width-full gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  ><div class="pcp-compliance-question">
1266Why have you chosen us to handle your claim?
1267</div></div><fieldset id="field_18_59" class="gfield gfield--type-radio gfield--type-choice gfield--input-type-radio gfield--width-full segmented-choice gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible"  ><legend class='gfield_label gform-field-label' >Why have you chosen us to handle your claim?<span class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></legend><div class='ginput_container ginput_container_radio'><div class='gfield_radio' id='input_18_59'>
1268			<div class='gchoice gchoice_18_59_0'>
1269					<input class='gfield-choice-input' name='input_59' type='radio' value='Not sure how'  id='choice_18_59_0' onchange='gformToggleRadioOther( this )'    />
1270					<label for='choice_18_59_0' id='label_18_59_0' class='gform-field-label gform-field-label--type-inline'>Not sure how</label>
1271			</div>
1272			<div class='gchoice gchoice_18_59_1'>
1273					<input class='gfield-choice-input' name='input_59' type='radio' value='Want a pro'  id='choice_18_59_1' onchange='gformToggleRadioOther( this )'    />
1274					<label for='choice_18_59_1' id='label_18_59_1' class='gform-field-label gform-field-label--type-inline'>Want a pro</label>
1275			</div>
1276			<div class='gchoice gchoice_18_59_2'>
1277					<input class='gfield-choice-input' name='input_59' type='radio' value='No time'  id='choice_18_59_2' onchange='gformToggleRadioOther( this )'    />
1278					<label for='choice_18_59_2' id='label_18_59_2' class='gform-field-label gform-field-label--type-inline'>No time</label>
1279			</div></div></div></fieldset><div id="field_18_60" class="gfield gfield--type-html gfield--input-type-html gfield--width-full gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  ><div class="pcp-compliance-question">
1280    Do you owe money to any car finance lender?
1281</div></div><fieldset id="field_18_61" class="gfield gfield--type-radio gfield--type-choice gfield--input-type-radio gfield--width-full segmented-choice gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible"  ><legend class='gfield_label gform-field-label' >Do you owe money to any car finance lender?<span class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></legend><div class='ginput_container ginput_container_radio'><div class='gfield_radio' id='input_18_61'>
1282			<div class='gchoice gchoice_18_61_0'>
1283					<input class='gfield-choice-input' name='input_61' type='radio' value='Yes'  id='choice_18_61_0' onchange='gformToggleRadioOther( this )'    />
1284					<label for='choice_18_61_0' id='label_18_61_0' class='gform-field-label gform-field-label--type-inline'>Yes</label>
1285			</div>
1286			<div class='gchoice gchoice_18_61_1'>
1287					<input class='gfield-choice-input' name='input_61' type='radio' value='No'  id='choice_18_61_1' onchange='gformToggleRadioOther( this )'    />
1288					<label for='choice_18_61_1' id='label_18_61_1' class='gform-field-label gform-field-label--type-inline'>No</label>
1289			</div>
1290			<div class='gchoice gchoice_18_61_2'>
1291					<input class='gfield-choice-input' name='input_61' type='radio' value='Not sure'  id='choice_18_61_2' onchange='gformToggleRadioOther( this )'    />
1292					<label for='choice_18_61_2' id='label_18_61_2' class='gform-field-label gform-field-label--type-inline'>Not sure</label>
1293			</div></div></div></fieldset><div id="field_18_62" class="gfield gfield--type-html gfield--in
1293put-type-html gfield--width-full gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  ><div class="pcp-compliance-question">
1294    Are you now, or have you ever been, bankrupt or in an IVA, DRO, sequestration or similar arrangement?
1295</div></div><fieldset id="field_18_63" class="gfield gfield--type-radio gfield--type-choice gfield--input-type-radio gfield--width-full segmented-choice gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible"  ><legend class='gfield_label gform-field-label' >Are you now, or have you ever been, bankrupt or in an IVA, DRO, sequestration or similar arrangement?<span class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></legend><div class='ginput_container ginput_container_radio'><div class='gfield_radio' id='input_18_63'>
1296			<div class='gchoice gchoice_18_63_0'>
1297					<input class='gfield-choice-input' name='input_63' type='radio' value='Yes'  id='choice_18_63_0' onchange='gformToggleRadioOther( this )'    />
1298					<label for='choice_18_63_0' id='label_18_63_0' class='gform-field-label gform-field-label--type-inline'>Yes</label>
1299			</div>
1300			<div class='gchoice gchoice_18_63_1'>
1301					<input class='gfield-choice-input' name='input_63' type='radio' value='No'  id='choice_18_63_1' onchange='gformToggleRadioOther( this )'    />
1302					<label for='choice_18_63_1' id='label_18_63_1' class='gform-field-label gform-field-label--type-inline'>No</label>
1303			</div>
1304			<div class='gchoice gchoice_18_63_2'>
1305					<input class='gfield-choice-input' name='input_63' type='radio' value='Not sure'  id='choice_18_63_2' onchange='gformToggleRadioOther( this )'    />
1306					<label for='choice_18_63_2' id='label_18_63_2' class='gform-field-label gform-field-label--type-inline'>Not sure</label>
1307			</div></div></div></fieldset><div id="field_18_64" class="gfield gfield--type-html gfield--input-type-html gfield--width-full gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  ><p style="font-size:12px; line-height:16px;">Because of your answer, any compensation you receive might in certain circumstances be offset against money you owe. If that happens, you may need to pay our fee from your own funds rather than from the compensation.</p></div><div id="field_18_65" class="gfield gfield--type-html gfield--input-type-html gfield--width-full gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  ><p style="font-size:12px; line-height:16px; margin-bottom:5px;">We recommend you check before continuing. You can check your credit file or the Insolvency Register at gov.uk.</p></div></div>
1308                    </div>
1309                    <div class='gform-page-footer gform_page_footer top_label'>
1310                        <input type='button' id='gform_previous_button_18_56' class='gform_previous_button gform-theme-button gform-theme-button--secondary button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='previous' value='Previous'  /> <input type='button' id='gform_next_button_18_56' class='gform_next_button gform-theme-button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='next' value='Next'  /> 
1311                    </div>
1312                </div>
1313                <div id='gform_page_18_4' class='gform_page' data-js='page-field-id-56' style='display:none;'>
1314                    <div class='gform_page_fields'>
1315                        <div id='gform_fields_18_4' class='gform_fields top_label form_sublabel_below description_below validation_below'><div id="field_18_51" class="gfield gfield--type-html gfield--input-type-html gfield--width-full form-text gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  ><h4>Enter your current mobile telephone number</h4></div><div id="field_18_47" class="gfield gfield--type-phone gfield--in
1315put-type-phone gfield--width-full gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  ><label class='gfield_label gform-field-label' for='input_18_47'>Your Mobile<span class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></label><div class='ginput_container ginput_container_phone'><input name='input_47' id='input_18_47' type='tel' value='' class='large'   aria-required="true" aria-invalid="false"   /></div></div><div id="field_18_50" class="gfield gfield--type-html gfield--input-type-html gfield--width-full form-text gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  ><h4>Enter your current email address</h4></div><div id="field_18_4" class="gfield gfield--type-email gfield--input-type-email gfield--width-full gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  ><label class='gfield_label gform-field-label' for='input_18_4'>Your Email<span class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></label><div class='ginput_container ginput_container_email'>
1316                            <input name='input_4' id='input_18_4' type='email' value='' class='large'    aria-required="true" aria-invalid="false"  />
1317                        </div></div><div id="field_18_53" class="gfield gfield--type-html gfield--input-type-html gfield--width-full form-text gfield_html gfield_html_formatted gfield_no_follows_desc field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  ><p style="font-size:12px; line-height:16px; margin-bottom:5px;">By clicking 'Agree & Continue', I authorise BlueLion Law Limited, trading as BlueLion Claims, to conduct soft credit searches on my behalf through its provider, Valid8 IP Limited, with no impact on my credit score. I also agree to Valid8 IP's <a href="#popmake-10564">Privacy Policy</a> and the <a href="#popmake-7274">Privacy Policy</a> of BlueLion Law Limited.</p> </div><fieldset id="field_18_52" class="gfield gfield--type-checkbox gfield--type-choice gfield--input-type-checkbox gfield--width-full gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' >I have not instructed another firm to submit a claim(s) or made a claim(s) myself<span class="gfield_required"><span class="gfield_required gfield_required_asterisk">*</span></span></legend><div class='ginput_container ginput_container_checkbox'><div class='gfield_checkbox ' id='input_18_52'><div class='gchoice gchoice_18_52_1'>
1318								<input class='gfield-choice-input' name='input_52.1' type='checkbox'  value='I have not instructed another firm to submit a claim(s) or made a claim(s) myself'  id='choice_18_52_1'   />
1319								<label for='choice_18_52_1' id='label_18_52_1' class='gform-field-label gform-field-label--type-inline'>I have not instructed another firm to submit a claim(s) or made a claim(s) myself</label>
1320							</div></div></div></fieldset></div></div>
1321        <div class='gform-page-footer gform_page_footer top_label'><input type='submit' id='gform_previous_button_18' class='gform_previous_button gform-theme-button gform-theme-button--secondary button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='previous' value='Previous'  /> <input type='submit' id='gform_submit_button_18' class='gform_button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' value='Agree &amp; Continue'  /> <input type='hidden' name='gform_ajax' value='form_id=18&amp;title=&amp;description=&amp;tabindex=0&amp;theme=gravity-theme&amp;hash=a189f6b8f79471d7e820e9d2f295179c' />
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1327            
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1332            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_source_page_number_18' id='gform_source_page_number_18' value='1' />
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1335        </div>
1336             </div></div>
1337                        </form>
1338                        </div>
1339		                <iframe style='display:none;width:0px;height:0px;' src='about:blank' name='gform_ajax_frame_18' id='gform_ajax_frame_18' title='This iframe contains the logic required to handle Ajax powered Gravity Forms.'></iframe>
1340		                
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1346
1347
1348            				</div>
1349				</div>
1350					</div>
1351		</div>
1352					</div>
1353		</section>
1354				<section class="elementor-section elementor-top-section elementor-element elementor-element-23577001 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="23577001" data-element_type="section" data-e-type="section" data-settings="{&quot;background_background&quot;:&quot;classic&quot;}">
1355						<div class="elementor-container elementor-column-gap-default">
1356					<div class="elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-30866ad4" data-id="30866ad4" data-element_type="column" data-e-type="column">
1357			<div class="elementor-widget-wrap elementor-element-populated">
1358						<div class="elementor-element elementor-element-6bd2e5eb elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box" data-id="6bd2e5eb" data-element_type="widget" data-e-type="widget" data-widget_type="icon-box.default">
1359				<div class="elementor-widget-container">
1360							<div class="elementor-icon-box-wrapper">
1361
1362						<div class="elementor-icon-box-icon">
1363				<span  class="elementor-icon">
1364				<i aria-hidden="true" class="fas fa-shield-alt"></i>				</span>
1365			</div>
1366			
1367						<div class="elementor-icon-box-content">
1368
1369									<h3 class="elementor-icon-box-title">
1370						<span  >
1371							Find Out If 						</span>
1372					</h3>
1373				
1374									<p class="elementor-icon-box-description">
1375						You May Qualify					</p>
1376				
1377			</div>
1378			
1379		</div>
1380						</div>
1381				</div>
1382					</div>
1383		</div>
1384				<div class="elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-6baf5bf7" data-id="6baf5bf7" data-element_type="column" data-e-type="column">
1385			<div class="elementor-widget-wrap elementor-element-populated">
1386						<div class="elementor-element elementor-element-18f22ff2 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box" data-id="18f22ff2" data-element_type="widget" data-e-type="widget" data-widget_type="icon-box.default">
1387				<div class="elementor-widget-container">
1388							<div class="elementor-icon-box-wrapper">
1389
1390						<div class="elementor-icon-box-icon">
1391				<span  class="elementor-icon">
1392				<i aria-hidden="true" class="fas fa-shield-alt"></i>				</span>
1393			</div>
1394			
1395						<div class="elementor-icon-box-content">
1396
1397									<h3 class="elementor-icon-box-title">
1398						<span  >
1399							Claim Support						</span>
1400					</h3>
1401				
1402									<p class="elementor-icon-box-description">
1403						Know Your Options					</p>
1404				
1405			</div>
1406			
1407		</div>
1408						</div>
1409				</div>
1410					</div>
1411		</div>
1412				<div class="elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-187e4e80" data-id="187e4e80" data-element_type="column" data-e-type="column">
1413			<div class="elementor-widget-wrap elementor-element-populated">
1414						<div class="elementor-element elementor-element-6efb12d1 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box" data-id="6efb12d1" data-element_type="widget" data-e-type="widget" data-widget_type="icon-box.default">
1415				<div class="elementor-widget-container">
1416							<div class="elementor-icon-box-wrapper">
1417
1418						<div class="elementor-icon-box-icon">
1419				<span  class="elementor-icon">
1420				<i aria-hidden="true" class="fas fa-shield-alt"></i>				</span>
1421			</div>
1422			
1423						<div class="elementor-icon-box-content">
1424
1425									<h3 class="elementor-icon-box-title">
1426						<span  >
1427							Agreement Finder						</span>
1428					</h3>
1429				
1430									<p class="elementor-icon-box-description">
1431						Find My Agreement(s)					</p>
1432				
1433			</div>
1434			
1435		</div>
1436						</div>
1437				</div>
1438					</div>
1439		</div>
1440				<div class="elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-569668c8 elementor-hidden-mobile" data-id="569668c8" data-element_type="column" data-e-type="column">
1441			<div class="elementor-widget-wrap elementor-element-populated">
1442						<div class="elementor-element elementor-element-7b998a08 elementor-position-inline-start elementor-view-default elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box" data-id="7b998a08" data-element_type="widget" data-e-type="widget" data-widget_type="icon-box.default">
1443				<div class="elementor-widget-container">
1444							<div class="elementor-icon-box-wrapper">
1445
1446						<div class="elementor-icon-box-icon">
1447				<span  class="elementor-icon">
1448				<i aria-hidden="true" class="fas fa-shield-alt"></i>				</span>
1449			</div>
1450			
1451						<div class="elementor-icon-box-content">
1452
1453									<h3 class="elementor-icon-box-title">
1454						<span  >
1455							Your Needs						</span>
1456					</h3>
1457				
1458									<p class="elementor-icon-box-description">
1459						Our Focus					</p>
1460				
1461			</div>
1462			
1463		</div>
1464						</div>
1465				</div>
1466					</div>
1467		</div>
1468					</div>
1469		</section>
1470				<section class="elementor-section elementor-top-section elementor-element elementor-element-5c9e73b elementor-section-full_width elementor-section-height-default elementor-section-height-default" data-id="5c9e73b" data-element_type="section" data-e-type="section" data-settings="{&quot;background_background&quot;:&quot;classic&quot;}">
1471						<div class="elementor-container elementor-column-gap-default">
1472					<div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7be76eb9" data-id="7be76eb9" data-element_type="column" data-e-type="column">
1473			<div class="elementor-widget-wrap elementor-element-populated">
1474						<div class="elementor-element elementor-element-5150c4af no-margin animated-slow elementor-invisible elementor-widget elementor-widget-heading" data-id="5150c4af" data-element_type="widget" data-e-type="widget" data-settings="{&quot;_animation&quot;:&quot;fadeIn&quot;}" data-widget_type="heading.default">
1475				<div class="elementor-widget-container">
1476					<p class="elementor-heading-title elementor-size-default">The FCA has introduced a free to use motor finance redress scheme and they estimate that a consumer may receive on average £829 per agreement. Redress depends on individual circumstances and eligibility.</p>				</div>
1477				</div>
1478					</div>
1479		</div>
1480					</div>
1481		</section>
1482				<section class="elementor-section elementor-top-section elementor-element elementor-element-101f529f elementor-section-full_width elementor-section-height-default elementor-section-height-default" data-id="101f529f" data-element_type="section" data-e-type="section" data-settings="{&quot;background_background&quot;:&quot;classic&quot;}">
1483						<div class="elementor-container elementor-column-gap-default">
1484					<div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1089bae5" data-id="1089bae5" data-element_type="column" data-e-type="column">
1485			<div class="elementor-widget-wrap elementor-element-populated">
1486						<section class="elementor-section elementor-inner-section elementor-element elementor-element-6026de30 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="6026de30" data-element_type="section" data-e-type="section" data-settings="{&quot;animation&quot;:&quot;none&quot;}">
1487						<div class="elementor-container elementor-column-gap-default">
1488					<div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-42bbf10d elementor-invisible" data-id="42bbf10d" data-element_type="column" data-e-type="column" data-settings="{&quot;animation&quot;:&quot;fadeInLeft&quot;}">
1489			<div class="elementor-widget-wrap elementor-element-populated">
1490						<div class="elementor-element elementor-element-6c419fa7 elementor-widget elementor-widget-heading" data-id="6c419fa7" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
