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100.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background: var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background: var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background: var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background: var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background: var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background: var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background: var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background: var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size: var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size: var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size: var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size: var(--wp--preset--font-size--x-large) !important;}
101:root :where(.wp-block-icon svg){width: 24px;}
102:where(.wp-block-gallery.is-layout-flex){gap: var( --wp--style--gallery-gap-default, var( --gallery-block--gutter-size, var( --wp--style--block-gap, 0.5em ) ) );}:where(.wp-block-gallery.is-layout-grid){gap: var( --wp--style--gallery-gap-default, var( --gallery-block--gutter-size, var( --wp--style--block-gap, 0.5em ) ) );}
103:where(.wp-block-latest-posts.is-layout-flex){gap: 1.25em;}:where(.wp-block-latest-posts.is-layout-grid){gap: 1.25em;}
104:where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;}
105:where(.wp-block-term-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-term-template.is-layout-grid){gap: 1.25em;}
106:where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;}
107:root :where(.wp-block-pullquote){font-size: 1.5em;line-height: 1.6;}
108/*# sourceURL=global-styles-inline-css */
109</style>
110<link rel='stylesheet' id='pdfp-public-css' href='https://passiveincomemd.com/wp-content/plugins/pdf-poster/build/public.css?ver=2.5.4' media='all' />
111<link rel='stylesheet' id='font-awesome-css' href='https://passiveincomemd.com/wp-content/plugins/elementor/assets/lib/font-awesome/css/font-awesome.min.css?ver=4.7.0' media='all' />
112<link rel='stylesheet' id='normalize-css' href='https://cdnjs.cloudflare.com/ajax/libs/normalize/7.0.0/normalize.min.css?ver=7.0.0' media='all' />
113<link rel='stylesheet' id='slick-css-css' href='https://cdnjs.cloudflare.com/ajax/libs/slick-carousel/1.8.1/slick.min.css?ver=1.8.1' media='all' />
114<link rel='stylesheet' id='stylesheet-css' href='https://passiveincomemd.com/wp-content/themes/Passive%20Income/style.css?ver=6' media='all' />
115<link rel='stylesheet' id='theme-styles-css' href='https://passiveincomemd.com/wp-content/themes/Passive%20Income/_static/styles/main.css?ver=6' media='all' />
116<link rel='stylesheet' id='vanilla-styles-css' href='https://passiveincomemd.com/wp-content/themes/Passive%20Income/vanilla-style.css?ver=1790944786' media='all' />
117<link rel='stylesheet' id='elementor-frontend-css' href='https://passiveincomemd.com/wp-content/plugins/elementor/assets/css/frontend.min.css?ver=4.1.4' media='all' />
118<link rel='stylesheet' id='widget-image-css' href='https://passiveincomemd.com/wp-content/plugins/elementor/assets/css/widget-image.min.css?ver=4.1.4' media='all' />
119<link rel='stylesheet' id='widget-heading-css' href='https://passiveincomemd.com/wp-content/plugins/elementor/assets/css/widget-heading.min.css?ver=4.1.4' media='all' />
120<link rel='stylesheet' id='e-animation-fadeIn-css' href='https://passiveincomemd.com/wp-content/plugins/elementor/assets/lib/animations/styles/fadeIn.min.css?ver=4.1.4' media='all' />
121<link rel='stylesheet' id='e-popup-css' href='https://passiveincomemd.com/wp-content/plugins/elementor-pro/assets/css/conditionals/popup.min.css?ver=4.1.2' media='all' />
122<link rel='stylesheet' id='elementor-icons-css' href='https://passiveincomemd.com/w
122p-content/plugins/elementor/assets/lib/eicons/css/elementor-icons.min.css?ver=5.50.0' media='all' />
123<link rel='stylesheet' id='elementor-post-27891-css' href='https://passiveincomemd.com/wp-content/uploads/elementor/css/post-27891.css?ver=1790101227' media='all' />
124<link rel='stylesheet' id='elementor-post-32058-css' href='https://passiveincomemd.com/wp-content/uploads/elementor/css/post-32058.css?ver=1790101380' media='all' />
125<link rel='stylesheet' id='elementor-post-37470-css' href='https://passiveincomemd.com/wp-content/uploads/elementor/css/post-37470.css?ver=1790101227' media='all' />
126<link rel='stylesheet' id='convertkit-admin-quicktags-css' href='https://passiveincomemd.com/wp-content/plugins/convertkit/resources/backend/css/quicktags.css?ver=3.3.4' media='all' />
127<style id="block-visibility-screen-size-styles-inline-css">
128/* Large screens (desktops, 992px and up) */
129@media ( min-width: 992px ) {
130	.block-visibility-hide-large-screen {
131		display: none !important;
132	}
133}
134
135/* Medium screens (tablets, between 768px and 992px) */
136@media ( min-width: 768px ) and ( max-width: 991.98px ) {
137	.block-visibility-hide-medium-screen {
138		display: none !important;
139	}
140}
141
142/* Small screens (mobile devices, less than 768px) */
143@media ( max-width: 767.98px ) {
144	.block-visibility-hide-small-screen {
145		display: none !important;
146	}
147}
148/*# sourceURL=block-visibility-screen-size-styles-inline-css */
149</style>
150<link rel='stylesheet' id='elementor-gf-local-worksans-css' href='https://passiveincomemd.com/wp-content/uploads/elementor/google-fonts/css/worksans.css?ver=1743537210' media='all' />
151<link rel='stylesheet' id='elementor-gf-local-robotoslab-css' href='https://passiveincomemd.com/wp-content/uploads/elementor/google-fonts/css/robotoslab.css?ver=1743537219' media='all' />
152<link rel='stylesheet' id='elementor-gf-local-roboto-css' href='https://passiveincomemd.com/wp-content/uploads/elementor/google-fonts/css/roboto.css?ver=1743537229' media='all' />
153<script id="jquery-core-js" src="https://passiveincomemd.com/wp-includes/js/jquery/jquery.min.js?ver=3.7.1"></script>
vendor: 1 bytes, line 153
153
154<script id="jquery-migrate-js" src="https://passiveincomemd.com/wp-includes/js/jquery/jquery-migrate.min.js?ver=3.4.1"></script>
vendor: 1 bytes, line 154
154
155<script id="track-the-click-js-extra">
156var ajax_var = {"nonce":"58b228861c"};
157var ttc_data = {"proBeacon":""};
158//# sourceURL=track-the-click-js-extra
159</script>
vendor: 1 bytes, line 159
159
160<script id="track-the-click-js" src="https://passiveincomemd.com/wp-content/plugins/track-the-click/public/js/track-the-click-public.js?ver=0.4.0" data-noptimize="true" data-no-optimize="1"></script>
vendor: 1 bytes, line 160
160
161<script id="track-the-click-js-after" data-noptimize="true" data-no-optimize="1">
162function getHomeURL() {return "https://passiveincomemd.com";}
163function getPostID() {return 455;}
164function showClickCounts() {return false;}
165
166//# sourceURL=track-the-click-js-after
167</script>
vendor: 1 bytes, line 167
167
168<script id="font-awesome-js" src="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/6.1.1/js/all.min.js?ver=6.1.1"></script>
vendor: 1 bytes, line 168
168
169<script id="font-awesome-4-shim-js" src="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/6.1.1/js/v4-shims.min.js?ver=6.1.1"></script>
169
170<link rel="https://api.w.org/" href="https://passiveincomemd.com/wp-json/" /><link rel="alternate" title="JSON" type="application/json" href="https://passiveincomemd.com/wp-json/wp/v2/pages/455" /><link rel='shortlink' href='https://passiveincomemd.com/?p=455' />
171
172<!-- This site is using AdRotate v5.13.7 to display their advertisements - https://ajdg.solutions/ -->
173<!-- AdRotate CSS -->
174<style type="text/css" media="screen">
175	.g { margin:0px; padding:0px; overflow:hidden; line-height:1; zoom:1; }
176	.g img { height:auto; }
177	.g-col { position:relative; float:left; }
178	.g-col:first-child { margin-left: 0; }
179	.g-col:last-child { margin-right: 0; }
180	@media only screen and (max-width: 480px) {
181		.g-col, .g-dyn, .g-single { width:100%; margin-left:0; margin-right:0; }
182	}
183</style>
184<!-- /AdRotate CSS -->
185
186<meta name="cdp-version" content="1.5.4" />
186<script type="text/javascript">//<![CDATA[
187  function external_links_in_new_windows_loop() {