1491				<div class="elementor-widget-container">
1492					<h2 class="elementor-heading-title elementor-size-default">Achieving Fair Outcomes for Vehicle Finance Claims..<span style="color:#8E3194">.</span></h2>				</div>
1493				</div>
1494					</div>
1495		</div>
1496				<div class="elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-13f83621 elementor-invisible" data-id="13f83621" data-element_type="column" data-e-type="column" data-settings="{&quot;animation&quot;:&quot;fadeInRight&quot;}">
1497			<div class="elementor-widget-wrap elementor-element-populated">
1498						<div class="elementor-element elementor-element-3112738a no-margin elementor-widget elementor-widget-text-editor" data-id="3112738a" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
1499				<div class="elementor-widget-container">
1500									<p>Exploring a potential mis-sold vehicle finance claim can feel overwhelming. That’s why we make it simple to find your agreement(s) and connect you with trusted third-party specialists. They have the expertise to review your circumstances and guide you through the process.</p><p>Our role is to provide a straightforward, stress-free way for you to take the first step toward understanding if you could claim.</p>								</div>
1501				</div>
1502					</div>
1503		</div>
1504					</div>
1505		</section>
1506				<div class="elementor-element elementor-element-4749d321 animated-slow elementor-invisible elementor-widget elementor-widget-image" data-id="4749d321" data-element_type="widget" data-e-type="widget" data-settings="{&quot;_animation&quot;:&quot;fadeIn&quot;}" data-widget_type="image.default">
1507				<div class="elementor-widget-container">
1508															<img fetchpriority="high" decoding="async" width="1920" height="337" src="https://reclaimcarfinance.com/wp-content/uploads/2024/09/pcp-claims-process-timeline.jpg" class="attachment-full size-full wp-image-8761" alt="pcp claims process timeline" srcset="https://reclaimcarfinance.com/wp-content/uploads/2024/09/pcp-claims-process-timeline.jpg 1920w, https://reclaimcarfinance.com/wp-content/uploads/2024/09/pcp-claims-process-timeline-300x53.jpg 300w, https://reclaimcarfinance.com/wp-content/uploads/2024/09/pcp-claims-process-timeline-1024x180.jpg 1024w, https://reclaimcarfinance.com/wp-content/uploads/2024/09/pcp-claims-process-timeline-768x135.jpg 768w, https://reclaimcarfinance.com/wp-content/uploads/2024/09/pcp-claims-process-timeline-1536x270.jpg 1536w" sizes="(max-width: 1920px) 100vw, 1920px" />															</div>
1509				</div>
1510				<div class="elementor-element elementor-element-4d0a155d no-margin animated-slow elementor-invisible elementor-widget elementor-widget-text-editor" data-id="4d0a155d" data-element_type="widget" data-e-type="widget" data-settings="{&quot;_animation&quot;:&quot;fadeIn&quot;}" data-widget_type="text-editor.default">
1511				<div class="elementor-widget-container">
1512									<p>By following the steps above, we provide a structured, professional, and client-focused approach to uncovering and addressing cases of mis-sold vehicle finance.</p>								</div>
1513				</div>
1514					</div>
1515		</div>
1516					</div>
1517		</section>
1518				<section class="elementor-section elementor-top-section elementor-element elementor-element-5123a967 animated-slow elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible" data-id="5123a967" data-element_type="section" data-e-type="section" data-settings="{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;}">
1519						<div class="elementor-container elementor-column-gap-default">
1520					<div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-788d9f5c" data-id="788d9f5c" data-element_type="column" data-e-type="column">
1521			<div class="elementor-widget-wrap elementor-element-populated">
1522						<div class="elementor-element elementor-element-4045a06c elementor-widget elementor-widget-heading" data-id="4045a06c" data-element_type="widget" data-e-type="widget" data-widget_type="heading.default">
1523				<div class="elementor-widget-container">
1524					<h2 class="elementor-heading-title elementor-size-default">Excellence in Client Care and Expertise: Our Commitment to You</h2>				</div>
1525				</div>
1526				<div class="elementor-element elementor-element-36d2b545 elementor-widget elementor-widget-text-editor" data-id="36d2b545" data-element_type="widget" data-e-type="widget" data-widget_type="text-editor.default">
1527				<div class="elementor-widget-container">
1528									<p>Every situation is different, and many people are unsure where to start when it comes to vehicle finance claims. That’s why we focus on making the first step simple. By completing a quick online form, you’ll be able to check whether you could be referred to a trusted third-party specialist for further review.</p><p>Our role is to provide clear information and access to the right resources, so you can move forward with confidence knowing you’re in safe hands.</p>								</div>
1529				</div>
1530					</div>
1531		</div>
1532					</div>
1533		</section>
1534				<section class="elementor-section elementor-top-section elementor-element elementor-element-74e30e41 elementor-section-content-middle elementor-section-height-min-height elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile pcp-loader elementor-section-boxed elementor-section-height-default elementor-section-items-middle" data-id="74e30e41" data-element_type="section" data-e-type="section" id="pcp-loader" data-settings="{&quot;background_background&quot;:&quot;classic&quot;}">
1535						<div class="elementor-container elementor-column-gap-default">
1536					<div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-325ac7bb" data-id="325ac7bb" data-element_type="column" data-e-type="column">
1537			<div class="elementor-widget-wrap elementor-element-populated">
1538						<section class="elementor-section elementor-inner-section elementor-element elementor-element-36979099 elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="36979099" data-element_type="section" data-e-type="section">
1539						<div class="elementor-container elementor-column-gap-default">
1540					<div class="elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-1ac8048d" data-id="1ac8048d" data-element_type="column" data-e-type="column">
1541			<div class="elementor-widget-wrap">
1542							</div>
1543		</div>
1544				<div class="elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-44ab75cd" data-id="44ab75cd" data-element_type="column" data-e-type="column">
1545			<div class="elementor-widget-wrap elementor-element-populated">
1546						<div class="elementor-element elementor-element-726a6628 elementor-invisible elementor-widget elementor-widget-html" data-id="726a6628" data-element_type="widget" data-e-type="widget" data-settings="{&quot;_animation&quot;:&quot;fadeIn&quot;}" data-widget_type="html.default">
1547				<div class="elementor-widget-container">
1548					
1548<script src="https://unpkg.com/@lottiefiles/[email protected]/dist/dotlottie-wc.js" type="module"></script>
1548
1549<dotlottie-wc src="https://lottie.host/2c03134d-1cb3-4759-8d70-8fd20796cfd3/pcaq3N6XDB.lottie" style="width: 300px;height: 190px" speed="1" autoplay loop></dotlottie-wc>				</div>
1550				</div>
1551					</div>
1552		</div>
1553				<div class="elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-1ea60d26" data-id="1ea60d26" data-element_type="column" data-e-type="column">
1554			<div class="elementor-widget-wrap">
1555							</div>
1556		</div>
1557					</div>
1558		</section>
1559				<div class="elementor-element elementor-element-3f09f76b elementor-invisible elementor-widget elementor-widget-image" data-id="3f09f76b" data-element_type="widget" data-e-type="widget" data-settings="{&quot;_animation&quot;:&quot;bounceInUp&quot;}" data-widget_type="image.default">
1560				<div class="elementor-widget-container">
1561															<img loading="lazy" decoding="async" width="400" height="70" src="https://reclaimcarfinance.com/wp-content/uploads/2023/08/RCF-Logo-White.png" class="attachment-large size-large wp-image-4112" alt="Car Finance Claim" srcset="https://reclaimcarfinance.com/wp-content/uploads/2023/08/RCF-Logo-White.png 400w, https://reclaimcarfinance.com/wp-content/uploads/2023/08/RCF-Logo-White-300x53.png 300w" sizes="(max-width: 400px) 100vw, 400px" />															</div>
1562				</div>
1563				<div class="elementor-element elementor-element-3950efc1 elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-heading" data-id="3950efc1" data-element_type="widget" data-e-type="widget" data-settings="{&quot;_animation&quot;:&quot;bounceInUp&quot;}" data-widget_type="heading.default">
1564				<div class="elementor-widget-container">
1565					<p class="elementor-heading-title elementor-size-default">Please wait while we confirm your information </p>				</div>
1566				</div>
1567					</div>
1568		</div>
1569					</div>
1570		</section>
1571				</div>
1572		
1573</main><!--/.neve-main-->
1574
1575<footer class="site-footer" id="site-footer"  >
1576	<div class="hfg_footer">
1577		<div class="footer--row footer-top hide-on-mobile hide-on-tablet layout-full-contained"
1578	id="cb-row--footer-desktop-top"
1579	data-row-id="top" data-show-on="desktop">
1580	<div
1581		class="footer--row-inner footer-top-inner footer-content-wrap">
1582		<div class="container">
1583			<div
1584				class="hfg-grid nv-footer-content hfg-grid-top row--wrapper row "
1585				data-section="hfg_footer_layout_top" >
1586				<div class="hfg-slot left"><div class="builder-item desktop-center tablet-center mobile-center"><div class="item--inner builder-item--footer-one-widgets"
1587		data-section="neve_sidebar-widgets-footer-one-widgets"
1588		data-item-id="footer-one-widgets">
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1643<p class="has-text-align-center has-small-font-size wp-block-paragraph">Reclaim Car Finance is a trading name of Ono Corp Ltd. Ono Corp Ltd is Authorised and Regulated by the Financial Conduct Authority FRN: 830185. Registered in England and Wales No. 09020047. Registered Address: 82 King Street, Manchester, M2 4WQ. Data Protection registration No. Z1480043. Ono Corp Ltd is a Claims Management Company (CMC). You can claim for free, without using a CMC, first directly to your finance provider or to the Financial Ombudsman Service/Financial Services Compensation Scheme. The FCA has introduced a free to use motor finance redress scheme.</p>
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1720<p class="has-text-align-center has-small-font-size wp-block-paragraph">Reclaim Car Finance is a trading name of Ono Corp Ltd. Ono Corp Ltd is Authorised and Regulated by the Financial Conduct Authority FRN: 830185. Registered in England and Wales No. 09020047. Registered Address: 82 King Street, Manchester, M2 4WQ. Data Protection registration No. Z1480043. Ono Corp Ltd is a Claims Management Company (CMC). You can claim for free, without using a CMC, first directly to your finance provider or to the Financial Ombudsman Service/Financial Services Compensation Scheme. The FCA has introduced a free to use motor finance redress scheme.</p>
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1747				
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1751			
1752<h2 class="wp-block-heading">TERMS OF ENGAGEMENT</h2>
1753
1754
1755
1756<h3 class="wp-block-heading">1. Definitions and Interpretation</h3>
1757
1758
1759
1760<p class="wp-block-paragraph"><strong>1.1</strong> “Agreement” means the contractual relationship between you and us which you enter by providing your signature. This includes where you provide your signature electronically.</p>
1761
1762
1763
1764<p class="wp-block-paragraph"><strong>1.2</strong> “BlueLion Claims” means BlueLion Law Limited. Any reference to ‘we’, ‘us’ or our in the Agreement shall be taken to be a reference to BlueLion Law Limited. “Cancellation Period” means 14 days following the date on which you provide your signature to the Claim Pack documents.</p>
1765
1766
1767
1768<p class="wp-block-paragraph"><strong>1.3</strong> “Claim(s)” means a complaint or potential complaint against the Lender relating to (i) the failure to disclose commission charges, or other sums paid in connection with your Credit Product(s) and/or (ii) the failure to undertake sufficient affordability checks when arranging your Credit Product(s) and/or (iii) the mis sale of ancillary, or other products that were financed under your Credit Product(s) and/or (iv) any other unfair lending practices identified during the provision of services we provide to you.</p>
1769
1770
1771
1772<p class="wp-block-paragraph"><strong>1.4</strong> “Claims Services” means the work we undertake to assess, prepare, submit and negotiate the Claim(s) with the Lender as outlined in Clause 2 of these Terms of Engagement.</p>
1773
1774
1775
1776<p class="wp-block-paragraph"><strong>1.5</strong> “Compensation” means any sums offered, paid or given in respect of a settlement / pursuant to the FCA’s proposed industry-wide compensation scheme, goodwill gesture, policy refund or rebate or any other payment associated with the Claim(s) including any interest payments and associated charges. For the avoidance of doubt, Compensation also includes any sums used to reduce any outstanding balances/debt.</p>
1777
1778
1779
1780<p class="wp-block-paragraph"><strong>1.6</strong> “Credit Product” means a financial product allowing you to borrow money from a lender.</p>
1781
1782
1783
1784<p class="wp-block-paragraph"><strong>1.7</strong> “Credit Record Request” means us reviewing your credit file to identify information about your Lenders and your Credit Products through either the submission of a soft credit check to credit reference agencies or a subject access request to the Lender. These requests will not adversely affect your credit rating.</p>
1785
1786
1787
1788<p class="wp-block-paragraph"><strong>1.8</strong> “FOS” means the Financial Ombudsman Service, which can review the Lender’s decision about your Claim(s).</p>
1789
1790
1791
1792<p class="wp-block-paragraph"><strong>1.9</strong> “FOS Representative Fees” means £250 which is reduced to £75 if it upholds your complaint.</p>
1793
1794
1795
1796<p class="wp-block-paragraph"><strong>1.10</strong> “Lender” means the party against which you pursue the Claim / your opponent. “Success Fee” means the amount you will have to pay us for our services as set out in Clause 5 of these Terms of Engagement.</p>
1797
1798
1799
1800<p class="wp-block-paragraph"><strong>1.11</strong> “you / your” means the account holder whose details are set out in the Letter of Authority and who has instructed us to act on their behalf.</p>
1801
1802
1803
1804<p class="wp-block-paragraph"><strong>1.12</strong> Unless the context otherwise requires, words in the singular include the plural and in the plural include the singular.</p>
1805
1806
1807
1808<h3 class="wp-block-heading">2. Our Services</h3>
1809
1810
1811
1812<p class="wp-block-paragraph"><strong>2.1</strong> Upon receiving your instructions, you authorise us to undertake a Credit Record Request / subject access request to identify the lenders with which you held car finance.</p>
1813
1814
1815
1816<p class="wp-block-paragraph"><strong>2.2</strong> If we identify any other lenders you may have a Claim against as part of our investigations, you authorise us to pursue those Claims on your behalf.</p>
1817
1818
1819
1820<p class="wp-block-paragraph"><strong>2.3</strong> Once we identify your car finance lender and we have substantiated your Claim, we will submit a Claim to your Lender.</p>
1821
1822
1823
1824<p class="wp-block-paragraph"><strong>2.4</strong> Where your Lender does not provide a satisfactory outcome to your Claim, we will assess whether to submit your Claim to FOS and/or process your Claim by way of litigation where we consider such a Claim has a reasonable prospect of success.</p>
1825
1826
1827
1828<p class="wp-block-paragraph"><strong>2.5</strong> You give your consent for us to apply your signature to a Letter of Authority and where applicable, the FOS complaint form in circumstances where we consider such a referral would benefit your Claim(s) and we will inform you of this in advance accordingly. Alternatively, you can refer your own Claim to the FOS directly.</p>
1829
1830
1831
1832<p class="wp-block-paragraph"><strong>2.6</strong> We will not process the Claim(s) until we receive your instruction.</p>
1833
1834
1835
1836<p class="wp-block-paragraph"><strong>2.7</strong> Once we receive your instruction, we will (a) undertake the Credit Record Request (through a company called Valid8 Limited) to identify Lenders with which you held Credit Products and information about your Credit Products (b) submit a Claim(s) to a Lender(s), where we have all relevant information to do so and believe the Claim(s) has a reasonable prospect of success (c) where required, request additional information from you to substantiate your Claim(s) against a Lender(s); and/or (d) where required, request information from a Lender(s) or other relevant third parties about the Credit Product(s) you held.</p>
1837
1838
1839
1840<p class="wp-block-paragraph"><strong>2.8</strong> We will use our reasonable endeavours to obtain Compensation for each Claim we pursue and will liaise and negotiate with the Lender on your behalf, as necessary to progress the Claim(s).</p>
1841
1842
1843
1844<p class="wp-block-paragraph"><strong>2.9</strong> You understand that you have instructed us to request that the Lender investigates all Credit Products you hold/held with them under the instruction(s) provided, and that any successful Claim(s) will be subject to a Success Fee(s).</p>
1845
1846
1847
1848<p class="wp-block-paragraph"><strong>2.10</strong> By providing your instruction, you agree to us referring your Claim(s) to FOS, where we consider such referral would benefit your Claim(s). Where a Lender does not provide a satisfactory outcome to your Claim(s), your signature will be applied to a FOS Declaration Form which we will use to submit the Claim(s) to FOS where there is merit. Alternatively, we may refer you to a “not for profit” organisation, which will assist you in presenting your Claim(s) to FOS.</p>
1849
1850
1851
1852<p class="wp-block-paragraph"><strong>2.12</strong> We will keep you updated throughout the Claim(s) and promptly notify you of the outcome of the Claim(s), including any offers of Compensation by the Lender(s).</p>
1853
1854
1855
1856<p class="wp-block-paragraph"><strong>2.13</strong> We may outsource some elements of the Claims Services such as the administration of the Claim(s), taking and making of telephone calls and/or requesting documents from you, to a specialist supervised company. You agree for us to outsource elements of the Claim(s).</p>
1857
1858
1859
1860<p class="wp-block-paragraph"><strong>2.14</strong> To ensure efficient claims processing, we adopt technology including AI within our claims management systems. By providing your instructions, you agree to use our technologies. Your data will be held in accordance with clause 15 below.</p>
1861
1862
1863
1864<h3 class="wp-block-heading">3. Our Responsibilities</h3>
1865
1866
1867
1868<p class="wp-block-paragraph"><strong>3.1</strong> Always act in your best interests, subject to our regulatory duties.</p>
1869
1870
1871
1872<p class="wp-block-paragraph"><strong>3.2</strong> Provide you with a reasonable standard of service, in line with your agreement with us.</p>
1873
1874
1875
1876<p class="wp-block-paragraph"><strong>3.3</strong> Explain to you the risks and benefits of taking legal action.</p>
1877
1878
1879
1880<p class="wp-block-paragraph"><strong>3.4</strong> Give you our best advice about whether to accept any offer of settlement. In the event that we are unable to contact you within a reasonable period (within 21 days of an offer being made), we may accept an offer of settlement on your behalf on the basis that we consider it is either within the confines of the FCA’s proposed industry-wide compensation scheme / a fair and reasonable offer pursuant to the jurisprudence in this area of law.</p>
1881
1882
1883
1884<p class="wp-block-paragraph"><strong>3.5</strong> Keep you updated on all developments throughout your Claim(s) and advise you of any important matters that could affect the outcome of your Claim(s).</p>
1885
1886
1887
1888<p class="wp-block-paragraph"><strong>3.6</strong>
1888 Progress your Claim(s) as quickly and efficiently as we can.</p>
1889
1890
1891
1892<p class="wp-block-paragraph"><strong>3.7</strong> We will use reasonable endeavours to keep safe any information or documents that you, the Lender or any third party send to us. We will not be responsible for any loss to you or any third party arising out of the loss of documents or information, including in transit either to or from us. Any additional protection that you require for lost documentation or information (for example photocopies and/or a Recorded Delivery service by Royal Mail) will be at your discretion and your expense.</p>
1893
1894
1895
1896<p class="wp-block-paragraph"><strong>3.8</strong> We are required to verify your identity and address. By giving your instruction, you acknowledge that you are giving consent to us to undertake an electronic verification check, where this is required. This process may involve searches with credit reference, fraud prevention agencies and the electoral register, which will be recorded on, but will have no adverse effect on, your credit file. We, or your Lender, may also require you to supply identification documents to allow us to verify your identity and address and/or to progress your Claim(s).</p>
1897
1898
1899
1900<p class="wp-block-paragraph"><strong>3.9</strong> We may refuse, at our discretion, to act for you without giving reason.</p>
1901
1902
1903
1904<p class="wp-block-paragraph"><strong>3.10</strong> We will not be liable to you whether in contract or tort for indirect losses which happen as a side effect of the main loss or damage and which are not foreseeable by you and by us, such as (but not limited to) loss of profits, loss of opportunity, loss of benefits or tax demands.</p>
1905
1906
1907
1908<p class="wp-block-paragraph"><strong>3.11</strong> Our total liability to you in respect of all other losses arising under or in connection with your Agreement with us, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, shall in no circumstances exceed the amount of any Compensation to which you are entitled for the Claim(s) in connection to which we are liable unless those losses were foreseeable by both parties when your signature was provided. We consider that this limit is reasonable and fair in view of the type of work that we are undertaking. If the limit does cause you any concern, please contact us.</p>
1909
1910
1911
1912<p class="wp-block-paragraph"><strong>3.12</strong> Nothing in these Terms of Engagement shall limit or exclude our liability for (a) death or personal injury caused by our negligence, or the negligence of our employees, agents or subcontractors (b) fraud or fraudulent misrepresentation or (c) breach of the terms implied by sections 49 to 52 of the Consumer Rights Act 2015.</p>
1913
1914
1915
1916<h3 class="wp-block-heading">4. Your Responsibilities</h3>
1917
1918
1919
1920<p class="wp-block-paragraph">By entering into this Agreement, you have chosen to ask only us to represent you. You acknowledge that you could pursue the Claim(s) yourself either directly with your Lender and through FOS, or where applicable, the FCA’s proposed industry-wide compensation scheme free of charge.</p>
1921
1922
1923
1924<p class="wp-block-paragraph"><strong>You must:</strong></p>
1925
1926
1927
1928<p class="wp-block-paragraph"><strong>4.1</strong> Cooperate with us and provide clear and timely instructions that allow us to work on your case properly.</p>
1929
1930
1931
1932<p class="wp-block-paragraph"><strong>4.2</strong> Go to any Court hearing when we ask you to.</p>
1933
1934
1935
1936<p class="wp-block-paragraph"><strong>4.3</strong> Notify us of any change of contact details as soon as practicable.</p>
1937
1938
1939
1940<p class="wp-block-paragraph"><strong>4.4</strong> Reply to our requests for information or documents in a timely fashion and no later than 14 days from when such request is made.</p>
1941
1942
1943
1944<p class="wp-block-paragraph"><strong>4.5</strong> Inform us promptly of any matters affecting the Claim(s) such as direct contact from the Lender to you and consult us before making any direct contact with or having any discussion or correspondence with the Lender concerning any aspect of the Claim(s).</p>
1945
1946
1947
1948<p class="wp-block-paragraph"><strong>4.6</strong> Not abandon or discontinue the Claim(s) or any part of the Claim(s) against our advice.</p>
1949
1950
1951
1952<p class="wp-block-paragraph"><strong>4.7</strong> Not settle the Claim(s) without our consent and without first cancelling this Agreement.</p>
1953
1954
1955
1956<p class="wp-block-paragraph"><strong>4.8</strong> Confirm within a reasonable period (within 21 days of an offer being made) whether you wish to accept any offer to settle your Claim proposed by the Lender.</p>
1957
1958
1959
1960<p class="wp-block-paragraph"><strong>4.8</strong> Give us the exclusive right to deal with the Claim(s) and not enter into any new agreement, orally or in writing, with any other person(s) in respect of the Claim(s).</p>
1961
1962
1963
1964<p class="wp-block-paragraph"><strong>4.9</strong> Observe good faith in all your dealings with us, disclosing all relevant information.</p>
1965
1966
1967
1968<p class="wp-block-paragraph"><strong>4.10</strong> Provide us with all reasonable assistance to recover costs from your Lender.</p>
1969
1970
1971
1972<p class="wp-block-paragraph"><strong>You must not:</strong></p>
1973
1974
1975
1976<p class="wp-block-paragraph"><strong>4.7</strong> Attempt to mislead us, your Lender, or the Court.</p>
1977
1978
1979
1980<p class="wp-block-paragraph"><strong>4.8</strong> Ask us to work in an improper or unreasonable way or cause or contribute to a conflict of interest that would prevent us from continuing to act in the Claim(s).</p>
1981
1982
1983
1984<p class="wp-block-paragraph"><strong>4.9</strong> If you fail to honour your Responsibilities, we shall be entitled to terminate the Agreement and the payment circumstances in Clause 7 shall become effective.</p>
1985
1986
1987
1988<p class="wp-block-paragraph"><strong>4.10</strong>
1988 By entering into this Agreement, you agree to (a) provide us with all information and documents which are relevant to the Claim(s), including but not limited to Credit Agreements, letters, documents and e-mails. You agree to provide Instruction for us to request any information required to substantiate the Claim(s) from the Lender, by way of a subject access request or by any other method.</p>
1989
1990
1991
1992<p class="wp-block-paragraph"><strong>4.11</strong> You understand that upon receipt of your Claim(s) and/or if your Lender finds that your Credit Product was unaffordable, your Lender may freeze and/or reduce your credit limit. Where your Credit Product finances a vehicle, your Lender may seek the return of the vehicle, as part of their resolution to your Claim, if your repayment amounts to date do not exceed the value of the initial Credit Product.</p>
1993
1994
1995
1996<h3 class="wp-block-heading">5. Compensation, Fees and Charges under a DBA</h3>
1997
1998
1999
2000<p class="wp-block-paragraph"><strong>5.1</strong> You acknowledge that any approximate value of Compensation given to you is an estimate only. The success of any Claim(s) depends on your individual circumstances and / or the proposed industry-wide consumer redress scheme.</p>
2001
2002
2003
2004<p class="wp-block-paragraph"><strong>5.2</strong> If we are not successful in obtaining an offer of Compensation then you owe us nothing, providing that you comply with your responsibilities in Clause 4 above.</p>
2005
2006
2007
2008<p class="wp-block-paragraph"><strong>5.3</strong> Under the terms of the DBA, if we are successful in obtaining a reasonable offer of, or payment of Compensation, then our Success Fee will be calculated on the basis of the value of any Compensation offered or obtained for you for each individual Credit Product. The table below sets out the Success Fee percentage applicable to each band of Compensation, and the maximum total Success Fee for each band:</p>
2009
2010
2011
2012<figure class="wp-block-table"><table class="has-fixed-layout"><thead><tr><th>Compensation</th><th>Success Fee Percentage</th><th>Maximum Fee Charge</th><th>Total Fee (including VAT)</th></tr></thead><tbody><tr><td>£1 &#8211; £1,499</td><td>30%</td><td>£420</td><td>£504</td></tr><tr><td>£1,500 &#8211; £9,999</td><td>28%</td><td>£2,500</td><td>£3,000</td></tr><tr><td>£10,000 &#8211; £24,999</td><td>25%</td><td>£5,000</td><td>£6,000</td></tr><tr><td>£25,000 &#8211; £49,999</td><td>20%</td><td>£7,500</td><td>£9,000</td></tr><tr><td>£50,000 or more</td><td>15%</td><td>£10,000</td><td>£12,000</td></tr></tbody></table></figure>
2013
2014
2015
2016<p class="wp-block-paragraph"><strong>5.4</strong> The Success Fee percentages and amounts in the table above are inclusive of VAT, which is charged at the prevailing statutory rate.</p>
2017
2018
2019
2020<p class="wp-block-paragraph"><strong>5.5</strong> We provide an estimate of our Success Fee and VAT based on different Compensation values in the table below. The Compensation you are offered will vary based on the value and duration of your Credit Product and may exceed these estimates. Please note that if your Claim(s) is referred to FOS as a complaint, it will charge a representative’s fee of £250 (as set out above) which is reduced to £75 if it upholds your complaint. This fee will be borne by us.</p>
2021
2022
2023
2024<figure class="wp-block-table"><table class="has-fixed-layout"><thead><tr><th>Compensation</th><th>Success Fee</th><th>VAT</th></tr></thead><tbody><tr><td>£1,000</td><td>£300</td><td>£60</td></tr><tr><td>£3,000</td><td>£840</td><td>£168</td></tr><tr><td>£5,000</td><td>£1,400</td><td>£280</td></tr></tbody></table></figure>
2025
2026
2027
2028<p class="wp-block-paragraph"><strong>5.6</strong> We have set our Success Fee at the rates provided in Clause 5.3 on the basis that (i) we will not be paid unless your Claim is successful and therefore will bear the significant risk that we will not recover any payment for the time spent by us on your Claim; the amount of the Success Fee is dependent on the amount of Compensation offered; (iii) your Claim may be subject to the temporary complaint handling rules of the FCA meaning that there may be a delay between us undertaking the work and receiving our Success Fee; and (iv) the fee cap imposed by our regulator, the Solicitors Regulation Authority (SRA).<
2028/p>
2029
2030
2031
2032<p class="wp-block-paragraph"><strong>5.7</strong> For the avoidance of doubt, if you receive an offer of Compensation from your Lender, which we advise you is reasonable, and you reject that reasonable offer, or refuse to sign any acceptance from the Lender, the Success Fee would still be payable by you to us even though you would not receive any Compensation yourself as you have rejected that reasonable offer.</p>
2033
2034
2035
2036<p class="wp-block-paragraph"><strong>5.8</strong> If your Lender requires you to sign an acceptance form, or otherwise accept their offer of Compensation, we will contact you to make you aware of this and provide details of the offer of Compensation. If you do not reject your Lender’s offer of Compensation within 21 days, we will assume that you have accepted the offer of Compensation and we may accept the offer of Compensation on your behalf.</p>
2037
2038
2039
2040<p class="wp-block-paragraph"><strong>5.9</strong> If Compensation is paid to you as a result of the proposed industry-wide consumer redress scheme (a ‘scheme’), our Success Fee will still be payable to us on consideration of our work in respect of your Claim(s). You agree to direct your Lender to make any Compensation paid under a scheme directly to us. If the Lender offers or pays Compensation due under a scheme to you directly, you agree to notify us immediately (no later than seven days) and to provide the details we need to calculate the Success Fee.</p>
2041
2042
2043
2044<p class="wp-block-paragraph"><strong>5.10</strong> In entering this Agreement with us, you have agreed for all Compensation to be paid directly to us and agree that we shall deduct the Success Fee before paying the balance of Compensation to you. Before deducting our Success Fee from any Compensation received, we will send an invoice to you which details the amount due to us and the balance of Compensation due to you. All funds will be held in our client account in accordance with the rules of the SRA.</p>
2045
2046
2047
2048<p class="wp-block-paragraph"><strong>5.11</strong> For the avoidance of doubt, where you have more than one Agreement with us that results in a successful Claim, we may deduct from any Compensation paid, the Success Fee in respect of each of the Claims from the Compensation received for any one of those Claims. This may mean that Compensation paid as a result of the Agreement is used to offset a Success Fee that is due in respect of another claim you have with us.</p>
2049
2050
2051
2052<p class="wp-block-paragraph"><strong>5.12</strong> Payment of the Success Fee becomes due at the point that either we or you are informed of an offer of Compensation and it is payable from the date on which we or you receive the Compensation. If the Lender offers or pays Compensation to you directly, you agree to notify us immediately (no later than seven days) and provide the details we need to calculate the Success Fee. We will then send you a bill for our services which is payable within 7 days.</p>
2053
2054
2055
2056<p class="wp-block-paragraph"><strong>5.13</strong> Compensation may be used by a Lender to reduce any outstanding debt that you owe a Lender and you understand that our Success Fee will be payable based on the total amount of calculated Compensation even if the Lender does not pay the whole sum of the Compensation to you.</p>
2057
2058
2059
2060<p class="wp-block-paragraph"><strong>5.14</strong> Your Compensation may be applied as part of your bankruptcy estate, insolvency asset, or other debt arrangement and your Compensation may not be paid directly to you. If Compensation is paid directly by the Lender to an Insolvency Practitioner or the Official Receiver, and you do not receive any Compensation, you will not be liable for our Success Fee.</p>
2061
2062
2063
2064<p class="wp-block-paragraph"><strong>5.15</strong> If you fail to pay the Success Fee due and payable in accordance with the Agreement, we reserve the right to cancel all other active Claims.</p>
2065
2066
2067
2068<p class="wp-block-paragraph"><strong>5.16</strong> We reserve the right to charge for costs incurred in recovering unpaid Success Fees where an offer or payment of Compensation is made from a Lender to you.</p>
2069
2070
2071
2072<p class="wp-block-paragraph"><strong>5.17</strong> You agree to provide us with your bank details by a secure method to enable us to pay you your Compensation, less our Success Fee.</p>
2073
2074
2075
2076<p class="wp-block-paragraph"><strong>5.18</strong> We will take reasonable steps to ensure you receive any money due to you. If you do not provide your bank details within 12 months of us receiving your Compensation, or a cheque we issue to you is not cashed within 12 months of the issue date and we do not receive any contact from you, we will close your file and 
2076you agree for us to pay the outstanding monies to a charity of our choice in line with the SRA’s Accounts Rules.</p>
2077
2078
2079
2080<p class="wp-block-paragraph"><strong>5.19</strong> Our Agreement shall remain in effect until all Claims where a Success Fee is payable have been settled in full.</p>
2081
2082
2083
2084<h3 class="wp-block-heading">6. Compensation, Fees and Charges under a CFA</h3>
2085
2086
2087
2088<p class="wp-block-paragraph"><strong>6.1</strong> If we are not successful in obtaining an offer of Compensation then you owe us nothing, providing that you comply with your responsibilities above.</p>
2089
2090
2091
2092<p class="wp-block-paragraph"><strong>6.2</strong> Under the terms of a CFA our London-based hourly rates, including VAT, are:</p>
2093
2094
2095
2096<figure class="wp-block-table"><table class="has-fixed-layout"><thead><tr><th>Grade of Fee Earner</th><th>Hourly Rate</th><th>Including VAT</th></tr></thead><tbody><tr><td>Senior Partner</td><td>£650</td><td>£780</td></tr><tr><td>Partner</td><td>£400</td><td>£480</td></tr><tr><td>Legal Associate</td><td>£256 to £385</td><td>£310 &#8211; £460</td></tr><tr><td>Assistants and Paralegals</td><td>£150 to £215</td><td>£180 &#8211; £258</td></tr><tr><td>Consultant</td><td>£300</td><td>£360</td></tr></tbody></table></figure>
2097
2098
2099
2100<p class="wp-block-paragraph"><strong>6.3</strong> Our Basic Charges are limited to 40% of the damages which you receive by way of a Court order or an agreement with the Opponent which results in any Recovery Amount. We review the hourly rates from time to time, and we will notify you of any change in the rate in writing. Our Basic Charges are calculated for each hour or tenth of an hour (one unit) engaged on the Claim. Routine letters, emails, telephone calls and telephone/text messages or other instant messages made or received will be charged as a minimum of one unit where they take one tenth of an hour (i.e. 6 minutes) or less to deal with. If they take longer than one tenth of an hour to deal with, they will be billed in units of 6 minutes rounded upwards to the nearest 6-minute unit.</p>
2101
2102
2103
2104<p class="wp-block-paragraph"><strong>6.4</strong> The Success Fee is set at 100% of our Basic Charges i.e. 40% of the damages which you receive by way of a Court order or an agreement with the Opponent which results in any Recovery Amount. VAT will be added to the Success Fee. VAT is also added to our Basic Charges and Expenses. Please see further clauses 5.7 to 5.19 above in respect of how the Success fee is implemented in practice and in accordance with the SRA’s Guidelines.</p>
2105
2106
2107
2108<h3 class="wp-block-heading">7. Payments</h3>
2109
2110
2111
2112<p class="wp-block-paragraph"><strong>7.1</strong> By signing the Agreement, you provide us with irrevocable instructions to request that all third parties shall make payments directly to us which would otherwise be due to you. Out of that money, you agree to let us take the appropriate balance of the Success Fee. You will take the rest subject to the deduction of disbursements incurred on your behalf.</p>