188    if (!document.links) {
189      document.links = document.getElementsByTagName('a');
190    }
191    var change_link = false;
192    var force = '';
193    var ignore = '';
194
195    for (var t=0; t<document.links.length; t++) {
196      var all_links = document.links[t];
197      change_link = false;
198      
199      if(document.links[t].hasAttribute('onClick') == false) {
200        // forced if the address starts with http (or also https), but does not link to the current domain
201        if(all_links.href.search(/^http/) != -1 && all_links.href.search('passiveincomemd.com') == -1 && all_links.href.search(/^#/) == -1) {
202          // console.log('Changed ' + all_links.href);
203          change_link = true;
204        }
205          
206        if(force != '' && all_links.href.search(force) != -1) {
207          // forced
208          // console.log('force ' + all_links.href);
209          change_link = true;
210        }
211        
212        if(ignore != '' && all_links.href.search(ignore) != -1) {
213          // console.log('ignore ' + all_links.href);
214          // ignored
215          change_link = false;
216        }
217
218        if(change_link == true) {
219          // console.log('Changed ' + all_links.href);
220          document.links[t].setAttribute('onClick', 'javascript:window.open(\'' + all_links.href.replace(/'/g, '') + '\', \'_blank\', \'noopener\'); return false;');
221          document.links[t].removeAttribute('target');
222        }
223      }
224    }
225  }
226  
227  // Load
228  function external_links_in_new_windows_load(func)
229  {  
230    var oldonload = window.onload;
231    if (typeof window.onload != 'function'){
232      window.onload = func;
233    } else {
234      window.onload = function(){
235        oldonload();
236        func();
237      }
238    }
239  }
240
241  external_links_in_new_windows_load(external_links_in_new_windows_loop);
242  //]]></script>
242
243
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385	  		<div  class="content"><h1 class="yellow-underline">The PIMD Blog</h1>
386<p>The latest tips, tricks, and news in passive income and investing</p>
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391	<div  class="hero-post">
392												<div  class="full-width">
393													<div  class="image fade-in-up"><img decoding="async" width="900" height="640" src="https://passiveincomemd.com/w
393p-content/uploads/2026/10/ChatGPT-Dots-Just-Changed-What-an-AI-Assistant-Can-Be.jpg" class="attachment-full size-full wp-post-image" alt="ChatGPT Dots Just Changed What an AI Assistant Can Be" srcset="https://passiveincomemd.com/wp-content/uploads/2026/10/ChatGPT-Dots-Just-Changed-What-an-AI-Assistant-Can-Be.jpg 900w, https://passiveincomemd.com/wp-content/uploads/2026/10/ChatGPT-Dots-Just-Changed-What-an-AI-Assistant-Can-Be-300x213.jpg 300w, https://passiveincomemd.com/wp-content/uploads/2026/10/ChatGPT-Dots-Just-Changed-What-an-AI-Assistant-Can-Be-768x546.jpg 768w" sizes="(max-width: 900px) 100vw, 900px" /></div>
394													<div class="content">
395														<div class="content-wrap">
396															<a href="https://passiveincomemd.com/blog/tech/chatgpt-dots-explained/" data-wpel-link="internal"><h2>ChatGPT Dots Just Changed What an AI Assistant Can Be</h2></a>
397															<div class="excerpt">Every AI tool you've used stops working the moment you stop typing. You ask. It answers. Then it waits for you to come back. Dots don't wait. OpenAI introduced them on September 29, 2026, at its DevDay event, and they keep working in the background after your conversation ends. A dot remembers what you asked [&hellip;]</div>
398															<div class="information">October 1, 2026 &bull; 9 Min Read</div>
399															<a href="https://passiveincomemd.com/blog/tech/chatgpt-dots-explained/" class="button" data-wpel-link="internal">Read More</a>
400														</div>
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406
407<style>@media (min-width:820px) {#block_f8e6d6b8004f628fd533c31c2d73bd99  {padding-bottom:148px;}#block_f8e6d6b8004f628fd533c31c2d73bd99 {z-index:1;}}@media (max-width:820px) {#block_f8e6d6b8004f628fd533c31c2d73bd99 {background-color:;}#block_f8e6d6b8004f628fd533c31c2d73bd99  {padding-bottom:120px;}#block_f8e6d6b8004f628fd533c31c2d73bd99 {z-index:1;}}#block_f8e6d6b8004f628fd533c31c2d73bd99.break {background-color:;}#block_f8e6d6b8004f628fd533c31c2d73bd99.break  {padding-bottom:120px;}#block_f8e6d6b8004f628fd533c31c2d73bd99.break {z-index:1;}</style>  <section  id="block_f8e6d6b8004f628fd533c31c2d73bd99" class="margin-none mobile-margin-no-change container-normal text-color-dark none block-recent-blog-posts  ">
408		<div  class="overlay">
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410				<h4 class="heading">The latest posts</h4>				<div class="blog-posts mobile-carousel desktop-33 mobile-70 elements-3">
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413  <div class="featured-image">
414    <a href="https://passiveincomemd.com/blog/tech/chatgpt-dots-explained/" data-wpel-link="internal"><img decoding="async" width="900" height="640" src="https://passiveincomemd.com/wp-content/uploads/2026/10/ChatGPT-Dots-Just-Changed-What-an-AI-Assistant-Can-Be.jpg" class="attachment-large size-large wp-post-image" alt="ChatGPT Dots Just Changed What an AI Assistant Can Be" srcset="https://passiveincomemd.com/wp-content/uploads/2026/10/ChatGPT-Dots-Just-Changed-What-an-AI-Assistant-Can-Be.jpg 900w, https://passiveincomemd.com/wp-content/uploads/2026/10/ChatGPT-Dots-Just-Changed-What-an-AI-Assistant-Can-Be-300x213.jpg 300w, https://passiveincomemd.com/wp-content/uploads/2026/10/ChatGPT-Dots-Just-Changed-What-an-AI-Assistant-Can-Be-768x546.jpg 768w" sizes="(max-width: 900px) 100vw, 900px" /></a>
415  </div>
416  <div class="categories cat-tag">
417    <a href="https://passiveincomemd.com/category/tech/ai/" data-wpel-link="internal">Artificial Intelligence</a><a href="https://passiveincomemd.com/category/tech/" data-wpel-link="internal">Technology</a>  </div>
418  <a href="https://passiveincomemd.com/blog/tech/chatgpt-dots-explained/" class="post-title" data-wpel-link="internal"><h3>ChatGPT Dots Just Changed What an AI Assistant Can Be</h3></a>
419  <div class="information">
420    October 1, 2026 &bull; 9 Min Read
421  </div>
422</div>
423<div class="post recent-blog-post elem">
424  <div class="featured-image">
425    <a href="https://passiveincomemd.com/blog/financial-wellness/borrowing-money-to-invest-physicians/" data-wpel-link="internal"><img loading="lazy" decoding="async" width="900" height="640" src="https://passiveincomemd.com/w
425p-content/uploads/2026/09/Borrowing-Money-to-Invest-What-Physicians-Should-Know-First.jpg" class="attachment-large size-large wp-post-image" alt="Borrowing Money to Invest What Physicians Should Know First" srcset="https://passiveincomemd.com/wp-content/uploads/2026/09/Borrowing-Money-to-Invest-What-Physicians-Should-Know-First.jpg 900w, https://passiveincomemd.com/wp-content/uploads/2026/09/Borrowing-Money-to-Invest-What-Physicians-Should-Know-First-300x213.jpg 300w, https://passiveincomemd.com/wp-content/uploads/2026/09/Borrowing-Money-to-Invest-What-Physicians-Should-Know-First-768x546.jpg 768w" sizes="(max-width: 900px) 100vw, 900px" /></a>
426  </div>
427  <div class="categories cat-tag">
428    <a href="https://passiveincomemd.com/category/financial-wellness/" data-wpel-link="internal">Financial Wellness</a>  </div>
429  <a href="https://passiveincomemd.com/blog/financial-wellness/borrowing-money-to-invest-physicians/" class="post-title" data-wpel-link="internal"><h3>Borrowing Money to Invest: What Physicians Should Know First</h3></a>
430  <div class="information">
431    September 28, 2026 &bull; 9 Min Read
432  </div>
433</div>
434<div class="post recent-blog-post elem">
435  <div class="featured-image">