2113
2114
2115
2116<p class="wp-block-paragraph"><strong>7.2</strong> If you or we receive an interim payment in respect of damages, you agree that we may take an appropriate pro-rata payment in respect of the Success Fee together with a reasonable amount in respect of disbursements already incurred or anticipated.</p>
2117
2118
2119
2120<h3 class="wp-block-heading">8. What happens if you do not recover any payment in respect of your Claim(s)?</h3>
2121
2122
2123
2124<p class="wp-block-paragraph">If you do not recover any payment in respect of your Claim(s), you do not have to pay us anything, unless you have not complied with your responsibilities as set out under Clause 4 of the Agreement.</p>
2125
2126
2127
2128<h3 class="wp-block-heading">9. Cancellation and Assignment</h3>
2129
2130
2131
2132<p class="wp-block-paragraph"><strong>9.1</strong> Under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013, you have the right to cancel this contract within 14 days (“cooling off period”) without giving any reason and at no charge to you. You must notify us of your intention to cancel by using the cancellation notice in your Client Pack and sending it by post or e-mail to BlueLion Claims, The Centro Buildings, 20–23 Mandela Street, London NW1 0DU / <a href="/cdn-cgi/l/email-protection" class="__cf_email__" data-cfemail="670902000615491e061d0306090e27050b12020b0e08090b061049040849120c">[email&#160;protected]</a>. By providing your signature to us, you expressly request that we commence the services immediately and prior to the end of the cooling-off period. You further acknowledge that by providing your signature to us that your right to a 14-d
2132ay cooling off period is waived if your Claim has been processed by the Lender and an offer of Compensation has been made within this 14-day period.</p>
2133
2134
2135
2136<p class="wp-block-paragraph"><strong>9.2</strong> Upon receiving your request for cancellation, we will cancel your Claim(s) on our system and inform your Lender that you have withdrawn your instruction, but you will be required to contact your Lender(s) to request it also cancels the Claim(s).</p>
2137
2138
2139
2140<p class="wp-block-paragraph"><strong>9.3</strong> You further acknowledge that by providing your signature to us, that your right to a 14-day cooling off period is waived if your Claim has been processed by the Lender and an offer of Compensation has been made within this 14-day period. In the event that you cancel this Agreement during the Cancellation Period, you also agree to pay us any expenses we have incurred on your behalf during that period plus VAT on those expenses.</p>
2141
2142
2143
2144<p class="wp-block-paragraph"><strong>9.4</strong> We may at our sole discretion cancel this Agreement at any time but we must act reasonably in taking such a decision. We will promptly notify you if we decide to cancel this Agreement together with the reasons for doing so.</p>
2145
2146
2147
2148<p class="wp-block-paragraph"><strong>9.5</strong> We (including any third party funder as referred to in the DBA / CFA above) may assign the benefit of this Agreement, and the benefit of the Engagement Letter together with any other rights created between us, to any third party law firm and you consent for us to do this. This will not affect your rights as the Client and will not be on any more onerous terms to you. In this circumstance, you will be notified by us and will be given a period of 14 days to cancel. We may also subcontract all rights under this Agreement to others. This Agreement is personal to you and is not assignable by you except by your personal representatives.</p>
2149
2150
2151
2152<p class="wp-block-paragraph"><strong>9.6</strong> You can cancel this Agreement for no charge if we are in breach of our obligations to you under this Agreement. You must inform us in writing either by email or post that you believe we are in breach of our obligations and state what you believe those breaches are.</p>
2153
2154
2155
2156<p class="wp-block-paragraph"><strong>9.7</strong> Upon receipt of the cancellation notice, you will be informed by us of the charges you are liable for, if any, up to the date of cancellation. We may keep all documents and papers whilst there is still money owed to us for our fees. Such documents and papers will continue to be stored in accordance with our Privacy Policy on our website referred to in clause 15 of these Terms of Engagement.</p>
2157
2158
2159
2160<p class="wp-block-paragraph"><strong>9.8</strong> Under the DBA and the CFA, we have agreed to act on your behalf without payment unless you receive payment in respect of your Claim(s). We are potentially therefore acting for you without payment for our services and we can therefore end the Agreement if we consider that you are unlikely to recover any payment in respect of your Claim(s). You do not have to pay us anything apart from any expenses we have incurred on your behalf plus VAT on those disbursements or expenses payable by you to us immediately upon cancellation of this contract. For further information on what the disbursements and expenses consist of, please see clause 10.1 of the DBA and clause 11 of the CFA.</p>
2161
2162
2163
2164<p class="wp-block-paragraph"><strong>9.9</strong> We can end the DBA or the CFA if you do not comply with your Responsibilities as set out in Clause 4 of these Terms of Engagement. In those circumstances. If we do so after the Cancellation Period because you do not keep to your responsibilities, you agree you will pay us our charges calculated based on our hourly rate.</p>
2165
2166
2167
2168<p class="wp-block-paragraph"><strong>9.10</strong> In the event that you cancel the DBA or the CFA outside of the Cancellation Period or we have no option but to terminate the DBA or CFA due to you providing misleading or inaccurate information or if you have breached a term of the DBA or 
2168CFA or these Terms of Engagement, then you are liable for our fees which are further set out in clause 11.2 of the DBA (a maximum of £300 excluding VAT) and clauses 7.2 and 7.4 of the CFA (either a maximum of 40% of your damages received in the event that you go on to Win the claim or our expenses set out in Clause 11.1 of the DBA and a proportion of the time we have spent working on your Claim as set out in the table of our Charges in Clause 7.1 of the CFA).</p>
2169
2170
2171
2172<h3 class="wp-block-heading">10. What happens if you die before you Win</h3>
2173
2174
2175
2176<p class="wp-block-paragraph"><strong>10.1</strong> If you were to die before you Win your Claim(s), the default position will be that, subject to the provisions below, the DBA / CFA will continue to exist and will not be terminated. We will, however, be able to elect to terminate the DBA / CFA if we do so within a reasonable period of learning of your death.</p>
2177
2178
2179
2180<p class="wp-block-paragraph"><strong>10.2</strong> If the Personal Representative of your estate gives instructions to us to pursue the claim on behalf of your estate, and if they accept legal services from us for a period of seven days or more, then unless they indicate otherwise, they will be deemed to have: (i) adopted the Agreement as if they had always been a party to it and as if they had always had joint and several liability under it; and (ii) adopted the Agreement as being their own agreement for all incurred costs and costs yet to be incurred.</p>
2181
2182
2183
2184<p class="wp-block-paragraph"><strong>10.3</strong> If the Personal Representative of your estate is unable or unwilling to adopt the DBA / CFA in accordance with the provisions above, then we will be at liberty to end the DBA / CFA on the grounds of non-compliance with the obligations set out in Clause 4 and this will attract the payment consequences in this Clause 9.10.</p>
2185
2186
2187
2188<h3 class="wp-block-heading">11. What happens after the Agreement ends?</h3>
2189
2190
2191
2192<p class="wp-block-paragraph">We have the right to preserve our lien over any property of yours (including your full file of relevant documents) in our possession unless and until any money owed to us under the DBA or the CFA (as set out more fully in Clause 9.10 above) is paid in full. This means we can keep your papers until you pay us in full.</p>
2193
2194
2195
2196<h3 class="wp-block-heading">12. Other Information</h3>
2197
2198
2199
2200<p class="wp-block-paragraph"><strong>12.1</strong> The services to be provided by us are legal services. The time for delivery of our service to a conclusion of your matter cannot be determined at this time. On 7 October 2025, the FCA introduced a consultation paper for an industry-wide compensation scheme. A summary of this proposed scheme is set out here: (FCA Consultation Paper CP25/27). We expect the FCA to publish the redress scheme by 4 December 2025. The FCA is also consulting on extending the deadline for Lenders to provide a response to consumer complaints, to 31 July 2026.</p>
2201
2202
2203
2204<p class="wp-block-paragraph"><strong>12.2</strong> We are not authorised by the FCA. However, we are included on the register maintained by the FCA so that we can carry on insurance mediation activity, which is broadly the advising on, selling and administration of insurance contracts. This part of our business, including arrangements for complaints or redress if something goes wrong, is regulated by the SRA.</p>
2205
2206
2207
2208<p class="wp-block-paragraph"><strong>12.3</strong> We are not authorised to give investment advice. If such advice is required, it should be provided by a person authorised by the FCA. We are authorised to carry out only a limited range of activities relating to investments incidental to the provision of our legal services. Details of these can be provided on request. Complaints and redress mechanisms for any such activities performed by us are provided through the SRA and the Legal Ombudsman.</p>
2209
2210
2211
2212<p class="wp-block-paragraph"><strong>12.4</strong> Unless we are engaged expressly by you to give tax advice, we will assume you have your own tax adviser and our services will not include any tax advice in relation to any matter.</p>
2213
2214
2215
2216<p class="wp-block-paragraph"><strong>12.5</strong> If a barrister is instructed pursuant to a CFA, their fees will be included within the Success Fee as an Expense provided that the barrister agrees to act under a separate CFA with this firm or as otherwise agreed by us.</p>
2217
2218
2219
2220<p class="wp-block-paragraph"><strong>12.6</strong> Whilst the day-to-day handling of your matter may be conducted by different fee earners the person having overall responsibility for the provision of our legal services to you is Negar Yazdani.</p>
2221
2222
2223
2224<p class="wp-block-paragraph"><strong>12.7</strong> In the event that any term, condition or provision of these Terms of Engagement is held to be a violation of any applicable law or statute or regulation, the same shall be deemed to be deleted from these Terms of Engagement and shall be of no force and effect and these Terms of Engagement shall remain in full force and effect as if such term, condition or provision had not originally been contained in these Terms of Engagement.</p>
2225
2226
2227
2228<p class="wp-block-paragraph"><strong>12.8</strong>
2228 To be effective (and unless the Court orders otherwise), any variation of or supplement to these Terms of Engagement must be made in writing (but need not be contained in this document).</p>
2229
2230
2231
2232<p class="wp-block-paragraph"><strong>12.9</strong> You expressly approve the DBA Fee / Success Fee in full. Similarly, all expenses incurred under the DBA / CFA are incurred with your express and/ or implied consent. In respect of the CFA, it has been explained to you that this means that any (if possible) assessment of the Success Fee will proceed on the indemnity basis and on the assumption that the amount of the Success Fee and/or expenses are reasonable in amount, pursuant to Civil Procedure Rules 46.9(3).</p>
2233
2234
2235
2236<p class="wp-block-paragraph"><strong>12.10</strong> These Terms of Engagement do not require an actual signature such may be implied from correspondence.</p>
2237
2238
2239
2240<p class="wp-block-paragraph"><strong>12.11</strong> We (including any third party funder as referred to in Clause 9.5 of the CFA / clause 12 of the DBA above) may assign the benefit of the CFA / DBA, and the benefit of the Engagement Letter together with any other rights created between us, to any third party law firm and you consent for us to do this. This will not affect your rights as the Client and will not be on any more onerous terms to you. In this circumstance, you will be notified by us and will be given a period of 14 days to cancel. We may also subcontract all rights under the CFA / DBA to others. This CFA / DBA is personal to you and is not assignable by you except by your personal representatives. The benefits of any ATE policy taken out on your behalf may also be assigned to a third party funder. By signing the DBA / CFA and accepting these Terms of Engagement, you confirm your acknowledgement of such assignment(s).</p>
2241
2242
2243
2244<p class="wp-block-paragraph"><strong>12.12</strong> We may, at any time, modify these Terms of Engagement and our Privacy Policy and we will provide you with notice of the same.</p>
2245
2246
2247
2248<h3 class="wp-block-heading">13. Anti-Money Laundering Requirements</h3>
2249
2250
2251
2252<p class="wp-block-paragraph"><strong>13.1</strong> Under The Money Laundering Regulations 2017 (MLR) and The Proceeds of Crime Act 2002 (POCA) all law firm employees and partners are required to report any knowledge or suspicion of money laundering or client involvement in the proceeds of crime to the National Crime Agency (NCA). Proceeds of crime have no lower limit and could mean cash income you have earned which has not been disclosed to the Inland Revenue, or the welfare benefits agency.</p>
2253
2254
2255
2256<p class="wp-block-paragraph"><strong>13.2</strong> With regard to MLR, unless prior written agreement has been obtained, our policy is not to accept cash payments in excess of £1,500. If you ignore this policy by depositing larger sums of cash, we reserve the right to charge you for any additional checks we determine are necessary to prove the source of the funds.</p>
2257
2258
2259
2260<p class="wp-block-paragraph"><strong>13.3</strong> Where we have to pay money to you, it will be paid by cheque or bank transfer. It will not be paid in cash or to a third party.</p>
2261
2262
2263
2264<p class="wp-block-paragraph"><strong>13.4</strong> We are required to conduct certain anti-money laundering checks to comply with our regulatory obligations which may include a PEP and sanctions check and a soft credit search.</p>
2265
2266
2267
2268<h3 class="wp-block-heading">14. Client Care and Complaint Handling</h3>
2269
2270
2271
2272<p class="wp-block-paragraph"><strong>14.1</strong> We are committed to providing high quality legal advice and client care. If you are unhappy about any aspect of service you have received, please contact Rebecca Riches. If you need to speak to anyone else you can contact Negar Yazdani, the Managing Partner at <a href="/cdn-cgi/l/email-protection" class="__cf_email__" data-cfemail="1a747f7d7b6834637b607e7b74735a78766f7f76737574767b6d347975346f71">[email&#160;protected]</a>.</p>
2273
2274
2275
2276<p class="wp-block-paragraph"><strong>14.2</strong> We are subject to a professional Code of Conduct, which can be obtained from the SRA or from their website.</p>
2277
2278
2279
2280<p class="wp-block-paragraph"><strong>14.3</strong> Our complaints procedure is available by email or post upon request. We have eight weeks to consider your complaint. If we have not resolved 
2280it within this time, you may complain to the Legal Ombudsman. If you are not satisfied with our handling of your complaint, you can contact them (0300 5550333, <a href="/cdn-cgi/l/email-protection" class="__cf_email__" data-cfemail="27424956524e554e4254674b4240464b484a455243544a46490948554009524c">[email&#160;protected]</a>, PO Box 6167, Slough SL1 0EH, or at www.legalombudsman.org.uk). The Legal Ombudsman investigates complaints about service issues with lawyers. The Legal Ombudsman expects complaints to be made to them within one year of the date of the act or omission about which you are concerned or within one year of you realising there was a concern. You must also refer your concerns to the Legal Ombudsman within six months of your final response to you.</p>
2281
2282
2283
2284<p class="wp-block-paragraph"><strong>14.4</strong> Our professional indemnity insurance is with Bridgehaven Specialty UK Limited (policy no P10809425) and we can provide you with a copy of the policy on request.</p>
2285
2286
2287
2288<h3 class="wp-block-heading">15. Data Protection</h3>
2289
2290
2291
2292<p class="wp-block-paragraph">In accordance with the General Data Protection Regulation 2018, we may use (and you consent to the use of) your personal information together with other information: to provide legal services, marketing, administration and training and for sharing with third parties (including third party funders, related companies, associates and services providers we may engage from time to time). Some of these entities may be based outside of England and Wales. Any providers we use are bound by confidentiality agreements to protect your information.</p>
2293
2294
2295
2296<h3 class="wp-block-heading">16. Client Care Standards</h3>
2297
2298
2299
2300<p class="wp-block-paragraph">We operate a system throughout our offices of insisting our staff meet certain standards regarding client care. As part of our quality control procedures, files are reviewed periodically by approved professional bodies and by signing this Agreement you are confirming your consent to such reviews.</p>
2301
2302
2303
2304<h3 class="wp-block-heading">17. Fee Sharing and Introduction</h3>
2305
2306
2307
2308<p class="wp-block-paragraph"><strong>17.1</strong> If you were introduced to us by a third party, we may have entered arrangements with that third party to pay them a referral fee. Different arrangements exist with different introducers, however, the maximum we pay the third party is 50% of the Success Fee you are liable to pay us. This fee does not have any additional effect on you and on the fees you must pay us, and we remain independent solicitors with a duty to you alone. As set out at Clause 12.11 of these Terms of Engagement, we work with litigation funders and we would be happy to give you further information about the fee payable in your case on request.</p>
2309
2310
2311
2312<p class="wp-block-paragraph"><strong>17.2</strong> We may also keep your information for a reasonable period to contact you about our services and third party services but will do so by your preferred method, and you may decide at any time that you no longer wish to be contacted. If you give us information about another individual for business purposes, you do so on the basis that the individual has agreed and has consented to the processing of his or her personal data including sensitive personal data.</p>