436    <a href="https://passiveincomemd.com/blog/tech/ai-habits-to-be-aware-of/" data-wpel-link="internal"><img loading="lazy" decoding="async" width="900" height="640" src="https://passiveincomemd.com/wp-content/uploads/2026/09/3-AI-Habits-That-Arent-Bad-But-You-Should-Know-About-Them-Anyway.jpg" class="attachment-large size-large wp-post-image" alt="3 AI Habits That Aren&#039;t Bad, But You Should Know About Them Anyway" srcset="https://passiveincomemd.com/wp-content/uploads/2026/09/3-AI-Habits-That-Arent-Bad-But-You-Should-Know-About-Them-Anyway.jpg 900w, https://passiveincomemd.com/wp-content/uploads/2026/09/3-AI-Habits-That-Arent-Bad-But-You-Should-Know-About-Them-Anyway-300x213.jpg 300w, https://passiveincomemd.com/wp-content/uploads/2026/09/3-AI-Habits-That-Arent-Bad-But-You-Should-Know-About-Them-Anyway-768x546.jpg 768w" sizes="(max-width: 900px) 100vw, 900px" /></a>
437  </div>
438  <div class="categories cat-tag">
439    <a href="https://passiveincomemd.com/category/tech/ai/" data-wpel-link="internal">Artificial Intelligence</a><a href="https://passiveincomemd.com/category/tech/" data-wpel-link="internal">Technology</a>  </div>
440  <a href="https://passiveincomemd.com/blog/tech/ai-habits-to-be-aware-of/" class="post-title" data-wpel-link="internal"><h3>3 AI Habits That Aren't Bad, But You Should Know About Them Anyway</h3></a>
441  <div class="information">
442    September 24, 2026 &bull; 9 Min Read
443  </div>
444</div>
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467				<div class="content"><p><span class="font-28">Journal Club</span></p>
468<p>Enjoy a curated list of the most helpful and interesting articles on the web. New posts weekly.</p>
469<a href="https://passiveincomemd.com/blog/journal-club/journal-club-04-12-24/" class="button button-white larger-width" data-wpel-link="internal">Read this Week’s Journals</a>
470<p>&nbsp;</p>
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474  </section>
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508				  			<h2>The Passive Income MD Podcast</h2>
509<p>Keep the conversation going about financial freedom, physician side hustles, investing in real estate, and more with our weekly podcast.</p>
510<div class="podcast-links spacing-small"><a href="https://podcasts.apple.com/us/podcast/id1495754025" target="_blank" class="podcast-link" data-wpel-link="external" rel="external noopener noreferrer"><img decoding="async" src="https://passiveincomemd.com/wp-content/uploads/2022/07/apple-podcasts.svg" alt=""></a><a href="https://open.spotify.com/show/5VD7frbV0ACGXY2U52Njb5 " target="_blank" class="podcast-link" data-wpel-link="external" rel="external noopener noreferrer"><img decoding="async" src="https://passiveincomemd.com/wp-content/uploads/2022/07/spotify.svg" alt=""></a></div>
511				  		</div>
512							
513
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515									<div class="column ">
516
517																				<div class="content-wrap latest-posts">
518								<h4>Recent Episodes</h4>								<div class="mobile-carousel desktop-50 mobile-70 elements-2">
519									<div class="infinite">
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522												<a href="https://passiveincomemd.com/podcast/335-should-you-borrow-money-to-invest-ft-peter-kim/" data-wpel-link="internal">#335 Should You Borrow Money to Invest ft. Peter Kim, MD</a>
523												<div class="excerpt"><div class="OutputContainer_output__wvgeh">
524<div class="flex max-w-full flex-col flex-grow">
525<div class="min-h-8 text-message flex w-full flex-col items-end gap-2 whitespace-normal break-words text-start [.text-message+&]:mt-5" dir="auto" data-message-author-role="assistant" data-message-id="647fe6c3-45b2-4d96-b69c-926f8e5f6d34" data-message-model-slug="gpt-4o">
526<div class="flex w-full flex-col gap-1 empty:hidden first:pt-[3px]">
527<div class="markdown prose w-full break-words dark:prose-invert dark">
528<p class="font-claude-response-body break-words whitespace-normal">In this episode, Peter breaks down what happens when a friend's investment problem turned out to be a debt problem in disguise, and why borrowing money to invest changes the entire risk equation. He walks through the two questions almost nobody asks before taking on debt to fund an investment, who's actually making the payment, and who decides when that payment is due.</p>
529<p class="font-claude-response-body break-words whitespace-normal">If you've ever considered using margin, a HELOC, or a personal loan to get into a deal, this episode lays out exactly what can go wrong and when. Tune in!</p>
530<a href="http://pimdcon.com/virtual" target="_blank" rel="noopener external noreferrer" data-wpel-link="external"><strong>Interested in PIMDCON Virtual? Know more by clicking here.</strong></a>
531<div class="markdown prose w-full break-words dark:prose-invert dark">
532<div class="min-h-8 text-message flex w-full flex-col items-end gap-2 whitespace-normal break-words text-start [.text-message+&]:mt-5" dir="auto" data-message-author-role="assistant" data-message-id="647fe6c3-45b2-4d96-b69c-926f8e5f6d34" data-message-model-slug="gpt-4o">
533<div class="flex w-full flex-col gap-1 empty:hidden first:pt-[3px]">
534<div class="markdown prose w-full break-words dark:prose-invert dark">
535<hr />
536<p data-start="22" data-end="667" data-is-last-node=""><em>Are you looking for a community to encourage you as you begin, or want to accelerate your business to the next level? Then join thousands of physicians who share the same journey of creating their ideal lives through multiple streams of income by joining us in our Facebook communities such as <a href="https://passiveincomemd.com/PassiveIncomeDocs" data-wpel-link="internal">Passive Income Docs</a> and <a href="https://passiveincomemd.com/" data-wpel-link="internal">Passive Income MD</a>.</em></p>
537</div>
538</div>
539</div>
540</div>
541</div>
542</div>
543</div>
544</div>
545</div>
546</div>												<div class="information">11.34 Min &bull; September 28</div>
547											</div>
548
549										
550											<div class="post latest-post elem">
551												<a href="https://passiveincomemd.com/podcast/334-where-to-park-money-youre-going-to-need-soon-ft-peter-kim/" data-wpel-link="internal">#334 Where to Park Money You're Going to Need Soon ft. Peter Kim, MD</a>
552												<div class="excerpt"><div class="OutputContainer_output__wvgeh">
553<div class="flex max-w-full flex-col flex-grow">
554<div class="min-h-8 text-message flex w-full flex-col items-end gap-2 whitespace-normal break-words text-start [.text-message+&]:mt-5" dir="auto" data-message-author-role="assistant" data-message-id="647fe6c3-45b2-4d96-b69c-926f8e5f6d34" data-message-model-slug="gpt-4o">
555<div class="flex w-full flex-col gap-1 empty:hidden first:pt-[3px]">
556<div class="markdown prose w-full break-words dark:prose-invert dark">
557<p class="font-claude-response-body break-words whitespace-normal">In this episode, Peter breaks down exactly where to keep money that has a deadline attached to it, using a real conversation with his own parents as the framework. He walks through why a normal checking account quietly costs you thousands a year, and lays out the actual tiers of options based on how fast you might need the cash, from high-yield savings accounts to T-bills to no-pen
557alty CDs.</p>
558<p class="font-claude-response-body break-words whitespace-normal">If you're sitting on proceeds from a home sale, a practice buyout, or a down payment with an uncertain timeline, this episode tells you exactly what to do with it and what to avoid entirely. Tune in!</p>
559<a href="http://pimdcon.com/virtual" target="_blank" rel="noopener external noreferrer" data-wpel-link="external"><strong>Interested in PIMDCON Virtual? Know more by clicking here.</strong></a>
560<div class="markdown prose w-full break-words dark:prose-invert dark">
561<div class="min-h-8 text-message flex w-full flex-col items-end gap-2 whitespace-normal break-words text-start [.text-message+&]:mt-5" dir="auto" data-message-author-role="assistant" data-message-id="647fe6c3-45b2-4d96-b69c-926f8e5f6d34" data-message-model-slug="gpt-4o">
562<div class="flex w-full flex-col gap-1 empty:hidden first:pt-[3px]">
563<div class="markdown prose w-full break-words dark:prose-invert dark">
564<hr />