2313
2314
2315
2316<h3 class="wp-block-heading">18. Retention of File</h3>
2317
2318
2319
2320<p class="wp-block-paragraph">Upon conclusion, we will provide you with written notification of how long we will retain the file of papers and during that period you are free to request retrieval of the file at any time although we may an off-site location for archiving and we do ask you to allow us a period of 14 days from the date of your request to comply with your file retrieval request.</p>
2321
2322
2323
2324<h3 class="wp-block-heading">19. Communication</h3>
2325
2326
2327
2328<p class="wp-block-paragraph">You agree that we may correspond with you by email and that we may send you our final invoice by this method. You acknowledge that that electronic communication carries with it the possibility of inadvertent misdirection, interception, or non-delivery of confidential material. Please let us know in writing if you do not want to re
2328ceive any correspondence from us on your matter by email.</p>
2329
2330
2331
2332<h3 class="wp-block-heading">20. Confidentiality</h3>
2333
2334
2335
2336<p class="wp-block-paragraph">We are under a strict professional duty of confidentiality to you. The only exceptions to this are when you authorise us to disclose information, we are required to make a disclosure under applicable regulations/legislation or we are otherwise required to do so by law.</p>
2337
2338
2339
2340<h3 class="wp-block-heading">21. Governing Law and Jurisdiction</h3>
2341
2342
2343
2344<p class="wp-block-paragraph">These Terms of Engagement and any dispute or claim arising out of or in connection with it or its subject matter will be governed by and construed in accordance with the laws of England and Wales. The Courts of England and Wales will have exclusive jurisdiction to settle any dispute or claim that arises out of or in connection with these Terms of Engagement or its subject matter.</p>
2345
2346
2347
2348<hr class="wp-block-separator has-alpha-channel-opacity"/>
2349
2350
2351
2352<p class="wp-block-paragraph"><strong>BlueLion Claims</strong></p>
2353
2354
2355
2356<p class="wp-block-paragraph">BlueLion Claims is a trading name of BlueLion Law Limited; a private limited company registered in England &amp; Wales (company no 12276560) with its registered office at The Centro Buildings, 20–23 Mandela Street, London NW1 0DU. Regulated by the Solicitors Regulation Authority under SRA number 815166.</p>
2357
2358
2359
2360<p class="wp-block-paragraph">BlueLion Claims | The Centro Buildings | 20–23 Mandela Street | London | NW1 0DU<br>www.bluelionclaims.co.uk<br>Call: +44 20 8153 0033<br>Email: <a href="/cdn-cgi/l/email-protection" class="__cf_email__" data-cfemail="cfaca0a1bbaeacbbbabc8fada3baaaa3a6a0a1aca3aea6a2bce1aca0e1baa4">[email&#160;protected]</a></p>
2361
2362
2363
2364<p class="wp-block-paragraph"></p>
2365		</div>
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2388<div class="popup-header">
2389<h3 style="text-align: center;">Valid8 Privacy Policy</h3>
2390</div>
2391
2392
2393<h3> </h3>
2394<p>Valid8 IP Ltd acts as an intermediary and technology service provider between service providers, companies who offer advice and consumers</p>
2395<p><b>Our postal address is: &#8211;<br /></b>Suite 3 Foundation<br />2 George Street<br />Altrincham<br />WA14 1SG</p>
2396<p><b>Email – </b><a href="/cdn-cgi/l/email-protection#94d0c4d4e2f5f8fdf0acbaf7f8fbe1f0"><span class="__cf_email__" data-cfemail="6a2e3a2a1c0b06030e52440906051f0e">[email&#160;protected]</span></a></p>
2397<p>We are registered with the Information Commissioner’s Office (Reg. No. CSN3443818).</p>
2398<p>This privacy policy sets out how Valid8 IP Ltd, collects, uses and protects your information when you use this website or our services, in accordance with the Data Protection Act 2018 and the UK General Data Protection Regulation (UK GDPR).</p>
2399<p>Valid8 IP Ltd is the controller and is responsible for your personal data. We are committed to ensuring that your privacy is protected. By using our website and/or our services, you may be providing us with some of your personal information and we want to make sure that we do not use your data in a way that you would not expect. 
2399Valid8 IP Ltd assure you that your personal information will only be used in accordance with this privacy policy and in compliance with the latest privacy regulations.</p>
2400<p>Valid8 IP Ltd may change this policy in future by updating this page. You should check this page from time to time to ensure that you are happy with any changes.</p>
2401<h3 class="mini-heading">Personal Information We Collect</h3>
2402<p>Personal information is any information about an individual from which that person can be identified. It does not include data which has been anonymised.</p>
2403<p>We may collect, use, store and transfer different kinds of personal data about you which we have grouped together as follows:</p>
2404<ol class="custom_lisiting">
2405<li><b>Contact information:</b> Name, current and previous addresses (including postal, email and IP addresses) and telephone numbers.</li>
2406<li><b>Identity Data</b> includes first name, maiden name, last name, username or similar identifier, marital status, title, date of birth and gender.</li>
2407<li><b>Financial Data:</b> includes information on your financial circumstances, the lenders or financial institutions used by you, the financial products you have taken out and the details and status of those financial products.</li>
2408<li><b>Usage Data </b>includes information about how you use our website, products and services. This may include your IP address, geographical location, browser type and version, operating system, referral source, length of visit, page views and website navigation paths, as well as information about the timing, frequency and pattern of your service use. The source of the usage data is our analytics tracking system.</li>
2409<li><b>Marketing and Communications Data </b>includes your preferences in receiving marketing from us and our third party partners and your communication preferences.</li>
2410<li><b>Special Category Data:</b> We will only process special category data where you have provided this to us and given your explicit consent to store it or we have a legal/regulatory obligation to. This includes race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health and genetic and biometric data.</li>
2411</ol>
2412<p>This list may not include all the information we require when providing our service/s. The information we ask you for will relate to your specific enquiry and will only consist of the information we need to carry out our service. If you contact us other than via our website, we will keep a record of that correspondence and a copy of call recordings.</p>
2413<h3 class="mini-heading">Method of collection</h3>
2414<ol class="custom_lisiting">
2415<li><b>Direct interactions:</b> By you filling in forms on our website or social media or by corresponding with us by post, phone, email or otherwise.</li>
2416<li><b>Third parties:</b> We may receive information about you from a third-party partner firm who you have provide permission to share your data.</li>
2417<li><b>Public sources:</b> The DVLA or from publicly available data.</li>
2418<li><b>Credit Reference Agencies:</b> Equifax, Experian and TransUnion (for credit reports)</li>
2419<li><b>Data Sharing Platform:</b> Equifax Ltd (for sharing bank transaction data)</li>
2420</ol>
2421<p>We will always inform you where we have obtained your information from if requested by you.</p>
2422<h3 class="mini-heading">The basis on which we process your information</h3>
2423<p>The legal grounds for processing your personal information depend upon the nature of our relationship with you and the context of processing and are as follows:</p>
2424<ol class="custom_lisiting">
2425<li>Processing is necessary for the performance of a contract with you, or to take steps prior to entering into a contract with you.</li>
2426<li>Processing is necessary for the purposes of your legitimate interests or our legitimate interests, where your fundamental rights and interests do not override those interests. In order to determine this we shall undertake a Legitimate Interests Assessment and balancing test.</li>
2427<li>Processing is necessary for compliance with mandatory legal or regulatory obligations to which we are subject</li>
2428<li>Processing is undertaken after you have given us your express consent.</li>
2429</ol>
2430<h3 class="mini-heading">What we use your personal information for</h3>
2431<table class="table table-bordered">
2432<tbody>
2433<tr>
2434<th scope="row">We collect/store or use your information to…</th>
2435<th>Legal basis</th>
2436</tr>
2437<tr>
2438<td>assist your claims management company, solicitor, law firm, debt management firm, insolvency practitioner, mortgage provider to provide the service you have requested</td>
2439<td>Consent or Legitimate Interest</td>
2440</tr>
2441<tr>
2442<td>send to your claims management company, solicitor, law firm, debt management firm, insolvency practitioner</td>
2443<td>Consent or Legitimate Interest</td>
2444</tr>
2445<tr>
2446<td>send to our service provider/contractor partners</td>
2447<td>Consent and/or Legitimate Interests</td>
2448</tr>
2449<tr>
2450<td>send you information or marketing about our products and services</td>
2451<td>
2451Legitimate Interests and/or Consent</td>
2452</tr>
2453<tr>
2454<td>provide annual statistics to our regulator</td>
2455<td>Legal Obligation</td>
2456</tr>
2457<tr>
2458<td>resolve complaints against us or the establishment, exercise or defence of legal claims</td>
2459<td>Legitimate Interests and/or Legal Obligation</td>
2460</tr>
2461<tr>
2462<td>gather feedback to enable us to improve our website, products and services</td>
2463<td>Legitimate Interests</td>
2464</tr>
2465<tr>
2466<td>verify your identity where we receive requests to access or change the information we hold about you</td>
2467<td>Legal Obligation</td>
2468</tr>
2469<tr>
2470<td>maintain our accounts and records</td>
2471<td>Legal Obligation</td>
2472</tr>
2473<tr>
2474<td>comply with legal and regulatory obligations</td>
2475<td>Legal Obligation</td>
2476</tr>
2477<tr>
2478<td>research and analyse trends to better understand how users are using our website and services in order to improve them</td>
2479<td>Legitimate Interests</td>
2480</tr>
2481<tr>
2482<td>inform you about changes in our services and important service related notices, such as security and fraud issues</td>
2483<td>Legal Obligation</td>
2484</tr>
2485<tr>
2486<td>maintaining insurance coverage, managing risks, or obtaining professional advice</td>
2487<td>Legitimate Interests and/or Legal Obligation</td>
2488</tr>
2489</tbody>
2490</table>
2491<h3 class="mini-heading">Providing your personal data to others</h3>
2492<p>We will disclose personal data to credit information firms TransUnion, Experian Ltd, Equifax Ltd for the purposes of obtaining your credit file or open banking. If you’d like to understand how the credit reference agencies use and share personal data (including the legitimate interests they pursue) please read the Credit Reference Agency Information Notice (CRAIN); <a href="http://www.transunion.co.uk/crain">http://www.transunion.co.uk/crain</a>; <a href="https://www.equifax.co.uk/crain">https://www.equifax.co.uk/crain</a>; <a href="https://www.experian.co.uk/legal/crain/">https://www.experian.co.uk/legal/crain/</a></p>
2493<p>We will disclose your data to companies you are working with such as claims management companies, debt management firms, insolvency practitioners, solicitors or law firms, upon your consent to do so, for the purpose of enabling them to provide relevant services to you. Each such third party will act as a data controller in relation to the data that we supply to it; and each such third party will supply to you a copy of its own privacy policy, which will govern that third party’s use of your personal data.</p>
2494<p>We may disclose your personal data to insurers, compliance consultants and/or professional advisers in so far as reasonably necessary for the purposes of obtaining or maintaining insurance coverage, managing risks, obtaining professional advice, or the establishment, exercise or defence of legal claims, whether in court proceedings or in an administrative or out-of-court procedure.</p>
2495<p>We may disclose personal data to our suppliers or subcontractors, such as external printers, IT service providers, credit information firms, admin companies, call centres, compliance consultants and legal advisers.</p>
2496<p>Any external processors, who process your data on our behalf, are subject to a data processing agreement to ensure the safety and protection of your data. None of our processors are allowed to use your data for any other purposes than instructed by us.</p>
2497<p>In addition to the specific disclosures of personal data set out in this Section, we may disclose your personal data where such disclosure is necessary for compliance with a legal obligation to which we are subject, or in order to protect your vital interests or the vital interests of another natural person.</p>
2498<p>We may also disclose your personal data where such disclosure is necessary for the establishment, exercise or defence of legal claims, whether in court proceedings or in an administrative or out-of-court procedure.</p>
2499<h3 class="mini-heading">Marketing</h3>
2500<p>You are provided with choices regarding marketing and we record your preferences in relation to this and how we communicate with you.</p>
2501<p>We may rely on consent when we use your personal information for direct marketing. This will be where you have specifically consented to us or a third party that you are happy to receive marketing contact from us.</p>
2502<p>
2502We may also rely on legitimate interests for our direct marketing. Our legitimate interests are to inform individuals about products or services which may be of interest to them. Our legitimate interest may also be our commercial interests in operating our business, which includes acquiring new customers, providing additional services to existing or previous customers that are similar or aligned with previous products or services and, expanding our operations.</p>
2503<p>You may also receive marketing communications from us if you have previously enquired about or purchased similar services from us and, in each case, you have not opted-out of receiving that marketing. This is known as a ‘soft opt-in’.</p>
2504<p>Such marketing communications may be in relation to claims management, financial advice and legal services which could be done by post, email, SMS or telephone.</p>
2505<p>To opt out of receiving future marketing under any lawful basis, or under soft opt in, in which we intend to rely on for direct marketing, please opt-out using the contact details provided in this Privacy Policy.</p>
2506<p>If you require any further information about the lawful basis we have relied on to send direct marketing to you, please do not hesitate to contact us.</p>
2507<h3 class="mini-heading">Cookies</h3>
2508<p>Cookies are text files placed on your computer to collect standard internet log information and visitor behaviour information. This information is used to track visitor use of the website and to compile statistical reports on website activity. These cookies are stored by the browser on your device. They can be used for a variety of purposes, such as identifying your previous visits to a website, researching the most popular features of a website.</p>
2509<p>For further information please feel free to visit our cookie policy page on <a href="https://valid8.co.uk" target="_blank" rel="noopener">valid8.co.uk</a> . You can set your browser not to accept cookies and the following websites (www.aboutcookies.org or www.allaboutcookies.org) tell you how to remove cookies from your browser. However, in a few cases some of our website features may not function as a result.</p>
2510<h3 class="mini-heading">Google cookies</h3>
2511<p>Valid8 IP Ltd uses Google Analytics to monitor the use of its website <a href="https://valid8.co.uk" target="_blank" rel="noopener">valid8.co.uk</a> . Google Analytics generates statistical and other information about website use by means of cookies, which are stored on users’ computers. The information generated relating to our website is used to create reports about the use of the website. Google will store and use this information. Google’s privacy policy is available at: <a href="https://www.google.com/privacypolicy.html">http://www.google.com/privacypolicy.html</a></p>
2512<h3 class="mini-heading">Refusing cookies</h3>
2513<p>Most browsers allow you to refuse to accept cookies. Please see below for further details:</p>
2514<p><b>Microsoft Edge:</b> <a href="https://support.microsoft.com/en-us/windows/manage-cookies-in-microsoft-edge-view-allow-block-delete-and-use-168dab11-0753-043d-7c16-ede5947fc64d">https://support.microsoft.com/en-us/windows/manage-cookies-in-microsoft-edge-view-allow-block-delete-and-use-168dab11-0753-043d-7c16-ede5947fc64d</a></p>
2515<p><b>Firefox:</b> <a href="https://support.mozilla.org/en-US/kb/block-websites-storing-site-preferences?redirectlocale=en-US&amp;redirectslug=Blocking+cookies">https://support.mozilla.org/en-US/kb/block-websites-storing-site-preferences?redirectlocale=en-US&amp;redirectslug=Blocking+cookies</a></p>
2516<p><b>Google Chrome:</b> <a href="https://support.google.com/chrome/answer/95647?hl=en-GB">https://support.google.com/chrome/answer/95647?hl=en-GB</a></p>
2517<p><b>Safari:</b> <a href="https://support.apple.com/kb/ph21411?locale=en_US">https://support.apple.com/kb/ph21411?locale=en_US</a></p>
2518<p><b>Opera :</b> <a href="http://www.opera.com/help/tutorials/security/privacy/">http://www.opera.com/help/tutorials/security/privacy/</a></p>
2519<p><b>Please note:</b> The Valid8 IP Ltd website contains hyperlinks to websites owned and operated by third parties. These third-party websites will have their own privacy policies, including cookies, and we suggest that you check them. They will govern the use of any personal information which is collected by cookies while visiting these websites. Valid8 IP Ltd cannot accept any responsibility or liability for the privacy practices of such third-party websites and your use of such websites is at your own risk.</p>
2520<h3 class="mini-heading">How long do we keep your personal information</h3>
2521<p>We retain your information for as long as is necessary for the purpose for which it was originally obtained. We have some legal and regulatory obligations to hold certain pieces of information for specific timeframes.</p>
2522<p><b>Credit Reports</b> &#8211; will be stored for 30 days and then pseudonymised.</p>
2523<p><b>Banking Transaction Data</b> &#8211; will be stored for 30 days and then deleted.</p>
2524<p>Where we have provided a service to you, we will hold all information relevant to this for 6 years to enable us to defend any claims/complaints made about our service. Information relating to any complaints will be held for 3 years.</p>
2525<p>We also need to keep some of your information for our accounting and reporting requirements.</p>
2526<p>Your contact details will be held for the purposes of direct marketing for6 years, this is to enable us to let you know about new products or services that may be of interest to you as detailed above.</p>
2527<h3 class="mini-heading">Your Rights</h3>
2528<p>You have the following rights in accordance with the UK GDPR and the DPA:</p>
2529<ol class="custom_lisiting">
2530<li>To know that your data is being processed</li>
2531<li>To access your personal data free of charge</li>
2532<li>To have your information corrected if inaccurate (including ensuring any third party puts right any inaccuracy)</li>
2533<li>To request that your data be erased</li>
2534<li>To restrict processing</li>
2535<li>To request transfer of your data</li>
2536<li>To object to processing and;</li>
2537<li>Rights relating to automated decision making and profiling</li>
2538</ol>
2539<p>You may request that we to provide you with any personal information we hold about you. Where you send us a request to access your data, this will usually be free of change and sent to you within one month (unless your request is complex). However, we may charge a reasonable fee if your request is clearly unfounded, repetitive or excessive. Alternatively, we may refuse to comply with your request in these circumstances.</p>
2540<p>We may need to request specific information from you to help us confirm your identity before we are able to process your request.</p>
2541<p>We may withhold personal information that you request to the extent permitted by law.</p>
2542<p>You may instruct us at any time not to process your personal information for marketing purposes.</p>
2543<p>If at any point you wish to raise a complaint regarding our data handling then you have the right to complain to the Information Commissioner’s Office (ICO) the supervisory authority for data protection issues in the UK whose information is available at www.ico.org.uk. However, we would appreciate to opportunity to deal with any concerns directly with you in the first instance.</p>
2544<h3 class="mini-heading">The ICO’s address:</h3>
2545<p>Information Commissioner’s Office<br />Wycliffe House<br />Water Lane, Wilmslow<br />Cheshire<br />SK9 5AF</p>
2546<p>Helpline number: <a href="tel:03031231113">0303 123 1113</a><br />ICO website: <a href="https://www.ico.org.uk/">https://www.ico.org.uk</a></p>
2547<h3 class="mini-heading">Security</h3>
2548<p>Valid8 IP Ltd recognise the personal nature of the information we collect, process and store. Valid8 IP Ltd is committed to good data management to protect people from harm. All personal data provided to us is stored on our secure servers. As we are committed to ensuring that your information is secure, we have put in place suitable physical, electronic and managerial procedures to prevent loss, unauthorised access, misuse or disclosure and to make sure that your information is safe and secure. In addition, we limit access to your personal data to those employees, agents, contractors and other third parties who have a business need. They will only process your personal data on our instructions, and they are subject to a duty of confidentiality.</p>
2549<h3 class="mini-heading">Links to other websites</h3>
2550<p>Our website <a href="https://valid8.co.uk" target="_blank" rel="noopener">valid8.co.uk</a> may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which may be collected or you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.</p>
2551<h3 class="mini-heading">General and opt out</h3>
2552<p>You may not transfer any of your rights under this privacy policy to any other person. We may transfer our rights under this privacy policy where we reasonably believe your rights will not be affected.</p>
2553<p>If any court or competent authority finds that any provision of this privacy policy (or part of any provision) is invali
2553d, illegal or unenforceable, that provision or part-provision will, to the extent required, be deemed to be deleted, and the validity and enforceability of the other provisions of this privacy policy will not be affected. Unless otherwise agreed, no delay, act or omission by a party in exercising any right or remedy will be deemed a waiver of that, or any other, right or remedy.</p>
2554<p> </p>		</div>
2555
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2624<h3 style="text-align: center;">BlueLion Claims Privacy Policy</h3>
2625</div>
2626
2627
2628<p>BlueLion Claims is a trading style of BlueLion Law Limited.</p>
2629<p>This Privacy Policy sets out how BlueLion Claims, collects, uses and protects your information when you use this website or our services, in accordance with the Data Protection Act 2018 and the UK General Data Protection Regulation (UK GDPR).</p>
2630<p>BlueLion Claims is the controller and is responsible for your personal data. We are committed to ensuring that your privacy is protected. By using our website and/or our services, you may be providing us with some of your personal information and we want to make sure that we do not use your data in a way that you would not expect. BlueLion Claims assures you that your personal information will only be used in accordance with this Privacy Policy and in compliance with the latest privacy regulations.</p>
2631<p>BlueLion Claims may change this policy in future by updating this page. You should check this page from time to time to ensure that you are happy with any changes. This policy is effective from 15 December 2025.</p>
2632<p><strong>Personal Information We Collect</strong></p>
2633<p>Personal information is any information about an individual from which that person can be identified. It does not include data which has been anonymised.</p>
2634<p>We may collect, use, store and transfer different kinds of personal data about you which we have grouped together as follows:</p>
2635<ul>
2636<li><strong>Contact information:</strong> Name, current and previous addresses (including postal, email and IP addresses) and telephone numbers.</li>
2637<li><strong>Identity Data:</strong> Includes first name, maiden name, last name, username or similar identifier, marital status, title, date of birth and gender.</li>
2638<li><strong>Financial Data:</strong> Includes information on your financial circumstances, the lenders or financial institutions used by you, the financial products you have taken out and the details and status of those financial products.</li>
2639<li><strong>Usage Data</strong> Includes information about how you use our website, products and services. This may include your IP address, geographical location, browser type and version, operating system, referral source, length of visit, page views and website navigation paths, as well as information about the timing, frequency and pattern of your service use. The source of the usage data is our analytics tracking system.</li>
2640<li><strong>Marketing and Communications Data:</strong> Includes your preferences in receiving marketing from us and our third parties and your communication preferences.</li>
2641<li><strong>Special Category Data:</strong> We will only process special category data where you have provided this to us and given your explicit consent to store it or we have a legal/regulatory obligation to. This includes race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health and genetic and biometric data.</li>
2642</ul>
2643<p>This list may not include all the information we require when providing our services. The information we ask you for will relate to your specific enquiry and will only consist of the information we need to carry out our service. If you contact us other than through our website, we will keep a record of that correspondence and a copy of call recordings.</p>
2644<p><strong>Method Of Collection</strong></p>
2645<ul>
2646<li><strong>Direct interactions:</strong> By you filling in forms on our website or social media or by corresponding with us by post, phone, email or otherwise.</li>
2647<li><strong>Third parties or public sources:</strong> We may receive information about you from various reputable third-party lead providers, from our regulators, your lenders, DVLA or from publicly available data.</li>
2648<li><strong>Credit information firms:</strong> We may verify your identity through third party credit information firms which will carry out a soft credit search. We will always obtain your consent to do this, and it will not affect your credit score in any way.</li>
2649<li><strong>Updating you</strong>: We will always inform you of the source from which we have obtained your information, if requested by you.</li>
2650</ul>
2651<p><strong>The Basis On Which We Process Your Information</strong></p>
2652<p>The legal grounds for processing your personal information depend upon the nature of our relationship with you and the context of processing, as follows:</p>
2653<ul>
2654<li>Processing is necessary for the performance of a contract with you, or to take steps prior to entering into a contract with you.</li>
2655<li>Processing is necessary for the purposes of your legitimate interests or our legitimate interests, where your fund
2655amental rights and interests do not override those interests. In order to determine this, we shall undertake a Legitimate Interests Assessment and balancing test.</li>
2656<li>Processing is necessary for compliance with mandatory legal or regulatory obligations to which we are subject.</li>
2657<li>Processing is undertaken after you have given us your express consent.</li>
2658</ul>
2659<p><strong>What We Use Your Personal Information For</strong></p>
2660<p>We collect/store or use your information to:</p>
2661<table>
2662<thead>
2663<tr>
2664<td width="312">
2665<p><strong>Purpose</strong></p>
2666</td>
2667<td width="290">
2668<p><strong>Legal basis</strong></p>
2669</td>
2670</tr>
2671</thead>
2672<tbody>
2673<tr>
2674<td width="312">
2675<p>Provide the service you have requested</p>
2676</td>
2677<td width="290">
2678<p>Contract</p>
2679</td>
2680</tr>
2681<tr>
2682<td width="312">
2683<p>Obtain information from credit information firms to identify and support your claims</p>
2684</td>
2685<td width="290">
2686<p>Consent</p>
2687</td>
2688</tr>
2689<tr>
2690<td width="312">
2691<p>Send to our service providers/contractor partners (including, <br />but not limited to, compliance consultants, barristers, experts, marketing providers and funders)</p>
2692</td>
2693<td width="290">
2694<p>Contract and/or Legitimate Interests</p>
2695</td>
2696</tr>
2697<tr>
2698<td width="312">
2699<p>Send you information or marketing about our products and services</p>
2700</td>
2701<td width="290">
2702<p>Legitimate Interests and/or Consent</p>
2703</td>
2704</tr>
2705<tr>
2706<td width="312">
2707<p>Contact you where you fail to fully complete our online form</p>
2708</td>
2709<td width="290">
2710<p>Legitimate Interests and/or Contract</p>
2711</td>
2712</tr>
2713<tr>
2714<td width="312">
2715<p>Provide reports, questionnaires, returns and declarations to our regulator</p>
2716</td>
2717<td width="290">
2718<p>Legal Obligation</p>
2719</td>
2720</tr>
2721<tr>
2722<td width="312">
2723<p>Resolve complaints against us or the establishment, exercise or defence of legal claims</p>
2724</td>
2725<td width="290">
2726<p>Legitimate Interests and/or Legal Obligation</p>
2727</td>
2728</tr>
2729<tr>
2730<td width="312">
2731<p>Gather feedback to enable us to improve our website, products and services</p>
2732</td>
2733<td width="290">
2734<p>Legitimate Interests</p>
2735</td>
2736</tr>
2737<tr>
2738<td width="312">
2739<p>Verify your identity where we receive requests to access or change the information we hold about you</p>
2740</td>
2741<td width="290">
2742<p>Legal Obligation</p>
2743</td>
2744</tr>
2745<tr>
2746<td width="312">
2747<p>Maintain our accounts and records</p>
2748</td>
2749<td width="290">
2750<p>Legal Obligation</p>
2751</td>
2752</tr>
2753<tr>
2754<td width="312">
2755<p>Comply with legal and regulatory obligations</p>
2756</td>
2757<td width="290">
2758<p>Legal Obligation</p>
2759</td>
2760</tr>
2761<tr>
2762<td width="312">
2763<p>Research and analyse trends to better understand how users are using our website and services in order to improve them</p>
2764</td>
2765<td width="290">
2766<p>Legitimate Interests</p>
2767</td>
2768</tr>
2769<tr>
2770<td width="312">
2771<p>Inform you about changes in our services and important service-related notices, such as security and fraud issues</p>
2772</td>
2773<td width="290">
2774<p>Legal Obligation</p>
2775</td>
2776</tr>
2777<tr>
2778<td width="312">
2779<p>Maintaining insurance coverage, managing risks, or obtaining professional advice</p>
2780</td>
2781<td width="290">
2782<p>Legitimate Interests and/or Legal Obligation</p>
2783</td>
2784</tr>
2785</tbody>
2786</table>
2787<p><strong><br />Providing Your Personal Data To Others</strong></p>
2788<p>We may disclose your data to one or more of our selected third-party service providers, upon your consent to do so, for the purpose of enabling them to contact you so that they can offer, market and provide relevant services to you. Each such third party will act as a data controller in relation to the data that we supply to it; and upon contacting you, each such third party will supply to you a copy of its own privacy policy, which will govern that third party&#8217;s use of your personal data.</p>
2789<p>We may disclose your personal data to insurers, compliance consultants and/or professional advisers in so far as reasonably necessary for the purposes of obtaining or maintaining insurance coverage, managing risks, obtaining professional advice, or the establishment, exercise or defence of legal claims, whether in court proceedings or in an administrative or out-of-court procedure.</p>
2790<p>We may disclose personal data to our suppliers or subcontractors, such as external printers, IT service providers, credit information firms, admin companies, call centres, compliance consultants, legal advisers, professional experts and barristers.</p>
2791<p>We may disclose personal data to our partner credit information firm, 
2791Valid8 IP Ltd, for the purposes of obtaining your credit file from one or more credit reference bureaus and you can view their privacy policy: <a href="https://www.valid8.co.uk/privacy.php">Valid8 | IP</a>.</p>
2792<p>With your consent we will carry out a soft credit search through Valid8 IP Ltd to identify and validate any potential claims you may have, and your information will be shared with the following credit reference bureaus:</p>
2793<ul>
2794<li>Equifax Ltd – <a href="https://www.equifax.co.uk/">https://www.equifax.co.uk</a></li>
2795<li>Experian Ltd – <a href="https://www.experian.co.uk">https://www.experian.co.uk</a></li>
2796<li>TransUnion Information Group Limited &#8211; <a href="https://www.transunion.co.uk">https://www.transunion.co.uk</a></li>
2797</ul>
2798<p>If you would like to understand how the credit reference bureaus use and share personal data (including the legitimate interests they pursue) please read the <a href="http://www.equifax.co.uk/crain">Credit Reference Agency Information Notice (CRAIN)</a> here <a href="https://www.equifax.co.uk/privacy-hub/crain">https://www.equifax.co.uk/privacy-hub/crain</a><a href="https://www.experian.co.uk/legal/crain/">https://www.experian.co.uk/legal/crain/</a><a href="https://www.transunion.co.uk/legal/privacy-centre/pc-credit-reference">https://www.transunion.co.uk/legal/privacy-centre/pc-credit-reference</a>.</p>
2799<p>Any external processors, who process your data on our behalf, are subject to a data processing agreement to ensure the safety and protection of your data. None of our processors are allowed to use your data for any other purposes than instructed by us.</p>
2800<p>In addition to the specific disclosures of personal data set out in this section, we may disclose your personal data where such disclosure is necessary for compliance with a legal obligation to which we are subject, or in order to protect your vital interests or the vital interests of another natural person.</p>
2801<p>We may also disclose your personal data where such disclosure is necessary for the establishment, exercise or defence of legal claims, whether in court proceedings or in an administrative or out-of-court procedure.</p>
2802<p>To assist us to provide our services to you we may use data processors that are outside of the European Economic Area (EEA). Robust and comprehensive due diligence is completed before we use any data processors outside the EEA. Where the country, territory, sector or international organisation that the transfer of personal data is being made has not got an EU Commission &#8216;adequacy decision&#8217;, the restricted transfer will only be made where there is an appropriate safeguard in place which will ensure that your rights and freedoms in respect of your personal data are protected. Please contact us if you need any further details about how we transfer personal data outside of the EEA and what safeguards are in place.</p>
2803<p><strong>Marketing</strong></p>
2804<p>You are provided with choices regarding marketing and we record your preferences in relation to this and how we communicate with you.</p>
2805<p>We may rely on consent when we use your personal information for direct marketing. This will be where you have specifically consented to us or a third party that you are happy to receive marketing contact from us.</p>
2806<p>We may also rely on legitimate interests for our direct marketing. Our legitimate interests are to inform individuals about products or services which may be of interest to them. Our legitimate interest may also be our commercial interests in operating our business, which includes acquiring new customers, providing additional services to existing or previous customers that are similar or aligned with previous products or services and expanding our operations.</p>
2807<p>You may also receive marketing communications from us if you have previously enquired about or purchased 
2807similar services from us and, in each case, you have not opted out of receiving that marketing. This is known as a &#8216;soft opt-in&#8217;.</p>
2808<p>Such marketing communications may be in relation to claims management, legal services and financial services which could be undertaken by post, email, SMS or telephone.</p>
2809<p>To opt out of receiving future marketing under any lawful basis, or under soft opt in, in which we intend to rely on for direct marketing, please opt out using the contact details provided in this Privacy Policy.</p>
2810<p>If you require any further information about the lawful basis we have relied on to send direct marketing to you, please do not hesitate to contact us.</p>
2811<p><strong>Cookies</strong></p>
2812<p>A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer if you agree. As you interact with our website, we may collect Technical Data and Usage Data about your equipment, browsing actions and patterns. We collect this personal data by using Third-Party cookies, specifically Google Analytics. You can view Google&#8217;s privacy policy here: <a href="https://www.google.com/policies/privacy"><strong>www.google.com/policies/privacy</strong></a>.</p>
2813<p>Our website uses cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse our website and also allows us to improve our site.</p>