565<p data-start="22" data-end="667" data-is-last-node=""><em>Are you looking for a community to encourage you as you begin, or want to accelerate your business to the next level? Then join thousands of physicians who share the same journey of creating their ideal lives through multiple streams of income by joining us in our Facebook communities such as <a href="https://passiveincomemd.com/PassiveIncomeDocs" data-wpel-link="internal">Passive Income Docs</a> and <a href="https://passiveincomemd.com/" data-wpel-link="internal">Passive Income MD</a>.</em></p>
566</div>
567</div>
568</div>
569</div>
570</div>
571</div>
572</div>
573</div>
574</div>
575</div>												<div class="information">15.37 Min &bull; September 21</div>
576											</div>
577
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579								</div>
580								<a class="link-after-posts arrow-link" href="/podcast/" target="" data-wpel-link="internal">View all Episodes</a>							</div>
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587  </section>
588
589	
590
591<style>@media (min-width:820px) {#block_a1bcf7df1cd58c4aaadb65bdf875102e  {padding-bottom:137px;}#block_a1bcf7df1cd58c4aaadb65bdf875102e {z-index:1;}}@media (max-width:820px) {#block_a1bcf7df1cd58c4aaadb65bdf875102e {background-color:;}#block_a1bcf7df1cd58c4aaadb65bdf875102e  {padding-bottom:50px;}#block_a1bcf7df1cd58c4aaadb65bdf875102e {z-index:1;}}#block_a1bcf7df1cd58c4aaadb65bdf875102e.break {background-color:;}#block_a1bcf7df1cd58c4aaadb65bdf875102e.break  {padding-bottom:50px;}#block_a1bcf7df1cd58c4aaadb65bdf875102e.break {z-index:1;}</style>  <section data-wpr-lazyrender="1" id="block_a1bcf7df1cd58c4aaadb65bdf875102e" class="margin-none mobile-margin-no-change container-normal text-color-dark none below-flourish block-selected-blog-posts  ">
592		<div  class="overlay">
593			<div  class="container">
594				<h4 class="heading">Popular Posts</h4>				<div class="blog-posts mobile-carousel desktop-50 mobile-70 elements-4">
595					<div class="infinite">
596			  		<div class="post recent-blog-post elem">
597  <div class="featured-image">
598    <a href="https://passiveincomemd.com/blog/financial-wellness/10-things-that-matter-most-in-personal-finance/" data-wpel-link="internal"><img loading="lazy" decoding="async" width="1024" height="683" src="https://passiveincomemd.com/wp-content/uploads/2019/12/top-ten-matter-most-personal-finance-scaled-1-1024x683.jpg" class="attachment-large size-large wp-post-image" alt="Coins attributed to health, entertainment, cost of living, car expenses, work" srcset="https://passiveincomemd.com/wp-content/uploads/2019/12/top-ten-matter-most-personal-finance-scaled-1-1024x683.jpg 1024w, https://passiveincomemd.com/wp-content/uploads/2019/12/top-ten-matter-most-personal-finance-scaled-1-300x200.jpg 300w, https://passiveincomemd.com/wp-content/uploads/2019/12/top-ten-matter-most-personal-finance-scaled-1-768x512.jpg 768w, https://passiveincomemd.com/wp-content/uploads/2019/12/top-ten-matter-most-personal-finance-scaled-1-1536x1024.jpg 1536w, https://passiveincomemd.com/wp-content/uploads/2019/12/top-ten-matter-most-personal-finance-scaled-1-2048x1366.jpg 2048w" sizes="(max-width: 1024px) 100vw, 1024px" /></a>
599  </div>
600  <div class="categories cat-tag">
601    <a href="https://passiveincomemd.com/category/financial-wellness/" data-wpel-link="internal">Financial Wellness</a><a href="https://passiveincomemd.com/category/saturday-syndication/" data-wpel-link="internal">Saturday Syndication</a>  </div>
602  <a href="https://passiveincomemd.com/blog/financial-wellness/10-things-that-matter-most-in-personal-finance/" class="post-title" data-wpel-link="internal"><h3>10 Things That Matter Most In Personal Finance</h3></a>
603  <div class="information">
604    December 21, 2019 &bull; 10 Min Read
605  </div>
606</div>
607<div class="post recent-blog-post elem">
608  <div class="featured-image">
609    <a href="https://passiveincomemd.com/blog/financial-wellness/4-great-ways-to-protect-your-real-estate-assets/" data-wpel-link="internal"><img loading="lazy" decoding="async" width="1024" height="683" src="https://passiveincomemd.com/w
609p-content/uploads/2020/12/pexels-pixabay-280221-scaled-1-1024x683.jpg" class="attachment-large size-large wp-post-image" alt="" srcset="https://passiveincomemd.com/wp-content/uploads/2020/12/pexels-pixabay-280221-scaled-1-1024x683.jpg 1024w, https://passiveincomemd.com/wp-content/uploads/2020/12/pexels-pixabay-280221-scaled-1-300x200.jpg 300w, https://passiveincomemd.com/wp-content/uploads/2020/12/pexels-pixabay-280221-scaled-1-768x512.jpg 768w, https://passiveincomemd.com/wp-content/uploads/2020/12/pexels-pixabay-280221-scaled-1-1536x1024.jpg 1536w, https://passiveincomemd.com/wp-content/uploads/2020/12/pexels-pixabay-280221-scaled-1-2048x1366.jpg 2048w" sizes="(max-width: 1024px) 100vw, 1024px" /></a>
610  </div>
611  <div class="categories cat-tag">
612    <a href="https://passiveincomemd.com/category/financial-wellness/" data-wpel-link="internal">Financial Wellness</a><a href="https://passiveincomemd.com/category/real-estate-investing/" data-wpel-link="internal">Real Estate Investing</a>  </div>
613  <a href="https://passiveincomemd.com/blog/financial-wellness/4-great-ways-to-protect-your-real-estate-assets/" class="post-title" data-wpel-link="internal"><h3>4 Great Ways to Protect Your Real Estate Assets</h3></a>
614  <div class="information">
615    December 9, 2020 &bull; 6 Min Read
616  </div>
617</div>
618<div class="post recent-blog-post elem">
619  <div class="featured-image">
620    <a href="https://passiveincomemd.com/blog/financial-wellness/5-key-characteristics-of-physicians-well-prepared-for-retirement/" data-wpel-link="internal"><img loading="lazy" decoding="async" width="1024" height="684" src="https://passiveincomemd.com/wp-content/uploads/2017/01/bb4b54_57ffeeba53184c0a83eab2e5929666cbmv2_d_6016_4016_s_4_2-scaled-1-1024x684.jpg" class="attachment-large size-large wp-post-image" alt="" srcset="https://passiveincomemd.com/wp-content/uploads/2017/01/bb4b54_57ffeeba53184c0a83eab2e5929666cbmv2_d_6016_4016_s_4_2-scaled-1-1024x684.jpg 1024w, https://passiveincomemd.com/wp-content/uploads/2017/01/bb4b54_57ffeeba53184c0a83eab2e5929666cbmv2_d_6016_4016_s_4_2-scaled-1-300x200.jpg 300w, https://passiveincomemd.com/wp-content/uploads/2017/01/bb4b54_57ffeeba53184c0a83eab2e5929666cbmv2_d_6016_4016_s_4_2-scaled-1-768x513.jpg 768w, https://passiveincomemd.com/wp-content/uploads/2017/01/bb4b54_57ffeeba53184c0a83eab2e5929666cbmv2_d_6016_4016_s_4_2-scaled-1-1536x1025.jpg 1536w, https://passiveincomemd.com/wp-content/uploads/2017/01/bb4b54_57ffeeba53184c0a83eab2e5929666cbmv2_d_6016_4016_s_4_2-scaled-1-2048x1367.jpg 2048w" sizes="(max-width: 1024px) 100vw, 1024px" /></a>
621  </div>
622  <div class="categories cat-tag">
623    <a href="https://passiveincomemd.com/category/financial-wellness/" data-wpel-link="internal">Financial Wellness</a>  </div>
624  <a href="https://passiveincomemd.com/blog/financial-wellness/5-key-characteristics-of-physicians-well-prepared-for-retirement/" class="post-title" data-wpel-link="internal"><h3>
6245 Key Characteristics of Physicians Well-Prepared for Retirement</h3></a>
625  <div class="information">
626    October 18, 2016 &bull; 3 Min Read
627  </div>
628</div>
629<div class="post recent-blog-post elem">
630  <div class="featured-image">
631    <a href="https://passiveincomemd.com/blog/side-hustles/are-side-hustles-the-best-kind-of-asset-protection/" data-wpel-link="internal"><img loading="lazy" decoding="async" width="1000" height="668" src="https://passiveincomemd.com/wp-content/uploads/2019/09/Are-Side-Hustles-the-Best-Kind-of-Asset-Protection-1.jpg" class="attachment-large size-large wp-post-image" alt="Are Side Hustles the Best Kind of Asset Protection" srcset="https://passiveincomemd.com/wp-content/uploads/2019/09/Are-Side-Hustles-the-Best-Kind-of-Asset-Protection-1.jpg 1000w, https://passiveincomemd.com/wp-content/uploads/2019/09/Are-Side-Hustles-the-Best-Kind-of-Asset-Protection-1-300x200.jpg 300w, https://passiveincomemd.com/wp-content/uploads/2019/09/Are-Side-Hustles-the-Best-Kind-of-Asset-Protection-1-768x513.jpg 768w" sizes="(max-width: 1000px) 100vw, 1000px" /></a>
632  </div>
633  <div class="categories cat-tag">
634    <a href="https://passiveincomemd.com/category/saturday-syndication/" data-wpel-link="internal">Saturday Syndication</a><a href="https://passiveincomemd.com/category/side-hustles/" data-wpel-link="internal">Side Hustles</a>  </div>
635  <a href="https://passiveincomemd.com/blog/side-hustles/are-side-hustles-the-best-kind-of-asset-protection/" class="post-title" data-wpel-link="internal"><h3>Are Side Hustles the Best Kind of Asset Protection?</h3></a>
636  <div class="information">
637    September 14, 2019 &bull; 8 Min Read
638  </div>
639</div>
640					</div>
641				</div>
642	  	</div>
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645  </section>
646
647	
648
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664  <section data-wpr-lazyrender="1" id="block_c66e269b2dd1c44c6cc4929eb382ce3c" class="background-repeat-no-repeat background-size-cover background-position-x-left background-position-y-top mobile-background-position-x-center mobile-background-position-y-top mobile-margin-none container-normal text-color-dark none below-flourish section-two-col  blog-footer justify-content-space-between align-items-center mobile-order-first-first">
665		  	<div  class="container">
666
667			
668			<div  class="row ">
669									<div class="column ">
670
671													<style> #block_c66e269b2dd1c44c6cc4929eb382ce3c .row .column:nth-of-type(1) .content-wrap {padding:0 0 0 0;}@media (max-width:820px){
672											#block_c66e269b2dd1c44c6cc4929eb382ce3c .row .column:nth-of-type(1) .content-wrap {
673												padding: 0 20px 0 20px;
674											}
675										} </style>							<div class="content-wrap ">
676				  			<img fetchpriority="high" decoding="async" fetchpriority="high" class="alignnone wp-image-19025 size-full" src="https://passiveincomemd.com/wp-content/uploads/2022/09/PIMD-Newsletter-1.jpg" alt="" width="1500" height="785" srcset="https://passiveincomemd.com/wp-content/uploads/2022/09/PIMD-Newsletter-1.jpg 1500w, https://passiveincomemd.com/wp-content/uploads/2022/09/PIMD-Newsletter-1-300x157.jpg 300w, https://passiveincomemd.com/wp-content/uploads/2022/09/PIMD-Newsletter-1-1024x536.jpg 1024w, https://passiveincomemd.com/wp-content/uploads/2022/09/PIMD-Newsletter-1-768x402.jpg 768w" sizes="(max-width: 1500px) 100vw, 1500px" />
677<p><span class="color-white font-32">Never miss an article.</span></p>
678<p><span class="color-white">Sign up for our newsletter to get blog updates sent straight to your inbox. </span></p>
679				  		</div>
680							
681
682											</div>
683									<div class="column ">
684
685													<style> #block_c66e269b2dd1c44c6cc4929eb382ce3c .row .column:nth-of-type(2) .content-wrap {background:#f5f5f5;padding:72px 66px 72px 66px;transform:translateY(199px);margin-top:-199px}@media (max-width:820px){
686											#block_c66e269b2dd1c44c6cc4929eb382ce3c .row .column:nth-of-type(2) .content-wrap {
687												padding: 20px 20px 20px 20px;
688											}
689										} </style>							<div class="content-wrap ">
690				  			<h4>Sign up for tips, tricks & updates</h4>
691
692                <div class='gf_browser_chrome gform_wrapper gravity-theme gform-theme--no-framework checkbox-cols_wrapper full-width-submit-button_wrapper' data-form-theme='gravity-theme' data-form-index='0' id='gform_wrapper_8' ><div id='gf_8' class='gform_anchor' tabindex='-1'></div><form method='post' enctype='multipart/form-data' target='gform_ajax_frame_8' id='gform_8' class='checkbox-cols full-width-submit-button' action='/blog/#gf_8' data-formid='8' novalidate>
693                        <div class='gform-body gform_body'><div id='gform_fields_8' class='gform_fields top_label form_sublabel_below description_below validation_below'><div id="field_8_5" class="gfield gfield--type-honeypot gform_validation_container field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible"  ><label class='gfield_label gform-field-label' for='input_8_5'>URL</label><div class='ginput_container'><input name='input_5' id='input_8_5' type='text' value='' autocomplete='new-password'/></div><div class='gfield_description' id='gfield_description_8_5'>This field is for validation purposes and should be left unchanged.</div></div><div id="field_8_4" class="gfield gfield--type-text gfield--width-full gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  ><label class='gfield_label gform-field-label' for='input_8_4'>Name &emsp;<span class="gfield_required"><span class="gfield_required gfield_required_text">(Required)</span></span></label><div class='ginput_container ginput_container_text'><input name='input_4' id='input_8_4' type='text' value='' class='large'     aria-required="true" aria-invalid="false"   /></div></div><div id="field_8_1" class="gfield gfield--type-email gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  ><label class='gfield_label gform-field-label' for='input_8_1'>Email &emsp;<span class="gfield_required"><span class="gfield_required gfield_required_text">(Required)</span></span></label><div class='ginput_container ginput_container_email'>
694                            <input name='input_1' id='input_8_1' type='email' value='' class='large'    aria-required="true" aria-invalid="false"  />
695                        </div></div><fieldset id="field_8_3" class="gfield gfield--type-checkbox gfield--type-choice field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' >I’m interested in</legend>
695<div class='ginput_container ginput_container_checkbox'><div class='gfield_checkbox ' id='input_8_3'><div class='gchoice gchoice_8_3_1'>
696								<input class='gfield-choice-input' name='input_3.1' type='checkbox'  value='Course'  id='choice_8_3_1'   />
697								<label for='choice_8_3_1' id='label_8_3_1' class='gform-field-label gform-field-label--type-inline'>Course</label>
698							</div><div class='gchoice gchoice_8_3_2'>
699								<input class='gfield-choice-input' name='input_3.2' type='checkbox'  value='Accelerator'  id='choice_8_3_2'   />
700								<label for='choice_8_3_2' id='label_8_3_2' class='gform-field-label gform-field-label--type-inline'>Accelerator</label>
701							</div><div class='gchoice gchoice_8_3_3'>
702								<input class='gfield-choice-input' name='input_3.3' type='checkbox'  value='Conferences'  id='choice_8_3_3'   />
703								<label for='choice_8_3_3' id='label_8_3_3' class='gform-field-label gform-field-label--type-inline'>Conferences</label>
704							</div><div class='gchoice gchoice_8_3_4'>
705								<input class='gfield-choice-input' name='input_3.4' type='checkbox'  value='PIMD Newsletter'  id='choice_8_3_4'   />
706								<label for='choice_8_3_4' id='label_8_3_4' class='gform-field-label gform-field-label--type-inline'>PIMD Newsletter</label>
707							</div><div class='gchoice gchoice_8_3_5'>
708								<input class='gfield-choice-input' name='input_3.5' type='checkbox'  value='Real Estate Insider'  id='choice_8_3_5'   />
709								<label for='choice_8_3_5' id='label_8_3_5' class='gform-field-label gform-field-label--type-inline'>Real Estate Insider</label>
710							</div><div class='gchoice gchoice_8_3_6'>
711								<input class='gfield-choice-input' name='input_3.6' type='checkbox'  value='Partnerships'  id='choice_8_3_6'   />
712								<label for='choice_8_3_6' id='label_8_3_6' class='gform-field-label gform-field-label--type-inline'>Partnerships</label>
713							</div></div></div></fieldset></div></div>
714        <div class='gform-footer gform_footer top_label'> <input type='submit' id='gform_submit_button_8' class='gform_button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' value='Subscribe'  /> <input type='hidden' name='gform_ajax' value='form_id=8&title=&description=&tabindex=0&theme=gravity-theme&styles=[]&hash=f493687ea90cb87f2d200cce36687f5b' />
715            <input type='hidden' class='gform_hidden' name='gform_submission_method' data-js='gform_submission_method_8' value='iframe' />
716            <input type='hidden' class='gform_hidden' name='gform_theme' data-js='gform_theme_8' id='gform_theme_8' value='gravity-theme' />
717            <input type='hidden' class='gform_hidden' name='gform_style_settings' data-js='gform_style_settings_8' id='gform_style_settings_8' value='[]' />
718            <input type='hidden' class='gform_hidden' name='is_submit_8' value='1' />
719            <input type='hidden' class='gform_hidden' name='gform_submit' value='8' />
720            