2814<p>You will be asked to provide your consent for us to use cookies upon your first visit to our website.</p>
2815<p>You can set your browser to refuse all or some browser cookies, or to alert you when websites set or access cookies. Also, to opt out of being tracked via Google Analytics, you can use Google&#8217;s opt-out browser add-on: <a href="https://tools.google.com/dlpage/gaoptout"><strong>https://tools.google.com/dlpage/gaoptout</strong></a></p>
2816<p>If you disable or refuse cookies, please note that some parts of this website may become inaccessible or not function properly.</p>
2817<p><strong>How Long Do We Keep Your Personal Information</strong></p>
2818<p>We retain your information for as long as is necessary for the purpose for which it was originally obtained.  However, where we have provided a service, we will retain your information for 7 years from when the matter concluded.</p>
2819<p>We have some legal and regulatory obligations to hold certain pieces of information for specific timeframes.</p>
2820<p>We also need to keep some of your information for our accounting and reporting requirements.</p>
2821<p>Your contact details will be held for the purposes of direct marketing for 3 years; this is to enable us to let you know about new products or services that may be of interest to you as detailed above.</p>
2822<p><strong>Your Rights</strong></p>
2823<p>You have the following rights in accordance with the UK GDPR and the DPA:</p>
2824<ul>
2825<li>To know that your data is being processed</li>
2826<li>To access your personal data free of charge</li>
2827<li>To have your information corrected if inaccurate (Including ensuring any third party puts right any inaccuracy)</li>
2828<li>To request that your data be erased</li>
2829<li>To restrict processing</li>
2830<li>To request transfer of your data</li>
2831<li>To object to processing</li>
2832<li>To maintain your rights relating to automated decision making and profiling</li>
2833</ul>
2834<p>You may request that we to provide you with any personal information we hold about you. Where you send us a request to access your data, this will usually be free of change and sent to you within one month (unless your request is complex). However, we may charge a reasonable fee if your request is clearly unfounded, repetitive or excessive. Alternatively, we may refuse to comply with your request in these circumstances.</p>
2835<p>We may need to request specific information from you to help us confirm your identity before we are able to process your request.</p>
2836<p>We may withhold personal information that you request to the extent permitted by law.</p>
2837<p>You may instruct us at any time not to process your personal information for marketing purposes.</p>
2838<p>
2838We may use automated decision making in our claims process and/or profiling in order to send you targeted marketing.</p>
2839<p>You have the right to access details of the information we used to create your profile and the right to object to profiling, including profiling for marketing purposes.</p>
2840<p>You have the right to request human intervention or challenge an automated decision.</p>
2841<p>We do not use automated decision making which would produce legal or significant effects on individuals.</p>
2842<p>If at any point you wish to raise a complaint regarding our data handling then you have the right to complain to the Information Commissioner&#8217;s Office (ICO) which is the supervisory authority for data protection issues in the UK whose information is available at <a href="http://www.ico.org.uk/"><strong>www.ico.org.uk</strong></a>. However, we would appreciate the opportunity to deal with any concerns directly with you in the first instance.</p>
2843<p><strong>Security</strong></p>
2844<p>BlueLion Claims recognises the personal nature of the information we collect, process and store. As we are committed to ensuring that your information is secure, we have put in place suitable physical, electronic and managerial procedures to prevent loss, unauthorised access, misuse or disclosure and to make sure that your information is safe and secure. If password access is required for certain parts of our website/application, you are responsible for keeping this password confidential.</p>
2845<p><strong>Links To Other Websites</strong></p>
2846<p>Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which may be collected or you provide whilst visiting such sites as such sites are not governed by this Privacy Policy. You should exercise caution and look at the privacy statement applicable to the website in question.</p>
2847<p><strong>General and Opt Out</strong></p>
2848<p>You may not transfer any of your rights under this Privacy Policy to any other person. We may transfer our rights under this Privacy Policy where we reasonably consider your rights will not be affected.</p>
2849<p>If any court or competent authority finds that any provision of this Privacy Policy (or part of any provision) is invali
2849d, illegal or unenforceable, that provision or part-provision will, to the extent required, be deemed to be deleted, and the validity and enforceability of the other provisions of this Privacy Policy will not be affected. Unless otherwise agreed, no delay, act or omission by a party in exercising any right or remedy will be deemed a waiver of that, or any other, right or remedy.</p>
2850<p>If you have any queries relating to our Privacy Policy or the personal data we hold about you, wish to opt out of marketing or you wish to invoke any of your legal rights, you can contact us by:</p>
2851<p>Email: <a href="/cdn-cgi/l/email-protection" class="__cf_email__" data-cfemail="c0a3afaeb4a1a3b4b5b380a2acb5a5aca9afaea3aca1a9adb3eea3afeeb5ab">[email&#160;protected]</a></p>
2852<p>Telephone:  020 8153 0033</p>
2853<p>Post: BlueLion Claims, The Centro Buildings, 20–23 Mandela Street, London NW1 0DU</p>
2854<p>This Privacy Policy sets out how BlueLion Claims, collects, uses and protects your information when you use this website or our services, in accordance with the Data Protection Act 2018 and the UK General Data Protection Regulation (UK GDPR).</p>
2855<p>BlueLion Claims is the controller and is responsible for your personal data. We are committed to ensuring that your privacy is protected. By using our website and/or our services, you may be providing us with some of your personal information and we want to make sure that we do not use your data in a way that you would not expect. BlueLion Claims assures you that your personal information will only be used in accordance with this Privacy Policy and in compliance with the latest privacy regulations.</p>
2856<p>BlueLion Claims may change this policy in future by updating this page. You should check this page from time to time to ensure that you are happy with any changes. This policy is effective from 15 December 2025.</p>
2857<p><strong>Personal Information We Collect</strong></p>
2858<p>Personal information is any information about an individual from which that person can be identified. It does not include data which has been anonymised.</p>
2859<p>We may collect, use, store and transfer different kinds of personal data about you which we have grouped together as follows:</p>
2860<ul>
2861<li><strong>Contact information:</strong> Name, current and previous addresses (including postal, email and IP addresses) and telephone numbers.</li>
2862<li><strong>Identity Data:</strong> Includes first name, maiden name, last name, username or similar identifier, marital status, title, date of birth and gender.</li>
2863<li><strong>Financial Data:</strong> Includes information on your financial circumstances, the lenders or financial institutions used by you, the financial products you have taken out and the details and status of those financial products.</li>
2864<li><strong>Usage Data</strong> Includes information about how you use our website, products and services. This may include your IP address, geographical location, browser type and version, operating system, referral source, length of visit, page views and website navigation paths, as well as information about the timing, frequency and pattern of your service use. The source of the usage data is our analytics tracking system.</li>
2865<li><strong>Marketing and Communications Data:</strong> Includes your preferences in receiving marketing from us and our third parties and your communication preferences.</li>
2866<li><strong>Special Category Data:</strong> We will only process special category data where you have provided this to us and given your explicit consent to store it or we have a legal/regulatory obligation to. This includes race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health and genetic and biometric data.</li>
2867</ul>
2868<p>This list may not include all the information we require when providing our services. The information we ask you for will relate to your specific enquiry and will only consist of the information we need to carry out our service. If you contact us other than through our website, we will keep a record of that correspondence and a copy of call recordings.</p>
2869<p><strong>Method Of Collection</strong></p>
2870<ul>
2871<li><strong>Direct interactions:</strong> By you filling in forms on our website or social media or by corresponding with us by post, phone, email or otherwise.</li>
2872<li><strong>Third parties or public sources:</strong> We may receive information about you from various reputable third-party lead providers, from our regulators, your lenders, DVLA or from publicly available data.</li>
2873<li><strong>Credit information firms:</strong> We may verify your identity through third party credit information firms which will carry out a soft credit search. We will always obtain your consent to do this, and it will not affect your credit score in any way.</li>
2874<li><strong>Updating you</strong>: We will always inform you of the source from which we have obtained your information, if requested by you.</li>
2875</ul>
2876<p><strong>The Basis On Which We Process Your Information</strong></p>
2877<p>The legal grounds for processing your personal information depend upon the nature of our relationship with you and the context of processing, as follows:</p>
2878<ul>
2879<li>Processing is necessary for the performance of a contract with you, or to take steps prior to entering into a contract with you.</li>
2880<li>Processing is necessary for the purposes of your legitimate interests or our legitimate interests, where your fund
2880amental rights and interests do not override those interests. In order to determine this, we shall undertake a Legitimate Interests Assessment and balancing test.</li>
2881<li>Processing is necessary for compliance with mandatory legal or regulatory obligations to which we are subject.</li>
2882<li>Processing is undertaken after you have given us your express consent.</li>
2883</ul>
2884<p><strong>What We Use Your Personal Information For</strong></p>
2885<p>We collect/store or use your information to:</p>
2886<table>
2887<thead>
2888<tr>
2889<td width="312">
2890<p><strong>Purpose</strong></p>
2891</td>
2892<td width="290">
2893<p><strong>Legal basis</strong></p>
2894</td>
2895</tr>
2896</thead>
2897<tbody>
2898<tr>
2899<td width="312">
2900<p>Provide the service you have requested</p>
2901</td>
2902<td width="290">
2903<p>Contract</p>
2904</td>
2905</tr>
2906<tr>
2907<td width="312">
2908<p>Obtain information from credit information firms to identify and support your claims</p>
2909</td>
2910<td width="290">
2911<p>Consent</p>
2912</td>
2913</tr>
2914<tr>
2915<td width="312">
2916<p>Send to our service providers/contractor partners (including, <br />but not limited to, compliance consultants, barristers, experts, marketing providers and funders)</p>
2917</td>
2918<td width="290">
2919<p>Contract and/or Legitimate Interests</p>
2920</td>
2921</tr>
2922<tr>
2923<td width="312">
2924<p>Send you information or marketing about our products and services</p>
2925</td>
2926<td width="290">
2927<p>Legitimate Interests and/or Consent</p>
2928</td>
2929</tr>
2930<tr>
2931<td width="312">
2932<p>Contact you where you fail to fully complete our online form</p>
2933</td>
2934<td width="290">
2935<p>Legitimate Interests and/or Contract</p>
2936</td>
2937</tr>
2938<tr>
2939<td width="312">
2940<p>Provide reports, questionnaires, returns and declarations to our regulator</p>
2941</td>
2942<td width="290">
2943<p>Legal Obligation</p>
2944</td>
2945</tr>
2946<tr>
2947<td width="312">
2948<p>Resolve complaints against us or the establishment, exercise or defence of legal claims</p>
2949</td>
2950<td width="290">
2951<p>Legitimate Interests and/or Legal Obligation</p>
2952</td>
2953</tr>
2954<tr>
2955<td width="312">
2956<p>Gather feedback to enable us to improve our website, products and services</p>
2957</td>
2958<td width="290">
2959<p>Legitimate Interests</p>
2960</td>
2961</tr>
2962<tr>
2963<td width="312">
2964<p>Verify your identity where we receive requests to access or change the information we hold about you</p>
2965</td>
2966<td width="290">
2967<p>Legal Obligation</p>
2968</td>
2969</tr>
2970<tr>
2971<td width="312">
2972<p>Maintain our accounts and records</p>
2973</td>
2974<td width="290">
2975<p>Legal Obligation</p>
2976</td>
2977</tr>
2978<tr>
2979<td width="312">
2980<p>Comply with legal and regulatory obligations</p>
2981</td>
2982<td width="290">
2983<p>Legal Obligation</p>
2984</td>
2985</tr>
2986<tr>
2987<td width="312">
2988<p>Research and analyse trends to better understand how users are using our website and services in order to improve them</p>
2989</td>
2990<td width="290">
2991<p>Legitimate Interests</p>
2992</td>
2993</tr>
2994<tr>
2995<td width="312">
2996<p>Inform you about changes in our services and important service-related notices, such as security and fraud issues</p>
2997</td>
2998<td width="290">
2999<p>Legal Obligation</p>
3000</td>
3001</tr>
3002<tr>
3003<td width="312">
3004<p>Maintaining insurance coverage, managing risks, or obtaining professional advice</p>
3005</td>
3006<td width="290">
3007<p>Legitimate Interests and/or Legal Obligation</p>
3008</td>
3009</tr>
3010</tbody>
3011</table>
3012<p><strong><br />Providing Your Personal Data To Others</strong></p>
3013<p>We may disclose your data to one or more of our selected third-party service providers, upon your consent to do so, for the purpose of enabling them to contact you so that they can offer, market and provide relevant services to you. Each such third party will act as a data controller in relation to the data that we supply to it; and upon contacting you, each such third party will supply to you a copy of its own privacy policy, which will govern that third party&#8217;s use of your personal data.</p>
3014<p>We may disclose your personal data to insurers, compliance consultants and/or professional advisers in so far as reasonably necessary for the purposes of obtaining or maintaining insurance coverage, managing risks, obtaining professional advice, or the establishment, exercise or defence of legal claims, whether in court proceedings or in an administrative or out-of-court procedure.</p>
3015<p>We may disclose personal data to our suppliers or subcontractors, such as external printers, IT service providers, credit information firms, admin companies, call centres, compliance consultants, legal advisers, professional experts and barristers.</p>
3016<p>We may disclose personal data to our partner credit information firm, 
3016Valid8 IP Ltd, for the purposes of obtaining your credit file from one or more credit reference bureaus and you can view their privacy policy: <a href="https://www.valid8.co.uk/privacy.php">Valid8 | IP</a>.</p>
3017<p>With your consent we will carry out a soft credit search through Valid8 IP Ltd to identify and validate any potential claims you may have, and your information will be shared with the following credit reference bureaus:</p>
3018<ul>
3019<li>Equifax Ltd – <a href="https://www.equifax.co.uk/">https://www.equifax.co.uk</a></li>
3020<li>Experian Ltd – <a href="https://www.experian.co.uk">https://www.experian.co.uk</a></li>
3021<li>TransUnion Information Group Limited &#8211; <a href="https://www.transunion.co.uk">https://www.transunion.co.uk</a></li>
3022</ul>
3023<p>If you would like to understand how the credit reference bureaus use and share personal data (including the legitimate interests they pursue) please read the <a href="http://www.equifax.co.uk/crain">Credit Reference Agency Information Notice (CRAIN)</a> here <a href="https://www.equifax.co.uk/privacy-hub/crain">https://www.equifax.co.uk/privacy-hub/crain</a><a href="https://www.experian.co.uk/legal/crain/">https://www.experian.co.uk/legal/crain/</a><a href="https://www.transunion.co.uk/legal/privacy-centre/pc-credit-reference">https://www.transunion.co.uk/legal/privacy-centre/pc-credit-reference</a>.</p>
3024<p>Any external processors, who process your data on our behalf, are subject to a data processing agreement to ensure the safety and protection of your data. None of our processors are allowed to use your data for any other purposes than instructed by us.</p>
3025<p>In addition to the specific disclosures of personal data set out in this section, we may disclose your personal data where such disclosure is necessary for compliance with a legal obligation to which we are subject, or in order to protect your vital interests or the vital interests of another natural person.</p>
3026<p>We may also disclose your personal data where such disclosure is necessary for the establishment, exercise or defence of legal claims, whether in court proceedings or in an administrative or out-of-court procedure.</p>
3027<p>To assist us to provide our services to you we may use data processors that are outside of the European Economic Area (EEA). Robust and comprehensive due diligence is completed before we use any data processors outside the EEA. Where the country, territory, sector or international organisation that the transfer of personal data is being made has not got an EU Commission &#8216;adequacy decision&#8217;, the restricted transfer will only be made where there is an appropriate safeguard in place which will ensure that your rights and freedoms in respect of your personal data are protected. Please contact us if you need any further details about how we transfer personal data outside of the EEA and what safeguards are in place.</p>
3028<p><strong>Marketing</strong></p>
3029<p>You are provided with choices regarding marketing and we record your preferences in relation to this and how we communicate with you.</p>
3030<p>We may rely on consent when we use your personal information for direct marketing. This will be where you have specifically consented to us or a third party that you are happy to receive marketing contact from us.</p>
3031<p>We may also rely on legitimate interests for our direct marketing. Our legitimate interests are to inform individuals about products or services which may be of interest to them. Our legitimate interest may also be our commercial interests in operating our business, which includes acquiring new customers, providing additional services to existing or previous customers that are similar or aligned with previous products or services and expanding our operations.</p>