721            <input type='hidden' class='gform_hidden' name='gform_currency' data-currency='USD' value='oYxOspV774LpvUGosVokseAWrKRFhlfcKaude4UKzandeY4WPD/SO2TYWIWG4PJG4PYCjYk25xVhYfkIemuAe9Y8Fpv4nEcJR/opyjTFkg8OLYk=' />
722            <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' />
723            <input type='hidden' class='gform_hidden' name='state_8' value='WyJbXSIsImMxNTMwYmQwMDBlNGQ0ZTM4ZTE2ODYxYzUwZGM3ZWI2Il0=' />
724            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_target_page_number_8' id='gform_target_page_number_8' value='0' />
725            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_source_page_number_8' id='gform_source_page_number_8' value='1' />
726            <input type='hidden' name='gform_field_values' value='' />
727            
728        </div>
729                        <p style="display: none !important;" class="akismet-fields-container" data-prefix="ak_"><label>&#916;<textarea name="ak_hp_textarea" cols="45" rows="8" maxlength="100"></textarea></label><input type="hidden" id="ak_js_1" name="ak_js" value="244"/>
729<script>
730document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() );
731</script>
731
732</p></form>
733                        </div>
734		                <iframe style='display:none;width:0px;height:0px;' src='about:blank' name='gform_ajax_frame_8' id='gform_ajax_frame_8' title='This iframe contains the logic required to handle Ajax powered Gravity Forms.'></iframe>
735		                
735<script>
736gform.initializeOnLoaded( function() {gformInitSpinner( 8, 'https://passiveincomemd.com/wp-content/plugins/gravityforms/images/spinner.svg', true );jQuery('#gform_ajax_frame_8').on('load',function(){var contents = jQuery(this).contents().find('*').html();var is_postback = contents.indexOf('GF_AJAX_POSTBACK') >= 0;if(!is_postback){return;}var form_content = jQuery(this).contents().find('#gform_wrapper_8');var is_confirmation = jQuery(this).contents().find('#gform_confirmation_wrapper_8').length > 0;var is_redirect = contents.indexOf('gformRedirect(){') >= 0;var is_form = form_content.length > 0 && ! is_redirect && ! is_confirmation;var mt = parseInt(jQuery('html').css('margin-top'), 10) + parseInt(jQuery('body').css('margin-top'), 10) + 100;if(is_form){jQuery('#gform_wrapper_8').html(form_content.html());if(form_content.hasClass('gform_validation_error')){jQuery('#gform_wrapper_8').addClass('gform_validation_error');} else {jQuery('#gform_wrapper_8').removeClass('gform_validation_error');}setTimeout( function() { /* delay the scroll by 50 milliseconds to fix a bug in chrome */ jQuery(document).scrollTop(jQuery('#gform_wrapper_8').offset().top - mt); }, 50 );if(window['gformInitDatepicker']) {gformInitDatepicker();}if(window['gformInitPriceFields']) {gformInitPriceFields();}var current_page = jQuery('#gform_source_page_number_8').val();gformInitSpinner( 8, 'https://passiveincomemd.com/wp-content/plugins/gravityforms/images/spinner.svg', true );jQuery(document).trigger('gform_page_loaded', [8, current_page]);window['gf_submitting_8'] = false;}else if(!is_redirect){var confirmation_content = jQuery(this).contents().find('.GF_AJAX_POSTBACK').html();if(!confirmation_content){confirmation_content = contents;}jQuery('#gform_wrapper_8').replaceWith(confirmation_content);jQuery(document).scrollTop(jQuery('#gf_8').offset().top - mt);jQuery(document).trigger('gform_confirmation_loaded', [8]);window['gf_submitting_8'] = false;wp.a11y.speak(jQuery('#gform_confirmation_message_8').text());}else{jQuery('#gform_8').append(contents);if(window['gformRedirect']) {gformRedirect();}}jQuery(document).trigger("gform_pre_post_render", [{ formId: "8", currentPage: "current_page", abort: function() { this.preventDefault(); } }]);        if (event && event.defaultPrevented) {                return;        }        const gformWrapperDiv = document.getElementById( "gform_wrapper_8" );        if ( gformWrapperDiv ) {            const visibilitySpan = document.createElement( "span" );            visibilitySpan.id = "gform_visibility_test_8";            gformWrapperDiv.insertAdjacentElement( "afterend", visibilitySpan );        }        const visibilityTestDiv = document.getElementById( "gform_visibility_test_8" );        let postRenderFired = false;        function triggerPostRender() {            if ( postRenderFired ) {                return;            }            postRenderFired = true;            gform.core.triggerPostRenderEvents( 8, current_page );            if ( visibilityTestDiv ) {                visibilityTestDiv.parentNode.removeChild( visibilityTestDiv );            }        }        function debounce( func, wait, immediate ) {            var timeout;            return function() {                var context = this, args = arguments;                var later = function() {                    timeout = null;                    if ( !immediate ) func.apply( context, args );                };                var callNow = immediate && !timeout;                clearTimeout( timeout );                timeout = setTimeout( later, wait );                if ( callNow ) func.apply( context, args );            };        }        const debouncedTriggerPostRender = debounce( function() {            triggerPostRender();        }, 200 );        if ( visibilityTestDiv && visibilityTestDiv.offsetParent === null ) {            const observer = new MutationObserver( ( mutations ) => {                mutations.forEach( ( mutation ) => {                    if ( mutation.type === 'attributes' && visibilityTestDiv.offsetParent !== null ) {                        debouncedTriggerPostRender();                        observer.disconnect();                    }                });            });            observer.observe( document.body, {                attributes: true,                childList: false,                subtree: true,                attributeFilter: [ 'style', 'class' ],            });        } else {            triggerPostRender();        }    } );} );
737</script>
737
738
739<p>&nbsp;</p>
740				  		</div>
741							
742
743											</div>
744							</div>
745  	</div>
746		<div  class="flourish fade-in-up"></div>
747  </section>
748
749	<footer data-wpr-lazyrender="1" id="main-footer" class="container-wide">
750	<div  class="container">
751		<div  class="footer-top">
752			<div class="left">
753				<div class="logo">
754					<img src="https://passiveincomemd.com/wp-content/uploads/2022/07/PIMD.svg" alt="Passive Income">				</div>
755				<div class="description">
756					Helping physicians achieve financial freedom through passive income. 				</div>
757			</div>
758			<div class="center">
759				<div class="menu">
760					<h4>Resources</h4><ul class="nav-list"><li id="menu-item-793" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-793"><a href="https://passiveincomemd.com/podcast/" data-wpel-link="internal">Podcast</a></li><li id="menu-item-794" class="menu-item menu-item-type-post_type menu-item-object-page current-menu-item page_item page-item-455 current_page_item menu-item-794"><a href="https://passiveincomemd.com/blog/" aria-current="page" data-wpel-link="internal">Blog</a></li><li id="menu-item-1890" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1890"><a href="https://passiveincomemd.com/course/" data-wpel-link="internal">Passive Real Estate Academy</a></li><li id="menu-item-810" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-810"><a href="https://passiveincomemd.com/conferences/" data-wpel-link="internal">Conferences</a></li><li id="menu-item-1563" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-1563"><a href="/all-courses/" data-wpel-link="internal">Physician Courses</a></li></ul>				</div>
761				<div class="menu">
762					<h4>Our Company</h4><ul class="nav-list"><li id="menu-item-812" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-812"><a href="https://passiveincomemd.com/about/" data-wpel-link="internal">About PIMD</a></li><li id="menu-item-813" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-813"><a href="https://passiveincomemd.com/contact-us/" data-wpel-link="internal">Contact Us</a></li><li id="menu-item-815" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-815"><a href="https://passiveincomemd.com/partner-with-us/" data-wpel-link="internal">Partner With Us</a></li></ul>				</div>
763			</div>
764			<div class="right show-desktop">
765				<p><span class="color-navy text-uppercase increase-letter-spacing font-brandon weight-bold">Sign up for our newsletter</span></p>
766
767                <div class='gf_browser_chrome gform_wrapper gravity-theme gform-theme--no-framework inline-form_wrapper checkbox-cols_wrapper arrow-button-mobile_wrapper' data-form-theme='gravity-theme' data-form-index='0' id='gform_wrapper_2' ><div id='gf_2' class='gform_anchor' tabindex='-1'></div><form method='post' enctype='multipart/form-data' target='gform_ajax_frame_2' id='gform_2' class='inline-form checkbox-cols arrow-button-mobile' action='/blog/#gf_2' data-formid='2' novalidate>
768                        <div class='gform-body gform_body'><div id='gform_fields_2' class='gform_fields top_label form_sublabel_below description_below validation_below'><div id="field_2_4" class="gfield gfield--type-honeypot gform_validation_container field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible"  ><label class='gfield_label gform-field-label' for='input_2_4'>Instagram</label><div class='ginput_container'><input name='input_4' id='input_2_4' type='text' value='' autocomplete='new-password'/></div><div class='gfield_description' id='gfield_description_2_4'>This field is for validation purposes and should be left unchanged.</div></div><div id="field_2_1" class="gfield gfield--type-email gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  ><label class='gfield_label gform-field-label' for='input_2_1'>Email &emsp;<span class="gfield_required"><span class="gfield_required gfield_required_text">(Required)</span></span></label><div class='ginput_container ginput_container_email'>
769                            <input name='input_1' id='input_2_1' type='email' value='' class='large'    aria-required="true" aria-invalid="false"  />
770                        </div></div><fieldset id="field_2_3" class="gfield gfield--type-checkbox gfield--type-choice field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' >I’m interested in</legend>
770<div class='ginput_container ginput_container_checkbox'><div class='gfield_checkbox ' id='input_2_3'><div class='gchoice gchoice_2_3_1'>
771								<input class='gfield-choice-input' name='input_3.1' type='checkbox'  value='Course'  id='choice_2_3_1'   />
772								<label for='choice_2_3_1' id='label_2_3_1' class='gform-field-label gform-field-label--type-inline'>Course</label>
773							</div><div class='gchoice gchoice_2_3_2'>
774								<input class='gfield-choice-input' name='input_3.2' type='checkbox'  value='Accelerator'  id='choice_2_3_2'   />
775								<label for='choice_2_3_2' id='label_2_3_2' class='gform-field-label gform-field-label--type-inline'>Accelerator</label>
776							</div><div class='gchoice gchoice_2_3_3'>
777								<input class='gfield-choice-input' name='input_3.3' type='checkbox'  value='Conferences'  id='choice_2_3_3'   />
778								<label for='choice_2_3_3' id='label_2_3_3' class='gform-field-label gform-field-label--type-inline'>Conferences</label>
779							</div><div class='gchoice gchoice_2_3_4'>
780								<input class='gfield-choice-input' name='input_3.4' type='checkbox'  value='PIMD Newsletter'  id='choice_2_3_4'   />
781								<label for='choice_2_3_4' id='label_2_3_4' class='gform-field-label gform-field-label--type-inline'>PIMD Newsletter</label>
782							</div><div class='gchoice gchoice_2_3_5'>
783								<input class='gfield-choice-input' name='input_3.5' type='checkbox'  value='Real Estate Insider'  id='choice_2_3_5'   />
784								<label for='choice_2_3_5' id='label_2_3_5' class='gform-field-label gform-field-label--type-inline'>Real Estate Insider</label>
785							</div><div class='gchoice gchoice_2_3_6'>
786								<input class='gfield-choice-input' name='input_3.6' type='checkbox'  value='Partnerships'  id='choice_2_3_6'   />
787								<label for='choice_2_3_6' id='label_2_3_6' class='gform-field-label gform-field-label--type-inline'>Partnerships</label>
788							</div></div></div></fieldset></div></div>
789        <div class='gform-footer gform_footer top_label'> <input type='submit' id='gform_submit_button_2' class='gform_button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' value='Subscribe'  /> <input type='hidden' name='gform_ajax' value='form_id=2&amp;title=&amp;description=&amp;tabindex=0&amp;theme=gravity-theme&amp;styles=[]&amp;hash=b15d1488066cddaa325d50e28339bf67' />
790            <input type='hidden' class='gform_hidden' name='gform_submission_method' data-js='gform_submission_method_2' value='iframe' />
791            <input type='hidden' class='gform_hidden' name='gform_theme' data-js='gform_theme_2' id='gform_theme_2' value='gravity-theme' />
792            <input type='hidden' class='gform_hidden' name='gform_style_settings' data-js='gform_style_settings_2' id='gform_style_settings_2' value='[]' />
793            <input type='hidden' class='gform_hidden' name='is_submit_2' value='1' />
794            <input type='hidden' class='gform_hidden' name='gform_submit' value='2' />
795            
796            <input type='hidden' class='gform_hidden' name='gform_currency' data-currency='USD' value='EZftZIW82hnEajmf2pXew6tzIu95WHh5eBXdfGxqjsuqM310eLRNo7PtdOdwRUpeuRDpaeqNh2g9yvjvpx8dnZY4/krDG1rgWP2L2I+9jN57BNo=' />
797            <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' />
798            <input type='hidden' class='gform_hidden' name='state_2' value='WyJbXSIsImMxNTMwYmQwMDBlNGQ0ZTM4ZTE2ODYxYzUwZGM3ZWI2Il0=' />
799            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_target_page_number_2' id='gform_target_page_number_2' value='0' />
800            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_source_page_number_2' id='gform_source_page_number_2' value='1' />
801            <input type='hidden' name='gform_field_values' value='' />
802            
803        </div>
804                        <p style="display: none !important;" class="akismet-fields-container" data-prefix="ak_"><label>&#916;<textarea name="ak_hp_textarea" cols="45" rows="8" maxlength="100"></textarea></label><input type="hidden" id="ak_js_3" name="ak_js" value="83"/>
804<script>
805document.getElementById( "ak_js_3" ).setAttribute( "value", ( new Date() ).getTime() );
806</script>
806
807</p></form>
808                        </div>
809		                <iframe style='display:none;width:0px;height:0px;' src='about:blank' name='gform_ajax_frame_2' id='gform_ajax_frame_2' title='This iframe contains the logic required to handle Ajax powered Gravity Forms.'></iframe>
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1051var ElementorProFrontendConfig = {"ajaxurl":"https:\/\/passiveincomemd.com\/wp-admin\/admin-ajax.php","nonce":"3ac9f3c977","urls":{"assets":"https:\/\/passiveincomemd.com\/wp-content\/plugins\/elementor-pro\/assets\/","rest":"https:\/\/passiveincomemd.com\/wp-json\/"},"settings":{"lazy_load_background_images":true},"popup":{"hasPopUps":true},"shareButtonsNetworks":{"facebook":{"title":"Facebook","has_counter":true},"twitter":{"title":"Twitter"},"linkedin":{"title":"LinkedIn","has_counter":true},"pinterest":{"title":"Pinterest","has_counter":true},"reddit":{"title":"Reddit","has_counter":true},"vk":{"title":"VK","has_counter":true},"odnoklassniki":{"title":"OK","has_counter":true},"tumblr":{"title":"Tumblr"},"digg":{"title":"Digg"},"skype":{"title":"Skype"},"stumbleupon":{"title":"StumbleUpon","has_counter":true},"mix":{"title":"Mix"},"telegram":{"title":"Telegram"},"pocket":{"title":"Pocket","has_counter":true},"xing":{"title":"XING","has_counter":true},"whatsapp":{"title":"WhatsApp"},"email":{"title":"Email"},"print":{"title":"Print"},"x-twitter":{"title":"X"},"threads":{"title":"Threads"}},"facebook_sdk":{"lang":"en_US","app_id":""},"lottie":{"defaultAnimationUrl":"https:\/\/passiveincomemd.com\/wp-content\/plugins\/elementor-pro\/modules\/lottie\/assets\/animations\/default.json"}};
1052//# sourceURL=elementor-pro-frontend-js-before
1053</script>
vendor: 1 bytes, line 1053
1053
1054<script id="elementor-pro-frontend-js" src="https://passiveincomemd.com/wp-content/plugins/elementor-pro/assets/js/frontend.min.js?ver=4.1.2"></script>
vendor: 1 bytes, line 1054
1054