3032<p>You may also receive marketing communications from us if you have previously enquired about or purchased 
3032similar services from us and, in each case, you have not opted out of receiving that marketing. This is known as a &#8216;soft opt-in&#8217;.</p>
3033<p>Such marketing communications may be in relation to claims management, legal services and financial services which could be undertaken by post, email, SMS or telephone.</p>
3034<p>To opt out of receiving future marketing under any lawful basis, or under soft opt in, in which we intend to rely on for direct marketing, please opt out using the contact details provided in this Privacy Policy.</p>
3035<p>If you require any further information about the lawful basis we have relied on to send direct marketing to you, please do not hesitate to contact us.</p>
3036<p><strong>Cookies</strong></p>
3037<p>A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer if you agree. As you interact with our website, we may collect Technical Data and Usage Data about your equipment, browsing actions and patterns. We collect this personal data by using Third-Party cookies, specifically Google Analytics. You can view Google&#8217;s privacy policy here: <a href="https://www.google.com/policies/privacy"><strong>www.google.com/policies/privacy</strong></a>.</p>
3038<p>Our website uses cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you browse our website and also allows us to improve our site.</p>
3039<p>You will be asked to provide your consent for us to use cookies upon your first visit to our website.</p>
3040<p>You can set your browser to refuse all or some browser cookies, or to alert you when websites set or access cookies. Also, to opt out of being tracked via Google Analytics, you can use Google&#8217;s opt-out browser add-on: <a href="https://tools.google.com/dlpage/gaoptout"><strong>https://tools.google.com/dlpage/gaoptout</strong></a></p>
3041<p>If you disable or refuse cookies, please note that some parts of this website may become inaccessible or not function properly.</p>
3042<p><strong>How Long Do We Keep Your Personal Information</strong></p>
3043<p>We retain your information for as long as is necessary for the purpose for which it was originally obtained.  However, where we have provided a service, we will retain your information for 7 years from when the matter concluded.</p>
3044<p>We have some legal and regulatory obligations to hold certain pieces of information for specific timeframes.</p>
3045<p>We also need to keep some of your information for our accounting and reporting requirements.</p>
3046<p>Your contact details will be held for the purposes of direct marketing for 3 years; this is to enable us to let you know about new products or services that may be of interest to you as detailed above.</p>
3047<p><strong>Your Rights</strong></p>
3048<p>You have the following rights in accordance with the UK GDPR and the DPA:</p>
3049<ul>
3050<li>To know that your data is being processed</li>
3051<li>To access your personal data free of charge</li>
3052<li>To have your information corrected if inaccurate (Including ensuring any third party puts right any inaccuracy)</li>
3053<li>To request that your data be erased</li>
3054<li>To restrict processing</li>
3055<li>To request transfer of your data</li>
3056<li>To object to processing</li>
3057<li>To maintain your rights relating to automated decision making and profiling</li>
3058</ul>
3059<p>You may request that we to provide you with any personal information we hold about you. Where you send us a request to access your data, this will usually be free of change and sent to you within one month (unless your request is complex). However, we may charge a reasonable fee if your request is clearly unfounded, repetitive or excessive. Alternatively, we may refuse to comply with your request in these circumstances.</p>
3060<p>We may need to request specific information from you to help us confirm your identity before we are able to process your request.</p>
3061<p>We may withhold personal information that you request to the extent permitted by law.</p>
3062<p>You may instruct us at any time not to process your personal information for marketing purposes.</p>
3063<p>
3063We may use automated decision making in our claims process and/or profiling in order to send you targeted marketing.</p>
3064<p>You have the right to access details of the information we used to create your profile and the right to object to profiling, including profiling for marketing purposes.</p>
3065<p>You have the right to request human intervention or challenge an automated decision.</p>
3066<p>We do not use automated decision making which would produce legal or significant effects on individuals.</p>
3067<p>If at any point you wish to raise a complaint regarding our data handling then you have the right to complain to the Information Commissioner&#8217;s Office (ICO) which is the supervisory authority for data protection issues in the UK whose information is available at <a href="http://www.ico.org.uk/"><strong>www.ico.org.uk</strong></a>. However, we would appreciate the opportunity to deal with any concerns directly with you in the first instance.</p>
3068<p><strong>Security</strong></p>
3069<p>BlueLion Claims recognises the personal nature of the information we collect, process and store. As we are committed to ensuring that your information is secure, we have put in place suitable physical, electronic and managerial procedures to prevent loss, unauthorised access, misuse or disclosure and to make sure that your information is safe and secure. If password access is required for certain parts of our website/application, you are responsible for keeping this password confidential.</p>
3070<p><strong>Links To Other Websites</strong></p>
3071<p>Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which may be collected or you provide whilst visiting such sites as such sites are not governed by this Privacy Policy. You should exercise caution and look at the privacy statement applicable to the website in question.</p>
3072<p><strong>General and Opt Out</strong></p>
3073<p>You may not transfer any of your rights under this Privacy Policy to any other person. We may transfer our rights under this Privacy Policy where we reasonably consider your rights will not be affected.</p>
3074<p>If any court or competent authority finds that any provision of this Privacy Policy (or part of any provision) is invali
3074d, illegal or unenforceable, that provision or part-provision will, to the extent required, be deemed to be deleted, and the validity and enforceability of the other provisions of this Privacy Policy will not be affected. Unless otherwise agreed, no delay, act or omission by a party in exercising any right or remedy will be deemed a waiver of that, or any other, right or remedy.</p>
3075<p>If you have any queries relating to our Privacy Policy or the personal data we hold about you, wish to opt out of marketing or you wish to invoke any of your legal rights, you can contact us by:</p>
3076<p>Email: <a href="/cdn-cgi/l/email-protection" class="__cf_email__" data-cfemail="fd9e9293899c9e89888ebd9f918898919492939e919c94908ed39e92d38896">[email&#160;protected]</a></p>
3077<p>Telephone:  020 8153 0033</p>
3078<p>Post: BlueLion Claims, The Centro Buildings, 20–23 Mandela Street, London NW1 0DU</p>		</div>
3079
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3138        jQuery('#gform_submit_button_' + formId).on('click', function() {
3139            updateCombinedDate(formId);
3140        });
3141
3142        // Automatically update when any date input changes
3143        jQuery('#input_' + formId + '_31_1, #input_' + formId + '_31_2, #input_' + formId + '_31_3').on('change', function() {
3144            updateCombinedDate(formId);
3145        });
3146    }
3147
3148    // Array of form IDs to handle
3149    const formIds = [18];
3150
3151    // Check if the current form ID is in the list and add listeners
3152    if (formIds.includes(form_id)) {
3153        addServiceListeners(form_id);
3154    }
3155});</script>
3155<script>jQuery(document).ready(function($) {
3156    var isPhoneValid = false;
3157    var isEmailValid = false;
3158
3159    // Function to initialize phone validation
3160    function initPhoneValidation() {
3161        $(document).on('gform_post_render', function(event, formId) {
3162            var phoneField = $('.ginput_container_phone input[type="tel"]'); // Target phone field by class and type
3163            if (phoneField.length === 0) return;
3164
3165            // Limit input length to 11 digits
3166            phoneField.attr('maxlength', '11');
3167
3168            // Remove any existing validation messages
3169            phoneField.siblings('.phone-validation-message').remove();
3170
3171            // Create validation message element
3172            var validationMessage = document.createElement('div');
3173            validationMessage.className = 'phone-validation-message';
3174            validationMessage.style.marginTop = '5px'; // Add some spacing
3175            phoneField.parent().append(validationMessage);
3176
3177            // Add event listener for input validation
3178            phoneField.on('input', function() {
3179                var phoneNumber = $(this).val();
3180
3181                // Example phone number validation (adjust regex as needed)
3182                if (/^\d{11}$/.test(phoneNumber)) {
3183                    $.ajax({
3184                        url: 'https://reclaimcarfinance.com/wp-admin/admin-ajax.php',
3185                        method: 'GET',
3186                        data: {
3187                            action: 'validate_phone',
3188                            phone: phoneNumber
3189                        },
3190                        dataType: 'json',
3191                        success: function(response) {
3192                            if (response.message === 'Valid number') {
3193                                validationMessage.innerHTML = '✅ Valid number';
3194                                validationMessage.style.color = 'green';
3195                                isPhoneValid = true; // Set phone validity
3196                            } else {
3197                                validationMessage.innerHTML = 'Enter a valid number';
3198                                validationMessage.style.color = 'red';
3199                                isPhoneValid = false; // Set phone validity
3200                            }
3201                            handleNextButtonState(); // Check Next button state
3202                        },
3203                        error: function(xhr, status, error) {
3204                            validationMessage.innerHTML = 'Error validating number.';
3205                            validationMessage.style.color = 'red';
3206                            isPhoneValid = false; // Set phone validity
3207                            handleNextButtonState(); // Check Next button state
3208                        }
3209                    });
3210                } else {
3211                    validationMessage.innerHTML = 'Enter a valid number';
3212                    validationMessage.style.color = 'red';
3213                    isPhoneValid = false; // Set phone validity
3214                    handleNextButtonState(); // Check Next button state
3215                }
3216            });
3217        });
3218    }
3219
3220    // Function to initialize email validation
3221    function initEmailValidation() {
3222        var emailField = document.querySelector('.ginput_container_email input[type="email"]');
3223        if (!emailField) return;
3224
3225        // Remove any existing validation messages
3226        emailField.parentNode.querySelectorAll('.email-validation-message').forEach(function(el) {
3227            el.remove();
3228        });
3229
3230        // Create validation message element
3231        var validationMessage = document.createElement('div');
3232        validationMessage.className = 'email-validation-message';
3233        validationMessage.style.marginTop = '5px'; // Add some spacing
3234        emailField.parentNode.appendChild(validationMessage);
3235
3236        // Add event listener to validate email input in real-time
3237        emailField.addEventListener('input', debounce(function () {
3238            var email = emailField.value;
3239
3240            // Check if the email ends with specific domain extensions
3241            var domainRegex = /\.(com|co\.uk|uk|org|tv|net|co)$/i;
3242            if (email.length > 0 && domainRegex.test(email)) {
3243                // Make an AJAX request to AbstractAPI for email validation
3244                fetch(`https://emailvalidation.abstractapi.com/v1/?api_key=6cd4133efd75437c9c7e0b9dc0b5b0d9&email=${email}`)
3245                    .then(response => response.json())
3246                    .then(data => {
3247                        validationMessage.textContent = '';
3248
3249                        // Check deliverability and is_smtp_valid fields
3250                        if (data.deliverability === "DELIVERABLE" && data.is_smtp_valid) {
3251                            validationMessage.textContent = '✅ Valid email';
3252                            validationMessage.style.color = 'green';
3253                            isEmailValid = true; // Set email validity
3254                        } else {
3255                            validationMessage.textContent = 'Enter a valid email';
3256                            validationMessage.style.color = 'red';
3257                            isEmailValid = false; // Set email validity
3258                        }
3259                        handleNextButtonState(); // Check Next button state
3260                    })
3261                    .catch(error => {
3262                        validationMessage.textContent = 'Error validating email';
3263                        validationMessage.style.color = 'red';
3264                        isEmailValid = false; // Set email validity
3265                        handleNextButtonState(); // Check Next button state
3266                    });
3267            } else {
3268                validationMessage.textContent = ''; // Clear message if email doesn't have a valid domain
3269                isEmailValid = false; // Set email validity
3270                handleNextButtonState(); // Check Next button state
3271            }
3272        }, 500)); // 500ms delay to reduce excessive validation
3273    }
3274
3275    // Function to handle the Next button state
3276    function handleNextButtonState() {
3277        if (isPhoneValid && isEmailValid) {
3278            $('.gform_next_button').removeAttr('disabled'); // Enable button
3279        } else {
3280            $('.gform_next_button').attr('disabled', 'disabled'); // Disable button
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3283
3284    // Debounce function to reduce excessive API requests
3285    function debounce(func, delay) {
3286        let timeout;
3287        return function (...args) {
3288            clearTimeout(timeout);
3289            timeout = setTimeout(() => func.apply(this, args), delay);
3290        };
3291    }
3292
3293    // Initialize phone and email validation
3294    initPhoneValidation();
3295    initEmailValidation();
3296
3297    // Reinitialize validation after Gravity Forms is rendered or after AJAX submission
3298    jQuery(document).on('gform_post_render', function () {
3299        initPhoneValidation(); // Reinitialize phone validation when the form is rendered with AJAX
3300        initEmailValidation(); // Reinitialize email validation when the form is rendered with AJAX
3301    });
3302});</script>
3302<link rel='stylesheet' id='gform_basic-css' href='https://reclaimcarfinance.com/wp-content/plugins/gravityforms/assets/css/dist/basic.min.css?ver=2.10.5' media='all' />
3303<link rel='stylesheet' id='gform_theme_components-css' href='https://reclaimcarfinance.com/wp-content/plugins/gravityforms/assets/css/dist/theme-components.min.css?ver=2.10.5' media='all' />
3304<link rel='stylesheet' id='gform_theme-css' href='https://reclaimcarfinance.com/wp-content/plugins/gravityforms/assets/css/dist/theme.min.css?ver=2.10.5' media='all' />
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3305
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3307var NeveProperties = {"ajaxurl":"https://reclaimcarfinance.com/wp-admin/admin-ajax.php","nonce":"1cff0c493b","isRTL":"","isCustomize":""};
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3309</script>
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3309
3310<script id="neve-script-js" src="https://reclaimcarfinance.com/wp-content/themes/neve/assets/js/build/modern/frontend.js?ver=4.2.15" async></script>
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3310
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3335					picture.srcset = variants[compId]['light']['srcset'] || '';
3336					picture.sizes = variants[compId]['light']['sizes'];
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3362
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3366</script>
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3366
3367<script id="neve-scroll-to-top-js" src="https://reclaimcarfinance.com/wp-content/themes/neve/assets/js/build/modern/scroll-to-top.js?ver=4.2.15" async></script>
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3367
3368<script id="jquery-ui-core-js-before">
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3371</script>
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3371
3372<script id="jquery-ui-core-js" src="https://reclaimcarfinance.com/wp-includes/js/jquery/ui/core.min.js?ver=1.14.2"></script>
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3372
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3384
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3401
3402<script id="disabled-source-and-content-protection-js-js" src="https://reclaimcarfinance.com/wp-content/plugins/disabled-source-disabled-right-click-and-content-protection/includes/assets/js/protection.js?ver=1.8.2"></script>
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3402
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3403
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3404
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3405
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3409
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3417
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3418
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vendor: 1 bytes, line 3419
3419
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3426
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3427
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3431
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3432
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3433
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3434
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3435
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3439
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3440
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3453
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