1055<script id="pro-elements-handlers-js" src="https://passiveincomemd.com/wp-content/plugins/elementor-pro/assets/js/elements-handlers.min.js?ver=4.1.2"></script>
vendor: 1 bytes, line 1055
1055
1056<script id="pdfp-public-js-extra">
1057var pdfp = {"dir":"https://passiveincomemd.com/wp-content/plugins/pdf-poster/","ajaxUrl":"https://passiveincomemd.com/wp-admin/admin-ajax.php","isPipe":""};
1058var pdfp = {"dir":"https://passiveincomemd.com/wp-content/plugins/pdf-poster/","ajaxUrl":"https://passiveincomemd.com/wp-admin/admin-ajax.php","isPipe":""};
1059//# sourceURL=pdfp-public-js-extra
1060</script>
vendor: 1 bytes, line 1060
1060
1061<script id="pdfp-public-js" src="https://passiveincomemd.com/wp-content/plugins/pdf-poster/build/public.js?ver=2.5.4"></script>
vendor: 1 bytes, line 1061
1061
1062<script id="react-js" src="https://passiveincomemd.com/wp-includes/js/dist/vendor/react.min.js?ver=18.3.1.1"></script>
vendor: 1 bytes, line 1062
1062
1063<script id="react-dom-js" src="https://passiveincomemd.com/wp-includes/js/dist/vendor/react-dom.min.js?ver=18.3.1.1"></script>
vendor: 1 bytes, line 1063
1063
1064<script id="pdfp-pdfposter-view-script-js-extra">
1065var pdfp = {"dir":"https://passiveincomemd.com/wp-content/plugins/pdf-poster/","ajaxUrl":"https://passiveincomemd.com/wp-admin/admin-ajax.php","isPipe":""};
1066var pdfp = {"dir":"https://passiveincomemd.com/wp-content/plugins/pdf-poster/","ajaxUrl":"https://passiveincomemd.com/wp-admin/admin-ajax.php","isPipe":""};
1067//# sourceURL=pdfp-pdfposter-view-script-js-extra
1068</script>
vendor: 1 bytes, line 1068
1068
1069<script data-wp-strategy="defer" defer id="pdfp-pdfposter-view-script-js" src="https://passiveincomemd.com/wp-content/plugins/pdf-poster/build/blocks/pdf-poster/view.js?ver=5efa61220eadd59dedd2"></script>
1069
1070		
1070<script type="text/javascript">
1071			var visualizerUserInteractionEvents = [
1072				"scroll",
1073				"mouseover",
1074				"keydown",
1075				"touchmove",
1076				"touchstart"
1077			];
1078
1079			visualizerUserInteractionEvents.forEach(function(event) {
1080				window.addEventListener(event, visualizerTriggerScriptLoader, { passive: true });
1081			});
1082
1083			function visualizerTriggerScriptLoader() {
1084				visualizerLoadScripts();
1085				visualizerUserInteractionEvents.forEach(function(event) {
1086					window.removeEventListener(event, visualizerTriggerScriptLoader, { passive: true });
1087				});
1088			}
1089
1090			function visualizerLoadScripts() {
1091				document.querySelectorAll("script[data-visualizer-script]").forEach(function(elem) {
1092					jQuery.getScript( elem.getAttribute("data-visualizer-script") )
1093					.done( function( script, textStatus ) {
1094						elem.setAttribute("src", elem.getAttribute("data-visualizer-script"));
1095						elem.removeAttribute("data-visualizer-script");
1096						setTimeout( function() {
1097							visualizerRefreshChart();
1098						} );
1099					} );
1100				});
1101			}
1102
1103			function visualizerRefreshChart() {
1104				jQuery( '.visualizer-front:not(.visualizer-chart-loaded)' ).resize();
1105				if ( jQuery( 'div.viz-facade-loaded:not(.visualizer-lazy):empty' ).length > 0 ) {
1106					visualizerUserInteractionEvents.forEach( function( event ) {
1107						window.addEventListener( event, function() {
1108							jQuery( '.visualizer-front:not(.visualizer-chart-loaded)' ).resize();
1109						}, { passive: true } );
1110					} );
1111				}
1112			}
1113		</script>
1113
1114					
1114<script type="text/template" id="tmpl-convertkit-quicktags-modal">
1115			<div id="convertkit-quicktags-modal">
1116				<div class="media-frame-title"><h1></h1></div>
1117				<div class="media-frame-content"></div>
1118				<div class="media-frame-toolbar">
1119					<div class="media-toolbar">
1120						<div class="media-toolbar-secondary">
1121							<button type="button" class="button button-large cancel">Cancel</button>
1122						</div>
1123						<div class="media-toolbar-primary">
1124							<button type="button" class="button button-primary button-large">Insert</button>
1125						</div>
1126					</div>
1127				</div>
1128			</div>
1129		</script>
1129
1130		<!--noptimize-->
1130<script>!function(){window.advanced_ads_ready_queue=window.advanced_ads_ready_queue||[],advanced_ads_ready_queue.push=window.advanced_ads_ready;for(var d=0,a=advanced_ads_ready_queue.length;d<a;d++)advanced_ads_ready(advanced_ads_ready_queue[d])}();</script>
1130<!--/noptimize-->
1130<script>
1131gform.initializeOnLoaded( function() { jQuery(document).on('gform_post_render', function(event, formId, currentPage){if(formId == 8) {} } );jQuery(document).on('gform_post_conditional_logic', function(event, formId, fields, isInit){} ) } );
1132</script>
vendor: 1 bytes, line 1132
1132
1133<script>
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1135</script>
vendor: 1 bytes, line 1135
1135
1136<script>
1137gform.initializeOnLoaded( function() { jQuery(document).on('gform_post_render', function(event, formId, currentPage){if(formId == 2) {} } );jQuery(document).on('gform_post_conditional_logic', function(event, formId, fields, isInit){} ) } );
1138</script>
vendor: 1 bytes, line 1138
1138
1139<script>
1140gform.initializeOnLoaded( function() {jQuery(document).trigger("gform_pre_post_render", [{ formId: "2", currentPage: "1", abort: function() { this.preventDefault(); } }]);        if (event && event.defaultPrevented) {                return;        }        const gformWrapperDiv = document.getElementById( "gform_wrapper_2" );        if ( gformWrapperDiv ) {            const visibilitySpan = document.createElement( "span" );            visibilitySpan.id = "gform_visibility_test_2";            gformWrapperDiv.insertAdjacentElement( "afterend", visibilitySpan );        }        const visibilityTestDiv = document.getElementById( "gform_visibility_test_2" );        let postRenderFired = false;        function triggerPostRender() {            if ( postRenderFired ) {                return;            }            postRenderFired = true;            gform.core.triggerPostRenderEvents( 2, 1 );            if ( visibilityTestDiv ) {                visibilityTestDiv.parentNode.removeChild( visibilityTestDiv );            }        }        function debounce( func, wait, immediate ) {            var timeout;            return function() {                var context = this, args = arguments;                var later = function() {                    timeout = null;                    if ( !immediate ) func.apply( context, args );                };                var callNow = immediate && !timeout;                clearTimeout( timeout );                timeout = setTimeout( later, wait );                if ( callNow ) func.apply( context, args );            };        }        const debouncedTriggerPostRender = debounce( function() {            triggerPostRender();        }, 200 );        if ( visibilityTestDiv && visibilityTestDiv.offsetParent === null ) {            const observer = new MutationObserver( ( mutations ) => {                mutations.forEach( ( mutation ) => {                    if ( mutation.type === 'attributes' && visibilityTestDiv.offsetParent !== null ) {                        debouncedTriggerPostRender();                        observer.disconnect();                    }                });            });            observer.observe( document.body, {                attributes: true,                childList: false,                subtree: true,                attributeFilter: [ 'style', 'class' ],            });        } else {            triggerPostRender();        }    } );
1141</script>
1141
1142
1143
1144<script type="module" src="https://static.cloudflareinsights.com/beacon.min.js/v31edd6df95cf4e85bb4c19e7a9bdbcba1788362987495" integrity="sha512-iIg7k2xntmwu6/uSb5tpc/hySgZc4eoL31yB29W6tJFo2akwjPWcEqnCEdJvGexCL0KEQwVYv5BlowfhVz26hg==" data-cf-beacon='{"version":"2024.11.0","token":"3ccf59534d6e4709b4f8e9c8f58d688e","r":1,"spa":2}' crossorigin="anonymous"></script>
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1145</body>
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1147
1148<!-- This website is like a Rocket, isn't it? Performance optimized by WP Rocket. Learn more: https://wp-rocket.me - Debug: cached@1790944786 -->

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